The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,502 12,693 SH   SOLE   0 0 12,693
ABBVIE INC COM 00287Y109 8,402 51,826 SH   SOLE   0 0 51,826
ACTIVISION BLIZZARD INC COM 00507V109 563 7,029 SH   SOLE   0 0 7,029
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,180 2,589 SH   SOLE   0 0 2,589
AES CORP COM 00130H105 3,452 134,177 SH   SOLE   0 0 134,177
ALLSPRING INCOME OPPORTUNIT INC OPPTY FD 94987B105 213 27,000 SH   SOLE   0 0 27,000
ALPHABET INC CAP STK CL A 02079K305 1,756 631 SH   SOLE   0 0 631
AMAZON COM INC COM 023135106 1,644 504 SH   SOLE   0 0 504
AMERICAN TOWER CORP NEW COM 03027X100 913 3,634 SH   SOLE   0 0 3,634
APPLE INC COM 037833100 6,514 37,306 SH   SOLE   0 0 37,306
BCE INC COM NEW 05534B760 2,886 52,032 SH   SOLE   0 0 52,032
BK OF AMERICA CORP COM 060505104 1,957 47,474 SH   SOLE   0 0 47,474
BRISTOL-MYERS SQUIBB CO COM 110122108 6,305 86,336 SH   SOLE   0 0 86,336
BROADCOM INC COM 11135F101 6,151 9,768 SH   SOLE   0 0 9,768
CHEVRON CORP NEW COM 166764100 4,172 25,619 SH   SOLE   0 0 25,619
CHUBB LIMITED COM H1467J104 1,671 7,810 SH   SOLE   0 0 7,810
CISCO SYS INC COM 17275R102 3,878 69,547 SH   SOLE   0 0 69,547
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,680 18,733 SH   SOLE   0 0 18,733
COINBASE GLOBAL INC COM CL A 19260Q107 360 1,896 SH   SOLE   0 0 1,896
COMCAST CORP NEW CL A 20030N101 3,976 84,921 SH   SOLE   0 0 84,921
CONFORMIS INC COM 20717E101 9 15,000 SH   SOLE   0 0 15,000
CVS HEALTH CORP COM 126650100 6,859 67,766 SH   SOLE   0 0 67,766
DIGITAL RLTY TR INC COM 253868103 2,161 15,241 SH   SOLE   0 0 15,241
DISCOVERY INC COM SER C 25470F302 869 34,800 SH   SOLE   0 0 34,800
DOMINION ENERGY INC COM 25746U109 3,311 38,967 SH   SOLE   0 0 38,967
EASTERN BANKSHARES INC COM 27627N105 237 11,000 SH   SOLE   0 0 11,000
EATON CORP PLC SHS G29183103 3,358 22,124 SH   SOLE   0 0 22,124
FISERV INC COM 337738108 1,128 11,121 SH   SOLE   0 0 11,121
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101 209 14,961 SH   SOLE   0 0 14,961
HONEYWELL INTL INC COM 438516106 1,162 5,973 SH   SOLE   0 0 5,973
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 299 975 SH   SOLE   0 0 975
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 953 18,828 SH   SOLE   0 0 18,828
JOHNSON & JOHNSON COM 478160104 6,026 34,002 SH   SOLE   0 0 34,002
JPMORGAN CHASE & CO COM 46625H100 5,491 40,280 SH   SOLE   0 0 40,280
KINDER MORGAN INC DEL COM 49456B101 2,537 134,172 SH   SOLE   0 0 134,172
KRAFT HEINZ CO COM 500754106 3,143 79,793 SH   SOLE   0 0 79,793
L3HARRIS TECHNOLOGIES INC COM 502431109 1,222 4,919 SH   SOLE   0 0 4,919
LOWES COS INC COM 548661107 4,035 19,955 SH   SOLE   0 0 19,955
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 3,174 30,873 SH   SOLE   0 0 30,873
MCDONALDS CORP COM 580135101 3,349 13,542 SH   SOLE   0 0 13,542
MEDTRONIC PLC SHS G5960L103 3,704 33,380 SH   SOLE   0 0 33,380
MERCK & CO INC COM 58933Y105 4,602 56,086 SH   SOLE   0 0 56,086
META PLATFORMS INC CL A 30303M102 888 3,994 SH   SOLE   0 0 3,994
MICROSOFT CORP COM 594918104 3,631 11,779 SH   SOLE   0 0 11,779
MONDELEZ INTL INC CL A 609207105 338 5,380 SH   SOLE   0 0 5,380
NORFOLK SOUTHN CORP COM 655844108 439 1,540 SH   SOLE   0 0 1,540
PEPSICO INC COM 713448108 4,961 29,642 SH   SOLE   0 0 29,642
PHILLIPS 66 COM 718546104 3,257 37,700 SH   SOLE   0 0 37,700
PIMCO STRATEGIC INCOME FD COM 72200X104 165 28,000 SH   SOLE   0 0 28,000
PNC FINL SVCS GROUP INC COM 693475105 4,828 26,178 SH   SOLE   0 0 26,178
QUALCOMM INC COM 747525103 4,803 31,427 SH   SOLE   0 0 31,427
SALESFORCE COM INC COM 79466L302 1,105 5,203 SH   SOLE   0 0 5,203
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,193 22,348 SH   SOLE   0 0 22,348
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,278 110,635 SH   SOLE   0 0 110,635
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 14,925 189,188 SH   SOLE   0 0 189,188
SHERWIN WILLIAMS CO COM 824348106 861 3,450 SH   SOLE   0 0 3,450
SMUCKER J M CO COM NEW 832696405 4,209 31,087 SH   SOLE   0 0 31,087
SOUTHERN CO COM 842587107 310 4,275 SH   SOLE   0 0 4,275
TARGET CORP COM 87612E106 3,139 14,790 SH   SOLE   0 0 14,790
TESLA INC COM 88160R101 211 196 SH   SOLE   0 0 196
THERMO FISHER SCIENTIFIC INC COM 883556102 1,871 3,168 SH   SOLE   0 0 3,168
TJX COS INC NEW COM 872540109 911 15,035 SH   SOLE   0 0 15,035
TRANE TECHNOLOGIES PLC SHS G8994E103 3,674 24,057 SH   SOLE   0 0 24,057
TRAVELERS COMPANIES INC COM 89417E109 4,758 26,036 SH   SOLE   0 0 26,036
TRUIST FINL CORP COM 89832Q109 2,746 48,438 SH   SOLE   0 0 48,438
UNION PAC CORP COM 907818108 4,378 16,024 SH   SOLE   0 0 16,024
UNITED PARCEL SERVICE INC CL B 911312106 3,163 14,747 SH   SOLE   0 0 14,747
US BANCORP DEL COM NEW 902973304 3,428 64,503 SH   SOLE   0 0 64,503
V F CORP COM 918204108 4,358 76,645 SH   SOLE   0 0 76,645
VANGUARD INDEX FDS GROWTH ETF 922908736 256 890 SH   SOLE   0 0 890
VANGUARD INDEX FDS LARGE CAP ETF 922908637 252 1,208 SH   SOLE   0 0 1,208
VANGUARD INDEX FDS MID CAP ETF 922908629 4,663 19,604 SH   SOLE   0 0 19,604
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,433 34,975 SH   SOLE   0 0 34,975
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 12,186 237,971 SH   SOLE   0 0 237,971
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 251 1,548 SH   SOLE   0 0 1,548
VENTAS INC COM 92276F100 3,717 60,189 SH   SOLE   0 0 60,189
VERIZON COMMUNICATIONS INC COM 92343V104 3,942 77,385 SH   SOLE   0 0 77,385
VISA INC COM CL A 92826C839 1,671 7,535 SH   SOLE   0 0 7,535
ZOETIS INC CL A 98978V103 1,212 6,425 SH   SOLE   0 0 6,425