The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   18,235 195 SH   SOLE   0 0 195
ABBOTT LABS COM 002824100   384,495 3,970 SH   SOLE   0 0 3,970
ABBVIE INC COM 00287Y109   652,436 4,377 SH   SOLE   0 0 4,377
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   7,064 23 SH   SOLE   0 0 23
ADOBE INC COM 00724F101   12,748 25 SH   SOLE   0 0 25
ADVANCED MICRO DEVICES INC COM 007903107   102,820 1,000 SH   SOLE   0 0 1,000
ALLSTATE CORP COM 020002101   7,299 66 SH   SOLE   0 0 66
ALPHABET INC CAP STK CL A 02079K305   200,056 1,529 SH   SOLE   0 0 1,529
ALPHABET INC CAP STK CL C 02079K107   65,925 500 SH   SOLE   0 0 500
ALPS ETF TR REIT DIVIDE DOGS 00162Q106   111,853 4,407 SH   SOLE   0 0 4,407
ALTRIA GROUP INC COM 02209S103   163,337 3,884 SH   SOLE   0 0 3,884
AMAZON COM INC COM 023135106   1,060,921 8,346 SH   SOLE   0 0 8,346
AMERICAN ELEC PWR CO INC COM 025537101   158,639 2,109 SH   SOLE   0 0 2,109
AMERICAN EXPRESS CO COM 025816109   15,665 105 SH   SOLE   0 0 105
AON PLC SHS CL A G0403H108   13,942 43 SH   SOLE   0 0 43
APPLE INC COM 037833100   1,968,046 11,495 SH   SOLE   0 0 11,495
APPLIED MATLS INC COM 038222105   461,177 3,331 SH   SOLE   0 0 3,331
ARBOR REALTY TRUST INC COM 038923108   212,900 14,025 SH   SOLE   0 0 14,025
ARTISAN PARTNERS ASSET MGMT CL A 04316A108   37,420 1,000 SH   SOLE   0 0 1,000
AT&T INC COM 00206R102   93,079 6,197 SH   SOLE   0 0 6,197
AUTOMATIC DATA PROCESSING IN COM 053015103   128,230 533 SH   SOLE   0 0 533
AUTOZONE INC COM 053332102   27,940 11 SH   SOLE   0 0 11
AXCELIS TECHNOLOGIES INC COM NEW 054540208   235,934 1,447 SH   SOLE   0 0 1,447
BANK AMERICA CORP COM 060505104   13,636 498 SH   SOLE   0 0 498
BAXTER INTL INC COM 071813109   24,833 658 SH   SOLE   0 0 658
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   169,896 485 SH   SOLE   0 0 485
BLACKROCK INC COM 09247X101   42,022 65 SH   SOLE   0 0 65
BLINK CHARGING CO COM 09354A100   108 35 SH   SOLE   0 0 35
BOEING CO COM 097023105   54,054 282 SH   SOLE   0 0 282
BP PLC SPONSORED ADR 055622104   3,176 82 SH   SOLE   0 0 82
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107   4,834 676 SH   SOLE   0 0 676
BRISTOL-MYERS SQUIBB CO COM 110122108   110,799 1,909 SH   SOLE   0 0 1,909
BROADCOM INC COM 11135F101   12,459 15 SH   SOLE   0 0 15
BUTTERFLY NETWORK INC COM CL A 124155102   23,600 20,000 SH   SOLE   0 0 20,000
CADENCE DESIGN SYSTEM INC COM 127387108   54,592 233 SH   SOLE   0 0 233
CDW CORP COM 12514G108   14,124 70 SH   SOLE   0 0 70
CEDAR FAIR L P DEPOSITRY UNIT 150185106   52,371 1,415 SH   SOLE   0 0 1,415
CENTERPOINT ENERGY INC COM 15189T107   113,549 4,229 SH   SOLE   0 0 4,229
CHARGEPOINT HOLDINGS INC COM CL A 15961R105   14,910 3,000 SH   SOLE   0 0 3,000
CHARTER COMMUNICATIONS INC N CL A 16119P108   12,315 28 SH   SOLE   0 0 28
CHENIERE ENERGY INC COM NEW 16411R208   23,069 139 SH   SOLE   0 0 139
CHEVRON CORP NEW COM 166764100   10,492 62 SH   SOLE   0 0 62
CISCO SYS INC COM 17275R102   42,471 790 SH   SOLE   0 0 790
CITIGROUP INC COM NEW 172967424   24,473 595 SH   SOLE   0 0 595
CLAROS MTG TR INC COMMON STOCK 18270D106   11,080 1,000 SH   SOLE   0 0 1,000
CMS ENERGY CORP COM 125896100   46,366 873 SH   SOLE   0 0 873
COCA COLA CO COM 191216100   44,784 800 SH   SOLE   0 0 800
COINBASE GLOBAL INC COM CL A 19260Q107   85,742 1,142 SH   SOLE   0 0 1,142
COMCAST CORP NEW CL A 20030N101   13,036 294 SH   SOLE   0 0 294
CONOCOPHILLIPS COM 20825C104   17,731 148 SH   SOLE   0 0 148
CONSOLIDATED EDISON INC COM 209115104   156,691 1,832 SH   SOLE   0 0 1,832
COSTCO WHSL CORP NEW COM 22160K105   57,663 102 SH   SOLE   0 0 102
DANAHER CORPORATION COM 235851102   7,443 30 SH   SOLE   0 0 30
DBX ETF TR XTRACK MSCI EAFE 233051200   20,557 589 SH   SOLE   0 0 589
DEERE & CO COM 244199105   7,548 20 SH   SOLE   0 0 20
DENTSPLY SIRONA INC COM 24906P109   7,584 222 SH   SOLE   0 0 222
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   807 31 SH   SOLE   0 0 31
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   5,426 207 SH   SOLE   0 0 207
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,925 56 SH   SOLE   0 0 56
DISCOVER FINL SVCS COM 254709108   5,891 68 SH   SOLE   0 0 68
DISNEY WALT CO COM 254687106   54,547 673 SH   SOLE   0 0 673
DT MIDSTREAM INC COMMON STOCK 23345M107   24,820 469 SH   SOLE   0 0 469
DTE ENERGY CO COM 233331107   130,915 1,319 SH   SOLE   0 0 1,319
DUKE ENERGY CORP NEW COM NEW 26441C204   108,825 1,233 SH   SOLE   0 0 1,233
DXC TECHNOLOGY CO COM 23355L106   1,771 85 SH   SOLE   0 0 85
EATON CORP PLC SHS G29183103   37,964 178 SH   SOLE   0 0 178
EATON VANCE TAX-MANAGED GLOB COM 27829F108   319,497 43,351 SH   SOLE   0 0 43,351
EDISON INTL COM 281020107   910 14 SH   SOLE   0 0 14
ELI LILLY & CO COM 532457108   80,033 149 SH   SOLE   0 0 149
ENBRIDGE INC COM 29250N105   50,615 1,525 SH   SOLE   0 0 1,525
ENOVIX CORPORATION COM 293594107   4,267 340 SH   SOLE   0 0 340
ETF SER SOLUTIONS DEFIANCE QUANT 26922A420   14,391 300 SH   SOLE   0 0 300
EVOLV TECHNOLOGIES HLDNGS IN COM CL A 30049H102   97,200 20,000 SH   SOLE   0 0 20,000
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   16,267 323 SH   SOLE   0 0 323
EXXON MOBIL CORP COM 30231G102   271,104 2,306 SH   SOLE   0 0 2,306
FEDEX CORP COM 31428X106   11,464 43 SH   SOLE   0 0 43
FIRST MERCHANTS CORP COM 320817109   19,502 701 SH   SOLE   0 0 701
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   14,895 180 SH   SOLE   0 0 180
FIRST TR EXCHANGE-TRADED ALP SML CAP VAL ALPH 33737M409   85,495 1,820 SH   SOLE   0 0 1,820
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   79,264 1,725 SH   SOLE   0 0 1,725
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   791,549 10,750 SH   SOLE   0 0 10,750
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   239,549 4,031 SH   SOLE   0 0 4,031
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,252,982 26,524 SH   SOLE   0 0 26,524
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   122,190 2,671 SH   SOLE   0 0 2,671
FIRSTENERGY CORP COM 337932107   13,707 401 SH   SOLE   0 0 401
FORD MTR CO DEL COM 345370860   49,450 3,981 SH   SOLE   0 0 3,981
GOLDMAN SACHS GROUP INC COM 38141G104   97,071 300 SH   SOLE   0 0 300
GOODYEAR TIRE & RUBR CO COM 382550101   945 76 SH   SOLE   0 0 76
GSK PLC SPONSORED ADR 37733W204   18,415 508 SH   SOLE   0 0 508
HALEON PLC SPON ADS 405552100   5,298 636 SH   SOLE   0 0 636
HALLIBURTON CO COM 406216101   46,366 1,145 SH   SOLE   0 0 1,145
HASBRO INC COM 418056107   10,725 162 SH   SOLE   0 0 162
HERSHEY CO COM 427866108   62,826 314 SH   SOLE   0 0 314
HEWLETT PACKARD ENTERPRISE C COM 42824C109   17,457 1,005 SH   SOLE   0 0 1,005
HOME DEPOT INC COM 437076102   366,399 1,213 SH   SOLE   0 0 1,213
HONEYWELL INTL INC COM 438516106   53,575 290 SH   SOLE   0 0 290
HP INC COM 40434L105   25,829 1,005 SH   SOLE   0 0 1,005
HUNTINGTON BANCSHARES INC COM 446150104   36,452 3,505 SH   SOLE   0 0 3,505
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101   3,697 187 SH   SOLE   0 0 187
ILLINOIS TOOL WKS INC COM 452308109   128,053 556 SH   SOLE   0 0 556
INTEL CORP COM 458140100   114,543 3,222 SH   SOLE   0 0 3,222
INTERNATIONAL BUSINESS MACHS COM 459200101   714,335 5,091 SH   SOLE   0 0 5,091
INTERNATIONAL PAPER CO COM 460146103   1,703 48 SH   SOLE   0 0 48
INVENTRUST PPTYS CORP COM NEW 46124J201   14,072 591 SH   SOLE   0 0 591
INVESCO QQQ TR UNIT SER 1 46090E103   30,453 85 SH   SOLE   0 0 85
ISHARES GOLD TR ISHARES NEW 464285204   5,141,432 146,940 SH   SOLE   0 0 146,940
ISHARES INC CORE MSCI EMKT 46434G103   3,752,868 78,858 SH   SOLE   0 0 78,858
ISHARES INC ESG AWR MSCI EM 46434G863   273,671 9,038 SH   SOLE   0 0 9,038
ISHARES SILVER TR ISHARES 46428Q109   9,418 463 SH   SOLE   0 0 463
ISHARES TR 1 3 YR TREAS BD 464287457   34,899 431 SH   SOLE   0 0 431
ISHARES TR 3 7 YR TREAS BD 464288661   38,588 341 SH   SOLE   0 0 341
ISHARES TR 7-10 YR TRSY BD 464287440   72,173 788 SH   SOLE   0 0 788
ISHARES TR CORE INTL AGGR 46435G672   5,610 115 SH   SOLE   0 0 115
ISHARES TR CORE US AGGBD ET 464287226   218,643 2,325 SH   SOLE   0 0 2,325
ISHARES TR EAFE SML CP ETF 464288273   18,523 328 SH   SOLE   0 0 328
ISHARES TR GLOBAL MATER ETF 464288695   56,860 724 SH   SOLE   0 0 724
ISHARES TR HDG MSCI EAFE 46434V803   516,727 17,167 SH   SOLE   0 0 17,167
ISHARES TR MSCI ACWI EX US 464288240   11,471 244 SH   SOLE   0 0 244
ISHARES TR MSCI USA QLT FCT 46432F339   132 1 SH   SOLE   0 0 1
ISHARES TR ROBOTICS ARTIF 46435U556   13,957 457 SH   SOLE   0 0 457
ISHARES TR RUS 2000 GRW ETF 464287648   382,593 1,707 SH   SOLE   0 0 1,707
ISHARES TR RUS MD CP GR ETF 464287481   999,948 10,946 SH   SOLE   0 0 10,946
ISHARES TR RUS MDCP VAL ETF 464287473   348,809 3,343 SH   SOLE   0 0 3,343
ISHARES TR RUSSELL 3000 ETF 464287689   92,143 376 SH   SOLE   0 0 376
ISHARES TR U.S. BAS MTL ETF 464287838   123,788 980 SH   SOLE   0 0 980
ISHARES TR US HLTHCARE ETF 464287762   115,050 426 SH   SOLE   0 0 426
ISHARES TR CORE 1 5 YR USD 46432F859   8,471,194 182,648 SH   SOLE   0 0 182,648
ISHARES TR CORE DIV GRWTH 46434V621   97,426 1,967 SH   SOLE   0 0 1,967
ISHARES TR CORE MSCI EAFE 46432F842   27,155,294 421,994 SH   SOLE   0 0 421,994
ISHARES TR CORE S&P MCP ETF 464287507   4,420,845 17,729 SH   SOLE   0 0 17,729
ISHARES TR CORE S&P SCP ETF 464287804   9,595,345 101,721 SH   SOLE   0 0 101,721
ISHARES TR CORE S&P TTL STK 464287150   188,004 1,996 SH   SOLE   0 0 1,996
ISHARES TR CORE S&P500 ETF 464287200   31,866,308 74,206 SH   SOLE   0 0 74,206
ISHARES TR CORE TOTAL USD 46434V613   14,601 334 SH   SOLE   0 0 334
ISHARES TR EAFE GRWTH ETF 464288885   7,742,895 89,721 SH   SOLE   0 0 89,721
ISHARES TR EAFE VALUE ETF 464288877   2,673,148 54,632 SH   SOLE   0 0 54,632
ISHARES TR ESG AW MSCI EAFE 46435G516   2,227,435 32,221 SH   SOLE   0 0 32,221
ISHARES TR ESG AWARE MSCI 46435U663   771,090 22,915 SH   SOLE   0 0 22,915
ISHARES TR ESG AWR MSCI USA 46435G425   490,868 5,227 SH   SOLE   0 0 5,227
ISHARES TR ESG AWR US AGRGT 46435U549   1,036,283 22,876 SH   SOLE   0 0 22,876
ISHARES TR IBOXX HI YD ETF 464288513   6,775,211 91,905 SH   SOLE   0 0 91,905
ISHARES TR MSCI EAFE ETF 464287465   328,823 4,771 SH   SOLE   0 0 4,771
ISHARES TR MSCI EMG MKT ETF 464287234   615,567 16,220 SH   SOLE   0 0 16,220
ISHARES TR MSCI KLD400 SOC 464288570   3,163,087 38,854 SH   SOLE   0 0 38,854
ISHARES TR MSCI USA ESG SLC 464288802   94,076 1,046 SH   SOLE   0 0 1,046
ISHARES TR RUS 1000 ETF 464287622   2,536,794 10,799 SH   SOLE   0 0 10,799
ISHARES TR RUS MID CAP ETF 464287499   466,745 6,740 SH   SOLE   0 0 6,740
ISHARES TR RUSSELL 2000 ETF 464287655   3,027,760 17,131 SH   SOLE   0 0 17,131
ISHARES TR S&P 500 GRWT ETF 464287309   4,495,420 65,703 SH   SOLE   0 0 65,703
ISHARES TR S&P 500 VAL ETF 464287408   3,758,453 24,431 SH   SOLE   0 0 24,431
ISHARES TR S&P MC 400GR ETF 464287606   3,524,148 48,784 SH   SOLE   0 0 48,784
ISHARES TR S&P MC 400VL ETF 464287705   3,488,159 34,560 SH   SOLE   0 0 34,560
ISHARES TR S&P SML 600 GWT 464287887   1,386,264 12,639 SH   SOLE   0 0 12,639
ISHARES TR SELECT DIVID ETF 464287168   137,887 1,281 SH   SOLE   0 0 1,281
ISHARES TR SP SMCP600VL ETF 464287879   1,322,314 14,821 SH   SOLE   0 0 14,821
ISHARES TR TIPS BD ETF 464287176   5,445,696 52,504 SH   SOLE   0 0 52,504
ISHARES TR U.S. REAL ES ETF 464287739   110,647 1,416 SH   SOLE   0 0 1,416
JOHNSON & JOHNSON COM 478160104   281,285 1,806 SH   SOLE   0 0 1,806
JPMORGAN CHASE & CO COM 46625H100   582,256 4,015 SH   SOLE   0 0 4,015
KELLANOVA COM 487836108   9,046 152 SH   SOLE   0 0 152
KIMBERLY-CLARK CORP COM 494368103   13,294 110 SH   SOLE   0 0 110
KINDER MORGAN INC DEL COM 49456B101   8,025 484 SH   SOLE   0 0 484
KRAFT HEINZ CO COM 500754106   7,603 226 SH   SOLE   0 0 226
KROGER CO COM 501044101   14,320 320 SH   SOLE   0 0 320
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   6,705 444 SH   SOLE   0 0 444
LAM RESEARCH CORP COM 512807108   34,473 55 SH   SOLE   0 0 55
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   2,379,410 92,765 SH   SOLE   0 0 92,765
LUMINAR TECHNOLOGIES INC COM CL A 550424105   45,500 10,000 SH   SOLE   0 0 10,000
MAGNA INTL INC COM 559222401   7,399 138 SH   SOLE   0 0 138
MARATHON PETE CORP COM 56585A102   98,371 650 SH   SOLE   0 0 650
MCDONALDS CORP COM 580135101   468,133 1,777 SH   SOLE   0 0 1,777
MERCK & CO INC COM 58933Y105   190,561 1,851 SH   SOLE   0 0 1,851
META PLATFORMS INC CL A 30303M102   16,812 56 SH   SOLE   0 0 56
METLIFE INC COM 59156R108   11,010 175 SH   SOLE   0 0 175
MGM RESORTS INTERNATIONAL COM 552953101   40,436 1,100 SH   SOLE   0 0 1,100
MICROSOFT CORP COM 594918104   1,499,973 4,751 SH   SOLE   0 0 4,751
MONDELEZ INTL INC CL A 609207105   5,414 78 SH   SOLE   0 0 78
MORGAN STANLEY COM NEW 617446448   78,100 956 SH   SOLE   0 0 956
MOTOROLA SOLUTIONS INC COM NEW 620076307   17,968 66 SH   SOLE   0 0 66
NCR CORP NEW COM 62886E108   36 1 SH   SOLE   0 0 1
NEOGEN CORP COM 640491106   2,485 134 SH   SOLE   0 0 134
NETFLIX INC COM 64110L106   1,888 5 SH   SOLE   0 0 5
NEWELL BRANDS INC COM 651229106   5,807 643 SH   SOLE   0 0 643
NIKE INC CL B 654106103   5,260 55 SH   SOLE   0 0 55
NORTHWEST NAT HLDG CO COM 66765N105   42,129 1,104 SH   SOLE   0 0 1,104
NRG ENERGY INC COM NEW 629377508   6,741 175 SH   SOLE   0 0 175
NVIDIA CORPORATION COM 67066G104   218,300 502 SH   SOLE   0 0 502
OCCIDENTAL PETE CORP COM 674599105   648,800 10,000 SH   SOLE   0 0 10,000
OGE ENERGY CORP COM 670837103   2,217 67 SH   SOLE   0 0 67
OLD DOMINION FREIGHT LINE IN COM 679580100   204,570 500 SH   SOLE   0 0 500
ORACLE CORP COM 68389X105   111,746 1,055 SH   SOLE   0 0 1,055
ORGANON & CO COMMON STOCK 68622V106   2,934 169 SH   SOLE   0 0 169
PENNYMAC MTG INVT TR COM 70931T103   87,135 7,027 SH   SOLE   0 0 7,027
PEPSICO INC COM 713448108   611,803 3,611 SH   SOLE   0 0 3,611
PFIZER INC COM 717081103   144,789 4,365 SH   SOLE   0 0 4,365
PHILIP MORRIS INTL INC COM 718172109   84,157 909 SH   SOLE   0 0 909
PIEDMONT LITHIUM INC COM 72016P105   32,634 822 SH   SOLE   0 0 822
PIONEER NAT RES CO COM 723787107   18,594 81 SH   SOLE   0 0 81
PNC FINL SVCS GROUP INC COM 693475105   1,058 9 SH   SOLE   0 0 9
PROCTER AND GAMBLE CO COM 742718109   51,454 353 SH   SOLE   0 0 353
PRUDENTIAL FINL INC COM 744320102   4,555 48 SH   SOLE   0 0 48
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   22,764 400 SH   SOLE   0 0 400
QUALCOMM INC COM 747525103   16,326 147 SH   SOLE   0 0 147
RALPH LAUREN CORP CL A 751212101   5,805 50 SH   SOLE   0 0 50
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   7,891 325 SH   SOLE   0 0 325
ROCKET COS INC COM CL A 77311W101   81,800 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   9,462,190 278,627 SH   SOLE   0 0 278,627
SELECT SECTOR SPDR TR ENERGY 81369Y506   83,609 925 SH   SOLE   0 0 925
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,301 20 SH   SOLE   0 0 20
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   378,620 11,113 SH   SOLE   0 0 11,113
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   105,559 656 SH   SOLE   0 0 656
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,237,138 9,610 SH   SOLE   0 0 9,610
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,681,746 45,507 SH   SOLE   0 0 45,507
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   460,563 5,863 SH   SOLE   0 0 5,863
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,159,211 25,372 SH   SOLE   0 0 25,372
SERVICENOW INC COM 81762P102   972 2 SH   SOLE   0 0 2
SOUTHERN CO COM 842587107   390,650 6,036 SH   SOLE   0 0 6,036
SPDR GOLD TR GOLD SHS 78463V107   4,524,305 26,388 SH   SOLE   0 0 26,388
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   8,088 228 SH   SOLE   0 0 228
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,440,733 3,370 SH   SOLE   0 0 3,370
SPDR SER TR PORTFOLIO SH TSR 78468R101   29,927 1,042 SH   SOLE   0 0 1,042
SPDR SER TR S&P BIOTECH 78464A870   56,737 777 SH   SOLE   0 0 777
SPDR SER TR BLOOMBERG HIGH Y 78468R622   9,312 103 SH   SOLE   0 0 103
SPDR SER TR DJ REIT ETF 78464A607   52,170 629 SH   SOLE   0 0 629
SPDR SER TR PORTFLI INTRMDIT 78464A672   671,164 24,379 SH   SOLE   0 0 24,379
SPDR SER TR SPDR S&P 500 ETF 78468R796   18,755 540 SH   SOLE   0 0 540
STARBUCKS CORP COM 855244109   22,818 250 SH   SOLE   0 0 250
STRYKER CORPORATION COM 863667101   203,733 746 SH   SOLE   0 0 746
SYLVAMO CORP COMMON STOCK 871332102   220 5 SH   SOLE   0 0 5
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   20,313 1,313 SH   SOLE   0 0 1,313
TERADATA CORP DEL COM 88076W103   60 1 SH   SOLE   0 0 1
TESLA INC COM 88160R101   1,701 7 SH   SOLE   0 0 7
TEXAS INSTRS INC COM 882508104   23,852 150 SH   SOLE   0 0 150
THE CIGNA GROUP COM 125523100   2,476 9 SH   SOLE   0 0 9
THE LION ELECTRIC COMPANY COMMON STOCK 536221104   47,750 25,000 SH   SOLE   0 0 25,000
THERMO FISHER SCIENTIFIC INC COM 883556102   33,408 66 SH   SOLE   0 0 66
TRAVELERS COMPANIES INC COM 89417E109   7,513 46 SH   SOLE   0 0 46
TRIMAS CORP COM NEW 896215209   2,955 119 SH   SOLE   0 0 119
UBER TECHNOLOGIES INC COM 90353T100   1,242 27 SH   SOLE   0 0 27
UBS AG LONDON BRANCH ETRACS ALER MLP 90274D382   30,597 1,440 SH   SOLE   0 0 1,440
UNITED STS BRENT OIL FD LP UNIT 91167Q100   66,257 2,066 SH   SOLE   0 0 2,066
UNITEDHEALTH GROUP INC COM 91324P102   30,252 60 SH   SOLE   0 0 60
UNUM GROUP COM 91529Y106   53,224 1,082 SH   SOLE   0 0 1,082
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   72,542 830 SH   SOLE   0 0 830
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   8,651 129 SH   SOLE   0 0 129
VANGUARD BD INDEX FDS INTERMED TERM 921937819   30,419,854 420,687 SH   SOLE   0 0 420,687
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,020,494 66,789 SH   SOLE   0 0 66,789
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   24,680,288 516,000 SH   SOLE   0 0 516,000
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   9,747 68 SH   SOLE   0 0 68
VANGUARD INDEX FDS GROWTH ETF 922908736   8,130,763 29,858 SH   SOLE   0 0 29,858
VANGUARD INDEX FDS LARGE CAP ETF 922908637   7,536,986 38,515 SH   SOLE   0 0 38,515
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   5,409,296 27,773 SH   SOLE   0 0 27,773
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   5,920,896 45,211 SH   SOLE   0 0 45,211
VANGUARD INDEX FDS MID CAP ETF 922908629   20,999,347 100,842 SH   SOLE   0 0 100,842
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   237,876 3,144 SH   SOLE   0 0 3,144
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   341,547 870 SH   SOLE   0 0 870
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,270,444 20,506 SH   SOLE   0 0 20,506
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,475,767 13,094 SH   SOLE   0 0 13,094
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,625,488 12,258 SH   SOLE   0 0 12,258
VANGUARD INDEX FDS TOTAL STK MKT 922908769   166,744 785 SH   SOLE   0 0 785
VANGUARD INDEX FDS VALUE ETF 922908744   7,803,437 56,575 SH   SOLE   0 0 56,575
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   605,355 11,671 SH   SOLE   0 0 11,671
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,915,150 201,866 SH   SOLE   0 0 201,866
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,789,279 58,995 SH   SOLE   0 0 58,995
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   9,676 221 SH   SOLE   0 0 221
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   4,791 70 SH   SOLE   0 0 70
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   912,863 5,875 SH   SOLE   0 0 5,875
VANGUARD STAR FDS VG TL INTL STK F 921909768   89 2 SH   SOLE   0 0 2
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,455,294 56,160 SH   SOLE   0 0 56,160
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   16,015 155 SH   SOLE   0 0 155
VANGUARD WORLD FDS MATERIALS ETF 92204A801   355,351 2,060 SH   SOLE   0 0 2,060
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   79,934 340 SH   SOLE   0 0 340
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   36,462 187 SH   SOLE   0 0 187
VANGUARD WORLD FDS INF TECH ETF 92204A702   122,811 296 SH   SOLE   0 0 296
VERITIV CORP COM 923454102   507 3 SH   SOLE   0 0 3
VERIZON COMMUNICATIONS INC COM 92343V104   19,446 600 SH   SOLE   0 0 600
VIATRIS INC COM 92556V106   5,009 508 SH   SOLE   0 0 508
VICTORY PORTFOLIOS II VCSHS US SMCP HG 92647N873   3,723 76 SH   SOLE   0 0 76
VISA INC COM CL A 92826C839   8,984 39 SH   SOLE   0 0 39
WALMART INC COM 931142103   126,616 792 SH   SOLE   0 0 792
WARNER BROS DISCOVERY INC COM SER A 934423104   15,422 1,420 SH   SOLE   0 0 1,420
WASTE MGMT INC DEL COM 94106L109   4,025 26 SH   SOLE   0 0 26
WELLS FARGO CO NEW COM 949746101   52,097 1,275 SH   SOLE   0 0 1,275
WILLIAMS COS INC COM 969457100   5,964 177 SH   SOLE   0 0 177
XCEL ENERGY INC COM 98389B100   166,225 2,905 SH   SOLE   0 0 2,905
YUM BRANDS INC COM 988498101   156,755 1,255 SH   SOLE   0 0 1,255
YUM CHINA HLDGS INC COM 98850P109   74,358 1,334 SH   SOLE   0 0 1,334