The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 253 1,848 SH   SOLE NONE 0 0 1,848
ISHARES TR MSCI EMG MKT ETF 464287234 227 5,670 SH   SOLE NONE 0 0 5,670
ISHARES TR CORE S&P TTL STK 464287150 4,722 56,360 SH   SOLE NONE 0 0 56,360
ISHARES TR 7-10 YR TRSY BD 464287440 67,169 656,591 SH   SOLE NONE 0 0 656,591
MICROSOFT CORP COM 594918104 365 1,421 SH   SOLE NONE 0 0 1,421
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,543 57,543 SH   SOLE NONE 0 0 57,543
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,254 103,452 SH   SOLE NONE 0 0 103,452
VANGUARD INDEX FDS TOTAL STK MKT 922908769 81,133 430,142 SH   SOLE NONE 0 0 430,142
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6,988 139,874 SH   SOLE NONE 0 0 139,874
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,879 36,410 SH   SOLE NONE 0 0 36,410