The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY CLASS B COM 084670702   37,119,393 80,648 SH   SOLE   80,648 0 0
SPDR S&P 500 ETF S&P 500 ETF SHS 78462F103   17,637,619 30,740 SH   SOLE   30,740 0 0
ISHARES IBOXX INVT GRADE BOND ETF IBOXX INV CP ETF 464287242   9,934,331 87,930 SH   SOLE   87,930 0 0
ISHARES MSCI USA MIN VOLFCTR ETF MSCI USA MIN VOL 46429B697   9,396,712 102,910 SH   SOLE   102,910 0 0
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797   8,481,824 100,341 SH   SOLE   100,341 0 0
JPMORGAN CHASE 4.2 PFD Preferred Income 48128B523   4,355,398 205,929 SH   SOLE   205,929 0 0
APPLE INC COM 037833100   3,332,744 14,303 SH   SOLE   14,303 0 0
AMAZON.COM INC COM 023135106   2,868,177 15,393 SH   SOLE   15,393 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   2,720,333 36,218 SH   SOLE   36,218 0 0
SPDR BLOOMBERG 1 3 MNTH T BLL ETF BLOOMBERG 1-3 MO 78468R663   2,582,968 28,133 SH   SOLE   28,133 0 0
BANK OF AMERICA CORP COM 060505104   2,569,200 64,748 SH   SOLE   64,748 0 0
NETFLIX INC COM 64110L106   2,233,018 3,148 SH   SOLE   3,148 0 0
PIMCO ACTIVE BOND ETF ACTIVE BD ETF 72201R775   2,183,598 23,080 SH   SOLE   23,080 0 0
INVSC QQQ TRUST SRS 1 ETF IV UNIT SER 1 46090E103   2,178,518 4,463 SH   SOLE   4,463 0 0
MICROSOFT CORP COM 594918104   2,092,798 4,863 SH   SOLE   4,863 0 0
HOME DEPOT INC COM 437076102   1,775,699 4,382 SH   SOLE   4,382 0 0
META PLATFORMS INC CLASS A COM 30303M102   1,712,549 2,991 SH   SOLE   2,991 0 0
VANGUARD HIGH DIVIDEND YIELD ETF DIV APP ETF 921946406   1,539,081 12,005 SH   SOLE   12,005 0 0
VANGUARD TOTAL STOCK MARKET ETF UT SER 1 922908363   1,078,367 3,808 SH   SOLE   3,808 0 0
SPDR S&P 500 FOSSIL FUEL RES FRE ETF S&P 500 ETF SHS 78468R796   813,881 17,225 SH   SOLE   17,225 0 0
DISNEY WALT CO COM 254687106   803,612 8,354 SH   SOLE   8,354 0 0
NVIDIA CORP COM 67066G104   740,848 6,100 SH   SOLE   6,100 0 0
SPDR PORTFOLIO HIGH YIELD BND ETF High Yld Corp BD 78468R606   628,907 26,150 SH   SOLE   26,150 0 0
SPDR DOW JONES INDUSTRIAL AVRG ETF UT SER 1 78467X109   553,440 1,308 SH   SOLE   1,308 0 0
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844   531,273 2,682 SH   SOLE   2,682 0 0
SPDR PORTFOLIO S P 1500 CMPST ST ETF PORTFOLIO S&P1500 78464A805   515,221 7,354 SH   SOLE   7,354 0 0
EXXON MOBIL CORP COM 30231G102   465,597 3,972 SH   SOLE   3,972 0 0
COMCAST CORP NEW CLASS A CL A 20030N101   455,752 10,911 SH   SOLE   10,911 0 0
ISHARES IBOXX HIGH YIELD BOND ETF High Yld Corp BD 464288513   353,320 4,400 SH   SOLE   4,400 0 0
VANGUARD 500 INDEX ADMIR AL S&P 500 ETF SHS 922908363   301,100 522 SH   SOLE   522 0 0
ISHARES CORE S&P 500 ETF S&P 500 ETF SHS 464287200   237,382 497 SH   SOLE   497 0 0