The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company com 88579Y101 6,966 33,185 SH   SOLE 0 6,966 0 0
A T & T Inc. com 00206R102 2,397 61,185 SH   SOLE 0 2,397 0 0
Abbott Laboratories com 002824100 303 5,673 SH   SOLE 0 303 0 0
AbbVie Inc. com 00287Y109 3,474 39,091 SH   SOLE 0 3,474 0 0
Accenture Ltd Cl A com G1151C101 5,347 39,586 SH   SOLE 0 5,347 0 0
Adient Plc com G0084W101 606 7,220 SH   SOLE 0 606 0 0
AES Corporation com 00130H105 280 25,401 SH   SOLE 0 280 0 0
Aetna Inc com 00817Y108 1,632 10,263 SH   SOLE 0 1,632 0 0
Amdocs Limited Common Stock com G02602103 553 8,598 SH   SOLE 0 553 0 0
American Electric Power Co., Inc com 025537101 564 8,025 SH   SOLE 0 564 0 0
American Financial Gp New com 025932104 659 6,373 SH   SOLE 0 659 0 0
Amerisource Bergen com 03073E105 448 5,419 SH   SOLE 0 448 0 0
Amgen Incorporated com 031162100 8,674 46,520 SH   SOLE 0 8,674 0 0
Annaly Capital Management com 035710409 734 60,242 SH   SOLE 0 734 0 0
Anthem, Inc. com 036752103 386 2,034 SH   SOLE 0 386 0 0
Apple Computer Inc com 037833100 14,394 93,397 SH   SOLE 0 14,394 0 0
Archer-Daniels-Midland Co. com 039483102 602 14,150 SH   SOLE 0 602 0 0
Auto Data Processing com 053015103 282 2,584 SH   SOLE 0 282 0 0
Barnes Group Inc com 067806109 232 3,291 SH   SOLE 0 232 0 0
BB&T Corporation com 054937107 606 12,910 SH   SOLE 0 606 0 0
Becton Dickinson & Co com 075887109 7,234 36,917 SH   SOLE 0 7,234 0 0
Bemis Co Inc com 081437105 450 9,883 SH   SOLE 0 450 0 0
Berkshire Hathaway Cl B com 084670702 379 2,067 SH   SOLE 0 379 0 0
Best Buy Inc com 086516101 332 5,825 SH   SOLE 0 332 0 0
Big Lots Inc. com 089302103 308 5,743 SH   SOLE 0 308 0 0
Blackstone Mortgage Trust, Inc com 09257W100 686 22,121 SH   SOLE 0 686 0 0
Block H & R Incorporated com 093671105 396 14,959 SH   SOLE 0 396 0 0
BP PLC Adr com 055622104 553 14,385 SH   SOLE 0 553 0 0
Brinker Intl Inc com 109641100 603 18,924 SH   SOLE 0 603 0 0
Brixmor Property Group Inc. com 11120U105 2,667 141,851 SH   SOLE 0 2,667 0 0
Bunge Ltd. com G16962105 3,502 50,416 SH   SOLE 0 3,502 0 0
C V S Caremark Corp. com 126650100 1,654 20,343 SH   SOLE 0 1,654 0 0
C.R. Bard, Inc. com 067383109 1,182 3,687 SH   SOLE 0 1,182 0 0
Cabot Corporation com 127055101 2,623 47,005 SH   SOLE 0 2,623 0 0
Canadian Natl RR Co. com 136375102 975 11,768 SH   SOLE 0 975 0 0
Capital One Financial Corp com 14040H105 348 4,108 SH   SOLE 0 348 0 0
Cardinal Health Inc com 14149Y108 312 4,662 SH   SOLE 0 312 0 0
Carnival Corp com 143658300 2,696 41,755 SH   SOLE 0 2,696 0 0
CBRE Clarion Global Real Estate Income Fund com 12504G100 134 16,930 SH   SOLE 0 134 0 0
CBS Corporation Cl B New com 124857202 752 12,972 SH   SOLE 0 752 0 0
CenterPoint Energy, Inc. com 15189T107 1,279 43,796 SH   SOLE 0 1,279 0 0
Cerner Corp com 156782104 1,125 15,772 SH   SOLE 0 1,125 0 0
Chatham Lodging Trust com 16208T102 2,829 132,682 SH   SOLE 0 2,829 0 0
Chevron Corp com 166764100 6,781 57,710 SH   SOLE 0 6,781 0 0
Chubb Ltd com H1467J104 5,709 40,052 SH   SOLE 0 5,709 0 0
Cincinnati Financial Cp com 172062101 600 7,833 SH   SOLE 0 600 0 0
Cinemark Holdings, Inc. com 17243V102 520 14,364 SH   SOLE 0 520 0 0
Cisco Systems Inc com 17275R102 8,316 247,275 SH   SOLE 0 8,316 0 0
Citigroup Inc com 172967424 281 3,862 SH   SOLE 0 281 0 0
CMS Energy Corp com 125896100 1,212 26,165 SH   SOLE 0 1,212 0 0
Coca Cola Company com 191216100 213 4,742 SH   SOLE 0 213 0 0
ConAgra Brands, Inc. com 205887102 294 8,700 SH   SOLE 0 294 0 0
Convergys Corp com 212485106 356 13,743 SH   SOLE 0 356 0 0
Corning Inc com 219350105 1,257 42,002 SH   SOLE 0 1,257 0 0
Crane Company com 224399105 317 3,962 SH   SOLE 0 317 0 0
Cummins Inc com 231021106 1,814 10,793 SH   SOLE 0 1,814 0 0
Delta Air Lines com 247361702 495 10,265 SH   SOLE 0 495 0 0
Deluxe Corp com 248019101 1,782 24,422 SH   SOLE 0 1,782 0 0
Direxion Auspice Broad Commodity com 25460E307 4,996 212,975 SH   SOLE 0 4,996 0 0
Discover Financial Services com 254709108 4,617 71,610 SH   SOLE 0 4,617 0 0
Disney Walt Hldg Co com 254687106 982 9,965 SH   SOLE 0 982 0 0
Dollar General Corporation com 256677105 356 4,392 SH   SOLE 0 356 0 0
DoubleLine Income Solutions Fund com 258622109 1,678 78,972 SH   SOLE 0 1,678 0 0
DST Systems Inc. com 233326107 469 8,538 SH   SOLE 0 469 0 0
Duke Energy Corp com 26441C204 225 2,676 SH   SOLE 0 225 0 0
EastGroup Properties Inc. com 277276101 3,741 42,459 SH   SOLE 0 3,741 0 0
Eaton Corporation plc com G29183103 727 9,461 SH   SOLE 0 727 0 0
Edison Intl. (SCE) com 281020107 1,273 16,497 SH   SOLE 0 1,273 0 0
Entergy Corp New com 29364G103 2,090 27,373 SH   SOLE 0 2,090 0 0
Equifax Inc com 294429105 835 7,876 SH   SOLE 0 835 0 0
Everest Re Group Ltd com G3223R108 2,707 11,852 SH   SOLE 0 2,707 0 0
Exelon Corporation com 30161N101 1,768 46,929 SH   SOLE 0 1,768 0 0
Express Scripts Inc. com 30219G108 238 3,765 SH   SOLE 0 238 0 0
Exxon Mobil Corporation com 30231G102 7,028 85,723 SH   SOLE 0 7,028 0 0
FedEx Corp. com 31428X106 2,682 11,888 SH   SOLE 0 2,682 0 0
Fifth Third Bancorp com 316773100 327 11,690 SH   SOLE 0 327 0 0
First American Financial Corp com 31847R102 1,392 27,862 SH   SOLE 0 1,392 0 0
Flir Systems Inc com 302445101 278 7,136 SH   SOLE 0 278 0 0
Flowers Foods Inc com 343498101 320 16,992 SH   SOLE 0 320 0 0
Foot Locker Inc com 344849104 813 23,086 SH   SOLE 0 813 0 0
Ford Motor Company com 345370860 1,643 137,294 SH   SOLE 0 1,643 0 0
Gap Inc com 364760108 264 8,933 SH   SOLE 0 264 0 0
General Dynamics Corp com 369550108 1,058 5,146 SH   SOLE 0 1,058 0 0
General Electric com 369604103 563 23,276 SH   SOLE 0 563 0 0
General Mills Inc com 370334104 3,909 75,523 SH   SOLE 0 3,909 0 0
General Motors Company com 37045V100 220 5,452 SH   SOLE 0 220 0 0
Gilead Sciences Inc com 375558103 695 8,579 SH   SOLE 0 695 0 0
Gladstone Land Corporation com 376549101 3,059 224,619 SH   SOLE 0 3,059 0 0
Global X MLP & Energy Infrastructure ETF ETF 37950E226 3,483 252,606 SH   SOLE 0 3,483 0 0
Hasbro Inc com 418056107 8,240 84,369 SH   SOLE 0 8,240 0 0
HCP Inc REIT com 40414L109 1,778 63,870 SH   SOLE 0 1,778 0 0
Healthsouth Corp com 421924309 213 4,591 SH   SOLE 0 213 0 0
Hill-Rom Holdings, Inc. com 431475102 1,005 13,587 SH   SOLE 0 1,005 0 0
Home Depot Inc com 437076102 672 4,110 SH   SOLE 0 672 0 0
Honeywell International com 438516106 5,134 36,222 SH   SOLE 0 5,134 0 0
Huntington Bancshares Incorporated com 446150104 147 10,504 SH   SOLE 0 147 0 0
Illinois Tool Works com 452308109 787 5,320 SH   SOLE 0 787 0 0
Infosys Limited ADR 456788108 166 11,407 SH   SOLE 0 166 0 0
Intel Corp com 458140100 5,365 140,876 SH   SOLE 0 5,365 0 0
International Paper Co com 460146103 2,294 40,374 SH   SOLE 0 2,294 0 0
Intl Business Machines com 459200101 2,454 16,918 SH   SOLE 0 2,454 0 0
iShares Gold Trust ETF iShares 464285105 11,977 972,925 SH   SOLE 0 11,977 0 0
iShares Intermediate Credit Bond ETF iShares 464288638 258 2,338 SH   SOLE 0 258 0 0
iShares MBS Bond ETF iShares 464288588 4,878 45,545 SH   SOLE 0 4,878 0 0
iShares MSCI EAFE Min Volatility ETF iShares 46429B689 21,133 297,394 SH   SOLE 0 21,133 0 0
iShares Natl Amt-Free Muni Bond ETF iShares 464288414 225 2,029 SH   SOLE 0 225 0 0
iShares TIPS Bond ETF iShares 464287176 2,661 23,430 SH   SOLE 0 2,661 0 0
J M Smuckers Co com 832696405 844 8,042 SH   SOLE 0 844 0 0
J P Morgan Chase & Co. com 46625H100 9,070 94,962 SH   SOLE 0 9,070 0 0
j2 Global, Inc. com 48123V102 2,111 28,578 SH   SOLE 0 2,111 0 0
Janus Velocity Tail Risk Hdgd Lg Cp ETF ETF 47103U704 5,521 186,066 SH   SOLE 0 5,521 0 0
Johnson & Johnson com 478160104 7,744 59,566 SH   SOLE 0 7,744 0 0
Kimberly-Clark Corp com 494368103 2,256 19,173 SH   SOLE 0 2,256 0 0
Kohls Corp com 500255104 1,711 37,470 SH   SOLE 0 1,711 0 0
Kroger Company com 501044101 2,443 121,774 SH   SOLE 0 2,443 0 0
Lamb Weston Holdings, Inc. com 513272104 476 10,160 SH   SOLE 0 476 0 0
Lear Corp com 521865204 4,285 24,760 SH   SOLE 0 4,285 0 0
Life Storage Inc. com 53223X107 2,610 31,906 SH   SOLE 0 2,610 0 0
Lowes Companies Inc com 548661107 3,671 45,920 SH   SOLE 0 3,671 0 0
LyondellBasell Industrials NV com N53745100 5,750 58,050 SH   SOLE 0 5,750 0 0
Marathon Petroleum Corporation com 56585A102 930 16,575 SH   SOLE 0 930 0 0
McDonald's Corp. com 580135101 3,343 21,337 SH   SOLE 0 3,343 0 0
McKesson HBOC Inc com 58155Q103 5,140 33,462 SH   SOLE 0 5,140 0 0
Merck & Co Inc com 58933Y105 658 10,269 SH   SOLE 0 658 0 0
Metlife Inc com 59156R108 289 5,570 SH   SOLE 0 289 0 0
Microsoft Corp com 594918104 15,874 213,101 SH   SOLE 0 15,874 0 0
Newmont Mining Corp com 651639106 1,988 52,990 SH   SOLE 0 1,988 0 0
Nextera Energy Inc com 65339F101 328 2,238 SH   SOLE 0 328 0 0
Northrop Grumman Corp com 666807102 1,810 6,290 SH   SOLE 0 1,810 0 0
OGE Energy Corp com 670837103 208 5,770 SH   SOLE 0 208 0 0
Omnicom Group Inc com 681919106 1,033 13,941 SH   SOLE 0 1,033 0 0
ONEOK Inc com 682680103 683 12,323 SH   SOLE 0 683 0 0
Oracle Corporation com 68389X105 11,346 234,659 SH   SOLE 0 11,346 0 0
Owens & Minor Inc com 690732102 697 23,869 SH   SOLE 0 697 0 0
PepsiCo Incorporated com 713448108 7,198 64,600 SH   SOLE 0 7,198 0 0
Pfizer Incorporated com 717081103 10,096 282,792 SH   SOLE 0 10,096 0 0
Phillips 66 com 718546104 996 10,874 SH   SOLE 0 996 0 0
Pimco Enhanced Short Maturity Active ETF ETF 72201R833 1,010 9,917 SH   SOLE 0 1,010 0 0
PIMCO Intermediate Muni Bond Strgy ETF ETF 72201R866 2,995 55,674 SH   SOLE 0 2,995 0 0
PNC Financial Services com 693475105 1,887 14,003 SH   SOLE 0 1,887 0 0
PowerShares Emerging Mkts Sovereign Debt ETF ETF 73936T573 8,541 286,913 SH   SOLE 0 8,541 0 0
PowerShares FTSE RAFI Emerging Markets ETF ETF 73936T763 5,872 275,290 SH   SOLE 0 5,872 0 0
PowerShares S&P Intl Dev Low Vol ETF ETF 73937B688 452 13,625 SH   SOLE 0 452 0 0
PPG Industries Inc com 693506107 995 9,157 SH   SOLE 0 995 0 0
Principal Financial Group Inc. com 74251V102 258 4,014 SH   SOLE 0 258 0 0
Procter & Gamble com 742718109 5,619 61,755 SH   SOLE 0 5,619 0 0
Prudential Financial Inc com 744320102 2,109 19,840 SH   SOLE 0 2,109 0 0
Pub Svc Enterprise Group com 744573106 426 9,213 SH   SOLE 0 426 0 0
Quest Diagnostic Inc com 74834L100 544 5,808 SH   SOLE 0 544 0 0
Raytheon Company New com 755111507 327 1,751 SH   SOLE 0 327 0 0
Regal Beloit Corporation com 758750103 1,171 14,822 SH   SOLE 0 1,171 0 0
Ross Stores, Inc com 778296103 1,184 18,329 SH   SOLE 0 1,184 0 0
Sanderson Farms, Inc. com 800013104 213 1,316 SH   SOLE 0 213 0 0
Schlumberger LTD com 806857108 208 2,985 SH   SOLE 0 208 0 0
Schwab Fundamental Emerg Mkts Lg Co ETF ETF 808524730 16,238 566,580 SH   SOLE 0 16,238 0 0
Schwab International Equity ETF ETF 808524805 937 27,981 SH   SOLE 0 937 0 0
Schwab U.S. Aggregate Bond ETF ETF 808524839 335 6,404 SH   SOLE 0 335 0 0
Schwab U.S. Dividend Equity ETF ETF 808524797 211 4,505 SH   SOLE 0 211 0 0
Schwab U.S. REIT ETF ETF 808524847 10,028 243,814 SH   SOLE 0 10,028 0 0
Schwab US Large-Cap Value ETF ETF 808524409 345 6,649 SH   SOLE 0 345 0 0
Schwab US LC ETF ETF 808524201 412 6,856 SH   SOLE 0 412 0 0
Schwab US TIPS ETF ETF 808524870 9,920 179,510 SH   SOLE 0 9,920 0 0
Scripps Networks Interactive, Inc. com 811065101 1,385 16,121 SH   SOLE 0 1,385 0 0
SPDR Bloomberg Barclays Interm Term Corp Bond ETF ETF 78464A375 936 27,130 SH   SOLE 0 936 0 0
SPDR Gold Shares Gold 78463V107 281 2,311 SH   SOLE 0 281 0 0
Stanley Black & Decker, Inc. com 854502101 2,568 17,007 SH   SOLE 0 2,568 0 0
SYNNEX Corp. com 87162W100 878 6,938 SH   SOLE 0 878 0 0
Taiwan Semiconductor Manufacturing Co. ADR 874039100 231 6,165 SH   SOLE 0 231 0 0
Target Corporation com 87612E106 2,432 41,212 SH   SOLE 0 2,432 0 0
Texas Instruments Inc com 882508104 5,719 63,804 SH   SOLE 0 5,719 0 0
The Boeing Company com 097023105 849 3,338 SH   SOLE 0 849 0 0
The Hanover Insurance Group Inc. com 410867105 3,186 32,871 SH   SOLE 0 3,186 0 0
Thermo Fisher Scientific Inc. com 883556102 3,593 18,992 SH   SOLE 0 3,593 0 0
Time Warner Inc. com 887317303 2,996 29,248 SH   SOLE 0 2,996 0 0
TJX Cos Inc com 872540109 1,832 24,849 SH   SOLE 0 1,832 0 0
Torchmark Corporation com 891027104 542 6,762 SH   SOLE 0 542 0 0
Toronto-Dominion Bank com 891160509 14,248 253,215 SH   SOLE 0 14,248 0 0
Total S.A. ADS ADR 89151E109 11,218 209,613 SH   SOLE 0 11,218 0 0
Toyota Motor Corporation ADR 892331307 1,354 11,366 SH   SOLE 0 1,354 0 0
Travelers Companies Inc com 89417E109 10,158 82,911 SH   SOLE 0 10,158 0 0
Tyson Foods Inc com 902494103 1,621 23,006 SH   SOLE 0 1,621 0 0
UGI Corporation New com 902681105 4,697 100,244 SH   SOLE 0 4,697 0 0
Union Pacific com 907818108 4,164 35,910 SH   SOLE 0 4,164 0 0
United Parcel Service, Inc. com 911312106 200 1,667 SH   SOLE 0 200 0 0
United Technologies Corp com 913017109 8,182 70,484 SH   SOLE 0 8,182 0 0
UnitedHealth Group Inc. com 91324P102 2,908 14,849 SH   SOLE 0 2,908 0 0
Unum Group com 91529Y106 522 10,204 SH   SOLE 0 522 0 0
US Bancorp com 902973304 4,938 92,142 SH   SOLE 0 4,938 0 0
V F Corporation com 918204108 325 5,120 SH   SOLE 0 325 0 0
Valero Energy Corp New com 91913Y100 4,807 62,481 SH   SOLE 0 4,807 0 0
VanEck Vectors Gold Miners ETF Gold ETF 92189F106 1,182 51,465 SH   SOLE 0 1,182 0 0
VanEck Vectors High-Yield Muni ETF ETF 92189F361 336 10,729 SH   SOLE 0 336 0 0
Vanguard Interm-Tm Govt Bd Inx ETF ETF 92206C706 4,670 72,222 SH   SOLE 0 4,670 0 0
Vanguard Large Cap ETF ETF 922908637 276 2,388 SH   SOLE 0 276 0 0
Vanguard Reit Index ETF ETF 922908553 7,627 91,793 SH   SOLE 0 7,627 0 0
Vanguard Small Cap Value ETF ETF 922908611 11,103 86,882 SH   SOLE 0 11,103 0 0
Vanguard Tax-Exempt Bond Index ETF ETF 922907746 3,327 64,402 SH   SOLE 0 3,327 0 0
Vanguard Total Bond Market ETF ETF 921937835 2,105 25,685 SH   SOLE 0 2,105 0 0
Vanguard Value ETF ETF 922908744 248 2,482 SH   SOLE 0 248 0 0
Vectren Corporation com 92240G101 1,333 20,275 SH   SOLE 0 1,333 0 0
Verizon Communications com 92343V104 9,882 199,683 SH   SOLE 0 9,882 0 0
Viacom Inc. com 92553P201 245 8,797 SH   SOLE 0 245 0 0
Vishay Intertechnology Inc. com 928298108 244 12,984 SH   SOLE 0 244 0 0
Walgreens Boots Alliance Inc. com 931427108 300 3,879 SH   SOLE 0 300 0 0
Wal-Mart Stores Inc com 931142103 11,836 151,467 SH   SOLE 0 11,836 0 0
Wells Fargo & Company com 949746101 6,856 124,308 SH   SOLE 0 6,856 0 0
Western Union Company com 959802109 606 31,577 SH   SOLE 0 606 0 0
Wyndham Worldwide Corporation com 98310W108 2,835 26,897 SH   SOLE 0 2,835 0 0