The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,614 55,371 SH   SOLE   55,371 0 0
AT&T INC COMMON STOCK 00206R102 233 8,000 SH   OTR   8,000 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,577 19,985 SH   SOLE   19,985 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 414 5,250 SH   OTR   5,250 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 960 12,597 SH   SOLE   12,597 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 533 7,000 SH   OTR   7,000 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 2,063 6,484 SH   SOLE   6,484 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 526 7,342 SH   SOLE   7,342 0 0
ALIGN TECHNOLOGY INC COMMON STOCK 016255101 271 1,557 SH   SOLE   1,557 0 0
ALPHABET INC COMMON STOCK 02079K107 1,227 1,055 SH   SOLE   1,055 0 0
ALPHABET INC COMMON STOCK 02079K305 2,721 2,342 SH   SOLE   2,342 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 798 20,646 SH   SOLE   20,646 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 193 5,000 SH   OTR   5,000 0 0
AMAZON COM INC COMMON STOCK 023135106 3,781 1,939 SH   SOLE   1,939 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 138 1,723 SH   SOLE   1,723 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 80 1,000 SH   OTR   1,000 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 297 3,468 SH   SOLE   3,468 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 1,046 4,803 SH   SOLE   4,803 0 0
AMGEN INC COMMON STOCK 031162100 546 2,694 SH   SOLE   2,694 0 0
APPLE INC COMMON STOCK 037833100 6,288 24,729 SH   SOLE   24,729 0 0
ASTRAZENECA PLC FOREIGN STOCK 046353108 234 5,238 SH   SOLE   5,238 0 0
ASTRAZENECA PLC FOREIGN STOCK 046353108 333 7,450 SH   OTR   7,450 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 474 3,471 SH   SOLE   3,471 0 0
BCE INC FOREIGN STOCK 05534B760 769 18,824 SH   SOLE   18,824 0 0
BCE INC FOREIGN STOCK 05534B760 180 4,400 SH   OTR   4,400 0 0
BP PLC FOREIGN STOCK 055622104 497 20,391 SH   SOLE   20,391 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,363 64,212 SH   SOLE   64,212 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 243 2,987 SH   SOLE   2,987 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 463 2,533 SH   SOLE   2,533 0 0
BLACKROCK HEALTH SCIENCS TR II MUTUAL FUND/STO 09260E105 224 12,500 SH   SOLE   12,500 0 0
BLACKROCK SCIENCE & TECH TR II COMMON STOCK 09260K101 167 10,000 SH   SOLE   10,000 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 207 3,720 SH   SOLE   3,720 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 111 2,000 SH   OTR   2,000 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN STOCK 110448107 385 11,258 SH   SOLE   11,258 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN STOCK 110448107 94 2,750 SH   OTR   2,750 0 0
BROADCOM INC COM COMMON STOCK 11135F101 971 4,096 SH   SOLE   4,096 0 0
CIGNA CORP COMMON STOCK 125523100 289 1,630 SH   SOLE   1,630 0 0
CME GROUP INC COMMON STOCK 12572Q105 250 1,448 SH   SOLE   1,448 0 0
CSX CORP COMMON STOCK 126408103 827 14,425 SH   SOLE   14,425 0 0
CDN IMPERIAL BK FOREIGN STOCK 136069101 391 6,740 SH   SOLE   6,740 0 0
CDN IMPERIAL BK FOREIGN STOCK 136069101 133 2,300 SH   OTR   2,300 0 0
CELANESE CORP COMMON STOCK 150870103 517 7,050 SH   SOLE   7,050 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 939 12,959 SH   SOLE   12,959 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 580 8,000 SH   OTR   0 0 8,000
CISCO SYSTEMS INC COMMON STOCK 17275R102 536 13,643 SH   SOLE   13,643 0 0
CITRIX SYSTEMS INC COMMON STOCK 177376100 239 1,686 SH   SOLE   1,686 0 0
COCA COLA CO COMMON STOCK 191216100 959 21,671 SH   SOLE   21,671 0 0
COCA COLA CO COMMON STOCK 191216100 135 3,050 SH   OTR   3,050 0 0
COMCAST CORP COMMON STOCK 20030N101 801 23,306 SH   SOLE   23,306 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 316 2,204 SH   SOLE   2,204 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 942 3,303 SH   SOLE   3,303 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 394 2,726 SH   SOLE   2,726 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 245 1,700 SH   OTR   1,700 0 0
DANAHER CORP COMMON STOCK 235851102 240 1,733 SH   SOLE   1,733 0 0
DEERE & CO COMMON STOCK 244199105 202 1,461 SH   SOLE   1,461 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205 83 650 SH   SOLE   650 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205 153 1,200 SH   OTR   1,200 0 0
DISNEY WALT CO COMMON STOCK 254687106 989 10,241 SH   SOLE   10,241 0 0
DOLLAR GENERAL CORP COMMON STOCK 256677105 386 2,558 SH   SOLE   2,558 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 1,133 15,701 SH   SOLE   15,701 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 72 1,000 SH   OTR   1,000 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 991 12,253 SH   SOLE   12,253 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 89 1,100 SH   OTR   1,100 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105 332 11,410 SH   SOLE   11,410 0 0
EXELON CORP COMMON STOCK 30161N101 409 11,118 SH   SOLE   11,118 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,042 27,437 SH   SOLE   27,437 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,671 44,000 SH   OTR   0 0 44,000
FACEBOOK INC COMMON STOCK 30303M102 2,027 12,156 SH   SOLE   12,156 0 0
FIRST TRUST LOW MUTUAL FUND/GOV 33739Q200 10,334 202,625 SH   SOLE   202,625 0 0
FIRST TRUST LOW MUTUAL FUND/GOV 33739Q200 48 932 SH   OTR   932 0 0
GALLAGHER ARTHUR J & CO COMMON STOCK 363576109 313 3,846 SH   SOLE   3,846 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 438 5,857 SH   SOLE   5,857 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 882 23,291 SH   SOLE   23,291 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 182 4,800 SH   OTR   4,800 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,435 7,685 SH   SOLE   7,685 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 815 6,093 SH   SOLE   6,093 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 147 1,100 SH   OTR   1,100 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 258 31,402 SH   SOLE   31,402 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 16 2,000 SH   OTR   2,000 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 1,585 11,151 SH   SOLE   11,151 0 0
INTEL CORP COMMON STOCK 458140100 802 14,826 SH   SOLE   14,826 0 0
INTERCONTINENTALEXCHANGE GROUP COMMON STOCK 45866F104 635 7,861 SH   SOLE   7,861 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 455 4,099 SH   SOLE   4,099 0 0
INVESCO EXCHANGE TRADED FD TR MUTUAL FUND/STO 46137V357 8,679 103,301 SH   SOLE   103,301 0 0
INVESCO EXCHANGE TRADED FD TR MUTUAL FUND/STO 46137V357 51 606 SH   OTR   606 0 0
ISHARES GOLD TRUST (MKT) MUTUAL FUND/STO 464285105 1,285 85,245 SH   SOLE   85,245 0 0
ISHARES CORE S&P TOTAL US STOCK MUTUAL FUND/STO 464287150 3,147 55,000 SH   SOLE   55,000 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200 5,241 20,282 SH   SOLE   20,282 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUND/COR 464287226 1,951 16,911 SH   SOLE   16,911 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUNDS GL 464287234 2,135 62,543 SH   SOLE   62,543 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 3,301 61,738 SH   SOLE   61,738 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 95 1,775 SH   OTR   1,775 0 0
ISHARES RUSSELL MID-CAP (MKT) MUTUAL FUND/STO 464287499 1,105 25,600 SH   SOLE   25,600 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 15,301 106,360 SH   SOLE   106,360 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 23 160 SH   OTR   160 0 0
ISHARES RUSSELL 1000 VALUE (MKT) MUTUAL FUND/STO 464287598 1,051 10,600 SH   SOLE   10,600 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614 2,900 19,250 SH   SOLE   19,250 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655 876 7,650 SH   SOLE   7,650 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 14,808 263,912 SH   SOLE   263,912 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 206 3,667 SH   OTR   3,667 0 0
ISHARES ST NATIONAL AMTFREE MUTUAL FUNDS/MU 464288158 1,597 15,020 SH   SOLE   15,020 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS/MU 464288414 2,297 20,322 SH   SOLE   20,322 0 0
ISHARES INTERNATIONAL SELECT DIV MUTUAL FUND/STO 464288448 4,566 202,047 SH   SOLE   202,047 0 0
ISHARES INTERNATIONAL SELECT DIV MUTUAL FUND/STO 464288448 136 6,000 SH   OTR   6,000 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUND/COR 464288638 4,816 87,694 SH   SOLE   87,694 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUND/COR 464288638 38 696 SH   OTR   696 0 0
ISHARES SHORT-TERM MUTUAL FUND/COR 464288646 329 6,285 SH   SOLE   6,285 0 0
ISHARES MSCI USA MINIMUM MUTUAL FUND/STO 46429B697 270 5,000 SH   SOLE   5,000 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842 5,696 114,173 SH   SOLE   114,173 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842 22 444 SH   OTR   444 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103 5,658 139,799 SH   SOLE   139,799 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103 10 240 SH   OTR   240 0 0
HDG MSCI EAFE MUTUAL FUND/STO 46434V803 1,150 47,500 SH   SOLE   47,500 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,187 13,183 SH   SOLE   13,183 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 585 6,500 SH   OTR   6,500 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 894 6,814 SH   SOLE   6,814 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 328 2,500 SH   OTR   2,500 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 580 4,539 SH   SOLE   4,539 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 256 2,000 SH   OTR   2,000 0 0
ELI LILLY & CO COMMON STOCK 532457108 639 4,607 SH   SOLE   4,607 0 0
ELI LILLY & CO COMMON STOCK 532457108 208 1,500 SH   OTR   1,500 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 438 1,291 SH   SOLE   1,291 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 293 3,400 SH   SOLE   3,400 0 0
MASTERCARD INC COMMON STOCK 57636Q104 625 2,589 SH   SOLE   2,589 0 0
MCDONALDS CORP COMMON STOCK 580135101 673 4,073 SH   SOLE   4,073 0 0
MCDONALDS CORP COMMON STOCK 580135101 169 1,025 SH   OTR   1,025 0 0
MERCK & CO INC COMMON STOCK 58933Y105 1,637 21,282 SH   SOLE   21,282 0 0
MERCK & CO INC COMMON STOCK 58933Y105 231 3,000 SH   OTR   3,000 0 0
MICROSOFT CORP COMMON STOCK 594918104 4,128 26,175 SH   SOLE   26,175 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 830 19,743 SH   SOLE   19,743 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 549 10,955 SH   SOLE   10,955 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109 443 7,881 SH   SOLE   7,881 0 0
NATIONAL GRID PLC FOREIGN STOCK 636274409 737 12,655 SH   SOLE   12,655 0 0
NATIONAL GRID PLC FOREIGN STOCK 636274409 204 3,500 SH   OTR   3,500 0 0
NETFLIX INC COMMON STOCK 64110L106 362 963 SH   SOLE   963 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,144 4,754 SH   SOLE   4,754 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 241 1,000 SH   OTR   1,000 0 0
NIKE INC COMMON STOCK 654106103 1,108 13,397 SH   SOLE   13,397 0 0
NVIDIA CORP COMMON STOCK 67066G104 491 1,862 SH   SOLE   1,862 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 233 2,431 SH   SOLE   2,431 0 0
PPL CORP COMMON STOCK 69351T106 548 22,200 SH   SOLE   22,200 0 0
PPL CORP COMMON STOCK 69351T106 31 1,250 SH   OTR   1,250 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103 356 3,721 SH   SOLE   3,721 0 0
PEPSICO INC COMMON STOCK 713448108 1,510 12,572 SH   SOLE   12,572 0 0
PEPSICO INC COMMON STOCK 713448108 120 1,000 SH   OTR   1,000 0 0
PFIZER INC COMMON STOCK 717081103 1,467 44,938 SH   SOLE   44,938 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 1,486 20,374 SH   SOLE   20,374 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 139 1,900 SH   OTR   1,900 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,967 17,878 SH   SOLE   17,878 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 220 2,000 SH   OTR   2,000 0 0
REALTY INCOME CORP COMMON STOCK 756109104 188 3,779 SH   SOLE   3,779 0 0
REALTY INCOME CORP COMMON STOCK 756109104 37 750 SH   OTR   750 0 0
REGENERON PHARMACEUTICALS INC COMMON STOCK 75886F107 279 572 SH   SOLE   572 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 126 14,054 SH   SOLE   14,054 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 5,534 21,472 SH   SOLE   21,472 0 0
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 1,463 9,882 SH   SOLE   9,882 0 0
SPDR S&P 600 SMALL CAP MUTUAL FUND/STO 78464A813 982 20,281 SH   SOLE   20,281 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107 6,017 22,890 SH   SOLE   22,890 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107 52 196 SH   OTR   196 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 979 6,801 SH   SOLE   6,801 0 0
SANOFI FOREIGN STOCK 80105N105 129 2,961 SH   SOLE   2,961 0 0
SANOFI FOREIGN STOCK 80105N105 219 5,000 SH   OTR   5,000 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 480 14,270 SH   SOLE   14,270 0 0
SCHWAB US REIT ETF MUTUAL FUND/STO 808524847 1,167 35,646 SH   SOLE   35,646 0 0
SCHWAB US REIT ETF MUTUAL FUND/STO 808524847 20 604 SH   OTR   604 0 0
ENERGY SELECT SECTOR SPDR FUND MUTUAL FUND/STO 81369Y506 519 17,847 SH   SOLE   17,847 0 0
ENERGY SELECT SECTOR SPDR FUND MUTUAL FUND/STO 81369Y506 3 104 SH   OTR   104 0 0
FINANCIAL SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y605 506 24,288 SH   SOLE   24,288 0 0
SERVICENOW INC COM COMMON STOCK 81762P102 224 781 SH   SOLE   781 0 0
SOUTHERN CO COMMON STOCK 842587107 747 13,803 SH   SOLE   13,803 0 0
SOUTHERN CO COMMON STOCK 842587107 217 4,000 SH   OTR   4,000 0 0
SOUTHWEST AIRLINES CO COMMON STOCK 844741108 351 9,847 SH   SOLE   9,847 0 0
STARBUCKS CORP COMMON STOCK 855244109 381 5,790 SH   SOLE   5,790 0 0
TAIWAN SEMICONDUCTOR FOREIGN STOCK 874039100 660 13,810 SH   SOLE   13,810 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 592 5,920 SH   SOLE   5,920 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 225 793 SH   SOLE   793 0 0
3M CO COMMON STOCK 88579Y101 203 1,488 SH   SOLE   1,488 0 0
3M CO COMMON STOCK 88579Y101 137 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 377 4,032 SH   SOLE   4,032 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 117 1,250 SH   OTR   1,250 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1,449 5,809 SH   SOLE   5,809 0 0
VALERO ENERGY CORP NEW COMMON STOCK 91913Y100 437 9,628 SH   SOLE   9,628 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/GOV 921937835 2,160 25,307 SH   SOLE   25,307 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858 1,526 45,764 SH   SOLE   45,764 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858 4 110 SH   OTR   110 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 1,034 30,811 SH   SOLE   30,811 0 0
VANGUARD ENERGY ETF (MKT) MUTUAL FUND/STO 92204A306 722 18,901 SH   SOLE   18,901 0 0
VANGUARD ENERGY ETF (MKT) MUTUAL FUND/STO 92204A306 3 78 SH   OTR   78 0 0
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 202 955 SH   SOLE   955 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUND/COR 92206C409 2,828 35,751 SH   SOLE   35,751 0 0
VENTAS INC COMMON STOCK 92276F100 219 8,168 SH   SOLE   8,168 0 0
VENTAS INC COMMON STOCK 92276F100 27 1,000 SH   OTR   1,000 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 11,713 49,459 SH   SOLE   49,459 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 142 599 SH   OTR   599 0 0
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 921 11,333 SH   SOLE   11,333 0 0
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 10 123 SH   OTR   123 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 3,664 52,454 SH   SOLE   52,454 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 401 5,739 SH   OTR   5,739 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 1,179 13,273 SH   SOLE   13,273 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 9 106 SH   OTR   106 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 1,313 9,972 SH   SOLE   9,972 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 5 41 SH   OTR   41 0 0
VANGUARD VALUE INDEX MUTUAL FUND/STO 922908744 4,485 50,361 SH   SOLE   50,361 0 0
VANGUARD VALUE INDEX MUTUAL FUND/STO 922908744 32 364 SH   OTR   364 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 1,082 9,372 SH   SOLE   9,372 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 5 44 SH   OTR   44 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769 492 3,815 SH   SOLE   3,815 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,749 32,550 SH   SOLE   32,550 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 349 6,500 SH   OTR   6,500 0 0
VISA INC COMMON STOCK 92826C839 2,089 12,966 SH   SOLE   12,966 0 0
VODAFONE GROUP PLC FOREIGN STOCK 92857W308 498 36,195 SH   SOLE   36,195 0 0
VODAFONE GROUP PLC FOREIGN STOCK 92857W308 63 4,600 SH   OTR   4,600 0 0
VOYA FINL INC COMMON STOCK 929089100 439 10,817 SH   SOLE   10,817 0 0
WALMART, INC COMMON STOCK 931142103 493 4,335 SH   SOLE   4,335 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 376 13,096 SH   SOLE   13,096 0 0
WELLTOWER INC COMMON STOCK 95040Q104 323 7,056 SH   SOLE   7,056 0 0
YUM! BRANDS INC COMMON STOCK 988498101 424 6,189 SH   SOLE   6,189 0 0
ZOETIS INC COMMON STOCK 98978V103 440 3,737 SH   SOLE   3,737 0 0
AMCOR PLC ORD FOREIGN STOCK G0250X107 36 4,434 SH   SOLE   4,434 0 0
AMCOR PLC ORD FOREIGN STOCK G0250X107 59 7,250 SH   OTR   7,250 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101 959 5,876 SH   SOLE   5,876 0 0
EATON CORP PLC FOREIGN STOCK G29183103 730 9,396 SH   SOLE   9,396 0 0
INVESCO LTD FOREIGN STOCK G491BT108 158 17,435 SH   SOLE   17,435 0 0
INVESCO LTD FOREIGN STOCK G491BT108 18 2,000 SH   OTR   2,000 0 0
TRANE TECHNOLOGIES PLC FOREIGN STOCK G8994E103 691 8,365 SH   SOLE   8,365 0 0