The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   150,526 1,473 SH   DFND   1,473 0 0
3M Co COM 88579Y101   1,131,141 11,069 SH   SOLE   11,069 0 0
ADAMS EXPRESS COMPANY COM 006212104   34,814 1,620 SH   DFND   1,620 0 0
ADAMS EXPRESS COMPANY COM 006212104   7,349,322 341,988 SH   SOLE   341,988 0 0
ALPHABET INC CAP STK CL A 02079K305   612,024 3,360 SH   DFND   3,330 0 30
ALPHABET INC CAP STK CL A 02079K305   14,749,232 80,973 SH   SOLE   76,658 0 4,315
ALTRIA GROUP INC COM 02209S103   235,949 5,180 SH   SOLE   5,180 0 0
AMER EXPRESS CO COM 025816109   400,582 1,730 SH   DFND   1,730 0 0
AMER EXPRESS CO COM 025816109   1,036,881 4,478 SH   SOLE   4,478 0 0
ANALOG DEVICES INC COM 032654105   3,880 17 SH   DFND   0 0 17
ANALOG DEVICES INC COM 032654105   503,313 2,205 SH   SOLE   2,205 0 0
APPLIED MATERIALS COM 038222105   1,105,141 4,683 SH   SOLE   4,683 0 0
ASE Technology Holding Co Ltd SPONSORED ADS 00215W100   214,707 18,801 SH   SOLE   18,801 0 0
ASP Isotopes Inc COM 00218A105   322,946 105,538 SH   SOLE   105,538 0 0
AT&T INC COM 00206R102   382,200 20,000 SH   DFND   20,000 0 0
AT&T INC COM 00206R102   292,421 15,302 SH   SOLE   15,302 0 0
AUTOMATIC DATA PROCESSING COM 053015103   16,947 71 SH   DFND   71 0 0
AUTOMATIC DATA PROCESSING COM 053015103   213,866 896 SH   SOLE   896 0 0
AVERY DENNISON CORP COM 053611109   326,007 1,491 SH   SOLE   1,491 0 0
AbbVie Inc COM 00287Y109   181,640 1,059 SH   DFND   909 0 150
AbbVie Inc COM 00287Y109   5,347,651 31,178 SH   SOLE   29,503 0 1,675
Abbott Laboratories COM 002824100   13,508 130 SH   DFND   30 0 100
Abbott Laboratories COM 002824100   552,697 5,319 SH   SOLE   5,319 0 0
Accenture PLC SHS CLASS A G1151C101   42,174 139 SH   DFND   139 0 0
Accenture PLC SHS CLASS A G1151C101   1,665,417 5,489 SH   SOLE   5,179 0 310
Adobe Inc COM 00724F101   24,444 44 SH   DFND   44 0 0
Adobe Inc COM 00724F101   302,214 544 SH   SOLE   544 0 0
Aflac Inc COM 001055102   291,329 3,262 SH   SOLE   3,262 0 0
Agree Realty Corp COM 008492100   7,557 122 SH   DFND   122 0 0
Agree Realty Corp COM 008492100   1,530,599 24,711 SH   SOLE   24,711 0 0
Alliant Energy Corp COM 018802108   45,810 900 SH   DFND   900 0 0
Alliant Energy Corp COM 018802108   273,497 5,373 SH   SOLE   5,373 0 0
Alphabet Inc CAP STK CL C 02079K107   78,687 429 SH   DFND   429 0 0
Alphabet Inc CAP STK CL C 02079K107   2,893,084 15,773 SH   SOLE   15,773 0 0
Amazon.com Inc COM 023135106   230,354 1,192 SH   DFND   1,192 0 0
Amazon.com Inc COM 023135106   9,865,219 51,049 SH   SOLE   48,999 0 2,050
American Electric Power Co Inc COM 025537101   35,096 400 SH   DFND   400 0 0
American Electric Power Co Inc COM 025537101   207,944 2,370 SH   SOLE   2,370 0 0
Americas Gold & Silver Corp COM 03062D100   4,780 20,000 SH   SOLE   20,000 0 0
Ameriprise Financial Inc COM 03076C106   147,808 346 SH   DFND   346 0 0
Ameriprise Financial Inc COM 03076C106   92,700 217 SH   SOLE   217 0 0
Amgen Inc COM 031162100   261,833 838 SH   DFND   825 0 13
Amgen Inc COM 031162100   8,613,622 27,568 SH   SOLE   25,893 0 1,675
Amphenol Corp CL A 032095101   281,741 4,182 SH   SOLE   4,182 0 0
Amplify ETF Trust None 032108649   762,221 67,334 SH   SOLE   67,334 0 0
Apple Inc COM 037833100   772,975 3,670 SH   DFND   3,293 0 377
Apple Inc COM 037833100   22,398,384 106,345 SH   SOLE   102,095 0 4,250
Archer-Daniels-Midland Co COM 039483102   245,729 4,065 SH   SOLE   4,065 0 0
Assurant Inc COM 04621X108   468,659 2,819 SH   DFND   2,819 0 0
B2Gold Corp COM 11777Q209   394,254 146,020 SH   SOLE   146,020 0 0
BADGER METER INC COM 056525108   242,255 1,300 SH   SOLE   1,300 0 0
BK OF AMERICA CORP COM 060505104   148,819 3,742 SH   DFND   3,550 0 192
BK OF AMERICA CORP COM 060505104   534,111 13,430 SH   SOLE   13,430 0 0
BLACKSTONE SECD LN COMMON STOCK 09261X102   12,432 406 SH   DFND   406 0 0
BLACKSTONE SECD LN COMMON STOCK 09261X102   2,825,583 92,279 SH   SOLE   92,279 0 0
BOEING CO COM 097023105   6,188 34 SH   DFND   0 0 34
BOEING CO COM 097023105   524,553 2,882 SH   SOLE   2,882 0 0
BRISTOL-MYRS SQUIB COM 110122108   2,284 55 SH   DFND   0 0 55
BRISTOL-MYRS SQUIB COM 110122108   263,051 6,334 SH   SOLE   6,334 0 0
BUNGE GLOBAL SA COM SHS H11356104   356,932 3,343 SH   SOLE   3,343 0 0
Bank OZK COM 06417N103   236,693 5,773 SH   SOLE   5,773 0 0
Berkshire Hathaway Inc CL B NEW 084670702   6,102 15 SH   DFND   15 0 0
Berkshire Hathaway Inc CL B NEW 084670702   4,814,478 11,835 SH   SOLE   11,835 0 0
BlackRock Fund Advisors 7-10 YR TRSY BD 464287440   353,622 3,776 SH   SOLE   3,776 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   217,444 2,776 SH   SOLE   2,776 0 0
BlackRock Fund Advisors RUS MID CAP ETF 464287499   1,459 18 SH   DFND   18 0 0
BlackRock Fund Advisors RUS MID CAP ETF 464287499   347,185 4,282 SH   SOLE   4,282 0 0
BlackRock Fund Advisors S&P MC 400GR ETF 464287606   276,049 3,133 SH   SOLE   3,133 0 0
BlackRock Fund Advisors RUS 1000 ETF 464287622   678,391 2,280 SH   SOLE   2,280 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   288,409 2,704 SH   SOLE   2,704 0 0
BlackRock Fund Advisors SHRT NAT MUN ETF 464288158   2,682,126 25,654 SH   SOLE   25,654 0 0
BlackRock Fund Advisors MSCI ACWI EX US 464288240   112,370 2,115 SH   DFND   2,115 0 0
BlackRock Fund Advisors MSCI ACWI EX US 464288240   685,536 12,903 SH   SOLE   12,903 0 0
BlackRock Fund Advisors JPMORGAN USD EMG 464288281   20,704 234 SH   DFND   234 0 0
BlackRock Fund Advisors JPMORGAN USD EMG 464288281   2,838,261 32,078 SH   SOLE   32,078 0 0
BlackRock Fund Advisors GLB INFRASTR ETF 464288372   86,112 1,797 SH   DFND   1,797 0 0
BlackRock Fund Advisors GLB INFRASTR ETF 464288372   6,895,400 143,894 SH   SOLE   143,894 0 0
BlackRock Fund Advisors MBS ETF 464288588   131,656 1,434 SH   DFND   1,434 0 0
BlackRock Fund Advisors MBS ETF 464288588   8,878,486 96,705 SH   SOLE   91,795 0 4,910
BlackRock Fund Advisors EAFE GRWTH ETF 464288885   720,499 7,043 SH   DFND   7,043 0 0
BlackRock Fund Advisors EAFE GRWTH ETF 464288885   34,674,074 338,945 SH   SOLE   326,575 0 12,370
BlackRock Fund Advisors MSCI USA MIN VOL 46429B697   343,732 4,094 SH   SOLE   4,094 0 0
BlackRock Fund Advisors ESG AWR MSCI EM 46434G863   233,469 6,963 SH   SOLE   6,963 0 0
BlackRock Inc COM 09247X101   164,550 209 SH   DFND   209 0 0
BlackRock Inc COM 09247X101   5,602,569 7,116 SH   SOLE   6,671 0 445
Boston Scientific Corp COM 101137107   7,701 100 SH   DFND   100 0 0
Boston Scientific Corp COM 101137107   418,472 5,434 SH   SOLE   5,434 0 0
Broadcom Inc COM 11135F101   417,438 260 SH   DFND   260 0 0
Broadcom Inc COM 11135F101   11,927,482 7,429 SH   SOLE   6,974 0 455
Brunswick Corp/DE COM 117043109   201,718 2,772 SH   SOLE   2,772 0 0
CACI International Inc CL A 127190304   258,078 600 SH   SOLE   600 0 0
CDN NAT RES COM 136385101   202,920 5,700 SH   SOLE   5,700 0 0
CDN NATL RAILWAYS COM 136375102   234,606 1,986 SH   SOLE   1,986 0 0
CHUBB LIMITED COM COM H1467J104   336,451 1,319 SH   SOLE   1,319 0 0
CISCO SYSTEMS COM 17275R102   149,371 3,144 SH   DFND   3,017 0 127
CISCO SYSTEMS COM 17275R102   5,321,738 112,013 SH   SOLE   104,603 0 7,410
COLGATE-PALMOLIVE COM 194162103   406,015 4,184 SH   SOLE   4,184 0 0
COLUMBIA MANAGEMENT INVESTMENT ADVISERS LLC COM 895436103   34,439 1,112 SH   DFND   1,112 0 0
COLUMBIA MANAGEMENT INVESTMENT ADVISERS LLC COM 895436103   6,988,319 225,648 SH   SOLE   225,648 0 0
CONOCOPHILLIPS COM 20825C104   22,990 201 SH   DFND   201 0 0
CONOCOPHILLIPS COM 20825C104   879,925 7,693 SH   SOLE   7,693 0 0
CVS Health Corp COM 126650100   5,315 90 SH   DFND   0 0 90
CVS Health Corp COM 126650100   239,370 4,053 SH   SOLE   4,053 0 0
Caterpillar Inc COM 149123101   456,680 1,371 SH   SOLE   1,371 0 0
Charles Schwab Corp/The COM 808513105   1,547 21 SH   DFND   21 0 0
Charles Schwab Corp/The COM 808513105   238,829 3,241 SH   SOLE   3,241 0 0
Charles Schwab Investment Management Inc US LCAP GR ETF 808524300   384,100 3,809 SH   SOLE   3,809 0 0
Chevron Corp COM 166764100   547,314 3,499 SH   DFND   3,473 0 26
Chevron Corp COM 166764100   8,057,507 51,512 SH   SOLE   48,412 0 3,100
Cigna Group/The COM 125523100   4,297 13 SH   DFND   0 0 13
Cigna Group/The COM 125523100   293,216 887 SH   SOLE   887 0 0
Coca-Cola Co/The COM 191216100   56,139 882 SH   DFND   682 0 200
Coca-Cola Co/The COM 191216100   2,014,141 31,644 SH   SOLE   27,619 0 4,025
Comcast Corp CL A 20030N101   58,505 1,494 SH   DFND   1,494 0 0
Comcast Corp CL A 20030N101   539,625 13,780 SH   SOLE   13,780 0 0
Costco Wholesale Corp COM 22160K105   175,948 207 SH   DFND   207 0 0
Costco Wholesale Corp COM 22160K105   4,797,344 5,644 SH   SOLE   5,644 0 0
DEERE & CO COM 244199105   186,815 500 SH   DFND   500 0 0
DEERE & CO COM 244199105   560,445 1,500 SH   SOLE   1,500 0 0
DUKE ENERGY CORP COM NEW 26441C204   58,434 583 SH   DFND   583 0 0
DUKE ENERGY CORP COM NEW 26441C204   197,654 1,972 SH   SOLE   1,972 0 0
Danaher Corp COM 235851102   32,231 129 SH   DFND   129 0 0
Danaher Corp COM 235851102   602,888 2,413 SH   SOLE   2,413 0 0
Denison Mines Corp COM 248356107   1,038,780 522,000 SH   SOLE   522,000 0 0
Dimensional ETF Trust US SMALL CAP ETF 25434V500   636,427 10,593 SH   SOLE   10,593 0 0
Duff & Phelps Closed-End Funds COM 23325P104   118,672 14,437 SH   SOLE   14,437 0 0
Eaton Corp PLC SHS G29183103   209,138 667 SH   SOLE   667 0 0
Eli Lilly & Co COM 532457108   46,174 51 SH   DFND   51 0 0
Eli Lilly & Co COM 532457108   721,588 797 SH   SOLE   797 0 0
Encore Energy Corp COM NEW 29259W700   1,045,816 265,699 SH   SOLE   265,699 0 0
Energy Transfer LP COM UT LTD PTN 29273V100   16,220 1,000 SH   DFND   1,000 0 0
Energy Transfer LP COM UT LTD PTN 29273V100   282,471 17,415 SH   SOLE   17,415 0 0
Exxon Mobil Corp COM 30231G102   906,800 7,877 SH   DFND   7,825 0 52
Exxon Mobil Corp COM 30231G102   2,407,044 20,909 SH   SOLE   20,909 0 0
FLEXSHARES TR MORNSTAR USMKT 33939L100   605,745 3,031 SH   SOLE   3,031 0 0
Franklin LibertyShares ETFs/US US LOW VOLATILIT 35473P504   320,323 5,949 SH   DFND   5,949 0 0
Franklin LibertyShares ETFs/US US LOW VOLATILIT 35473P504   14,925,052 277,186 SH   SOLE   277,186 0 0
GENERAL MILLS INC COM 370334104   308,013 4,869 SH   SOLE   4,869 0 0
GOLDMAN SACHS GRP COM 38141G104   2,262 5 SH   DFND   5 0 0
GOLDMAN SACHS GRP COM 38141G104   1,032,194 2,282 SH   SOLE   2,282 0 0
General Electric Co COM NEW 369604301   51,665 325 SH   DFND   262 0 63
General Electric Co COM NEW 369604301   290,915 1,830 SH   SOLE   1,830 0 0
Gilead Sciences Inc COM 375558103   223,188 3,253 SH   SOLE   3,253 0 0
HUMANA INC COM 444859102   7,473 20 SH   DFND   0 0 20
HUMANA INC COM 444859102   235,026 629 SH   SOLE   629 0 0
Heartland Financial USA Inc COM 42234Q102   3,031,001 68,189 SH   DFND   0 0 68,189
Heartland Financial USA Inc COM 42234Q102   57,998,298 1,304,799 SH   SOLE   1 0 1,304,798
Hecla Mining Co COM 422704106   130,780 26,965 SH   SOLE   26,965 0 0
Home Depot Inc/The COM 437076102   64,717 188 SH   DFND   188 0 0
Home Depot Inc/The COM 437076102   4,148,436 12,051 SH   SOLE   10,601 0 1,450
Honeywell International Inc COM 438516106   1,922 9 SH   DFND   9 0 0
Honeywell International Inc COM 438516106   1,171,908 5,488 SH   SOLE   5,488 0 0
Hubbell Inc COM 443510607   1,092,420 2,989 SH   SOLE   2,989 0 0
ILLINOIS TOOL WKS COM 452308109   7,820 33 SH   DFND   33 0 0
ILLINOIS TOOL WKS COM 452308109   207,577 876 SH   SOLE   876 0 0
INDEXIQ ETF TRUST/USA HEDGE MLTI ETF 45409B107   379,900 12,243 SH   DFND   12,243 0 0
INDEXIQ ETF TRUST/USA HEDGE MLTI ETF 45409B107   21,130,158 680,959 SH   SOLE   680,959 0 0
ING Groep NV SPONSORED ADR 456837103   5,282,531 308,199 SH   SOLE   308,199 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   436,405 3,188 SH   SOLE   3,188 0 0
INTL BUSINESS MCHN COM 459200101   17,295 100 SH   DFND   0 0 100
INTL BUSINESS MCHN COM 459200101   433,413 2,506 SH   SOLE   2,506 0 0
ISHARES S&P 100 ETF 464287101   9,779 37 SH   DFND   37 0 0
ISHARES S&P 100 ETF 464287101   203,511 770 SH   SOLE   770 0 0
ISHARES CORE S&P500 ETF 464287200   468,976 857 SH   DFND   857 0 0
ISHARES CORE S&P500 ETF 464287200   5,133,017 9,380 SH   SOLE   9,380 0 0
ISHARES S&P 500 GRWT ETF 464287309   497,773 5,379 SH   SOLE   5,379 0 0
ISHARES S&P 500 VAL ETF 464287408   77,354 425 SH   DFND   425 0 0
ISHARES S&P 500 VAL ETF 464287408   237,159 1,303 SH   SOLE   1,303 0 0
ISHARES RUSSELL 2000 ETF 464287655   15,014 74 SH   DFND   52 0 22
ISHARES RUSSELL 2000 ETF 464287655   809,531 3,990 SH   SOLE   3,990 0 0
ISHARES EAFE VALUE ETF 464288877   717,790 13,533 SH   DFND   13,533 0 0
ISHARES EAFE VALUE ETF 464288877   33,968,301 640,428 SH   SOLE   617,548 0 22,880
ISHARES CORE MSCI EAFE 46432F842   236,007 3,249 SH   SOLE   3,249 0 0
ISHARES ETFS/USA ESG AW MSCI EAFE 46435G516   630,634 8,005 SH   SOLE   8,005 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   301,431 5,900 SH   SOLE   5,900 0 0
ISHARES TRUST 1 3 YR TREAS BD 464287457   239,153 2,929 SH   DFND   2,929 0 0
ISHARES TRUST 1 3 YR TREAS BD 464287457   6,799,077 83,271 SH   SOLE   78,856 0 4,415
ISHARES TRUST GLOBAL MATER ETF 464288695   62,081 731 SH   DFND   731 0 0
ISHARES TRUST GLOBAL MATER ETF 464288695   1,642,641 19,342 SH   SOLE   18,632 0 710
ISHARES/USA RUS 1000 GRW ETF 464287614   207,406 569 SH   SOLE   569 0 0
ISHARES/USA NATIONAL MUN ETF 464288414   987,079 9,264 SH   SOLE   9,264 0 0
Industrial Logistics Propertie COM SHS BEN INT 456237106   4,226,712 1,148,563 SH   SOLE   1,148,563 0 0
Intel Corp COM 458140100   2,880 93 SH   DFND   0 0 93
Intel Corp COM 458140100   409,919 13,236 SH   SOLE   13,236 0 0
Invesco Capital Management LLC UNIT SER 1 46090E103   508,336 1,061 SH   DFND   1,042 0 19
Invesco Capital Management LLC DIVID ACHIEVEV 46137V506   682,720 16,000 SH   SOLE   16,000 0 0
Invesco Capital Management LLC INTL DIVI ACHI 46137V548   261,632 14,600 SH   SOLE   14,600 0 0
Invesco Capital Management LLC S&P INTL LOW 46138E230   127,556 4,674 SH   DFND   4,674 0 0
Invesco Capital Management LLC S&P INTL LOW 46138E230   7,689,863 281,778 SH   SOLE   281,778 0 0
Invesco Capital Management LLC SHORT TERM TREAS 46138G888   128,146 1,215 SH   DFND   1,215 0 0
Invesco Capital Management LLC SHORT TERM TREAS 46138G888   5,812,663 55,112 SH   SOLE   55,112 0 0
Itau Unibanco Holding SA SPON ADR REP PFD 465562106   70,968 12,152 SH   SOLE   12,152 0 0
JP Morgan ETFs/USA EQUITY PREMIUM 46641Q332   385,367 6,799 SH   DFND   6,799 0 0
JP Morgan ETFs/USA EQUITY PREMIUM 46641Q332   19,042,383 335,963 SH   SOLE   330,963 0 5,000
JP Morgan ETFs/USA ULTRA SHT MUNCPL 46641Q654   401,342 7,909 SH   SOLE   7,909 0 0
JP Morgan ETFs/USA INTL BD OPP ETF 46641Q852   1,016,439 21,569 SH   SOLE   21,569 0 0
JPMorgan Chase & Co COM 46625H100   369,327 1,826 SH   DFND   1,780 0 46
JPMorgan Chase & Co COM 46625H100   10,392,321 51,381 SH   SOLE   49,096 0 2,285
Johnson & Johnson COM 478160104   183,431 1,255 SH   DFND   1,220 0 35
Johnson & Johnson COM 478160104   7,738,734 52,947 SH   SOLE   49,932 0 3,015
KIMBERLY-CLARK CP COM 494368103   73,937 535 SH   DFND   500 0 35
KIMBERLY-CLARK CP COM 494368103   281,375 2,036 SH   SOLE   2,036 0 0
KLA Corp COM NEW 482480100   341,347 414 SH   SOLE   414 0 0
LOWE'S COS INC COM 548661107   224,428 1,018 SH   DFND   1,003 0 15
LOWE'S COS INC COM 548661107   5,177,062 23,483 SH   SOLE   23,483 0 0
Linde PLC SHS G54950103   460,751 1,050 SH   SOLE   1,050 0 0
Lockheed Martin Corp COM 539830109   263,912 565 SH   SOLE   565 0 0
MAG Silver Corp COM 55903Q104   326,760 28,000 SH   SOLE   28,000 0 0
MARSH & MCLENNAN COM 571748102   2,950 14 SH   DFND   14 0 0
MARSH & MCLENNAN COM 571748102   333,991 1,585 SH   SOLE   1,585 0 0
MASTERCARD INC CL A 57636Q104   548,362 1,243 SH   SOLE   1,243 0 0
MCDONALD'S CORP COM 580135101   40,774 160 SH   DFND   100 0 60
MCDONALD'S CORP COM 580135101   2,469,909 9,692 SH   SOLE   8,887 0 805
MCKESSON CORP COM 58155Q103   425,765 729 SH   SOLE   729 0 0
METLIFE INC COM 59156R108   368,919 5,256 SH   SOLE   5,256 0 0
MICROSOFT CORP COM 594918104   603,383 1,350 SH   DFND   1,327 0 23
MICROSOFT CORP COM 594918104   22,857,917 51,142 SH   SOLE   49,247 0 1,895
MOODYS CORP COM 615369105   521,953 1,240 SH   SOLE   1,240 0 0
MORGAN STANLEY COM NEW 617446448   25,561 263 SH   DFND   263 0 0
MORGAN STANLEY COM NEW 617446448   2,373,671 24,423 SH   SOLE   20,938 0 3,485
Medtronic PLC SHS G5960L103   122,551 1,557 SH   DFND   1,557 0 0
Medtronic PLC SHS G5960L103   4,656,405 59,159 SH   SOLE   54,174 0 4,985
Merck & Co Inc COM 58933Y105   46,549 376 SH   DFND   238 0 138
Merck & Co Inc COM 58933Y105   723,859 5,847 SH   SOLE   5,847 0 0
Meta Platforms Inc CL A 30303M102   55,464 110 SH   DFND   110 0 0
Meta Platforms Inc CL A 30303M102   666,579 1,322 SH   SOLE   1,322 0 0
Metalla Royalty & Streaming Lt COM NEW 59124U605   94,520 34,000 SH   SOLE   34,000 0 0
Mondelez International Inc CL A 609207105   550,678 8,415 SH   SOLE   8,415 0 0
NEXTERA ENERGY COM 65339F101   212,430 3,000 SH   DFND   3,000 0 0
NEXTERA ENERGY COM 65339F101   422,877 5,972 SH   SOLE   5,972 0 0
NORDIC AMER TANKER COM G65773106   199,000 50,000 SH   SOLE   50,000 0 0
NORTHROP GRUMMAN COM 666807102   257,211 590 SH   SOLE   590 0 0
NOVAGOLD RESOURCES COM NEW 66987E206   62,280 18,000 SH   SOLE   18,000 0 0
NVIDIA Corp COM 67066G104   458,333 3,710 SH   DFND   3,710 0 0
NVIDIA Corp COM 67066G104   1,357,705 10,990 SH   SOLE   10,990 0 0
NexGen Energy Ltd COM 65340P106   1,133,733 162,426 SH   SOLE   162,426 0 0
Norfolk Southern Corp COM 655844108   279,097 1,300 SH   DFND   1,300 0 0
Norfolk Southern Corp COM 655844108   248,182 1,156 SH   SOLE   1,156 0 0
Nushares ETF Trust NUVEEN ESG LRGCP 67092P201   598,393 7,373 SH   SOLE   7,373 0 0
Nushares ETF Trust NUVEEN ESG LRGVL 67092P300   695,147 18,395 SH   SOLE   18,395 0 0
Nuveen Closed-End Funds/USA COM 6706ER101   959,729 71,091 SH   SOLE   71,091 0 0
Nuveen Closed-End Funds/USA COM 67073B106   117,152 15,683 SH   SOLE   15,683 0 0
ORACLE CORP COM 68389X105   295,673 2,094 SH   DFND   2,059 0 35
ORACLE CORP COM 68389X105   8,131,567 57,589 SH   SOLE   54,029 0 3,560
PEPSICO INC COM 713448108   139,531 846 SH   DFND   821 0 25
PEPSICO INC COM 713448108   3,001,066 18,196 SH   SOLE   18,196 0 0
PNC Financial Services Group I COM 693475105   160,300 1,031 SH   DFND   1,010 0 21
PNC Financial Services Group I COM 693475105   81,627 525 SH   SOLE   525 0 0
Palo Alto Networks Inc COM 697435105   507,837 1,498 SH   SOLE   1,498 0 0
PetMed Express Inc COM 716382106   244,693 60,418 SH   SOLE   60,418 0 0
Pfizer Inc COM 717081103   8,590 307 SH   DFND   0 0 307
Pfizer Inc COM 717081103   772,444 27,607 SH   SOLE   27,607 0 0
Phillips 66 COM 718546104   14,117 100 SH   DFND   100 0 0
Phillips 66 COM 718546104   188,038 1,332 SH   SOLE   1,332 0 0
Pinnacle West Capital Corp COM 723484101   229,140 3,000 SH   SOLE   3,000 0 0
Postal Realty Trust Inc CL A 73757R102   8,385 629 SH   DFND   629 0 0
Postal Realty Trust Inc CL A 73757R102   1,668,716 125,185 SH   SOLE   125,185 0 0
ProShare Advisors LLC SHORT S&P 500 NE 74347B425   241,070 21,128 SH   SOLE   21,128 0 0
Procter & Gamble Co/The COM 742718109   155,025 940 SH   DFND   940 0 0
Procter & Gamble Co/The COM 742718109   4,816,489 29,205 SH   SOLE   27,345 0 1,860
Prologis Inc COM 74340W103   68,284 608 SH   DFND   608 0 0
Prologis Inc COM 74340W103   2,141,976 19,072 SH   SOLE   17,737 0 1,335
Putnam Investment Management LLC COM 746823103   69,440 11,200 SH   SOLE   11,200 0 0
Putnam Investment Management LLC SH BEN INT 746853100   43,569 12,170 SH   SOLE   12,170 0 0
QUALCOMM Inc COM 747525103   72,502 364 SH   DFND   316 0 48
QUALCOMM Inc COM 747525103   402,344 2,020 SH   SOLE   2,020 0 0
ROPER INDUSTRIES INC COM 776696106   542,805 963 SH   SOLE   963 0 0
RTX Corp COM 75513E101   220,055 2,192 SH   DFND   2,192 0 0
RTX Corp COM 75513E101   7,341,320 73,128 SH   SOLE   68,478 0 4,650
Rafferty Asset Management LLC DAILY FTSE CHINA 25460E521   96,030 11,000 SH   SOLE   11,000 0 0
Rafferty Asset Management LLC DAILY JR GLD MIN 25460G831   730,659 19,615 SH   SOLE   19,615 0 0
Range Resources Corp COM 75281A109   201,180 6,000 SH   SOLE   6,000 0 0
Ross Stores Inc COM 778296103   1,148,319 7,902 SH   SOLE   7,902 0 0
Runway Growth Finance Corp COM 78163D100   1,376 117 SH   DFND   117 0 0
Runway Growth Finance Corp COM 78163D100   438,013 37,246 SH   SOLE   37,246 0 0
SALESFORCE.COM INC COM 79466L302   318,547 1,239 SH   SOLE   1,239 0 0
SANDSTORM GOLD LTD COM NEW 80013R206   87,040 16,000 SH   SOLE   16,000 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   75,417 854 SH   DFND   854 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   2,300,829 26,054 SH   SOLE   25,369 0 685
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   12,216 54 SH   DFND   0 0 54
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   395,676 1,749 SH   SOLE   1,749 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   331,433 4,864 SH   DFND   4,864 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   4,504,122 66,101 SH   SOLE   61,186 0 4,915
SPDR GOLD TRUST GOLD SHS 78463V107   102,345 476 SH   DFND   476 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   300,799 1,399 SH   SOLE   1,399 0 0
SSGA FUNDS MANAGEMENT INC PORTFOLIO INTRMD 78464A375   93,740 2,879 SH   DFND   2,879 0 0
SSGA FUNDS MANAGEMENT INC PORTFOLIO INTRMD 78464A375   4,956,544 152,228 SH   SOLE   152,228 0 0
SSgA Funds Management Inc TR UNIT 78462F103   408,709 751 SH   DFND   751 0 0
SSgA Funds Management Inc TR UNIT 78462F103   6,153,496 11,307 SH   SOLE   11,307 0 0
SSgA Funds Management Inc PORTFLI INTRMDIT 78464A672   96,669 3,450 SH   DFND   3,450 0 0
SSgA Funds Management Inc PORTFLI INTRMDIT 78464A672   6,157,227 219,744 SH   SOLE   219,744 0 0
SSgA Funds Management Inc BLOOMBERG HIGH Y 78468R622   21,211 225 SH   DFND   225 0 0
SSgA Funds Management Inc BLOOMBERG HIGH Y 78468R622   3,031,535 32,158 SH   SOLE   32,158 0 0
SSgA Funds Management Inc NUVEEN BLMBRG SH 78468R739   354,303 7,508 SH   DFND   7,508 0 0
SSgA Funds Management Inc NUVEEN BLMBRG SH 78468R739   23,415,206 496,190 SH   SOLE   496,190 0 0
STARBUCKS CORP COM 855244109   115,218 1,480 SH   DFND   1,449 0 31
STARBUCKS CORP COM 855244109   4,080,196 52,411 SH   SOLE   48,611 0 3,800
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   159,890 6,285 SH   DFND   6,285 0 0
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   4,417,910 173,660 SH   SOLE   173,660 0 0
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107   292,154 546 SH   SOLE   546 0 0
Sibanye Stillwater Ltd SPONSORED ADR 82575P107   119,625 27,500 SH   SOLE   27,500 0 0
Skeena Resources Ltd COM 83056P715   144,990 27,000 SH   SOLE   27,000 0 0
Sprott Asset Management CEFs TR UNIT 85207K107   1,112,845 112,069 SH   SOLE   112,069 0 0
Sprott ETF Trust URANIUM MINERS E 85208P303   278,354 5,653 SH   SOLE   5,653 0 0
Sprott ETF Trust JUNIOR URANIUM 85208P808   1,247,428 52,150 SH   SOLE   52,150 0 0
Starwood Property Trust Inc COM 85571B105   3,239 171 SH   DFND   171 0 0
Starwood Property Trust Inc COM 85571B105   644,074 34,006 SH   SOLE   34,006 0 0
Stryker Corp COM 863667101   206,192 606 SH   SOLE   606 0 0
TEXAS INSTRUMENTS COM 882508104   526,009 2,704 SH   SOLE   2,704 0 0
TRAVELERS CO INC COM 89417E109   510,993 2,513 SH   SOLE   2,513 0 0
TSMC SPONSORED ADS 874039100   322,591 1,856 SH   SOLE   1,856 0 0
Target Corp COM 87612E106   1,925 13 SH   DFND   0 0 13
Target Corp COM 87612E106   508,517 3,435 SH   SOLE   3,435 0 0
Tetra Tech Inc COM 88162G103   231,062 1,130 SH   SOLE   1,130 0 0
Thermo Fisher Scientific Inc COM 883556102   849,961 1,537 SH   SOLE   1,537 0 0
Tyson Foods Inc CL A 902494103   2,914 51 SH   DFND   0 0 51
Tyson Foods Inc CL A 902494103   221,132 3,870 SH   SOLE   3,870 0 0
UTD PARCEL SERV CL B 911312106   148,893 1,088 SH   DFND   1,088 0 0
UTD PARCEL SERV CL B 911312106   5,513,276 40,287 SH   SOLE   37,117 0 3,170
Union Pacific Corp COM 907818108   471,526 2,084 SH   DFND   2,084 0 0
Union Pacific Corp COM 907818108   175,125 774 SH   SOLE   774 0 0
United Rentals Inc COM 911363109   820,054 1,268 SH   SOLE   1,268 0 0
UnitedHealth Group Inc COM 91324P102   4,583 9 SH   DFND   0 0 9
UnitedHealth Group Inc COM 91324P102   1,186,067 2,329 SH   SOLE   2,329 0 0
Uranium Energy Corp COM 916896103   378,931 63,050 SH   SOLE   63,050 0 0
Uranium Royalty Corp COM 91702V101   88,875 39,500 SH   SOLE   39,500 0 0
VANGUARD S&P 500 ETF SHS 922908363   434,113 868 SH   SOLE   868 0 0
VANGUARD ETF/USA DIV APP ETF 921908844   835,714 4,578 SH   SOLE   4,578 0 0
VANGUARD ETF/USA VG TL INTL STK F 921909768   1,826,969 30,298 SH   SOLE   30,298 0 0
VANGUARD ETF/USA INTERMED TERM 921937819   244,965 3,271 SH   SOLE   3,271 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   289,735 6,621 SH   DFND   6,621 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   13,285,186 303,592 SH   SOLE   292,687 0 10,905
VANGUARD ETF/USA INF TECH ETF 92204A702   3,460 6 SH   DFND   0 0 6
VANGUARD ETF/USA INF TECH ETF 92204A702   679,223 1,178 SH   SOLE   1,178 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   33,769 437 SH   DFND   437 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   3,095,792 40,062 SH   SOLE   40,062 0 0
VANGUARD ETF/USA SM CP VAL ETF 922908611   287,104 1,573 SH   DFND   1,573 0 0
VANGUARD ETF/USA SM CP VAL ETF 922908611   11,295,980 61,889 SH   SOLE   60,719 0 1,170
VANGUARD ETF/USA TOTAL STK MKT 922908769   1,463,815 5,472 SH   DFND   5,472 0 0
VANGUARD ETF/USA TOTAL STK MKT 922908769   5,715,619 21,366 SH   SOLE   21,366 0 0
VANGUARD GROUP INC/THE TOTAL INT BD ETF 92203J407   1,017,203 20,900 SH   SOLE   20,900 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   18,976 160 SH   DFND   160 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   1,130,139 9,529 SH   SOLE   9,529 0 0
VERIZON COMMUN COM 92343V104   9,485 230 SH   DFND   230 0 0
VERIZON COMMUN COM 92343V104   510,345 12,375 SH   SOLE   12,375 0 0
VISA INC COM CL A 92826C839   182,417 695 SH   DFND   695 0 0
VISA INC COM CL A 92826C839   4,091,120 15,587 SH   SOLE   15,587 0 0
Van Eck Associates Corp INTRMDT MUNI ETF 92189H201   1,377,079 30,041 SH   DFND   30,041 0 0
Van Eck Associates Corp INTRMDT MUNI ETF 92189H201   46,888,544 1,022,874 SH   SOLE   1,022,874 0 0
Vanguard ETF/USA 500 GRTH IDX F 921932505   2,059,054 6,175 SH   SOLE   6,175 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   3,608 73 SH   DFND   73 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   1,022,055 20,681 SH   SOLE   20,681 0 0
Vanguard ETF/USA ALLWRLD EX US 922042775   560,012 9,550 SH   SOLE   9,550 0 0
Vanguard ETF/USA GROWTH ETF 922908736   1,191,596 3,186 SH   DFND   3,186 0 0
Vanguard ETF/USA GROWTH ETF 922908736   66,653,818 178,214 SH   SOLE   178,214 0 0
Vanguard Group Inc/The TOTAL BND MRKT 921937835   226,669 3,146 SH   DFND   3,146 0 0
Vanguard Group Inc/The TOTAL BND MRKT 921937835   12,424,302 172,440 SH   SOLE   172,440 0 0
Vanguard Group Inc/The REAL ESTATE ETF 922908553   131,168 1,566 SH   DFND   1,566 0 0
Vanguard Group Inc/The REAL ESTATE ETF 922908553   3,954,561 47,213 SH   SOLE   43,653 0 3,560
Vanguard Group Inc/The SML CP GRW ETF 922908595   290,651 1,162 SH   DFND   1,162 0 0
Vanguard Group Inc/The SML CP GRW ETF 922908595   11,456,454 45,802 SH   SOLE   44,967 0 835
Vanguard Group Inc/The LARGE CAP ETF 922908637   1,264,575 5,066 SH   SOLE   5,066 0 0
Vanguard Group Inc/The EXTEND MKT ETF 922908652   16,710 99 SH   DFND   99 0 0
Vanguard Group Inc/The EXTEND MKT ETF 922908652   746,727 4,424 SH   SOLE   4,424 0 0
Vanguard Group Inc/The VALUE ETF 922908744   1,093,194 6,815 SH   DFND   6,815 0 0
Vanguard Group Inc/The VALUE ETF 922908744   61,833,243 385,470 SH   SOLE   385,470 0 0
WASTE MANAGEMENT COM 94106L109   2,987 14 SH   DFND   14 0 0
WASTE MANAGEMENT COM 94106L109   675,008 3,164 SH   SOLE   3,164 0 0
WEC Energy Group Inc COM 92939U106   159,745 2,036 SH   DFND   2,000 0 36
WEC Energy Group Inc COM 92939U106   71,556 912 SH   SOLE   912 0 0
WELLS FARGO & CO COM 949746101   2,970 50 SH   DFND   0 0 50
WELLS FARGO & CO COM 949746101   2,691,080 45,312 SH   SOLE   45,312 0 0
Walmart Inc COM 931142103   338,347 4,997 SH   DFND   4,694 0 303
Walmart Inc COM 931142103   6,854,486 101,233 SH   SOLE   96,223 0 5,010
Walt Disney Co/The COM 254687106   381,869 3,846 SH   SOLE   3,846 0 0
i-80 Gold Corp COM 44955L106   64,800 60,000 SH   SOLE   60,000 0 0