The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   602,008 3,048 SH   SOLE   0 0 3,048
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   213,790 605 SH   SOLE   0 0 605
ALPHABET INC CAP STK CL C 02079K107   811,055 4,851 SH   SOLE   0 0 4,851
ALPHABET INC CAP STK CL A 02079K305   578,456 3,488 SH   SOLE   0 0 3,488
AMAZON COM INC COM 023135106   1,159,905 6,225 SH   SOLE   0 0 6,225
APPLE INC COM 037833100   4,626,849 19,858 SH   SOLE   0 0 19,858
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   699,591 1,520 SH   SOLE   0 0 1,520
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   1,718,786 34,744 SH   SOLE   0 0 34,744
BLACKSTONE INC COM 09260D107   896,871 5,857 SH   SOLE   0 0 5,857
BROADCOM INC COM 11135F101   348,869 2,022 SH   SOLE   0 0 2,022
CHEVRON CORP NEW COM 166764100   399,172 2,710 SH   SOLE   0 0 2,710
CISCO SYS INC COM 17275R102   222,960 4,189 SH   SOLE   0 0 4,189
COSTCO WHSL CORP NEW COM 22160K105   297,825 336 SH   SOLE   0 0 336
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,896,607 76,066 SH   SOLE   0 0 76,066
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   6,079,251 109,280 SH   SOLE   0 0 109,280
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,113,431 32,471 SH   SOLE   0 0 32,471
DISNEY WALT CO COM 254687106   230,401 2,395 SH   SOLE   0 0 2,395
EATON CORP PLC SHS G29183103   389,459 1,175 SH   SOLE   0 0 1,175
ELI LILLY & CO COM 532457108   327,863 370 SH   SOLE   0 0 370
EXXON MOBIL CORP COM 30231G102   228,858 1,952 SH   SOLE   0 0 1,952
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   314,056 1,800 SH   SOLE   0 0 1,800
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   419,171 23,159 SH   SOLE   0 0 23,159
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   496,223 13,640 SH   SOLE   0 0 13,640
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   1,209,456 22,200 SH   SOLE   0 0 22,200
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   525,883 12,533 SH   SOLE   0 0 12,533
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   324,564 5,570 SH   SOLE   0 0 5,570
FIRST TR VALUE LINE DIVID IN SHS 33734H106   1,236,762 27,188 SH   SOLE   0 0 27,188
HOME DEPOT INC COM 437076102   389,023 960 SH   SOLE   0 0 960
INTERNATIONAL BUSINESS MACHS COM 459200101   466,479 2,110 SH   SOLE   0 0 2,110
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   347,232 13,309 SH   SOLE   0 0 13,309
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,529,390 37,642 SH   SOLE   0 0 37,642
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   915,255 22,028 SH   SOLE   0 0 22,028
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,239,250 6,917 SH   SOLE   0 0 6,917
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   460,166 4,486 SH   SOLE   0 0 4,486
INVESCO QQQ TR UNIT SER 1 46090E103   414,860 850 SH   SOLE   0 0 850
ISHARES GOLD TR ISHARES NEW 464285204   279,898 5,632 SH   SOLE   0 0 5,632
ISHARES INC CORE MSCI EMKT 46434G103   3,501,501 60,991 SH   SOLE   0 0 60,991
ISHARES INC MSCI EMRG CHN 46434G764   440,909 7,215 SH   SOLE   0 0 7,215
ISHARES TR S&P 500 GRWT ETF 464287309   1,955,255 20,420 SH   SOLE   0 0 20,420
ISHARES TR MSCI USA MMENTM 46432F396   599,607 2,957 SH   SOLE   0 0 2,957
ISHARES TR S&P 500 VAL ETF 464287408   745,697 3,782 SH   SOLE   0 0 3,782
ISHARES TR RUS 1000 GRW ETF 464287614   6,569,244 17,500 SH   SOLE   0 0 17,500
ISHARES TR MSCI INTL QUALTY 46434V456   2,172,528 52,363 SH   SOLE   0 0 52,363
ISHARES TR EAFE GRWTH ETF 464288885   1,693,980 15,736 SH   SOLE   0 0 15,736
ISHARES TR 20 YR TR BD ETF 464287432   361,008 3,680 SH   SOLE   0 0 3,680
ISHARES TR CORE S&P TTL STK 464287150   10,258,969 81,667 SH   SOLE   0 0 81,667
ISHARES TR MSCI USA QLT FCT 46432F339   4,504,627 25,123 SH   SOLE   0 0 25,123
ISHARES TR CORE S&P SCP ETF 464287804   1,454,697 12,438 SH   SOLE   0 0 12,438
ISHARES TR NATIONAL MUN ETF 464288414   242,354 2,231 SH   SOLE   0 0 2,231
ISHARES TR US INFRASTRUC 46435U713   232,642 4,953 SH   SOLE   0 0 4,953
ISHARES TR CORE DIV GRWTH 46434V621   1,928,127 30,757 SH   SOLE   0 0 30,757
ISHARES TR MBS ETF 464288588   487,989 5,093 SH   SOLE   0 0 5,093
ISHARES TR MSCI USA MIN VOL 46429B697   473,823 5,189 SH   SOLE   0 0 5,189
ISHARES TR CORE S&P500 ETF 464287200   1,129,929 1,959 SH   SOLE   0 0 1,959
ISHARES TR U.S. FIN SVC ETF 464287770   712,331 10,030 SH   SOLE   0 0 10,030
ISHARES TR CORE S&P MCP ETF 464287507   799,846 12,834 SH   SOLE   0 0 12,834
ISHARES TR PFD AND INCM SEC 464288687   303,196 9,124 SH   SOLE   0 0 9,124
ISHARES TR MSCI USA VALUE 46432F388   957,344 8,780 SH   SOLE   0 0 8,780
ISHARES TR CORE TOTAL USD 46434V613   1,516,557 32,185 SH   SOLE   0 0 32,185
ISHARES TR U.S. TECH ETF 464287721   971,733 6,409 SH   SOLE   0 0 6,409
ISHARES TR MSCI EAFE ETF 464287465   410,916 4,914 SH   SOLE   0 0 4,914
ISHARES TR EAFE VALUE ETF 464288877   2,167,371 37,674 SH   SOLE   0 0 37,674
ISHARES TR ESG AWR MSCI USA 46435G425   858,781 6,806 SH   SOLE   0 0 6,806
ISHARES TR CORE MSCI INTL 46435G326   5,269,661 74,399 SH   SOLE   0 0 74,399
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   2,067,165 44,561 SH   SOLE   0 0 44,561
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,177,053 19,779 SH   SOLE   0 0 19,779
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   234,560 4,575 SH   SOLE   0 0 4,575
JOHNSON & JOHNSON COM 478160104   616,863 3,806 SH   SOLE   0 0 3,806
JPMORGAN CHASE & CO. COM 46625H100   515,292 2,444 SH   SOLE   0 0 2,444
LOCKHEED MARTIN CORP COM 539830109   578,078 989 SH   SOLE   0 0 989
MCDONALDS CORP COM 580135101   274,975 903 SH   SOLE   0 0 903
MERCK & CO INC COM 58933Y105   212,378 1,870 SH   SOLE   0 0 1,870
META PLATFORMS INC CL A 30303M102   567,421 991 SH   SOLE   0 0 991
MICROSOFT CORP COM 594918104   2,883,490 6,701 SH   SOLE   0 0 6,701
NEXTERA ENERGY INC COM 65339F101   656,722 7,769 SH   SOLE   0 0 7,769
NUVEEN N Y SELECT TAX FREE I SH BEN INT 67063V104   152,125 12,500 SH   SOLE   0 0 12,500
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   256,324 19,657 SH   SOLE   0 0 19,657
NUVEEN NEW YORK QLT MUN INC COM 67066X107   321,199 27,243 SH   SOLE   0 0 27,243
NVIDIA CORPORATION COM 67066G104   1,963,680 16,170 SH   SOLE   0 0 16,170
PEPSICO INC COM 713448108   208,179 1,224 SH   SOLE   0 0 1,224
PFIZER INC COM 717081103   213,351 7,372 SH   SOLE   0 0 7,372
PROCTER AND GAMBLE CO COM 742718109   244,296 1,410 SH   SOLE   0 0 1,410
PROGRESSIVE CORP COM 743315103   992,096 3,910 SH   SOLE   0 0 3,910
PROLOGIS INC. COM 74340W103   209,152 1,656 SH   SOLE   0 0 1,656
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,896,605 22,437 SH   SOLE   0 0 22,437
SCHWAB STRATEGIC TR US TIPS ETF 808524870   800,127 14,919 SH   SOLE   0 0 14,919
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   726,201 15,282 SH   SOLE   0 0 15,282
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   1,184,629 31,700 SH   SOLE   0 0 31,700
SELECT SECTOR SPDR TR ENERGY 81369Y506   441,430 5,028 SH   SOLE   0 0 5,028
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   375,049 1,661 SH   SOLE   0 0 1,661
SOUTHERN CO COM 842587107   359,429 3,986 SH   SOLE   0 0 3,986
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   731,574 1,729 SH   SOLE   0 0 1,729
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   323,772 8,620 SH   SOLE   0 0 8,620
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,596,060 4,525 SH   SOLE   0 0 4,525
SPDR SER TR PORTFOLIO AGRGTE 78464A649   303,041 11,593 SH   SOLE   0 0 11,593
SPDR SER TR PORTFOLI S&P1500 78464A805   307,547 4,390 SH   SOLE   0 0 4,390
SPDR SER TR PORTFOLIO S&P500 78464A854   11,525,217 170,719 SH   SOLE   0 0 170,719
T ROWE PRICE ETF INC US EQUITY RESEAR 87283Q503   204,383 5,660 SH   SOLE   0 0 5,660
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   1,245,346 37,454 SH   SOLE   0 0 37,454
TAPESTRY INC COM 876030107   575,108 12,242 SH   SOLE   0 0 12,242
TESLA INC COM 88160R101   718,824 2,747 SH   SOLE   0 0 2,747
UNITEDHEALTH GROUP INC COM 91324P102   395,019 676 SH   SOLE   0 0 676
VANGUARD BD INDEX FDS INTERMED TERM 921937819   256,745 3,276 SH   SOLE   0 0 3,276
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,588,269 45,600 SH   SOLE   0 0 45,600
VANGUARD INDEX FDS MID CAP ETF 922908629   1,026,176 3,890 SH   SOLE   0 0 3,890
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   264,890 502 SH   SOLE   0 0 502
VANGUARD INDEX FDS VALUE ETF 922908744   276,567 1,584 SH   SOLE   0 0 1,584
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,841,117 10,034 SH   SOLE   0 0 10,034
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   732,597 11,629 SH   SOLE   0 0 11,629
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,888,864 38,306 SH   SOLE   0 0 38,306
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   737,495 9,298 SH   SOLE   0 0 9,298
VANGUARD MALVERN FDS CORE BD ETF 922020748   2,911,117 36,761 SH   SOLE   0 0 36,761
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   347,716 6,802 SH   SOLE   0 0 6,802
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,059,250 12,648 SH   SOLE   0 0 12,648
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,880,354 80,774 SH   SOLE   0 0 80,774
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   676,751 3,417 SH   SOLE   0 0 3,417
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   280,527 5,312 SH   SOLE   0 0 5,312
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,241,522 17,485 SH   SOLE   0 0 17,485
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   715,341 8,103 SH   SOLE   0 0 8,103
VISA INC COM CL A 92826C839   261,142 950 SH   SOLE   0 0 950
WALMART INC COM 931142103   209,159 2,590 SH   SOLE   0 0 2,590
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,116,705 21,841 SH   SOLE   0 0 21,841
WISDOMTREE TR EM EX ST-OWNED 97717X578   413,932 12,532 SH   SOLE   0 0 12,532