The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   269,541 1,364 SH   SOLE   0 0 1,364
ALPHABET INC CAP STK CL A 02079K305   228,044 1,375 SH   SOLE   0 0 1,375
AMAZON COM INC COM 023135106   480,731 2,580 SH   SOLE   0 0 2,580
APPLE INC COM 037833100   5,482,723 23,531 SH   SOLE   0 0 23,531
BROADCOM INC COM 11135F101   7,263,285 42,106 SH   SOLE   0 0 42,106
CHEVRON CORP NEW COM 166764100   2,893,414 19,647 SH   SOLE   0 0 19,647
CHUBB LIMITED COM H1467J104   4,156,853 14,414 SH   SOLE   0 0 14,414
CONSOLIDATED EDISON INC COM 209115104   604,526 5,805 SH   SOLE   0 0 5,805
COSTCO WHSL CORP NEW COM 22160K105   593,968 670 SH   SOLE   0 0 670
EXXON MOBIL CORP COM 30231G102   2,297,864 19,603 SH   SOLE   0 0 19,603
HARTFORD FINL SVCS GROUP INC COM 416515104   3,009,287 25,587 SH   SOLE   0 0 25,587
HOME DEPOT INC COM 437076102   4,363,194 10,768 SH   SOLE   0 0 10,768
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   3,650,826 173,766 SH   SOLE   0 0 173,766
ISHARES TR 0-3 MNTH TREASRY 46436E718   4,573,594 45,409 SH   SOLE   0 0 45,409
ISHARES TR 0-5YR HI YL CP 46434V407   24,892,165 573,288 SH   SOLE   0 0 573,288
ISHARES TR INTL SEL DIV ETF 464288448   772,407 25,551 SH   SOLE   0 0 25,551
ISHARES TR PFD AND INCM SEC 464288687   5,957,641 179,285 SH   SOLE   0 0 179,285
JOHNSON & JOHNSON COM 478160104   3,106,042 19,166 SH   SOLE   0 0 19,166
JPMORGAN CHASE & CO. COM 46625H100   4,537,075 21,517 SH   SOLE   0 0 21,517
LOCKHEED MARTIN CORP COM 539830109   4,105,365 7,023 SH   SOLE   0 0 7,023
LOWES COS INC COM 548661107   4,101,211 15,142 SH   SOLE   0 0 15,142
MASTERCARD INCORPORATED CL A 57636Q104   271,590 550 SH   SOLE   0 0 550
MEDTRONIC PLC SHS G5960L103   3,453,821 38,363 SH   SOLE   0 0 38,363
MERCK & CO INC COM 58933Y105   2,787,557 24,547 SH   SOLE   0 0 24,547
MICROSOFT CORP COM 594918104   5,822,820 13,532 SH   SOLE   0 0 13,532
MORGAN STANLEY COM NEW 617446448   3,875,330 37,177 SH   SOLE   0 0 37,177
NEXTERA ENERGY INC COM 65339F101   5,276,829 62,425 SH   SOLE   0 0 62,425
NVIDIA CORPORATION COM 67066G104   727,183 5,988 SH   SOLE   0 0 5,988
NXP SEMICONDUCTORS N V COM N6596X109   3,850,240 16,042 SH   SOLE   0 0 16,042
OMNICOM GROUP INC COM 681919106   1,719,376 16,630 SH   SOLE   0 0 16,630
ORACLE CORP COM 68389X105   4,868,158 28,569 SH   SOLE   0 0 28,569
PACKAGING CORP AMER COM 695156109   2,567,999 11,922 SH   SOLE   0 0 11,922
PARKER-HANNIFIN CORP COM 701094104   4,563,636 7,223 SH   SOLE   0 0 7,223
PAYCHEX INC COM 704326107   3,782,414 28,187 SH   SOLE   0 0 28,187
PEPSICO INC COM 713448108   3,123,793 18,369 SH   SOLE   0 0 18,369
PROCTER AND GAMBLE CO COM 742718109   3,813,086 22,015 SH   SOLE   0 0 22,015
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   816,227 9,149 SH   SOLE   0 0 9,149
REPUBLIC SVCS INC COM 760759100   4,738,418 23,593 SH   SOLE   0 0 23,593
SEMPRA COM 816851109   4,062,945 48,582 SH   SOLE   0 0 48,582
SERVICENOW INC COM 81762P102   281,733 315 SH   SOLE   0 0 315
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   444,523 11,835 SH   SOLE   0 0 11,835
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   271,676 7,212 SH   SOLE   0 0 7,212
SPDR SER TR PORTFOLIO AGRGTE 78464A649   237,299 9,078 SH   SOLE   0 0 9,078
SPDR SER TR PORTFOLIO INTRMD 78464A375   236,610 7,019 SH   SOLE   0 0 7,019
SPDR SER TR PORTFOLIO S&P500 78464A854   1,914,179 28,354 SH   SOLE   0 0 28,354
STRYKER CORPORATION COM 863667101   3,825,021 10,588 SH   SOLE   0 0 10,588
SYSCO CORP COM 871829107   3,618,056 46,349 SH   SOLE   0 0 46,349
UNION PAC CORP COM 907818108   3,673,045 14,902 SH   SOLE   0 0 14,902
UNITEDHEALTH GROUP INC COM 91324P102   3,667,698 6,273 SH   SOLE   0 0 6,273
VANGUARD INDEX FDS GROWTH ETF 922908736   27,037,118 70,422 SH   SOLE   0 0 70,422
VANGUARD INDEX FDS MID CAP ETF 922908629   3,747,441 14,204 SH   SOLE   0 0 14,204
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   357,760 678 SH   SOLE   0 0 678
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,752,425 15,819 SH   SOLE   0 0 15,819
VANGUARD INDEX FDS VALUE ETF 922908744   12,413,673 71,110 SH   SOLE   0 0 71,110
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,925,910 64,977 SH   SOLE   0 0 64,977
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   42,020,976 501,743 SH   SOLE   0 0 501,743
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   8,079,461 99,464 SH   SOLE   0 0 99,464
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,260,082 31,607 SH   SOLE   0 0 31,607
VANGUARD WORLD FD CONSUM STP ETF 92204A207   4,835,399 22,132 SH   SOLE   0 0 22,132
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,645,226 5,830 SH   SOLE   0 0 5,830
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   4,402,985 16,930 SH   SOLE   0 0 16,930
VANGUARD WORLD FD INF TECH ETF 92204A702   4,907,999 8,368 SH   SOLE   0 0 8,368
VISA INC COM CL A 92826C839   3,531,183 12,843 SH   SOLE   0 0 12,843
WALMART INC COM 931142103   4,976,380 61,627 SH   SOLE   0 0 61,627
WEC ENERGY GROUP INC COM 92939U106   513,986 5,344 SH   SOLE   0 0 5,344
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,542,439 30,167 SH   SOLE   0 0 30,167
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,527,735 44,295 SH   SOLE   0 0 44,295