The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   475,033 3,475 SH   SOLE   0 0 3,475
ABBOTT LABS COM 002824100   582,696 5,111 SH   SOLE   0 0 5,111
ABBVIE INC COM 00287Y109   1,240,144 6,280 SH   SOLE   0 0 6,280
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,150,555 6,084 SH   SOLE   0 0 6,084
ADOBE INC COM 00724F101   1,151,831 2,225 SH   SOLE   0 0 2,225
ADVANCED MICRO DEVICES INC COM 007903107   1,171,653 7,141 SH   SOLE   0 0 7,141
AFLAC INC COM 001055102   280,324 2,507 SH   SOLE   0 0 2,507
AIR PRODS & CHEMS INC COM 009158106   452,863 1,521 SH   SOLE   0 0 1,521
ALBEMARLE CORP COM 012653101   329,423 3,478 SH   SOLE   0 0 3,478
ALLSTATE CORP COM 020002101   201,029 1,060 SH   SOLE   0 0 1,060
ALPHABET INC CAP STK CL A 02079K305   5,341,929 32,209 SH   SOLE   0 0 32,209
ALPHABET INC CAP STK CL C 02079K107   2,417,149 14,457 SH   SOLE   0 0 14,457
ALTRIA GROUP INC COM 02209S103   250,183 4,902 SH   SOLE   0 0 4,902
AMAZON COM INC COM 023135106   5,963,600 32,006 SH   SOLE   0 0 32,006
AMERICAN ELEC PWR CO INC COM 025537101   257,936 2,514 SH   SOLE   0 0 2,514
AMERICAN EXPRESS CO COM 025816109   552,515 2,037 SH   SOLE   0 0 2,037
AMERICAN INTL GROUP INC COM NEW 026874784   477,679 6,523 SH   SOLE   0 0 6,523
AMERICAN TOWER CORP NEW COM 03027X100   785,820 3,379 SH   SOLE   0 0 3,379
AMETEK INC COM 031100100   304,442 1,773 SH   SOLE   0 0 1,773
AMGEN INC COM 031162100   619,898 1,924 SH   SOLE   0 0 1,924
AMPHENOL CORP NEW CL A 032095101   573,603 8,803 SH   SOLE   0 0 8,803
ANALOG DEVICES INC COM 032654105   455,046 1,977 SH   SOLE   0 0 1,977
APOLLO GLOBAL MGMT INC COM 03769M106   785,434 6,288 SH   SOLE   0 0 6,288
APPLE INC COM 037833100   17,043,215 73,147 SH   SOLE   0 0 73,147
APPLIED MATLS INC COM 038222105   521,714 2,582 SH   SOLE   0 0 2,582
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   511,311 3,281 SH   SOLE   0 0 3,281
ARISTA NETWORKS INC COM 040413106   329,581 859 SH   SOLE   0 0 859
ASTRAZENECA PLC SPONSORED ADR 046353108   450,854 5,787 SH   SOLE   0 0 5,787
AT&T INC COM 00206R102   949,276 43,149 SH   SOLE   0 0 43,149
AUTODESK INC COM 052769106   209,089 759 SH   SOLE   0 0 759
AUTOMATIC DATA PROCESSING IN COM 053015103   1,055,331 3,814 SH   SOLE   0 0 3,814
AUTOZONE INC COM 053332102   258,303 82 SH   SOLE   0 0 82
AVALONBAY CMNTYS INC COM 053484101   575,063 2,553 SH   SOLE   0 0 2,553
BANK AMERICA CORP COM 060505104   1,469,469 37,033 SH   SOLE   0 0 37,033
BANK NEW YORK MELLON CORP COM 064058100   205,376 2,858 SH   SOLE   0 0 2,858
BECTON DICKINSON & CO COM 075887109   773,820 3,210 SH   SOLE   0 0 3,210
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,032,116 10,933 SH   SOLE   0 0 10,933
BIOGEN INC COM 09062X103   370,234 1,910 SH   SOLE   0 0 1,910
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   1,478,015 29,877 SH   SOLE   0 0 29,877
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   182,365,690 3,406,794 SH   SOLE   0 0 3,406,794
BLACKROCK ETF TRUST II HIGH YLD MUNI IN 092528108   5,610,580 242,044 SH   SOLE   0 0 242,044
BLACKSTONE INC COM 09260D107   398,013 2,599 SH   SOLE   0 0 2,599
BOEING CO COM 097023105   232,621 1,530 SH   SOLE   0 0 1,530
BOOKING HOLDINGS INC COM 09857L108   404,364 96 SH   SOLE   0 0 96
BOSTON SCIENTIFIC CORP COM 101137107   398,888 4,760 SH   SOLE   0 0 4,760
BP PLC SPONSORED ADR 055622104   1,043,500 33,243 SH   SOLE   0 0 33,243
BRISTOL-MYERS SQUIBB CO COM 110122108   225,535 4,359 SH   SOLE   0 0 4,359
BROADCOM INC COM 11135F101   2,816,044 16,325 SH   SOLE   0 0 16,325
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   371,787 1,729 SH   SOLE   0 0 1,729
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   509,799 4,619 SH   SOLE   0 0 4,619
CADENCE DESIGN SYSTEM INC COM 127387108   205,441 758 SH   SOLE   0 0 758
CAPITAL ONE FINL CORP COM 14040H105   705,414 4,711 SH   SOLE   0 0 4,711
CARRIER GLOBAL CORPORATION COM 14448C104   1,162,970 14,449 SH   SOLE   0 0 14,449
CATERPILLAR INC COM 149123101   825,343 2,110 SH   SOLE   0 0 2,110
CDW CORP COM 12514G108   304,600 1,346 SH   SOLE   0 0 1,346
CHEVRON CORP NEW COM 166764100   6,374,896 43,287 SH   SOLE   0 0 43,287
CHIPOTLE MEXICAN GRILL INC COM 169656105   221,491 3,844 SH   SOLE   0 0 3,844
CHUBB LIMITED COM H1467J104   336,263 1,166 SH   SOLE   0 0 1,166
CINTAS CORP COM 172908105   374,702 1,820 SH   SOLE   0 0 1,820
CISCO SYS INC COM 17275R102   446,557 8,391 SH   SOLE   0 0 8,391
CITIGROUP INC COM NEW 172967424   323,454 5,167 SH   SOLE   0 0 5,167
CME GROUP INC COM 12572Q105   368,927 1,672 SH   SOLE   0 0 1,672
COCA COLA CO COM 191216100   1,330,100 18,510 SH   SOLE   0 0 18,510
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   304,012 3,939 SH   SOLE   0 0 3,939
COLGATE PALMOLIVE CO COM 194162103   325,860 3,139 SH   SOLE   0 0 3,139
COMCAST CORP NEW CL A 20030N101   1,235,153 29,570 SH   SOLE   0 0 29,570
CONOCOPHILLIPS COM 20825C104   4,377,286 41,578 SH   SOLE   0 0 41,578
CONSOLIDATED EDISON INC COM 209115104   398,665 3,829 SH   SOLE   0 0 3,829
CONSTELLATION ENERGY CORP COM 21037T109   231,418 890 SH   SOLE   0 0 890
COPART INC COM 217204106   275,886 5,265 SH   SOLE   0 0 5,265
COSTCO WHSL CORP NEW COM 22160K105   1,839,012 2,074 SH   SOLE   0 0 2,074
CRA INTL INC COM 12618T105   222,306 1,268 SH   SOLE   0 0 1,268
CROWDSTRIKE HLDGS INC CL A 22788C105   224,937 802 SH   SOLE   0 0 802
D R HORTON INC COM 23331A109   322,592 1,691 SH   SOLE   0 0 1,691
DANAHER CORPORATION COM 235851102   456,799 1,643 SH   SOLE   0 0 1,643
DBX ETF TR XTRACK MSCI EAFE 233051200   8,309,271 197,746 SH   SOLE   0 0 197,746
DEERE & CO COM 244199105   372,258 892 SH   SOLE   0 0 892
DIAGEO PLC SPON ADR NEW 25243Q205   645,424 4,599 SH   SOLE   0 0 4,599
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   595,062 3,630 SH   SOLE   0 0 3,630
DISNEY WALT CO COM 254687106   1,128,931 11,736 SH   SOLE   0 0 11,736
DOMINION ENERGY INC COM 25746U109   443,249 7,670 SH   SOLE   0 0 7,670
DTE ENERGY CO COM 233331107   353,513 2,753 SH   SOLE   0 0 2,753
DUKE ENERGY CORP NEW COM NEW 26441C204   326,299 2,830 SH   SOLE   0 0 2,830
EATON CORP PLC SHS G29183103   368,561 1,112 SH   SOLE   0 0 1,112
ECOLAB INC COM 278865100   239,755 939 SH   SOLE   0 0 939
EDISON INTL COM 281020107   350,915 4,029 SH   SOLE   0 0 4,029
ELEVANCE HEALTH INC COM 036752103   322,920 621 SH   SOLE   0 0 621
ELI LILLY & CO COM 532457108   2,665,405 3,009 SH   SOLE   0 0 3,009
EMERSON ELEC CO COM 291011104   204,959 1,874 SH   SOLE   0 0 1,874
ENBRIDGE INC COM 29250N105   715,954 17,630 SH   SOLE   0 0 17,630
EOG RES INC COM 26875P101   258,522 2,103 SH   SOLE   0 0 2,103
EQUIFAX INC COM 294429105   425,509 1,448 SH   SOLE   0 0 1,448
EQUINIX INC COM 29444U700   214,806 242 SH   SOLE   0 0 242
EXXON MOBIL CORP COM 30231G102   68,381,195 583,358 SH   SOLE   0 0 583,358
FAIR ISAAC CORP COM 303250104   1,385,730 713 SH   SOLE   0 0 713
FEDEX CORP COM 31428X106   263,280 962 SH   SOLE   0 0 962
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   850,182 19,878 SH   SOLE   0 0 19,878
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790   767,702 11,829 SH   SOLE   0 0 11,829
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   569,095 9,391 SH   SOLE   0 0 9,391
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   47,931,496 1,025,492 SH   SOLE   0 0 1,025,492
FIDELITY NATL INFORMATION SV COM 31620M106   227,716 2,719 SH   SOLE   0 0 2,719
FIRSTSERVICE CORP NEW COM 33767E202   203,625 1,116 SH   SOLE   0 0 1,116
FISERV INC COM 337738108   526,311 2,930 SH   SOLE   0 0 2,930
FREEPORT-MCMORAN INC CL B 35671D857   557,706 11,172 SH   SOLE   0 0 11,172
GALLAGHER ARTHUR J & CO COM 363576109   434,717 1,545 SH   SOLE   0 0 1,545
GE VERNOVA INC COM 36828A101   251,920 988 SH   SOLE   0 0 988
GENERAL DYNAMICS CORP COM 369550108   1,133,250 3,750 SH   SOLE   0 0 3,750
GENERAL ELECTRIC CO COM NEW 369604301   857,705 4,548 SH   SOLE   0 0 4,548
GENERAL MTRS CO COM 37045V100   332,847 7,423 SH   SOLE   0 0 7,423
GILEAD SCIENCES INC COM 375558103   704,172 8,399 SH   SOLE   0 0 8,399
GOLDMAN SACHS GROUP INC COM 38141G104   2,661,814 5,376 SH   SOLE   0 0 5,376
HALEON PLC SPON ADS 405552100   357,562 33,796 SH   SOLE   0 0 33,796
HCA HEALTHCARE INC COM 40412C101   349,530 860 SH   SOLE   0 0 860
HOME DEPOT INC COM 437076102   3,003,696 7,413 SH   SOLE   0 0 7,413
HONEYWELL INTL INC COM 438516106   430,370 2,082 SH   SOLE   0 0 2,082
ILLINOIS TOOL WKS INC COM 452308109   272,764 1,041 SH   SOLE   0 0 1,041
INTER MUN BD ACT PIMCO ETF TR 72201R866   19,742,255 372,636 SH   SOLE   0 0 372,636
INTERCONTINENTAL EXCHANGE IN COM 45866F104   342,645 2,133 SH   SOLE   0 0 2,133
INTERNATIONAL BUSINESS MACHS COM 459200101   880,320 3,982 SH   SOLE   0 0 3,982
INTUIT COM 461202103   1,570,577 2,529 SH   SOLE   0 0 2,529
INTUITIVE SURGICAL INC COM NEW 46120E602   747,713 1,522 SH   SOLE   0 0 1,522
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   257,990 1,440 SH   SOLE   0 0 1,440
INVESCO QQQ TR UNIT SER 1 46090E103   492,966 1,010 SH   SOLE   0 0 1,010
ISHARES GOLD TR ISHARES NEW 464285204   232,817 4,684 SH   SOLE   0 0 4,684
ISHARES INC CORE MSCI EMKT 46434G103   108,063,527 1,882,312 SH   SOLE   0 0 1,882,312
ISHARES INC EMNG MKTS EQT 46434G889   727,681 14,615 SH   SOLE   0 0 14,615
ISHARES INC MSCI EMRG CHN 46434G764   1,658,220 27,135 SH   SOLE   0 0 27,135
ISHARES TR 0-5 YR TIPS ETF 46429B747   42,692,676 421,365 SH   SOLE   0 0 421,365
ISHARES TR 10-20 YR TRS ETF 464288653   4,615,694 42,218 SH   SOLE   0 0 42,218
ISHARES TR 20 YR TR BD ETF 464287432   55,061,297 561,277 SH   SOLE   0 0 561,277
ISHARES TR CORE MSCI EAFE 46432F842   161,732,727 2,072,168 SH   SOLE   0 0 2,072,168
ISHARES TR CORE S&P MCP ETF 464287507   810,783 13,010 SH   SOLE   0 0 13,010
ISHARES TR CORE S&P SCP ETF 464287804   57,706,713 493,388 SH   SOLE   0 0 493,388
ISHARES TR CORE S&P500 ETF 464287200   344,270,727 596,843 SH   SOLE   0 0 596,843
ISHARES TR CORE TOTAL USD 46434V613   1,576,316 33,453 SH   SOLE   0 0 33,453
ISHARES TR CORE US AGGBD ET 464287226   239,662,225 2,366,567 SH   SOLE   0 0 2,366,567
ISHARES TR CUR HD EURZN ETF 46434V639   1,432,831 38,978 SH   SOLE   0 0 38,978
ISHARES TR EAFE GRWTH ETF 464288885   3,485,722 32,380 SH   SOLE   0 0 32,380
ISHARES TR EAFE VALUE ETF 464288877   993,371 17,267 SH   SOLE   0 0 17,267
ISHARES TR ESG AWR MSCI USA 46435G425   228,764 1,813 SH   SOLE   0 0 1,813
ISHARES TR EXPND TEC SC ETF 464287549   283,119 2,951 SH   SOLE   0 0 2,951
ISHARES TR GLOBAL ENERG ETF 464287341   1,218,610 30,104 SH   SOLE   0 0 30,104
ISHARES TR HDG MSCI EAFE 46434V803   149,415,574 4,218,396 SH   SOLE   0 0 4,218,396
ISHARES TR ISHS 1-5YR INVS 464288646   73,214,890 1,390,332 SH   SOLE   0 0 1,390,332
ISHARES TR ISHS 5-10YR INVT 464288638   468,811 8,727 SH   SOLE   0 0 8,727
ISHARES TR MBS ETF 464288588   178,077,973 1,858,657 SH   SOLE   0 0 1,858,657
ISHARES TR MSCI ACWI ETF 464288257   664,279 5,556 SH   SOLE   0 0 5,556
ISHARES TR MSCI ACWI EX US 464288240   276,601 4,834 SH   SOLE   0 0 4,834
ISHARES TR MSCI EAFE ETF 464287465   2,070,685 24,760 SH   SOLE   0 0 24,760
ISHARES TR MSCI USA MIN VOL 46429B697   91,391,900 1,000,897 SH   SOLE   0 0 1,000,897
ISHARES TR MSCI USA QLT FCT 46432F339   1,589,674 8,866 SH   SOLE   0 0 8,866
ISHARES TR NATIONAL MUN ETF 464288414   22,034,390 202,839 SH   SOLE   0 0 202,839
ISHARES TR RUS 1000 GRW WTF 464287614   3,366,408 8,968 SH   SOLE   0 0 8,968
ISHARES TR RUS 1000 VAL ETF 464287598   1,825,686 9,619 SH   SOLE   0 0 9,619
ISHARES TR RUS 2000 GRW ETF 464287648   377,720 1,330 SH   SOLE   0 0 1,330
ISHARES TR S&P 100 ETF 464287101   1,001,924 3,620 SH   SOLE   0 0 3,620
ISHARES TR S&P 500 GRWT ETF 464287309   5,545,747 57,919 SH   SOLE   0 0 57,919
ISHARES TR S&P 500 VAL ETF 464287408   4,853,414 24,615 SH   SOLE   0 0 24,615
ISHARES TR S&P SML 600 GWT 464287887   2,621,934 18,797 SH   SOLE   0 0 18,797
ISHARES TR SP SMCP600VL ETF 464287879   540,100 5,017 SH   SOLE   0 0 5,017
ISHARES TR TIPS BD ETF 464287176   42,256,474 382,515 SH   SOLE   0 0 382,515
ISHARES TR TRS FLT RT BD 46434V860   239,439 4,732 SH   SOLE   0 0 4,732
ISHARES TR U.S. TECH ETF 464287721   54,520,828 359,589 SH   SOLE   0 0 359,589
ISHARES TR US TREAS BD ETF 46429B267   543,586 23,181 SH   SOLE   0 0 23,181
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   6,980,854 138,743 SH   SOLE   0 0 138,743
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   282,345 4,618 SH   SOLE   0 0 4,618
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   7,577,529 148,754 SH   SOLE   0 0 148,754
JOHNSON & JOHNSON COM 478160104   2,163,065 13,347 SH   SOLE   0 0 13,347
JPMORGAN CHASE & CO COM 46625H100   2,707,801 12,842 SH   SOLE   0 0 12,842
KENVUE INC COM 49177J102   216,566 9,363 SH   SOLE   0 0 9,363
KINSALE CAP GROUP INC COM 49714P108   234,182 503 SH   SOLE   0 0 503
KKR & CO INC COM 48251W104   275,524 2,110 SH   SOLE   0 0 2,110
KLA CORP COM NEW 482480100   754,275 974 SH   SOLE   0 0 974
KROGER CO COM 501044101   425,682 7,429 SH   SOLE   0 0 7,429
LEIDOS HOLDINGS INC COM 525327102   261,941 1,607 SH   SOLE   0 0 1,607
LENNAR CORP CL A 526057104   286,469 1,528 SH   SOLE   0 0 1,528
LINDE PLC SHS G54950103   1,290,383 2,706 SH   SOLE   0 0 2,706
LOCKHEED MARTIN CORP COM 539830109   1,756,960 3,006 SH   SOLE   0 0 3,006
LOWES COS INC COM 548661107   680,842 2,514 SH   SOLE   0 0 2,514
M & T BK CORP COM 55261F104   223,541 1,255 SH   SOLE   0 0 1,255
MARATHON PETE CORP COM 56585A102   402,062 2,468 SH   SOLE   0 0 2,468
MARRIOTT INTL INC NEW CL A 571903202   433,597 1,744 SH   SOLE   0 0 1,744
MARSH & MCLENNAN COS INC COM 571748102   887,898 3,980 SH   SOLE   0 0 3,980
MASTERCARD INCORPORATED CL A 57636Q104   2,401,319 4,863 SH   SOLE   0 0 4,863
MCDONALDS CORP COM 580135101   626,651 2,058 SH   SOLE   0 0 2,058
MEDTRONIC PLC SHS G5960L103   762,836 8,473 SH   SOLE   0 0 8,473
MERCADOLIBRE INC COM 58733R102   657,979 321 SH   SOLE   0 0 321
MERCK & CO INC COM 58933Y105   1,227,863 10,812 SH   SOLE   0 0 10,812
META PLATFORMS INC CL A 30303M102   4,338,685 7,579 SH   SOLE   0 0 7,579
METLIFE INC COM 59156R108   545,275 6,611 SH   SOLE   0 0 6,611
MICRON TECHNOLOGY INC COM 595112103   262,283 2,529 SH   SOLE   0 0 2,529
MICROSOFT CORP COM 594918104   14,402,494 33,471 SH   SOLE   0 0 33,471
MONDELEZ INTL INC CL A 609207105   318,696 4,326 SH   SOLE   0 0 4,326
MOODYS CORP COM 615369105   280,957 592 SH   SOLE   0 0 592
MORGAN STANLEY COM NEW 617446448   353,061 3,387 SH   SOLE   0 0 3,387
MOTOROLA SOLUTIONS INC COM NEW 620076307   339,920 756 SH   SOLE   0 0 756
NASDAQ INC COM 631103108   433,314 5,935 SH   SOLE   0 0 5,935
NETFLIX INC COM 64110L106   1,222,781 1,724 SH   SOLE   0 0 1,724
NEXTERA ENERGY INC COM 65339F101   847,639 10,028 SH   SOLE   0 0 10,028
NIKE INC CL B 654106103   1,035,887 11,718 SH   SOLE   0 0 11,718
NORTHROP GRUMMAN CORP COM 666807102   546,024 1,034 SH   SOLE   0 0 1,034
NOVO-NORDISK A S ADR 670100205   1,141,204 9,584 SH   SOLE   0 0 9,584
NVIDIA CORPORATION COM 67066G104   9,467,942 77,964 SH   SOLE   0 0 77,964
OGE ENERGY CORP COM 670837103   200,793 4,895 SH   SOLE   0 0 4,895
OLD DOMINION FREIGHT LINE IN COM 679580100   201,108 1,012 SH   SOLE   0 0 1,012
ONEOK INC NEW COM 682680103   382,199 4,194 SH   SOLE   0 0 4,194
ORACLE CORP COM 68389X105   2,129,877 12,499 SH   SOLE   0 0 12,499
OREILLY AUTOMOTIVE INC COM 67103H107   409,970 356 SH   SOLE   0 0 356
OTIS WORLDWIDE CORP COM 68902V107   592,371 5,699 SH   SOLE   0 0 5,699
PALANTIR TECHNOLOGIES INC CL A 69608A108   424,787 11,419 SH   SOLE   0 0 11,419
PALO ALTO NETWORKS INC COM 697435105   1,601,620 4,686 SH   SOLE   0 0 4,686
PARKER-HANNIFIN CORP COM 701094104   386,674 612 SH   SOLE   0 0 612
PAYPAL HLDGS INC COM 70450Y103   283,249 3,630 SH   SOLE   0 0 3,630
PEPSICO INC COM 713448108   1,211,034 7,122 SH   SOLE   0 0 7,122
PFIZER INC COM 717081103   297,127 10,267 SH   SOLE   0 0 10,267
PHILIP MORRIS INTL INC COM 718172109   474,795 3,911 SH   SOLE   0 0 3,911
PHILLIPS 66 COM 718546104   4,911,549 37,364 SH   SOLE   0 0 37,364
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   1,152,663 22,825 SH   SOLE   0 0 22,825
PNC FINL SVCS GROUP INC COM 693475105   644,757 3,488 SH   SOLE   0 0 3,488
POOL CORP COM 73278L105   207,240 550 SH   SOLE   0 0 550
PPG INDS INC COM 693506107   333,269 2,516 SH   SOLE   0 0 2,516
PROCTER AND GAMBLE CO COM 742718109   2,651,219 15,307 SH   SOLE   0 0 15,307
PROGRESSIVE CORP COM 743315103   383,685 1,512 SH   SOLE   0 0 1,512
PROLOGIC INC. COM 74340W103   361,792 2,865 SH   SOLE   0 0 2,865
PRUDENTIAL FINL INC COM 744320102   286,280 2,364 SH   SOLE   0 0 2,364
PUBLIC STORAGE COM 74460D109   477,761 1,313 SH   SOLE   0 0 1,313
QUALCOMM INC COM 747525103   667,925 3,928 SH   SOLE   0 0 3,928
QUANTA SVCS INC COM 74762E102   362,550 1,216 SH   SOLE   0 0 1,216
RAYTHEON TECHNOLOGIES CORP COM 75513E101   4,682,494 38,647 SH   SOLE   0 0 38,647
REALTY INCOME CORP COM 756109104   205,164 3,235 SH   SOLE   0 0 3,235
REGENERON PHARMACEUTICALS COM 75886F107   347,960 331 SH   SOLE   0 0 331
REPUBLIC SVCS INC COM 760759100   316,926 1,578 SH   SOLE   0 0 1,578
ROPER TECHNOLOGIES INC COM 776696106   421,782 758 SH   SOLE   0 0 758
ROSS STORES INC COM 778296103   316,974 2,106 SH   SOLE   0 0 2,106
S&P GLOBAL INC COM 78409V104   726,884 1,407 SH   SOLE   0 0 1,407
SALESFORCE INC COM 79466L302   1,261,179 4,608 SH   SOLE   0 0 4,608
SAP SE SPON ADR 803054204   431,395 1,883 SH   SOLE   0 0 1,883
SCHLUMBERGER LTD COM STK 806857108   1,554,323 37,052 SH   SOLE   0 0 37,052
SCHWAB CHARLES CORP COM 808513105   267,921 4,134 SH   SOLE   0 0 4,134
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,391,532 13,357 SH   SOLE   0 0 13,357
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   232,861 3,432 SH   SOLE   0 0 3,432
SCIENCE APPLICATIONS INTL CORP COM 808625107   300,962 2,161 SH   SOLE   0 0 2,161
SELECT SECTOR SPDR TR ENERGY 81369Y506   49,559,096 564,454 SH   SOLE   0 0 564,454
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,205,851 27,307 SH   SOLE   0 0 27,307
SEMPRA COM 816851109   966,763 11,560 SH   SOLE   0 0 11,560
SENTINELONE INC CL A 81730H109   1,501,961 62,791 SH   SOLE   0 0 62,791
SERVICENOW INC COM 81762P102   697,624 780 SH   SOLE   0 0 780
SHELL PLC SPON ADS 780259305   247,333 3,750 SH   SOLE   0 0 3,750
SHERWIN WILLIAMS CO COM 824348106   412,967 1,082 SH   SOLE   0 0 1,082
SIMON PPTY GROUP INC NEW COM 828806109   289,193 1,711 SH   SOLE   0 0 1,711
SOUTHERN CO COM 842587107   312,023 3,460 SH   SOLE   0 0 3,460
SPDR S&P 500 ETF TR TR UNIT 78462F103   943,257 1,644 SH   SOLE   0 0 1,644
SPDR SER TR BLOOMBERG HIGH Y 78468R622   6,255,656 63,970 SH   SOLE   0 0 63,970
SPDR SER TR NUVEEN BLMBRG SH 78468R739   635,685 13,205 SH   SOLE   0 0 13,205
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,449,443 55,175 SH   SOLE   0 0 55,175
SPDR SER TR PRTFLO S&P500 GW 78464A409   285,434,112 3,441,453 SH   SOLE   0 0 3,441,453
SPDR SER TR PRTFLO S&P500 VL 78464A508   169,429,155 3,205,243 SH   SOLE   0 0 3,205,243
STARBUCKS CORP COM 855244109   1,010,104 10,361 SH   SOLE   0 0 10,361
STERIS PLC SHS USD G8473T100   249,816 1,030 SH   SOLE   0 0 1,030
STRYKER CORPORATION COM 863667101   1,251,940 3,465 SH   SOLE   0 0 3,465
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   271,552 1,564 SH   SOLE   0 0 1,564
TARGET CORP COM 87612E106   318,772 2,045 SH   SOLE   0 0 2,045
TCW TRANSFORM ETF TRUST TRANSFORM SYSTEM 29287L205   622,261 8,417 SH   SOLE   0 0 8,417
TESLA INC COM 88160R101   2,617,036 10,003 SH   SOLE   0 0 10,003
TEXAS INSTRS INC COM 882508104   4,680,366 22,658 SH   SOLE   0 0 22,658
THE CIGNA GROUP COM 125523100   258,444 746 SH   SOLE   0 0 746
THE TRADE DESK INC COM CL A 88339J105   247,084 2,253 SH   SOLE   0 0 2,253
THERMO FISHER SCIENTIFIC INC COM 883556102   775,692 1,254 SH   SOLE   0 0 1,254
THOMSON REUTERS CORP. COM 884903808   246,517 1,445 SH   SOLE   0 0 1,445
TJX COS INC NEW COM 872540109   756,840 6,439 SH   SOLE   0 0 6,439
T-MOBILE US INC COM 872590104   988,258 4,789 SH   SOLE   0 0 4,789
TRACTOR SUPPLY CO COM 892356106   242,927 835 SH   SOLE   0 0 835
TRANE TECHNOLOGIES PLC SHS G8994E103   429,158 1,104 SH   SOLE   0 0 1,104
TRANSDIGM GROUP INC COM 893641100   216,924 152 SH   SOLE   0 0 152
TRAVELERS COMPANIES INC COM 89417E109   762,153 3,255 SH   SOLE   0 0 3,255
TRIMTABS ETF TR FCF US QLTY ETF 89628W302   197,071,056 3,023,327 SH   SOLE   0 0 3,023,327
TRUIST FINL CORP COM 89832Q109   288,723 6,751 SH   SOLE   0 0 6,751
UBER TECHNOLOGIES INC COM 90353T100   706,053 9,394 SH   SOLE   0 0 9,394
UNILEVER PLC SPON ADR NEW 904767704   533,062 8,206 SH   SOLE   0 0 8,206
UNION PAC CORP COM 907818108   1,039,862 4,219 SH   SOLE   0 0 4,219
UNITED PARCEL SERVICE INC CL B 911312106   200,681 1,472 SH   SOLE   0 0 1,472
UNITED RENTALS INC COM 911363109   265,591 328 SH   SOLE   0 0 328
UNITEDHEALTH GROUP INC COM 91324P102   2,226,461 3,808 SH   SOLE   0 0 3,808
US BANCORP DEL COM NEW 902973304   321,528 7,031 SH   SOLE   0 0 7,031
VAALCO ENERGY INC COM NEW 91851C201   346,811 60,420 SH   SOLE   0 0 60,420
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   360,483 1,044 SH   SOLE   0 0 1,044
VANGUARD BD INDEX FDS INTERMED TERM 921937819   479,281 6,116 SH   SOLE   0 0 6,116
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   950,281 12,076 SH   SOLE   0 0 12,076
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   308,327 4,105 SH   SOLE   0 0 4,105
VANGUARD INDEX FDS GROWTH ETF 922908736   15,469,672 40,293 SH   SOLE   0 0 40,293
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   534,641 5,488 SH   SOLE   0 0 5,488
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   18,707,898 35,454 SH   SOLE   0 0 35,454
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,359,014 11,749 SH   SOLE   0 0 11,749
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,067,424 3,992 SH   SOLE   0 0 3,992
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,039,173 3,670 SH   SOLE   0 0 3,670
VANGUARD INDEX FDS VALUE ETF 922908744   10,994,417 62,980 SH   SOLE   0 0 62,980
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   201,784 4,302 SH   SOLE   0 0 4,302
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   19,155,879 374,724 SH   SOLE   0 0 374,724
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   368,485 4,422 SH   SOLE   0 0 4,422
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   418,336 7,922 SH   SOLE   0 0 7,922
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   456,648 3,562 SH   SOLE   0 0 3,562
VERISK ANALYTICS INC COM 92345Y106   266,352 994 SH   SOLE   0 0 994
VERIZON COMMUNICATIONS INC COM 92343V104   1,033,778 23,019 SH   SOLE   0 0 23,019
VERTEX PHARMACEUTICALS INC COM 92532F100   459,034 987 SH   SOLE   0 0 987
VISA INC COM CL A 92826C839   2,889,634 10,510 SH   SOLE   0 0 10,510
VULCAN MATLS CO COM 929160109   629,080 2,512 SH   SOLE   0 0 2,512
WALMART INC COM 931142103   2,015,401 24,959 SH   SOLE   0 0 24,959
WASTE MGMT INC DEL COM 94106L109   928,902 4,474 SH   SOLE   0 0 4,474
WELLS FARGO CO NEW COM 949746101   669,649 11,854 SH   SOLE   0 0 11,854
WELLTOWER INC COM 95040Q104   250,811 1,959 SH   SOLE   0 0 1,959
WILLIAMS COS INC COM 969457100   937,804 20,543 SH   SOLE   0 0 20,543
WORKDAY INC CL A 98138H101   211,615 866 SH   SOLE   0 0 866
XCEL ENERGY INC COM 98389B100   1,591,843 24,377 SH   SOLE   0 0 24,377
ZOETIS INC CL A 98978V103   695,944 3,562 SH   SOLE   0 0 3,562