The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   23,550 300 SH   SOLE   0 0 300
AMAZON COM INC COM 023135106   15,470 5 SH   SOLE   0 0 5
APPLE INC COM 037833100   183,369 1,501 SH   SOLE   0 0 1,501
AT&T INC COM 00206R102   20,644 682 SH   SOLE   0 0 682
BANK MONTREAL QUE COM 063671101   7,664 86 SH   SOLE   0 0 86
BECTON DICKINSON & CO COM 075887109   143,702 591 SH   SOLE   0 0 591
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   34,233 134 SH   SOLE   0 0 134
BK OF AMERICA CORP COM 060505104   33,235 859 SH   SOLE   0 0 859
DELL TECHNOLOGIES INC CL C 24703L202   7,757 88 SH   SOLE   0 0 88
DEVON ENERGY CORP NEW COM 25179M103   21,085 965 SH   SOLE   0 0 965
EXACT SCIENCES CORP COM 30063P105   43,619 331 SH   SOLE   0 0 331
FIDELITY NATL INFORMATION SV COM 31620M106   146,375 1,041 SH   SOLE   0 0 1,041
FISERV INC COM 337738108   53,806 452 SH   SOLE   0 0 452
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   34,863 1,052 SH   SOLE   0 0 1,052
INTERNATIONAL BUSINESS MACHS COM 459200101   67,829 509 SH   SOLE   0 0 509
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   13,563 276 SH   SOLE   0 0 276
ISHARES TR CORE S&P500 ETF 464287200   443,171 1,114 SH   SOLE   0 0 1,114
ISHARES TR RUS 1000 VAL ETF 464287598   199,345 1,315 SH   SOLE   0 0 1,315
ISHARES TR RUS 2000 VAL ETF 464287630   66,536 417 SH   SOLE   0 0 417
ISHARES TR RUS MDCP VAL ETF 464287473   12,023 110 SH   SOLE   0 0 110
ISHARES TR SELECT DIVID ETF 464287168   129,003 1,131 SH   SOLE   0 0 1,131
ISTAR INC COM 45031U101   8,314 324 SH   SOLE   0 0 324
JOHNSON & JOHNSON COM 478160104   8,218 50 SH   SOLE   0 0 50
KOHLS CORP COM 500255104   19,373 325 SH   SOLE   0 0 325
MICROSOFT CORP COM 594918104   45,268 192 SH   SOLE   0 0 192
NEKTAR THERAPEUTICS COM 640268108   1,980 99 SH   SOLE   0 0 99
NEW IRELAND FD INC COM 645673104   4,805 426 SH   SOLE   0 0 426
PFIZER INC COM 717081103   20,868 576 SH   SOLE   0 0 576
PRINCIPAL FINL GROUP INC COM 74251V102   24,584 410 SH   SOLE   0 0 410
PROCTER AND GAMBLE CO COM 742718109   198,676 1,467 SH   SOLE   0 0 1,467
SALESFORCE COM INC COM 79466L302   34,959 165 SH   SOLE   0 0 165
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,084,585 10,882 SH   SOLE   0 0 10,882
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   85,553 869 SH   SOLE   0 0 869
SEMPRA ENERGY COM 816851109   38,183 288 SH   SOLE   0 0 288
SOUTHWEST AIRLS CO COM 844741108   24,424 400 SH   SOLE   0 0 400
SPDR S&P 500 ETF TR TR UNIT 78462F103   70,977 179 SH   SOLE   0 0 179
STARBUCKS CORP COM 855244109   328 3 SH   SOLE   0 0 3
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   35,602 301 SH   SOLE   0 0 301
UNDER ARMOUR INC CL A 904311107   332 15 SH   SOLE   0 0 15
UNDER ARMOUR INC CL C 904311206   1,108 60 SH   SOLE   0 0 60
UNITED PARCEL SERVICE INC CL B 911312106   175,770 1,034 SH   SOLE   0 0 1,034
US BANCORP DEL COM NEW 902973304   249,503 4,511 SH   SOLE   0 0 4,511
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   14,538,807 176,893 SH   SOLE   0 0 176,893
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407   21,850,621 382,539 SH   SOLE   0 0 382,539
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   17,359 98 SH   SOLE   0 0 98
VANGUARD INDEX FDS GROWTH ETF 922908736   1,616,646 6,289 SH   SOLE   0 0 6,289
VANGUARD INDEX FDS LARGE CAP ETF 922908637   50,830,676 274,316 SH   SOLE   0 0 274,316
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   10,220 76 SH   SOLE   0 0 76
VANGUARD INDEX FDS MID CAP ETF 922908629   1,188,357 5,369 SH   SOLE   0 0 5,369
VANGUARD INDEX FDS SMALL CP ETF 922908751   28,943,004 135,197 SH   SOLE   0 0 135,197
VANGUARD INDEX FDS VALUE ETF 922908744   2,645,169 20,121 SH   SOLE   0 0 20,121
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   21,896,807 360,857 SH   SOLE   0 0 360,857
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   7,389,236 57,562 SH   SOLE   0 0 57,562
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   71,742 1,313 SH   SOLE   0 0 353,250
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   23,598,847 253,669 SH   SOLE   0 0 1,313
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   23,748,976 353,250 SH   SOLE   0 0 253,669
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,651,477 31,625 SH   SOLE   0 0 31,625
VANGUARD STAR FDS VG TL INTL STK F 921909768   526,593 8,399 SH   SOLE   0 0 8,399
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   294,302 2,911 SH   SOLE   0 0 2,911
VANGUARD WORLD FD ESG INTL STK ETF 921910725   202,679 3,303 SH   SOLE   0 0 3,303
VIATRIS INC COM 92556V106   978 70 SH   SOLE   0 0 70
WEC ENERGY GROUP INC COM 92939U106   174,921 1,869 SH   SOLE   0 0 1,869
WELLS FARGO CO NEW COM 949746101   39 1 SH   SOLE   0 0 1