The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 BBG001S5N8V8 219,591 1,281 SH   SOLE   0 0 1,281
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 BBG015H8BXT5 310,656 9,559 SH   SOLE   0 0 9,559
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 10,085,740 407,999 SH   SOLE   0 0 407,999
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 9,423,693 311,836 SH   SOLE   0 0 311,836
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 593,362 22,182 SH   SOLE   0 0 22,182
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 BBG01636J356 3,450,461 128,079 SH   SOLE   0 0 128,079
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 BBG012558MV6 282,250 5,869 SH   SOLE   0 0 5,869
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 15,744,686 430,889 SH   SOLE   0 0 430,889
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 9,602,914 168,531 SH   SOLE   0 0 168,531
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 BBG015DLMLQ7 4,170,342 131,931 SH   SOLE   0 0 131,931
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 BBG01BN5Z188 2,260,864 75,387 SH   SOLE   0 0 75,387
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 5,359,362 85,970 SH   SOLE   0 0 85,970
INVESCO EXCH TRD SLF IDX FD BULLETSHS 31 MUN 46138J411 BBG012JBHV75 3,920,519 183,976 SH   SOLE   0 0 183,976
INVESCO EXCH TRD SLF IDX FD INVSC 30 MUNI BD 46138J445 BBG00X3HX973 3,919,333 177,185 SH   SOLE   0 0 177,185
INVESCO EXCHNG TRAD SLF INDE BULLETSHS 32 MUN 46139W833 BBG01FP6V6X0 3,695,609 144,841 SH   SOLE   0 0 144,841
INVESCO EXCHNG TRAD SLF INDE INVESCO BULLETSH 46139W791 BBG01J7S00K5 2,741,248 104,468 SH   SOLE   0 0 104,468
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 218,116 5,192 SH   SOLE   0 0 5,192
ISHARES TR IBONDS 27 ETF 46435UAA9 BBG00HPLJP02 261,039 10,968 PRN   SOLE   0 0 10,968
ISHARES TR IBONDS DEC 2031 46436E486 BBG011HVQSJ9 12,344,089 602,445 SH   SOLE   0 0 602,445
ISHARES TR IBONDS DEC 2033 46436E130 BBG01H4B2BK3 14,655,154 575,163 SH   SOLE   0 0 575,163
ISHARES TR IBONDS DEC 27 46435U283 BBG00NVC3ZF1 1,627,237 64,650 SH   SOLE   0 0 64,650
ISHARES TR IBONDS DEC 28 46435U325 BBG00NX0QLT6 3,191,103 126,280 SH   SOLE   0 0 126,280
ISHARES TR IBONDS DEC 29 46436E205 BBG00Q79F703 10,044,258 440,152 SH   SOLE   0 0 440,152
MERCK & CO INC COM 58933Y105 BBG001S5TC52 221,938 1,682 SH   SOLE   0 0 1,682
MICROSOFT CORP COM 594918104 BBG001S5TD05 213,273 507 SH   SOLE   0 0 507
NUCOR CORP COM 670346105 BBG001S5TRV0 627,643 3,172 SH   SOLE   0 0 3,172
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 2,315,843 15,676 SH   SOLE   0 0 15,676
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 1,604,520 6,805 SH   SOLE   0 0 6,805
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 764,627 2,942 SH   SOLE   0 0 2,942