The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Schwab Us Brd Mkt ETF COM 808524102 13,126 208,459 SH   SOLE 0 0 0 208,459
Guggenheim ETF COM 78355W106 12,822 130,538 SH   SOLE 0 0 0 130,538
iShares Tr Barclays Bond COM 464287457 9,724 116,425 SH   SOLE 0 0 0 116,425
Exxon Mobil Corporation COM 30231G102 9,012 123,786 SH   SOLE 0 0 0 123,786
Schwab St Us Trsr ETF COM 808524862 8,607 172,778 SH   SOLE 0 0 0 172,778
Allegiance Bancshares COM 01748H107 6,757 174,167 SH   SOLE 0 0 0 174,167
SPDR S&P 500 ETF Tr COM 78462F103 4,827 18,578 SH   SOLE 0 0 0 18,578
Apple Inc COM 037833100 3,608 21,672 SH   SOLE 0 0 0 21,672
Costco Whsl Corp New COM 22160K105 2,640 14,381 SH   SOLE 0 0 0 14,381
PIMCO Exch Traded Fund COM 72201R833 2,549 25,100 SH   SOLE 0 0 0 25,100
Vanguard Short Term Cor COM 92206C409 2,516 32,125 SH   SOLE 0 0 0 32,125
T J X Cos Inc COM 872540109 2,434 30,174 SH   SOLE 0 0 0 30,174
Boeing Co COM 097023105 2,345 7,330 SH   SOLE 0 0 0 7,330
Sector SPDR Indl Select COM 81369Y704 2,288 31,255 SH   SOLE 0 0 0 31,255
Johnson & Johnson COM 478160104 2,275 17,854 SH   SOLE 0 0 0 17,854
Pfizer Incorporated COM 717081103 2,242 63,523 SH   SOLE 0 0 0 63,523
iShares Tr S&P Smallcap COM 464287804 2,174 28,505 SH   SOLE 0 0 0 28,505
Nike Inc Class B COM 654106103 2,000 30,572 SH   SOLE 0 0 0 30,572
Starbucks Corp COM 855244109 1,962 33,890 SH   SOLE 0 0 0 33,890
SPDR S&P Midcap 400 ETF COM 78467Y107 1,876 5,566 SH   SOLE 0 0 0 5,566
Disney Walt Co COM 254687106 1,837 18,649 SH   SOLE 0 0 0 18,649
Vanguard Large Cap ETF COM 922908637 1,644 13,760 SH   SOLE 0 0 0 13,760
Amazon Com Inc COM 023135106 1,603 1,120 SH   SOLE 0 0 0 1,120
Vanguard Total Intl ETF COM 921909768 1,579 28,251 SH   SOLE 0 0 0 28,251
Alphabet Inc Class A COM 02079K305 1,573 1,565 SH   SOLE 0 0 0 1,565
Bank Of America Corp COM 060505104 1,562 53,151 SH   SOLE 0 0 0 53,151
iShares Tr Barclays Tips COM 464287176 1,509 13,385 SH   SOLE 0 0 0 13,385
Verizon Communications COM 92343V104 1,502 31,297 SH   SOLE 0 0 0 31,297
Diageo Plc COM 25243Q205 1,416 10,483 SH   SOLE 0 0 0 10,483
Schwab Intl Eq ETF COM 808524805 1,382 41,456 SH   SOLE 0 0 0 41,456
Dowdupont Inc COM 26078J100 1,357 21,754 SH   SOLE 0 0 0 21,754
Vanguard Short-Term Bond COM 921937827 1,349 17,210 SH   SOLE 0 0 0 17,210
Vanguard Total Stock Mkt COM 922908769 1,345 10,050 SH   SOLE 0 0 0 10,050
3M Company COM 88579Y101 1,327 6,131 SH   SOLE 0 0 0 6,131
Home Depot Inc COM 437076102 1,270 7,269 SH   SOLE 0 0 0 7,269
JPMorgan Chase & Co COM 46625H100 1,199 11,107 SH   SOLE 0 0 0 11,107
Sector SPDR Fincl Select COM 81369Y605 1,192 43,850 SH   SOLE 0 0 0 43,850
Fedex Corporation COM 31428X106 1,134 4,830 SH   SOLE 0 0 0 4,830
International Paper Co COM 460146103 1,116 21,307 SH   SOLE 0 0 0 21,307
Lockheed Martin Corp COM 539830109 1,094 3,263 SH   SOLE 0 0 0 3,263
United Parcel Service B COM 911312106 1,088 10,598 SH   SOLE 0 0 0 10,598
Pepsico Incorporated COM 713448108 1,010 9,259 SH   SOLE 0 0 0 9,259
Vanguard MSCI Eafe ETF COM 921943858 952 21,755 SH   SOLE 0 0 0 21,755
Chevron Corporation COM 166764100 949 8,467 SH   SOLE 0 0 0 8,467
1st Financial Banksh COM 32020R109 919 19,868 SH   SOLE 0 0 0 19,868
Intel Corp COM 458140100 910 18,350 SH   SOLE 0 0 0 18,350
Alphabet Inc Class C COM 02079K107 853 850 SH   SOLE 0 0 0 850
Paychex Inc COM 704326107 810 13,377 SH   SOLE 0 0 0 13,377
Schwab Fnd Intl Lg ETF COM 808524755 784 26,417 SH   SOLE 0 0 0 26,417
Union Pacific Corp COM 907818108 782 5,985 SH   SOLE 0 0 0 5,985
Glaxosmithkline Plc Adrf COM 37733W105 765 19,431 SH   SOLE 0 0 0 19,431
Amgen Incorporated COM 031162100 717 4,211 SH   SOLE 0 0 0 4,211
Vanguard Short Term COM 92206C102 714 11,902 SH   SOLE 0 0 0 11,902
Coca Cola Company COM 191216100 676 15,625 SH   SOLE 0 0 0 15,625
Citigroup Inc COM 172967101 661 9,690 SH   SOLE 0 0 0 9,690
AT&T Inc New COM 00206R102 657 18,497 SH   SOLE 0 0 0 18,497
CVS Caremark Corp COM 126650100 653 10,428 SH   SOLE 0 0 0 10,428
Nucor Corp COM 670346105 620 10,454 SH   SOLE 0 0 0 10,454
Honeywell International COM 438516106 619 4,324 SH   SOLE 0 0 0 4,324
General Electric Company COM 369604103 614 44,903 SH   SOLE 0 0 0 44,903
Bristol-Myers Squibb Co COM 110122108 556 8,900 SH   SOLE 0 0 0 8,900
Berkshire Hathaway B New COM 084670702 551 2,805 SH   SOLE 0 0 0 2,805
Clorox Company COM 189054109 549 4,220 SH   SOLE 0 0 0 4,220
Sector SPDR Engy Select COM 81369Y506 546 8,281 SH   SOLE 0 0 0 8,281
Schlumberger Ltd COM 806857108 531 8,415 SH   SOLE 0 0 0 8,415
Target Corporation COM 87612E106 525 7,591 SH   SOLE 0 0 0 7,591
Sector SPDR Tech Select COM 81369Y803 474 7,400 SH   SOLE 0 0 0 7,400
Kimberly-Clark Corp COM 494368103 468 4,279 SH   SOLE 0 0 0 4,279
Conocophillips COM 20825C104 467 7,955 SH   SOLE 0 0 0 7,955
Powershares Qqq Trust COM 73935A104 398 2,532 SH   SOLE 0 0 0 2,532
iShares Tr Russell COM 464287655 393 2,617 SH   SOLE 0 0 0 2,617
Cisco Systems Inc COM 17275R102 391 9,390 SH   SOLE 0 0 0 9,390
iShares MSCI Emrg Mkt Fd COM 464287234 358 7,575 SH   SOLE 0 0 0 7,575
Wal-Mart Stores Inc COM 931142103 352 4,017 SH   SOLE 0 0 0 4,017
Vanguard Energy ETF COM 92204A306 344 3,810 SH   SOLE 0 0 0 3,810
Anheuser-Busch Inbev COM 03524A108 293 2,680 SH   SOLE 0 0 0 2,680
Columbia Ppty Tr Inc COM 198287203 293 14,294 SH   SOLE 0 0 0 14,294
Emerson Electric Co COM 291011104 291 4,326 SH   SOLE 0 0 0 4,326
Schwab Us Scap ETF COM 808524607 289 4,238 SH   SOLE 0 0 0 4,238
Lowes Companies Inc COM 548661107 244 2,850 SH   SOLE 0 0 0 2,850
Vanguard Ftse Europe COM 922042874 223 3,863 SH   SOLE 0 0 0 3,863
Chicago Bridge & Iron COM 167250109 212 15,130 SH   SOLE 0 0 0 15,130
Merck & Co Inc New COM 58933Y105 210 3,815 SH   SOLE 0 0 0 3,815
Alps Trust ETF COM 00162Q866 134 14,500 SH   SOLE 0 0 0 14,500
Ford Motor Company New COM 345370860 148 13,646 SH   SOLE 0 0 0 13,646
Nabors Industries Ltd COM G6359F103 92 13,550 SH   SOLE 0 0 0 13,550