The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 763 2,965 SH   SOLE   0 0 2,965
JOHNSON CTLS INTL PLC SHS G51502105 340 6,899 SH   SOLE   0 0 6,899
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 610 11,476 SH   SOLE   0 0 11,476
CHUBB LIMITED COM H1467J104 1,608 8,841 SH   SOLE   0 0 8,841
TE CONNECTIVITY LTD SHS H84989104 623 5,641 SH   SOLE   0 0 5,641
AFLAC INC COM 001055102 1,306 23,238 SH   SOLE   0 0 23,238
ABBOTT LABS COM 002824100 1,085 11,212 SH   SOLE   0 0 11,212
ABBVIE INC COM 00287Y109 1,515 11,286 SH   SOLE   0 0 11,286
ADOBE SYSTEMS INCORPORATED COM 00724F101 518 1,883 SH   SOLE   0 0 1,883
ALLSTATE CORP COM 020002101 769 6,175 SH   SOLE   0 0 6,175
ALPHABET INC CAP STK CL A 02079K305 4,865 50,862 SH   SOLE   0 0 50,862
AMAZON COM INC COM 023135106 2,552 22,583 SH   SOLE   0 0 22,583
AMERICAN EXPRESS CO COM 025816109 1,156 8,564 SH   SOLE   0 0 8,564
AMGEN INC COM 031162100 1,864 8,270 SH   SOLE   0 0 8,270
ANALOG DEVICES INC COM 032654105 567 4,065 SH   SOLE   0 0 4,065
APPLE INC COM 037833100 10,079 72,930 SH   SOLE   0 0 72,930
APPLIED MATLS INC COM 038222105 200 2,447 SH   SOLE   0 0 2,447
AVERY DENNISON CORP COM 053611109 456 2,802 SH   SOLE   0 0 2,802
BK OF AMERICA CORP COM 060505104 1,257 41,623 SH   SOLE   0 0 41,623
BANK NEW YORK MELLON CORP COM 064058100 676 17,547 SH   SOLE   0 0 17,547
BERKSHIRE HATHAWAY INC DEL CL A 084670108 406 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 395 1,480 SH   SOLE   0 0 1,480
BRISTOL-MYERS SQUIBB CO COM 110122108 828 11,647 SH   SOLE   0 0 11,647
BROADCOM INC COM 11135F101 1,208 2,721 SH   SOLE   0 0 2,721
BUILDERS FIRSTSOURCE INC COM 12008R107 1,482 25,156 SH   SOLE   0 0 25,156
CDW CORP COM 12514G108 845 5,414 SH   SOLE   0 0 5,414
CVS HEALTH CORP COM 126650100 3,443 36,101 SH   SOLE   0 0 36,101
CADENCE DESIGN SYSTEM INC COM 127387108 1,665 10,189 SH   SOLE   0 0 10,189
CAPITAL ONE FINL CORP COM 14040H105 877 9,511 SH   SOLE   0 0 9,511
CHENIERE ENERGY INC COM NEW 16411R208 221 1,330 SH   SOLE   0 0 1,330
CHEVRON CORP NEW COM 166764100 245 1,706 SH   SOLE   0 0 1,706
CISCO SYS INC COM 17275R102 2,918 72,956 SH   SOLE   0 0 72,956
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 582 10,127 SH   SOLE   0 0 10,127
COMCAST CORP NEW CL A 20030N101 515 17,565 SH   SOLE   0 0 17,565
COMERICA INC COM 200340107 218 3,072 SH   SOLE   0 0 3,072
CONOCOPHILLIPS COM 20825C104 251 2,450 SH   SOLE   0 0 2,450
COSTCO WHSL CORP NEW COM 22160K105 423 895 SH   SOLE   0 0 895
D R HORTON INC COM 23331A109 704 10,452 SH   SOLE   0 0 10,452
DTE ENERGY CO COM 233331107 981 8,529 SH   SOLE   0 0 8,529
DT MIDSTREAM INC COMMON STOCK 23345M107 244 4,707 SH   SOLE   0 0 4,707
DEERE & CO COM 244199105 994 2,980 SH   SOLE   0 0 2,980
DEVON ENERGY CORP NEW COM 25179M103 1,854 30,840 SH   SOLE   0 0 30,840
DISNEY WALT CO COM 254687106 212 2,250 SH   SOLE   0 0 2,250
DOVER CORP COM 260003108 655 5,620 SH   SOLE   0 0 5,620
DUKE ENERGY CORP NEW COM NEW 26441C204 229 2,460 SH   SOLE   0 0 2,460
EOG RES INC COM 26875P101 274 2,448 SH   SOLE   0 0 2,448
EVERSOURCE ENERGY COM 30040W108 597 7,661 SH   SOLE   0 0 7,661
EXPEDITORS INTL WASH INC COM 302130109 589 6,668 SH   SOLE   0 0 6,668
EXTRA SPACE STORAGE INC COM 30225T102 676 3,914 SH   SOLE   0 0 3,914
META PLATFORMS INC CL A 30303M102 1,944 14,325 SH   SOLE   0 0 14,325
FEDEX CORP COM 31428X106 209 1,407 SH   SOLE   0 0 1,407
FISERV INC COM 337738108 637 6,806 SH   SOLE   0 0 6,806
FORD MTR CO DEL COM 345370860 781 69,722 SH   SOLE   0 0 69,722
GENERAL MLS INC COM 370334104 847 11,059 SH   SOLE   0 0 11,059
GILEAD SCIENCES INC COM 375558103 1,647 26,683 SH   SOLE   0 0 26,683
HARTFORD FINL SVCS GROUP INC COM 416515104 600 9,698 SH   SOLE   0 0 9,698
HOME DEPOT INC COM 437076102 833 3,020 SH   SOLE   0 0 3,020
INTEL CORP COM 458140100 588 22,825 SH   SOLE   0 0 22,825
INTERPUBLIC GROUP COS INC COM 460690100 587 22,909 SH   SOLE   0 0 22,909
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 470 29,057 SH   SOLE   0 0 29,057
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 548 13,776 SH   SOLE   0 0 13,776
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 573 4,503 SH   SOLE   0 0 4,503
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 423 10,152 SH   SOLE   0 0 10,152
IRON MTN INC DEL COM 46284V101 523 11,900 SH   SOLE   0 0 11,900
ISHARES INC MSCI CDA ETF 464286509 1,494 48,596 SH   SOLE   0 0 48,596
ISHARES TR CORE S&P500 ETF 464287200 1,239 3,456 SH   SOLE   0 0 3,456
ISHARES TR MSCI EMG MKT ETF 464287234 703 20,141 SH   SOLE   0 0 20,141
ISHARES TR IBOXX INV CP ETF 464287242 3,319 32,402 SH   SOLE   0 0 32,402
ISHARES TR 20 YR TR BD ETF 464287432 17,499 170,806 SH   SOLE   0 0 170,806
ISHARES TR 1 3 YR TREAS BD 464287457 56,351 693,900 SH   SOLE   0 0 693,900
ISHARES TR MSCI EAFE ETF 464287465 1,775 31,706 SH   SOLE   0 0 31,706
ISHARES TR RUS 1000 ETF 464287622 3,874 19,630 SH   SOLE   0 0 19,630
ISHARES TR USD INV GRDE ETF 464288620 2,589 53,888 SH   SOLE   0 0 53,888
ISHARES TR ISHS 5-10YR INVT 464288638 836 17,318 SH   SOLE   0 0 17,318
ISHARES TR ISHS 1-5YR INVS 464288646 546 11,078 SH   SOLE   0 0 11,078
ISHARES TR 3 7 YR TREAS BD 464288661 779 6,817 SH   SOLE   0 0 6,817
ISHARES TR US TREAS BD ETF 46429B267 5,237 230,133 SH   SOLE   0 0 230,133
ISHARES TR FLTG RATE NT ETF 46429B655 243 4,824 SH   SOLE   0 0 4,824
ISHARES TR MSCI USA MIN VOL 46429B697 988 14,943 SH   SOLE   0 0 14,943
ISHARES TR MSCI USA MMENTM 46432F396 2,580 19,667 SH   SOLE   0 0 19,667
ISHARES TR CORE MSCI EAFE 46432F842 13,359 253,634 SH   SOLE   0 0 253,634
ISHARES INC CORE MSCI EMKT 46434G103 6,123 142,451 SH   SOLE   0 0 142,451
ISHARES TR 0-5YR HI YL CP 46434V407 237 5,931 SH   SOLE   0 0 5,931
JPMORGAN CHASE & CO COM 46625H100 1,114 10,661 SH   SOLE   0 0 10,661
JOHNSON & JOHNSON COM 478160104 880 5,384 SH   SOLE   0 0 5,384
KLA CORP COM NEW 482480100 822 2,715 SH   SOLE   0 0 2,715
KELLOGG CO COM 487836108 334 4,797 SH   SOLE   0 0 4,797
KEURIG DR PEPPER INC COM 49271V100 760 21,201 SH   SOLE   0 0 21,201
KIMBERLY-CLARK CORP COM 494368103 525 4,667 SH   SOLE   0 0 4,667
KROGER CO COM 501044101 835 19,069 SH   SOLE   0 0 19,069
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,028 5,020 SH   SOLE   0 0 5,020
LAM RESEARCH CORP COM 512807108 460 1,255 SH   SOLE   0 0 1,255
LILLY ELI & CO COM 532457108 1,791 5,538 SH   SOLE   0 0 5,538
LOUISIANA PAC CORP COM 546347105 644 12,589 SH   SOLE   0 0 12,589
MARSH & MCLENNAN COS INC COM 571748102 1,845 12,354 SH   SOLE   0 0 12,354
MASTERCARD INCORPORATED CL A 57636Q104 237 832 SH   SOLE   0 0 832
MCDONALDS CORP COM 580135101 242 1,048 SH   SOLE   0 0 1,048
MCKESSON CORP COM 58155Q103 827 2,435 SH   SOLE   0 0 2,435
MERCK & CO INC COM 58933Y105 1,046 12,144 SH   SOLE   0 0 12,144
METLIFE INC COM 59156R108 1,873 30,809 SH   SOLE   0 0 30,809
MICROSOFT CORP COM 594918104 6,569 28,206 SH   SOLE   0 0 28,206
MICROCHIP TECHNOLOGY INC. COM 595017104 505 8,276 SH   SOLE   0 0 8,276
MODERNA INC COM 60770K107 527 4,452 SH   SOLE   0 0 4,452
MONDELEZ INTL INC CL A 609207105 696 12,693 SH   SOLE   0 0 12,693
MORGAN STANLEY COM NEW 617446448 1,067 13,508 SH   SOLE   0 0 13,508
NEW GOLD INC CDA COM 644535106 9 10,000 SH   SOLE   0 0 10,000
NEWELL BRANDS INC COM 651229106 380 27,314 SH   SOLE   0 0 27,314
NEXTERA ENERGY INC COM 65339F101 1,953 24,897 SH   SOLE   0 0 24,897
NORFOLK SOUTHN CORP COM 655844108 907 4,326 SH   SOLE   0 0 4,326
NUCOR CORP COM 670346105 722 6,746 SH   SOLE   0 0 6,746
OMNICOM GROUP INC COM 681919106 566 8,977 SH   SOLE   0 0 8,977
ORACLE CORP COM 68389X105 618 10,130 SH   SOLE   0 0 10,130
PPL CORP COM 69351T106 705 27,798 SH   SOLE   0 0 27,798
PARKER-HANNIFIN CORP COM 701094104 601 2,483 SH   SOLE   0 0 2,483
PEPSICO INC COM 713448108 427 2,617 SH   SOLE   0 0 2,617
PFIZER INC COM 717081103 2,981 68,116 SH   SOLE   0 0 68,116
PIONEER NAT RES CO COM 723787107 1,381 6,380 SH   SOLE   0 0 6,380
PRICE T ROWE GROUP INC COM 74144T108 911 8,678 SH   SOLE   0 0 8,678
PROCTER AND GAMBLE CO COM 742718109 2,437 19,299 SH   SOLE   0 0 19,299
QUALCOMM INC COM 747525103 1,053 9,321 SH   SOLE   0 0 9,321
RAYTHEON TECHNOLOGIES CORP COM 75513E101 529 6,454 SH   SOLE   0 0 6,454
SPDR S&P 500 ETF TR TR UNIT 78462F103 263 738 SH   SOLE   0 0 738
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 496 15,977 SH   SOLE   0 0 15,977
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,156 44,806 SH   SOLE   0 0 44,806
SPDR SER TR BBG CONV SEC ETF 78464A359 12,775 201,815 SH   SOLE   0 0 201,815
SPDR SER TR PORTFOLIO LN TSR 78464A664 273 9,201 SH   SOLE   0 0 9,201
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,012 25,186 SH   SOLE   0 0 25,186
SPDR SER TR BLOOMBERG INVT 78468R200 237 7,814 SH   SOLE   0 0 7,814
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 968 10,570 SH   SOLE   0 0 10,570
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 203 4,791 SH   SOLE   0 0 4,791
SELECT SECTOR SPDR TR ENERGY 81369Y506 580 8,059 SH   SOLE   0 0 8,059
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 600 19,764 SH   SOLE   0 0 19,764
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 537 8,203 SH   SOLE   0 0 8,203
SEMPRA COM 816851109 1,144 7,628 SH   SOLE   0 0 7,628
TAPESTRY INC COM 876030107 674 23,688 SH   SOLE   0 0 23,688
TARGET CORP COM 87612E106 1,136 7,659 SH   SOLE   0 0 7,659
TESLA INC COM 88160R101 224 843 SH   SOLE   0 0 843
THERMO FISHER SCIENTIFIC INC COM 883556102 587 1,156 SH   SOLE   0 0 1,156
TYSON FOODS INC CL A 902494103 655 9,940 SH   SOLE   0 0 9,940
ULTA BEAUTY INC COM 90384S303 700 1,743 SH   SOLE   0 0 1,743
UNITEDHEALTH GROUP INC COM 91324P102 1,698 3,361 SH   SOLE   0 0 3,361
VANGUARD WORLD FD MEGA GRWTH IND 921910816 15,861 91,005 SH   SOLE   0 0 91,005
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 14,950 166,279 SH   SOLE   0 0 166,279
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 2,008 27,914 SH   SOLE   0 0 27,914
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,137 29,086 SH   SOLE   0 0 29,086
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,173 55,766 SH   SOLE   0 0 55,766
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,191 58,751 SH   SOLE   0 0 58,751
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 18,917 520,260 SH   SOLE   0 0 520,260
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,558 16,418 SH   SOLE   0 0 16,418
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 210 4,357 SH   SOLE   0 0 4,357
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 8,907 186,615 SH   SOLE   0 0 186,615
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,118 12,047 SH   SOLE   0 0 12,047
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,580 180,319 SH   SOLE   0 0 180,319
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 5,881 130,414 SH   SOLE   0 0 130,414
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,351 17,854 SH   SOLE   0 0 17,854
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 28,283 86,151 SH   SOLE   0 0 86,151
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,741 38,932 SH   SOLE   0 0 38,932
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,461 26,158 SH   SOLE   0 0 26,158
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,328 11,933 SH   SOLE   0 0 11,933
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,828 40,645 SH   SOLE   0 0 40,645
VANGUARD INDEX FDS MID CAP ETF 922908629 2,011 10,697 SH   SOLE   0 0 10,697
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 4,852 38,172 SH   SOLE   0 0 38,172
VANGUARD INDEX FDS GROWTH ETF 922908736 18,401 86,007 SH   SOLE   0 0 86,007
VANGUARD INDEX FDS VALUE ETF 922908744 16,925 137,072 SH   SOLE   0 0 137,072
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,250 36,569 SH   SOLE   0 0 36,569
VERIZON COMMUNICATIONS INC COM 92343V104 1,797 47,334 SH   SOLE   0 0 47,334
VERTEX PHARMACEUTICALS INC COM 92532F100 1,444 4,986 SH   SOLE   0 0 4,986
VISA INC COM CL A 92826C839 1,080 6,079 SH   SOLE   0 0 6,079
WALMART INC COM 931142103 783 6,038 SH   SOLE   0 0 6,038
WELLS FARGO CO NEW COM 949746101 683 16,998 SH   SOLE   0 0 16,998
WILLIAMS SONOMA INC COM 969904101 549 4,663 SH   SOLE   0 0 4,663
WORKDAY INC CL A 98138H101 540 3,544 SH   SOLE   0 0 3,544