The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 30 333 SH   DFND 3 0 0 333
ABBOTT LABS COM 002824100 671 7,339 SH   SOLE 2 0 0 7,339
AMAZON COM INC COM 023135106 232 84 SH   DFND 3 0 0 84
AMAZON COM INC COM 023135106 265 96 SH   SOLE 2 0 0 96
AMGEN INC COM 031162100 29 121 SH   DFND 3 0 0 121
AMGEN INC COM 031162100 90 380 SH   SOLE 2 0 0 380
APPLE INC COM 037833100 317 868 SH   DFND 3 0 0 868
APPLE INC COM 037833100 1,648 4,518 SH   SOLE 2 0 0 4,518
AUTOMATIC DATA PROCESSING IN COM 053015103 62 416 SH   SOLE 2 0 0 416
BK OF AMERICA CORP COM 060505104 51 2,145 SH   DFND 3 0 0 2,145
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 54 300 SH   DFND 3 0 0 300
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 541 3,031 SH   SOLE 2 0 0 3,031
BOEING CO COM 097023105 217 1,185 SH   SOLE 2 0 0 1,185
BRISTOL-MYERS SQUIBB CO COM 110122108 20 342 SH   DFND 3 0 0 342
CSX CORP COM 126408103 57 820 SH   SOLE 2 0 0 820
CARDIOVASCULAR SYS INC DEL COM 141619106 34 1,073 SH   SOLE 2 0 0 1,073
CHEVRON CORP NEW COM 166764100 22 251 SH   DFND 3 0 0 251
CHEVRON CORP NEW COM 166764100 82 913 SH   SOLE 2 0 0 913
CLOROX CO DEL COM 189054109 77 351 SH   SOLE 2 0 0 351
COCA COLA CO COM 191216100 26 589 SH   DFND 3 0 0 589
COCA COLA CO COM 191216100 38 855 SH   SOLE 2 0 0 855
COLGATE PALMOLIVE CO COM 194162103 327 4,458 SH   SOLE 2 0 0 4,458
COMMUNITY BK SYS INC COM 203607106 626 10,987 SH   SOLE 2 0 0 10,987
CONSOLIDATED EDISON INC COM 209115104 21 289 SH   SOLE 2 0 0 289
DANAHER CORPORATION COM 235851102 25 143 SH   DFND 3 0 0 143
DELTA AIR LINES INC DEL COM NEW 247361702 22 779 SH   SOLE 2 0 0 779
DEXCOM INC COM 252131107 24 60 SH   SOLE 2 0 0 60
DISNEY WALT CO COM DISNEY 254687106 53 471 SH   DFND 3 0 0 471
DISNEY WALT CO COM DISNEY 254687106 97 870 SH   SOLE 2 0 0 870
EMERSON ELEC CO COM 291011104 26 419 SH   SOLE 2 0 0 419
ENTERPRISE PRODS PARTNERS L COM 293792107 28 1,536 SH   SOLE 2 0 0 1,536
FORD MTR CO DEL COM 345370860 28 4,554 SH   SOLE 2 0 0 4,554
FULTON FINL CORP PA COM 360271100 182 17,325 SH   SOLE 2 0 0 17,325
GENERAL ELECTRIC CO COM 369604103 103 15,136 SH   SOLE 2 0 0 15,136
GILEAD SCIENCES INC COM 375558103 26 337 SH   DFND 3 0 0 337
HOME DEPOT INC COM 437076102 72 286 SH   DFND 3 0 0 286
HOME DEPOT INC COM 437076102 1,173 4,681 SH   SOLE 2 0 0 4,681
HONEYWELL INTL INC COM 438516106 27 187 SH   DFND 3 0 0 187
HORMEL FOODS CORP COM 440452100 98 2,021 SH   SOLE 2 0 0 2,021
INTEL CORP COM 458140100 48 803 SH   DFND 3 0 0 803
INTEL CORP COM 458140100 164 2,746 SH   SOLE 2 0 0 2,746
INTERNATIONAL BUSINESS MACHS COM 459200101 130 1,074 SH   SOLE 2 0 0 1,074
INTL PAPER CO COM 460146103 24 680 SH   SOLE 2 0 0 680
ISHARES TR CORE S&P TTL STK 464287150 956 13,769 SH   SOLE 2 0 0 13,769
ISHARES TR CORE S&P500 ETF 464287200 2,008 6,485 SH   SOLE 2 0 0 6,485
ISHARES TR CORE US AGGBD ET 464287226 21,232 179,612 SH   SOLE 2 0 0 179,612
ISHARES TR IBOXX INV CP ETF 464287242 41 305 SH   SOLE 2 0 0 305
ISHARES TR CORE S&P MCP ETF 464287507 79 445 SH   SOLE 2 0 0 445
ISHARES TR S&P MC 400GR ETF 464287606 22 100 SH   SOLE 2 0 0 100
ISHARES TR RUS 1000 ETF 464287622 163 950 SH   SOLE 2 0 0 950
ISHARES TR RUS 2000 VAL ETF 464287630 24 250 SH   SOLE 2 0 0 250
ISHARES TR RUSSELL 2000 ETF 464287655 11,372 79,425 SH   SOLE 2 0 0 79,425
ISHARES TR RUSSELL 3000 ETF 464287689 138 765 SH   SOLE 2 0 0 765
ISHARES TR CORE S&P SCP ETF 464287804 61 900 SH   SOLE 2 0 0 900
ISHARES TR SHRT NAT MUN ETF 464288158 1,803 16,715 SH   SOLE 2 0 0 16,715
ISHARES TR JPMORGAN USD EMG 464288281 137 1,258 SH   SOLE 2 0 0 1,258
ISHARES TR NATIONAL MUN ETF 464288414 21,750 188,473 SH   SOLE 2 0 0 188,473
ISHARES TR MBS ETF 464288588 78 706 SH   SOLE 2 0 0 706
JOHNSON & JOHNSON COM 478160104 61 436 SH   DFND 3 0 0 436
JOHNSON & JOHNSON COM 478160104 195 1,385 SH   SOLE 2 0 0 1,385
KIMBERLY CLARK CORP COM 494368103 28 198 SH   SOLE 2 0 0 198
KROGER CO COM 501044101 51 1,500 SH Call SOLE 2 0 0 1,500
LAKELAND BANCORP INC COM 511637100 100 8,776 SH   SOLE 2 0 0 8,776
LILLY ELI & CO COM 532457108 33 203 SH   DFND 3 0 0 203
LOCKHEED MARTIN CORP COM 539830109 1,123 3,078 SH   SOLE 2 0 0 3,078
LOWES COS INC COM 548661107 21 153 SH   DFND 3 0 0 153
LOWES COS INC COM 548661107 179 1,328 SH   SOLE 2 0 0 1,328
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 22 512 SH   SOLE 2 0 0 512
MARTIN MARIETTA MATLS INC COM 573284106 65 316 SH   SOLE 2 0 0 316
MCDONALDS CORP COM 580135101 25 138 SH   DFND 3 0 0 138
MCDONALDS CORP COM 580135101 227 1,233 SH   SOLE 2 0 0 1,233
MICROSOFT CORP COM 594918104 294 1,447 SH   DFND 3 0 0 1,447
MICROSOFT CORP COM 594918104 489 2,401 SH   SOLE 2 0 0 2,401
NATIONAL GRID PLC SPONSORED ADR NE 636274409 22 360 SH   SOLE 2 0 0 360
NEW JERSEY RES COM 646025106 183 5,592 SH   SOLE 2 0 0 5,592
NIKE INC CL B 654106103 25 260 SH   DFND 3 0 0 260
PPG INDS INC COM 693506107 21 200 SH   SOLE 2 0 0 200
PEPSICO INC COM 713448108 44 333 SH   DFND 3 0 0 333
PEPSICO INC COM 713448108 247 1,865 SH   SOLE 2 0 0 1,865
PFIZER INC COM 717081103 24 732 SH   DFND 3 0 0 732
PFIZER INC COM 717081103 199 6,094 SH   SOLE 2 0 0 6,094
PHILIP MORRIS INTL INC COM 718172109 26 373 SH   SOLE 2 0 0 373
PROCTER AND GAMBLE CO COM 742718109 62 521 SH   DFND 3 0 0 521
PROCTER AND GAMBLE CO COM 742718109 323 2,698 SH   SOLE 2 0 0 2,698
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 197 4,009 SH   SOLE 2 0 0 4,009
QUALCOMM INC COM 747525103 31 338 SH   DFND 3 0 0 338
RITE AID CORP COM 767754872 108 6,305 SH   SOLE 2 0 0 6,305
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,930 121,547 SH   SOLE 2 0 0 121,547
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 18,414 248,499 SH   SOLE 2 0 0 248,499
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 58 575 SH   SOLE 2 0 0 575
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 26 520 SH   SOLE 2 0 0 520
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,953 132,135 SH   SOLE 2 0 0 132,135
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 269 4,118 SH   SOLE 2 0 0 4,118
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 689 13,323 SH   SOLE 2 0 0 13,323
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 471 8,370 SH   SOLE 2 0 0 8,370
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 30,854 597,606 SH   SOLE 2 0 0 597,606
SEATTLE GENETICS INC COM 812578102 144 850 SH   SOLE 2 0 0 850
SERVICE CORP INTL COM 817565104 97 2,482 SH   SOLE 2 0 0 2,482
SIMON PPTY GROUP INC NEW COM 828806109 34 500 SH   SOLE 2 0 0 500
SMITH A O CORP COM 831865209 41 868 SH   SOLE 2 0 0 868
SOUTHERN CO COM 842587107 20 380 SH   SOLE 2 0 0 380
SQUARE INC CL A 852234103 26 250 SH   SOLE 2 0 0 250
STARBUCKS CORP COM 855244109 30 408 SH   DFND 3 0 0 408
STARBUCKS CORP COM 855244109 182 2,467 SH   SOLE 2 0 0 2,467
SUN LIFE FINANCIAL INC. COM 866796105 21 576 SH   SOLE 2 0 0 576
TEXAS INSTRS INC COM 882508104 45 354 SH   DFND 3 0 0 354
TEXAS INSTRS INC COM 882508104 783 6,168 SH   SOLE 2 0 0 6,168
THERMO FISHER SCIENTIFIC INC COM 883556102 42 117 SH   DFND 3 0 0 117
THERMO FISHER SCIENTIFIC INC COM 883556102 57 158 SH   SOLE 2 0 0 158
TOMPKINS FINANCIAL CORPORATI COM 890110109 38 579 SH   SOLE 2 0 0 579
UNION PAC CORP COM 907818108 27 159 SH   DFND 3 0 0 159
UNITED PARCEL SERVICE INC CL B 911312106 20 184 SH   SOLE 2 0 0 184
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 156 1,335 SH   SOLE 2 0 0 1,335
VANGUARD STAR FDS VG TL INTL STK F 921909768 190 3,874 SH   SOLE 2 0 0 3,874
VANGUARD WORLD FD MEGA GRWTH IND 921910816 106 650 SH   SOLE 2 0 0 650
VANGUARD BD INDEX FDS INTERMED TERM 921937819 272 2,919 SH   SOLE 2 0 0 2,919
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 297 3,576 SH   SOLE 2 0 0 3,576
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 442 5,000 SH   SOLE 2 0 0 5,000
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 554 14,282 SH   SOLE 2 0 0 14,282
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 20 250 SH   SOLE 2 0 0 250
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 91 1,812 SH   SOLE 2 0 0 1,812
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,974 41,456 SH   SOLE 2 0 0 41,456
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 165 4,155 SH   SOLE 2 0 0 4,155
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 82 1,519 SH   SOLE 2 0 0 1,519
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 592 2,087 SH   SOLE 2 0 0 2,087
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 28 354 SH   SOLE 2 0 0 354
VANGUARD INDEX FDS SML CP GRW ETF 922908595 34 168 SH   SOLE 2 0 0 168
VANGUARD INDEX FDS MID CAP ETF 922908629 241 1,472 SH   SOLE 2 0 0 1,472
VANGUARD INDEX FDS GROWTH ETF 922908736 71 349 SH   SOLE 2 0 0 349
VANGUARD INDEX FDS VALUE ETF 922908744 79 793 SH   SOLE 2 0 0 793
VANGUARD INDEX FDS SMALL CP ETF 922908751 493 3,381 SH   SOLE 2 0 0 3,381
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,838 18,132 SH   SOLE 2 0 0 18,132
WALMART INC COM 931142103 29 246 SH   DFND 3 0 0 246
WALMART INC COM 931142103 92 769 SH   SOLE 2 0 0 769
WELLS FARGO CO NEW COM 949746101 1,053 41,150 SH   SOLE 2 0 0 41,150
RAYTHEON TECHNOLOGIES CORP COM 75513E101 22 350 SH   DFND 3 0 0 350
RAYTHEON TECHNOLOGIES CORP COM 75513E101 105 1,707 SH   SOLE 2 0 0 1,707
INVESCO QQQ TR UNIT SER 1 46090E103 39 157 SH   SOLE 2 0 0 157
UNIVERSAL HEALTH RLTY INCM T SH BEN INT 91359E105 37 462 SH   SOLE 2 0 0 462
TARGET CORP COM 87612E106 20 168 SH   SOLE 2 0 0 168
TRAVELERS COMPANIES INC COM 89417E109 34 300 SH   SOLE 2 0 0 300
AES CORP COM 00130H105 48 3,285 SH   SOLE 2 0 0 3,285
AT&T INC COM 00206R102 25 831 SH   DFND 3 0 0 831
AT&T INC COM 00206R102 315 10,409 SH   SOLE 2 0 0 10,409
ABBVIE INC COM 00287Y109 20 205 SH   SOLE 2 0 0 205
ABBVIE INC COM 00287Y109 26 262 SH   DFND 3 0 0 262
ADOBE INC COM 00724F101 97 223 SH   DFND 3 0 0 223
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 35 161 SH   DFND 3 0 0 161
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 157 728 SH   SOLE 2 0 0 728
ALPHABET INC CAP STK CL C 02079K107 55 39 SH   SOLE 2 0 0 39
ALPHABET INC CAP STK CL C 02079K107 78 55 SH   DFND 3 0 0 55
ALPHABET INC CAP STK CL A 02079K305 91 64 SH   DFND 3 0 0 64
ALPHABET INC CAP STK CL A 02079K305 199 140 SH   SOLE 2 0 0 140
ALTRIA GROUP INC COM 02209S103 186 4,739 SH   SOLE 2 0 0 4,739
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 29 2,256 SH   SOLE 2 0 0 2,256
AMERICAN TOWER CORP NEW COM 03027X100 20 78 SH   DFND 3 0 0 78
ARES CAPITAL CORP COM 04010L103 110 7,584 SH   SOLE 2 0 0 7,584
CDW CORP COM 12514G108 62 532 SH   SOLE 2 0 0 532
CARRIER GLOBAL CORPORATION COM 14448C104 29 1,289 SH   SOLE 2 0 0 1,289
CISCO SYS INC COM 17275R102 36 775 SH   DFND 3 0 0 775
CISCO SYS INC COM 17275R102 107 2,284 SH   SOLE 2 0 0 2,284
COMCAST CORP NEW CL A 20030N101 37 958 SH   DFND 3 0 0 958
COMCAST CORP NEW CL A 20030N101 227 5,832 SH   SOLE 2 0 0 5,832
COSTCO WHSL CORP NEW COM 22160K105 34 112 SH   DFND 3 0 0 112
DUKE ENERGY CORP NEW COM NEW 26441C204 58 725 SH   SOLE 2 0 0 725
ENBRIDGE INC COM 29250N105 61 2,008 SH   SOLE 2 0 0 2,008
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 47 6,562 SH   SOLE 2 0 0 6,562
ESSENTIAL UTILS INC COM 29670G102 46 1,089 SH   SOLE 2 0 0 1,089
EXXON MOBIL CORP COM 30231G102 521 11,642 SH   SOLE 2 0 0 11,642
FACEBOOK INC CL A 30303M102 111 489 SH   DFND 3 0 0 489
FACEBOOK INC CL A 30303M102 199 877 SH   SOLE 2 0 0 877
FASTLY INC CL A 31188V100 21 250 SH   SOLE 2 0 0 250
FIDELITY NATL INFORMATION SV COM 31620M106 22 166 SH   DFND 3 0 0 166
FORTUNE BRANDS HOME & SEC IN COM 34964C106 36 562 SH   SOLE 2 0 0 562
GOLDMAN SACHS GROUP INC COM 38141G104 61 310 SH   SOLE 2 0 0 310
INVESCO EXCHANGE-TRADED FD T SR LN ETF 46138G508 55 2,553 SH   SOLE 2 0 0 2,553
IRON MTN INC NEW COM 46284V101 25 960 SH   SOLE 2 0 0 960
ISHARES SILVER TR ISHARES 46428Q109 34 2,000 SH   SOLE 2 0 0 2,000
ISHARES TR US TREAS BD ETF 46429B267 184 6,578 SH   SOLE 2 0 0 6,578
ISHARES TR MSCI MIN VOL ETF 46429B697 8,458 139,498 SH   SOLE 2 0 0 139,498
ISHARES TR USA QUALITY FCTR 46432F339 11,055 115,256 SH   SOLE 2 0 0 115,256
ISHARES TR CORE MSCI TOTAL 46432F834 7,153 131,207 SH   SOLE 2 0 0 131,207
ISHARES TR CORE MSCI EAFE 46432F842 36 625 SH   SOLE 2 0 0 625
ISHARES TR IBONDS DEC22 ETF 46434VBA7 56 2,170 SH   SOLE 2 0 0 2,170
ISHARES TR IBONDS DEC21 ETF 46434VBK5 46 1,811 SH   SOLE 2 0 0 1,811
JPMORGAN CHASE & CO COM 46625H100 66 703 SH   DFND 3 0 0 703
JPMORGAN CHASE & CO COM 46625H100 126 1,336 SH   SOLE 2 0 0 1,336
KKR & CO INC COM 48251W104 27 869 SH   SOLE 2 0 0 869
MASTERCARD INCORPORATED CL A 57636Q104 62 208 SH   DFND 3 0 0 208
MASTERCARD INCORPORATED CL A 57636Q104 79 267 SH   SOLE 2 0 0 267
MERCK & CO. INC COM 58933Y105 34 445 SH   DFND 3 0 0 445
MERIDIAN BK PAOLI PA COM 58958P104 938 59,174 SH   SOLE 2 0 0 59,174
NETFLIX INC COM 64110L106 53 117 SH   DFND 3 0 0 117
NEXTERA ENERGY INC COM 65339F101 200 833 SH   SOLE 2 0 0 833
NVIDIA CORPORATION COM 67066G104 24 62 SH   DFND 3 0 0 62
NVIDIA CORPORATION COM 67066G104 31 81 SH   SOLE 2 0 0 81
ORACLE CORP COM 68389X105 25 447 SH   DFND 3 0 0 447
ORACLE CORP COM 68389X105 75 1,350 SH   SOLE 2 0 0 1,350
OTIS WORLDWIDE CORP COM 68902V107 37 644 SH   SOLE 2 0 0 644
PAYPAL HLDGS INC COM 70450Y103 41 234 SH   DFND 3 0 0 234
PROLOGIS INC. COM 74340W103 24 259 SH   SOLE 2 0 0 259
QUEST DIAGNOSTICS INC COM 74834L100 58 507 SH   SOLE 2 0 0 507
S&P GLOBAL INC COM 78409V104 527 1,600 SH   SOLE 2 0 0 1,600
SPDR S&P 500 ETF TR TR UNIT 78462F103 283 917 SH   SOLE 2 0 0 917
SPDR GOLD TR GOLD SHS 78463V107 242 1,446 SH   SOLE 2 0 0 1,446
SPDR SER TR NUVEEN BBG BRCLY 78464A284 54 958 SH   SOLE 2 0 0 958
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 34 133 SH   SOLE 2 0 0 133
SPDR SER TR BLOOMBERG BRCLYS 78468R622 239 2,366 SH   SOLE 2 0 0 2,366
SALESFORCE COM INC COM 79466L302 46 245 SH   DFND 3 0 0 245
SANOFI SPONSORED ADR 80105N105 30 583 SH   SOLE 2 0 0 583
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 89 891 SH   SOLE 2 0 0 891
SELECT SECTOR SPDR TR ENERGY 81369Y506 80 2,110 SH   SOLE 2 0 0 2,110
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 94 903 SH   SOLE 2 0 0 903
SERVICENOW INC COM 81762P102 38 93 SH   DFND 3 0 0 93
SHOPIFY INC CL A 82509L107 75 79 SH   SOLE 2 0 0 79
SIRIUS XM HOLDINGS INC COM 82968B103 76 13,000 SH   SOLE 2 0 0 13,000
SPROTT PHYSICAL GOLD TR UNIT 85207H104 64 4,500 SH   SOLE 2 0 0 4,500
TELADOC HEALTH INC COM 87918A105 48 253 SH   SOLE 2 0 0 253
TESLA INC COM 88160R101 22 20 SH   DFND 3 0 0 20
TESLA INC COM 88160R101 117 108 SH   SOLE 2 0 0 108
3M CO COM 88579Y101 31 197 SH   DFND 3 0 0 197
3M CO COM 88579Y101 69 442 SH   SOLE 2 0 0 442
TRUIST FINL CORP COM 89832Q109 48 1,275 SH   SOLE 2 0 0 1,275
UNITEDHEALTH GROUP INC COM 91324P102 47 161 SH   DFND 3 0 0 161
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 136 4,434 SH   SOLE 2 0 0 4,434
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 103 535 SH   SOLE 2 0 0 535
VANGUARD WORLD FDS INF TECH ETF 92204A702 109 389 SH   SOLE 2 0 0 389
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 35 644 SH   SOLE 2 0 0 644
VENTAS INC COM 92276F100 21 567 SH   SOLE 2 0 0 567
VERIZON COMMUNICATIONS INC COM 92343V104 28 511 SH   DFND 3 0 0 511
VERIZON COMMUNICATIONS INC COM 92343V104 111 2,012 SH   SOLE 2 0 0 2,012
VISA INC COM CL A 92826C839 108 558 SH   DFND 3 0 0 558
WP CAREY INC COM 92936U109 39 580 SH   SOLE 2 0 0 580
WEC ENERGY GROUP INC COM 92939U106 33 375 SH   SOLE 2 0 0 375
WASTE MGMT INC DEL COM 94106L109 52 489 SH   SOLE 2 0 0 489
WISDOMTREE TR CBOE S&P 500 97717X560 20 799 SH   SOLE 2 0 0 799
XCEL ENERGY INC COM 98389B100 33 522 SH   SOLE 2 0 0 522
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 23 1,375 SH   SOLE 2 0 0 1,375