The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 396 2,243 SH   SOLE   2,243 0 0
ABBOTT LABS COM 002824100 30,055 346,015 SH   SOLE   346,015 0 0
ABBOTT LABS COM 002824100 196 2,255 SH   OTR   2,255 0 0
ABBVIE INC COM 00287Y109 237 2,675 SH   OTR   2,675 0 0
ABBVIE INC COM 00287Y109 5,484 61,939 SH   SOLE   61,939 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 815 3,872 SH   SOLE   3,872 0 0
ADOBE INC COM 00724F101 303 919 SH   SOLE   871 0 48
ALPHABET INC CAP STK CL A 02079K305 33 25 SH   OTR   25 0 0
ALPHABET INC CAP STK CL A 02079K305 18,401 13,738 SH   SOLE   13,738 0 0
ALPHABET INC CAP STK CL C 02079K107 47 35 SH   OTR   35 0 0
ALPHABET INC CAP STK CL C 02079K107 17,293 12,934 SH   SOLE   12,934 0 0
ALTRIA GROUP INC COM 02209S103 955 19,134 SH   SOLE   19,134 0 0
ALTRIA GROUP INC COM 02209S103 30 595 SH   OTR   595 0 0
AMAZON COM INC COM 023135106 28 15 SH   OTR   15 0 0
AMAZON COM INC COM 023135106 34,551 18,698 SH   SOLE   18,695 0 3
AMERICAN EXPRESS CO COM 025816109 342 2,750 SH   SOLE   2,707 0 43
AMERICAN TOWER CORP NEW COM 03027X100 422 1,835 SH   SOLE   1,835 0 0
AMGEN INC COM 031162100 264 1,096 SH   SOLE   1,096 0 0
APPLE INC COM 037833100 46,038 156,780 SH   SOLE   156,768 0 12
APPLE INC COM 037833100 44 150 SH   OTR   150 0 0
ARCH CAP GROUP LTD ORD G0450A105 519 12,100 SH   SOLE   12,100 0 0
AT&T INC COM 00206R102 10,493 268,499 SH   SOLE   268,067 0 432
AT&T INC COM 00206R102 162 4,153 SH   OTR   4,153 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 230 1,350 SH   SOLE   1,350 0 0
AVERY DENNISON CORP COM 053611109 249 1,900 SH   SOLE   1,900 0 0
AXON ENTERPRISE INC COM 05464C101 218 2,980 SH   SOLE   2,980 0 0
BANK AMER CORP COM 060505104 10,502 298,197 SH   SOLE   293,963 0 4,234
BANK AMER CORP COM 060505104 31 875 SH   OTR   875 0 0
BECTON DICKINSON & CO COM 075887109 17,324 63,699 SH   SOLE   63,166 0 533
BECTON DICKINSON & CO COM 075887109 24 90 SH   OTR   90 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,598 7,057 SH   SOLE   7,057 0 0
BLACKROCK INC COM 09247X101 4,523 8,997 SH   SOLE   8,997 0 0
BLACKROCK INC COM 09247X101 113 225 SH   OTR   225 0 0
BOEING CO COM 097023105 3,926 12,050 SH   SOLE   12,045 0 5
BOEING CO COM 097023105 11 35 SH   OTR   35 0 0
BOOKING HLDGS INC COM 09857L108 15,933 7,758 SH   SOLE   7,758 0 0
BOOKING HLDGS INC COM 09857L108 27 13 SH   OTR   13 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,112 17,324 SH   SOLE   17,214 0 110
CARNIVAL CORP UNIT 99/99/9999 143658300 107 2,100 SH   OTR   2,100 0 0
CARNIVAL CORP UNIT 99/99/9999 143658300 3,209 63,127 SH   SOLE   63,127 0 0
CATERPILLAR INC DEL COM 149123101 339 2,298 SH   SOLE   2,298 0 0
CATERPILLAR INC DEL COM 149123101 89 600 SH   OTR   600 0 0
CERNER CORP COM 156782104 394 5,369 SH   SOLE   5,369 0 0
CHEVRON CORP NEW COM 166764100 6,619 54,923 SH   SOLE   53,723 0 1,200
CHEVRON CORP NEW COM 166764100 130 1,075 SH   OTR   1,075 0 0
CIGNA CORP NEW COM 125523100 790 3,862 SH   SOLE   3,862 0 0
CIGNA CORP NEW COM 125523100 8 38 SH   OTR   38 0 0
CINCINNATI FINL CORP COM 172062101 466 4,432 SH   SOLE   4,432 0 0
CISCO SYS INC COM 17275R102 167 3,475 SH   OTR   3,475 0 0
CISCO SYS INC COM 17275R102 4,999 104,243 SH   SOLE   104,243 0 0
COCA COLA CO COM 191216100 892 16,107 SH   SOLE   16,047 0 60
COLGATE PALMOLIVE CO COM 194162103 572 8,311 SH   SOLE   6,911 0 1,400
COMCAST CORP NEW CL A 20030N101 412 9,166 SH   SOLE   9,101 0 65
CONOCOPHILLIPS COM 20825C104 1,138 17,503 SH   SOLE   17,503 0 0
CONSOLIDATED EDISON INC COM 209115104 3 35 SH   OTR   35 0 0
CONSOLIDATED EDISON INC COM 209115104 512 5,660 SH   SOLE   5,660 0 0
CONSTELLATION BRANDS INC CL A 21036P108 203 1,071 SH   SOLE   1,065 0 6
CORPORATE OFFICE PPTYS TR SH BEN INT 22002T108 823 28,022 SH   SOLE   28,022 0 0
COSTCO WHSL CORP NEW COM 22160K105 622 2,115 SH   SOLE   2,115 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 102 720 SH   OTR   720 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 3,500 24,621 SH   SOLE   24,621 0 0
CSX CORP COM 126408103 369 5,105 SH   SOLE   2,306 0 2,799
CVS HEALTH CORP COM 126650100 306 4,116 SH   SOLE   4,116 0 0
DANAHER CORPORATION COM 235851102 1,155 7,524 SH   SOLE   7,524 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 318 5,430 SH   SOLE   5,430 0 0
DISNEY WALT CO COM DISNEY 254687106 2,773 19,173 SH   SOLE   18,473 0 700
DOMINION ENERGY INC COM 25746U109 166 2,000 SH   OTR   2,000 0 0
DOMINION ENERGY INC COM 25746U109 2,845 34,356 SH   SOLE   34,282 0 74
DOW INC COM 260557103 2,425 44,304 SH   SOLE   44,304 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 8,009 87,805 SH   SOLE   87,763 0 42
DUKE ENERGY CORP NEW COM NEW 26441C204 113 1,241 SH   OTR   1,241 0 0
EATON CORP PLC SHS G29183103 361 3,810 SH   SOLE   3,810 0 0
EDWARDS LIFESCIENCES CORP COM 28176E112 28 120 SH   OTR   120 0 0
EDWARDS LIFESCIENCES CORP COM 28176E112 15,659 67,122 SH   SOLE   67,122 0 0
EMERSON ELEC CO COM 291011104 3,312 43,430 SH   SOLE   43,430 0 0
EMERSON ELEC CO COM 291011104 116 1,525 SH   OTR   1,525 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 571 20,265 SH   SOLE   20,265 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 96 3,406 SH   OTR   3,406 0 0
EPAM SYS INC COM 29414B104 24 115 SH   OTR   115 0 0
EPAM SYS INC COM 29414B104 26,978 127,157 SH   SOLE   127,157 0 0
EVERBRIDGE INC COM 29978A104 1,787 22,890 SH   SOLE   22,890 0 0
EXXON MOBIL CORP COM 30231G102 7,072 101,342 SH   SOLE   101,342 0 0
EXXON MOBIL CORP COM 30231G102 335 4,805 SH   OTR   4,805 0 0
FACEBOOK INC CL A 30303M102 32 155 SH   OTR   155 0 0
FACEBOOK INC CL A 30303M102 16,021 78,054 SH   SOLE   78,054 0 0
FASTENAL CO COM 311900104 215 5,818 SH   SOLE   5,818 0 0
FISERV INC COM 337738108 16,795 145,249 SH   SOLE   145,249 0 0
FISERV INC COM 337738108 19 165 SH   OTR   165 0 0
FIVE BELOW INC COM 33829M101 18 140 SH   OTR   140 0 0
FIVE BELOW INC COM 33829M101 21,942 171,610 SH   SOLE   171,610 0 0
FTI CONSULTING INC COM 302941109 249 2,251 SH   SOLE   2,251 0 0
GALLAGHER ARTHUR J & CO COM 363576109 569 5,979 SH   SOLE   5,979 0 0
GENERAL ELECTRIC CO COM 369604103 241 21,552 SH   SOLE   21,552 0 0
GLOBAL X FDS GLBL X MLP ETF 37950E473 4,756 603,583 SH   SOLE   603,583 0 0
GLOBAL X FDS GLB X SUPERDIV 37950E549 1,384 78,246 SH   SOLE   78,246 0 0
GLOBAL X FDS GLBL X MLP ETF 37950E473 183 23,197 SH   OTR   23,197 0 0
HEALTHPEAK PPTYS INC COM 42250P103 206 5,990 SH   SOLE   5,990 0 0
HERSHEY CO COM 427866108 224 1,525 SH   SOLE   1,525 0 0
HOME DEPOT INC COM 437076102 3,528 16,154 SH   SOLE   16,154 0 0
HONEYWELL INTL INC COM 438516106 220 1,244 SH   SOLE   1,209 0 35
IDEXX LABS INC COM 45168D104 251 960 SH   SOLE   960 0 0
INTEL CORP COM 458140100 7,946 132,773 SH   SOLE   132,522 0 251
INTEL CORP COM 458140100 190 3,175 SH   OTR   3,175 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 527 3,928 SH   SOLE   3,928 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 15,892 26,883 SH   SOLE   26,883 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 24 40 SH   OTR   40 0 0
INVESCO QQQ TR UNIT SER 1 04609E107 1,694 7,969 SH   SOLE   7,969 0 0
INVESCO QQQ TR UNIT SER 1 04609E107 113 532 SH   OTR   532 0 0
IQVIA HLDGS INC COM 46266C105 25,561 165,435 SH   SOLE   165,435 0 0
IQVIA HLDGS INC COM 46266C105 33 215 SH   OTR   215 0 0
ISHARES TR IBOXX INV CP ETF 464287242 15 117 SH   OTR   117 0 0
ISHARES TR IBOXX INV CP ETF 464287242 4,377 34,204 SH   SOLE   34,204 0 0
ISHARES TR NASDAQ BIOTECH 464287556 266 2,205 SH   SOLE   2,205 0 0
ISHARES TR IBOXX HI YD ETF 464288513 757 8,605 SH   SOLE   8,605 0 0
ISHARES TR CORE S&P MCP ETF 464287507 563 2,733 SH   SOLE   2,733 0 0
ISHARES TR RUS MID CAP ETF 464287499 398 6,680 SH   SOLE   6,680 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,793 25,820 SH   SOLE   25,820 0 0
ISHARES TR CORE S&P500 ETF 464287200 49 152 SH   OTR   152 0 0
ISHARES TR GLOB UTILITS ETF 464288711 1,340 22,815 SH   SOLE   22,815 0 0
ISHARES TR JPMORGAN USD EMG 464288281 482 4,210 SH   SOLE   4,210 0 0
ISHARES TR CORE S&P SCP ETF 464287804 455 5,430 SH   SOLE   5,430 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 37 210 SH   OTR   210 0 0
ISHARES TR CORE US AGGBD ET 464287226 651 5,795 SH   SOLE   5,795 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 1,383 20,115 SH   SOLE   20,115 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 629 3,574 SH   SOLE   3,574 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,972 17,937 SH   SOLE   17,703 0 234
ISHARES TR CORE S&P500 ETF 464287200 4,596 14,218 SH   SOLE   14,218 0 0
ISHARES TR GLOBAL TECH ETF 464287291 1,543 7,331 SH   SOLE   7,331 0 0
ISHARES TR S&P SML 600 GWT 464287887 506 2,620 SH   SOLE   2,620 0 0
JOHNSON & JOHNSON COM 478160104 6,380 43,735 SH   SOLE   42,735 0 1,000
JOHNSON & JOHNSON COM 478160104 91 625 SH   OTR   625 0 0
JPMORGAN CHASE & CO COM 46625H100 7,778 55,798 SH   SOLE   55,344 0 454
JPMORGAN CHASE & CO COM 46625H100 123 885 SH   OTR   885 0 0
KIMBERLY CLARK CORP COM 494368103 1,047 7,614 SH   SOLE   7,601 0 13
KIMBERLY CLARK CORP COM 494368103 83 600 SH   OTR   600 0 0
LEIDOS HLDGS INC COM 525327102 335 3,419 SH   SOLE   3,419 0 0
LILLY ELI & CO COM 532457108 82 625 SH   OTR   625 0 0
LILLY ELI & CO COM 532457108 4,234 32,214 SH   SOLE   32,113 0 101
LOCKHEED MARTIN CORP COM 539830109 167 428 SH   OTR   428 0 0
LOCKHEED MARTIN CORP COM 539830109 24,509 62,944 SH   SOLE   62,923 0 21
LOWES COS INC COM 548661107 993 8,290 SH   SOLE   8,261 0 29
MARRIOTT INTL INC NEW CL A 571903202 593 3,915 SH   SOLE   3,915 0 0
MASTERCARD INC CL A 57636Q104 43,049 144,174 SH   SOLE   143,974 0 200
MASTERCARD INC CL A 57636Q104 27 90 SH   OTR   90 0 0
MCCORMICK & CO INC COM VTG 579780107 880 5,142 SH   SOLE   5,142 0 0
MCCORMICK & CO INC COM NON VTG 579780206 764 4,500 SH   SOLE   4,500 0 0
MCDONALDS CORP COM 580135101 6,139 31,069 SH   SOLE   31,003 0 66
MCDONALDS CORP COM 580135101 120 605 SH   OTR   605 0 0
MERCK & CO INC COM 58933Y105 5,539 60,905 SH   SOLE   60,905 0 0
MERCK & CO INC COM 58933Y105 66 725 SH   OTR   725 0 0
MICROSOFT CORP COM 594918104 44,495 282,150 SH   SOLE   282,123 0 27
MICROSOFT CORP COM 594918104 281 1,785 SH   OTR   1,785 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 21 335 SH   OTR   335 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 13,222 208,052 SH   SOLE   208,052 0 0
NETFLIX INC COM 64110L106 470 1,452 SH   SOLE   1,452 0 0
NEXTERA ENERGY INC COM 65339F101 1,406 5,805 SH   SOLE   5,805 0 0
NEXTERA ENERGY INC COM 65339F101 97 400 SH   OTR   400 0 0
NORFOLK SOUTHERN CORP COM 655844108 338 1,742 SH   SOLE   1,742 0 0
NORTHROP GRUMMAN CORP COM 666807102 203 591 SH   SOLE   591 0 0
NUVEEN MUN VALUE FD INC COM 670928100 399 37,311 SH   SOLE   37,311 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 13,544 30,904 SH   SOLE   30,904 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 25 57 SH   OTR   57 0 0
ORACLE CORP COM 68389X105 651 12,283 SH   SOLE   12,283 0 0
PAYCHEX INC COM 704326107 3,748 44,067 SH   SOLE   44,067 0 0
PAYCHEX INC COM 704326107 40 475 SH   OTR   475 0 0
PAYCOM SOFTWARE INC COM 70432V102 25,539 96,461 SH   SOLE   96,461 0 0
PAYCOM SOFTWARE INC COM 70432V102 25 95 SH   OTR   95 0 0
PAYPAL HLDGS INC COM 70450Y103 38 350 SH   OTR   350 0 0
PAYPAL HLDGS INC COM 70450Y103 31,023 286,798 SH   SOLE   286,768 0 30
PEPSICO INC COM 713448108 16,505 120,765 SH   SOLE   120,765 0 0
PEPSICO INC COM 713448108 62 450 SH   OTR   450 0 0
PFIZER INC COM 717081103 263 6,725 SH   OTR   6,725 0 0
PFIZER INC COM 717081103 5,801 148,063 SH   SOLE   147,904 0 159
PHILIP MORRIS INTL INC COM 718172109 1,613 18,954 SH   SOLE   18,954 0 0
PHILIP MORRIS INTL INC COM 718172109 51 595 SH   OTR   595 0 0
PNC FINL SVCS GROUP INC COM 693475105 400 2,505 SH   SOLE   2,505 0 0
PPL CORP COM 69351T106 993 27,679 SH   SOLE   27,679 0 0
PRICE T ROWE GROUP INC COM 74144T108 295 2,420 SH   SOLE   2,420 0 0
PROCTER & GAMBLE CO COM 742718109 59 475 SH   OTR   475 0 0
PROCTER & GAMBLE CO COM 742718109 7,667 61,384 SH   SOLE   58,306 0 3,078
PULTE GROUP INC COM 745867101 262 6,750 SH   SOLE   6,750 0 0
SALESFORCE COM INC COM 79466L302 16,174 99,448 SH   SOLE   99,448 0 0
SALESFORCE COM INC COM 79466L302 27 165 SH   OTR   165 0 0
SANDY SPRING BANCORP INC COM 800363103 810 21,376 SH   SOLE   21,376 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 434 5,656 SH   SOLE   5,596 0 60
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 210 5,219 SH   SOLE   5,128 0 91
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 375 8,792 SH   SOLE   8,665 0 127
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 266 8,637 SH   SOLE   8,637 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 411 4,038 SH   SOLE   4,038 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 248 3,935 SH   SOLE   3,935 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,596 19,590 SH   SOLE   19,590 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 250 2,722 SH   SOLE   2,722 0 0
SIMON PPTY GROUP INC NEW COM 828806109 3,633 24,392 SH   SOLE   24,392 0 0
SIMON PPTY GROUP INC NEW COM 828806109 86 580 SH   OTR   580 0 0
SOUTHERN CO COM 842587107 64 1,000 SH   OTR   1,000 0 0
SOUTHERN CO COM 842587107 6,671 104,720 SH   SOLE   104,720 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 401 1,407 SH   SOLE   1,407 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 2,486 17,398 SH   SOLE   17,398 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,549 11,025 SH   SOLE   11,025 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,515 14,850 SH   SOLE   14,850 0 0
SPDR SERIES TRUST BLOMBRG BRC INTL 78464A151 370 10,829 SH   SOLE   10,829 0 0
STARBUCKS CORP COM 855244109 1,982 22,545 SH   SOLE   22,545 0 0
SUMMIT FINANCIAL GROUP INC COM 86606G101 447 16,500 SH   SOLE   16,500 0 0
TARGET CORP COM 87612E110 5,566 43,412 SH   SOLE   43,412 0 0
TARGET CORP COM 87612E110 59 460 SH   OTR   460 0 0
TEXAS INSTRS INC COM 882508104 358 2,790 SH   SOLE   656 0 2,134
TJX COS INC NEW COM 872540109 610 9,984 SH   SOLE   9,984 0 0
TREX CO INC COM 89531P105 35 390 SH   OTR   390 0 0
TREX CO INC COM 89531P105 18,278 203,362 SH   SOLE   203,362 0 0
TRUIST FINL CORP COM 89832Q109 3,644 64,705 SH   SOLE   64,705 0 0
UNION PACIFIC CORP COM 907818108 205 1,134 SH   SOLE   1,134 0 0
UNITED TECHNOLOGIES CORP COM 913017109 422 2,821 SH   SOLE   2,821 0 0
UNITEDHEALTH GROUP INC COM 91324P102 86 293 SH   OTR   293 0 0
UNITEDHEALTH GROUP INC COM 91324P102 29,606 100,709 SH   SOLE   100,709 0 0
US BANCORP DEL COM NEW 902973304 439 7,398 SH   SOLE   7,398 0 0
V F CORP COM 918204108 21 215 SH   OTR   215 0 0
V F CORP COM 918204108 22,300 223,758 SH   SOLE   223,758 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 347 3,456 SH   SOLE   3,456 0 0
VANGUARD GROUP DIV APP ETF 921908844 810 6,501 SH   SOLE   6,501 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,783 12,059 SH   SOLE   12,059 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 23 140 SH   OTR   140 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 437 2,400 SH   SOLE   2,400 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 7,888 44,271 SH   SOLE   44,271 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 269 2,260 SH   SOLE   2,260 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 23 250 SH   OTR   250 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 25 140 SH   OTR   140 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9,038 97,404 SH   SOLE   97,404 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,855 65,536 SH   SOLE   65,536 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 586 3,583 SH   SOLE   3,583 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 378 3,000 SH   SOLE   3,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 2,213 31,806 SH   SOLE   31,806 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,528 124,317 SH   SOLE   124,317 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 24 530 SH   OTR   530 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,961 180,695 SH   SOLE   179,152 0 1,543
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 24 540 SH   OTR   540 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 890 9,500 SH   SOLE   9,500 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 232 1,211 SH   SOLE   1,211 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,447 7,635 SH   SOLE   7,635 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,460 5,961 SH   SOLE   5,961 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 12,265 199,754 SH   SOLE   199,547 0 207
VERIZON COMMUNICATIONS INC COM 92343V104 158 2,580 SH   OTR   2,580 0 0
VISA INC COM CL A 92826C839 794 4,223 SH   SOLE   4,193 0 30
VULCAN MATLS CO COM 929160109 218 1,512 SH   SOLE   1,512 0 0
WALMART INC COM 931142103 1,318 11,090 SH   SOLE   10,423 0 667
WELLS FARGO CO NEW COM 949746101 3,984 74,051 SH   SOLE   74,051 0 0
WELLS FARGO CO NEW COM 949746101 22 400 SH   OTR   400 0 0
WELLTOWER INC COM 95040Q104 5,457 66,727 SH   SOLE   66,727 0 0
WELLTOWER INC COM 95040Q104 95 1,160 SH   OTR   1,160 0 0
WESTROCK CO COM 96145D105 2,804 65,343 SH   SOLE   65,343 0 0
YUM BRANDS INC COM 988498101 754 7,481 SH   SOLE   7,481 0 0