The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   3,695,560 36,496 SH   SOLE   0 0 36,496
AMAZON COM INC COM 023135106   5,084,714 49,228 SH   SOLE   0 0 49,228
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794   1,392,548 23,998 SH   SOLE   0 0 23,998
AMERICAN EXPRESS CO COM 025816109   241,817 1,466 SH   SOLE   0 0 1,466
AMERICAN WTR WKS CO INC NEW COM 030420103   586,399 4,003 SH   SOLE   0 0 4,003
APPLE INC COM 037833100   23,401,581 141,914 SH   SOLE   0 0 141,914
BANK AMERICA CORP COM 060505104   246,402 8,615 SH   SOLE   0 0 8,615
BANK NEW YORK MELLON CORP COM 064058100   203,344 4,475 SH   SOLE   0 0 4,475
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,510,406 11,369 SH   SOLE   0 0 11,369
BOEING CO COM 097023105   265,750 1,251 SH   SOLE   0 0 1,251
BRISTOL-MYERS SQUIBB CO COM 110122108   235,030 3,391 SH   SOLE   0 0 3,391
BROWN FORMAN CORP CL B 115637209   2,008,246 31,247 SH   SOLE   0 0 31,247
CSX CORP COM 126408103   242,155 8,088 SH   SOLE   0 0 8,088
CVS HEALTH CORP COM 126650100   607,856 8,180 SH   SOLE   0 0 8,180
CATERPILLAR INC COM 149123101   671,826 2,936 SH   SOLE   0 0 2,936
CHEVRON CORP NEW COM 166764100   2,407,455 14,755 SH   SOLE   0 0 14,755
CLOROX CO DEL COM 189054109   288,235 1,822 SH   SOLE   0 0 1,822
COCA COLA CO COM 191216100   1,548,791 24,968 SH   SOLE   0 0 24,968
CUMMINS INC COM 231021106   220,167 922 SH   SOLE   0 0 922
DANAHER CORPORATION COM 235851102   245,103 972 SH   SOLE   0 0 972
DISNEY WALT CO COM 254687106   2,388,259 23,852 SH   SOLE   0 0 23,852
DOLLAR TREE INC COM 256746108   281,358 1,960 SH   SOLE   0 0 1,960
FS KKR CAP CORP COM 302635206   634,174 34,280 SH   SOLE   0 0 34,280
FORD MTR CO DEL COM 345370860   178,877 14,197 SH   SOLE   0 0 14,197
GRAINGER W W INC COM 384802104   655,058 951 SH   SOLE   0 0 951
HOME DEPOT INC COM 437076102   1,767,354 5,989 SH   SOLE   0 0 5,989
HONEYWELL INTL INC COM 438516106   2,256,304 11,806 SH   SOLE   0 0 11,806
INTEL CORP COM 458140100   709,333 21,712 SH   SOLE   0 0 21,712
INTERNATIONAL BUSINESS MACHS COM 459200101   307,383 2,345 SH   SOLE   0 0 2,345
ISHARES TR CORE S&P TTL STK 464287150   762,159 8,417 SH   SOLE   0 0 8,417
ISHARES TR CORE S&P500 ETF 464287200   2,805,549 6,825 SH   SOLE   0 0 6,825
ISHARES TR CORE US AGGBD ET 464287226   483,653 4,854 SH   SOLE   0 0 4,854
ISHARES TR MSCI EMG MKT ETF 464287234   217,931 5,523 SH   SOLE   0 0 5,523
ISHARES TR S&P 500 VAL ETF 464287408   232,252 1,530 SH   SOLE   0 0 1,530
ISHARES TR MSCI EAFE ETF 464287465   369,117 5,161 SH   SOLE   0 0 5,161
ISHARES TR RUS MD CP GR ETF 464287481   301,011 3,306 SH   SOLE   0 0 3,306
ISHARES TR RUS MID CAP ETF 464287499   329,113 4,707 SH   SOLE   0 0 4,707
ISHARES TR CORE S&P MCP ETF 464287507   1,824,166 7,292 SH   SOLE   0 0 7,292
ISHARES TR EXPND TEC SC ETF 464287549   6,608,487 19,476 SH   SOLE   0 0 19,476
ISHARES TR ISHARES BIOTECH 464287556   236,104 1,828 SH   SOLE   0 0 1,828
ISHARES TR RUS 1000 GRW ETF 464287614   1,106,082 4,527 SH   SOLE   0 0 4,527
ISHARES TR RUS 1000 ETF 464287622   204,959 910 SH   SOLE   0 0 910
ISHARES TR RUS 2000 VAL ETF 464287630   752,240 5,490 SH   SOLE   0 0 5,490
ISHARES TR RUS 2000 GRW ETF 464287648   260,389 1,148 SH   SOLE   0 0 1,148
ISHARES TR CORE S&P US GWT 464287671   620,591 6,991 SH   SOLE   0 0 6,991
ISHARES TR US HLTHCARE ETF 464287762   493,146 1,806 SH   SOLE   0 0 1,806
ISHARES TR CORE S&P SCP ETF 464287804   3,505,243 36,249 SH   SOLE   0 0 36,249
ISHARES TR CRE U S REIT ETF 464288521   3,782,338 75,046 SH   SOLE   0 0 75,046
ISHARES TR US AER DEF ETF 464288760   320,843 2,788 SH   SOLE   0 0 2,788
ISHARES TR U.S. MED DVC ETF 464288810   1,601,461 29,668 SH   SOLE   0 0 29,668
JOHNSON & JOHNSON COM 478160104   3,891,947 25,109 SH   SOLE   0 0 25,109
LKQ CORP COM 501889208   564,762 9,950 SH   SOLE   0 0 9,950
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104   72,850 11,750 SH   SOLE   0 0 11,750
LOCKHEED MARTIN CORP COM 539830109   780,398 1,651 SH   SOLE   0 0 1,651
LOWES COS INC COM 548661107   2,800,540 14,005 SH   SOLE   0 0 14,005
MCDONALDS CORP COM 580135101   6,770,838 24,215 SH   SOLE   0 0 24,215
MICROSOFT CORP COM 594918104   11,915,258 41,329 SH   SOLE   0 0 41,329
MONDELEZ INTL INC CL A 609207105   7,385,207 105,927 SH   SOLE   0 0 105,927
NRG ENERGY INC COM NEW 629377508   430,340 12,550 SH   SOLE   0 0 12,550
NORTHROP GRUMMAN CORP COM 666807102   252,082 546 SH   SOLE   0 0 546
NOVO-NORDISK A S ADR 670100205   1,635,800 10,279 SH   SOLE   0 0 10,279
PALO ALTO NETWORKS INC COM 697435105   1,019,473 5,104 SH   SOLE   0 0 5,104
PEPSICO INC COM 713448108   11,414,861 62,616 SH   SOLE   0 0 62,616
PFIZER INC COM 717081103   884,837 21,687 SH   SOLE   0 0 21,687
PHILIP MORRIS INTL INC COM 718172109   1,127,837 11,597 SH   SOLE   0 0 11,597
PROCTER AND GAMBLE CO COM 742718109   1,386,230 9,323 SH   SOLE   0 0 9,323
QUALCOMM INC COM 747525103   510,830 4,004 SH   SOLE   0 0 4,004
SANDY SPRING BANCORP INC COM 800363103   258,319 9,943 SH   SOLE   0 0 9,943
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   592,347 9,089 SH   SOLE   0 0 9,089
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   412,105 6,284 SH   SOLE   0 0 6,284
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,243,654 50,720 SH   SOLE   0 0 50,720
SCHWAB STRATEGIC TR US TIPS ETF 808524870   271,159 5,058 SH   SOLE   0 0 5,058
STRYKER CORPORATION COM 863667101   285,470 1,000 SH   SOLE   0 0 1,000
TJX COS INC NEW COM 872540109   244,078 3,115 SH   SOLE   0 0 3,115
THERMO FISHER SCIENTIFIC INC COM 883556102   724,330 1,257 SH   SOLE   0 0 1,257
US BANCORP DEL COM NEW 902973304   820,093 22,749 SH   SOLE   0 0 22,749
UNITED PARCEL SERVICE INC CL B 911312106   229,313 1,182 SH   SOLE   0 0 1,182
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   892,542 5,795 SH   SOLE   0 0 5,795
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   207,569 2,714 SH   SOLE   0 0 2,714
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   488,238 6,613 SH   SOLE   0 0 6,613
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,772,609 39,243 SH   SOLE   0 0 39,243
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,624,893 15,402 SH   SOLE   0 0 15,402
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   884,211 16,537 SH   SOLE   0 0 16,537
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   386,656 9,571 SH   SOLE   0 0 9,571
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   23,636,192 62,851 SH   SOLE   0 0 62,851
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   360,243 1,848 SH   SOLE   0 0 1,848
VANGUARD INDEX FDS SML CP GRW ETF 922908595   201,870 933 SH   SOLE   0 0 933
VANGUARD INDEX FDS MID CAP ETF 922908629   340,214 1,613 SH   SOLE   0 0 1,613
VANGUARD INDEX FDS GROWTH ETF 922908736   241,707 969 SH   SOLE   0 0 969
VANGUARD INDEX FDS VALUE ETF 922908744   970,030 7,024 SH   SOLE   0 0 7,024
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,412,791 49,656 SH   SOLE   0 0 49,656
WALMART INC COM 931142103   2,722,415 18,463 SH   SOLE   0 0 18,463
WELLS FARGO CO NEW COM 949746101   637,066 17,043 SH   SOLE   0 0 17,043
RAYTHEON TECHNOLOGIES CORP COM 75513E101   715,751 7,309 SH   SOLE   0 0 7,309
INVESCO QQQ TR UNIT SER 1 46090E103   4,035,051 12,573 SH   SOLE   0 0 12,573
TARGET CORP COM 87612E106   1,317,950 7,957 SH   SOLE   0 0 7,957
ABBVIE INC COM 00287Y109   822,638 5,162 SH   SOLE   0 0 5,162
ALPHABET INC CAP STK CL C 02079K107   1,768,520 17,005 SH   SOLE   0 0 17,005
ALPHABET INC CAP STK CL A 02079K305   2,566,993 24,747 SH   SOLE   0 0 24,747
AMERICAN TOWER CORP NEW COM 03027X100   202,024 989 SH   SOLE   0 0 989
APOLLO GLOBAL MGMT INC COM 03769M106   662,612 10,491 SH   SOLE   0 0 10,491
AURORA CANNABIS INC COM 05156X884   6,973 10,000 SH   SOLE   0 0 10,000
BLACKROCK INC COM 09247X101   2,710,597 4,051 SH   SOLE   0 0 4,051
BROADCOM INC COM 11135F101   845,550 1,318 SH   SOLE   0 0 1,318
CISCO SYS INC COM 17275R102   276,284 5,285 SH   SOLE   0 0 5,285
COMCAST CORP NEW CL A 20030N101   233,527 6,160 SH   SOLE   0 0 6,160
COMPASS DIVERSIFIED SH BEN INT 20451Q104   249,471 13,075 SH   SOLE   0 0 13,075
COSTCO WHSL CORP NEW COM 22160K105   2,149,460 4,326 SH   SOLE   0 0 4,326
CROWDSTRIKE HLDGS INC CL A 22788C105   287,285 2,093 SH   SOLE   0 0 2,093
DOMINION ENERGY INC COM 25746U109   295,604 5,287 SH   SOLE   0 0 5,287
ETF SER SOLUTIONS CLERSHS PITON IN 26922A131   469,314 5,091 SH   SOLE   0 0 5,091
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453   5,475,585 54,688 SH   SOLE   0 0 54,688
ETF MANAGERS TR PRIME MOBILE PAY 26924G409   409,824 9,835 SH   SOLE   0 0 9,835
EATON VANCE TAX-MANAGED GLOB COM 27829F108   98,904 12,664 SH   SOLE   0 0 12,664
EXELON CORP COM 30161N101   255,253 6,093 SH   SOLE   0 0 6,093
EXXON MOBIL CORP COM 30231G102   1,047,806 9,555 SH   SOLE   0 0 9,555
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   286,598 64,549 SH   SOLE   0 0 64,549
META PLATFORMS INC CL A 30303M102   473,262 2,233 SH   SOLE   0 0 2,233
FEDEX CORP COM 31428X106   326,834 1,430 SH   SOLE   0 0 1,430
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   829,828 12,404 SH   SOLE   0 0 12,404
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   349,399 14,432 SH   SOLE   0 0 14,432
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,420,732 50,114 SH   SOLE   0 0 50,114
GLOBAL X FDS INTERNET OF THNG 37954Y780   760,881 22,863 SH   SOLE   0 0 22,863
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   347,899 5,474 SH   SOLE   0 0 5,474
GOLDMAN SACHS GROUP INC COM 38141G104   456,318 1,395 SH   SOLE   0 0 1,395
ISHARES TR CORE MSCI EAFE 46432F842   1,885,525 28,205 SH   SOLE   0 0 28,205
ISHARES INC CORE MSCI EMKT 46434G103   311,231 6,379 SH   SOLE   0 0 6,379
ISHARES TR CORE DIV GRWTH 46434V621   272,344 5,448 SH   SOLE   0 0 5,448
JPMORGAN CHASE & CO COM 46625H100   1,409,822 10,819 SH   SOLE   0 0 10,819
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,539,611 28,198 SH   SOLE   0 0 28,198
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,232,368 44,363 SH   SOLE   0 0 44,363
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   1,525,620 33,835 SH   SOLE   0 0 33,835
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105   87,265 15,500 SH   SOLE   0 0 15,500
MASTERCARD INCORPORATED CL A 57636Q104   1,498,405 4,123 SH   SOLE   0 0 4,123
MERCK & CO INC COM 58933Y105   250,442 2,354 SH   SOLE   0 0 2,354
NEXTERA ENERGY INC COM 65339F101   232,936 3,022 SH   SOLE   0 0 3,022
NVIDIA CORPORATION COM 67066G104   3,903,225 14,052 SH   SOLE   0 0 14,052
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   252,168 4,524 SH   SOLE   0 0 4,524
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   305,097 8,955 SH   SOLE   0 0 8,955
OREILLY AUTOMOTIVE INC COM 67103H107   464,392 547 SH   SOLE   0 0 547
PUBLIC STORAGE COM 74460D109   856,520 2,835 SH   SOLE   0 0 2,835
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,765,709 11,641 SH   SOLE   0 0 11,641
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,142,352 2,492 SH   SOLE   0 0 2,492
SALESFORCE INC COM 79466L302   860,452 4,307 SH   SOLE   0 0 4,307
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   200,145 1,546 SH   SOLE   0 0 1,546
SELECT SECTOR SPDR TR ENERGY 81369Y506   263,151 3,177 SH   SOLE   0 0 3,177
TEGNA INC COM 87901J105   456,485 26,995 SH   SOLE   0 0 26,995
TESLA INC COM 88160R101   725,280 3,496 SH   SOLE   0 0 3,496
3M CO COM 88579Y101   206,132 1,961 SH   SOLE   0 0 1,961
UNITEDHEALTH GROUP INC COM 91324P102   1,245,004 2,634 SH   SOLE   0 0 2,634
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   281,613 1,070 SH   SOLE   0 0 1,070
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   2,869,828 14,830 SH   SOLE   0 0 14,830
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   2,328,085 9,763 SH   SOLE   0 0 9,763
VERIZON COMMUNICATIONS INC COM 92343V104   546,422 14,050 SH   SOLE   0 0 14,050
VISA INC COM CL A 92826C839   4,821,990 21,387 SH   SOLE   0 0 21,387
WP CAREY INC COM 92936U109   1,090,950 14,086 SH   SOLE   0 0 14,086
WASTE CONNECTIONS INC COM 94106B101   215,559 1,550 SH   SOLE   0 0 1,550
WASTE MGMT INC DEL COM 94106L109   5,528,131 33,880 SH   SOLE   0 0 33,880
XYLEM INC COM 98419M100   2,335,893 22,310 SH   SOLE   0 0 22,310
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   433,860 1,518 SH   SOLE   0 0 1,518