The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 383 3,958 SH   SOLE   0 0 3,958
AMERICAN EXPRESS CO COM 025816109 1,167 8,652 SH   SOLE   0 0 8,652
APPLE INC COM 037833100 1,959 14,173 SH   SOLE   0 0 14,173
AUTOMATIC DATA PROCESSING IN COM 053015103 790 3,491 SH   SOLE   0 0 3,491
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 282 1,055 SH   SOLE   0 0 1,055
BK OF AMERICA CORP COM 060505104 378 12,523 SH   SOLE   0 0 12,523
BOEING CO COM 097023105 269 2,221 SH   SOLE   0 0 2,221
CHEVRON CORP NEW COM 166764100 378 2,631 SH   SOLE   0 0 2,631
CISCO SYS INC COM 17275R102 237 5,913 SH   SOLE   0 0 5,913
COSTCO WHSL CORP NEW COM 22160K105 854 1,808 SH   SOLE   0 0 1,808
EDISON INTL COM 281020107 1,098 19,401 SH   SOLE   0 0 19,401
GENERAL MLS INC COM 370334104 258 3,365 SH   SOLE   0 0 3,365
GLOBAL X FDS US INFR DEV ETF 37954Y673 410 17,800 SH   SOLE   0 0 17,800
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 428 6,024 SH   SOLE   0 0 6,024
HOME DEPOT INC COM 437076102 449 1,625 SH   SOLE   0 0 1,625
INDEXIQ ETF TR CANDRIAM ESG US 45409B461 7,318 238,487 SH   SOLE   0 0 238,487
INDEXIQ ETF TR IQ CNDRM ESG INT 45409B453 212 10,051 SH   SOLE   0 0 10,051
INVESCO CALIF VALUE MUN INCO COM 46132H106 253 28,174 SH   SOLE   0 0 28,174
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 340 14,671 SH   SOLE   0 0 14,671
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 3,447 98,261 SH   SOLE   0 0 98,261
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 2,716 167,886 SH   SOLE   0 0 167,886
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 1,836 71,679 SH   SOLE   0 0 71,679
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 1,436 68,432 SH   SOLE   0 0 68,432
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 419 7,250 SH   SOLE   0 0 7,250
INVESCO EXCH TRD SLF IDX FD RAFI STRG US ETF 46138J726 2,534 109,053 SH   SOLE   0 0 109,053
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 4,461 32,146 SH   SOLE   0 0 32,146
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 1,948 13,366 SH   SOLE   0 0 13,366
INVESCO EXCHANGE TRADED FD T GLOBAL DRGN CN 46137V571 230 9,046 SH   SOLE   0 0 9,046
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,553 20,059 SH   SOLE   0 0 20,059
ISHARES INC CORE MSCI EMKT 46434G103 1,379 32,085 SH   SOLE   0 0 32,085
ISHARES TR CALIF MUN BD ETF 464288356 732 13,505 SH   SOLE   0 0 13,505
ISHARES TR CORE MSCI EAFE 46432F842 1,169 22,193 SH   SOLE   0 0 22,193
ISHARES TR CORE S&P MCP ETF 464287507 1,704 7,772 SH   SOLE   0 0 7,772
ISHARES TR CORE S&P SCP ETF 464287804 1,445 16,568 SH   SOLE   0 0 16,568
ISHARES TR CORE S&P US GWT 464287671 280 3,494 SH   SOLE   0 0 3,494
ISHARES TR CORE S&P500 ETF 464287200 6,916 19,283 SH   SOLE   0 0 19,283
ISHARES TR RUSSELL 2000 ETF 464287655 208 1,264 SH   SOLE   0 0 1,264
ISHARES TR S&P 500 GRWT ETF 464287309 586 10,135 SH   SOLE   0 0 10,135
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 244 5,460 SH   SOLE   0 0 5,460
JANUS DETROIT STR TR HENDERSON MTG 47103U852 260 5,765 SH   SOLE   0 0 5,765
JOHNSON & JOHNSON COM 478160104 379 2,319 SH   SOLE   0 0 2,319
LPL FINL HLDGS INC COM 50212V100 6,218 28,461 SH   SOLE   0 0 28,461
MCDONALDS CORP COM 580135101 660 2,861 SH   SOLE   0 0 2,861
MERCK & CO INC COM 58933Y105 218 2,534 SH   SOLE   0 0 2,534
MICROSOFT CORP COM 594918104 2,734 11,741 SH   SOLE   0 0 11,741
NIKE INC CL B 654106103 299 3,594 SH   SOLE   0 0 3,594
NORTHROP GRUMMAN CORP COM 666807102 501 1,065 SH   SOLE   0 0 1,065
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 437 18,643 SH   SOLE   0 0 18,643
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 641 58,435 SH   SOLE   0 0 58,435
OUTLOOK THERAPEUTICS INC COM NEW 69012T206 20 16,400 SH   SOLE   0 0 16,400
PALO ALTO NETWORKS INC COM 697435105 285 1,737 SH   SOLE   0 0 1,737
PEPSICO INC COM 713448108 663 4,064 SH   SOLE   0 0 4,064
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 133 12,654 SH   SOLE   0 0 12,654
PROLOGIS INC. COM 74340W103 365 3,592 SH   SOLE   0 0 3,592
PRUDENTIAL FINL INC COM 744320102 325 3,793 SH   SOLE   0 0 3,793
RAYTHEON TECHNOLOGIES CORP COM 75513E101 330 4,037 SH   SOLE   0 0 4,037
SELECT SECTOR SPDR TR ENERGY 81369Y506 330 4,580 SH   SOLE   0 0 4,580
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3,396 94,298 SH   SOLE   0 0 94,298
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 247 2,039 SH   SOLE   0 0 2,039
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 540 4,548 SH   SOLE   0 0 4,548
SEMPRA COM 816851109 230 1,535 SH   SOLE   0 0 1,535
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 270 4,839 SH   SOLE   0 0 4,839
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 32,780 1,270,531 SH   SOLE   0 0 1,270,531
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 20,012 644,709 SH   SOLE   0 0 644,709
SPDR SER TR BBG CONV SEC ETF 78464A359 370 5,842 SH   SOLE   0 0 5,842
SPDR SER TR PORT MTG BK ETF 78464A383 30,978 1,444,175 SH   SOLE   0 0 1,444,175
SPDR SER TR PORTFLI HIGH YLD 78468R606 15,459 708,464 SH   SOLE   0 0 708,464
SPDR SER TR PORTFLI INTRMDIT 78464A672 2,763 98,213 SH   SOLE   0 0 98,213
SPDR SER TR PORTFLI TIPS ETF 78464A656 1,353 53,352 SH   SOLE   0 0 53,352
SPDR SER TR PORTFOLI S&P1500 78464A805 1,851 41,956 SH   SOLE   0 0 41,956
SPDR SER TR PORTFOLIO AGRGTE 78464A649 33,319 1,335,444 SH   SOLE   0 0 1,335,444
SPDR SER TR PORTFOLIO LN TSR 78464A664 2,631 88,775 SH   SOLE   0 0 88,775
SPDR SER TR PORTFOLIO S&P400 78464A847 5,354 138,860 SH   SOLE   0 0 138,860
SPDR SER TR PORTFOLIO S&P500 78464A854 74,401 1,771,866 SH   SOLE   0 0 1,771,866
SPDR SER TR PORTFOLIO S&P600 78468R853 7,642 224,363 SH   SOLE   0 0 224,363
SPDR SER TR PORTFOLIO SH TSR 78468R101 1,657 57,313 SH   SOLE   0 0 57,313
SPDR SER TR PORTFOLIO SHORT 78464A474 1,360 46,551 SH   SOLE   0 0 46,551
SPDR SER TR PRTFLO S&P500 GW 78464A409 35,794 714,452 SH   SOLE   0 0 714,452
SPDR SER TR PRTFLO S&P500 VL 78464A508 45,836 1,328,972 SH   SOLE   0 0 1,328,972
SPDR SER TR S&P 400 MDCP GRW 78464A821 7,749 128,396 SH   SOLE   0 0 128,396
SPDR SER TR S&P 400 MDCP VAL 78464A839 17,181 297,145 SH   SOLE   0 0 297,145
SPDR SER TR S&P 500 ESG ETF 78468R531 248 7,296 SH   SOLE   0 0 7,296
SPDR SER TR S&P 600 SMCP GRW 78464A201 14,490 212,716 SH   SOLE   0 0 212,716
SPDR SER TR S&P 600 SMCP VAL 78464A300 40,130 597,703 SH   SOLE   0 0 597,703
SPDR SER TR SSGA US LRG ETF 78468R804 836 6,771 SH   SOLE   0 0 6,771
TESLA INC COM 88160R101 386 1,456 SH   SOLE   0 0 1,456
UNITED PARCEL SERVICE INC CL B 911312106 552 3,415 SH   SOLE   0 0 3,415
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 208 7,934 SH   SOLE   0 0 7,934
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 399 17,489 SH   SOLE   0 0 17,489
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 901 4,320 SH   SOLE   0 0 4,320
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 801 6,454 SH   SOLE   0 0 6,454
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 916 19,193 SH   SOLE   0 0 19,193
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,320 10,383 SH   SOLE   0 0 10,383
VANGUARD INDEX FDS MID CAP ETF 922908629 283 1,505 SH   SOLE   0 0 1,505
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 655 8,172 SH   SOLE   0 0 8,172
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,728 26,587 SH   SOLE   0 0 26,587
VANGUARD INDEX FDS SMALL CP ETF 922908751 310 1,814 SH   SOLE   0 0 1,814
VANGUARD INDEX FDS VALUE ETF 922908744 212 1,718 SH   SOLE   0 0 1,718
VISA INC COM CL A 92826C839 640 3,601 SH   SOLE   0 0 3,601
WALMART INC COM 931142103 407 3,140 SH   SOLE   0 0 3,140
WASTE MGMT INC DEL COM 94106L109 568 3,548 SH   SOLE   0 0 3,548
WISDOMTREE TR GLB US QTLY DIV 97717W844 2,708 98,498 SH   SOLE   0 0 98,498
WISDOMTREE TR US HIGH DIVIDEND 97717W208 881 11,618 SH   SOLE   0 0 11,618
WISDOMTREE TR YIELD ENHANCD US 97717X511 12,696 300,710 SH   SOLE   0 0 300,710