The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,881 10,763 SH   SOLE   1,130 0 9,633
ABBOTT LABS COM 002824100 2,152 19,651 SH   SOLE   2,954 0 16,697
ABBVIE INC COM 00287Y109 2,279 21,273 SH   SOLE   1,238 0 20,035
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,446 5,536 SH   SOLE   1,020 0 4,516
AIR PRODS & CHEMS INC COM 009158106 205 750 SH   SOLE   0 0 750
ALPHABET INC CAP STK CL C 02079K107 4,374 2,497 SH   SOLE   170 0 2,327
ALPHABET INC CAP STK CL A 02079K305 1,530 873 SH   SOLE   115 0 758
ALTRIA GROUP INC COM 02209S103 210 5,125 SH   SOLE   0 0 5,125
AMAZON COM INC COM 023135106 1,068 328 SH   SOLE   0 0 328
AMGEN INC COM 031162100 571 2,482 SH   SOLE   0 0 2,482
APPLE INC COM 037833100 18,640 140,480 SH   SOLE   4,668 0 135,812
AT&T INC COM 00206R102 5,527 192,160 SH   SOLE   4,921 0 187,239
AUTOMATIC DATA PROCESSING IN COM 053015103 1,003 5,693 SH   SOLE   800 0 4,893
BAXTER INTL INC COM 071813109 838 10,443 SH   SOLE   675 0 9,768
BECTON DICKINSON & CO COM 075887109 888 3,551 SH   SOLE   75 0 3,476
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,269 18,413 SH   SOLE   1,577 0 16,836
BK OF AMERICA CORP COM 060505104 587 19,379 SH   SOLE   0 0 19,379
BLACKROCK INC COM 09247X101 790 1,095 SH   SOLE   170 0 925
BRISTOL-MYERS SQUIBB CO COM 110122108 1,492 24,051 SH   SOLE   1,295 0 22,756
BROOKDALE SR LIVING INC COM 112463104 48 10,771 SH   SOLE   0 0 10,771
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 6,721 136,048 SH   SOLE   4,524 0 131,524
BROWN FORMAN CORP CL B 115637209 456 5,740 SH   SOLE   0 0 5,740
CAPSTAR FINL HLDGS INC COM 14070T102 202 13,713 SH   SOLE   0 0 13,713
CAREDX INC COM 14167L103 223 3,073 SH   SOLE   0 0 3,073
CARRIER GLOBAL CORPORATION COM 14448C104 227 6,027 SH   SOLE   550 0 5,477
CHART INDS INC COM PAR $0.01 16115Q308 426 3,617 SH   SOLE   0 0 3,617
CHEVRON CORP NEW COM 166764100 6,087 72,084 SH   SOLE   3,414 0 68,670
CHUBB LIMITED COM H1467J104 1,311 8,515 SH   SOLE   0 0 8,515
CISCO SYS INC COM 17275R102 1,931 43,147 SH   SOLE   2,750 0 40,397
CLOROX CO DEL COM 189054109 510 2,528 SH   SOLE   0 0 2,528
COCA COLA CO COM 191216100 1,943 35,437 SH   SOLE   1,315 0 34,122
COLGATE PALMOLIVE CO COM 194162103 308 3,601 SH   SOLE   175 0 3,426
COMCAST CORP NEW CL A 20030N101 221 4,220 SH   SOLE   0 0 4,220
COSTCO WHSL CORP NEW COM 22160K105 2,637 7,000 SH   SOLE   515 0 6,485
CSX CORP COM 126408103 1,232 13,576 SH   SOLE   0 0 13,576
DANAHER CORPORATION COM 235851102 3,161 14,229 SH   SOLE   1,844 0 12,385
DIAGEO PLC SPON ADR NEW 25243Q205 1,887 11,879 SH   SOLE   1,105 0 10,774
DISNEY WALT CO COM 254687106 1,394 7,694 SH   SOLE   125 0 7,569
DUKE ENERGY CORP NEW COM NEW 26441C204 10,460 114,237 SH   SOLE   5,469 0 108,768
EATON CORP PLC SHS G29183103 230 1,915 SH   SOLE   0 0 1,915
ECOLAB INC COM 278865100 860 3,975 SH   SOLE   950 0 3,025
EMERSON ELEC CO COM 291011104 4,568 56,833 SH   SOLE   5,440 0 51,393
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100 330 36,147 SH   SOLE   0 0 36,147
ENTERPRISE PRODS PARTNERS L COM 293792107 6,394 326,411 SH   SOLE   8,443 0 317,968
EXXON MOBIL CORP COM 30231G102 1,421 34,469 SH   SOLE   1,337 0 33,132
FACEBOOK INC CL A 30303M102 669 2,450 SH   SOLE   0 0 2,450
FEDEX CORP COM 31428X106 628 2,420 SH   SOLE   0 0 2,420
FIRST HORIZON CORPORATION COM 320517105 526 41,209 SH   SOLE   0 0 41,209
FORTIVE CORP COM 34959J108 243 3,437 SH   SOLE   300 0 3,137
GENERAL DYNAMICS CORP COM 369550108 217 1,455 SH   SOLE   0 0 1,455
GENERAL MLS INC COM 370334104 1,526 25,950 SH   SOLE   0 0 25,950
GRAN TIERRA ENERGY INC COM 38500T101 7 19,000 SH   SOLE   0 0 19,000
HASBRO INC COM 418056107 1,613 17,242 SH   SOLE   550 0 16,692
HCA HEALTHCARE INC COM 40412C101 7,140 43,414 SH   SOLE   0 0 43,414
HOME DEPOT INC COM 437076102 1,238 4,662 SH   SOLE   0 0 4,662
HONEYWELL INTL INC COM 438516106 1,129 5,310 SH   SOLE   0 0 5,310
ILLINOIS TOOL WKS INC COM 452308109 385 1,887 SH   SOLE   0 0 1,887
INTEL CORP COM 458140100 3,466 69,573 SH   SOLE   6,900 0 62,673
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,170 38,592 SH   SOLE   600 0 37,992
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 439 10,354 SH   SOLE   0 0 10,354
INVESCO QQQ TR UNIT SER 1 46090E103 2,829 9,017 SH   SOLE   850 0 8,167
ISHARES INC MSCI EMERG MRKT 464286533 675 11,045 SH   SOLE   900 0 10,145
ISHARES INC CORE MSCI EMKT 46434G103 8,955 144,348 SH   SOLE   7,213 0 137,135
ISHARES TR SELECT DIVID ETF 464287168 283 2,946 SH   SOLE   0 0 2,946
ISHARES TR TIPS BD ETF 464287176 4,819 37,749 SH   SOLE   2,900 0 34,849
ISHARES TR CORE S&P500 ETF 464287200 371 988 SH   SOLE   0 0 988
ISHARES TR S&P 500 GRWT ETF 464287309 257 4,020 SH   SOLE   0 0 4,020
ISHARES TR 1 3 YR TREAS BD 464287457 767 8,877 SH   SOLE   0 0 8,877
ISHARES TR MSCI EAFE ETF 464287465 996 13,648 SH   SOLE   0 0 13,648
ISHARES TR RUS 1000 VAL ETF 464287598 646 4,727 SH   SOLE   0 0 4,727
ISHARES TR RUS 1000 GRW ETF 464287614 794 3,292 SH   SOLE   0 0 3,292
ISHARES TR RUSSELL 2000 ETF 464287655 638 3,253 SH   SOLE   0 0 3,253
ISHARES TR MSCI ACWI EX US 464288240 377 7,100 SH   SOLE   0 0 7,100
ISHARES TR ISHS 1-5YR INVS 464288646 1,791 32,466 SH   SOLE   2,917 0 29,549
ISHARES TR SHORT TREAS BD 464288679 712 6,442 SH   SOLE   0 0 6,442
ISHARES TR US REGNL BKS ETF 464288778 213 4,700 SH   SOLE   1,400 0 3,300
ISHARES TR A RATE CP BD ETF 46429B291 215 3,671 SH   SOLE   300 0 3,371
ISHARES TR FLTG RATE NT ETF 46429B655 212 4,175 SH   SOLE   0 0 4,175
ISHARES TR MSCI EAFE MIN VL 46429B689 4,311 58,722 SH   SOLE   1,578 0 57,144
ISHARES TR MSCI USA QLT FCT 46432F339 5,016 43,166 SH   SOLE   555 0 42,611
ISHARES TR MSCI INTL QUALTY 46434V456 3,363 94,321 SH   SOLE   5,000 0 89,321
ISHARES TR TRS FLT RT BD 46434V860 1,206 23,990 SH   SOLE   2,250 0 21,740
ISHARES TR 0-3 MNTH TREASRY 46436E718 5,752 57,515 SH   SOLE   4,976 0 52,539
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 21,069 414,826 SH   SOLE   16,498 0 398,328
JOHNSON & JOHNSON COM 478160104 8,108 51,519 SH   SOLE   2,803 0 48,716
JPMORGAN CHASE & CO COM 46625H100 6,612 52,036 SH   SOLE   3,561 0 48,475
KIMBERLY-CLARK CORP COM 494368103 2,691 19,955 SH   SOLE   1,025 0 18,930
KOSMOS ENERGY LTD COM 500688106 60 25,423 SH   SOLE   0 0 25,423
L3HARRIS TECHNOLOGIES INC COM 502431109 417 2,205 SH   SOLE   0 0 2,205
LILLY ELI & CO COM 532457108 880 5,211 SH   SOLE   112 0 5,099
LIQTECH INTL INC COM 53632A201 159 19,892 SH   SOLE   0 0 19,892
LOCKHEED MARTIN CORP COM 539830109 3,012 8,486 SH   SOLE   490 0 7,996
LOWES COS INC COM 548661107 442 2,755 SH   SOLE   550 0 2,205
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,420 15,496 SH   SOLE   725 0 14,771
M & T BK CORP COM 55261F104 2,440 19,167 SH   SOLE   1,540 0 17,627
MAGNITE INC COM 55955D100 4,962 161,573 SH   SOLE   0 0 161,573
MCDONALDS CORP COM 580135101 3,774 17,587 SH   SOLE   1,455 0 16,132
MERCK & CO. INC COM 58933Y105 7,249 88,615 SH   SOLE   5,775 0 82,840
MFS INTER INCOME TR SH BEN INT 55273C107 38 10,000 SH   SOLE   0 0 10,000
MICROCHIP TECHNOLOGY INC. COM 595017104 824 5,964 SH   SOLE   200 0 5,764
MICROSOFT CORP COM 594918104 13,677 61,493 SH   SOLE   4,055 0 57,438
MOLECULIN BIOTECH INC COM 60855D101 10 12,000 SH   SOLE   0 0 12,000
MONDELEZ INTL INC CL A 609207105 916 15,658 SH   SOLE   2,637 0 13,021
MOODYS CORP COM 615369105 232 800 SH   SOLE   0 0 800
NATIONAL HEALTH INVS INC COM 63633D104 232 3,352 SH   SOLE   0 0 3,352
NEXTERA ENERGY INC COM 65339F101 354 4,584 SH   SOLE   0 0 4,584
NIKE INC CL B 654106103 3,248 22,958 SH   SOLE   1,950 0 21,008
NOVARTIS AG SPONSORED ADR 66987V109 3,373 35,716 SH   SOLE   2,925 0 32,791
NOVO-NORDISK A S ADR 670100205 935 13,383 SH   SOLE   0 0 13,383
NUCOR CORP COM 670346105 1,181 22,211 SH   SOLE   500 0 21,711
OGE ENERGY CORP COM 670837103 6,955 218,289 SH   SOLE   9,100 0 209,189
OLD REP INTL CORP COM 680223104 602 30,534 SH   SOLE   0 0 30,534
ORACLE CORP COM 68389X105 1,002 15,496 SH   SOLE   1,100 0 14,396
PAYCHEX INC COM 704326107 5,222 56,042 SH   SOLE   4,215 0 51,827
PEPSICO INC COM 713448108 5,493 37,037 SH   SOLE   3,392 0 33,645
PFIZER INC COM 717081103 3,382 91,890 SH   SOLE   1,700 0 90,190
PHILLIPS 66 COM 718546104 254 3,637 SH   SOLE   0 0 3,637
PINNACLE FINL PARTNERS INC COM 72346Q104 939 14,583 SH   SOLE   0 0 14,583
POTLATCHDELTIC CORPORATION COM 737630103 255 5,100 SH   SOLE   2,300 0 2,800
PRICE T ROWE GROUP INC COM 74144T108 297 1,960 SH   SOLE   0 0 1,960
PROCTER AND GAMBLE CO COM 742718109 9,488 68,191 SH   SOLE   5,745 0 62,446
PROGRESSIVE CORP COM 743315103 311 3,150 SH   SOLE   0 0 3,150
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 884 15,157 SH   SOLE   800 0 14,357
QUALCOMM INC COM 747525103 1,224 8,036 SH   SOLE   0 0 8,036
RAYTHEON TECHNOLOGIES CORP COM 75513E101 808 11,298 SH   SOLE   1,275 0 10,023
RENASANT CORP COM 75970E107 273 8,094 SH   SOLE   0 0 8,094
SALESFORCE COM INC COM 79466L302 223 1,000 SH   SOLE   0 0 1,000
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,891 20,781 SH   SOLE   0 0 20,781
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,077 34,883 SH   SOLE   0 0 34,883
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 967 10,866 SH   SOLE   0 0 10,866
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,200 116,643 SH   SOLE   3,900 0 112,743
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 611 5,385 SH   SOLE   240 0 5,145
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 2,587 70,774 SH   SOLE   1,404 0 69,370
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,204 19,205 SH   SOLE   100 0 19,105
SOUTHERN CO COM 842587107 2,252 36,666 SH   SOLE   1,375 0 35,291
SOUTHWEST AIRLS CO COM 844741108 1,662 35,661 SH   SOLE   0 0 35,661
SPDR S&P 500 ETF TR TR UNIT 78462F103 978 2,617 SH   SOLE   0 0 2,617
SPDR SER TR BLOMBERG BRC INV 78468R200 318 10,410 SH   SOLE   0 0 10,410
STONEX GROUP INC COM 861896108 2,503 43,222 SH   SOLE   0 0 43,222
STRYKER CORPORATION COM 863667101 912 3,720 SH   SOLE   150 0 3,570
SYSCO CORP COM 871829107 522 7,036 SH   SOLE   0 0 7,036
TARGET CORP COM 87612E106 289 1,637 SH   SOLE   200 0 1,437
TESLA INC COM 88160R101 300 425 SH   SOLE   0 0 425
TITAN MED INC COM NEW 88830X819 19 11,358 SH   SOLE   0 0 11,358
TRUIST FINL CORP COM 89832Q109 1,381 28,805 SH   SOLE   1,550 0 27,255
UNION PAC CORP COM 907818108 235 1,129 SH   SOLE   0 0 1,129
UNITED PARCEL SERVICE INC CL B 911312106 6,187 36,740 SH   SOLE   1,700 0 35,040
UNITEDHEALTH GROUP INC COM 91324P102 3,699 10,549 SH   SOLE   850 0 9,699
US BANCORP DEL COM NEW 902973304 4,374 93,878 SH   SOLE   4,625 0 89,253
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 524 2,400 SH   SOLE   0 0 2,400
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 814 9,234 SH   SOLE   350 0 8,884
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,157 6,275 SH   SOLE   0 0 6,275
VANGUARD INDEX FDS SM CP VAL ETF 922908611 799 5,618 SH   SOLE   420 0 5,198
VANGUARD INDEX FDS MID CAP ETF 922908629 11,323 54,761 SH   SOLE   1,095 0 53,666
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,102 6,690 SH   SOLE   1,550 0 5,140
VANGUARD INDEX FDS GROWTH ETF 922908736 43,499 171,704 SH   SOLE   4,481 0 167,223
VANGUARD INDEX FDS VALUE ETF 922908744 34,628 291,090 SH   SOLE   9,088 0 282,002
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,040 25,890 SH   SOLE   572 0 25,318
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,234 16,615 SH   SOLE   0 0 16,615
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 10,158 174,052 SH   SOLE   13,675 0 160,377
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,201 183,611 SH   SOLE   5,986 0 177,625
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 252 4,188 SH   SOLE   0 0 4,188
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 7,865 127,672 SH   SOLE   8,018 0 119,654
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 252 3,025 SH   SOLE   0 0 3,025
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,457 52,819 SH   SOLE   650 0 52,169
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 23,029 487,791 SH   SOLE   18,800 0 468,991
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 8,480 92,664 SH   SOLE   3,875 0 88,789
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 450 2,590 SH   SOLE   0 0 2,590
VERIZON COMMUNICATIONS INC COM 92343V104 14,981 255,001 SH   SOLE   10,018 0 244,983
VISA INC COM CL A 92826C839 848 3,875 SH   SOLE   0 0 3,875
VONAGE HLDGS CORP COM 92886T201 468 36,332 SH   SOLE   0 0 36,332
WALGREENS BOOTS ALLIANCE INC COM 931427108 275 6,900 SH   SOLE   350 0 6,550
WALMART INC COM 931142103 3,058 21,213 SH   SOLE   1,905 0 19,308
WASTE MGMT INC DEL COM 94106L109 2,423 20,545 SH   SOLE   1,535 0 19,010
WATERS CORP COM 941848103 210 850 SH   SOLE   0 0 850
WELLS FARGO CO NEW COM 949746101 629 20,836 SH   SOLE   1,211 0 19,625
WESTPORT FUEL SYSTEMS INC COM NEW 960908309 638 119,620 SH   SOLE   0 0 119,620
WEX INC COM 96208T104 392 1,925 SH   SOLE   0 0 1,925
WEYERHAEUSER CO MTN BE COM NEW 962166104 4,634 138,193 SH   SOLE   6,890 0 131,303
XCEL ENERGY INC COM 98389B100 275 4,125 SH   SOLE   0 0 4,125
YUM BRANDS INC COM 988498101 402 3,699 SH   SOLE   364 0 3,335