The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COMMON STOCK 002824100   2,839,683 24,984 SH   DFND 1 23,384 0 1,600
ABBOTT LABORATORIES COMMON STOCK 002824100   386,444 3,400 SH   OTR 1 3,400 0 0
ABBVIE INC COMMON STOCK 00287Y109   5,522,917 30,329 SH   DFND 1 28,729 0 1,600
ABBVIE INC COMMON STOCK 00287Y109   625,878 3,437 SH   OTR 1 3,437 0 0
ACADIA HEALTHCARE CO INC. COMMON STOCK 00404A109   1,648,570 20,810 SH   DFND 1 20,810 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   3,370,228 6,679 SH   DFND 1 6,679 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   3,369,026 18,666 SH   DFND 1 18,666 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106   1,012,932 4,181 SH   DFND 1 4,181 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014491104   223,448 13,567 SH   DFND 1 13,567 0 0
ALLSTATE CORP COMMON STOCK 020002101   1,326,815 7,669 SH   DFND 1 7,669 0 0
ALPHABET INC COMMON STOCK 02079K107   9,169,859 60,225 SH   DFND 1 60,225 0 0
ALPHABET INC COMMON STOCK 02079K107   365,424 2,400 SH   OTR 1 2,400 0 0
ALPHABET INC COMMON STOCK 02079K305   9,069,388 60,090 SH   DFND 1 60,090 0 0
ALPHABET INC COMMON STOCK 02079K305   362,232 2,400 SH   OTR 1 2,400 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   206,061 4,724 SH   DFND 1 4,724 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   26,172 600 SH   OTR 1 600 0 0
AMAZON.COM INC COMMON STOCK 023135106   15,409,504 85,428 SH   DFND 1 85,428 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101   485,520 5,639 SH   DFND 1 5,639 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   1,595,426 7,007 SH   DFND 1 7,007 0 0
AMETEK INC COMMON STOCK 031100100   609,423 3,332 SH   DFND 1 3,332 0 0
AMGEN INC COMMON STOCK 031162100   1,260,958 4,435 SH   DFND 1 4,435 0 0
AMPHENOL CORP COMMON STOCK 032095101   869,970 7,542 SH   DFND 1 7,542 0 0
APPLE INC COMMON STOCK 037833100   28,838,818 168,176 SH   DFND 1 168,176 0 0
APPLE INC COMMON STOCK 037833100   1,908,744 11,131 SH   OTR 1 11,131 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105   459,891 2,230 SH   DFND 1 2,230 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105   41,246 200 SH   OTR 1 200 0 0
ARCHER-DANIELS MIDLAND CO COMMON STOCK 039483102   220,714 3,514 SH   DFND 1 3,514 0 0
ARISTA NETWORKS INC COMMON STOCK 040413106   361,605 1,247 SH   DFND 1 1,247 0 0
ASTRAZENECA COMMON STOCK 046353108   729,335 10,765 SH   DFND 1 10,765 0 0
AUTOLIV INC COMMON STOCK 052800109   280,602 2,330 SH   DFND 1 2,330 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   1,442,997 5,778 SH   DFND 1 5,778 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   509,470 2,040 SH   OTR 1 2,040 0 0
AUTOZONE INC COMMON STOCK 053332102   813,130 258 SH   DFND 1 258 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   6,344,626 101,693 SH   DFND 1 101,693 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   355,873 5,704 SH   OTR 1 5,704 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109   235,819 953 SH   DFND 1 953 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   7,272,479 17,294 SH   DFND 1 17,294 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   21,026 50 SH   OTR 1 50 0 0
BLACKROCK INC COMMON STOCK 09247X101   1,651,569 1,981 SH   DFND 1 1,981 0 0
BLACKROCK INC COMMON STOCK 09247X101   137,561 165 SH   OTR 1 165 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108   228,557 63 SH   DFND 1 63 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107   2,063,950 30,135 SH   DFND 1 30,135 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   667,516 12,309 SH   DFND 1 12,309 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   303,688 5,600 SH   OTR 1 5,600 0 0
BROADCOM INC COMMON STOCK 11135F101   1,770,745 1,336 SH   DFND 1 1,336 0 0
BURLINGTON STORES INC. COMMON STOCK 122017106   721,416 3,107 SH   DFND 1 3,107 0 0
CME GROUP INC COMMON STOCK 12572Q105   297,742 1,383 SH   DFND 1 1,383 0 0
CSX CORP COMMON STOCK 126408103   385,899 10,410 SH   DFND 1 10,410 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100   216,388 2,713 SH   DFND 1 2,713 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100   159,520 2,000 SH   OTR 1 2,000 0 0
CADENCE DESIGN SYSTEMS INC COMMON STOCK 127387108   583,649 1,875 SH   DFND 1 1,875 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104   680,647 11,709 SH   DFND 1 11,709 0 0
CATERPILLAR INC COMMON STOCK 149123101   4,856,296 13,253 SH   DFND 1 13,253 0 0
CATERPILLAR INC COMMON STOCK 149123101   952,718 2,600 SH   OTR 1 2,600 0 0
CHEVRON CORP COMMON STOCK 166764100   5,134,594 32,551 SH   DFND 1 32,551 0 0
CISCO SYSTEMS COMMON STOCK 17275R102   2,151,971 43,117 SH   DFND 1 43,117 0 0
CINTAS CORP COMMON STOCK 172908105   309,164 450 SH   DFND 1 450 0 0
CITIGROUP INC COMMON STOCK 172967424   570,993 9,029 SH   DFND 1 9,029 0 0
CITIGROUP INC COMMON STOCK 172967424   31,620 500 SH   OTR 1 500 0 0
COCA COLA CO COMMON STOCK 191216100   3,534,675 57,775 SH   DFND 1 57,775 0 0
COCA COLA CO COMMON STOCK 191216100   367,080 6,000 SH   OTR 1 6,000 0 0
COMCAST CORP COMMON STOCK 20030N101   232,791 5,370 SH   DFND 1 5,370 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   2,307,333 18,128 SH   DFND 1 18,128 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   50,912 400 SH   OTR 1 400 0 0
COPART INC COMMON STOCK 217204106   243,264 4,200 SH   DFND 1 4,200 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   1,193,454 1,629 SH   DFND 1 1,629 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   6,594 9 SH   OTR 1 9 0 0
DANAHER CORP COMMON STOCK 235851102   2,512,180 10,060 SH   DFND 1 10,060 0 0
DEERE & CO COMMON STOCK 244199105   414,437 1,009 SH   DFND 1 1,009 0 0
DEXCOM INC COMMON STOCK 252131107   1,525,700 11,000 SH   DFND 1 11,000 0 0
DIAGEO PLC COMMON STOCK 25243Q205   381,074 2,562 SH   DFND 1 2,562 0 0
DIAMONDBACK ENERGY INC. COMMON STOCK 25278X109   765,133 3,861 SH   DFND 1 3,861 0 0
DISNEY WALT CO COMMON STOCK 254687106   1,395,887 11,408 SH   DFND 1 11,408 0 0
DISNEY WALT CO COMMON STOCK 254687106   48,944 400 SH   OTR 1 400 0 0
DRAFTKINGS INC COMMON STOCK 26142V105   748,946 16,493 SH   DFND 1 16,493 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   1,057,814 10,938 SH   DFND 1 10,938 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   396,771 5,175 SH   DFND 1 5,175 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   15,334 200 SH   OTR 1 200 0 0
EOG RESOURCES INC COMMON STOCK 26875P101   312,309 2,443 SH   DFND 1 2,443 0 0
EMBRAER SA COMMON STOCK 29082A107   1,155,244 43,365 SH   DFND 1 43,365 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   934,014 8,235 SH   DFND 1 8,235 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   351,602 3,100 SH   OTR 1 3,100 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   5,141,411 44,231 SH   DFND 1 43,207 0 1,024
EXXON MOBIL CORP COMMON STOCK 30231G102   430,088 3,700 SH   OTR 1 3,700 0 0
META PLATFORMS INC COMMON STOCK 30303M102   10,381,704 21,380 SH   DFND 1 21,380 0 0
FASTENAL CO COMMON STOCK 311900104   528,255 6,848 SH   DFND 1 6,848 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100   226,234 6,080 SH   DFND 1 6,080 0 0
FIRSTENERGY CORP COMMON STOCK 337932107   760,237 19,685 SH   DFND 1 19,685 0 0
GFL ENVIRONMENTAL INC COMMON STOCK 36168Q104   773,367 22,416 SH   DFND 1 22,416 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   2,656,536 9,404 SH   DFND 1 9,404 0 0
GENERAL MILLS INC COMMON STOCK 370334104   973,634 13,915 SH   DFND 1 13,915 0 0
GENERAL MILLS INC COMMON STOCK 370334104   279,880 4,000 SH   OTR 1 4,000 0 0
GENUINE PARTS CO COMMON STOCK 372460105   356,339 2,300 SH   OTR 1 2,300 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   768,469 10,491 SH   DFND 1 10,491 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   36,625 500 SH   OTR 1 500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   1,918,867 4,594 SH   DFND 1 4,594 0 0
GRAINGER W W INC COMMON STOCK 384802104   363,176 357 SH   DFND 1 357 0 0
HARLEY-DAVIDSON COMMON STOCK 412822108   246,213 5,629 SH   DFND 1 5,629 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   813,791 7,897 SH   DFND 1 7,897 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   103,050 1,000 SH   OTR 1 1,000 0 0
HEICO CORP COMMON STOCK 422806208   1,507,840 9,795 SH   DFND 1 9,795 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,679,401 4,378 SH   DFND 1 4,378 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,419,320 3,700 SH   OTR 1 3,700 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   9,574,918 46,650 SH   DFND 1 46,650 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   626,423 3,052 SH   OTR 1 3,052 0 0
HUMANA INC COMMON STOCK 444859102   312,048 900 SH   DFND 1 900 0 0
IDEXX LABORATORIES INC COMMON STOCK 45168D104   1,727,776 3,200 SH   DFND 1 3,200 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   2,124,101 7,916 SH   DFND 1 7,916 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   670,825 2,500 SH   OTR 1 2,500 0 0
INTEL CORP COMMON STOCK 458140100   1,575,057 35,659 SH   DFND 1 35,659 0 0
INTEL CORP COMMON STOCK 458140100   53,004 1,200 SH   OTR 1 1,200 0 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104   454,481 3,307 SH   DFND 1 3,307 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101   546,337 2,861 SH   DFND 1 2,861 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103   342,602 8,780 SH   DFND 1 8,780 0 0
INVESCO MUTUAL FUNDS - 46090E103   4,697,182 10,579 SH   DFND 1 10,579 0 0
INTUIT COMMON STOCK 461202103   1,849,900 2,846 SH   DFND 1 2,846 0 0
ISHARES MUTUAL FUNDS - 464287150   5,501,079 47,711 SH   DFND 1 47,711 0 0
ISHARES MUTUAL FUNDS - 464287168   11,990,588 97,342 SH   DFND 1 97,218 0 124
ISHARES MUTUAL FUNDS - 464287168   71,691 582 SH   OTR 1 582 0 0
ISHARES MUTUAL FUNDS - 464287200   126,516,926 240,650 SH   DFND 1 240,650 0 0
ISHARES MUTUAL FUNDS - 464287226   30,846,888 314,957 SH   DFND 1 314,957 0 0
ISHARES MUTUAL FUNDS - 464287234   2,605,785 63,432 SH   DFND 1 63,432 0 0
ISHARES MUTUAL FUNDS - 464287309   1,156,575 13,697 SH   DFND 1 13,697 0 0
ISHARES MUTUAL FUNDS - 464287408   2,603,570 13,937 SH   DFND 1 13,937 0 0
ISHARES MUTUAL FUNDS - 464287457   749,268 9,162 SH   DFND 1 9,162 0 0
ISHARES MUTUAL FUNDS - 464287465   2,488,756 31,164 SH   DFND 1 31,164 0 0
ISHARES MUTUAL FUNDS - 464287473   808,003 6,447 SH   DFND 1 6,447 0 0
ISHARES MUTUAL FUNDS - 464287481   3,658,076 32,049 SH   DFND 1 32,031 0 18
ISHARES MUTUAL FUNDS - 464287507   7,366,547 121,280 SH   DFND 1 121,280 0 0
ISHARES MUTUAL FUNDS - 464287598   259,172 1,447 SH   DFND 1 1,447 0 0
ISHARES MUTUAL FUNDS - 464287614   834,536 2,476 SH   DFND 1 2,476 0 0
ISHARES MUTUAL FUNDS - 464287655   365,922 1,740 SH   DFND 1 1,740 0 0
ISHARES MUTUAL FUNDS - 464287804   10,610,803 96,008 SH   DFND 1 96,008 0 0
ISHARES MUTUAL FUNDS - 464288273   5,682,347 89,726 SH   DFND 1 89,684 0 42
ISHARES MUTUAL FUNDS - 464288273   126,660 2,000 SH   OTR 1 2,000 0 0
ISHARES MUTUAL FUNDS - 464288414   217,029 2,017 SH   DFND 1 2,017 0 0
ISHARES MUTUAL FUNDS - 464288448   3,121,891 111,337 SH   DFND 1 111,337 0 0
ISHARES MUTUAL FUNDS - 464288661   338,976 2,927 SH   DFND 1 2,927 0 0
ISHARES MUTUAL FUNDS - 46432F834   82,572,869 1,216,812 SH   DFND 1 1,216,178 0 634
ISHARES MUTUAL FUNDS - 46432F834   1,294,497 19,076 SH   OTR 1 19,076 0 0
ISHARES MUTUAL FUNDS - 46432F842   39,169,531 527,749 SH   DFND 1 527,749 0 0
ISHARES MUTUAL FUNDS - 46434G103   15,558,742 301,526 SH   DFND 1 301,526 0 0
ISHARES MUTUAL FUNDS - 46434G103   15,480 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 46434V613   20,474,887 449,109 SH   DFND 1 445,398 0 3,711
ISHARES MUTUAL FUNDS - 46434V878   734,384 14,525 SH   DFND 1 14,525 0 0
ISHARES MUTUAL FUNDS - 46435G516   483,855 6,055 SH   DFND 1 6,055 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   11,674,708 58,286 SH   DFND 1 58,286 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   120,180 600 SH   OTR 1 600 0 0
JP MORGAN MUTUAL FUNDS - 46641Q837   1,884,509 37,354 SH   DFND 1 37,354 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   9,721,404 61,454 SH   DFND 1 61,454 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   284,742 1,800 SH   OTR 1 1,800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   1,060,024 8,195 SH   DFND 1 8,195 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   498,081 27,158 SH   DFND 1 27,158 0 0
KONINKLIJKE PHILIPS NV COMMON STOCK 500472303   832,120 41,606 SH   DFND 1 41,606 0 0
LAM RESEARCH CORP COMMON STOCK 512807108   204,029 210 SH   DFND 1 210 0 0
LIBERTY MEDIA CORP COMMON STOCK 531229755   1,361,005 20,747 SH   DFND 1 20,747 0 0
LILLY ELI & CO COMMON STOCK 532457108   5,580,312 7,173 SH   DFND 1 7,173 0 0
LILLY ELI & CO COMMON STOCK 532457108   1,104,703 1,420 SH   OTR 1 1,420 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   229,709 505 SH   DFND 1 505 0 0
LOWES COS INC COMMON STOCK 548661107   1,261,680 4,953 SH   DFND 1 4,953 0 0
M & T BANK CORPORATION COMMON STOCK 55261F104   251,319 1,728 SH   DFND 1 1,728 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202   412,022 1,633 SH   DFND 1 1,633 0 0
MARTIN MARIETTA MATERIALS COMMON STOCK 573284106   3,333,698 5,430 SH   DFND 1 5,430 0 0
MARVELL TECHNOLOGY INC COMMON STOCK 573874104   2,926,497 41,288 SH   DFND 1 41,288 0 0
MASTERCARD INC COMMON STOCK 57636Q104   3,554,953 7,382 SH   DFND 1 7,382 0 0
MCCORMICK & CO INC COMMON STOCK 579780206   205,544 2,676 SH   DFND 1 2,676 0 0
MCDONALDS CORP COMMON STOCK 580135101   4,894,944 17,361 SH   DFND 1 17,361 0 0
MCDONALDS CORP COMMON STOCK 580135101   761,265 2,700 SH   OTR 1 2,700 0 0
MCKESSON CORP COMMON STOCK 58155Q103   3,593,679 6,694 SH   DFND 1 6,694 0 0
MERCADOLIBRE INC COMMON STOCK 58733R102   958,590 634 SH   DFND 1 634 0 0
MERCK & CO INC COMMON STOCK 58933Y105   8,715,703 66,053 SH   DFND 1 66,053 0 0
METHANEX CORP COMMON STOCK 59151K108   493,788 11,064 SH   DFND 1 11,064 0 0
MICROSOFT CORP COMMON STOCK 594918104   55,059,631 130,870 SH   DFND 1 130,870 0 0
MICROSOFT CORP COMMON STOCK 594918104   2,536,100 6,028 SH   OTR 1 6,028 0 0
MICRON TECH INC COMMON STOCK 595112103   1,086,593 9,217 SH   DFND 1 9,217 0 0
MOBILEYE GLOBAL INC A COMMON STOCK 60741F104   730,059 22,708 SH   DFND 1 22,708 0 0
MOLINA HEALTHCARE INC COMMON STOCK 60855R100   476,151 1,159 SH   DFND 1 1,159 0 0
MONGODB INC COMMON STOCK 60937P106   651,291 1,816 SH   DFND 1 1,816 0 0
MORGAN STANLEY COMMON STOCK 617446448   416,847 4,427 SH   DFND 1 4,427 0 0
NATERA INC COMMON STOCK 632307104   5,097,066 55,730 SH   DFND 1 55,730 0 0
NETFLIX INC COMMON STOCK 64110L106   3,142,937 5,175 SH   DFND 1 5,175 0 0
NEWMONT CORPORATION COMMON STOCK 651639106   1,129,750 31,522 SH   DFND 1 31,522 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   1,331,948 20,841 SH   DFND 1 20,841 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   587,972 9,200 SH   OTR 1 9,200 0 0
NIKE INC COMMON STOCK 654106103   293,781 3,126 SH   DFND 1 3,126 0 0
NOVANTA INC COMMON STOCK 67000B104   436,925 2,500 SH   DFND 1 2,500 0 0
NVIDIA CORP COMMON STOCK 67066G104   18,978,375 21,004 SH   DFND 1 21,004 0 0
NUVALENT INC-A COMMON STOCK 670703107   510,914 6,804 SH   DFND 1 6,804 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105   405,083 6,233 SH   DFND 1 6,233 0 0
PNC FINANCIAL SERVICES COMMON STOCK 693475105   547,179 3,386 SH   DFND 1 3,386 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   307,997 1,084 SH   DFND 1 1,084 0 0
PARKER-HANNIFIN CORP COMMON STOCK 701094104   200,085 360 SH   DFND 1 360 0 0
PAYPAL HOLDINGS INC. COMMON STOCK 70450Y103   975,647 14,564 SH   DFND 1 14,564 0 0
PEPSICO INC COMMON STOCK 713448108   3,125,854 17,861 SH   DFND 1 17,861 0 0
PFIZER INC COMMON STOCK 717081103   2,100,468 75,692 SH   DFND 1 75,101 0 591
PFIZER INC COMMON STOCK 717081103   204,351 7,364 SH   OTR 1 7,364 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   940,209 10,262 SH   DFND 1 10,262 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   36,648 400 SH   OTR 1 400 0 0
PHILLIPS 66 COMMON STOCK 718546104   954,722 5,845 SH   DFND 1 5,845 0 0
PHILLIPS 66 COMMON STOCK 718546104   65,336 400 SH   OTR 1 400 0 0
PINTEREST INC COMMON STOCK 72352L106   2,080,306 60,003 SH   DFND 1 60,003 0 0
POOL CORP COMMON STOCK 73278L105   524,550 1,300 SH   DFND 1 1,300 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   7,590,730 46,784 SH   DFND 1 46,144 0 640
PROCTER & GAMBLE CO COMMON STOCK 742718109   567,875 3,500 SH   OTR 1 3,500 0 0
PURE STORAGE INC COMMON STOCK 74624M102   831,840 16,000 SH   DFND 1 16,000 0 0
QUALCOMM INC COMMON STOCK 747525103   2,777,049 16,403 SH   DFND 1 16,403 0 0
QUALCOMM INC COMMON STOCK 747525103   474,040 2,800 SH   OTR 1 2,800 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   698,433 5,247 SH   DFND 1 5,247 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109   291,330 1,000 SH   DFND 1 1,000 0 0
ROLLINS INC COMMON STOCK 775711104   277,620 6,000 SH   DFND 1 6,000 0 0
SHELL PLC COMMON STOCK 780259305   668,928 9,978 SH   DFND 1 9,978 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   2,820,313 6,629 SH   DFND 1 6,629 0 0
SPDR MUTUAL FUNDS - 78462F103   112,877,987 215,799 SH   DFND 1 101,939 0 113,860
SPDR MUTUAL FUNDS - 78462F103   47,076 90 SH   OTR 1 90 0 0
SPDR MUTUAL FUNDS - 78463X889   304,571 8,498 SH   DFND 1 8,468 0 30
SPDR MUTUAL FUNDS - 78464A805   1,945,349 30,325 SH   DFND 1 30,325 0 0
SPDR MUTUAL FUNDS - 78467Y107   1,161,207 2,087 SH   DFND 1 2,087 0 0
SALESFORCE INC COMMON STOCK 79466L302   1,258,936 4,180 SH   DFND 1 4,180 0 0
SANOFI COMMON STOCK 80105N105   986,727 20,303 SH   DFND 1 20,303 0 0
SAP SE COMMON STOCK 803054204   648,473 3,325 SH   DFND 1 3,325 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108   256,511 4,680 SH   DFND 1 4,680 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   1,414,180 19,549 SH   DFND 1 19,549 0 0
SCHWAB MUTUAL FUNDS - 808524805   398,201 10,205 SH   DFND 1 10,129 0 76
SPDR MUTUAL FUNDS - 81369Y100   558,177 6,009 SH   DFND 1 6,009 0 0
SPDR MUTUAL FUNDS - 81369Y209   468,747 3,173 SH   DFND 1 3,173 0 0
SPDR MUTUAL FUNDS - 81369Y605   533,323 12,662 SH   DFND 1 12,662 0 0
SEMPRA ENERGY COMMON STOCK 816851109   382,638 5,327 SH   DFND 1 5,327 0 0
SERVICENOW INC. COMMON STOCK 81762P102   1,223,651 1,605 SH   DFND 1 1,605 0 0
SNOWFLAKE INC-CLASS A COMMON STOCK 833445109   638,967 3,954 SH   DFND 1 3,954 0 0
SOUTHERN CO COMMON STOCK 842587107   2,236,000 31,168 SH   DFND 1 30,168 0 1,000
STARBUCKS CORP COMMON STOCK 855244109   1,078,407 11,800 SH   DFND 1 11,800 0 0
STARBUCKS CORP COMMON STOCK 855244109   27,417 300 SH   OTR 1 300 0 0
STRYKER CORP COMMON STOCK 863667101   694,983 1,942 SH   DFND 1 1,942 0 0
SYSCO CORP COMMON STOCK 871829107   781,682 9,629 SH   DFND 1 9,629 0 0
TJX COMPANIES INC COMMON STOCK 872540109   466,429 4,599 SH   DFND 1 4,599 0 0
TAIWAN SEMICONDUCTOR COMMON STOCK 874039100   573,728 4,217 SH   DFND 1 4,217 0 0
TARGET CORP COMMON STOCK 87612E106   603,756 3,407 SH   DFND 1 3,407 0 0
TESLA INC. COMMON STOCK 88160R101   1,584,219 9,012 SH   DFND 1 9,012 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   322,288 1,850 SH   DFND 1 1,850 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   563,569 3,235 SH   OTR 1 3,235 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   2,392,263 4,116 SH   DFND 1 4,116 0 0
3M CO COMMON STOCK 88579Y101   511,682 4,824 SH   DFND 1 4,624 0 200
TRANSDIGM GROUP INC COMMON STOCK 893641100   2,925,050 2,375 SH   DFND 1 2,375 0 0
TRANSMEDICS GROUP INC COMMON STOCK 89377M109   287,337 3,886 SH   DFND 1 3,886 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   268,574 1,167 SH   DFND 1 1,167 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   345,210 1,500 SH   OTR 1 1,500 0 0
TREX COMPANY INC COMMON STOCK 89531P105   498,750 5,000 SH   DFND 1 5,000 0 0
US BANCORP COMMON STOCK 902973304   1,064,727 23,819 SH   DFND 1 23,819 0 0
UBER TECHNOLOGIES COMMON STOCK 90353T100   1,692,476 21,983 SH   DFND 1 21,983 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   1,962,521 7,980 SH   DFND 1 7,980 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   811,569 3,300 SH   OTR 1 3,300 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   788,183 5,303 SH   DFND 1 5,303 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   29,726 200 SH   OTR 1 200 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   2,037,181 4,118 SH   DFND 1 4,118 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   98,940 200 SH   OTR 1 200 0 0
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VAXCYTE COMMON STOCK 92243G108   1,103,411 16,153 SH   DFND 1 16,153 0 0
VEEVA SYSTEMS INC COMMON STOCK 922475108   777,089 3,354 SH   DFND 1 3,354 0 0
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VERIZON COMMUNICATIONS COMMON STOCK 92343V104   88,116 2,100 SH   OTR 1 2,100 0 0
VERTIV HOLDINGS CO COMMON STOCK 92537N108   2,383,047 29,179 SH   DFND 1 29,179 0 0
VISA INC COMMON STOCK 92826C839   11,048,773 39,590 SH   DFND 1 39,590 0 0
WABTEC CORPORATION COMMON STOCK 929740108   1,714,362 11,768 SH   DFND 1 11,768 0 0
WALMART INC COMMON STOCK 931142103   4,836,822 80,386 SH   DFND 1 80,386 0 0
WALMART INC COMMON STOCK 931142103   162,459 2,700 SH   OTR 1 2,700 0 0
WATSCO INC COMMON STOCK 942622200   518,796 1,201 SH   DFND 1 1,201 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101   274,905 4,743 SH   DFND 1 4,743 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   377,381 10,509 SH   DFND 1 10,509 0 0
WORKDAY INC COMMON STOCK 98138H101   593,777 2,177 SH   DFND 1 2,177 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   430,431 8,008 SH   DFND 1 8,008 0 0
YUM! BRANDS INC COMMON STOCK 988498101   218,375 1,575 SH   DFND 1 1,575 0 0
ACCENTURE PLC COMMON STOCK G1151C101   510,211 1,472 SH   DFND 1 1,472 0 0
ACCENTURE PLC COMMON STOCK G1151C101   69,322 200 SH   OTR 1 200 0 0
EATON CORP PLC COMMON STOCK G29183103   1,877,020 6,003 SH   DFND 1 6,003 0 0
LINDE PLC COMMON STOCK G54950103   962,999 2,074 SH   DFND 1 2,074 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   1,094,173 12,555 SH   DFND 1 12,555 0 0
CHUBB LTD COMMON STOCK H1467J104   982,360 3,791 SH   DFND 1 3,791 0 0
TE CONNECTIVITY LTD COMMON STOCK H84989104   305,585 2,104 SH   DFND 1 2,104 0 0