The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   552,775 2,799 SH   SOLE 0 0 0 2,799
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   201,954 571 SH   SOLE 0 0 0 571
ALPHABET INC CAP STK CL A 02079K305   2,038,967 12,294 SH   SOLE 0 0 0 12,294
ALPHABET INC CAP STK CL C 02079K107   590,493 3,532 SH   SOLE 0 211 0 3,321
ALTRIA GROUP INC COM 02209S103   651,493 12,764 SH   SOLE 0 0 0 12,764
AMAZON COM INC COM 023135106   3,825,169 20,529 SH   SOLE 0 417 0 20,112
AMERICAN INTL GROUP INC COM NEW 026874784   675,530 9,225 SH   SOLE 0 0 0 9,225
AMGEN INC COM 031162100   374,302 1,162 SH   SOLE 0 0 0 1,162
APPLE INC COM 037833100   8,664,921 37,189 SH   SOLE 0 0 0 37,189
AUTOMATIC DATA PROCESSING IN COM 053015103   206,636 747 SH   SOLE 0 0 0 747
BANK AMERICA CORP COM 060505104   773,832 19,502 SH   SOLE 0 0 0 19,502
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   819,341 1,780 SH   SOLE 0 0 0 1,780
BLACKSTONE INC COM 09260D107   1,140,528 7,448 SH   SOLE 0 0 0 7,448
BRISTOL-MYERS SQUIBB CO COM 110122108   1,011,522 19,550 SH   SOLE 0 0 0 19,550
BROADCOM INC COM 11135F101   1,096,144 6,354 SH   SOLE 0 0 0 6,354
CHIPOTLE MEXICAN GRILL INC COM 169656105   269,902 4,684 SH   SOLE 0 0 0 4,684
CISCO SYS INC COM 17275R102   499,452 9,385 SH   SOLE 0 0 0 9,385
COCA COLA CO COM 191216100   473,429 6,588 SH   SOLE 0 0 0 6,588
CORNING INC COM 219350105   382,764 8,478 SH   SOLE 0 0 0 8,478
COSTCO WHSL CORP NEW COM 22160K105   816,613 921 SH   SOLE 0 0 0 921
CROWDSTRIKE HLDGS INC CL A 22788C105   409,363 1,460 SH   SOLE 0 0 0 1,460
CVS HEALTH CORP COM 126650100   267,965 4,262 SH   SOLE 0 0 0 4,262
DANAHER CORPORATION COM 235851102   214,500 772 SH   SOLE 0 0 0 772
DELL TECHNOLOGIES INC CL C 24703L202   219,694 1,853 SH   SOLE 0 0 0 1,853
ELI LILLY & CO COM 532457108   771,221 871 SH   SOLE 0 0 0 871
EXXON MOBIL CORP COM 30231G102   222,374 1,897 SH   SOLE 0 0 0 1,897
FERRARI N V COM N3167Y103   506,374 1,077 SH   SOLE 0 0 0 1,077
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   353,826 6,372 SH   SOLE 0 0 0 6,372
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   260,923 7,172 SH   SOLE 0 0 0 7,172
FLEXSHOPPER INC COM NEW 33939J303   195,676 189,977 SH   SOLE 0 0 0 189,977
FORD MTR CO COM 345370860   121,672 11,522 SH   SOLE 0 0 0 11,522
GARMIN LTD SHS H2906T109   322,020 1,829 SH   SOLE 0 0 0 1,829
GEN DIGITAL INC COM 668771108   326,105 11,889 SH   SOLE 0 0 0 11,889
HOME DEPOT INC COM 437076102   822,349 2,029 SH   SOLE 0 0 0 2,029
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   5,551,785 30,988 SH   SOLE 0 0 0 30,988
INVESCO QQQ TR UNIT SER 1 46090E103   980,917 2,010 SH   SOLE 0 0 0 2,010
ISHARES INC MSCI EQUAL WEITE 464286681   1,418,018 14,811 SH   SOLE 0 0 0 14,811
ISHARES TR RUS TP200 GR ETF 464289438   11,980,905 54,446 SH   SOLE 0 0 0 54,446
ISHARES TR EXPONENTIAL TECH 46434V381   214,915 3,530 SH   SOLE 0 0 0 3,530
ISHARES TR CORE MSCI TOTAL 46432F834   479,384 6,600 SH   SOLE 0 0 0 6,600
ISHARES TR RUSEL 2500 ETF 46435G268   4,489,146 66,280 SH   SOLE 0 569 0 65,711
ISHARES TR CORE S&P MCP ETF 464287507   4,298,713 68,978 SH   SOLE 0 0 0 68,978
ISHARES TR CORE S&P SCP ETF 464287804   11,399,960 97,469 SH   SOLE 0 0 0 97,469
ISHARES TR CORE S&P500 ETF 464287200   1,707,794 2,961 SH   SOLE 0 0 0 2,961
ISHARES TR RUS 1000 VAL ETF 464287598   735,006 3,873 SH   SOLE 0 0 0 3,873
ISHARES TR RUS 1000 GRW ETF 464287614   1,575,463 4,197 SH   SOLE 0 0 0 4,197
ISHARES TR RUSSELL 2000 ETF 464287655   5,749,178 26,027 SH   SOLE 0 0 0 26,027
ISHARES TR CORE S&P US VLU 464287663   243,206 2,547 SH   SOLE 0 0 0 2,547
ISHARES TR CORE S&P US GWT 464287671   1,400,718 10,619 SH   SOLE 0 0 0 10,619
ISHARES TR CORE S&P TTL STK 464287150   23,085,074 183,769 SH   SOLE 0 0 0 183,769
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,104,350 18,557 SH   SOLE 0 0 0 18,557
JOHNSON & JOHNSON COM 478160104   246,305 1,520 SH   SOLE 0 0 0 1,520
JPMORGAN CHASE & CO. COM 46625H100   796,926 3,779 SH   SOLE 0 0 0 3,779
KRAFT HEINZ CO COM 500754106   267,956 7,632 SH   SOLE 0 0 0 7,632
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   1,938,436 62,369 SH   SOLE 0 0 0 62,369
LOCKHEED MARTIN CORP COM 539830109   390,801 669 SH   SOLE 0 0 0 669
MARRIOTT INTL INC NEW CL A 571903202   1,384,373 5,569 SH   SOLE 0 0 0 5,569
MARSH & MCLENNAN COS INC COM 571748102   278,535 1,249 SH   SOLE 0 0 0 1,249
MCDONALDS CORP COM 580135101   296,161 973 SH   SOLE 0 0 0 973
MERCK & CO INC COM 58933Y105   787,906 6,938 SH   SOLE 0 0 0 6,938
META PLATFORMS INC CL A 30303M102   1,997,851 3,490 SH   SOLE 0 0 0 3,490
MICROSOFT CORP COM 594918104   4,993,103 11,604 SH   SOLE 0 106 0 11,498
MONDELEZ INTL INC CL A 609207105   230,803 3,133 SH   SOLE 0 0 0 3,133
NVIDIA CORPORATION COM 67066G104   8,354,858 68,798 SH   SOLE 0 0 0 68,798
ORACLE CORP COM 68389X105   378,278 2,220 SH   SOLE 0 0 0 2,220
PACER FDS TR US CASH COWS 100 69374H881   14,218,428 245,866 SH   SOLE 0 626 0 245,239
PACER FDS TR PACER US SMALL 69374H857   208,580 4,484 SH   SOLE 0 0 0 4,484
PACKAGING CORP AMER COM 695156109   439,429 2,040 SH   SOLE 0 0 0 2,040
PFIZER INC COM 717081103   441,281 15,248 SH   SOLE 0 0 0 15,248
PHILIP MORRIS INTL INC COM 718172109   311,513 2,566 SH   SOLE 0 0 0 2,566
PIMCO ETF TR INTER MUN BD ACT 72201R866   2,571,898 48,545 SH   SOLE 0 0 0 48,545
PROCTER AND GAMBLE CO COM 742718109   317,230 1,832 SH   SOLE 0 0 0 1,832
PRUDENTIAL FINL INC COM 744320102   250,017 2,065 SH   SOLE 0 0 0 2,065
QUALCOMM INC COM 747525103   273,159 1,606 SH   SOLE 0 0 0 1,606
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   8,564,918 101,324 SH   SOLE 0 0 0 101,324
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   31,513,194 766,371 SH   SOLE 0 1,235 0 765,137
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,359,994 6,024 SH   SOLE 0 0 0 6,024
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   12,525,792 81,326 SH   SOLE 0 166 0 81,159
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   251,630 3,115 SH   SOLE 0 0 0 3,115
SPDR GOLD TR GOLD SHS 78463V107   304,797 1,254 SH   SOLE 0 0 0 1,254
SPDR S&P 500 ETF TR TR UNIT 78462F103   40,787,451 71,088 SH   SOLE 0 185 0 70,903
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   4,587,699 8,053 SH   SOLE 0 0 0 8,053
TEXAS INSTRS INC COM 882508104   359,839 1,742 SH   SOLE 0 0 0 1,742
UNION PAC CORP COM 907818108   407,190 1,652 SH   SOLE 0 0 0 1,652
UNITEDHEALTH GROUP INC COM 91324P102   658,068 1,126 SH   SOLE 0 0 0 1,126
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   211,035 860 SH   SOLE 0 0 0 860
VANGUARD INDEX FDS VALUE ETF 922908744   267,297 1,531 SH   SOLE 0 0 0 1,531
VANGUARD INDEX FDS MID CAP ETF 922908629   6,930,482 26,269 SH   SOLE 0 0 0 26,269
VANGUARD INDEX FDS SMALL CP ETF 922908751   216,394 912 SH   SOLE 0 0 0 912
VANGUARD INDEX FDS TOTAL STK MKT 922908769   33,311,146 117,641 SH   SOLE 0 0 0 117,641
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   827,210 1,568 SH   SOLE 0 0 0 1,568
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,507,061 55,668 SH   SOLE 0 0 0 55,668
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   827,465 15,669 SH   SOLE 0 0 0 15,669
VERIZON COMMUNICATIONS INC COM 92343V104   340,982 7,593 SH   SOLE 0 0 0 7,593
VISA INC COM CL A 92826C839   830,780 3,022 SH   SOLE 0 0 0 3,022
WALMART INC COM 931142103   811,164 10,045 SH   SOLE 0 0 0 10,045
WASTE MGMT INC DEL COM 94106L109   546,281 2,631 SH   SOLE 0 0 0 2,631
WELLS FARGO CO NEW COM 949746101   434,458 7,691 SH   SOLE 0 0 0 7,691
WILLIAMS SONOMA INC COM 969904101   435,660 2,812 SH   SOLE 0 0 0 2,812
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,223,982 24,372 SH   SOLE 0 0 0 24,372