The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   261,330 2,292 SH   SOLE   0 0 2,292
ABBVIE INC COM 00287Y109   574,864 2,911 SH   SOLE   0 0 2,911
ADVANCED MICRO DEVICES INC COM 007903107   232,337 1,416 SH   SOLE   0 0 1,416
ALPHABET INC CAP STK CL C 02079K107   18,806,348 112,485 SH   SOLE   0 0 112,485
ALPHABET INC CAP STK CL A 02079K305   4,095,181 24,691 SH   SOLE   0 0 24,691
AMAZON COM INC COM 023135106   3,882,402 20,836 SH   SOLE   0 0 20,836
AMERICAN CENTY ETF TR US EQT ETF 025072885   22,453,212 235,977 SH   SOLE   0 0 235,977
AMERICAN EXPRESS CO COM 025816109   915,300 3,375 SH   SOLE   0 0 3,375
AON PLC SHS CL A G0403H108   478,504 1,383 SH   SOLE   0 0 1,383
APOLLO GLOBAL MGMT INC COM 03769M106   209,724 1,679 SH   SOLE   0 0 1,679
APPLE INC COM 037833100   21,119,664 90,642 SH   SOLE   0 0 90,642
AUTOMATIC DATA PROCESSING IN COM 053015103   287,030 1,032 SH   SOLE   0 0 1,032
BANK AMERICA CORP COM 060505104   227,208 5,726 SH   SOLE   0 0 5,726
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,220,760 4,812 SH   SOLE   0 0 4,812
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   25,073,171 581,070 SH   SOLE   0 0 581,070
BONDBLOXX ETF TRUST IR M TAXAWARE 09789C721   1,475,551 29,052 SH   SOLE   0 0 29,052
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   68,263,428 1,353,359 SH   SOLE   0 0 1,353,359
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812   73,387,561 1,515,918 SH   SOLE   0 0 1,515,918
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861   727,076 14,559 SH   SOLE   0 0 14,559
BOSTON SCIENTIFIC CORP COM 101137107   303,356 3,620 SH   SOLE   0 0 3,620
CANADIAN PACIFIC KANSAS CITY COM 13646K108   503,006 5,870 SH   SOLE   0 0 5,870
CENTESSA PHARMACEUTICALS PLC SPONSORED ADS 152309100   11,130,575 696,096 SH   SOLE   0 0 696,096
CHEVRON CORP NEW COM 166764100   805,714 5,471 SH   SOLE   0 0 5,471
COCA COLA CO COM 191216100   221,391 3,060 SH   SOLE   0 0 3,060
CONOCOPHILLIPS COM 20825C104   872,982 8,292 SH   SOLE   0 0 8,292
COSTCO WHSL CORP NEW COM 22160K105   611,699 690 SH   SOLE   0 0 690
DELL TECHNOLOGIES INC CL C 24703L202   426,202 3,595 SH   SOLE   0 0 3,595
DIAGEO PLC SPON ADR NEW 25243Q205   4,854,498 33,981 SH   SOLE   0 0 33,981
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   371,682 10,401 SH   SOLE   0 0 10,401
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   788,396 28,763 SH   SOLE   0 0 28,763
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   271,327 5,103 SH   SOLE   0 0 5,103
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   782,193 21,038 SH   SOLE   0 0 21,038
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   24,232,863 373,618 SH   SOLE   0 0 373,618
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   311,657 11,616 SH   SOLE   0 0 11,616
EXXON MOBIL CORP COM 30231G102   612,240 5,223 SH   SOLE   0 0 5,223
FIFTH THIRD BANCORP COM 316773100   209,584 4,830 SH   SOLE   0 0 4,830
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   439,354 8,892 SH   SOLE   0 0 8,892
GOLDMAN SACHS GROUP INC COM 38141G104   281,718 569 SH   SOLE   0 0 569
HESS CORP COM 42809H107   670,309 4,936 SH   SOLE   0 0 4,936
HOME DEPOT INC COM 437076102   346,869 856 SH   SOLE   0 0 856
INSTRUCTURE HLDGS INC COM 457790103   403,600 17,138 SH   SOLE   0 0 17,138
INTUIT COM 461202103   412,344 664 SH   SOLE   0 0 664
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636   13,324,902 569,197 SH   SOLE   0 0 569,197
INVESCO QQQ TR UNIT SER 1 46090E103   1,019,037 2,085 SH   SOLE   0 0 2,085
ISHARES INC JP MORGAN EM ETF 464286517   1,148,300 29,857 SH   SOLE   0 0 29,857
ISHARES TR RUS 1000 ETF 464287622   1,194,682 3,800 SH   SOLE   0 0 3,800
ISHARES TR USD GRN BOND ETF 46435U440   821,925 17,003 SH   SOLE   0 0 17,003
ISHARES TR CORE S&P500 ETF 464287200   933,872 1,619 SH   SOLE   0 0 1,619
ISHARES TR CORE US AGGBD ET 464287226   16,999,293 167,861 SH   SOLE   0 0 167,861
ISHARES TR CORE MSCI EAFE 46432F842   9,273,433 118,814 SH   SOLE   0 0 118,814
ISHARES TR SHRT NAT MUN ETF 464288158   511,411 4,816 SH   SOLE   0 0 4,816
ISHARES TR RUSSELL 3000 ETF 464287689   13,179,308 40,337 SH   SOLE   0 0 40,337
ISHARES TR RUS 1000 VAL ETF 464287598   339,932 1,791 SH   SOLE   0 0 1,791
ISHARES TR ESG AWR MSCI USA 46435G425   542,195 4,297 SH   SOLE   0 0 4,297
ISHARES TR CORE S&P SCP ETF 464287804   211,932 1,812 SH   SOLE   0 0 1,812
JOHNSON & JOHNSON COM 478160104   207,437 1,280 SH   SOLE   0 0 1,280
JPMORGAN CHASE & CO. COM 46625H100   775,965 3,680 SH   SOLE   0 0 3,680
LOWES COS INC COM 548661107   483,738 1,786 SH   SOLE   0 0 1,786
MARRIOTT INTL INC NEW CL A 571903202   684,644 2,754 SH   SOLE   0 0 2,754
META PLATFORMS INC CL A 30303M102   5,712,379 9,979 SH   SOLE   0 0 9,979
MICROSOFT CORP COM 594918104   9,766,941 22,694 SH   SOLE   0 0 22,694
MONGODB INC CL A 60937P106   258,725 957 SH   SOLE   0 0 957
MORGAN STANLEY COM NEW 617446448   440,727 4,228 SH   SOLE   0 0 4,228
NETFLIX INC COM 64110L106   200,723 283 SH   SOLE   0 0 283
NEXTERA ENERGY INC COM 65339F101   269,869 3,181 SH   SOLE   0 0 3,181
NVIDIA CORPORATION COM 67066G104   1,023,709 8,418 SH   SOLE   0 0 8,418
OMNICOM GROUP INC COM 681919106   235,556 2,263 SH   SOLE   0 0 2,263
ORACLE CORP COM 68389X105   365,678 2,146 SH   SOLE   0 0 2,146
PALANTIR TECHNOLOGIES INC CL A 69608A108   760,554 20,445 SH   SOLE   0 0 20,445
PAYPAL HLDGS INC COM 70450Y103   534,740 6,853 SH   SOLE   0 0 6,853
PEPSICO INC COM 713448108   321,395 1,890 SH   SOLE   0 0 1,890
PFIZER INC COM 717081103   233,014 8,045 SH   SOLE   0 0 8,045
PHILLIPS 66 COM 718546104   431,156 3,280 SH   SOLE   0 0 3,280
PPG INDS INC COM 693506107   366,517 2,767 SH   SOLE   0 0 2,767
PROCORE TECHNOLOGIES INC COM 74275K108   786,745 12,747 SH   SOLE   0 0 12,747
PROCTER AND GAMBLE CO COM 742718109   1,138,488 6,569 SH   SOLE   0 0 6,569
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   231,689 3,483 SH   SOLE   0 0 3,483
SPDR GOLD TR GOLD SHS 78463V107   200,281 824 SH   SOLE   0 0 824
SPDR S&P 500 ETF TR TR UNIT 78462F103   442,564 769 SH   SOLE   0 0 769
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   564,454 988 SH   SOLE   0 0 988
STARBUCKS CORP COM 855244109   342,385 3,512 SH   SOLE   0 0 3,512
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   302,678 1,737 SH   SOLE   0 0 1,737
THERMO FISHER SCIENTIFIC INC COM 883556102   623,913 1,008 SH   SOLE   0 0 1,008
UNITEDHEALTH GROUP INC COM 91324P102   243,812 417 SH   SOLE   0 0 417
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   10,558,374 415,684 SH   SOLE   0 0 415,684
VANECK ETF TRUST PREFERRED SECURT 92189F429   23,076,057 1,263,749 SH   SOLE   0 0 1,263,749
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   43,265,489 446,266 SH   SOLE   0 0 446,266
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   7,456,320 99,272 SH   SOLE   0 0 99,272
VANGUARD INDEX FDS GROWTH ETF 922908736   630,413 1,642 SH   SOLE   0 0 1,642
VANGUARD INDEX FDS TOTAL STK MKT 922908769   103,905,392 365,823 SH   SOLE   0 0 365,823
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,597,358 10,917 SH   SOLE   0 0 10,917
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   820,234 4,495 SH   SOLE   0 0 4,495
VANGUARD INDEX FDS LARGE CAP ETF 922908637   209,951 795 SH   SOLE   0 0 795
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,405,027 13,990 SH   SOLE   0 0 13,990
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   24,979,916 351,335 SH   SOLE   0 0 351,335
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   22,166,895 463,258 SH   SOLE   0 0 463,258
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,715,155 22,683 SH   SOLE   0 0 22,683
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   20,146,161 256,999 SH   SOLE   0 0 256,999
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   16,021,104 127,192 SH   SOLE   0 0 127,192
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   883,048 10,597 SH   SOLE   0 0 10,597
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   280,353 3,530 SH   SOLE   0 0 3,530
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   542,785 2,729 SH   SOLE   0 0 2,729
VANGUARD STAR FDS VG TL INTL STK F 921909768   6,519,189 100,698 SH   SOLE   0 0 100,698
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   64,355,375 1,218,621 SH   SOLE   0 0 1,218,621
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   205,761 1,605 SH   SOLE   0 0 1,605
VANGUARD WORLD FD ESG INTL STK ETF 921910725   215,593 3,505 SH   SOLE   0 0 3,505
VANGUARD WORLD FD INF TECH ETF 92204A702   313,691 534 SH   SOLE   0 0 534
VISA INC COM CL A 92826C839   216,954 789 SH   SOLE   0 0 789
VIVANI MEDICAL INC COMMON STOCK 92854B109   1,524,510 1,303,000 SH   SOLE   0 0 1,303,000