The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMCOR PLC ORD G0250X107   315,387 32,248 SH   SOLE   0 0 32,248
LINDE PLC SHS G54950103   447,147 1,019 SH   SOLE   0 0 1,019
MEDTRONIC PLC SHS G5960L103   229,361 2,914 SH   SOLE   0 0 2,914
PENTAIR PLC SHS G7S00T104   429,505 5,602 SH   SOLE   0 0 5,602
CHUBB LIMITED COM H1467J104   371,661 1,457 SH   SOLE   0 0 1,457
AFLAC INC COM 001055102   416,214 4,660 SH   SOLE   0 0 4,660
ABBOTT LABS COM 002824100   436,543 4,201 SH   SOLE   0 0 4,201
ABBVIE INC COM 00287Y109   732,601 4,271 SH   SOLE   0 0 4,271
AIR PRODS & CHEMS INC COM 009158106   263,750 1,022 SH   SOLE   0 0 1,022
ALPHABET INC CAP STK CL C 02079K107   292,371 1,594 SH   SOLE   0 0 1,594
ALPHABET INC CAP STK CL A 02079K305   771,952 4,238 SH   SOLE   0 0 4,238
AMAZON COM INC COM 023135106   1,491,504 7,718 SH   SOLE   0 0 7,718
AMERICAN EXPRESS CO COM 025816109   632,363 2,731 SH   SOLE   0 0 2,731
APPLE INC COM 037833100   15,660,193 74,353 SH   SOLE   0 0 74,353
ARCHER DANIELS MIDLAND CO COM 039483102   269,499 4,458 SH   SOLE   0 0 4,458
ATMOS ENERGY CORP COM 049560105   332,711 2,852 SH   SOLE   0 0 2,852
AUTOMATIC DATA PROCESSING IN COM 053015103   366,158 1,534 SH   SOLE   0 0 1,534
BECTON DICKINSON & CO COM 075887109   263,164 1,126 SH   SOLE   0 0 1,126
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   734,274 1,805 SH   SOLE   0 0 1,805
BROWN & BROWN INC COM 115236101   340,294 3,806 SH   SOLE   0 0 3,806
BROWN FORMAN CORP CL B 115637209   210,857 4,882 SH   SOLE   0 0 4,882
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   263,038 2,985 SH   SOLE   0 0 2,985
CARDINAL HEALTH INC COM 14149Y108   335,503 3,412 SH   SOLE   0 0 3,412
CATERPILLAR INC COM 149123101   408,744 1,227 SH   SOLE   0 0 1,227
CHEVRON CORP NEW COM 166764100   446,140 2,852 SH   SOLE   0 0 2,852
CHURCH & DWIGHT CO INC COM 171340102   406,218 3,918 SH   SOLE   0 0 3,918
CINCINNATI FINL CORP COM 172062101   3,702,199 31,348 SH   SOLE   0 0 31,348
CINTAS CORP COM 172908105   488,095 697 SH   SOLE   0 0 697
CLOROX CO DEL COM 189054109   315,820 2,314 SH   SOLE   0 0 2,314
COCA COLA CO COM 191216100   498,634 7,834 SH   SOLE   0 0 7,834
COLGATE PALMOLIVE CO COM 194162103   372,275 3,836 SH   SOLE   0 0 3,836
CONSOLIDATED EDISON INC COM 209115104   282,596 3,160 SH   SOLE   0 0 3,160
CRONOS GROUP INC COM 22717L101   24,372 10,460 SH   SOLE   0 0 10,460
DBX ETF TR XTRACK USD HIGH 233051432   2,434,648 68,659 SH   SOLE   0 0 68,659
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   700,298 21,721 SH   SOLE   0 0 21,721
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   276,029 7,029 SH   SOLE   0 0 7,029
DOVER CORP COM 260003108   430,211 2,384 SH   SOLE   0 0 2,384
DUKE ENERGY CORP NEW COM NEW 26441C204   441,914 4,409 SH   SOLE   0 0 4,409
ECOLAB INC COM 278865100   353,450 1,485 SH   SOLE   0 0 1,485
EMERSON ELEC CO COM 291011104   470,742 4,273 SH   SOLE   0 0 4,273
ESSEX PPTY TR INC COM 297178105   316,873 1,164 SH   SOLE   0 0 1,164
EXPEDITORS INTL WASH INC COM 302130109   362,405 2,904 SH   SOLE   0 0 2,904
EXXON MOBIL CORP COM 30231G102   741,944 6,445 SH   SOLE   0 0 6,445
META PLATFORMS INC CL A 30303M102   1,185,925 2,352 SH   SOLE   0 0 2,352
FAIR ISAAC CORP COM 303250104   273,913 184 SH   SOLE   0 0 184
FARMERS & MERCHANTS BANCORP COM 30779N105   269,515 11,607 SH   SOLE   0 0 11,607
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   296,891 2,940 SH   SOLE   0 0 2,940
FLAHERTY & CRUMRINE DYNAMIC SHS 33848W106   1,121,069 58,389 SH   SOLE   0 0 58,389
FRANKLIN RESOURCES INC COM 354613101   283,280 12,675 SH   SOLE   0 0 12,675
GAMESTOP CORP NEW CL A 36467W109   302,551 12,254 SH   SOLE   0 0 12,254
GE VERNOVA INC COM 36828A101   314,549 1,834 SH   SOLE   0 0 1,834
GENERAL DYNAMICS CORP COM 369550108   608,930 2,099 SH   SOLE   0 0 2,099
GE AEROSPACE COM NEW 369604301   1,167,635 7,345 SH   SOLE   0 0 7,345
GENUINE PARTS CO COM 372460105   328,380 2,374 SH   SOLE   0 0 2,374
GRACO INC COM 384109104   226,027 2,851 SH   SOLE   0 0 2,851
GRAINGER W W INC COM 384802104   413,246 458 SH   SOLE   0 0 458
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   325,776 6,119 SH   SOLE   0 0 6,119
GULFPORT ENERGY CORP COMMON SHARES 402635502   210,041 1,391 SH   SOLE   0 0 1,391
HIGH TIDE INC COM NEW 42981E401   24,217 10,958 SH   SOLE   0 0 10,958
HOME DEPOT INC COM 437076102   333,201 968 SH   SOLE   0 0 968
HORMEL FOODS CORP COM 440452100   216,493 7,100 SH   SOLE   0 0 7,100
ILLINOIS TOOL WKS INC COM 452308109   356,625 1,505 SH   SOLE   0 0 1,505
INDEXIQ ETF TR FTSE INTERNL EQT 45409B560   806,954 30,223 SH   SOLE   0 0 30,223
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   406,051 3,312 SH   SOLE   0 0 3,312
INTERNATIONAL BUSINESS MACHS COM 459200101   388,973 2,249 SH   SOLE   0 0 2,249
INTERPUBLIC GROUP COS INC COM 460690100   223,149 7,671 SH   SOLE   0 0 7,671
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   283,994 14,460 SH   SOLE   0 0 14,460
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   275,517 7,260 SH   SOLE   0 0 7,260
ISHARES INC EM MKTS DIV ETF 464286319   6,428,777 236,526 SH   SOLE   0 0 236,526
ISHARES TR S&P MC 400GR ETF 464287606   211,464 2,400 SH   SOLE   0 0 2,400
ISHARES TR ISHS 5-10YR INVT 464288638   4,078,297 79,561 SH   SOLE   0 0 79,561
ISHARES TR US OIL EQ&SV ETF 464288844   857,707 38,514 SH   SOLE   0 0 38,514
ISHARES TR FLTG RATE NT ETF 46429B655   315,170 6,169 SH   SOLE   0 0 6,169
ISHARES TR CORE INTL AGGR 46435G672   1,049,318 21,020 SH   SOLE   0 0 21,020
JOHNSON & JOHNSON COM 478160104   646,989 4,427 SH   SOLE   0 0 4,427
JUMIA TECHNOLOGIES AG SPONSORED ADS 48138M105   1,193,400 170,000 SH   SOLE   0 0 170,000
KENVUE INC COM 49177J102   185,163 10,185 SH   SOLE   0 0 10,185
KIMBERLY-CLARK CORP COM 494368103   310,674 2,248 SH   SOLE   0 0 2,248
ELI LILLY & CO COM 532457108   1,040,282 1,149 SH   SOLE   0 0 1,149
LOWES COS INC COM 548661107   634,043 2,876 SH   SOLE   0 0 2,876
MCCORMICK & CO INC COM NON VTG 579780206   275,957 3,890 SH   SOLE   0 0 3,890
MCDONALDS CORP COM 580135101   351,679 1,380 SH   SOLE   0 0 1,380
MERCK & CO INC COM 58933Y105   222,345 1,796 SH   SOLE   0 0 1,796
MICROSOFT CORP COM 594918104   1,698,410 3,800 SH   SOLE   0 0 3,800
MICROSTRATEGY INC CL A NEW 594972408   411,867 299 SH   SOLE   0 0 299
MOLINA HEALTHCARE INC COM 60855R100   221,191 744 SH   SOLE   0 0 744
NEXTERA ENERGY INC COM 65339F101   273,115 3,857 SH   SOLE   0 0 3,857
NORDSON CORP COM 655663102   228,461 985 SH   SOLE   0 0 985
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   2,438,886 64,215 SH   SOLE   0 0 64,215
NORTHERN LTS FD TR IV INSPIRE SML/ MID 66538H641   522,359 15,084 SH   SOLE   0 0 15,084
NUCOR CORP COM 670346105   448,473 2,837 SH   SOLE   0 0 2,837
NVIDIA CORPORATION COM 67066G104   1,409,344 11,408 SH   SOLE   0 0 11,408
ORACLE CORP COM 68389X105   225,073 1,594 SH   SOLE   0 0 1,594
PPG INDS INC COM 693506107   354,254 2,814 SH   SOLE   0 0 2,814
PEPSICO INC COM 713448108   454,712 2,757 SH   SOLE   0 0 2,757
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   314,902 9,627 SH   SOLE   0 0 9,627
PIMCO ETF TR 25YR+ ZERO U S 72201R882   556,642 7,413 SH   SOLE   0 0 7,413
PLANET LABS PBC COM CL A 72703X106   23,994 12,900 SH   SOLE   0 0 12,900
PRICE T ROWE GROUP INC COM 74144T108   275,822 2,392 SH   SOLE   0 0 2,392
PROCTER AND GAMBLE CO COM 742718109   884,798 5,365 SH   SOLE   0 0 5,365
PROGRESSIVE CORP COM 743315103   319,250 1,537 SH   SOLE   0 0 1,537
REALTY INCOME CORP COM 756109104   446,910 8,461 SH   SOLE   0 0 8,461
R1 RCM INC COM 77634L105   188,551 15,012 SH   SOLE   0 0 15,012
ROPER TECHNOLOGIES INC COM 776696106   365,815 649 SH   SOLE   0 0 649
S&P GLOBAL INC COM 78409V104   437,972 982 SH   SOLE   0 0 982
SPDR S&P 500 ETF TR TR UNIT 78462F103   515,998 948 SH   SOLE   0 0 948
SPDR GOLD TR GOLD SHS 78463V107   210,710 980 SH   SOLE   0 0 980
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,891,575 103,307 SH   SOLE   0 0 103,307
SPDR SER TR PORTFOLIO SHORT 78464A474   6,754,552 227,426 SH   SOLE   0 0 227,426
SPDR SER TR S&P DIVID ETF 78464A763   288,190 2,266 SH   SOLE   0 0 2,266
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   606,495 1,551 SH   SOLE   0 0 1,551
SPDR SER TR BLOOMBERG INVT 78468R200   958,756 31,078 SH   SOLE   0 0 31,078
SPDR SER TR PORTFLI HIGH YLD 78468R606   2,288,155 98,500 SH   SOLE   0 0 98,500
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   4,397,801 47,917 SH   SOLE   0 0 47,917
SAIA INC COM 78709Y105   350,500 739 SH   SOLE   0 0 739
SALESFORCE INC COM 79466L302   201,309 783 SH   SOLE   0 0 783
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   333,008 5,183 SH   SOLE   0 0 5,183
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,578,348 15,652 SH   SOLE   0 0 15,652
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   503,494 13,105 SH   SOLE   0 0 13,105
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,017,801 22,330 SH   SOLE   0 0 22,330
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   426,095 8,853 SH   SOLE   0 0 8,853
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,126,797 21,665 SH   SOLE   0 0 21,665
SHERWIN WILLIAMS CO COM 824348106   367,964 1,233 SH   SOLE   0 0 1,233
SMITH A O CORP COM 831865209   323,138 3,951 SH   SOLE   0 0 3,951
SMUCKER J M CO COM NEW 832696405   252,646 2,317 SH   SOLE   0 0 2,317
SOUTHERN CO COM 842587107   232,710 3,000 SH   SOLE   0 0 3,000
STANLEY BLACK & DECKER INC COM 854502101   225,929 2,828 SH   SOLE   0 0 2,828
SYSCO CORP COM 871829107   373,298 5,229 SH   SOLE   0 0 5,229
TARGET CORP COM 87612E106   316,868 2,140 SH   SOLE   0 0 2,140
TESLA INC COM 88160R101   430,983 2,178 SH   SOLE   0 0 2,178
3M CO COM 88579Y101   329,972 3,229 SH   SOLE   0 0 3,229
VANECK ETF TRUST IG FLOATING RATE 92189F486   636,551 24,953 SH   SOLE   0 0 24,953
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   935,913 7,898 SH   SOLE   0 0 7,898
VANGUARD WORLD FD MEGA CAP INDEX 921910873   336,928 1,708 SH   SOLE   0 0 1,708
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,094,872 134,796 SH   SOLE   0 0 134,796
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   525,725 4,433 SH   SOLE   0 0 4,433
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   6,789,237 83,529 SH   SOLE   0 0 83,529
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,640,836 41,978 SH   SOLE   0 0 41,978
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   224,607 1,994 SH   SOLE   0 0 1,994
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   563,979 12,888 SH   SOLE   0 0 12,888
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   263,614 3,475 SH   SOLE   0 0 3,475
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   4,108,882 51,406 SH   SOLE   0 0 51,406
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   460,361 9,187 SH   SOLE   0 0 9,187
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   750,977 1,502 SH   SOLE   0 0 1,502
VANGUARD INDEX FDS SML CP GRW ETF 922908595   405,461 1,621 SH   SOLE   0 0 1,621
VANGUARD INDEX FDS SM CP VAL ETF 922908611   499,010 2,734 SH   SOLE   0 0 2,734
VANGUARD INDEX FDS MID CAP ETF 922908629   510,105 2,107 SH   SOLE   0 0 2,107
VANGUARD INDEX FDS LARGE CAP ETF 922908637   485,511 1,945 SH   SOLE   0 0 1,945
VANGUARD INDEX FDS VALUE ETF 922908744   272,305 1,698 SH   SOLE   0 0 1,698
VANGUARD INDEX FDS SMALL CP ETF 922908751   787,560 3,612 SH   SOLE   0 0 3,612
VANGUARD INDEX FDS TOTAL STK MKT 922908769   345,421 1,291 SH   SOLE   0 0 1,291
VISA INC COM CL A 92826C839   688,196 2,622 SH   SOLE   0 0 2,622
WALMART INC COM 931142103   1,133,540 16,741 SH   SOLE   0 0 16,741
WALGREENS BOOTS ALLIANCE INC COM 931427108   193,254 15,978 SH   SOLE   0 0 15,978
WEST PHARMACEUTICAL SVSC INC COM 955306105   318,520 967 SH   SOLE   0 0 967
WILLSCOT MOBIL MINI HLDNG CO COM CL A 971378104   429,435 11,409 SH   SOLE   0 0 11,409
WISDOMTREE TR US TOTAL DIVIDND 97717W109   505,247 7,133 SH   SOLE   0 0 7,133
WISDOMTREE TR US HIGH DIVIDEND 97717W208   211,052 2,495 SH   SOLE   0 0 2,495
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   532,481 10,584 SH   SOLE   0 0 10,584