The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   967,546 2,176 SH   OTR 0 0 0 2,176
AIR PRODS & CHEMS INC COM 009158106   4,745,802 16,363 SH   OTR 0 0 0 16,363
ALPHABET INC CAP STK CL A 02079K305   4,554,734 24,061 SH   OTR 0 0 0 24,061
ALPHABET INC CAP STK CL C 02079K107   2,690,661 14,129 SH   OTR 0 0 0 14,129
ALTRIA GROUP INC COM 02209S103   912,974 17,460 SH   OTR 0 0 0 17,460
AMAZON COM INC COM 023135106   7,404,202 33,749 SH   OTR 0 0 0 33,749
AMERICAN EXPRESS CO COM 025816109   566,544 1,909 SH   OTR 0 0 0 1,909
AMERICAN TOWER CORP NEW COM 03027X100   2,083,657 11,361 SH   OTR 0 0 0 11,361
AMGEN INC COM 031162100   2,555,173 9,803 SH   OTR 0 0 0 9,803
ANALOG DEVICES INC COM 032654105   946,452 4,455 SH   OTR 0 0 0 4,455
APPLE INC COM 037833100   16,817,897 67,159 SH   OTR 0 0 0 67,159
APPLIED MATLS INC COM 038222105   486,846 2,994 SH   OTR 0 0 0 2,994
AUTODESK INC COM 052769106   1,052,183 3,560 SH   OTR 0 0 0 3,560
BANK AMERICA CORP COM 060505104   644,048 14,654 SH   OTR 0 0 0 14,654
BANK NEW YORK MELLON CORP COM 064058100   764,533 9,951 SH   OTR 0 0 0 9,951
BECTON DICKINSON & CO COM 075887109   3,539,341 15,601 SH   OTR 0 0 0 15,601
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,202,730 9,272 SH   OTR 0 0 0 9,272
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   200,206 3,126 SH   OTR 0 0 0 3,126
BLACKROCK INC COM 09290D101   5,012,720 4,890 SH   OTR 0 0 0 4,890
BOOKING HOLDINGS INC COM 09857L108   3,768,477 758 SH   OTR 0 0 0 758
BROADCOM INC COM 11135F101   547,738 2,363 SH   OTR 0 0 0 2,363
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508   1,538,554 59,657 SH   OTR 0 0 0 59,657
CARMAX INC COM 143130102   1,772,427 21,678 SH   OTR 0 0 0 21,678
CENCORA INC COM 03073E105   1,133,599 5,045 SH   OTR 0 0 0 5,045
CHECK POINT SOFTWARE TECH LT ORD M22465104   1,272,463 6,816 SH   OTR 0 0 0 6,816
CITIZENS FINL GROUP INC COM 174610105   205,840 4,704 SH   OTR 0 0 0 4,704
COCA COLA CO COM 191216100   3,294,942 52,922 SH   OTR 0 0 0 52,922
COMCAST CORP NEW CL A 20030N101   4,409,507 117,493 SH   OTR 0 0 0 117,493
CONOCOPHILLIPS COM 20825C104   533,331 5,378 SH   OTR 0 0 0 5,378
COSTCO WHSL CORP NEW COM 22160K105   320,464 350 SH   OTR 0 0 0 350
DIAGEO PLC SPON ADR NEW 25243Q205   929,055 7,308 SH   OTR 0 0 0 7,308
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   260,710 4,063 SH   OTR 0 0 0 4,063
DISNEY WALT CO COM 254687106   1,356,199 12,180 SH   OTR 0 0 0 12,180
DRAFTKINGS INC NEW COM CL A 26142V105   296,224 7,963 SH   OTR 0 0 0 7,963
DUKE ENERGY CORP NEW COM NEW 26441C204   3,633,534 33,725 SH   OTR 0 0 0 33,725
EBAY INC. COM 278642103   809,197 13,062 SH   OTR 0 0 0 13,062
ECOLAB INC COM 278865100   454,259 1,939 SH   OTR 0 0 0 1,939
EDISON INTL COM 281020107   3,766,408 47,174 SH   OTR 0 0 0 47,174
ELEVANCE HEALTH INC COM 036752103   1,245,191 3,375 SH   OTR 0 0 0 3,375
ELI LILLY & CO COM 532457108   462,271 599 SH   OTR 0 0 0 599
ENBRIDGE INC COM 29250N105   5,398,201 127,226 SH   OTR 0 0 0 127,226
ENTERGY CORP NEW COM 29364G103   4,638,423 61,177 SH   OTR 0 0 0 61,177
EXXON MOBIL CORP COM 30231G102   4,921,403 45,751 SH   OTR 0 0 0 45,751
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,013,165 22,580 SH   OTR 0 0 0 22,580
FIDELITY NATL INFORMATION SV COM 31620M106   2,400,948 29,726 SH   OTR 0 0 0 29,726
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   403,950 4,952 SH   OTR 0 0 0 4,952
FISERV INC COM 337738108   958,834 4,668 SH   OTR 0 0 0 4,668
FLEXSHARES TR INT QLTDVDYNAM 33939L829   379,501 13,727 SH   OTR 0 0 0 13,727
GENERAL DYNAMICS CORP COM 369550108   766,135 2,908 SH   OTR 0 0 0 2,908
GENUINE PARTS CO COM 372460105   2,351,813 20,142 SH   OTR 0 0 0 20,142
GSK PLC SPONSORED ADR 37733W204   2,322,241 68,665 SH   OTR 0 0 0 68,665
HOME DEPOT INC COM 437076102   281,796 724 SH   OTR 0 0 0 724
HONEYWELL INTL INC COM 438516106   499,949 2,213 SH   OTR 0 0 0 2,213
HUNTINGTON INGALLS INDS INC COM 446413106   1,279,751 6,772 SH   OTR 0 0 0 6,772
INTERNATIONAL BUSINESS MACHS COM 459200101   438,487 1,995 SH   OTR 0 0 0 1,995
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   402,854 2,299 SH   OTR 0 0 0 2,299
INVESCO QQQ TR UNIT SER 1 46090E103   332,534 650 SH   OTR 0 0 0 650
IQVIA HLDGS INC COM 46266C105   1,420,969 7,231 SH   OTR 0 0 0 7,231
ISHARES INC CORE MSCI EMKT 46434G103   340,617 6,523 SH   OTR 0 0 0 6,523
ISHARES TR CORE MSCI EAFE 46432F842   976,427 13,893 SH   OTR 0 0 0 13,893
ISHARES TR NEW YORK MUN ETF 464288323   762,589 14,329 SH   OTR 0 0 0 14,329
ISHARES TR CORE DIV GRWTH 46434V621   338,109 5,512 SH   OTR 0 0 0 5,512
ISHARES TR CORE INTL AGGR 46435G672   268,796 5,385 SH   OTR 0 0 0 5,385
ISHARES TR ESG AWR MSCI USA 46435G425   288,158 2,237 SH   OTR 0 0 0 2,237
ISHARES TR NATIONAL MUN ETF 464288414   342,368 3,213 SH   OTR 0 0 0 3,213
ISHARES TR CORE US AGGBD ET 464287226   842,851 8,698 SH   OTR 0 0 0 8,698
ISHARES TR CORE US AGGBD ET 464287226   81 1 SH   SOLE 0 0 0 1
ISHARES TR CORE S&P TTL STK 464287150   1,635,991 12,720 SH   OTR 0 0 0 12,720
ISHARES TR CORE S&P500 ETF 464287200   429,736 730 SH   OTR 0 0 0 730
ISHARES TR RUS 1000 GRW ETF 464287614   428,496 1,067 SH   OTR 0 0 0 1,067
ISHARES TR RUS MDCP VAL ETF 464287473   455,444 3,521 SH   OTR 0 0 0 3,521
JOHNSON & JOHNSON COM 478160104   558,963 3,865 SH   OTR 0 0 0 3,865
JPMORGAN CHASE & CO. COM 46625H100   9,302,707 38,808 SH   OTR 0 0 0 38,808
LAMAR ADVERTISING CO NEW CL A 512816109   4,730,056 38,854 SH   OTR 0 0 0 38,854
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   2,047,529 752,768 SH   OTR 0 0 0 752,768
LOCKHEED MARTIN CORP COM 539830109   208,786 430 SH   OTR 0 0 0 430
MASTERCARD INCORPORATED CL A 57636Q104   2,191,253 4,161 SH   OTR 0 0 0 4,161
MCDONALDS CORP COM 580135101   214,184 739 SH   OTR 0 0 0 739
MCKESSON CORP COM 58155Q103   678,791 1,191 SH   OTR 0 0 0 1,191
MEDTRONIC PLC SHS G5960L103   3,164,189 39,612 SH   OTR 0 0 0 39,612
MERCK & CO INC COM 58933Y105   209,676 2,108 SH   OTR 0 0 0 2,108
META PLATFORMS INC CL A 30303M102   5,554,289 9,486 SH   OTR 0 0 0 9,486
MICROSOFT CORP COM 594918104   8,661,651 20,550 SH   OTR 0 0 0 20,550
NETFLIX INC COM 64110L106   419,550 471 SH   OTR 0 0 0 471
NEXTERA ENERGY INC COM 65339F101   444,646 6,202 SH   OTR 0 0 0 6,202
NOVARTIS AG SPONSORED ADR 66987V109   819,831 8,425 SH   OTR 0 0 0 8,425
NUVEEN N Y MUN VALUE FD COM 67062M105   100,531 12,500 SH   OTR 0 0 0 12,500
NVIDIA CORPORATION COM 67066G104   3,433,454 25,567 SH   OTR 0 0 0 25,567
OMNICOM GROUP INC COM 681919106   3,206,963 37,273 SH   OTR 0 0 0 37,273
ORACLE CORP COM 68389X105   2,266,445 13,601 SH   OTR 0 0 0 13,601
PEPSICO INC COM 713448108   429,900 2,827 SH   OTR 0 0 0 2,827
PFIZER INC COM 717081103   1,894,041 71,392 SH   OTR 0 0 0 71,392
PHILIP MORRIS INTL INC COM 718172109   5,208,715 43,280 SH   OTR 0 0 0 43,280
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207   1,062,470 57,806 SH   OTR 0 0 0 57,806
PROCTER AND GAMBLE CO COM 742718109   515,481 3,075 SH   OTR 0 0 0 3,075
QUALCOMM INC COM 747525103   1,032,825 6,723 SH   OTR 0 0 0 6,723
RTX CORPORATION COM 75513E101   401,404 3,469 SH   OTR 0 0 0 3,469
SALESFORCE INC COM 79466L302   1,324,265 3,961 SH   OTR 0 0 0 3,961
SANOFI SPONSORED ADR 80105N105   555,516 11,518 SH   OTR 0 0 0 11,518
SCHWAB CHARLES CORP COM 808513105   2,777,218 37,525 SH   OTR 0 0 0 37,525
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   206,113 9,080 SH   OTR 0 0 0 9,080
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,710,359 6,331 SH   OTR 0 0 0 6,331
SPDR SER TR PRTFLO S&P500 VL 78464A508   292,603 5,722 SH   OTR 0 0 0 5,722
SPDR SER TR PORTFOLIO S&P500 78464A854   550,740 7,989 SH   OTR 0 0 0 7,989
SPDR SER TR PORTFOLIO S&P400 78464A847   720,285 13,170 SH   OTR 0 0 0 13,170
SPDR SER TR S&P DIVID ETF 78464A763   2,414,792 18,280 SH   OTR 0 0 0 18,280
SPDR SER TR PORTFOLIO S&P600 78468R853   635,587 14,149 SH   OTR 0 0 0 14,149
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   201,204 5,108 SH   OTR 0 0 0 5,108
STARBUCKS CORP COM 855244109   4,167,065 45,666 SH   OTR 0 0 0 45,666
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   2,482,594 12,571 SH   OTR 0 0 0 12,571
TESLA INC COM 88160R101   1,237,888 3,065 SH   OTR 0 0 0 3,065
TEXAS INSTRS INC COM 882508104   2,272,272 12,118 SH   OTR 0 0 0 12,118
TRUIST FINL CORP COM 89832Q109   3,157,343 72,783 SH   OTR 0 0 0 72,783
UNILEVER PLC SPON ADR NEW 904767704   829,383 14,628 SH   OTR 0 0 0 14,628
UNITED PARCEL SERVICE INC CL B 911312106   2,540,395 20,146 SH   OTR 0 0 0 20,146
UNITEDHEALTH GROUP INC COM 91324P102   1,054,322 2,084 SH   OTR 0 0 0 2,084
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   16,101,153 223,907 SH   OTR 0 0 0 223,907
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   754,777 11,030 SH   OTR 0 0 0 11,030
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,930,541 24,984 SH   OTR 0 0 0 24,984
VANGUARD BD INDEX FDS INTERMED TERM 921937819   811,596 10,860 SH   OTR 0 0 0 10,860
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,657,908 115,350 SH   OTR 0 0 0 115,350
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   11 0 SH   SOLE 0 0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   34,763,106 64,518 SH   OTR 0 0 0 64,518
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   668,237 4,131 SH   OTR 0 0 0 4,131
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,320,121 47,112 SH   OTR 0 0 0 47,112
VANGUARD INDEX FDS SMALL CP ETF 922908751   51 0 SH   SOLE 0 0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   9,257,690 22,556 SH   OTR 0 0 0 22,556
VANGUARD INDEX FDS VALUE ETF 922908744   7,319,163 43,232 SH   OTR 0 0 0 43,232
VANGUARD INDEX FDS MID CAP ETF 922908629   6,448,277 24,413 SH   OTR 0 0 0 24,413
VANGUARD INDEX FDS MID CAP ETF 922908629   40 0 SH   SOLE 0 0 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   496,054 2,503 SH   OTR 0 0 0 2,503
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,498,150 28,044 SH   OTR 0 0 0 28,044
VANGUARD INDEX FDS TOTAL STK MKT 922908769   20,434,093 70,509 SH   OTR 0 0 0 70,509
VANGUARD INDEX FDS TOTAL STK MKT 922908769   279 1 SH   SOLE 0 0 0 1
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,063,597 160,390 SH   OTR 0 0 0 160,390
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   50 1 SH   SOLE 0 0 0 1
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   932,494 20,567 SH   OTR 0 0 0 20,567
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   8,684,575 114,708 SH   OTR 0 0 0 114,708
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   11,962,101 61,084 SH   OTR 0 0 0 61,084
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,426,524 24,207 SH   OTR 0 0 0 24,207
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,736,671 266,346 SH   OTR 0 0 0 266,346
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   123 3 SH   SOLE 0 0 0 3
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   21,028,672 164,814 SH   OTR 0 0 0 164,814
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   7,603,600 112,015 SH   OTR 0 0 0 112,015
VANGUARD WORLD FD INF TECH ETF 92204A702   9,880,027 15,889 SH   OTR 0 0 0 15,889
VEEVA SYS INC CL A COM 922475108   457,424 2,176 SH   OTR 0 0 0 2,176
VERIZON COMMUNICATIONS INC COM 92343V104   2,238,656 55,980 SH   OTR 0 0 0 55,980
VISA INC COM CL A 92826C839   2,962,374 9,373 SH   OTR 0 0 0 9,373
WALMART INC COM 931142103   470,102 5,203 SH   OTR 0 0 0 5,203
WEC ENERGY GROUP INC COM 92939U106   2,027,835 21,564 SH   OTR 0 0 0 21,564
WELLS FARGO CO NEW COM 949746101   6,153,225 87,603 SH   OTR 0 0 0 87,603