The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 250 8,560 SH   SOLE   8,560 0 0
ARK ETF TR INNOVATION ETF 00214Q104 415 3,239 SH   SOLE   3,239 0 0
ABBOTT LABS COM 002824100 298 2,521 SH   SOLE   2,521 0 0
ABBVIE INC COM 00287Y109 277 2,409 SH   SOLE   2,409 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,388 2,340 SH   SOLE   2,340 0 0
THE ALGER ETF TRUST MID CAP 40 ETF 015564107 2,766 132,213 SH   SOLE   132,213 0 0
ALPHABET INC CAP STK CL C 02079K107 2,435 946 SH   SOLE   946 0 0
ALPHABET INC CAP STK CL A 02079K305 2,177 869 SH   SOLE   869 0 0
AMAZON COM INC COM 023135106 4,789 1,364 SH   SOLE   1,364 0 0
AMERICAN EXPRESS CO COM 025816109 585 3,473 SH   SOLE   3,473 0 0
AMGEN INC COM 031162100 659 2,648 SH   SOLE   2,648 0 0
APPLE INC COM 037833100 9,601 68,601 SH   SOLE   68,601 0 0
ARES CAPITAL CORP COM 04010L103 1,444 72,458 SH   SOLE   72,458 0 0
BK OF AMERICA CORP COM 060505104 607 14,756 SH   SOLE   14,756 0 0
BECTON DICKINSON & CO COM 075887109 437 1,760 SH   SOLE   1,760 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,260 3 SH   SOLE   3 0 0
BOEING CO COM 097023105 1,578 6,666 SH   SOLE   6,666 0 0
CATERPILLAR INC COM 149123101 701 3,218 SH   SOLE   3,218 0 0
CHEVRON CORP NEW COM 166764100 674 6,352 SH   SOLE   6,352 0 0
CISCO SYS INC COM 17275R102 524 9,794 SH   SOLE   9,794 0 0
CLOUDFLARE INC CL A COM 18915M107 711 6,709 SH   SOLE   6,709 0 0
COHEN & STEERS SELECT PFD & COM 19248Y107 321 10,447 SH   SOLE   10,447 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,903 4,770 SH   SOLE   4,770 0 0
DISNEY WALT CO COM 254687106 1,814 10,242 SH   SOLE   10,242 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,117 10,477 SH   SOLE   10,477 0 0
EXXON MOBIL CORP COM 30231G102 386 6,107 SH   SOLE   6,107 0 0
EYENOVIA INC COM 30234E104 275 55,000 SH   SOLE   55,000 0 0
FACEBOOK INC CL A 30303M102 763 2,152 SH   SOLE   2,152 0 0
FORD MTR CO DEL COM 345370860 200 13,383 SH   SOLE   13,383 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 205 549 SH   SOLE   549 0 0
HOME DEPOT INC COM 437076102 1,763 5,463 SH   SOLE   5,463 0 0
IDEXX LABS INC COM 45168D104 270 417 SH   SOLE   417 0 0
INTEL CORP COM 458140100 207 3,644 SH   SOLE   3,644 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 290 2,073 SH   SOLE   2,073 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,471 6,890 SH   SOLE   6,890 0 0
ISHARES GOLD TR ISHARES NEW 464285204 2,513 73,839 SH   SOLE   73,839 0 0
ISHARES TR CORE S&P TTL STK 464287150 220 2,199 SH   SOLE   2,199 0 0
ISHARES TR CORE S&P500 ETF 464287200 17,537 40,255 SH   SOLE   40,255 0 0
ISHARES TR CORE US AGGBD ET 464287226 556 4,822 SH   SOLE   4,822 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 7,024 95,059 SH   SOLE   95,059 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 429 4,977 SH   SOLE   4,977 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 906 7,814 SH   SOLE   7,814 0 0
ISHARES TR RUS MD CP GR ETF 464287481 346 3,040 SH   SOLE   3,040 0 0
ISHARES TR CORE S&P MCP ETF 464287507 11,162 41,298 SH   SOLE   41,298 0 0
ISHARES TR ISHARES BIOTECH 464287556 224 1,359 SH   SOLE   1,359 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,257 4,566 SH   SOLE   4,566 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 592 3,576 SH   SOLE   3,576 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 749 3,270 SH   SOLE   3,270 0 0
ISHARES TR CORE S&P US GWT 464287671 235 2,286 SH   SOLE   2,286 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,949 43,991 SH   SOLE   43,991 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,052 7,967 SH   SOLE   7,967 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 311 13,228 SH   SOLE   13,228 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,529 24,419 SH   SOLE   24,419 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 3,600 65,744 SH   SOLE   65,744 0 0
ISHARES TR MODERT ALLOC ETF 464289875 474 10,510 SH   SOLE   10,510 0 0
ISHARES TR US TREAS BD ETF 46429B267 645 24,308 SH   SOLE   24,308 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 3,542 46,742 SH   SOLE   46,742 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,673 22,445 SH   SOLE   22,445 0 0
ISHARES INC CORE MSCI EMKT 46434G103 223 3,338 SH   SOLE   3,338 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 561 12,538 SH   SOLE   12,538 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 743 26,581 SH   SOLE   26,581 0 0
ISHARES TR MSCI GLOBAL IMP 46435G532 2,573 25,801 SH   SOLE   25,801 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 1,120 20,247 SH   SOLE   20,247 0 0
JPMORGAN CHASE & CO COM 46625H100 811 5,199 SH   SOLE   5,199 0 0
JOHNSON & JOHNSON COM 478160104 578 3,421 SH   SOLE   3,421 0 0
LEGGETT & PLATT INC COM 524660107 957 23,544 SH   SOLE   23,544 0 0
LENNAR CORP CL A 526057104 227 2,237 SH   SOLE   2,237 0 0
LOCKHEED MARTIN CORP COM 539830109 299 784 SH   SOLE   784 0 0
MASTERCARD INCORPORATED CL A 57636Q104 791 2,110 SH   SOLE   2,110 0 0
MCDONALDS CORP COM 580135101 806 3,448 SH   SOLE   3,448 0 0
MICROSOFT CORP COM 594918104 4,080 14,696 SH   SOLE   14,696 0 0
NIKE INC CL B 654106103 918 5,744 SH   SOLE   5,744 0 0
NVIDIA CORPORATION COM 67066G104 1,419 1,731 SH   SOLE   1,731 0 0
PALO ALTO NETWORKS INC COM 697435105 224 600 SH   SOLE   600 0 0
PARKER-HANNIFIN CORP COM 701094104 205 666 SH   SOLE   666 0 0
PAYPAL HLDGS INC COM 70450Y103 342 1,179 SH   SOLE   1,179 0 0
PEPSICO INC COM 713448108 424 2,845 SH   SOLE   2,845 0 0
PRICE T ROWE GROUP INC COM 74144T108 220 1,080 SH   SOLE   1,080 0 0
PROCTER AND GAMBLE CO COM 742718109 384 2,824 SH   SOLE   2,824 0 0
QUALCOMM INC COM 747525103 410 2,879 SH   SOLE   2,879 0 0
RWT HLDGS INC NOTE 5.750%10/0 749772AD1 504 500,000 SH   SOLE   500,000 0 0
REALTY INCOME CORP COM 756109104 491 7,277 SH   SOLE   7,277 0 0
ROCKWELL AUTOMATION INC COM 773903109 713 2,500 SH   SOLE   2,500 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 621 1,432 SH   SOLE   1,432 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,155 6,903 SH   SOLE   6,903 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 578 14,821 SH   SOLE   14,821 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,481 39,986 SH   SOLE   39,986 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 968 15,126 SH   SOLE   15,126 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 531 16,979 SH   SOLE   16,979 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 510 12,790 SH   SOLE   12,790 0 0
SPDR SER TR S&P DIVID ETF 78464A763 1,823 14,814 SH   SOLE   14,814 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 1,119 23,578 SH   SOLE   23,578 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 1,174 23,018 SH   SOLE   23,018 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 290 834 SH   SOLE   834 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 941 21,509 SH   SOLE   21,509 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 429 4,078 SH   SOLE   4,078 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 207 2,624 SH   SOLE   2,624 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 227 2,186 SH   SOLE   2,186 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 282 5,155 SH   SOLE   5,155 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 454 4,397 SH   SOLE   4,397 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2,238 17,263 SH   SOLE   17,263 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 276 1,440 SH   SOLE   1,440 0 0
SQUARE INC CL A 852234103 252 1,047 SH   SOLE   1,047 0 0
STARBUCKS CORP COM 855244109 244 2,123 SH   SOLE   2,123 0 0
SUN LIFE FINANCIAL INC. COM 866796105 414 17,890 SH   SOLE   17,890 0 0
TARGET CORP COM 87612E106 707 2,869 SH   SOLE   2,869 0 0
TESLA INC COM 88160R101 1,612 2,375 SH   SOLE   2,375 0 0
UNION PAC CORP COM 907818108 278 1,239 SH   SOLE   1,239 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 745 22,574 SH   SOLE   22,574 0 0
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 20,229 270,257 SH   SOLE   270,257 0 0
VANECK VECTORS ETF TR MRNGSTR DUR DV 92189H102 3,712 119,395 SH   SOLE   119,395 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,515 22,429 SH   SOLE   22,429 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 595 2,536 SH   SOLE   2,536 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,244 23,991 SH   SOLE   23,991 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 8,073 32,170 SH   SOLE   32,170 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,148 7,895 SH   SOLE   7,895 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,246 12,151 SH   SOLE   12,151 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 364 1,253 SH   SOLE   1,253 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,277 5,669 SH   SOLE   5,669 0 0
VEREIT INC COM 92339V308 381 8,202 SH   SOLE   8,202 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 304 5,394 SH   SOLE   5,394 0 0
VISA INC COM CL A 92826C839 5,210 21,833 SH   SOLE   21,833 0 0
WALMART INC COM 931142103 265 1,891 SH   SOLE   1,891 0 0
YUM BRANDS INC COM 988498101 321 2,746 SH   SOLE   2,746 0 0