The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   301,399 532 SH   SOLE 0 48 0 484
ADVANCED MICRO DEVICES INC COM 007903107   693,333 3,905 SH   SOLE 0 72 0 3,833
ALPHABET INC CAP STK CL A 02079K305   1,420,397 7,723 SH   SOLE 0 2,522 0 5,201
ALPHABET INC CAP STK CL C 02079K107   856,678 4,618 SH   SOLE 0 1,578 0 3,040
AMAZON COM INC COM 023135106   2,824,503 14,633 SH   SOLE 0 5,381 0 9,252
AMEREN CORP COM 023608102   248,405 3,360 SH   SOLE 0 2,850 0 510
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   1,247,878 17,177 SH   SOLE 0 6,594 0 10,583
AMERICAN EXPRESS CO COM 025816109   354,974 1,422 SH   SOLE 0 260 0 1,162
AMPHENOL CORP NEW CL A 032095101   221,932 3,152 SH   SOLE 0 678 0 2,474
APPLE INC COM 037833100   17,564,004 74,798 SH   SOLE 0 8,223 0 66,575
APPLIED MATLS INC COM 038222105   633,038 2,575 SH   SOLE 0 0 0 2,575
ASTRAZENECA PLC SPONSORED ADR 046353108   201,929 2,569 SH   SOLE 0 1,034 0 1,535
AT&T INC COM 00206R102   226,581 12,020 SH   SOLE 0 6,142 0 5,878
AUTODESK INC COM 052769106   215,747 850 SH   SOLE 0 91 0 759
BANK AMERICA CORP COM 060505104   307,393 6,966 SH   SOLE 0 5,343 0 1,623
BECTON DICKINSON & CO COM 075887109   270,150 1,171 SH   SOLE 0 191 0 980
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,555,604 3,544 SH   SOLE 0 691 0 2,853
BLACKROCK CR ALLOCATION INCO COM 092508100   157,853 14,684 SH   SOLE 0 0 0 14,684
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   16,957,020 347,622 SH   SOLE 0 92,343 0 255,280
BLACKROCK INC COM 09247X101   296,404 351 SH   SOLE 0 203 0 148
BOEING CO COM 097023105   215,703 1,159 SH   SOLE 0 550 0 609
BOOKING HOLDINGS INC COM 09857L108   457,783 111 SH   SOLE 0 35 0 76
BROADCOM INC COM 11135F101   257,111 1,518 SH   SOLE 0 580 0 938
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   390,582 5,424 SH   SOLE 0 1,775 0 3,649
CATERPILLAR INC COM 149123101   245,194 680 SH   SOLE 0 0 0 680
CHEVRON CORP NEW COM 166764100   449,417 2,849 SH   SOLE 0 240 0 2,609
CO-DIAGNOSTICS INC COM 189763105   41,415 31,375 SH   SOLE 0 0 0 31,375
COCA COLA CO COM 191216100   230,132 3,581 SH   SOLE 0 1,193 0 2,388
COHEN & STEERS SELECT PFD & COM 19248Y107   298,440 14,833 SH   SOLE 0 0 0 14,833
CONOCOPHILLIPS COM 20825C104   338,847 2,942 SH   SOLE 0 119 0 2,823
COPART INC COM 217204106   202,608 3,752 SH   SOLE 0 986 0 2,766
COSTCO WHSL CORP NEW COM 22160K105   1,544,816 1,816 SH   SOLE 0 300 0 1,516
DELTA AIR LINES INC DEL COM NEW 247361702   231,622 5,033 SH   SOLE 0 430 0 4,603
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   365,484 10,640 SH   SOLE 0 0 0 10,640
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   512,768 10,676 SH   SOLE 0 2,955 0 7,721
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   12,588,438 469,193 SH   SOLE 0 105,140 0 364,052
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   14,819,527 378,629 SH   SOLE 0 95,415 0 283,214
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   232,093 6,219 SH   SOLE 0 2,147 0 4,072
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   896,508 14,613 SH   SOLE 0 3,579 0 11,034
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   1,272,556 34,855 SH   SOLE 0 0 0 34,855
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   688,483 22,039 SH   SOLE 0 1,880 0 20,159
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   5,407,243 82,895 SH   SOLE 0 17,270 0 65,625
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   6,899,424 110,710 SH   SOLE 0 55,421 0 55,289
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   361,670 8,603 SH   SOLE 0 3,738 0 4,865
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,446,423 92,738 SH   SOLE 0 24,935 0 67,803
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   6,405,881 189,243 SH   SOLE 0 63,696 0 125,547
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   19,950,971 646,709 SH   SOLE 0 141,096 0 505,613
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   233,386 9,961 SH   SOLE 0 3,510 0 6,451
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   2,127,119 43,331 SH   SOLE 0 0 0 43,331
DISNEY WALT CO COM 254687106   286,506 2,910 SH   SOLE 0 825 0 2,084
ELECTRONIC ARTS INC COM 285512109   267,723 1,825 SH   SOLE 0 472 0 1,353
ELI LILLY & CO COM 532457108   1,400,579 1,487 SH   SOLE 0 371 0 1,116
ENTERPRISE PRODS PARTNERS L COM 293792107   274,396 9,267 SH   SOLE 0 0 0 9,267
EXPEDITORS INTL WASH INC COM 302130109   234,980 1,932 SH   SOLE 0 0 0 1,932
EXTRA SPACE STORAGE INC COM 30225T102   1,780,909 10,806 SH   SOLE 0 37 0 10,769
EXXON MOBIL CORP COM 30231G102   219,978 1,896 SH   SOLE 0 918 0 978
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   5,677,051 210,729 SH   SOLE 0 62,629 0 148,100
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   10,405,133 227,733 SH   SOLE 0 7,423 0 220,310
FISERV INC COM 337738108   241,210 1,535 SH   SOLE 0 291 0 1,244
FORD MTR CO DEL COM 345370860   150,246 10,441 SH   SOLE 0 491 0 9,950
GLOBAL X FDS GLOBAL X SILVER 37954Y848   317,724 8,700 SH   SOLE 0 0 0 8,700
GOLDMAN SACHS BDC INC SHS 38147U107   192,696 12,513 SH   SOLE 0 172 0 12,341
HEALTHEQUITY INC COM 42226A107   5,525,963 67,853 SH   SOLE 0 0 0 67,853
HOME DEPOT INC COM 437076102   377,677 1,023 SH   SOLE 0 338 0 685
HOWMET AEROSPACE INC COM 443201108   205,551 2,526 SH   SOLE 0 1,003 0 1,523
HUNTSMAN CORP COM 447011107   439,886 18,584 SH   SOLE 0 514 0 18,070
INTUIT COM 461202103   211,836 318 SH   SOLE 0 51 0 267
INTUITIVE SURGICAL INC COM NEW 46120E602   360,920 824 SH   SOLE 0 68 0 756
INVESCO QQQ TR UNIT SER 1 46090E103   2,264,253 4,562 SH   SOLE 0 1,723 0 2,839
ISHARES INC MSCI EMRG CHN 46434G764   5,452,096 88,136 SH   SOLE 0 23,262 0 64,874
ISHARES INC CORE MSCI EMKT 46434G103   7,988,744 143,734 SH   SOLE 0 43,534 0 100,200
ISHARES INC MSCI EMERG MRKT 464286533   2,096,935 35,626 SH   SOLE 0 15,473 0 20,153
ISHARES INC ESG AWR MSCI EM 46434G863   841,363 24,094 SH   SOLE 0 7,068 0 17,026
ISHARES TR SP SMCP600VL ETF 464287879   1,777,808 16,687 SH   SOLE 0 8,079 0 8,607
ISHARES TR CORE MSCI TOTAL 46432F834   8,088,589 115,173 SH   SOLE 0 23,893 0 91,280
ISHARES TR CORE S&P SCP ETF 464287804   4,475,915 38,311 SH   SOLE 0 13,586 0 24,726
ISHARES TR U.S. TECH ETF 464287721   7,809,015 49,984 SH   SOLE 0 13,360 0 36,624
ISHARES TR MSCI USA VALUE 46432F388   1,022,048 9,364 SH   SOLE 0 2,279 0 7,085
ISHARES TR ESG AW MSCI EAFE 46435G516   318,415 3,901 SH   SOLE 0 0 0 3,901
ISHARES TR EAFE SML CP ETF 464288273   1,416,143 21,922 SH   SOLE 0 10,464 0 11,458
ISHARES TR MSCI USA QLT FCT 46432F339   19,361,423 109,958 SH   SOLE 0 30,996 0 78,962
ISHARES TR U.S. MED DVC ETF 464288810   454,802 8,038 SH   SOLE 0 2,209 0 5,829
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,934,087 29,456 SH   SOLE 0 8,189 0 21,267
ISHARES TR ESG MSCI USA ETF 46436E767   534,616 11,016 SH   SOLE 0 2,536 0 8,480
ISHARES TR NATIONAL MUN ETF 464288414   1,582,451 14,733 SH   SOLE 0 5,126 0 9,607
ISHARES TR HDG MSCI EAFE 46434V803   2,817,418 78,765 SH   SOLE 0 20,716 0 58,049
ISHARES TR SHRT NAT MUN ETF 464288158   1,083,080 10,309 SH   SOLE 0 1,963 0 8,346
ISHARES TR MSCI USA MIN VOL 46429B697   1,294,156 14,941 SH   SOLE 0 4,507 0 10,434
ISHARES TR COHEN STEER REIT 464287564   202,199 3,351 SH   SOLE 0 0 0 3,351
ISHARES TR MSCI EAFE MIN VL 46429B689   3,640,072 50,839 SH   SOLE 0 21,067 0 29,772
ISHARES TR ISHARES SEMICDTR 464287523   225,308 861 SH   SOLE 0 116 0 745
ISHARES TR CORE DIV GRWTH 46434V621   7,683,416 127,844 SH   SOLE 0 33,198 0 94,645
ISHARES TR CORE S&P TTL STK 464287150   20,542,186 165,743 SH   SOLE 0 43,168 0 122,575
ISHARES TR TRS FLT RT BD 46434V860   526,733 10,418 SH   SOLE 0 3,070 0 7,348
ISHARES TR ESG EAFE ETF 46436E759   215,462 3,068 SH   SOLE 0 848 0 2,220
ISHARES TR MICRO-CAP ETF 464288869   1,520,824 11,747 SH   SOLE 0 5,489 0 6,258
ISHARES TR S&P 500 GRWT ETF 464287309   21,631,732 225,237 SH   SOLE 0 59,429 0 165,807
ISHARES TR MSCI EMG MKT ETF 464287234   277,189 6,259 SH   SOLE 0 2,579 0 3,680
ISHARES TR CORE MSCI EAFE 46432F842   12,096,950 160,246 SH   SOLE 0 50,814 0 109,431
ISHARES TR S&P 500 VAL ETF 464287408   9,857,458 52,079 SH   SOLE 0 13,828 0 38,250
ISHARES TR U S EQUITY FACTR 46434V282   2,252,466 38,930 SH   SOLE 0 5,886 0 33,044
ISHARES TR CORE S&P MCP ETF 464287507   9,633,605 154,757 SH   SOLE 0 37,371 0 117,386
ISHARES TR ESG AWR MSCI USA 46435G425   4,165,699 33,575 SH   SOLE 0 6,070 0 27,506
ISHARES TR CORE US AGGBD ET 464287226   958,052 9,731 SH   SOLE 0 5,572 0 4,159
ISHARES TR CORE MSCI INTL 46435G326   322,181 4,716 SH   SOLE 0 3,684 0 1,032
ISHARES TR CORE S&P500 ETF 464287200   80,927,185 142,487 SH   SOLE 0 41,165 0 101,322
ISHARES TR MSCI USA MMENTM 46432F396   1,598,120 7,936 SH   SOLE 0 0 0 7,936
ISHARES TR EAFE GRWTH ETF 464288885   16,032,618 151,408 SH   SOLE 0 39,439 0 111,970
ISHARES TR US INFRASTRUC 46435U713   1,904,617 42,325 SH   SOLE 0 11,047 0 31,277
ISHARES TR GLOBAL TECH ETF 464287291   557,152 6,461 SH   SOLE 0 1,921 0 4,540
ISHARES TR MSCI EAFE ETF 464287465   880,511 10,837 SH   SOLE 0 4,455 0 6,382
ISHARES TR EAFE VALUE ETF 464288877   5,730,763 103,988 SH   SOLE 0 26,568 0 77,420
ISHARES TR ISHS 1-5YR INVS 464288646   2,014,214 39,020 SH   SOLE 0 6,906 0 32,114
JOHNSON & JOHNSON COM 478160104   613,020 4,059 SH   SOLE 0 1,248 0 2,811
JPMORGAN CHASE & CO. COM 46625H100   283,260 1,326 SH   SOLE 0 536 0 790
LOWES COS INC COM 548661107   262,273 1,088 SH   SOLE 0 237 0 851
LULULEMON ATHLETICA INC COM 550021109   222,613 763 SH   SOLE 0 145 0 618
MASTERCARD INCORPORATED CL A 57636Q104   796,351 1,795 SH   SOLE 0 488 0 1,307
MCDONALDS CORP COM 580135101   454,493 1,767 SH   SOLE 0 196 0 1,571
MERCK & CO INC COM 58933Y105   552,321 4,403 SH   SOLE 0 2,369 0 2,034
META PLATFORMS INC CL A 30303M102   1,137,761 2,323 SH   SOLE 0 682 0 1,641
MICROSOFT CORP COM 594918104   7,089,479 15,771 SH   SOLE 0 7,966 0 7,805
MOTOROLA SOLUTIONS INC COM NEW 620076307   240,043 606 SH   SOLE 0 0 0 606
NORTHWESTERN ENERGY GROUP IN COM NEW 668074305   251,949 4,779 SH   SOLE 0 0 0 4,779
NUVEEN PFD & INCOME TERM FD COM 67075A106   305,652 15,539 SH   SOLE 0 0 0 15,539
NVIDIA CORPORATION COM 67066G104   4,996,698 39,543 SH   SOLE 0 9,950 0 29,593
ONEOK INC NEW COM 682680103   201,932 2,374 SH   SOLE 0 2,364 0 10
ORACLE CORP COM 68389X105   237,184 1,663 SH   SOLE 0 299 0 1,364
PCM FD INC COM 69323T101   242,798 32,330 SH   SOLE 0 0 0 32,330
PEPSICO INC COM 713448108   1,136,904 6,900 SH   SOLE 0 264 0 6,636
PFIZER INC COM 717081103   298,894 10,132 SH   SOLE 0 5,091 0 5,041
PIMCO ETF TR ACTIVE BD ETF 72201R775   523,774 5,679 SH   SOLE 0 5,679 0 0
PROCTER AND GAMBLE CO COM 742718109   733,163 4,392 SH   SOLE 0 1,309 0 3,083
PROLOGIS INC. COM 74340W103   228,280 1,879 SH   SOLE 0 1,849 0 30
PROSHARES TR ULTRAPRO QQQ 74347X831   616,282 7,580 SH   SOLE 0 3,614 0 3,966
QUALCOMM INC COM 747525103   495,333 2,363 SH   SOLE 0 200 0 2,163
RTX CORPORATION COM 75513E101   280,143 2,702 SH   SOLE 0 0 0 2,702
S&P GLOBAL INC COM 78409V104   269,812 552 SH   SOLE 0 157 0 395
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   259,245 5,023 SH   SOLE 0 0 0 5,023
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,049,443 37,527 SH   SOLE 0 13,354 0 24,173
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   485,110 7,404 SH   SOLE 0 0 0 7,404
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   278,105 4,162 SH   SOLE 0 0 0 4,162
SECURITY NATL FINL CORP CL A NEW 814785309   250,617 32,296 SH   SOLE 0 0 0 32,296
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   470,313 2,015 SH   SOLE 0 1,545 0 470
SERVICENOW INC COM 81762P102   891,646 1,172 SH   SOLE 0 288 0 884
SPDR GOLD TR GOLD SHS 78463V107   322,802 1,414 SH   SOLE 0 144 0 1,270
SPDR S&P 500 ETF TR TR UNIT 78462F103   397,097 703 SH   SOLE 0 472 0 231
SPDR SER TR PORTFOLIO S&P500 78464A854   50,561,099 761,004 SH   SOLE 0 199,585 0 561,419
SPROTT PHYSICAL GOLD TR UNIT 85207H104   342,635 17,939 SH   SOLE 0 0 0 17,939
STARBUCKS CORP COM 855244109   219,590 2,908 SH   SOLE 0 2,528 0 380
STRYKER CORPORATION COM 863667101   333,097 999 SH   SOLE 0 700 0 299
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   499,322 2,684 SH   SOLE 0 885 0 1,799
TELEDYNE TECHNOLOGIES INC COM 879360105   731,961 1,814 SH   SOLE 0 0 0 1,814
TESLA INC COM 88160R101   1,356,689 5,288 SH   SOLE 0 2,348 0 2,940
TEXAS INSTRS INC COM 882508104   242,985 1,176 SH   SOLE 0 170 0 1,006
THERMO FISHER SCIENTIFIC INC COM 883556102   331,030 596 SH   SOLE 0 112 0 484
TJX COS INC NEW COM 872540109   250,744 2,180 SH   SOLE 0 198 0 1,982
TRIMBLE INC COM 896239100   359,748 6,138 SH   SOLE 0 138 0 6,000
UNION PAC CORP COM 907818108   1,680,760 6,915 SH   SOLE 0 216 0 6,699
UNITEDHEALTH GROUP INC COM 91324P102   389,149 709 SH   SOLE 0 236 0 473
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,528,968 2,946 SH   SOLE 0 0 0 2,946
VANGUARD INDEX FDS MID CAP ETF 922908629   240,453 949 SH   SOLE 0 472 0 477
VANGUARD INDEX FDS VALUE ETF 922908744   279,009 1,668 SH   SOLE 0 136 0 1,532
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,212,866 36,047 SH   SOLE 0 10,607 0 25,440
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,154,839 4,454 SH   SOLE 0 1,550 0 2,904
VANGUARD INDEX FDS SM CP VAL ETF 922908611   957,603 4,880 SH   SOLE 0 3,750 0 1,130
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   243,201 5,030 SH   SOLE 0 1,835 0 3,195
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   396,407 7,845 SH   SOLE 0 7,207 0 638
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   470,626 2,471 SH   SOLE 0 1,142 0 1,329
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   404,322 7,865 SH   SOLE 0 5,183 0 2,682
VANGUARD WELLINGTON FD US MULTIFACTOR 921935607   567,529 4,361 SH   SOLE 0 1,405 0 2,956
VANGUARD WORLD FD INF TECH ETF 92204A702   2,265,097 3,747 SH   SOLE 0 1,235 0 2,512
VANGUARD WORLD FD MEGA CAP INDEX 921910873   6,681,248 32,678 SH   SOLE 0 4,602 0 28,076
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   218,225 791 SH   SOLE 0 624 0 167
VANGUARD WORLD FD ESG US STK ETF 921910733   407,660 4,046 SH   SOLE 0 0 0 4,046
VERTEX PHARMACEUTICALS INC COM 92532F100   272,362 557 SH   SOLE 0 163 0 394
VISA INC COM CL A 92826C839   564,390 2,096 SH   SOLE 0 701 0 1,395
WALMART INC COM 931142103   794,117 11,346 SH   SOLE 0 1,233 0 10,114
WELLS FARGO CO NEW COM 949746101   431,251 7,159 SH   SOLE 0 1,278 0 5,881
WISDOMTREE TR EM EX ST-OWNED 97717X578   243,937 7,642 SH   SOLE 0 0 0 7,642
WP CAREY INC COM 92936U109   213,153 3,659 SH   SOLE 0 1,830 0 1,829
ZIONS BANCORPORATION N A COM 989701107   685,088 13,642 SH   SOLE 0 35 0 13,607