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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   516,596 3,400 SH   SOLE   0 0 3,400
INVESCO QQQ TR UNIT SER 1 46090E103   31,271,412 76,361 SH   SOLE   0 0 76,361
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,381,503 53,881 SH   SOLE   0 0 53,881
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,279,962 18,042 SH   SOLE   0 0 18,042
ISHARES TR MSCI EMG MKT ETF 464287234   2,235,463 55,595 SH   SOLE   0 0 55,595
MARRIOTT INTL INC NEW CL A 571903202   801,012 3,552 SH   SOLE   0 0 3,552
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   7,447,935 84,291 SH   SOLE   0 0 84,291
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   741,524 68,406 SH   SOLE   0 0 68,406
EATON VANCE TAX-MANAGED BUY- COM 27828Y108   5,228,474 424,045 SH   SOLE   0 0 424,045
ISHARES TR GRWT ALLOCAT ETF 464289867   373,775 7,027 SH   SOLE   0 0 7,027
SPDR S&P 500 ETF TR TR UNIT 78462F103   401,637 845 SH   SOLE   0 0 845
FIRSTENERGY CORP COM 337932107   786,760 21,461 SH   SOLE   0 0 21,461
SPDR GOLD TR GOLD SHS 78463V107   3,195,789 16,717 SH   SOLE   0 0 16,717
ISHARES TR U.S. REAL ES ETF 464287739   769,096 8,414 SH   SOLE   0 0 8,414
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   269,895 3,747 SH   SOLE   0 0 3,747
ISHARES TR CORE S&P SCP ETF 464287804   9,692,721 89,540 SH   SOLE   0 0 89,540
ALPHABET INC CAP STK CL A 02079K305   517,272 3,703 SH   SOLE   0 0 3,703
PROGRESSIVE CORP COM 743315103   531,836 3,339 SH   SOLE   0 0 3,339
MICROSOFT CORP COM 594918104   921,149 2,450 SH   SOLE   0 0 2,450
VALERO ENERGY CORP COM 91913Y100   210,683 1,621 SH   SOLE   0 0 1,621
DTE ENERGY CO COM 233331107   329,347 2,987 SH   SOLE   0 0 2,987
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,051,301 18,991 SH   SOLE   0 0 18,991
VANGUARD INDEX FDS MID CAP ETF 922908629   1,364,350 5,865 SH   SOLE   0 0 5,865
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   206,477 824 SH   SOLE   0 0 824
VANGUARD WORLD FDS INF TECH ETF 92204A702   330,675 683 SH   SOLE   0 0 683
HUNTINGTON BANCSHARES INC COM 446150104   178,856 14,061 SH   SOLE   0 0 14,061
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   669,360 4,242 SH   SOLE   0 0 4,242
SPDR SER TR S&P 600 SMCP VAL 78464A300   2,420,301 29,052 SH   SOLE   0 0 29,052
SPDR SER TR S&P 400 MDCP GRW 78464A821   2,795,010 36,937 SH   SOLE   0 0 36,937
SPDR SER TR S&P 600 SMCP GRW 78464A201   2,222,171 26,571 SH   SOLE   0 0 26,571
SPDR SER TR S&P 400 MDCP VAL 78464A839   3,069,218 41,826 SH   SOLE   0 0 41,826
ELI LILLY & CO COM 532457108   453,512 778 SH   SOLE   0 0 778
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,869,904 38,103 SH   SOLE   0 0 38,103
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   2,581,624 15,370 SH   SOLE   0 0 15,370
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   1,274,469 4,706 SH   SOLE   0 0 4,706
ISHARES TR SELECT DIVID ETF 464287168   320,777 2,737 SH   SOLE   0 0 2,737
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   502,911 20,920 SH   SOLE   0 0 20,920
L3HARRIS TECHNOLOGIES INC COM 502431109   204,475 971 SH   SOLE   0 0 971
MFS MUN INCOME TR SH BEN INT 552738106   661,093 127,871 SH   SOLE   0 0 127,871
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,147,176 15,597 SH   SOLE   0 0 15,597
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   7,094,469 126,371 SH   SOLE   0 0 126,371
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   736,456 13,618 SH   SOLE   0 0 13,618
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746   1,375,542 17,703 SH   SOLE   0 0 17,703
ISHARES TR CORE S&P500 ETF 464287200   1,180,000 2,471 SH   SOLE   0 0 2,471
ISHARES TR PFD AND INCM SEC 464288687   6,385,292 204,722 SH   SOLE   0 0 204,722
SALESFORCE INC COM 79466L302   225,248 856 SH   SOLE   0 0 856
JPMORGAN CHASE & CO COM 46625H100   249,026 1,464 SH   SOLE   0 0 1,464
CHEVRON CORP NEW COM 166764100   249,600 1,673 SH   SOLE   0 0 1,673
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   256,571 7,953 SH   SOLE   0 0 7,953
INVESCO EXCHANGE TRADED FD T DORSEY WRGT TECH 46137V811   426,961 8,453 SH   SOLE   0 0 8,453
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   496,333 4,446 SH   SOLE   0 0 4,446
ALPHABET INC CAP STK CL C 02079K107   428,850 3,043 SH   SOLE   0 0 3,043
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,150,173 6,750 SH   SOLE   0 0 6,750
ISHARES TR CORE US AGGBD ET 464287226   7,103,260 71,569 SH   SOLE   0 0 71,569
DNP SELECT INCOME FD INC COM 23325P104   286,880 33,830 SH   SOLE   0 0 33,830
SPDR SER TR PRTFLO S&P500 GW 78464A409   7,321,646 112,537 SH   SOLE   0 0 112,537
SPDR SER TR PRTFLO S&P500 VL 78464A508   29,961,362 642,534 SH   SOLE   0 0 642,534
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   683,412 25,644 SH   SOLE   0 0 25,644
FIRST TR VALUE LINE DIVID IN SHS 33734H106   4,052,296 99,909 SH   SOLE   0 0 99,909
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   655,041 19,260 SH   SOLE   0 0 19,260
ISHARES TR CORE S&P MCP ETF 464287507   9,474,589 34,186 SH   SOLE   0 0 34,186
ISHARES TR MSCI EAFE ETF 464287465   209,257 2,777 SH   SOLE   0 0 2,777
APPLE INC COM 037833100   12,244,433 63,598 SH   SOLE   0 0 63,598
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   905,849 78,976 SH   DFND   0 0 78,976