The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 261,822 2,502 SH   SOLE   0 0 2,502
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 286,416 1,695 SH   SOLE   0 0 1,695
ADOBE INC COM 00724F101 BBG001S5NCQ5 1,387,130 2,537 SH   SOLE   0 0 2,537
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 3,492,197 18,835 SH   SOLE   0 0 18,835
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 507,885 2,718 SH   SOLE   0 0 2,718
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,646,310 8,321 SH   SOLE   0 0 8,321
APPLE INC COM 037833100 BBG001S5N8V8 8,526,558 39,825 SH   SOLE   0 0 39,825
APPTECH PMTS CORP COM 03834B309 BBG001SC5638 13,667 14,250 SH   SOLE   0 0 14,250
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 3,582,124 81,393 SH   SOLE   0 0 81,393
AT&T INC COM 00206R102 BBG001S5VWH2 322,069 17,177 SH   SOLE   0 0 17,177
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,048,329 26,709 SH   SOLE   0 0 26,709
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 377,762 926 SH   SOLE   0 0 926
BLACKROCK INC COM 09247X101 BBG001SDBP55 486,644 623 SH   SOLE   0 0 623
BLACKSTONE INC COM 09260D107 BBG001S7H949 289,721 2,334 SH   SOLE   0 0 2,334
BROADCOM INC COM 11135F101 BBG00KHY5SY8 955,169 602 SH   SOLE   0 0 602
CATERPILLAR INC COM 149123101 BBG001S5PJ06 222,704 680 SH   SOLE   0 0 680
CELANESE CORP DEL COM 150870103 BBG001SJDDG5 367,119 2,700 SH   SOLE   0 0 2,700
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 2,095,375 13,404 SH   SOLE   0 0 13,404
CISCO SYS INC COM 17275R102 BBG001S6HC62 443,230 9,341 SH   SOLE   0 0 9,341
CLOROX CO DEL COM 189054109 BBG001S5PX50 225,527 1,651 SH   SOLE   0 0 1,651
COCA COLA CO COM 191216100 BBG001S5SMQ8 256,141 4,008 SH   SOLE   0 0 4,008
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 485,199 12,675 SH   SOLE   0 0 12,675
CORNING INC COM 219350105 BBG001S5RLH1 363,634 9,423 SH   SOLE   0 0 9,423
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 2,144,540 2,521 SH   SOLE   0 0 2,521
DEERE & CO COM 244199105 BBG001S5QFF7 931,841 2,473 SH   SOLE   0 0 2,473
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 1,114,408 7,493 SH   SOLE   0 0 7,493
DIODES INC COM 254543101 BBG001SCJ937 282,760 4,000 SH   SOLE   0 0 4,000
DISCOVER FINL SVCS COM 254709108 BBG001SS0KV6 958,217 7,744 SH   SOLE   0 0 7,744
DISNEY WALT CO COM 254687106 BBG001S5QHF3 1,154,631 11,301 SH   SOLE   0 0 11,301
EATON CORP PLC SHS G29183103 BBG001S5QZ45 1,315,723 4,191 SH   SOLE   0 0 4,191
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 483,380 4,207 SH   SOLE   0 0 4,207
FIRST SOLAR INC COM 336433107 BBG001S991Z7 652,041 2,609 SH   SOLE   0 0 2,609
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 BBG00GY1H1G6 1,153,434 23,297 SH   SOLE   0 0 23,297
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 BBG00HJHQ112 4,805,932 261,761 SH   SOLE   0 0 261,761
FISERV INC COM 337738108 BBG001S5R6Q4 1,222,456 8,200 SH   SOLE   0 0 8,200
GENERAL MLS INC COM 370334104 BBG001S5RKR2 230,758 3,622 SH   SOLE   0 0 3,622
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 280,000 4,068 SH   SOLE   0 0 4,068
GLOBAL X FDS RATE PREFERRED 37954Y376 BBG00VNLZSW4 316,793 13,322 SH   SOLE   0 0 13,322
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 477,147 24,147 SH   SOLE   0 0 24,147
HOME DEPOT INC COM 437076102 BBG001S5RTW7 888,218 2,601 SH   SOLE   0 0 2,601
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,319,145 6,153 SH   SOLE   0 0 6,153
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 316,441 1,333 SH   SOLE   0 0 1,333
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 BBG011MFV1P4 1,731,968 57,665 SH   SOLE   0 0 57,665
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814 BBG00DZWKTV2 348,829 8,135 SH   SOLE   0 0 8,135
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888 BBG00NR9PT90 10,243,502 246,432 SH   SOLE   0 0 246,432
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 BBG00NR9QB16 497,574 14,360 SH   SOLE   0 0 14,360
INNOVATOR ETFS TRUST US EQTY BUF DEC 45782C557 BBG00QYNBZV0 971,015 23,159 SH   SOLE   0 0 23,159
INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581 BBG00QPZ0JC2 920,492 24,635 SH   SOLE   0 0 24,635
INNOVATOR ETFS TRUST US EQTY BUF OCT 45782C771 BBG00M4NZ631 10,021,014 241,034 SH   SOLE   0 0 241,034
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664 BBG00Q4023H0 988,876 24,312 SH   SOLE   0 0 24,312
INNOVATOR ETFS TRUST US EQTY BUFR FEB 45782C433 BBG00RHZ1235 974,535 23,962 SH   SOLE   0 0 23,962
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 BBG00MYXK7W8 10,356,672 229,484 SH   SOLE   0 0 229,484
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789 BBG00LNJLCX0 10,315,967 247,161 SH   SOLE   0 0 247,161
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755 BBG00PBD60M2 931,683 23,810 SH   SOLE   0 0 23,810
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391 BBG00S1NCS83 1,005,968 23,254 SH   SOLE   0 0 23,254
INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326 BBG00TGLNRW2 942,741 24,802 SH   SOLE   0 0 24,802
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 BBG00PVP39R2 2,427,396 66,504 SH   SOLE   0 0 66,504
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 BBG00LNDTJL3 204,456 5,260 SH   SOLE   0 0 5,260
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 BBG00MYXKL20 204,449 5,080 SH   SOLE   0 0 5,080
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797 BBG00M4NZTF8 202,362 5,285 SH   SOLE   0 0 5,285
INNOVATOR ETFS TRUST US EQUT BUFR AUG 45782C698 BBG00PVP2QY7 972,206 23,943 SH   SOLE   0 0 23,943
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 256,836 1,503 SH   SOLE   0 0 1,503
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 1,290,314 12,591 SH   SOLE   0 0 12,591
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 11,199,983 23,255 SH   SOLE   0 0 23,255
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 369,044 8,395 SH   SOLE   0 0 8,395
ISHARES TR 0-5YR INVT GR CP 46434V100 BBG005DW0468 7,944,796 161,283 SH   SOLE   0 0 161,283
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 1,961,540 38,827 SH   SOLE   0 0 38,827
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 629,618 5,951 SH   SOLE   0 0 5,951
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 516,010 939 SH   SOLE   0 0 939
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 396,791 3,870 SH   SOLE   0 0 3,870
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 369,600 7,000 SH   SOLE   0 0 7,000
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 698,471 1,902 SH   SOLE   0 0 1,902
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 355,708 4,392 SH   SOLE   0 0 4,392
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 466,349 2,308 SH   SOLE   0 0 2,308
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 4,675,943 82,410 SH   SOLE   0 0 82,410
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 3,544,306 70,240 SH   SOLE   0 0 70,240
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 507,500 10,000 SH   SOLE   0 0 10,000
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 2,352,063 16,132 SH   SOLE   0 0 16,132
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 2,706,936 13,591 SH   SOLE   0 0 13,591
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 631,256 4,530 SH   SOLE   0 0 4,530
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 469,844 445 SH   SOLE   0 0 445
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 218,617 468 SH   SOLE   0 0 468
LOWES COS INC COM 548661107 BBG001S5SVL3 1,223,775 5,568 SH   SOLE   0 0 5,568
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 257,681 582 SH   SOLE   0 0 582
MCDONALDS CORP COM 580135101 BBG001S5T110 1,565,694 6,065 SH   SOLE   0 0 6,065
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 378,801 4,775 SH   SOLE   0 0 4,775
MERCK & CO INC COM 58933Y105 BBG001S5TC52 477,738 3,680 SH   SOLE   0 0 3,680
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 301,864 581 SH   SOLE   0 0 581
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,299,911 9,495 SH   SOLE   0 0 9,495
NETFLIX INC COM 64110L106 BBG001SF6L46 225,558 330 SH   SOLE   0 0 330
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 1,303,553 17,682 SH   SOLE   0 0 17,682
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 2,955,461 23,836 SH   SOLE   0 0 23,836
ORACLE CORP COM 68389X105 BBG001S5SJG6 769,728 5,491 SH   SOLE   0 0 5,491
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 1,896,663 5,565 SH   SOLE   0 0 5,565
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 269,758 535 SH   SOLE   0 0 535
PEPSICO INC COM 713448108 BBG001S695T1 918,244 5,523 SH   SOLE   0 0 5,523
PFIZER INC COM 717081103 BBG001S5V466 1,480,121 53,242 SH   SOLE   0 0 53,242
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 262,660 2,586 SH   SOLE   0 0 2,586
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 2,616,024 15,701 SH   SOLE   0 0 15,701
PROGRESSIVE CORP COM 743315103 BBG001S5V509 251,507 1,190 SH   SOLE   0 0 1,190
QUALCOMM INC COM 747525103 BBG001S6VS70 1,666,850 8,541 SH   SOLE   0 0 8,541
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 811,582 11,033 SH   SOLE   0 0 11,033
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 BBG00PZFPGG2 437,141 9,877 SH   SOLE   0 0 9,877
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 621,998 16,206 SH   SOLE   0 0 16,206
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 7,413,633 95,945 SH   SOLE   0 0 95,945
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 788,337 39,815 SH   SOLE   0 0 39,815
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 603,562 12,782 SH   SOLE   0 0 12,782
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 362,020 8,836 SH   SOLE   0 0 8,836
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 207,695 1,705 SH   SOLE   0 0 1,705
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 917,182 4,973 SH   SOLE   0 0 4,973
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 252,273 3,280 SH   SOLE   0 0 3,280
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 501,848 3,440 SH   SOLE   0 0 3,440
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 3,425,815 15,135 SH   SOLE   0 0 15,135
SERVICENOW INC COM 81762P102 BBG001T4JFC0 275,590 356 SH   SOLE   0 0 356
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,102,432 3,848 SH   SOLE   0 0 3,848
SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 536,970 21,000 SH   SOLE   0 0 21,000
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 13,458,917 412,724 SH   SOLE   0 0 412,724
STRYKER CORPORATION COM 863667101 BBG001S8FR03 845,075 2,482 SH   SOLE   0 0 2,482
TARGET CORP COM 87612E106 BBG001SC0K41 202,767 1,382 SH   SOLE   0 0 1,382
TESLA INC COM 88160R101 BBG001SQKGD7 1,482,229 7,508 SH   SOLE   0 0 7,508
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 485,896 2,512 SH   SOLE   0 0 2,512
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 1,313,687 2,385 SH   SOLE   0 0 2,385
TWILIO INC CL A 90138F102 BBG0029ZX859 212,986 3,804 SH   SOLE   0 0 3,804
UNION PAC CORP COM 907818108 BBG001S5X2M0 982,821 4,398 SH   SOLE   0 0 4,398
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 412,284 848 SH   SOLE   0 0 848
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 241,254 6,080 SH   SOLE   0 0 6,080
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 9,505,737 25,207 SH   SOLE   0 0 25,207
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 23,197,625 46,041 SH   SOLE   0 0 46,041
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 260,516 1,435 SH   SOLE   0 0 1,435
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 5,098,982 23,354 SH   SOLE   0 0 23,354
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 216,277 865 SH   SOLE   0 0 865
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 6,695,107 24,854 SH   SOLE   0 0 24,854
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 360,665 2,255 SH   SOLE   0 0 2,255
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 227,642 3,886 SH   SOLE   0 0 3,886
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 375,981 8,614 SH   SOLE   0 0 8,614
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 253,230 2,156 SH   SOLE   0 0 2,156
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 9,973,081 54,293 SH   SOLE   0 0 54,293
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,068,383 21,636 SH   SOLE   0 0 21,636
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,042,854 8,815 SH   SOLE   0 0 8,815
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 2,597,353 38,045 SH   SOLE   0 0 38,045
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 576,590 5,943 SH   SOLE   0 0 5,943
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 413,560 1,546 SH   SOLE   0 0 1,546
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 559,234 968 SH   SOLE   0 0 968
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 542,241 13,284 SH   SOLE   0 0 13,284
VISA INC COM CL A 92826C839 BBG001SRCFY3 563,519 2,114 SH   SOLE   0 0 2,114
WALMART INC COM 931142103 BBG001S5XH92 869,409 12,808 SH   SOLE   0 0 12,808
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 567,457 9,883 SH   SOLE   0 0 9,883
WISDOMTREE TR US SMALLCAP DIVD 97717W604 BBG001SHKFX7 356,896 11,580 SH   SOLE   0 0 11,580
ZOETIS INC CL A 98978V103 BBG0039320P7 371,813 2,107 SH   SOLE   0 0 2,107