The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   273,108 1,536 SH   SOLE   0 0 1,536
ALPHABET INC CAP STK CL A 02079K305   260,288 1,375 SH   SOLE   0 0 1,375
AMAZON COM INC COM 023135106   526,536 2,400 SH   SOLE   0 0 2,400
APPLE INC COM 037833100   5,855,070 23,381 SH   SOLE   0 0 23,381
BROADCOM INC COM 11135F101   9,326,691 40,229 SH   SOLE   0 0 40,229
CHEVRON CORP NEW COM 166764100   2,797,585 19,315 SH   SOLE   0 0 19,315
CHUBB LIMITED COM H1467J104   3,957,169 14,322 SH   SOLE   0 0 14,322
CONSOLIDATED EDISON INC COM 209115104   518,024 5,805 SH   SOLE   0 0 5,805
COSTCO WHSL CORP NEW COM 22160K105   613,901 670 SH   SOLE   0 0 670
EXXON MOBIL CORP COM 30231G102   2,095,248 19,478 SH   SOLE   0 0 19,478
HARTFORD FINL SVCS GROUP INC COM 416515104   2,816,503 25,745 SH   SOLE   0 0 25,745
HOME DEPOT INC COM 437076102   4,177,364 10,739 SH   SOLE   0 0 10,739
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   3,887,291 184,494 SH   SOLE   0 0 184,494
ISHARES TR 0-3 MNTH TREASRY 46436E718   3,639,911 36,283 SH   SOLE   0 0 36,283
ISHARES TR 0-5YR HI YL CP 46434V407   25,254,137 592,681 SH   SOLE   0 0 592,681
ISHARES TR INTL SEL DIV ETF 464288448   746,269 27,256 SH   SOLE   0 0 27,256
ISHARES TR PFD AND INCM SEC 464288687   5,306,003 168,766 SH   SOLE   0 0 168,766
JOHNSON & JOHNSON COM 478160104   2,696,151 18,643 SH   SOLE   0 0 18,643
JPMORGAN CHASE & CO. COM 46625H100   4,966,312 20,718 SH   SOLE   0 0 20,718
LOCKHEED MARTIN CORP COM 539830109   3,402,066 7,001 SH   SOLE   0 0 7,001
LOWES COS INC COM 548661107   3,694,349 14,969 SH   SOLE   0 0 14,969
MASTERCARD INCORPORATED CL A 57636Q104   289,614 550 SH   SOLE   0 0 550
MEDTRONIC PLC SHS G5960L103   3,028,650 37,915 SH   SOLE   0 0 37,915
MERCK & CO INC COM 58933Y105   2,155,931 21,672 SH   SOLE   0 0 21,672
MICROSOFT CORP COM 594918104   5,667,489 13,446 SH   SOLE   0 0 13,446
MORGAN STANLEY COM NEW 617446448   4,647,114 36,964 SH   SOLE   0 0 36,964
NEXTERA ENERGY INC COM 65339F101   4,438,580 61,913 SH   SOLE   0 0 61,913
NVIDIA CORPORATION COM 67066G104   790,700 5,888 SH   SOLE   0 0 5,888
NXP SEMICONDUCTORS N V COM N6596X109   3,315,623 15,952 SH   SOLE   0 0 15,952
OMNICOM GROUP INC COM 681919106   1,432,050 16,644 SH   SOLE   0 0 16,644
ORACLE CORP COM 68389X105   4,640,257 27,846 SH   SOLE   0 0 27,846
PACKAGING CORP AMER COM 695156109   2,679,948 11,904 SH   SOLE   0 0 11,904
PARKER-HANNIFIN CORP COM 701094104   4,555,247 7,162 SH   SOLE   0 0 7,162
PAYCHEX INC COM 704326107   3,940,042 28,099 SH   SOLE   0 0 28,099
PEPSICO INC COM 713448108   2,789,062 18,341 SH   SOLE   0 0 18,341
PROCTER AND GAMBLE CO COM 742718109   3,684,362 21,976 SH   SOLE   0 0 21,976
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   770,507 9,119 SH   SOLE   0 0 9,119
REPUBLIC SVCS INC COM 760759100   4,720,689 23,465 SH   SOLE   0 0 23,465
SEMPRA COM 816851109   4,254,103 48,496 SH   SOLE   0 0 48,496
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   420,618 12,324 SH   SOLE   0 0 12,324
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   270,489 7,668 SH   SOLE   0 0 7,668
SPDR SER TR PORTFOLIO AGRGTE 78464A649   233,632 9,349 SH   SOLE   0 0 9,349
SPDR SER TR PORTFOLIO INTRMD 78464A375   236,462 7,218 SH   SOLE   0 0 7,218
SPDR SER TR PORTFOLIO S&P500 78464A854   1,998,571 28,990 SH   SOLE   0 0 28,990
STRYKER CORPORATION COM 863667101   3,807,529 10,575 SH   SOLE   0 0 10,575
SYSCO CORP COM 871829107   3,481,377 45,532 SH   SOLE   0 0 45,532
UNION PAC CORP COM 907818108   3,393,919 14,883 SH   SOLE   0 0 14,883
UNITEDHEALTH GROUP INC COM 91324P102   3,154,037 6,235 SH   SOLE   0 0 6,235
VANGUARD INDEX FDS GROWTH ETF 922908736   29,449,070 71,750 SH   SOLE   0 0 71,750
VANGUARD INDEX FDS MID CAP ETF 922908629   3,846,789 14,564 SH   SOLE   0 0 14,564
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   334,062 620 SH   SOLE   0 0 620
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,892,296 16,199 SH   SOLE   0 0 16,199
VANGUARD INDEX FDS VALUE ETF 922908744   12,378,539 73,116 SH   SOLE   0 0 73,116
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,896,730 67,185 SH   SOLE   0 0 67,185
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   42,090,859 524,366 SH   SOLE   0 0 524,366
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   7,735,243 103,440 SH   SOLE   0 0 103,440
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,623,166 33,821 SH   SOLE   0 0 33,821
VANGUARD WORLD FD CONSUM STP ETF 92204A207   4,846,943 22,930 SH   SOLE   0 0 22,930
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,479,013 5,830 SH   SOLE   0 0 5,830
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   4,416,727 17,362 SH   SOLE   0 0 17,362
VANGUARD WORLD FD INF TECH ETF 92204A702   5,323,230 8,561 SH   SOLE   0 0 8,561
VISA INC COM CL A 92826C839   4,043,732 12,795 SH   SOLE   0 0 12,795
WALMART INC COM 931142103   5,401,755 59,787 SH   SOLE   0 0 59,787
WEC ENERGY GROUP INC COM 92939U106   502,550 5,344 SH   SOLE   0 0 5,344
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,619,827 31,780 SH   SOLE   0 0 31,780
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,599,096 46,553 SH   SOLE   0 0 46,553