The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   827,678 4,442 SH   SOLE   4,442 0 0
ISHARES NORTH AMERICAN NATURAL RESOURCES ETF ETF 464287374   13,220,191 495,443 SH   SOLE   495,443 0 0
GLOBAL PMTS INC COM Stock 37940X102   740,965 7,235 SH   SOLE   7,235 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   373,411 765 SH   SOLE   765 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   399,432 1,769 SH   SOLE   1,769 0 0
STARBUCKS CORP COM Stock 855244109   307,540 3,155 SH   SOLE   3,155 0 0
ISHARES MSCI CANADA ETF ETF 464286509   1,178,384 28,381 SH   SOLE   28,381 0 0
ELEVANCE HEALTH INC COM Stock 036752103   334,897 644 SH   SOLE   644 0 0
TEMPLETON EMERGING MKTS FD COM CEF 880191101   3,000,499 267,910 SH   SOLE   267,910 0 0
WILLIS TOWERS WATSON PLC LTD SHS Stock G96629103   501,879 1,704 SH   SOLE   1,704 0 0
JOHNSON & JOHNSON COM Stock 478160104   551,074 3,400 SH   SOLE   3,400 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   1,722,136 6,082 SH   SOLE   6,082 0 0
INVESCO HIGH YIELD EQUITY DIVIDEND ACHIEVERS ETF ETF 46137V563   231,054 10,536 SH   SOLE   10,536 0 0
VANGUARD ENERGY ETF ETF 92204A306   3,390,808 27,687 SH   SOLE   27,687 0 0
INVESCO WILDERHILL CLEAN ENERGY ETF ETF 46137V134   1,367,241 77,953 SH   SOLE   77,953 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   1,419,842 1,602 SH   SOLE   1,602 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   2,512,884 54,795 SH   SOLE   54,795 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   273,710 553 SH   SOLE   553 0 0
YUM BRANDS INC COM Stock 988498101   367,715 2,632 SH   SOLE   2,632 0 0
OLD DOMINION FREIGHT LINE INC COM Stock 679580100   415,707 2,093 SH   SOLE   2,093 0 0
ISHARES LATIN AMERICA 40 ETF ETF 464287390   748,695 28,896 SH   SOLE   28,896 0 0
ISHARES GLOBAL COMM SERVICES ETF ETF 464287275   582,575 6,189 SH   SOLE   6,189 0 0
ISHARES U.S. INDUSTRIALS ETF ETF 464287754   274,882 2,056 SH   SOLE   2,056 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   446,156 2,576 SH   SOLE   2,576 0 0
COCA COLA CO COM Stock 191216100   350,268 4,874 SH   SOLE   4,874 0 0
ISHARES U.S. HEALTHCARE ETF ETF 464287762   234,121 3,602 SH   SOLE   3,602 0 0
NUVEEN CR STRATEGIES INCOME FD COM SHS CEF 67073D102   690,806 119,310 SH   SOLE   119,310 0 0
ISHARES U.S. ENERGY ETF ETF 464287796   749,046 16,164 SH   SOLE   16,164 0 0
TRUIST FINL CORP COM Stock 89832Q109   202,789 4,741 SH   SOLE   4,741 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202   474,797 1,910 SH   SOLE   1,910 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   6,343,281 297,700 SH   SOLE   297,700 0 0
PAYCHEX INC COM Stock 704326107   689,628 5,139 SH   SOLE   5,139 0 0
ISHARES MSCI UNITED KINGDOM ETF ETF 46435G334   499,847 13,361 SH   SOLE   13,361 0 0
MERCK & CO INC COM Stock 58933Y105   766,920 6,753 SH   SOLE   6,753 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   511,150 891 SH   SOLE   891 0 0
MCKESSON CORP COM Stock 58155Q103   564,161 1,141 SH   SOLE   1,141 0 0
ISHARES MSCI JAPAN ETF ETF 46434G822   216,150 3,021 SH   SOLE   3,021 0 0
ISHARES TIPS BOND ETF ETF 464287176   9,645,396 186,407 SH   SOLE   186,407 0 0
ISHARES 1-3 YEAR INTERNATIONAL TREASURY BOND ETF ETF 464288125   1,269,796 17,165 SH   SOLE   17,165 0 0
ISHARES U.S. HOME CONSTRUCTION ETF ETF 464288752   856,900 6,742 SH   SOLE   6,742 0 0
ISHARES GLOBAL HEALTHCARE ETF ETF 464287325   1,604,217 16,343 SH   SOLE   16,343 0 0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF ETF 922042718   4,828,931 68,099 SH   SOLE   68,099 0 0
ISHARES COHEN & STEERS REIT ETF ETF 464287564   4,844,179 73,497 SH   SOLE   73,497 0 0
FEDEX CORP COM Stock 31428X106   296,191 1,082 SH   SOLE   1,082 0 0
PULTE GROUP INC COM Stock 745867101   598,290 4,168 SH   SOLE   4,168 0 0
PEPSICO INC COM Stock 713448108   726,372 4,272 SH   SOLE   4,272 0 0
ISHARES INTERNATIONAL TREASURY BOND ETF ETF 464288117   6,927,727 165,656 SH   SOLE   165,656 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   2,209,177 26,569 SH   SOLE   26,569 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   425,610 2,991 SH   SOLE   2,991 0 0
HOME DEPOT INC COM Stock 437076102   603,121 1,488 SH   SOLE   1,488 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   432,111 1,561 SH   SOLE   1,561 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   1,290,158 7,734 SH   SOLE   7,734 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   300,667 1,952 SH   SOLE   1,952 0 0
BECTON DICKINSON & CO COM Stock 075887109   377,900 1,567 SH   SOLE   1,567 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   2,850,605 55,352 SH   SOLE   55,352 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   507,567 1,352 SH   SOLE   1,352 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   9,486,011 421,350 SH   SOLE   421,350 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   263,865 6,417 SH   SOLE   6,417 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308   494,939 5,963 SH   SOLE   5,963 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   3,633,942 31,070 SH   SOLE   31,070 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   1,233,497 2,680 SH   SOLE   2,680 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   1,139,673 6,872 SH   SOLE   6,872 0 0
PROGRESSIVE CORP COM Stock 743315103   271,686 1,071 SH   SOLE   1,071 0 0
ISHARES MSCI PACIFIC EX-JAPAN ETF ETF 464286665   320,878 6,570 SH   SOLE   6,570 0 0
INTUIT COM Stock 461202103   541,276 872 SH   SOLE   872 0 0
MICROSOFT CORP COM Stock 594918104   1,902,998 4,422 SH   SOLE   4,422 0 0
LENNAR CORP CL A Stock 526057104   263,321 1,405 SH   SOLE   1,405 0 0
ISHARES EUROPE ETF ETF 464287861   3,159,259 54,218 SH   SOLE   54,218 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852   250,935 2,776 SH   SOLE   2,776 0 0
ISHARES MSCI BRAZIL ETF ETF 464286400   755,374 25,615 SH   SOLE   25,615 0 0
AMERIPRISE FINL INC COM Stock 03076C106   213,503 454 SH   SOLE   454 0 0
ROYCE MICRO-CAP TR INC COM CEF 780915104   2,406,242 298,194 SH   SOLE   298,194 0 0
BOEING CO COM Stock 097023105   417,246 2,744 SH   SOLE   2,744 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   1,236,752 5,214 SH   SOLE   5,214 0 0
VANGUARD MID-CAP ETF ETF 922908629   462,975 1,755 SH   SOLE   1,755 0 0
LINDE PLC SHS Stock G54950103   239,095 501 SH   SOLE   501 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   273,264 968 SH   SOLE   968 0 0
SABA CAPITAL INCOME & OPPORTUN COM NEW CEF 880198205   91,941 10,804 SH   SOLE   10,804 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874   836,614 11,767 SH   SOLE   11,767 0 0
BLACKROCK CORE BD TR SHS BEN INT CEF 09249E101   2,675,639 222,229 SH   SOLE   222,229 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884   205,096 1,411 SH   SOLE   1,411 0 0
UBER TECHNOLOGIES INC COM Stock 90353T100   307,254 4,088 SH   SOLE   4,088 0 0
CONSOLIDATED EDISON INC COM Stock 209115104   242,968 2,333 SH   SOLE   2,333 0 0
ISHARES U.S. REGIONAL BANKS ETF ETF 464288778   1,470,294 30,928 SH   SOLE   30,928 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747   14,347,345 141,604 SH   SOLE   141,604 0 0
VANECK GOLD MINERS ETF ETF 92189F106   301,169 7,563 SH   SOLE   7,563 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   305,235 2,835 SH   SOLE   2,835 0 0
ELI LILLY & CO COM Stock 532457108   995,843 1,124 SH   SOLE   1,124 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   280,069 4,326 SH   SOLE   4,326 0 0
VANGUARD S&P 500 VALUE ETF ETF 921932703   4,898,731 25,685 SH   SOLE   25,685 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   1,733,863 7,849 SH   SOLE   7,849 0 0
MICRON TECHNOLOGY INC COM Stock 595112103   405,026 3,905 SH   SOLE   3,905 0 0
ENCOMPASS HEALTH CORP COM Stock 29261A100   3,134,422 32,434 SH   SOLE   32,434 0 0
AFLAC INC COM Stock 001055102   3,345,584 29,925 SH   SOLE   29,925 0 0
SYSCO CORP COM Stock 871829107   218,384 2,798 SH   SOLE   2,798 0 0
MARATHON PETE CORP COM Stock 56585A102   328,575 2,017 SH   SOLE   2,017 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   1,670,349 8,319 SH   SOLE   8,319 0 0
VANECK IG FLOATING RATE ETF ETF 92189F486   7,805,794 665,570 SH   SOLE   665,570 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   466,554 8,110 SH   SOLE   8,110 0 0
ISHARES GLOBAL 100 ETF ETF 464287572   266,172 2,684 SH   SOLE   2,684 0 0
VISA INC COM CL A Stock 92826C839   457,855 1,665 SH   SOLE   1,665 0 0
INVESCO SOLAR ETF ETF 46138G706   662,309 15,363 SH   SOLE   15,363 0 0
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND ETF 72201R775   2,484,635 26,262 SH   SOLE   26,262 0 0
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   736,180 2,753 SH   SOLE   2,753 0 0
VANGUARD GROWTH ETF ETF 922908736   216,919 565 SH   SOLE   565 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267   1,867,715 79,647 SH   SOLE   79,647 0 0
ISHARES MICRO-CAP ETF ETF 464288869   2,276,863 68,058 SH   SOLE   68,058 0 0
FLAHERTY & CRUMRINE PFD SECS I COM CEF 338478100   2,079,939 126,748 SH   SOLE   126,748 0 0
Agriculture Producers Index ETF 464286350   432,299 11,364 SH   SOLE   11,364 0 0
ISHARES MSCI GLOBAL METALS & MINING PRODUCERS ETF ETF 46434G848   1,432,821 33,159 SH   SOLE   33,159 0 0
ISHARES MSCI GLOBAL GOLD MINERS ETF ETF 46434G855   1,085,918 32,897 SH   SOLE   32,897 0 0
META PLATFORMS INC CL A Stock 30303M102   327,726 573 SH   SOLE   573 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210   218,312 262 SH   SOLE   262 0 0
VANGUARD RUSSELL 3000 ETF ETF 92206C599   10,031,501 39,545 SH   SOLE   39,545 0 0
BROADCOM INC COM Stock 11135F101   3,908,278 22,657 SH   SOLE   22,657 0 0
D R HORTON INC COM Stock 23331A109   437,767 2,295 SH   SOLE   2,295 0 0
MOODYS CORP COM Stock 615369105   238,889 503 SH   SOLE   503 0 0
MARTIN MARIETTA MATLS INC COM Stock 573284106   361,011 671 SH   SOLE   671 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   763,250 9,779 SH   SOLE   9,779 0 0
ISHARES GLOBAL UTILITIES ETF ETF 464288711   738,074 10,433 SH   SOLE   10,433 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   256,626 726 SH   SOLE   726 0 0
NVIDIA CORPORATION COM Stock 67066G104   6,611,112 54,439 SH   SOLE   54,439 0 0
ABBVIE INC COM Stock 00287Y109   980,978 4,967 SH   SOLE   4,967 0 0
S&P GLOBAL INC COM Stock 78409V104   214,058 414 SH   SOLE   414 0 0
SPDR S&P BIOTECH ETF ETF 78464A870   647,519 6,554 SH   SOLE   6,554 0 0
VANGUARD SHORT-TERM TAX EXEMPT BOND ETF ETF 921935870   205,587 2,027 SH   SOLE   2,027 0 0
SPDR S&P METALS & MINING ETF ETF 78464A755   2,094,918 82,092 SH   SOLE   82,092 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   23,348,283 623,067 SH   SOLE   623,067 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   404,460 1,424 SH   SOLE   1,424 0 0
QUALCOMM INC COM Stock 747525103   794,217 4,670 SH   SOLE   4,670 0 0
FASTENAL CO COM Stock 311900104   332,925 4,662 SH   SOLE   4,662 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602   255,952 521 SH   SOLE   521 0 0
ISHARES GLOBAL FINANCIALS ETF ETF 464287333   528,101 5,584 SH   SOLE   5,584 0 0
MCDONALDS CORP COM Stock 580135101   344,445 1,131 SH   SOLE   1,131 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   204,820 1,275 SH   SOLE   1,275 0 0
CISCO SYS INC COM Stock 17275R102   542,621 10,196 SH   SOLE   10,196 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   576,577 3,514 SH   SOLE   3,514 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   203,298 2,594 SH   SOLE   2,594 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   2,125,685 73,641 SH   SOLE   73,641 0 0
ISHARES U.S. CONSUMER STAPLES ETF ETF 464287812   213,185 3,021 SH   SOLE   3,021 0 0
ISHARES BIOTECHNOLOGY ETF ETF 464287556   1,666,890 40,674 SH   SOLE   40,674 0 0
GE AEROSPACE COM NEW Stock 369604301   287,579 1,525 SH   SOLE   1,525 0 0
ISHARES U.S. TELECOMMUNICATIONS ETF ETF 464287713   431,810 17,095 SH   SOLE   17,095 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   3,453,522 24,758 SH   SOLE   24,758 0 0
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307   218,577 486 SH   SOLE   486 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   965,229 4,817 SH   SOLE   4,817 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704   275,712 2,036 SH   SOLE   2,036 0 0
ISHARES US FINANCIAL SERVICES ETF ETF 464287770   2,467,147 34,739 SH   SOLE   34,739 0 0
ISHARES U.S. BASIC MATERIALS ETF ETF 464287838   472,383 3,146 SH   SOLE   3,146 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   2,051,944 10,407 SH   SOLE   10,407 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   4,945,123 51,646 SH   SOLE   51,646 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   14,579,023 196,178 SH   SOLE   196,178 0 0
THE CIGNA GROUP COM Stock 125523100   437,103 1,262 SH   SOLE   1,262 0 0
WELLS FARGO CO NEW COM Stock 949746101   353,328 6,255 SH   SOLE   6,255 0 0
UNION PAC CORP COM Stock 907818108   321,884 1,306 SH   SOLE   1,306 0 0
CINTAS CORP COM Stock 172908105   375,301 1,823 SH   SOLE   1,823 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102   323,651 613 SH   SOLE   613 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   975,411 4,626 SH   SOLE   4,626 0 0
CHEVRON CORP NEW COM Stock 166764100   346,595 2,353 SH   SOLE   2,353 0 0
CONOCOPHILLIPS COM Stock 20825C104   503,491 4,782 SH   SOLE   4,782 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   34,126,971 770,698 SH   SOLE   770,698 0 0
DANAHER CORPORATION COM Stock 235851102   205,991 741 SH   SOLE   741 0 0
BANK AMERICA CORP COM Stock 060505104   271,843 6,851 SH   SOLE   6,851 0 0
WALMART INC COM Stock 931142103   300,255 3,718 SH   SOLE   3,718 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   746,826 3,378 SH   SOLE   3,378 0 0
ORACLE CORP COM Stock 68389X105   206,892 1,214 SH   SOLE   1,214 0 0
RTX CORPORATION COM Stock 75513E101   427,921 3,532 SH   SOLE   3,532 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   5,420,735 113,286 SH   SOLE   113,286 0 0
TEXAS INSTRS INC COM Stock 882508104   263,969 1,278 SH   SOLE   1,278 0 0
MORGAN STANLEY COM NEW Stock 617446448   209,060 2,006 SH   SOLE   2,006 0 0
3M CO COM Stock 88579Y101   275,702 2,017 SH   SOLE   2,017 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   422,162 2,525 SH   SOLE   2,525 0 0
AMERICAN EXPRESS CO COM Stock 025816109   333,171 1,229 SH   SOLE   1,229 0 0
APPLIED MATLS INC COM Stock 038222105   439,554 2,175 SH   SOLE   2,175 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671   1,736,534 13,165 SH   SOLE   13,165 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   1,644,733 24,294 SH   SOLE   24,294 0 0
ABRDN ASIA PACIFIC INCOME FUND COM NEW CEF 003009867   2,207,340 126,859 SH   SOLE   126,859 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   2,790,181 28,436 SH   SOLE   28,436 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   5,494,321 54,254 SH   SOLE   54,254 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   1,334,744 13,606 SH   SOLE   13,606 0 0
EATON CORP PLC SHS Stock G29183103   355,953 1,074 SH   SOLE   1,074 0 0
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549   1,192,579 12,430 SH   SOLE   12,430 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   8,042,899 173,778 SH   SOLE   173,778 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606   1,506,709 16,390 SH   SOLE   16,390 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705   2,456,286 19,870 SH   SOLE   19,870 0 0
VANGUARD LONG-TERM BOND ETF ETF 921937793   216,783 2,884 SH   SOLE   2,884 0 0
LAM RESEARCH CORP COM NEW Stock 512807306   873,692 1,071 SH   SOLE   1,071 0 0
ISHARES INTERNATIONAL DEVELOPED REAL ESTATE ETF ETF 464288489   2,440,655 145,177 SH   SOLE   145,177 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   350,250 1,895 SH   SOLE   1,895 0 0
GRAHAM HLDGS CO COM CL B Stock 384637104   357,448 435 SH   SOLE   435 0 0
ISHARES JPX-NIKKEI 400 ETF ETF 464287382   995,611 13,006 SH   SOLE   13,006 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689   65,814,078 898,345 SH   SOLE   898,345 0 0
ISHARES GLOBAL ENERGY ETF ETF 464287341   4,733,156 116,926 SH   SOLE   116,926 0 0
ALTRIA GROUP INC COM Stock 02209S103   226,304 4,434 SH   SOLE   4,434 0 0
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF ETF 78467V848   5,047,456 180,470 SH   SOLE   180,470 0 0
EXXON MOBIL CORP COM Stock 30231G102   1,348,896 11,507 SH   SOLE   11,507 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   463,694 793 SH   SOLE   793 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109   205,414 877 SH   SOLE   877 0 0
LOWES COS INC COM Stock 548661107   517,713 1,911 SH   SOLE   1,911 0 0
SPDR FTSE INTERNATIONAL GOVERNMENT INFLATION-PROTECTED BOND ETF ETF 78464A490   5,476,390 330,960 SH   SOLE   330,960 0 0
ISHARES MSCI AUSTRALIA ETF ETF 464286103   337,925 12,465 SH   SOLE   12,465 0 0
ISHARES U.S. PHARMACEUTICALS ETF ETF 464288836   707,714 10,023 SH   SOLE   10,023 0 0
ISHARES U.S. UTILITIES ETF ETF 464287697   2,342,062 22,957 SH   SOLE   22,957 0 0
CBRE GROUP INC CL A Stock 12504L109   299,001 2,402 SH   SOLE   2,402 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   1,689,409 27,109 SH   SOLE   27,109 0 0
ISHARES MSCI EAFE ETF ETF 464287465   5,756,330 167,635 SH   SOLE   167,635 0 0
APPLE INC COM Stock 037833100   8,914,578 38,260 SH   SOLE   38,260 0 0
ABBOTT LABS COM Stock 002824100   421,442 3,697 SH   SOLE   3,697 0 0
DISNEY WALT CO COM Stock 254687106   209,107 2,174 SH   SOLE   2,174 0 0
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   708,273 5,917 SH   SOLE   5,917 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   3,438,587 10,937 SH   SOLE   10,937 0 0