The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106   505,478 6,050 SH   SOLE   0 0 6,050
APPLE INC COM 037833100   4,694,384 27,376 SH   SOLE   0 0 27,376
BALL CORP COM 058498106   1,357,102 20,147 SH   SOLE   0 0 20,147
CATERPILLAR INC COM 149123101   586,288 1,600 SH   SOLE   0 0 1,600
CHARLES RIV LABS INTL INC COM 159864107   591,755 2,184 SH   SOLE   0 0 2,184
CHEVRON CORP NEW COM 166764100   374,475 2,374 SH   SOLE   0 0 2,374
CLEVELAND-CLIFFS INC NEW COM 185899101   310,719 13,664 SH   SOLE   0 0 13,664
DBX ETF TR XTRACK MSCI EAFE 233051200   22,358,850 546,270 SH   SOLE   0 0 546,270
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   2,285,261 72,296 SH   SOLE   0 0 72,296
DISNEY WALT CO COM 254687106   863,151 7,054 SH   SOLE   0 0 7,054
DOLLAR TREE INC COM 256746108   297,990 2,238 SH   SOLE   0 0 2,238
EATON VANCE FLTING RATE INC COM 278279104   135,988 10,217 SH   SOLE   0 0 10,217
EATON VANCE SR FLTNG RTE TR COM 27828Q105   489,928 37,600 SH   SOLE   0 0 37,600
ESSEX PPTY TR INC COM 297178105   466,363 1,905 SH   SOLE   0 0 1,905
FEDEX CORP COM 31428X106   490,240 1,692 SH   SOLE   0 0 1,692
FIRST TR DOW JONES SELECT MI COM SHS ANNUAL 33718M105   1,412,533 22,505 SH   SOLE   0 0 22,505
FIRST TR SR FLTG RATE INCOME COM 33733U108   229,170 22,142 SH   SOLE   0 0 22,142
FISERV INC COM 337738108   2,656,848 16,624 SH   SOLE   0 0 16,624
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744   254,942 8,216 SH   SOLE   0 0 8,216
GLOBAL PMTS INC COM 37940X102   971,174 7,266 SH   SOLE   0 0 7,266
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   4,890,393 67,167 SH   SOLE   0 0 67,167
INDEXIQ ETF TR FTSE INTERNL EQT 45409B560   2,006,428 74,783 SH   SOLE   0 0 74,783
INTEL CORP COM 458140100   287,105 6,500 SH   SOLE   0 0 6,500
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   5,977,969 119,823 SH   SOLE   0 0 119,823
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   32,904,850 194,278 SH   SOLE   0 0 194,278
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   288,714 5,070 SH   SOLE   0 0 5,070
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   12,466,920 117,071 SH   SOLE   0 0 117,071
ISHARES GOLD TR ISHARES NEW 464285204   18,929,118 450,586 SH   SOLE   0 0 450,586
ISHARES INC CORE MSCI EMKT 46434G103   1,711,854 33,175 SH   SOLE   0 0 33,175
ISHARES INC MSCI JPN ETF NEW 46434G822   4,096,346 57,412 SH   SOLE   0 0 57,412
ISHARES INC MSCI EQUAL WEITE 464286681   1,136,374 12,489 SH   SOLE   0 0 12,489
ISHARES SILVER TR ISHARES 46428Q109   1,947,241 85,593 SH   SOLE   0 0 85,593
ISHARES TR MSCI USA MIN VOL 46429B697   264,364 3,163 SH   SOLE   0 0 3,163
ISHARES TR BLACKROCK ULTRA 46434V878   883,182 17,468 SH   SOLE   0 0 17,468
ISHARES TR TRS FLT RT BD 46434V860   13,871,775 273,659 SH   SOLE   0 0 273,659
ISHARES TR FLTG RATE NT ETF 46429B655   8,633,429 169,084 SH   SOLE   0 0 169,084
ISHARES TR MSCI EAFE SMCP 46435G839   845,974 26,856 SH   SOLE   0 0 26,856
ISHARES TR 1 3 YR TREAS BD 464287457   712,713 8,715 SH   SOLE   0 0 8,715
ISHARES TR MICRO-CAP ETF 464288869   1,536,447 12,678 SH   SOLE   0 0 12,678
ISHARES TR EAFE SML CP ETF 464288273   8,590,398 135,645 SH   SOLE   0 0 135,645
ISHARES TR HDG MSCI EAFE 46434V803   10,458,245 299,835 SH   SOLE   0 0 299,835
JOHNSON & JOHNSON COM 478160104   451,316 2,853 SH   SOLE   0 0 2,853
LABORATORY CORP AMER HLDGS COM NEW 50540R409   450,028 2,060 SH   SOLE   0 0 2,060
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   2,830,128 101,076 SH   SOLE   0 0 101,076
LKQ CORP COM 501889208   1,445,221 27,059 SH   SOLE   0 0 27,059
MASTEC INC COM 576323109   248,418 2,664 SH   SOLE   0 0 2,664
NIKE INC CL B 654106103   429,677 4,572 SH   SOLE   0 0 4,572
NORFOLK SOUTHN CORP COM 655844108   634,117 2,488 SH   SOLE   0 0 2,488
NORTHROP GRUMMAN CORP COM 666807102   512,166 1,070 SH   SOLE   0 0 1,070
PFIZER INC COM 717081103   297,591 10,724 SH   SOLE   0 0 10,724
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,707,873 16,987 SH   SOLE   0 0 16,987
PRESTIGE CONSMR HEALTHCARE I COM 74112D101   1,275,387 17,577 SH   SOLE   0 0 17,577
RADIANT LOGISTICS INC COM 75025X100   249,320 46,000 SH   SOLE   0 0 46,000
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   21,299,610 598,136 SH   SOLE   0 0 598,136
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,107,915 50,447 SH   SOLE   0 0 50,447
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   450,485 5,929 SH   SOLE   0 0 5,929
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   579,894 3,925 SH   SOLE   0 0 3,925
SPDR GOLD TR GOLD SHS 78463V107   932,117 4,531 SH   SOLE   0 0 4,531
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,044,047 56,481 SH   SOLE   0 0 56,481
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   4,313,535 77,303 SH   SOLE   0 0 77,303
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   1,512,697 26,112 SH   SOLE   0 0 26,112
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,689,015 3,229 SH   SOLE   0 0 3,229
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,138,320 12,400 SH   SOLE   0 0 12,400
SPDR SER TR BLOOMBERG INVT 78468R200   16,750,930 543,332 SH   SOLE   0 0 543,332
SPDR SER TR SPDR S&P 500 ETF 78468R796   913,010 21,332 SH   SOLE   0 0 21,332
SPDR SER TR PORTFOLIO S&P600 78468R853   1,868,840 43,421 SH   SOLE   0 0 43,421
SPDR SER TR S&P DIVID ETF 78464A763   395,426 3,013 SH   SOLE   0 0 3,013
SYSCO CORP COM 871829107   1,161,118 14,303 SH   SOLE   0 0 14,303
TAPESTRY INC COM 876030107   585,001 12,321 SH   SOLE   0 0 12,321
THE CIGNA GROUP COM 125523100   1,869,702 5,148 SH   SOLE   0 0 5,148
TIMKEN CO COM 887389104   1,529,588 17,495 SH   SOLE   0 0 17,495
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,048,775 21,166 SH   SOLE   0 0 21,166
VANGUARD INDEX FDS MID CAP ETF 922908629   3,427,450 13,717 SH   SOLE   0 0 13,717
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,756,884 3,655 SH   SOLE   0 0 3,655
VANGUARD INDEX FDS VALUE ETF 922908744   2,497,178 15,333 SH   SOLE   0 0 15,333
VANGUARD INDEX FDS SMALL CP ETF 922908751   8,169,720 35,740 SH   SOLE   0 0 35,740
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,776,066 42,520 SH   SOLE   0 0 42,520
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   13,327,303 165,536 SH   SOLE   0 0 165,536
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,371,475 23,424 SH   SOLE   0 0 23,424
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   9,488,233 122,730 SH   SOLE   0 0 122,730
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,242,478 6,804 SH   SOLE   0 0 6,804
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,523,193 169,886 SH   SOLE   0 0 169,886
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   628,149 7,705 SH   SOLE   0 0 7,705
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   5,312,092 19,637 SH   SOLE   0 0 19,637
VONTIER CORPORATION COM 928881101   1,685,033 37,148 SH   SOLE   0 0 37,148
WISDOMTREE TR JPN SCAP HDG EQT 97717W521   290,626 8,678 SH   SOLE   0 0 8,678
WISDOMTREE TR INTL SMCAP DIV 97717W760   4,055,615 62,193 SH   SOLE   0 0 62,193
WISDOMTREE TR CURRNCY INT EQ 97717X263   374,362 10,946 SH   SOLE   0 0 10,946
WISDOMTREE TR EMG MKTS SMCAP 97717W281   2,207,492 43,403 SH   SOLE   0 0 43,403
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   18,363,312 399,724 SH   SOLE   0 0 399,724
WISDOMTREE TR EUR HDG SMLCAP 97717X552   3,562,707 92,643 SH   SOLE   0 0 92,643
WISDOMTREE TR EM EX ST-OWNED 97717X578   5,621,873 190,831 SH   SOLE   0 0 190,831
WISDOMTREE TR JAPN HEDGE EQT 97717W851   2,902,585 26,752 SH   SOLE   0 0 26,752