The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   144,302 1,118 SH   SOLE   0 0 1,118
ABBOTT LABS COM 002824100   328,623 2,905 SH   SOLE   0 0 2,905
ABBVIE INC COM 00287Y109   358,244 2,016 SH   SOLE   0 0 2,016
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   158,306 450 SH   SOLE   0 0 450
ADOBE INC COM 00724F101   133,849 301 SH   SOLE   0 0 301
ADVANCED MICRO DEVICES INC COM 007903107   3,866 32 SH   SOLE   0 0 32
AIR PRODS & CHEMS INC COM 009158106   11,602 40 SH   SOLE   0 0 40
AIRBNB INC COM CL A 009066101   13,141 100 SH   SOLE   0 0 100
ALLIANT ENERGY CORP COM 018802108   11,828 200 SH   SOLE   0 0 200
ALLSTATE CORP COM 020002101   28,919 150 SH   SOLE   0 0 150
ALPHABET INC CAP STK CL A 02079K305   949,719 5,017 SH   SOLE   0 0 5,017
ALPHABET INC CAP STK CL C 02079K107   521,194 2,737 SH   SOLE   0 0 2,737
ALPS ETF TR SECTR DIV DOGS 00162Q858   56,512 1,000 SH   SOLE   0 0 1,000
ALTRIA GROUP INC COM 02209S103   59,160 1,131 SH   SOLE   0 0 1,131
AMAZON COM INC COM 023135106   499,771 2,278 SH   SOLE   0 0 2,278
AMERICAN ELEC PWR CO INC COM 025537101   23,058 250 SH   SOLE   0 0 250
AMERICAN EXPRESS CO COM 025816109   301,836 1,017 SH   SOLE   0 0 1,017
AMERICAN TOWER CORP NEW COM 03027X100   11,005 60 SH   SOLE   0 0 60
AMERICAN WTR WKS CO INC NEW COM 030420103   18,674 150 SH   SOLE   0 0 150
AMERIPRISE FINL INC COM 03076C106   87,851 165 SH   SOLE   0 0 165
AMGEN INC COM 031162100   418,369 1,605 SH   SOLE   0 0 1,605
ANALOG DEVICES INC COM 032654105   29,532 139 SH   SOLE   0 0 139
AON PLC SHS CL A G0403H108   237,046 660 SH   SOLE   0 0 660
APOLLO GLOBAL MGMT INC COM 03769M106   33,123 201 SH   SOLE   0 0 201
APPLE INC COM 037833100   2,018,759 8,061 SH   SOLE   0 0 8,061
APPLIED MATLS INC COM 038222105   9,108 56 SH   SOLE   0 0 56
ARCADIUM LITHIUM PLC COM SHS G0508H110   3,094 603 SH   SOLE   0 0 603
AT&T INC COM 00206R102   108,659 4,772 SH   SOLE   0 0 4,772
AUTODESK INC COM 052769106   2,956 10 SH   SOLE   0 0 10
AUTOMATIC DATA PROCESSING IN COM 053015103   181,493 620 SH   SOLE   0 0 620
BANC OF CALIFORNIA INC COM 05990K106   3,603 233 SH   SOLE   0 0 233
BANK AMERICA CORP COM 060505104   76,605 1,743 SH   SOLE   0 0 1,743
BECTON DICKINSON & CO COM 075887109   38,568 170 SH   SOLE   0 0 170
BGC GROUP INC CL A 088929104   4,530 500 SH   SOLE   0 0 500
BIOGEN INC COM 09062X103   45,876 300 SH   SOLE   0 0 300
BLACK HILLS CORP COM 092113109   12,641 216 SH   SOLE   0 0 216
BLACKROCK INC COM 09290D101   3,284 3 SH   SOLE   0 0 3
BLACKSTONE INC COM 09260D107   367,272 2,130 SH   SOLE   0 0 2,130
BOEING CO COM 097023105   8,850 50 SH   SOLE   0 0 50
BOOKING HOLDINGS INC COM 09857L108   273,474 55 SH   SOLE   0 0 55
BRC INC COM CL A 05601U105   1,696 535 SH   SOLE   0 0 535
BRISTOL-MYERS SQUIBB CO COM 110122108   84,840 1,500 SH   SOLE   0 0 1,500
BROADCOM INC COM 11135F101   53,787 232 SH   SOLE   0 0 232
BROWN FORMAN CORP CL B 115637209   12,458 328 SH   SOLE   0 0 328
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   2,762,755 74,328 SH   SOLE   0 0 74,328
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   11,753,626 476,434 SH   SOLE   0 0 476,434
CARRIER GLOBAL CORPORATION COM 14448C104   111,128 1,628 SH   SOLE   0 0 1,628
CATERPILLAR INC COM 149123101   162,474 448 SH   SOLE   0 0 448
CENOVUS ENERGY INC COM 15135U109   3,061 202 SH   SOLE   0 0 202
CHEVRON CORP NEW COM 166764100   325,654 2,248 SH   SOLE   0 0 2,248
CHUBB LIMITED COM H1467J104   9,118 33 SH   SOLE   0 0 33
CHURCH & DWIGHT CO INC COM 171340102   11,833 113 SH   SOLE   0 0 113
CISCO SYS INC COM 17275R102   252,642 4,268 SH   SOLE   0 0 4,268
CLOROX CO DEL COM 189054109   6,497 40 SH   SOLE   0 0 40
COCA COLA CO COM 191216100   140,565 2,258 SH   SOLE   0 0 2,258
COLGATE PALMOLIVE CO COM 194162103   297,276 3,270 SH   SOLE   0 0 3,270
COMCAST CORP NEW CL A 20030N101   43,085 1,148 SH   SOLE   0 0 1,148
CONOCOPHILLIPS COM 20825C104   16,859 170 SH   SOLE   0 0 170
CONSOLIDATED EDISON INC COM 209115104   7,151 80 SH   SOLE   0 0 80
CONSTELLATION ENERGY CORP COM 21037T109   14,765 66 SH   SOLE   0 0 66
COSTAR GROUP INC COM 22160N109   25,057 350 SH   SOLE   0 0 350
COSTCO WHSL CORP NEW COM 22160K105   556,176 607 SH   SOLE   0 0 607
CRANE COMPANY COMMON STOCK 224408104   8,904 59 SH   SOLE   0 0 59
CRANE NXT CO COM 224441105   3,481 60 SH   SOLE   0 0 60
CROWDSTRIKE HLDGS INC CL A 22788C105   5,133 15 SH   SOLE   0 0 15
CUSTOMERS BANCORP INC COM 23204G100   4,868 100 SH   SOLE   0 0 100
CVB FINL CORP COM 126600105   53,370 2,493 SH   SOLE   0 0 2,493
CVS HEALTH CORP COM 126650100   29,179 650 SH   SOLE   0 0 650
DANAHER CORPORATION COM 235851102   68,865 300 SH   SOLE   0 0 300
DIAGEO PLC SPON ADR NEW 25243Q205   98,702 776 SH   SOLE   0 0 776
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   773,779 22,370 SH   SOLE   0 0 22,370
DISNEY WALT CO COM 254687106   396,741 3,563 SH   SOLE   0 0 3,563
DOLLAR TREE INC COM 256746108   44,964 600 SH   SOLE   0 0 600
DOMINION ENERGY INC COM 25746U109   109,336 2,030 SH   SOLE   0 0 2,030
DOW INC COM 260557103   18,059 450 SH   SOLE   0 0 450
DTE ENERGY CO COM 233331107   12,075 100 SH   SOLE   0 0 100
DUKE ENERGY CORP NEW COM NEW 26441C204   53,870 500 SH   SOLE   0 0 500
DUPONT DE NEMOURS INC COM 26614N102   4,118 54 SH   SOLE   0 0 54
EASTMAN KODAK CO COM NEW 277461406   460 70 SH   SOLE   0 0 70
EATON CORP PLC SHS G29183103   50,445 152 SH   SOLE   0 0 152
ELECTRONIC ARTS INC COM 285512109   8,340 57 SH   SOLE   0 0 57
ELEVANCE HEALTH INC COM 036752103   51,278 139 SH   SOLE   0 0 139
ELI LILLY & CO COM 532457108   109,843 142 SH   SOLE   0 0 142
EMERSON ELEC CO COM 291011104   342,684 2,765 SH   SOLE   0 0 2,765
ENBRIDGE INC COM 29250N105   41,752 984 SH   SOLE   0 0 984
ENTERGY CORP NEW COM 29364G103   45,492 600 SH   SOLE   0 0 600
ENTERPRISE PRODS PARTNERS L COM 293792107   43,904 1,400 SH   SOLE   0 0 1,400
EVERGY INC COM 30034W106   18,404 299 SH   SOLE   0 0 299
EXELON CORP COM 30161N101   7,528 200 SH   SOLE   0 0 200
EXXON MOBIL CORP COM 30231G102   5,086,448 47,285 SH   SOLE   0 0 47,285
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   100,755 900 SH   SOLE   0 0 900
FEDEX CORP COM 31428X106   250,666 891 SH   SOLE   0 0 891
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   25,038 395 SH   SOLE   0 0 395
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109   23,467 225 SH   SOLE   0 0 225
FISERV INC COM 337738108   164,336 800 SH   SOLE   0 0 800
FORTIVE CORP COM 34959J108   11,250 150 SH   SOLE   0 0 150
FREEPORT-MCMORAN INC CL B 35671D857   2,742 72 SH   SOLE   0 0 72
GE AEROSPACE COM NEW 369604301   17,180 103 SH   SOLE   0 0 103
GEN DIGITAL INC COM 668771108   51,886 1,895 SH   SOLE   0 0 1,895
GENERAL DYNAMICS CORP COM 369550108   97,492 370 SH   SOLE   0 0 370
GENERAL MLS INC COM 370334104   9,687 152 SH   SOLE   0 0 152
GENERAL MTRS CO COM 37045V100   2,664 50 SH   SOLE   0 0 50
GINKGO BIOWORKS HOLDINGS INC CL A NEW 37611X209   364 37 SH   SOLE   0 0 37
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   2,028,182 17,609 SH   SOLE   0 0 17,609
GOLDMAN SACHS GROUP INC COM 38141G104   83,603 146 SH   SOLE   0 0 146
GRAND CANYON ED INC COM 38526M106   16,380 100 SH   SOLE   0 0 100
GRAPHIC PACKAGING HLDG CO COM 388689101   6,655 245 SH   SOLE   0 0 245
GREENWICH LIFESCIENCES INC COM 396879108   562 50 SH   SOLE   0 0 50
HERSHEY CO COM 427866108   135,480 800 SH   SOLE   0 0 800
HILTON WORLDWIDE HLDGS INC COM 43300A203   41,029 166 SH   SOLE   0 0 166
HOME DEPOT INC COM 437076102   286,297 736 SH   SOLE   0 0 736
HONEYWELL INTL INC COM 438516106   44,049 195 SH   SOLE   0 0 195
HOWARD HUGHES HOLDINGS INC COM 44267T102   15,308 199 SH   SOLE   0 0 199
ILLINOIS TOOL WKS INC COM 452308109   1,002,577 3,954 SH   SOLE   0 0 3,954
INTEL CORP COM 458140100   67,368 3,360 SH   SOLE   0 0 3,360
INTERNATIONAL BUSINESS MACHS COM 459200101   280,723 1,277 SH   SOLE   0 0 1,277
INVESCO QQQ TR UNIT SER 1 46090E103   378,197 740 SH   SOLE   0 0 740
IOVANCE BIOTHERAPEUTICS INC COM 462260100   14,800 2,000 SH   SOLE   0 0 2,000
ISHARES GOLD TR ISHARES NEW 464285204   2,823 57 SH   SOLE   0 0 57
ISHARES INC CORE MSCI EMKT 46434G103   5,222 100 SH   SOLE   0 0 100
ISHARES TR CORE MSCI EAFE 46432F842   27,621 393 SH   SOLE   0 0 393
ISHARES TR CORE S&P MCP ETF 464287507   11,532,094 185,076 SH   SOLE   0 0 185,076
ISHARES TR CORE S&P SCP ETF 464287804   6,058,077 52,578 SH   SOLE   0 0 52,578
ISHARES TR CORE S&P US VLU 464287663   223,110 2,410 SH   SOLE   0 0 2,410
ISHARES TR CORE S&P500 ETF 464287200   2,824,175 4,797 SH   SOLE   0 0 4,797
ISHARES TR CORE US AGGBD ET 464287226   21,900 226 SH   SOLE   0 0 226
ISHARES TR EXPANDED TECH 464287515   20,024 200 SH   SOLE   0 0 200
ISHARES TR EXPONENTIAL TECH 46434V381   4,475 75 SH   SOLE   0 0 75
ISHARES TR GLOB HLTHCRE ETF 464287325   11,177 130 SH   SOLE   0 0 130
ISHARES TR GLOB INDSTRL ETF 464288729   45,900 325 SH   SOLE   0 0 325
ISHARES TR GLOBAL MATER ETF 464288695   48,718 627 SH   SOLE   0 0 627
ISHARES TR ISHARES SEMICDTR 464287523   30,169 140 SH   SOLE   0 0 140
ISHARES TR MRGSTR MD CP VAL 464288406   71,290 960 SH   SOLE   0 0 960
ISHARES TR MSCI EAFE ETF 464287465   78,276 1,035 SH   SOLE   0 0 1,035
ISHARES TR MSCI USA MIN VOL 46429B697   12,882 145 SH   SOLE   0 0 145
ISHARES TR RUS 1000 GRW ETF 464287614   177,499 442 SH   SOLE   0 0 442
ISHARES TR RUS 1000 VAL ETF 464287598   87,752 474 SH   SOLE   0 0 474
ISHARES TR RUS 2000 GRW ETF 464287648   4,318 15 SH   SOLE   0 0 15
ISHARES TR RUS 2000 VAL ETF 464287630   420,672 2,562 SH   SOLE   0 0 2,562
ISHARES TR RUS MID CAP ETF 464287499   83,538 945 SH   SOLE   0 0 945
ISHARES TR RUSSELL 2000 ETF 464287655   12,374 56 SH   SOLE   0 0 56
ISHARES TR S&P 500 GRWT ETF 464287309   2,057,303 20,263 SH   SOLE   0 0 20,263
ISHARES TR S&P 500 VAL ETF 464287408   1,706,990 8,943 SH   SOLE   0 0 8,943
ISHARES TR SELECT DIVID ETF 464287168   48,053 366 SH   SOLE   0 0 366
ISHARES TR U.S. FIN SVC ETF 464287770   54,840 705 SH   SOLE   0 0 705
ISHARES TR U.S. TECH ETF 464287721   296,708 1,860 SH   SOLE   0 0 1,860
ISHARES TR ULTRA SHORT-TERM 46434V878   334,856 6,640 SH   SOLE   0 0 6,640
ISHARES TR US HOME CONS ETF 464288752   15,509 150 SH   SOLE   0 0 150
JOHNSON & JOHNSON COM 478160104   758,926 5,248 SH   SOLE   0 0 5,248
JPMORGAN CHASE & CO. COM 46625H100   997,383 4,161 SH   SOLE   0 0 4,161
JUNIPER NETWORKS INC COM 48203R104   7,490 200 SH   SOLE   0 0 200
KIMBERLY-CLARK CORP COM 494368103   94,480 721 SH   SOLE   0 0 721
KKR & CO INC COM 48251W104   73,955 500 SH   SOLE   0 0 500
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   5,813 168 SH   SOLE   0 0 168
LAZARD INC COM 52110M109   41,184 800 SH   SOLE   0 0 800
LITHIUM AMERS CORP NEW COM SHS 53681J103   1,485 500 SH   SOLE   0 0 500
LOCKHEED MARTIN CORP COM 539830109   476,339 980 SH   SOLE   0 0 980
LOGITECH INTL S A SHS H50430232   12,353 150 SH   SOLE   0 0 150
LOWES COS INC COM 548661107   1,085,057 4,397 SH   SOLE   0 0 4,397
LUCID GROUP INC COM 549498103   302 100 SH   SOLE   0 0 100
MADISON SQUARE GRDN SPRT COR CL A 55825T103   14,895 66 SH   SOLE   0 0 66
MARRIOTT INTL INC NEW CL A 571903202   25,105 90 SH   SOLE   0 0 90
MARTIN MARIETTA MATLS INC COM 573284106   36,155 70 SH   SOLE   0 0 70
MASTERCARD INCORPORATED CL A 57636Q104   206,183 392 SH   SOLE   0 0 392
MAXIMUS INC COM 577933104   14,930 200 SH   SOLE   0 0 200
MCDONALDS CORP COM 580135101   182,174 628 SH   SOLE   0 0 628
MEDTRONIC PLC SHS G5960L103   67,898 850 SH   SOLE   0 0 850
MERCK & CO INC COM 58933Y105   106,042 1,066 SH   SOLE   0 0 1,066
META PLATFORMS INC CL A 30303M102   75,545 129 SH   SOLE   0 0 129
MICROSOFT CORP COM 594918104   2,633,692 6,248 SH   SOLE   0 0 6,248
MICROSTRATEGY INC CL A NEW 594972408   50,684 175 SH   SOLE   0 0 175
MONDELEZ INTL INC CL A 609207105   104,947 1,757 SH   SOLE   0 0 1,757
MORGAN STANLEY COM NEW 617446448   22,127 176 SH   SOLE   0 0 176
NATIONAL GRID PLC SPONSORED ADR NE 636274409   16,341 275 SH   SOLE   0 0 275
NETFLIX INC COM 64110L106   14,262 16 SH   SOLE   0 0 16
NEWMARK GROUP INC CL A 65158N102   2,960 231 SH   SOLE   0 0 231
NEXTERA ENERGY INC COM 65339F101   73,841 1,030 SH   SOLE   0 0 1,030
NIKE INC CL B 654106103   30,268 400 SH   SOLE   0 0 400
NORFOLK SOUTHN CORP COM 655844108   157,512 671 SH   SOLE   0 0 671
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   25,730 1,000 SH   SOLE   0 0 1,000
NOVARTIS AG SPONSORED ADR 66987V109   235,977 2,425 SH   SOLE   0 0 2,425
NOVO-NORDISK A S ADR 670100205   6,710 78 SH   SOLE   0 0 78
NVIDIA CORPORATION COM 67066G104   139,779 1,041 SH   SOLE   0 0 1,041
ORACLE CORP COM 68389X105   261,625 1,570 SH   SOLE   0 0 1,570
ORAMED PHARMACEUTICALS INC COM NEW 68403P203   484 200 SH   SOLE   0 0 200
OTIS WORLDWIDE CORP COM 68902V107   52,047 562 SH   SOLE   0 0 562
PARKER-HANNIFIN CORP COM 701094104   6,997 11 SH   SOLE   0 0 11
PAYCHEX INC COM 704326107   84,132 600 SH   SOLE   0 0 600
PEPSICO INC COM 713448108   767,414 5,047 SH   SOLE   0 0 5,047
PFIZER INC COM 717081103   56,377 2,125 SH   SOLE   0 0 2,125
PHILIP MORRIS INTL INC COM 718172109   118,638 986 SH   SOLE   0 0 986
PHILLIPS 66 COM 718546104   5,697 50 SH   SOLE   0 0 50
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   53,974 538 SH   SOLE   0 0 538
PINTEREST INC CL A 72352L106   2,900 100 SH   SOLE   0 0 100
PNC FINL SVCS GROUP INC COM 693475105   23,142 120 SH   SOLE   0 0 120
PRICE T ROWE GROUP INC COM 74144T108   412,052 3,644 SH   SOLE   0 0 3,644
PROCTER AND GAMBLE CO COM 742718109   1,009,170 6,020 SH   SOLE   0 0 6,020
PROGRESSIVE CORP COM 743315103   12,075 50 SH   SOLE   0 0 50
PROLOGIS INC. COM 74340W103   4,757 45 SH   SOLE   0 0 45
PROSHARES TR LARGE CAP CRE 74347R248   52,910 800 SH   SOLE   0 0 800
PRUDENTIAL FINL INC COM 744320102   34,004 287 SH   SOLE   0 0 287
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   19,180 227 SH   SOLE   0 0 227
QUALCOMM INC COM 747525103   215,068 1,400 SH   SOLE   0 0 1,400
QUEST DIAGNOSTICS INC COM 74834L100   7,543 50 SH   SOLE   0 0 50
REALTY INCOME CORP COM 756109104   29,376 550 SH   SOLE   0 0 550
RIOT PLATFORMS INC COM 767292105   3,421 335 SH   SOLE   0 0 335
ROYAL BK CDA COM 780087102   60,255 500 SH   SOLE   0 0 500
RPM INTL INC COM 749685103   28,304 230 SH   SOLE   0 0 230
RTX CORPORATION COM 75513E101   687,707 5,943 SH   SOLE   0 0 5,943
SANDY SPRING BANCORP INC COM 800363103   528,438 15,676 SH   SOLE   0 0 15,676
SCHWAB CHARLES CORP COM 808513105   363,094 4,906 SH   SOLE   0 0 4,906
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,997 132 SH   SOLE   0 0 132
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,704,185 172,188 SH   SOLE   0 0 172,188
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   44,147 1,584 SH   SOLE   0 0 1,584
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,034 78 SH   SOLE   0 0 78
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   11,753 507 SH   SOLE   0 0 507
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   12,827 496 SH   SOLE   0 0 496
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   727,064 7,510 SH   SOLE   0 0 7,510
SELECT SECTOR SPDR TR ENERGY 81369Y506   303,330 3,541 SH   SOLE   0 0 3,541
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   620,171 12,832 SH   SOLE   0 0 12,832
SELECT SECTOR SPDR TR INDL 81369Y704   242,811 1,843 SH   SOLE   0 0 1,843
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   5,044 124 SH   SOLE   0 0 124
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   266,549 1,188 SH   SOLE   0 0 1,188
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   163,588 2,081 SH   SOLE   0 0 2,081
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   61,580 448 SH   SOLE   0 0 448
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   216,569 2,861 SH   SOLE   0 0 2,861
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   295,051 3,507 SH   SOLE   0 0 3,507
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   7,674 33 SH   SOLE   0 0 33
SEMPRA COM 816851109   17,544 200 SH   SOLE   0 0 200
SHELL PLC SPON ADS 780259305   12,280 196 SH   SOLE   0 0 196
SHOPIFY INC CL A 82509L107   5,849 55 SH   SOLE   0 0 55
SIMON PPTY GROUP INC NEW COM 828806109   27,554 160 SH   SOLE   0 0 160
SINCLAIR INC CL A 829242106   2,421 150 SH   SOLE   0 0 150
SOLVENTUM CORP COM SHS 83444M101   1,652 25 SH   SOLE   0 0 25
SOUTHERN CO COM 842587107   109,486 1,330 SH   SOLE   0 0 1,330
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   3,834 75 SH   SOLE   0 0 75
SPDR S&P 500 ETF TR TR UNIT 78462F103   13,504,132 23,041 SH   SOLE   0 0 23,041
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   5,980,799 10,500 SH   SOLE   0 0 10,500
SPDR SER TR PORTFOLIO S&P400 78464A847   25,650 469 SH   SOLE   0 0 469
SPDR SER TR PORTFOLIO S&P600 78468R853   322,481 7,179 SH   SOLE   0 0 7,179
SPDR SER TR PRTFLO S&P500 VL 78464A508   205,640 4,021 SH   SOLE   0 0 4,021
SPDR SER TR S&P BIOTECH 78464A870   85,557 950 SH   SOLE   0 0 950
SPDR SER TR S&P BK ETF 78464A797   221,880 4,000 SH   SOLE   0 0 4,000
SPDR SER TR S&P DIVID ETF 78464A763   184,940 1,400 SH   SOLE   0 0 1,400
STARBUCKS CORP COM 855244109   283,453 3,106 SH   SOLE   0 0 3,106
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104   10,320 600 SH   SOLE   0 0 600
SYSCO CORP COM 871829107   64,991 850 SH   SOLE   0 0 850
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   205,312 6,171 SH   SOLE   0 0 6,171
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107   3,913,914 92,945 SH   SOLE   0 0 92,945
T ROWE PRICE ETF INC US EQUITY RESEAR 87283Q503   1,646,304 44,531 SH   SOLE   0 0 44,531
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   26,859 136 SH   SOLE   0 0 136
TARGET CORP COM 87612E106   28,929 214 SH   SOLE   0 0 214
TELADOC HEALTH INC COM 87918A105   3,091 340 SH   SOLE   0 0 340
TESLA INC COM 88160R101   7,270 18 SH   SOLE   0 0 18
THERMO FISHER SCIENTIFIC INC COM 883556102   75,954 146 SH   SOLE   0 0 146
THOMSON REUTERS CORP COM 884903808   3,689 23 SH   SOLE   0 0 23
TJX COS INC NEW COM 872540109   88,433 732 SH   SOLE   0 0 732
TMC THE METALS COMPANY INC COM 87261Y106   2,940 2,625 SH   SOLE   0 0 2,625
TOYOTA MOTOR CORP ADS 892331307   5,060 26 SH   SOLE   0 0 26
TRANE TECHNOLOGIES PLC SHS G8994E103   76,087 206 SH   SOLE   0 0 206
TRAVELERS COMPANIES INC COM 89417E109   8,432 35 SH   SOLE   0 0 35
TRUIST FINL CORP COM 89832Q109   26,028 600 SH   SOLE   0 0 600
TRUMP MEDIA & TECHNOLOGY GRO COM 25400Q105   239 7 SH   SOLE   0 0 7
UNION PAC CORP COM 907818108   6,842 30 SH   SOLE   0 0 30
UNITED BANKSHARES INC WEST V COM 909907107   117,344 3,125 SH   SOLE   0 0 3,125
UNITED PARCEL SERVICE INC CL B 911312106   35,303 280 SH   SOLE   0 0 280
UNITEDHEALTH GROUP INC COM 91324P102   298,074 589 SH   SOLE   0 0 589
UNUM GROUP COM 91529Y106   10,955 150 SH   SOLE   0 0 150
UPSTART HLDGS INC COM 91680M107   10,036 163 SH   SOLE   0 0 163
US BANCORP DEL COM NEW 902973304   165,767 3,466 SH   SOLE   0 0 3,466
VAIL RESORTS INC COM 91879Q109   11,247 60 SH   SOLE   0 0 60
VALERO ENERGY CORP COM 91913Y100   18,389 150 SH   SOLE   0 0 150
VANGUARD BD INDEX FDS INTERMED TERM 921937819   14,124 189 SH   SOLE   0 0 189
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   6,510,100 84,251 SH   SOLE   0 0 84,251
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,095,549 15,235 SH   SOLE   0 0 15,235
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   248,100 5,000 SH   SOLE   0 0 5,000
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   237,991 4,852 SH   SOLE   0 0 4,852
VANGUARD INDEX FDS GROWTH ETF 922908736   105,073 256 SH   SOLE   0 0 256
VANGUARD INDEX FDS LARGE CAP ETF 922908637   257,557 955 SH   SOLE   0 0 955
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,269 5 SH   SOLE   0 0 5
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,295 8 SH   SOLE   0 0 8
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   257,887 2,895 SH   SOLE   0 0 2,895
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   753,500 1,398 SH   SOLE   0 0 1,398
VANGUARD INDEX FDS SM CP VAL ETF 922908611   991 5 SH   SOLE   0 0 5
VANGUARD INDEX FDS SMALL CP ETF 922908751   32,438 135 SH   SOLE   0 0 135
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,566,026 8,854 SH   SOLE   0 0 8,854
VANGUARD INDEX FDS VALUE ETF 922908744   1,443,411 8,526 SH   SOLE   0 0 8,526
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   6,890 120 SH   SOLE   0 0 120
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   22,910 395 SH   SOLE   0 0 395
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   24,029 413 SH   SOLE   0 0 413
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   6,085 78 SH   SOLE   0 0 78
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   558,480 2,852 SH   SOLE   0 0 2,852
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,214,649 20,612 SH   SOLE   0 0 20,612
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   244,208 1,914 SH   SOLE   0 0 1,914
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   242,496 646 SH   SOLE   0 0 646
VANGUARD WORLD FD CONSUM STP ETF 92204A207   57,304 271 SH   SOLE   0 0 271
VANGUARD WORLD FD ENERGY ETF 92204A306   4,853 40 SH   SOLE   0 0 40
VANGUARD WORLD FD FINANCIALS ETF 92204A405   1,099,301 9,311 SH   SOLE   0 0 9,311
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   17,808 70 SH   SOLE   0 0 70
VANGUARD WORLD FD INF TECH ETF 92204A702   2,749,641 4,422 SH   SOLE   0 0 4,422
VANGUARD WORLD FD UTILITIES ETF 92204A876   49,844 305 SH   SOLE   0 0 305
VERALTO CORP COM SHS 92338C103   10,185 100 SH   SOLE   0 0 100
VERIZON COMMUNICATIONS INC COM 92343V104   106,414 2,661 SH   SOLE   0 0 2,661
VERTEX PHARMACEUTICALS INC COM 92532F100   3,625 9 SH   SOLE   0 0 9
VISA INC COM CL A 92826C839   153,840 487 SH   SOLE   0 0 487
WALGREENS BOOTS ALLIANCE INC COM 931427108   13,062 1,400 SH   SOLE   0 0 1,400
WALMART INC COM 931142103   318,484 3,525 SH   SOLE   0 0 3,525
WELLS FARGO CO NEW COM 949746101   7,024 100 SH   SOLE   0 0 100
XYLEM INC COM 98419M100   11,602 100 SH   SOLE   0 0 100
ZIMMER BIOMET HOLDINGS INC COM 98956P102   52,815 500 SH   SOLE   0 0 500