The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN EMRG MKTS EQTY INCM FD COM 00301W105 BBG001S5QCR1 724,186 143,403 SH   SOLE   143,403 0 0
ALLSTATE CORP COM 020002101 BBG001S9BM06 3,624,560 20,950 SH   SOLE   20,950 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 3,845,848 25,481 SH   SOLE   25,481 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 897,099 3,940 SH   SOLE   3,940 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 2,039,996 7,175 SH   SOLE   7,175 0 0
APPLE INC COM 037833100 BBG001S5N8V8 320,325 1,868 SH   SOLE   1,868 0 0
BRANDYWINEGBL GBL INCM OPP F COM 10537L104 BBG002B1RS18 974,352 114,900 SH   SOLE   114,900 0 0
CARTERS INC COM 146229109 BBG001SCJ3Q5 2,881,746 34,031 SH   SOLE   34,031 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 2,809,135 56,284 SH   SOLE   56,284 0 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 779,623 12,328 SH   SOLE   12,328 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 4,458,265 55,896 SH   SOLE   55,896 0 0
DNP SELECT INCOME FD INC COM 23325P104 BBG001S5QKC9 302,467 33,348 SH   SOLE   33,348 0 0
FRANKLIN RESOURCES INC COM 354613101 BBG001S5P3W6 2,595,003 92,316 SH   SOLE   92,316 0 0
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 452,469 24,405 SH   SOLE   24,405 0 0
INVESCO LTD SHS G491BT108 BBG001S9RD81 2,309,163 139,190 SH   SOLE   139,190 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 597,638 1,346 SH   SOLE   1,346 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 10,624,918 223,965 SH   SOLE   223,965 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 296,715 4,885 SH   SOLE   4,885 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 478,663 4,331 SH   SOLE   4,331 0 0
ISHARES TR LATN AMER 40 ETF 464287390 BBG001SJRVW2 279,992 9,845 SH   SOLE   9,845 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 371,909 4,657 SH   SOLE   4,657 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 465,683 11,336 SH   SOLE   11,336 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 246,950 1,555 SH   SOLE   1,555 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 251,820 1,348 SH   SOLE   1,348 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507 BBG0059KNK04 11,840,894 234,659 SH   SOLE   234,659 0 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 BBG0087DRNC3 250,600 5,000 SH   SOLE   5,000 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 3,743,607 18,690 SH   SOLE   18,690 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 BBG001S7RX54 913,819 4,183 SH   SOLE   4,183 0 0
MANPOWERGROUP INC WIS COM 56418H100 BBG001S5SYW5 2,488,518 32,052 SH   SOLE   32,052 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 1,178,617 13,524 SH   SOLE   13,524 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,529,421 8,389 SH   SOLE   8,389 0 0
MORGAN STANLEY EMERGING MKTS COM 617477104 BBG001SRJQL6 7,209,232 1,517,733 SH   SOLE   1,517,733 0 0
OMNICOM GROUP INC COM 681919106 BBG001S5VR10 2,420,742 25,018 SH   SOLE   25,018 0 0
PUBLIC STORAGE COM 74460D109 BBG001S5TH79 232,919 803 SH   SOLE   803 0 0
PVH CORPORATION COM 693656100 BBG001S5VGY8 3,036,333 21,594 SH   SOLE   21,594 0 0
QORVO INC COM 74736K101 BBG007TJF1P5 1,558,933 13,576 SH   SOLE   13,576 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 357,562 2,112 SH   SOLE   2,112 0 0
RLJ LODGING TR COM 74965L101 BBG001V0BJV4 5,426,586 459,102 SH   SOLE   459,102 0 0
ROYCE MICRO-CAP TR INC COM 780915104 BBG001S6DP67 9,398,552 994,556 SH   SOLE   994,556 0 0
ROYCE VALUE TR INC COM 780910105 BBG001S5VTQ9 439,691 28,984 SH   SOLE   28,984 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 261,044 2,765 SH   SOLE   2,765 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 BBG001SCYWS2 1,342,194 12,391 SH   SOLE   12,391 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 325,350 622 SH   SOLE   622 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 224,786 404 SH   SOLE   404 0 0
TEMPLETON EMERGING MKTS FD COM 880191101 BBG001S5QVH0 1,480,489 123,994 SH   SOLE   123,994 0 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 2,900,799 7,987 SH   SOLE   7,987 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 243,961 2,821 SH   SOLE   2,821 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 233,202 5,583 SH   SOLE   5,583 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 456,547 9,100 SH   SOLE   9,100 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 433,630 827 SH   SOLE   827 0 0
VIATRIS INC COM 92556V106 BBG00Y52JV51 4,197,328 351,535 SH   SOLE   351,535 0 0
VISHAY INTERTECHNOLOGY INC COM 928298108 BBG001S5XB04 1,723,703 76,001 SH   SOLE   76,001 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 BBG011386VG3 3,694,126 423,153 SH   SOLE   423,153 0 0