The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PUB LTD CO ORD SHS FOREIGN EQUITIES G0176J109 234 1,666 SH   SOLE   1,666 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 965 3,419 SH   SOLE   3,419 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 407 1,442 SH   DFND   1,438 4 0
EATON CORP CMN FOREIGN EQUITIES G29183103 49 339 SH   SOLE   339 0 0
EATON CORP CMN FOREIGN EQUITIES G29183103 400 2,751 SH   DFND   2,731 20 0
LINDE AG A PLC FOREIGN EQUITIES G5494J103 33 110 SH   SOLE   110 0 0
LINDE AG A PLC FOREIGN EQUITIES G5494J103 226 753 SH   DFND   648 105 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 283 2,236 SH   SOLE   2,236 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 183 1,446 SH   DFND   1,396 50 0
APTIV PLC FOREIGN EQUITIES G6095L109 68 450 SH   SOLE   450 0 0
APTIV PLC FOREIGN EQUITIES G6095L109 166 1,105 SH   DFND   1,105 0 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 932 5,000 SH   SOLE   5,000 0 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 58 310 SH   DFND   303 7 0
TE CONNECTIVITY LTD REG SHS FOREIGN EQUITIES H84989104 21 152 SH   SOLE   152 0 0
TE CONNECTIVITY LTD REG SHS FOREIGN EQUITIES H84989104 214 1,574 SH   DFND   1,524 50 0
AFLAC INC COM COMMON STOCK 001055102 483 8,529 SH   SOLE   8,529 0 0
AFLAC INC COM COMMON STOCK 001055102 17 300 SH   DFND   300 0 0
AT&T INC COM COMMON STOCK 00206R102 414 14,077 SH   SOLE   14,077 0 0
AT&T INC COM COMMON STOCK 00206R102 740 25,148 SH   DFND   19,691 5,457 0
ARK ETF TR INNOVATION ETF EXCHANGE TRADED FDS-EQUITY 00214Q104 135 1,200 SH   SOLE   1,200 0 0
ARK ETF TR INNOVATION ETF EXCHANGE TRADED FDS-EQUITY 00214Q104 318 2,841 SH   DFND   1,725 1,116 0
ARK ETF TR GENOMIC REV ETF EXCHANGE TRADED FDS-EQUITY 00214Q302 278 3,400 SH   DFND   1,620 1,780 0
ABBOTT LABS COM COMMON STOCK 002824100 207 1,778 SH   SOLE   1,778 0 0
ABBOTT LABS COM COMMON STOCK 002824100 229 1,964 SH   DFND   1,742 222 0
ABBVIE INC COM COMMON STOCK 00287Y109 527 4,658 SH   SOLE   4,658 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 517 4,567 SH   DFND   4,204 363 0
ADOBE SYSTEMS INCORPORATED COM COMMON STOCK 00724F101 1,454 2,881 SH   SOLE   2,881 0 0
ADOBE SYSTEMS INCORPORATED COM COMMON STOCK 00724F101 375 743 SH   DFND   743 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 126 419 SH   SOLE   419 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 332 1,107 SH   DFND   1,098 9 0
ALIBABA GROUP HLDG LTD SPONSORED ADS FOREIGN EQUITIES 01609W102 20 94 SH   SOLE   94 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS FOREIGN EQUITIES 01609W102 230 1,077 SH   DFND   1,069 8 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107 235 1,652 SH   DFND   1,652 0 0
ALPHABET INC. COMMON STOCK 02079K107 1,129 468 SH   SOLE   468 0 0
ALPHABET INC. COMMON STOCK 02079K107 1,936 803 SH   DFND   803 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 634 269 SH   SOLE   269 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 2,274 965 SH   DFND   920 45 0
ALTRIA GROUP INC COMMON STOCK 02209S103 201 4,091 SH   SOLE   4,091 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 538 10,938 SH   DFND   8,093 2,845 0
AMAZON COM INC COM COMMON STOCK 023135106 944 293 SH   SOLE   293 0 0
AMAZON COM INC COM COMMON STOCK 023135106 2,517 781 SH   DFND   696 85 0
AMERICAN EXPRESS COMMON STOCK 025816109 53 328 SH   SOLE   328 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 295 1,840 SH   DFND   1,818 22 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 26 100 SH   SOLE   100 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 212 830 SH   DFND   830 0 0
AMGEN INC COM COMMON STOCK 031162100 203 855 SH   SOLE   855 0 0
AMGEN INC COM COMMON STOCK 031162100 784 3,293 SH   DFND   1,439 1,854 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 8,424 67,599 SH   SOLE   67,599 0 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 5,167 41,466 SH   DFND   38,940 2,526 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 8,070 41,171 SH   SOLE   41,171 0 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 423 2,160 SH   DFND   860 1,300 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 200 4,718 SH   SOLE   4,718 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 664 15,659 SH   DFND   15,341 318 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 63 1,215 SH   SOLE   1,215 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 145 2,787 SH   DFND   2,524 263 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 7,412 17 SH   SOLE   17 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 406 1,402 SH   SOLE   1,402 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 1,033 3,569 SH   DFND   3,369 200 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 391 5,274 SH   SOLE   5,274 0 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 83 1,123 SH   DFND   1,068 55 0
BLACKROCK INC COM COMMON STOCK 09247X101 464 529 SH   SOLE   529 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 584 666 SH   DFND   635 31 0
BOEING CO COM COMMON STOCK 097023105 506 2,048 SH   SOLE   2,048 0 0
BOEING CO COM COMMON STOCK 097023105 139 564 SH   DFND   564 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 634 9,646 SH   SOLE   9,646 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 682 10,379 SH   DFND   7,521 2,858 0
BROADCOM INC COMMON STOCK 11135F101 610 1,291 SH   SOLE   1,291 0 0
BROADCOM INC COMMON STOCK 11135F101 388 822 SH   DFND   801 21 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 411 7,849 SH   SOLE   7,849 0 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 23 433 SH   DFND   0 433 0
CIGNA CORP NEW COMMON STOCK 125523100 288 1,114 SH   SOLE   1,114 0 0
CIGNA CORP NEW COMMON STOCK 125523100 504 1,948 SH   DFND   1,948 0 0
CVS CORP. COMMON STOCK 126650100 1,152 13,322 SH   SOLE   13,322 0 0
CVS CORP. COMMON STOCK 126650100 580 6,709 SH   DFND   4,237 2,472 0
CANADIAN PAC RY LTD COM FOREIGN EQUITIES 13645T100 234 2,875 SH   DFND   2,500 375 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 143 3,110 SH   SOLE   3,110 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 158 3,431 SH   DFND   1,831 1,600 0
CATERPILLAR INC COM COMMON STOCK 149123101 603 2,502 SH   SOLE   2,502 0 0
CATERPILLAR INC COM COMMON STOCK 149123101 836 3,466 SH   DFND   2,766 700 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208 278 3,270 SH   DFND   3,270 0 0
CHEVRON COM COMMON STOCK 166764100 13,285 127,998 SH   SOLE   127,998 0 0
CHEVRON COM COMMON STOCK 166764100 594 5,723 SH   DFND   5,495 228 0
CISCO COMMON STOCK 17275R102 1,199 22,663 SH   SOLE   22,663 0 0
CISCO COMMON STOCK 17275R102 549 10,377 SH   DFND   8,877 1,500 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 77 975 SH   SOLE   975 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 244 3,098 SH   DFND   3,064 34 0
CLOROX CO DEL COM COMMON STOCK 189054109 353 2,000 SH   SOLE   2,000 0 0
CLOROX CO DEL COM COMMON STOCK 189054109 22 125 SH   DFND   125 0 0
COCA COLA CO COM COMMON STOCK 191216100 580 10,485 SH   SOLE   10,485 0 0
COCA COLA CO COM COMMON STOCK 191216100 548 9,916 SH   DFND   7,587 2,329 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 350 4,180 SH   SOLE   4,180 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 413 4,934 SH   DFND   4,934 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 376 6,555 SH   SOLE   6,555 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,006 17,544 SH   DFND   17,265 279 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 281 5,043 SH   SOLE   5,043 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 294 5,277 SH   DFND   4,410 867 0
CORNING INC COM COMMON STOCK 219350105 94 2,165 SH   SOLE   2,165 0 0
CORNING INC COM COMMON STOCK 219350105 164 3,748 SH   DFND   3,748 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 80 211 SH   SOLE   211 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 284 750 SH   DFND   750 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 107 565 SH   SOLE   565 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 486 2,567 SH   DFND   2,567 0 0
CUMMINS INC COM COMMON STOCK 231021106 386 1,500 SH   SOLE   1,500 0 0
CUMMINS INC COM COMMON STOCK 231021106 93 360 SH   DFND   360 0 0
DANAHER CORPORATION COMMON STOCK 235851102 712 2,780 SH   SOLE   2,780 0 0
DANAHER CORPORATION COMMON STOCK 235851102 395 1,543 SH   DFND   1,543 0 0
DEERE & CO COM COMMON STOCK 244199105 1,643 4,550 SH   SOLE   4,550 0 0
DEERE & CO COM COMMON STOCK 244199105 218 604 SH   DFND   598 6 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 407 2,108 SH   SOLE   2,108 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 95 493 SH   DFND   385 108 0
DISNEY WALT CO COM COMMON STOCK 254687106 1,382 7,737 SH   SOLE   7,737 0 0
DISNEY WALT CO COM COMMON STOCK 254687106 603 3,376 SH   DFND   2,676 700 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 129 1,698 SH   SOLE   1,698 0 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 213 2,797 SH   DFND   2,197 600 0
DOVER CORP COMMON STOCK 260003108 400 2,655 SH   SOLE   2,655 0 0
DOVER CORP COMMON STOCK 260003108 366 2,429 SH   DFND   2,406 23 0
DOW INC COM COMMON STOCK 260557103 108 1,575 SH   SOLE   1,575 0 0
DOW INC COM COMMON STOCK 260557103 140 2,048 SH   DFND   2,048 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 343 3,421 SH   SOLE   3,421 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 261 2,605 SH   DFND   2,370 235 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102 536 6,342 SH   SOLE   6,342 0 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102 190 2,248 SH   DFND   2,048 200 0
ECOLAB INC COM COMMON STOCK 278865100 516 2,400 SH   SOLE   2,400 0 0
ECOLAB INC COM COMMON STOCK 278865100 138 641 SH   DFND   616 25 0
EMERSON ELECTRIC COMMON STOCK 291011104 478 5,000 SH   SOLE   5,000 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 603 6,300 SH   DFND   2,700 3,600 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 9,064 155,307 SH   SOLE   155,307 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 938 16,070 SH   DFND   10,956 5,114 0
FACEBOOK INC CL A COMMON STOCK 30303M102 1,008 3,066 SH   SOLE   3,066 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102 1,216 3,700 SH   DFND   3,650 50 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857 53 1,240 SH   SOLE   1,240 0 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857 163 3,823 SH   DFND   3,745 78 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 499 2,625 SH   SOLE   2,625 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 266 1,399 SH   DFND   1,387 12 0
GENERAL ELECTRIC COM COMMON STOCK 369604103 257 18,304 SH   SOLE   18,304 0 0
GENERAL ELECTRIC COM COMMON STOCK 369604103 310 22,025 SH   DFND   22,025 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 144 2,177 SH   SOLE   2,177 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 121 1,831 SH   DFND   1,181 650 0
GOLDMAN SACHS COMMON STOCK 38141G104 43 116 SH   SOLE   116 0 0
GOLDMAN SACHS COMMON STOCK 38141G104 337 906 SH   DFND   906 0 0
GRAINGER W.W. INC COMMON STOCK 384802104 409 885 SH   SOLE   885 0 0
GRAINGER W.W. INC COMMON STOCK 384802104 17 37 SH   DFND   37 0 0
HERSHEY CO COM COMMON STOCK 427866108 308 1,781 SH   DFND   316 1,465 0
HOME DEPOT COM COMMON STOCK 437076102 2,989 9,374 SH   SOLE   9,374 0 0
HOME DEPOT COM COMMON STOCK 437076102 2,787 8,738 SH   DFND   5,960 2,778 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 824 3,567 SH   SOLE   3,567 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 465 2,015 SH   DFND   2,015 0 0
IDEXX LABS INC COM COMMON STOCK 45168D104 42 75 SH   SOLE   75 0 0
IDEXX LABS INC COM COMMON STOCK 45168D104 304 545 SH   DFND   541 4 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 684 2,950 SH   SOLE   2,950 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 153 659 SH   DFND   659 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106 219 4,412 SH   SOLE   4,412 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106 14 288 SH   DFND   288 0 0
INTEL COM COMMON STOCK 458140100 702 12,293 SH   SOLE   12,293 0 0
INTEL COM COMMON STOCK 458140100 566 9,913 SH   DFND   6,583 3,330 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 823 5,725 SH   SOLE   5,725 0 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 922 6,412 SH   DFND   6,286 126 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 758 2,270 SH   SOLE   2,270 0 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 1,677 5,021 SH   DFND   4,821 200 0
INTUIT COM COMMON STOCK 461202103 40 90 SH   SOLE   90 0 0
INTUIT COM COMMON STOCK 461202103 258 587 SH   DFND   587 0 0
INVESCO ETF S&P 500 EQUAL WEIGHT EXCHANGE TRADED FDS-EQUITY 46137V357 257 1,700 SH   DFND   1,700 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 90 1,470 SH   SOLE   1,470 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 226 3,705 SH   DFND   1,900 1,805 0
IRON MTN INC NEW COM COMMON STOCK 46284V101 167 3,845 SH   SOLE   3,845 0 0
IRON MTN INC NEW COM COMMON STOCK 46284V101 54 1,250 SH   DFND   0 1,250 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150 439 4,537 SH   SOLE   4,537 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150 42 435 SH   DFND   435 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168 197 1,625 SH   SOLE   1,625 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168 245 2,026 SH   DFND   1,885 141 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 624 1,481 SH   SOLE   1,481 0 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 1,567 3,716 SH   DFND   3,716 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 736 10,680 SH   SOLE   10,680 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 733 10,636 SH   DFND   10,636 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 337 4,167 SH   SOLE   4,167 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 223 2,761 SH   DFND   2,761 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481 527 4,972 SH   DFND   4,972 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 75 960 SH   SOLE   960 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 406 5,183 SH   DFND   4,943 240 0
ISHARES TR S&P MIDCAP 400 MUTUAL FDS/TAXABLE - OTHER 464287507 238 874 SH   SOLE   874 0 0
ISHARES TR S&P MIDCAP 400 MUTUAL FDS/TAXABLE - OTHER 464287507 378 1,386 SH   DFND   1,386 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 30 198 SH   SOLE   198 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 343 2,260 SH   DFND   770 1,490 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598 156 971 SH   SOLE   971 0 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598 236 1,466 SH   DFND   1,466 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 398 1,555 SH   SOLE   1,555 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 375 1,464 SH   DFND   1,464 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 1,344 5,958 SH   SOLE   5,958 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 602 2,669 SH   DFND   2,669 0 0
ISHARES TR DJ US TECH SEC EXCHANGE TRADED FDS-EQUITY 464287721 248 2,680 SH   DFND   0 2,680 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 185 1,640 SH   SOLE   1,640 0 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 562 4,982 SH   DFND   4,982 0 0
ISHARES TR MSCI ACWI INDX EXCHANGE TRADED FDS-EQUITY 464288257 250 2,480 SH   DFND   2,480 0 0
ISHARES TR NATIONAL MUN ETF ETF - TAX EXEMPT 464288414 1,053 9,000 SH   SOLE   9,000 0 0
ISHARES TR NATIONAL MUN ETF ETF - TAX EXEMPT 464288414 14 120 SH   DFND   120 0 0
ISHARES TR DJ PHARMA INDX EXCHANGE TRADED FDS-EQUITY 464288836 203 1,100 SH   SOLE   1,100 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877 421 7,814 SH   SOLE   7,814 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877 5 91 SH   DFND   91 0 0
ISHARES TR MSCI EAFE MINIMUMVOLATILITY ETF EXCHANGE TRADED FDS-EQUITY 46429B689 225 2,937 SH   DFND   2,937 0 0
ISHARES TR USA MIN VOL ETF EXCHANGE TRADED FDS-EQUITY 46429B697 268 3,687 SH   SOLE   3,687 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 103 1,337 SH   SOLE   1,337 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 243 3,163 SH   DFND   3,163 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 897 13,455 SH   SOLE   13,455 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 283 4,243 SH   DFND   4,243 0 0
ISHARES DIVIDEND GROWTH ETF EXCHANGE TRADED FDS-EQUITY 46434V621 220 4,323 SH   DFND   4,323 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,804 10,984 SH   SOLE   10,984 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,713 10,427 SH   DFND   8,998 1,429 0
JACOBS ENGR GROUP INC DEL COM COMMON STOCK 469814107 213 1,500 SH   SOLE   1,500 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 9,361 55,309 SH   SOLE   55,309 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,226 19,062 SH   DFND   15,548 3,514 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 1,359 10,400 SH   SOLE   10,400 0 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 382 2,923 SH   DFND   1,773 1,150 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 1,075 4,931 SH   SOLE   4,931 0 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 36 166 SH   DFND   140 26 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 459 1,497 SH   DFND   1,422 75 0
LILLY ELI & COMPANY COMMON STOCK 532457108 1,638 8,201 SH   SOLE   8,201 0 0
LILLY ELI & COMPANY COMMON STOCK 532457108 1,105 5,531 SH   DFND   3,827 1,704 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 478 1,251 SH   SOLE   1,251 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 213 556 SH   DFND   556 0 0
LOWES COMPANIES COMMON STOCK 548661107 267 1,369 SH   DFND   1,269 100 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 206 1,437 SH   DFND   1,437 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104 220 609 SH   SOLE   609 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104 1,125 3,120 SH   DFND   3,120 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 516 2,208 SH   SOLE   2,208 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,106 4,730 SH   DFND   4,077 653 0
MERCK & CO INC COMMON STOCK 58933Y105 1,370 18,053 SH   SOLE   18,053 0 0
MERCK & CO INC COMMON STOCK 58933Y105 986 12,996 SH   DFND   9,536 3,460 0
METLIFE INC COM COMMON STOCK 59156R108 89 1,360 SH   SOLE   1,360 0 0
METLIFE INC COM COMMON STOCK 59156R108 431 6,591 SH   DFND   5,814 777 0
MICROSOFT COM COMMON STOCK 594918104 2,097 8,400 SH   SOLE   8,400 0 0
MICROSOFT COM COMMON STOCK 594918104 4,184 16,757 SH   DFND   13,995 2,762 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 640 10,080 SH   SOLE   10,080 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 189 2,976 SH   DFND   2,939 37 0
MOODYS CORP COM COMMON STOCK 615369105 1,341 4,000 SH   SOLE   4,000 0 0
MOODYS CORP COM COMMON STOCK 615369105 11 32 SH   DFND   18 14 0
MORGAN STANLEY DEAN WITTER COMMON STOCK 617446448 214 2,350 SH   DFND   2,308 42 0
NETFLIX INC COM COMMON STOCK 64110L106 13 25 SH   SOLE   25 0 0
NETFLIX INC COM COMMON STOCK 64110L106 468 930 SH   DFND   930 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 103 1,405 SH   SOLE   1,405 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 358 4,886 SH   DFND   4,305 581 0
NIKE INC CL B COMMON STOCK 654106103 418 3,061 SH   SOLE   3,061 0 0
NIKE INC CL B COMMON STOCK 654106103 502 3,679 SH   DFND   3,679 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 1,754 6,245 SH   SOLE   6,245 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 61 218 SH   DFND   77 141 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 162 1,831 SH   SOLE   1,831 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 72 818 SH   DFND   138 680 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 276 3,500 SH   SOLE   3,500 0 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 12 150 SH   DFND   0 150 0
NVIDIA CORP COMMON STOCK 67066G104 1,030 1,585 SH   DFND   1,585 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 173 2,200 SH   SOLE   2,200 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 167 2,115 SH   DFND   2,115 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 122 1,554 SH   SOLE   1,554 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 107 1,370 SH   DFND   570 800 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 149 765 SH   SOLE   765 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 504 2,587 SH   DFND   1,714 873 0
PPG INDS INC COM COMMON STOCK 693506107 460 2,561 SH   DFND   2,542 19 0
PACKAGING CORP AMER COM COMMON STOCK 695156109 223 1,500 SH   SOLE   1,500 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105 225 619 SH   SOLE   619 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105 17 47 SH   DFND   47 0 0
PAYCHEX INC COM COMMON STOCK 704326107 273 2,700 SH   SOLE   2,700 0 0
PAYCHEX INC COM COMMON STOCK 704326107 220 2,173 SH   DFND   2,173 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 211 810 SH   SOLE   810 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 938 3,607 SH   DFND   3,607 0 0
PEPSICO INC COMMON STOCK 713448108 1,678 11,344 SH   SOLE   11,344 0 0
PEPSICO INC COMMON STOCK 713448108 1,248 8,439 SH   DFND   8,040 399 0
PFIZER INC COM COMMON STOCK 717081103 1,039 26,833 SH   SOLE   26,833 0 0
PFIZER INC COM COMMON STOCK 717081103 878 22,683 SH   DFND   16,065 6,618 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 98 1,021 SH   SOLE   1,021 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 381 3,950 SH   DFND   3,063 887 0
PHILLIPS 66 COM COMMON STOCK 718546104 273 3,240 SH   SOLE   3,240 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 211 2,502 SH   DFND   2,202 300 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 526 2,750 SH   SOLE   2,750 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 108 564 SH   DFND   553 11 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 2,812 20,853 SH   SOLE   20,853 0 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 1,376 10,202 SH   DFND   7,010 3,192 0
PROLOGIS INC COM COMMON STOCK 74340W103 359 3,046 SH   DFND   3,038 8 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 220 2,387 SH   SOLE   2,387 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 915 9,918 SH   DFND   8,452 1,466 0
QUALCOMM INC COM COMMON STOCK 747525103 115 854 SH   SOLE   854 0 0
QUALCOMM INC COM COMMON STOCK 747525103 469 3,487 SH   DFND   2,787 700 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 1,450 16,349 SH   SOLE   16,349 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 905 10,197 SH   DFND   5,799 4,398 0
REALTY INCOME CORP COM COMMON STOCK 756109104 110 1,610 SH   SOLE   1,610 0 0
REALTY INCOME CORP COM COMMON STOCK 756109104 265 3,878 SH   DFND   3,874 4 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106 201 446 SH   SOLE   446 0 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106 53 118 SH   DFND   108 10 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 575 1,370 SH   SOLE   1,370 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 1,274 3,032 SH   DFND   1,505 1,527 0
SPDR SERIES TRUST BRCLYS INTL ETF EXCHANGE TRADED FDS-OTHER 78464A516 389 13,029 SH   SOLE   13,029 0 0
SPDR SERIES TRUST BRCLYS INTL ETF EXCHANGE TRADED FDS-OTHER 78464A516 93 3,128 SH   DFND   3,128 0 0
SPDR SERIES TRUST PORTFLI TIPS ETF EXCHANGE TRADED FDS-EQUITY 78464A656 334 10,735 SH   SOLE   10,735 0 0
SPDR SERIES TRUST PORTFLI TIPS ETF EXCHANGE TRADED FDS-EQUITY 78464A656 85 2,723 SH   DFND   2,723 0 0
SPDR SERIES TRUST S&P BIOTECH EXCHANGE TRADED FDS-EQUITY 78464A870 78 606 SH   SOLE   606 0 0
SPDR SERIES TRUST S&P BIOTECH EXCHANGE TRADED FDS-EQUITY 78464A870 175 1,364 SH   DFND   1,364 0 0
SPDR SER TR PORTFLI HIGH YLD EXCHANGE TRADED FDS-OTHER 78468R606 244 9,152 SH   SOLE   9,152 0 0
SPDR SER TR PORTFLI HIGH YLD EXCHANGE TRADED FDS-OTHER 78468R606 4 132 SH   DFND   132 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 455 1,910 SH   SOLE   1,910 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 471 1,979 SH   DFND   1,979 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 907 12,285 SH   SOLE   12,285 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 161 2,186 SH   DFND   2,077 109 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797 178 2,317 SH   SOLE   2,317 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797 38 495 SH   DFND   495 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106 37 129 SH   SOLE   129 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106 172 608 SH   DFND   608 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 17 257 SH   SOLE   257 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 1,094 16,208 SH   DFND   16,208 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 322 5,044 SH   SOLE   5,044 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 164 2,560 SH   DFND   900 1,660 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 108 500 SH   SOLE   500 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 461 2,125 SH   DFND   1,119 1,006 0
STARBUCKS CORP COM COMMON STOCK 855244109 923 8,105 SH   SOLE   8,105 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 197 1,727 SH   DFND   1,614 113 0
STATE STREET CORP COMMON STOCK 857477103 322 3,700 SH   SOLE   3,700 0 0
STATE STREET CORP COMMON STOCK 857477103 17 200 SH   DFND   200 0 0
STRYKER CORP COMMON STOCK 863667101 1,191 4,664 SH   SOLE   4,664 0 0
STRYKER CORP COMMON STOCK 863667101 219 856 SH   DFND   311 545 0
TARGET CORPORATION COMMON STOCK 87612E106 7,056 31,095 SH   SOLE   31,095 0 0
TARGET CORPORATION COMMON STOCK 87612E106 270 1,189 SH   DFND   1,094 95 0
TESLA MTRS INC COM COMMON STOCK 88160R101 516 825 SH   DFND   825 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 49 259 SH   SOLE   259 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 209 1,102 SH   DFND   1,082 20 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 499 1,062 SH   SOLE   1,062 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 319 680 SH   DFND   680 0 0
3M COMPANY COM COMMON STOCK 88579Y101 234 1,151 SH   SOLE   1,151 0 0
3M COMPANY COM COMMON STOCK 88579Y101 748 3,685 SH   DFND   2,035 1,650 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 185 1,158 SH   SOLE   1,158 0 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 92 578 SH   DFND   578 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 556 9,000 SH   SOLE   9,000 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 74 1,206 SH   DFND   1,172 34 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 1,441 23,712 SH   SOLE   23,712 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 481 7,910 SH   DFND   7,194 716 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 53 877 SH   SOLE   877 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 466 7,774 SH   DFND   6,089 1,685 0
UNION PAC CORP COM COMMON STOCK 907818108 1,219 5,426 SH   SOLE   5,426 0 0
UNION PAC CORP COM COMMON STOCK 907818108 276 1,230 SH   DFND   1,230 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 107 500 SH   SOLE   500 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 523 2,439 SH   DFND   2,031 408 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 233 565 SH   SOLE   565 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 771 1,872 SH   DFND   1,759 113 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 268 3,330 SH   DFND   3,021 309 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 452 2,902 SH   SOLE   2,902 0 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 463 2,975 SH   DFND   2,975 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 751 3,021 SH   SOLE   3,021 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 168 677 SH   DFND   677 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-EQUITY 921937835 35 405 SH   SOLE   405 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-EQUITY 921937835 234 2,744 SH   DFND   2,744 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 612 11,669 SH   SOLE   11,669 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 348 6,645 SH   DFND   6,645 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 513 4,807 SH   SOLE   4,807 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 751 7,030 SH   DFND   6,245 785 0
VANGUARD WHITEHALL INTL DIVIDEND ETF EXCHANGE TRADED FDS-EQUITY 921946810 345 3,935 SH   SOLE   3,935 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858 288 5,346 SH   SOLE   5,346 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858 192 3,565 SH   DFND   3,565 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 442 5,336 SH   SOLE   5,336 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 493 5,950 SH   DFND   5,950 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714 31 432 SH   SOLE   432 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714 515 7,281 SH   DFND   7,281 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP EXCHANGE TRADED FDS-OTHER 92206C870 75 800 SH   SOLE   800 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP EXCHANGE TRADED FDS-OTHER 92206C870 133 1,412 SH   DFND   1,412 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 2,014 5,216 SH   SOLE   5,216 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 693 1,795 SH   DFND   1,795 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED FDS-EQUITY 922908512 379 2,633 SH   SOLE   2,633 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED FDS-EQUITY 922908512 153 1,060 SH   DFND   1,060 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP EXCHANGE TRADED FDS-EQUITY 922908538 469 2,092 SH   SOLE   2,092 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 331 3,314 SH   SOLE   3,314 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 364 3,649 SH   DFND   3,649 0 0
VANGUARD INDEX FDS SM CP VAL ETF EXCHANGE TRADED FDS-EQUITY 922908611 220 1,251 SH   SOLE   1,251 0 0
VANGUARD INDEX FDS SM CP VAL ETF EXCHANGE TRADED FDS-EQUITY 922908611 88 499 SH   DFND   499 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 1,331 5,691 SH   SOLE   5,691 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 134 572 SH   DFND   572 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-OTHER 922908744 292 2,085 SH   SOLE   2,085 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-OTHER 922908744 142 1,018 SH   DFND   1,018 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 706 3,173 SH   SOLE   3,173 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 547 2,457 SH   DFND   2,353 104 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769 230 1,054 SH   SOLE   1,054 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 209 3,704 SH   SOLE   3,704 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 775 13,720 SH   DFND   13,482 238 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106 4,062 23,500 SH   SOLE   23,500 0 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106 46 266 SH   DFND   240 26 0
VISA INC COM CL A COMMON STOCK 92826C839 1,543 6,787 SH   SOLE   6,787 0 0
VISA INC COM CL A COMMON STOCK 92826C839 1,741 7,659 SH   DFND   6,989 670 0
WAL-MART COMMON STOCK 931142103 1,355 9,542 SH   SOLE   9,542 0 0
WAL-MART COMMON STOCK 931142103 634 4,466 SH   DFND   4,029 437 0
WEBSTER FINANCIAL CORP COMMON STOCK 947890109 272 4,792 SH   DFND   4,792 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 521 11,156 SH   SOLE   11,156 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 324 6,937 SH   DFND   6,937 0 0
WISDOMTREE TRUST SMLCAP EARN FD EXCHANGE TRADED FDS-EQUITY 97717W562 210 4,200 SH   SOLE   4,200 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 246 2,048 SH   DFND   2,048 0 0