The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES Common Stock 002824100 14 163 SH   SOLE   163 0 0
ABBOTT LABORATORIES Common Stock 002824100 243 2,800 SH   OTR   2,800 0 0
ABBVIE INC COMMON Common Stock 00287Y109 230 2,600 SH   OTR   2,600 0 0
ABBVIE INC COMMON Common Stock 00287Y109 253 2,863 SH   SOLE   2,863 0 0
ACTIVISION BIZZARD INC Common Stock 00507V109 308 5,182 SH   SOLE   5,182 0 0
ADOBE SYSTEMS INC Common Stock 00724F101 29 87 SH   OTR   87 0 0
ADOBE SYSTEMS INC Common Stock 00724F101 829 2,513 SH   SOLE   2,513 0 0
ALPHABET INC CAP STOCK CL C Common Stock 02079K107 1,830 1,369 SH   SOLE   1,369 0 0
ALTRIA GROUP INC Common Stock 02209S103 125 2,497 SH   OTR   2,497 0 0
ALTRIA GROUP INC Common Stock 02209S103 140 2,809 SH   SOLE   2,809 0 0
AMAZON COM INC Common Stock 023135106 1,848 1,000 SH   SOLE   1,000 0 0
AMAZON COM INC Common Stock 023135106 139 75 SH   OTR   75 0 0
AMERICAN FUNDS INVMT CO OF AMER F3 Equity ETF 461308777 237 6,000 SH   SOLE   6,000 0 0
AMGEN INC Common Stock 031162100 637 2,643 SH   SOLE   2,643 0 0
APPLE INC Common Stock 037833100 558 1,901 SH   OTR   1,901 0 0
APPLE INC Common Stock 037833100 3,248 11,061 SH   SOLE   11,061 0 0
AT&T INC Common Stock 00206R102 393 10,053 SH   SOLE   10,053 0 0
AT&T INC Common Stock 00206R102 88 2,249 SH   OTR   2,249 0 0
BANK OF AMERICA CORP Common Stock 060505104 41 1,175 SH   OTR   1,175 0 0
BANK OF AMERICA CORP Common Stock 060505104 707 20,079 SH   SOLE   20,079 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 845 3,732 SH   SOLE   3,732 0 0
BOEING CO Common Stock 097023105 43 133 SH   OTR   133 0 0
BOEING CO Common Stock 097023105 581 1,784 SH   SOLE   1,784 0 0
BRISTOL MYERS SQUIBB CO Common Stock 110122108 30 465 SH   OTR   465 0 0
BRISTOL MYERS SQUIBB CO Common Stock 110122108 273 4,258 SH   SOLE   4,258 0 0
BROADCOM INC COM Common Stock 11135F101 504 1,595 SH   SOLE   1,595 0 0
BURLINGTON STORES INC Common Stock 122017106 646 2,833 SH   SOLE   2,833 0 0
CHEVRON CORP NEW Common Stock 166764100 364 3,021 SH   SOLE   3,021 0 0
CHEVRON CORP NEW Common Stock 166764100 31 256 SH   OTR   256 0 0
CISCO SYSTEMS INC Common Stock 17275R102 320 6,682 SH   SOLE   6,682 0 0
COMMERCE BANCSHARES INC Common Stock 200525103 211 3,101 SH   SOLE   3,101 0 0
CONOCOPHILLIPS Common Stock 20825C104 18 273 SH   OTR   273 0 0
CONOCOPHILLIPS Common Stock 20825C104 294 4,516 SH   SOLE   4,516 0 0
CONSTELLATION BRANDS INC Common Stock 21036P108 392 2,066 SH   SOLE   2,066 0 0
CONSUMER DISCRETIONARY SELECT SECT SPDR Equity ETF 81369Y407 61 485 SH   OTR   485 0 0
CONSUMER DISCRETIONARY SELECT SECT SPDR Equity ETF 81369Y407 1,789 14,268 SH   SOLE   14,268 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Equity ETF 81369Y308 1,270 20,160 SH   SOLE   20,160 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Equity ETF 81369Y308 97 1,545 SH   OTR   1,545 0 0
COSTCO WHOLESALE CORP Common Stock 22160K105 598 2,033 SH   SOLE   2,033 0 0
DARDEN RESTAURANTS INC COM Common Stock 237194105 273 2,504 SH   SOLE   2,504 0 0
DISNEY WALT CO Common Stock 254687106 33 225 SH   OTR   225 0 0
DISNEY WALT CO Common Stock 254687106 335 2,314 SH   SOLE   2,314 0 0
EATON VANCE CORP Common Stock 278265103 229 4,900 SH   SOLE   4,900 0 0
EMERSON ELECTRIC CO Common Stock 291011104 199 2,603 SH   SOLE   2,603 0 0
EMERSON ELECTRIC CO Common Stock 291011104 93 1,224 SH   OTR   1,224 0 0
ENERGY SELECT SECTOR SPDR Equity ETF 81369Y506 49 810 SH   OTR   810 0 0
ENERGY SELECT SECTOR SPDR Equity ETF 81369Y506 631 10,511 SH   SOLE   10,511 0 0
EPAM SYS INC COM Common Stock 29414B104 663 3,125 SH   SOLE   3,125 0 0
EXXON MOBIL CORP Common Stock 30231G102 701 10,053 SH   SOLE   10,053 0 0
EXXON MOBIL CORP Common Stock 30231G102 138 1,976 SH   OTR   1,976 0 0
FACEBOOK INC Common Stock 30303M102 936 4,561 SH   SOLE   4,561 0 0
FACEBOOK INC Common Stock 30303M102 67 324 SH   OTR   324 0 0
FINANCIAL SELECT SECTOR SPDR Equity ETF 81369Y605 84 2,735 SH   OTR   2,735 0 0
FINANCIAL SELECT SECTOR SPDR Equity ETF 81369Y605 2,136 69,387 SH   SOLE   69,387 0 0
FISERV INC Common Stock 337738108 548 4,743 SH   SOLE   4,743 0 0
HEALTH CARE SELECT SECTOR SPDR Equity ETF 81369Y209 2,265 22,237 SH   SOLE   22,237 0 0
HEALTH CARE SELECT SECTOR SPDR Equity ETF 81369Y209 133 1,310 SH   OTR   1,310 0 0
HEXCEL CORP NEW Common Stock 428291108 561 7,650 SH   SOLE   7,650 0 0
HOME DEPOT INC Common Stock 437076102 508 2,328 SH   SOLE   2,328 0 0
HONEYWELL INTERNATIONAL INC Common Stock 438516106 882 4,983 SH   SOLE   4,983 0 0
IDEXX LABS INC COM Common Stock 45168D104 519 1,988 SH   SOLE   1,988 0 0
INDUSTRIAL SELECT SECTOR SPDR Equity ETF 81369Y704 116 1,420 SH   OTR   1,420 0 0
INDUSTRIAL SELECT SECTOR SPDR Equity ETF 81369Y704 1,404 17,232 SH   SOLE   17,232 0 0
INTERCONTINENTAL EXCHANGE INC COM Common Stock 45866F104 568 6,132 SH   SOLE   6,132 0 0
INVESCO QQQ TR UNIT SER 1 Equity ETF 46090E103 532 2,500 SH   SOLE   2,500 0 0
IPG PHOTONICS CORP COM Common Stock 44980X109 319 2,201 SH   SOLE   2,201 0 0
ISHARES CORE S&P 500 ETF Equity ETF 464287200 64,478 199,475 SH   SOLE   199,475 0 0
ISHARES CORE S&P 500 ETF Equity ETF 464287200 6,864 21,236 SH   OTR   21,236 0 0
ISHARES CORE S&P MID-CAP ETF Equity ETF 464287507 2,001 9,722 SH   OTR   9,722 0 0
ISHARES CORE S&P MID-CAP ETF Equity ETF 464287507 16,050 77,982 SH   SOLE   77,982 0 0
ISHARES CORE S&P SMALL-CAP ETF Equity ETF 464287804 24,607 293,464 SH   SOLE   293,464 0 0
ISHARES CORE S&P SMALL-CAP ETF Equity ETF 464287804 2,122 25,306 SH   OTR   25,306 0 0
ISHARES CORE S&P US GROWTH ETF Equity ETF 464287671 2,691 39,783 SH   SOLE   39,783 0 0
iSHARES CORE S&P US VALUE ETF Equity ETF 464287663 665 10,554 SH   SOLE   10,554 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND INDEX FUND International Equity ETF 464288448 1,752 52,179 SH   OTR   52,179 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND INDEX FUND International Equity ETF 464288448 24,378 726,194 SH   SOLE   726,194 0 0
ISHARES EDGE MSCI MIN VOL EMERGING MARKETS ETF International Equity ETF 464286533 8,862 151,073 SH   SOLE   151,073 0 0
ISHARES EDGE MSCI MIN VOL EMERGING MARKETS ETF International Equity ETF 464286533 724 12,339 SH   OTR   12,339 0 0
ISHARES INVEST GRADE CORP BOND Fixed Income ETF 464287242 908 7,093 SH   OTR   7,093 0 0
ISHARES INVEST GRADE CORP BOND Fixed Income ETF 464287242 15,235 119,064 SH   SOLE   119,064 0 0
ISHARES MSCI EAFE INDEX ETF International Equity ETF 464287465 404 5,825 SH   SOLE   5,825 0 0
ISHARES MSCI EAFE INDEX ETF International Equity ETF 464287465 59 849 SH   OTR   849 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND Equity ETF 464287614 1,111 6,313 SH   SOLE   6,313 0 0
ISHARES SHORT TERM CORPORATE BOND ETF Fixed Income ETF 464288646 8,330 155,318 SH   SOLE   155,318 0 0
ISHARES SHORT TERM CORPORATE BOND ETF Fixed Income ETF 464288646 518 9,659 SH   OTR   9,659 0 0
ISHARES TRUST ISHARES PREFERRED AND AND INCOME SECURITIES ETF Equity ETF 464288687 114 3,037 SH   OTR   3,037 0 0
ISHARES TRUST ISHARES PREFERRED AND AND INCOME SECURITIES ETF Equity ETF 464288687 91 2,412 SH   SOLE   2,412 0 0
JOHNSON & JOHNSON Common Stock 478160104 180 1,236 SH   OTR   1,236 0 0
JOHNSON & JOHNSON Common Stock 478160104 516 3,539 SH   SOLE   3,539 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 96 686 SH   OTR   686 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 321 2,303 SH   SOLE   2,303 0 0
KROGER (THE) CO Common Stock 501044101 2,321 80,052 SH   SOLE   80,052 0 0
LAUDER ESTEE COS INC Common Stock 518439104 34 165 SH   OTR   165 0 0
LAUDER ESTEE COS INC Common Stock 518439104 171 826 SH   SOLE   826 0 0
LEIDOS HODGS INC COM Common Stock 525327102 529 5,409 SH   SOLE   5,409 0 0
LILLY (ELI) & CO Common Stock 532457108 249 1,898 SH   SOLE   1,898 0 0
LILLY (ELI) & CO Common Stock 532457108 42 317 SH   OTR   317 0 0
MASTERCARD INC Common Stock 57636Q104 406 1,359 SH   SOLE   1,359 0 0
MATERIALS SELECT SECTOR SPDR Equity ETF 81369Y100 25 408 SH   OTR   408 0 0
MATERIALS SELECT SECTOR SPDR Equity ETF 81369Y100 358 5,822 SH   SOLE   5,822 0 0
MCDONALDS CORP Common Stock 580135101 656 3,318 SH   SOLE   3,318 0 0
MCDONALDS CORP Common Stock 580135101 49 247 SH   OTR   247 0 0
MERCK & CO INC NEW Common Stock 58933Y105 427 4,699 SH   SOLE   4,699 0 0
MERCK & CO INC NEW Common Stock 58933Y105 94 1,033 SH   OTR   1,033 0 0
METTLER TOLEDO INTERNATIONAL INC Common Stock 592688105 850 1,072 SH   SOLE   1,072 0 0
MICROSOFT CORP Common Stock 594918104 2,147 13,614 SH   SOLE   13,614 0 0
MICROSOFT CORP Common Stock 594918104 103 650 SH   OTR   650 0 0
MKS INSTRUMENT INC COM Common Stock 55306N104 296 2,690 SH   SOLE   2,690 0 0
MONDELEZ INTERNATIONAL INC Common Stock 609207105 201 3,650 SH   SOLE   3,650 0 0
MONDELEZ INTERNATIONAL INC Common Stock 609207105 66 1,193 SH   OTR   1,193 0 0
NESTLE S A SPONSORED ADR REPSTG REG SH American Depository Receipts 641069406 241 2,225 SH   SOLE   2,225 0 0
NIKE INC CL B Common Stock 654106103 634 6,256 SH   SOLE   6,256 0 0
NVIDIA CORP COM Common Stock 67066G104 335 1,424 SH   SOLE   1,424 0 0
PAYPAL HOLDINGS INC Common Stock 70450Y103 605 5,592 SH   SOLE   5,592 0 0
PAYPAL HOLDINGS INC Common Stock 70450Y103 24 218 SH   OTR   218 0 0
PEPSICO INC Common Stock 713448108 99 722 SH   OTR   722 0 0
PEPSICO INC Common Stock 713448108 401 2,937 SH   SOLE   2,937 0 0
PHILIP MORRIS INTERNATIONAL INC Common Stock 718172109 147 1,731 SH   SOLE   1,731 0 0
PHILIP MORRIS INTERNATIONAL INC Common Stock 718172109 112 1,317 SH   OTR   1,317 0 0
PHILLIPS 66 Common Stock 718546104 445 3,992 SH   SOLE   3,992 0 0
PRA HEALTH SCIENCES INC COM Common Stock 69354M108 645 5,801 SH   SOLE   5,801 0 0
PROCTER & GAMBLE CO Common Stock 742718109 261 2,089 SH   SOLE   2,089 0 0
PROCTER & GAMBLE CO Common Stock 742718109 183 1,464 SH   OTR   1,464 0 0
PROGRESSIVE CORP OHIO COM Common Stock 743315103 325 4,484 SH   SOLE   4,484 0 0
S&P GLOBAL INC COM Common Stock 78409V104 312 1,141 SH   SOLE   1,141 0 0
SALESFORCE.COM INC Common Stock 79466L302 476 2,929 SH   SOLE   2,929 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC Equity ETF 81369Y860 299 7,737 SH   SOLE   7,737 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC Equity ETF 81369Y860 15 385 SH   OTR   385 0 0
SPDR SERIES TRUST PORTFOLIO SH Fixed Income ETF 78468R101 435 14,515 SH   SOLE   14,515 0 0
SPDR SERIES TRUST PORTFOLIO SH Fixed Income ETF 78468R101 5 165 SH   OTR   165 0 0
STRYKER CORP Common Stock 863667101 215 1,024 SH   SOLE   1,024 0 0
TAKE-TWO INTERACTIVE SOFTWARE COM Common Stock 874054109 287 2,344 SH   SOLE   2,344 0 0
TARGET CORP Common Stock 87612E106 212 1,652 SH   SOLE   1,652 0 0
TECHNOLOGY SELECT SECTOR SPDR Equity ETF 81369Y803 276 3,015 SH   OTR   3,015 0 0
TECHNOLOGY SELECT SECTOR SPDR Equity ETF 81369Y803 4,406 48,067 SH   SOLE   48,067 0 0
TEXAS INSTRUMENTS Common Stock 882508104 324 2,526 SH   SOLE   2,526 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 1,056 3,250 SH   SOLE   3,250 0 0
TRUIST FINL CORP Common Stock 89832Q109 241 4,280 SH   SOLE   4,280 0 0
TYLER TECHNOLOGIES INC COM Common Stock 902252105 411 1,369 SH   SOLE   1,369 0 0
UNION PACIFIC CORP Common Stock 907818108 5 25 SH   OTR   25 0 0
UNION PACIFIC CORP Common Stock 907818108 698 3,861 SH   SOLE   3,861 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 31 104 SH   OTR   104 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 411 1,399 SH   SOLE   1,399 0 0
UTILITIES SELECT SECTOR SPDR Equity ETF 81369Y886 500 7,731 SH   SOLE   7,731 0 0
UTILITIES SELECT SECTOR SPDR Equity ETF 81369Y886 97 1,500 SH   OTR   1,500 0 0
VANGUARD REAL ESTATE ETF Equity ETF 922908553 635 6,840 SH   SOLE   6,840 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC Fixed Income ETF 92206C771 15 290 SH   OTR   290 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC Fixed Income ETF 92206C771 3,683 69,265 SH   SOLE   69,265 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 268 4,371 SH   SOLE   4,371 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 262 4,271 SH   OTR   4,271 0 0
VF CORPORATION Common Stock 918204108 340 3,413 SH   SOLE   3,413 0 0
VISA INC CL A Common Stock 92826C839 1,035 5,507 SH   SOLE   5,507 0 0
VISA INC CL A Common Stock 92826C839 26 137 SH   OTR   137 0 0
WALMART INC Common Stock 931142103 820 6,902 SH   SOLE   6,902 0 0
WALMART INC Common Stock 931142103 58 485 SH   OTR   485 0 0
WELLS FARGO & CO NEW Common Stock 949746101 592 11,000 SH   OTR   11,000 0 0
WELLS FARGO & CO NEW Common Stock 949746101 22 400 SH   SOLE   400 0 0
WOODWARD INC COM Common Stock 980745103 478 4,037 SH   SOLE   4,037 0 0
YUM BRANDS INC Common Stock 988498101 214 2,120 SH   SOLE   2,120 0 0
YUM BRANDS INC Common Stock 988498101 8 80 SH   OTR   80 0 0
ZIMMER BIOMET HOLDINGS INC Common Stock 98956P102 300 2,001 SH   SOLE   2,001 0 0