The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 555 3,944 SH   SOLE NONE 0 0 3,944
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 716 1,727 SH   SOLE NONE 0 0 1,727
ALPHABET INC CAP STK CL C 02079K107 341 118 SH   SOLE NONE 0 0 118
ALTRIA GROUP INC COM 02209S103 84 1,767 SH   SOLE NONE 0 0 1,767
AMAZON COM INC COM 023135106 57 17 SH   SOLE NONE 0 0 17
APPLE INC COM 037833100 6,703 37,750 SH   SOLE NONE 0 0 37,750
AUTOMATIC DATA PROCESSING IN COM 053015103 296 1,202 SH   SOLE NONE 0 0 1,202
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 576 1,925 SH   SOLE NONE 0 0 1,925
CATERPILLAR INC COM 149123101 701 3,393 SH   SOLE NONE 0 0 3,393
CISCO SYS INC COM 17275R102 387 6,103 SH   SOLE NONE 0 0 6,103
COCA COLA CO COM 191216100 269 4,550 SH   SOLE NONE 0 0 4,550
COLGATE PALMOLIVE CO COM 194162103 297 3,478 SH   SOLE NONE 0 0 3,478
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 12,151 235,023 SH   SOLE NONE 0 0 235,023
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 2,214 84,796 SH   SOLE NONE 0 0 84,796
DISNEY WALT CO COM 254687106 664 4,286 SH   SOLE NONE 0 0 4,286
EXXON MOBIL CORP COM 30231G102 267 4,358 SH   SOLE NONE 0 0 4,358
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 555 8,960 SH   SOLE NONE 0 0 8,960
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 372 8,030 SH   SOLE NONE 0 0 8,030
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 1,872 15,079 SH   SOLE NONE 0 0 15,079
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 283 1,250 SH   SOLE NONE 0 0 1,250
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 220 4,405 SH   SOLE NONE 0 0 4,405
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 939 17,639 SH   SOLE NONE 0 0 17,639
GENERAL ELECTRIC CO COM NEW 369604301 374 3,962 SH   SOLE NONE 0 0 3,962
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180 339 5,988 SH   SOLE NONE 0 0 5,988
HOME DEPOT INC COM 437076102 789 1,901 SH   SOLE NONE 0 0 1,901
INTEL CORP COM 458140100 307 5,964 SH   SOLE NONE 0 0 5,964
INTERNATIONAL BUSINESS MACHS COM 459200101 237 1,770 SH   SOLE NONE 0 0 1,770
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 4,910 28,596 SH   SOLE NONE 0 0 28,596
ISHARES TR U.S. MED DVC ETF 464288810 1,254 19,050 SH   SOLE NONE 0 0 19,050
ISHARES TR CORE US AGGBD ET 464287226 2,155 18,891 SH   SOLE NONE 0 0 18,891
ISHARES TR TIPS BD ETF 464287176 1,977 15,300 SH   SOLE NONE 0 0 15,300
ISHARES TR EAFE VALUE ETF 464288877 15,326 304,157 SH   SOLE NONE 0 0 304,157
ISHARES TR EAFE GRWTH ETF 464288885 6,603 59,869 SH   SOLE NONE 0 0 59,869
ISHARES TR 20 YR TR BD ETF 464287432 382 2,579 SH   SOLE NONE 0 0 2,579
ISHARES TR IBOXX INV CP ETF 464287242 812 6,124 SH   SOLE NONE 0 0 6,124
ISHARES TR GLOBAL FINLS ETF 464287333 3,935 49,148 SH   SOLE NONE 0 0 49,148
ISHARES TR GLOBAL TECH ETF 464287291 271 4,204 SH   SOLE NONE 0 0 4,204
ISHARES TR U.S. TECH ETF 464287721 2,060 17,942 SH   SOLE NONE 0 0 17,942
ISHARES TR MSCI EAFE ETF 464287465 1,126 14,316 SH   SOLE NONE 0 0 14,316
ISHARES TR S&P MC 400GR ETF 464287606 291 3,416 SH   SOLE NONE 0 0 3,416
ISHARES TR CORE S&P SCP ETF 464287804 961 8,394 SH   SOLE NONE 0 0 8,394
ISHARES TR SP SMCP600VL ETF 464287879 561 5,373 SH   SOLE NONE 0 0 5,373
ISHARES TR S&P SML 600 GWT 464287887 251 1,810 SH   SOLE NONE 0 0 1,810
ISHARES TR S&P 500 VAL ETF 464287408 861 5,498 SH   SOLE NONE 0 0 5,498
ISHARES TR CORE S&P500 ETF 464287200 1,372 2,876 SH   SOLE NONE 0 0 2,876
ISHARES TR S&P 500 GRWT ETF 464287309 1,078 12,881 SH   SOLE NONE 0 0 12,881
ISHARES TR FALN ANGLS USD 46435G474 6,970 232,569 SH   SOLE NONE 0 0 232,569
ISHARES TR ESG AWR MSCI USA 46435G425 33,223 307,905 SH   SOLE NONE 0 0 307,905
ISHARES TR CORE DIV GRWTH 46434V621 418 7,516 SH   SOLE NONE 0 0 7,516
ISHARES TR CORE TOTAL USD 46434V613 7,448 140,713 SH   SOLE NONE 0 0 140,713
ISHARES TR MSCI USA MMENTM 46432F396 1,338 7,357 SH   SOLE NONE 0 0 7,357
ISHARES TR MSCI USA VALUE 46432F388 2,833 25,883 SH   SOLE NONE 0 0 25,883
ISHARES TR MSCI USA QLT FCT 46432F339 353 2,425 SH   SOLE NONE 0 0 2,425
ISHARES TR MBS ETF 464288588 708 6,592 SH   SOLE NONE 0 0 6,592
ISHARES TR USD INV GRDE ETF 464288620 423 7,088 SH   SOLE NONE 0 0 7,088
ISHARES TR 10-20 YR TRS ETF 464288653 1,124 7,575 SH   SOLE NONE 0 0 7,575
ISHARES TR ISHS 5-10YR INVT 464288638 322 5,427 SH   SOLE NONE 0 0 5,427
ISHARES TR MSCI USA MIN VOL 46429B697 4,120 50,932 SH   SOLE NONE 0 0 50,932
ISHARES TR US TREAS BD ETF 46429B267 8,493 318,315 SH   SOLE NONE 0 0 318,315
ISHARES TR CMBS ETF 46429B366 239 4,503 SH   SOLE NONE 0 0 4,503
ISHARES TR CORE 1 5 YR USD 46432F859 301 5,967 SH   SOLE NONE 0 0 5,967
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 5,282 171,057 SH   SOLE NONE 0 0 171,057
J P MORGAN EXCHANGE-TRADED F BETABUILDERS EUR 46641Q191 335 5,604 SH   SOLE NONE 0 0 5,604
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 2,525 49,449 SH   SOLE NONE 0 0 49,449
J P MORGAN EXCHANGE-TRADED F US AGGREGATE ETF 46641Q241 1,085 20,126 SH   SOLE NONE 0 0 20,126
J P MORGAN EXCHANGE-TRADED F CORE PLUS BD ETF 46641Q670 293 5,408 SH   SOLE NONE 0 0 5,408
J P MORGAN EXCHANGE-TRADED F BETABUILDRS US 46641Q399 1,712 19,810 SH   SOLE NONE 0 0 19,810
J P MORGAN EXCHANGE-TRADED F BETABUILDERS US 46641Q290 214 3,256 SH   SOLE NONE 0 0 3,256
J P MORGAN EXCHANGE-TRADED F ACTIVEBLDRS EMER 46641Q266 526 11,292 SH   SOLE NONE 0 0 11,292
J P MORGAN EXCHANGE-TRADED F BETABUILDERS I 46641Q373 936 15,701 SH   SOLE NONE 0 0 15,701
J P MORGAN EXCHANGE-TRADED F BETABUILDERS US 46641Q340 380 4,142 SH   SOLE NONE 0 0 4,142
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 379 7,499 SH   SOLE NONE 0 0 7,499
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 317 6,117 SH   SOLE NONE 0 0 6,117
J P MORGAN EXCHANGE-TRADED F US QUALTY FCTR 46641Q761 433 9,507 SH   SOLE NONE 0 0 9,507
J P MORGAN EXCHANGE-TRADED F US VALUE FACTR 46641Q753 633 16,465 SH   SOLE NONE 0 0 16,465
JPMORGAN CHASE & CO COM 46625H100 1,045 6,598 SH   SOLE NONE 0 0 6,598
LAKELAND FINL CORP COM 511656100 919 11,472 SH   SOLE NONE 0 0 11,472
LILLY ELI & CO COM 532457108 616 2,229 SH   SOLE NONE 0 0 2,229
LINCOLN NATL CORP IND COM 534187109 743 10,880 SH   SOLE NONE 0 0 10,880
MCDONALDS CORP COM 580135101 1,263 4,712 SH   SOLE NONE 0 0 4,712
MICROSOFT CORP COM 594918104 1,398 4,157 SH   SOLE NONE 0 0 4,157
NUCOR CORP COM 670346105 1,001 8,770 SH   SOLE NONE 0 0 8,770
ORACLE CORP COM 68389X105 241 2,766 SH   SOLE NONE 0 0 2,766
PAYPAL HLDGS INC COM 70450Y103 2 10 SH   SOLE NONE 0 0 10
PEPSICO INC COM 713448108 613 3,526 SH   SOLE NONE 0 0 3,526
PFIZER INC COM 717081103 393 6,657 SH   SOLE NONE 0 0 6,657
PLEXUS CORP COM 729132100 240 2,500 SH   SOLE NONE 0 0 2,500
PROCTER AND GAMBLE CO COM 742718109 536 3,274 SH   SOLE NONE 0 0 3,274
ROYAL CARIBBEAN GROUP COM V7780T103 385 5,000 SH   SOLE NONE 0 0 5,000
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 3,566 70,543 SH   SOLE NONE 0 0 70,543
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,528 56,094 SH   SOLE NONE 0 0 56,094
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,103 9,689 SH   SOLE NONE 0 0 9,689
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,722 26,579 SH   SOLE NONE 0 0 26,579
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 382 7,364 SH   SOLE NONE 0 0 7,364
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,979 71,693 SH   SOLE NONE 0 0 71,693
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 490 4,628 SH   SOLE NONE 0 0 4,628
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,572 125,329 SH   SOLE NONE 0 0 125,329
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,752 5,793 SH   SOLE NONE 0 0 5,793
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 597 1,154 SH   SOLE NONE 0 0 1,154
SPDR SER TR PORTFOLIO LN COR 78464A367 2,205 70,034 SH   SOLE NONE 0 0 70,034
SPDR SER TR PORTFOLIO LN TSR 78464A664 2,401 56,970 SH   SOLE NONE 0 0 56,970
SPDR SER TR PORTFOLIO S&P500 78464A854 32,829 588,010 SH   SOLE NONE 0 0 588,010
SPDR SER TR PORTFLI TIPS ETF 78464A656 3,277 104,046 SH   SOLE NONE 0 0 104,046
SPDR SER TR PORTFOLIO S&P600 78468R853 5,229 116,999 SH   SOLE NONE 0 0 116,999
STEEL DYNAMICS INC COM 858119100 183 2,941 SH   SOLE NONE 0 0 2,941
STRYKER CORPORATION COM 863667101 600 2,244 SH   SOLE NONE 0 0 2,244
TARGET CORP COM 87612E106 222 960 SH   SOLE NONE 0 0 960
US BANCORP DEL COM NEW 902973304 225 4,000 SH   SOLE NONE 0 0 4,000
VANGUARD BD INDEX FDS INTERMED TERM 921937819 510 5,815 SH   SOLE NONE 0 0 5,815
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,377 17,037 SH   SOLE NONE 0 0 17,037
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 711 8,391 SH   SOLE NONE 0 0 8,391
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 875 8,500 SH   SOLE NONE 0 0 8,500
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,345 24,381 SH   SOLE NONE 0 0 24,381
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,851 4,240 SH   SOLE NONE 0 0 4,240
VANGUARD INDEX FDS VALUE ETF 922908744 6,423 43,661 SH   SOLE NONE 0 0 43,661
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,007 4,454 SH   SOLE NONE 0 0 4,454
VANGUARD INDEX FDS GROWTH ETF 922908736 3,494 10,889 SH   SOLE NONE 0 0 10,889
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,978 12,334 SH   SOLE NONE 0 0 12,334
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,161 43,689 SH   SOLE NONE 0 0 43,689
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5,295 86,410 SH   SOLE NONE 0 0 86,410
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,021 19,855 SH   SOLE NONE 0 0 19,855
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,495 37,537 SH   SOLE NONE 0 0 37,537
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 553 10,462 SH   SOLE NONE 0 0 10,462
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 9,569 55,716 SH   SOLE NONE 0 0 55,716
VANGUARD STAR FDS VG TL INTL STK F 921909768 680 10,696 SH   SOLE NONE 0 0 10,696
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,963 116,777 SH   SOLE NONE 0 0 116,777
VANGUARD WELLINGTON FD US QUALITY 921935706 548 4,340 SH   SOLE NONE 0 0 4,340
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 389 3,473 SH   SOLE NONE 0 0 3,473
VANGUARD WORLD FDS INF TECH ETF 92204A702 5,044 11,010 SH   SOLE NONE 0 0 11,010
VERIZON COMMUNICATIONS INC COM 92343V104 312 6,006 SH   SOLE NONE 0 0 6,006
VISA INC COM CL A 92826C839 44 201 SH   SOLE NONE 0 0 201
WALMART INC COM 931142103 755 5,217 SH   SOLE NONE 0 0 5,217
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,973 53,530 SH   SOLE NONE 0 0 53,530