The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 381 2,380 SH   SOLE   0 0 2,380
ABBOTT LABS COM 002824100 10,070 92,528 SH   SOLE   0 0 92,528
ABBVIE INC COM 00287Y109 7,150 81,631 SH   SOLE   0 0 81,631
ADOBE SYSTEMS INCORPORATED COM 00724F101 396 807 SH   SOLE   0 0 807
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 806 2,742 SH   SOLE   0 0 2,742
ALPHABET INC CAP STK CL A 02079K305 531 362 SH   SOLE   0 0 362
ALPHABET INC CAP STK CL C 02079K107 645 439 SH   SOLE   0 0 439
ALTRIA GROUP INC COM 02209S103 247 6,383 SH   SOLE   0 0 6,383
AMAZON COM INC COM 023135106 2,610 829 SH   SOLE   0 0 829
AMBEV SA SPONSORED ADR 02319V103 52 22,988 SH   SOLE   0 0 22,988
AMERICAN ELEC PWR CO INC COM 025537101 653 7,988 SH   SOLE   0 0 7,988
APPLE INC COM 037833100 4,079 35,226 SH   SOLE   0 0 35,226
ASTRAZENECA PLC SPONSORED ADR 046353108 214 3,905 SH   SOLE   0 0 3,905
AT&T INC COM 00206R102 414 14,522 SH   SOLE   0 0 14,522
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,592 12,173 SH   SOLE   0 0 12,173
BK OF AMERICA CORP COM 060505104 232 9,635 SH   SOLE   0 0 9,635
CHEVRON CORP NEW COM 166764100 323 4,490 SH   SOLE   0 0 4,490
CINCINNATI FINL CORP COM 172062101 1,546 19,832 SH   SOLE   0 0 19,832
CISCO SYS INC COM 17275R102 420 10,666 SH   SOLE   0 0 10,666
COCA COLA CO COM 191216100 2,679 54,267 SH   SOLE   0 0 54,267
COMCAST CORP NEW CL A 20030N101 387 8,363 SH   SOLE   0 0 8,363
CONOCOPHILLIPS COM 20825C104 290 8,840 SH   SOLE   0 0 8,840
COSTCO WHSL CORP NEW COM 22160K105 242 682 SH   SOLE   0 0 682
DEERE & CO COM 244199105 1,231 5,554 SH   SOLE   0 0 5,554
DISNEY WALT CO COM DISNEY 254687106 487 3,928 SH   SOLE   0 0 3,928
DOCUSIGN INC COM 256163106 250 1,162 SH   SOLE   0 0 1,162
DOMINION ENERGY INC COM 25746U109 237 3,002 SH   SOLE   0 0 3,002
EATON CORP PLC SHS G29183103 571 5,598 SH   SOLE   0 0 5,598
EMERSON ELEC CO COM 291011104 216 3,295 SH   SOLE   0 0 3,295
EXXON MOBIL CORP COM 30231G102 462 13,447 SH   SOLE   0 0 13,447
FACEBOOK INC CL A 30303M102 653 2,494 SH   SOLE   0 0 2,494
GENERAL ELECTRIC CO COM 369604103 58 9,297 SH   SOLE   0 0 9,297
GREIF INC CL A 397624107 389 10,743 SH   SOLE   0 0 10,743
HOME DEPOT INC COM 437076102 738 2,656 SH   SOLE   0 0 2,656
HUNTINGTON BANCSHARES INC COM 446150104 273 29,806 SH   SOLE   0 0 29,806
INTEL CORP COM 458140100 386 7,447 SH   SOLE   0 0 7,447
INTERNATIONAL BUSINESS MACHS COM 459200101 289 2,379 SH   SOLE   0 0 2,379
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 590 17,885 SH   SOLE   0 0 17,885
INVESCO EXCHANGE TRADED FD T DWA BASIC MATL 46137V704 268 4,822 SH   SOLE   0 0 4,822
INVESCO QQQ TR UNIT SER 1 46090E103 285 1,026 SH   SOLE   0 0 1,026
ISHARES GOLD TRUST ISHARES 464285105 436 24,239 SH   SOLE   0 0 24,239
ISHARES INC MSCI GBL MIN VOL 464286525 795 8,654 SH   SOLE   0 0 8,654
ISHARES INC MSCI EMERG MRKT 464286533 377 6,836 SH   SOLE   0 0 6,836
ISHARES INC CORE MSCI EMKT 46434G103 3,200 60,607 SH   SOLE   0 0 60,607
ISHARES TR CORE S&P MCP ETF 464287507 8,071 43,554 SH   SOLE   0 0 43,554
ISHARES TR CORE S&P500 ETF 464287200 9,063 26,968 SH   SOLE   0 0 26,968
ISHARES TR RUS 1000 VAL ETF 464287598 267 2,264 SH   SOLE   0 0 2,264
ISHARES TR RUS 2000 VAL ETF 464287630 797 8,023 SH   SOLE   0 0 8,023
ISHARES TR U.S. REAL ES ETF 464287739 217 2,715 SH   SOLE   0 0 2,715
ISHARES TR MSCI EMG MKT ETF 464287234 140 3,185 SH   SOLE   0 0 3,185
ISHARES TR CORE US AGGBD ET 464287226 10,464 88,632 SH   SOLE   0 0 88,632
ISHARES TR ISHS 1-5YR INVS 464288646 5,350 97,441 SH   SOLE   0 0 97,441
ISHARES TR NATIONAL MUN ETF 464288414 2,770 23,890 SH   SOLE   0 0 23,890
ISHARES TR SHRT NAT MUN ETF 464288158 3,793 35,084 SH   SOLE   0 0 35,084
ISHARES TR CORE HIGH DV ETF 46429B663 218 2,712 SH   SOLE   0 0 2,712
ISHARES TR MSCI USA MIN VOL 46429B697 629 9,870 SH   SOLE   0 0 9,870
ISHARES TR MSCI EAFE MIN VL 46429B689 1,019 14,962 SH   SOLE   0 0 14,962
ISHARES TR CORE MSCI EAFE 46432F842 5,533 91,794 SH   SOLE   0 0 91,794
ISHARES TR CORE 1 5 YR USD 46432F859 1,661 32,225 SH   SOLE   0 0 32,225
ISHARES TR YLD OPTIM BD 46434V787 228 8,860 SH   SOLE   0 0 8,860
ISHARES TR GLOBAL REIT ETF 46434V647 3,667 174,382 SH   SOLE   0 0 174,382
ISHARES TR ESG AW MSCI EAFE 46435G516 326 5,133 SH   SOLE   0 0 5,133
ISHARES TR ESG AWRE 1 5 YR 46435G243 322 12,317 SH   SOLE   0 0 12,317
JOHNSON & JOHNSON COM 478160104 1,074 7,212 SH   SOLE   0 0 7,212
JPMORGAN CHASE & CO COM 46625H100 2,436 25,304 SH   SOLE   0 0 25,304
KIMBERLY CLARK CORP COM 494368103 243 1,648 SH   SOLE   0 0 1,648
L BRANDS INC COM 501797104 511 16,057 SH   SOLE   0 0 16,057
LG DISPLAY CO LTD SPONS ADR REP 50186V102 79 12,053 SH   SOLE   0 0 12,053
LILLY ELI & CO COM 532457108 279 1,887 SH   SOLE   0 0 1,887
LOCKHEED MARTIN CORP COM 539830109 275 718 SH   SOLE   0 0 718
LOWES COS INC COM 548661107 401 2,419 SH   SOLE   0 0 2,419
MASTERCARD INCORPORATED CL A 57636Q104 329 973 SH   SOLE   0 0 973
MCDONALDS CORP COM 580135101 289 1,318 SH   SOLE   0 0 1,318
MEDPACE HLDGS INC COM 58506Q109 308 2,758 SH   SOLE   0 0 2,758
MERCK & CO. INC COM 58933Y105 417 5,024 SH   SOLE   0 0 5,024
MICROSOFT CORP COM 594918104 2,600 12,361 SH   SOLE   0 0 12,361
MIZUHO FINANCIAL GROUP INC. SPONSORED ADR 60687Y109 47 18,463 SH   SOLE   0 0 18,463
NETFLIX INC COM 64110L106 282 563 SH   SOLE   0 0 563
NEXTERA ENERGY INC COM 65339F101 726 2,614 SH   SOLE   0 0 2,614
NIO INC SPON ADS 62914V106 1,890 89,080 SH   SOLE   0 0 89,080
NISOURCE INC COM 65473P105 275 12,486 SH   SOLE   0 0 12,486
NOVARTIS AG SPONSORED ADR 66987V109 218 2,502 SH   SOLE   0 0 2,502
NVIDIA CORPORATION COM 67066G104 395 729 SH   SOLE   0 0 729
ORACLE CORP COM 68389X105 420 7,039 SH   SOLE   0 0 7,039
PAYPAL HLDGS INC COM 70450Y103 299 1,519 SH   SOLE   0 0 1,519
PEPSICO INC COM 713448108 519 3,745 SH   SOLE   0 0 3,745
PFIZER INC COM 717081103 547 14,893 SH   SOLE   0 0 14,893
PHILLIPS 66 COM 718546104 242 4,672 SH   SOLE   0 0 4,672
PROCTER AND GAMBLE CO COM 742718109 3,181 22,887 SH   SOLE   0 0 22,887
QUALCOMM INC COM 747525103 211 1,797 SH   SOLE   0 0 1,797
SALESFORCE COM INC COM 79466L302 262 1,042 SH   SOLE   0 0 1,042
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 161 2,909 SH   SOLE   0 0 2,909
SHERWIN WILLIAMS CO COM 824348106 322 462 SH   SOLE   0 0 462
SPDR GOLD TR GOLD SHS 78463V107 1,002 5,659 SH   SOLE   0 0 5,659
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 507 12,825 SH   SOLE   0 0 12,825
SPDR S&P 500 ETF TR TR UNIT 78462F103 844 2,520 SH   SOLE   0 0 2,520
SPDR SER TR S&P 600 SMCP VAL 78464A300 233 4,660 SH   SOLE   0 0 4,660
SPDR SER TR S&P DIVID ETF 78464A763 2,177 23,559 SH   SOLE   0 0 23,559
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 3,578 91,896 SH   SOLE   0 0 91,896
STARBUCKS CORP COM 855244109 228 2,655 SH   SOLE   0 0 2,655
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 93 16,678 SH   SOLE   0 0 16,678
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 492 6,063 SH   SOLE   0 0 6,063
TARGET CORP COM 87612E106 225 1,426 SH   SOLE   0 0 1,426
TESLA INC COM 88160R101 251 586 SH   SOLE   0 0 586
TEXAS INSTRS INC COM 882508104 298 2,087 SH   SOLE   0 0 2,087
ULTRAPAR PARTICIPACOES SA SP ADR REP COM 90400P101 39 11,455 SH   SOLE   0 0 11,455
UNION PAC CORP COM 907818108 262 1,333 SH   SOLE   0 0 1,333
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 130 27,091 SH   SOLE   0 0 27,091
UNITED PARCEL SERVICE INC CL B 911312106 5,870 35,229 SH   SOLE   0 0 35,229
UNITEDHEALTH GROUP INC COM 91324P102 814 2,610 SH   SOLE   0 0 2,610
US BANCORP DEL COM NEW 902973304 291 8,113 SH   SOLE   0 0 8,113
VANECK MERK GOLD TR GOLD TRUST 921078101 2,625 142,728 SH   SOLE   0 0 142,728
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5,510 66,346 SH   SOLE   0 0 66,346
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 8,102 139,241 SH   SOLE   0 0 139,241
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,590 21,081 SH   SOLE   0 0 21,081
VANGUARD INDEX FDS MID CAP ETF 922908629 3,898 22,115 SH   SOLE   0 0 22,115
VANGUARD INDEX FDS SM CP VAL ETF 922908611 12,150 109,827 SH   SOLE   0 0 109,827
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,820 35,716 SH   SOLE   0 0 35,716
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,079 20,022 SH   SOLE   0 0 20,022
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 590 1,918 SH   SOLE   0 0 1,918
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,851 204,686 SH   SOLE   0 0 204,686
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,244 64,307 SH   SOLE   0 0 64,307
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,402 32,307 SH   SOLE   0 0 32,307
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,773 21,992 SH   SOLE   0 0 21,992
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 581 10,666 SH   SOLE   0 0 10,666
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 626 6,534 SH   SOLE   0 0 6,534
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 17,941 139,446 SH   SOLE   0 0 139,446
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 20,209 494,108 SH   SOLE   0 0 494,108
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 337 4,168 SH   SOLE   0 0 4,168
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,238 44,971 SH   SOLE   0 0 44,971
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 203 994 SH   SOLE   0 0 994
VANGUARD WORLD FDS INF TECH ETF 92204A702 321 1,029 SH   SOLE   0 0 1,029
VERIZON COMMUNICATIONS INC COM 92343V104 560 9,418 SH   SOLE   0 0 9,418
VISA INC COM CL A 92826C839 491 2,453 SH   SOLE   0 0 2,453
WALMART INC COM 931142103 214 1,533 SH   SOLE   0 0 1,533
WENDYS CO COM 95058W100 220 9,849 SH   SOLE   0 0 9,849
WIPRO LTD SPON ADR 1 SH 97651M109 65 13,855 SH   SOLE   0 0 13,855
WORLD GOLD TR SPDR GLD MINIS 98149E204 92 4,882 SH   SOLE   0 0 4,882
WORTHINGTON INDS INC COM 981811102 565 13,863 SH   SOLE   0 0 13,863