The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEV COM 007903107   243,315 1,500 SH   DFND   0 0 1,500
ADVANCED MICRO DEV COM 007903107   119,387 736 SH   SOLE   736 0 0
AGNICO EAGLE MINES COM 008474108   966,547 14,779 SH   DFND   0 0 14,779
ALPHABET INC CAP STK CL A 02079K305   1,259,203 6,913 SH   DFND   1,881 0 5,032
ALPHABET INC CAP STK CL A 02079K305   11,224,447 61,622 SH   SOLE   61,326 0 296
AMER EXPRESS CO COM 025816109   761,800 3,290 SH   DFND   1,056 0 2,234
AMER EXPRESS CO COM 025816109   5,342,553 23,073 SH   SOLE   22,934 0 139
AMER INTL GRP COM NEW 026874784   118,784 1,600 SH   DFND   1,600 0 0
AMER INTL GRP COM NEW 026874784   122,496 1,650 SH   SOLE   1,650 0 0
AT&T INC COM 00206R102   644,504 33,726 SH   SOLE   33,726 0 0
AUTOMATIC DATA PROCESSING COM 053015103   707,477 2,964 SH   DFND   532 0 2,432
AUTOMATIC DATA PROCESSING COM 053015103   28,643 120 SH   SOLE   120 0 0
AbbVie Inc COM 00287Y109   918,833 5,357 SH   DFND   73 0 5,284
AbbVie Inc COM 00287Y109   389,522 2,271 SH   SOLE   2,271 0 0
Abbott Laboratories COM 002824100   537,630 5,174 SH   DFND   163 0 5,011
Abbott Laboratories COM 002824100   2,139,195 20,587 SH   SOLE   20,469 0 118
Adobe Inc COM 00724F101   177,773 320 SH   DFND   320 0 0
Adobe Inc COM 00724F101   139,996 252 SH   SOLE   252 0 0
Alphabet Inc CAP STK CL C 02079K107   835,111 4,553 SH   DFND   463 0 4,090
Alphabet Inc CAP STK CL C 02079K107   725,243 3,954 SH   SOLE   3,954 0 0
Amazon.com Inc COM 023135106   1,208,392 6,253 SH   DFND   1,847 0 4,406
Amazon.com Inc COM 023135106   18,641,861 96,465 SH   SOLE   96,207 0 258
American States Water Co COM 029899101   217,710 3,000 SH   DFND   0 0 3,000
Amgen Inc COM 031162100   433,993 1,389 SH   SOLE   1,389 0 0
Apple Inc COM 037833100   2,256,583 10,714 SH   DFND   1,962 0 8,752
Apple Inc COM 037833100   16,621,077 78,915 SH   SOLE   78,080 0 835
Arcos Dorados Holdings Inc SHS CLASS -A - G0457F107   97,965 10,885 SH   DFND   10,885 0 0
Autodesk Inc COM 052769106   210,333 850 SH   DFND   400 0 450
Autodesk Inc COM 052769106   43,304 175 SH   SOLE   175 0 0
BADGER METER INC COM 056525108   325,367 1,746 SH   DFND   20 0 1,726
BECTON DICKINSON COM 075887109   320,183 1,370 SH   DFND   0 0 1,370
BERKSHIRE HATHAWAY CL A 084670108   612,241 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY CL A 084670108   2,448,964 4 SH   SOLE   4 0 0
BLACKROCK FUND ADVISORS CORE MSCI EURO 46434V738   3,319,559 58,289 SH   SOLE   58,289 0 0
BLACKROCK FUND ADVISORS HDG MSCI EAFE 46434V803   1,932,272 54,346 SH   DFND   54,346 0 0
BLACKROCK FUND ADVISORS HDG MSCI EAFE 46434V803   85,537,550 2,405,781 SH   SOLE   2,402,301 0 3,480
BRISTOL-MYRS SQUIB COM 110122108   209,934 5,055 SH   DFND   2,555 0 2,500
BRISTOL-MYRS SQUIB COM 110122108   2,183,232 52,570 SH   SOLE   52,354 0 216
Berkshire Hathaway Inc CL B NEW 084670702   1,578,791 3,881 SH   DFND   969 0 2,912
Berkshire Hathaway Inc CL B NEW 084670702   8,011,112 19,693 SH   SOLE   19,619 0 74
BlackRock Fund Advisors EM MKT SM-CP ETF 464286475   300,379 4,915 SH   SOLE   4,915 0 0
BlackRock Fund Advisors MORNINGSTAR GRWT 464287119   203,525 2,500 SH   SOLE   2,500 0 0
BlackRock Fund Advisors CORE US AGGBD ET 464287226   14,561 150 SH   DFND   0 0 150
BlackRock Fund Advisors CORE US AGGBD ET 464287226   3,072,363 31,651 SH   SOLE   31,651 0 0
BlackRock Fund Advisors NORTH AMERN NAT 464287374   229,900 5,225 SH   DFND   0 0 5,225
BlackRock Fund Advisors NORTH AMERN NAT 464287374   84,172 1,913 SH   SOLE   1,913 0 0
BlackRock Fund Advisors 20 YR TR BD ETF 464287432   418,700 4,562 SH   DFND   4,562 0 0
BlackRock Fund Advisors 20 YR TR BD ETF 464287432   1,981,438 21,589 SH   SOLE   21,589 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   94,623 1,208 SH   DFND   1,208 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   3,702,972 47,274 SH   SOLE   47,274 0 0
BlackRock Fund Advisors CORE S&P MCP ETF 464287507   1,934,320 33,054 SH   DFND   33,054 0 0
BlackRock Fund Advisors CORE S&P MCP ETF 464287507   80,636,932 1,377,938 SH   SOLE   1,376,012 0 1,926
BlackRock Fund Advisors S&P MC 400GR ETF 464287606   201,596 2,288 SH   SOLE   2,288 0 0
BlackRock Fund Advisors RUSSELL 3000 ETF 464287689   1,064,603 3,449 SH   SOLE   3,449 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   548,979 5,147 SH   DFND   5,147 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   50,713,950 475,473 SH   SOLE   474,373 0 1,100
BlackRock Fund Advisors EAFE SML CP ETF 464288273   417,734 6,777 SH   SOLE   6,777 0 0
BlackRock Fund Advisors JPMORGAN USD EMG 464288281   516,015 5,832 SH   SOLE   5,465 0 367
BlackRock Fund Advisors PFD AND INCM SEC 464288687   166,048 5,263 SH   DFND   5,263 0 0
BlackRock Fund Advisors PFD AND INCM SEC 464288687   51,609,458 1,635,799 SH   SOLE   1,633,450 0 2,349
BlackRock Fund Advisors IBONDS DEC25 ETF 46434VBD1   752,214 30,258 SH   SOLE   30,258 0 0
BlackRock Fund Advisors IBONDS DEC2026 46435GAA0   733,608 30,798 SH   SOLE   30,798 0 0
BlackRock Inc COM 09247X101   449,560 571 SH   DFND   60 0 511
BlackRock Inc COM 09247X101   128,333 163 SH   SOLE   163 0 0
Blackstone Inc COM 09260D107   19,684 159 SH   DFND   159 0 0
Blackstone Inc COM 09260D107   4,565,249 36,876 SH   SOLE   36,759 0 117
CISCO SYSTEMS COM 17275R102   761,158 16,021 SH   DFND   1,046 0 14,975
CISCO SYSTEMS COM 17275R102   6,589,542 138,698 SH   SOLE   137,686 0 1,012
COLGATE-PALMOLIVE COM 194162103   135,856 1,400 SH   DFND   0 0 1,400
COLGATE-PALMOLIVE COM 194162103   87,336 900 SH   SOLE   900 0 0
CONOCOPHILLIPS COM 20825C104   162,763 1,423 SH   DFND   723 0 700
CONOCOPHILLIPS COM 20825C104   123,874 1,083 SH   SOLE   1,083 0 0
CVS Health Corp COM 126650100   233,523 3,954 SH   DFND   3,154 0 800
CVS Health Corp COM 126650100   34,255 580 SH   SOLE   580 0 0
Caterpillar Inc COM 149123101   386,396 1,160 SH   SOLE   1,160 0 0
Charles Schwab Corp/The COM 808513105   193,436 2,625 SH   DFND   845 0 1,780
Charles Schwab Corp/The COM 808513105   4,269,304 57,936 SH   SOLE   57,759 0 177
Chevron Corp COM 166764100   503,203 3,217 SH   DFND   1,763 0 1,454
Chevron Corp COM 166764100   533,705 3,412 SH   SOLE   3,412 0 0
Church & Dwight Co Inc COM 171340102   299,324 2,887 SH   DFND   70 0 2,817
Church & Dwight Co Inc COM 171340102   41,783 403 SH   SOLE   403 0 0
Cigna Group/The COM 125523100   353,379 1,069 SH   DFND   1,069 0 0
Cigna Group/The COM 125523100   11,570 35 SH   SOLE   35 0 0
Citigroup Inc COM NEW 172967424   17,007 268 SH   DFND   268 0 0
Citigroup Inc COM NEW 172967424   3,413,450 53,789 SH   SOLE   53,350 0 439
Coca-Cola Co/The COM 191216100   330,980 5,200 SH   DFND   1,800 0 3,400
Coca-Cola Co/The COM 191216100   9,866 155 SH   SOLE   155 0 0
Comcast Corp CL A 20030N101   36,889 942 SH   DFND   490 0 452
Comcast Corp CL A 20030N101   2,776,209 70,894 SH   SOLE   70,566 0 328
Costco Wholesale Corp COM 22160K105   516,794 608 SH   DFND   31 0 577
Costco Wholesale Corp COM 22160K105   5,694,083 6,699 SH   SOLE   6,691 0 8
Coterra Energy Inc COM 127097103   238,136 8,929 SH   DFND   8,929 0 0
Coterra Energy Inc COM 127097103   4,401 165 SH   SOLE   165 0 0
DEERE & CO COM 244199105   331,410 887 SH   DFND   15 0 872
DEERE & CO COM 244199105   115,452 309 SH   SOLE   309 0 0
DISCOVER FINL SVCS COM 254709108   315,514 2,412 SH   DFND   2,412 0 0
Danaher Corp COM 235851102   675,345 2,703 SH   DFND   631 0 2,072
Danaher Corp COM 235851102   144,413 578 SH   SOLE   578 0 0
ECOLAB INC COM 278865100   509,796 2,142 SH   DFND   40 0 2,102
ECOLAB INC COM 278865100   27,132 114 SH   SOLE   114 0 0
EMERSON ELECTRIC COM 291011104   11,567 105 SH   DFND   105 0 0
EMERSON ELECTRIC COM 291011104   3,060,796 27,785 SH   SOLE   27,652 0 133
Exxon Mobil Corp COM 30231G102   313,702 2,725 SH   DFND   388 0 2,337
Exxon Mobil Corp COM 30231G102   1,428,064 12,405 SH   SOLE   12,405 0 0
FEDEX CORP COM 31428X106   11,694 39 SH   DFND   39 0 0
FEDEX CORP COM 31428X106   2,035,014 6,787 SH   SOLE   6,735 0 52
FISERV INC COM 337738108   1,299,927 8,722 SH   DFND   3,013 0 5,709
FISERV INC COM 337738108   83,164 558 SH   SOLE   558 0 0
First Interstate BancSystem In COM 32055Y201   24,985,780 899,740 SH   DFND   0 0 899,740
First Interstate BancSystem In COM 32055Y201   110,723,878 3,987,176 SH   SOLE   65,762 0 3,921,414
GEN DYNAMICS CORP COM 369550108   516,449 1,780 SH   DFND   80 0 1,700
GEN DYNAMICS CORP COM 369550108   159,577 550 SH   SOLE   550 0 0
GOLDMAN SACHS GRP COM 38141G104   534,190 1,181 SH   DFND   59 0 1,122
GOLDMAN SACHS GRP COM 38141G104   4,654,825 10,291 SH   SOLE   10,278 0 13
Global X Management Co LLC US INFR DEV ETF 37954Y673   142,934 3,861 SH   DFND   3,861 0 0
Global X Management Co LLC US INFR DEV ETF 37954Y673   27,682,297 747,766 SH   SOLE   746,508 0 1,258
Hawkins Inc COM 420261109   273,000 3,000 SH   DFND   0 0 3,000
Home Depot Inc/The COM 437076102   860,944 2,501 SH   DFND   40 0 2,461
Home Depot Inc/The COM 437076102   908,105 2,638 SH   SOLE   2,638 0 0
Honeywell International Inc COM 438516106   517,621 2,424 SH   DFND   678 0 1,746
Honeywell International Inc COM 438516106   3,105,939 14,545 SH   SOLE   14,483 0 62
ILLINOIS TOOL WKS COM 452308109   193,596 817 SH   DFND   817 0 0
ILLINOIS TOOL WKS COM 452308109   47,392 200 SH   SOLE   200 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   349,343 2,552 SH   DFND   118 0 2,434
INTERCONTINENTAL EXCHANGE COM 45866F104   2,590,506 18,924 SH   SOLE   18,817 0 107
INTL BUSINESS MCHN COM 459200101   138,360 800 SH   DFND   0 0 800
INTL BUSINESS MCHN COM 459200101   170,875 988 SH   SOLE   988 0 0
ISHARES CORE S&P500 ETF 464287200   6,721,079 12,282 SH   DFND   12,282 0 0
ISHARES CORE S&P500 ETF 464287200   176,051,552 321,714 SH   SOLE   321,449 0 265
ISHARES S&P 500 GRWT ETF 464287309   743,466 8,034 SH   SOLE   8,034 0 0
ISHARES S&P 500 VAL ETF 464287408   422,263 2,320 SH   SOLE   2,320 0 0
ISHARES ISHARES BIOTECH 464287556   21,001 153 SH   DFND   153 0 0
ISHARES ISHARES BIOTECH 464287556   5,542,284 40,378 SH   SOLE   40,331 0 47
ISHARES RUSSELL 2000 ETF 464287655   76,895 379 SH   DFND   379 0 0
ISHARES RUSSELL 2000 ETF 464287655   792,285 3,905 SH   SOLE   3,905 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,137,294 50,183 SH   SOLE   50,183 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   373,535 16,066 SH   SOLE   16,066 0 0
ISHARES TRUST ISHARES SEMICDTR 464287523   9,125 37 SH   DFND   37 0 0
ISHARES TRUST ISHARES SEMICDTR 464287523   5,731,928 23,241 SH   SOLE   23,099 0 142
ISHARES TRUST IBOXX HI YD ETF 464288513   1,081,966 14,026 SH   SOLE   14,026 0 0
Intel Corp COM 458140100   334,352 10,796 SH   DFND   1,696 0 9,100
Intel Corp COM 458140100   299,480 9,670 SH   SOLE   9,670 0 0
Invesco Capital Management LLC S&P500 EQL WGT 46137V357   2,571,639 15,654 SH   SOLE   15,654 0 0
JPMorgan Chase & Co COM 46625H100   1,449,193 7,165 SH   DFND   2,222 0 4,943
JPMorgan Chase & Co COM 46625H100   7,252,437 35,857 SH   SOLE   35,641 0 216
Johnson & Johnson COM 478160104   1,001,634 6,853 SH   DFND   1,368 0 5,485
Johnson & Johnson COM 478160104   351,807 2,407 SH   SOLE   2,407 0 0
LOWE'S COS INC COM 548661107   168,872 766 SH   DFND   766 0 0
LOWE'S COS INC COM 548661107   8,511,520 38,608 SH   SOLE   38,325 0 283
Lam Research Corp COM 512807108   159,728 150 SH   DFND   150 0 0
Lam Research Corp COM 512807108   154,403 145 SH   SOLE   145 0 0
Limoneira Co COM 532746104   520,250 25,000 SH   SOLE   0 0 25,000
MARTIN MARIETTA M. COM 573284106   270,900 500 SH   DFND   0 0 500
MASTERCARD INC CL A 57636Q104   536,892 1,217 SH   DFND   15 0 1,202
MASTERCARD INC CL A 57636Q104   196,757 446 SH   SOLE   446 0 0
MCDONALD'S CORP COM 580135101   685,010 2,688 SH   DFND   149 0 2,539
MCDONALD'S CORP COM 580135101   3,811,387 14,956 SH   SOLE   14,887 0 69
MICROSOFT CORP COM 594918104   3,732,033 8,350 SH   DFND   1,875 0 6,475
MICROSOFT CORP COM 594918104   17,595,528 39,368 SH   SOLE   39,225 0 143
MORGAN STANLEY COM NEW 617446448   97,190 1,000 SH   DFND   1,000 0 0
MORGAN STANLEY COM NEW 617446448   194,380 2,000 SH   SOLE   2,000 0 0
Marathon Petroleum Corp COM 56585A102   208,176 1,200 SH   DFND   0 0 1,200
Masco Corp COM 574599106   11,734 176 SH   DFND   176 0 0
Masco Corp COM 574599106   2,668,067 40,019 SH   SOLE   39,963 0 56
Merck & Co Inc COM 58933Y105   1,071,860 8,658 SH   DFND   2,258 0 6,400
Merck & Co Inc COM 58933Y105   209,965 1,696 SH   SOLE   1,696 0 0
Meta Platforms Inc CL A 30303M102   960,539 1,905 SH   DFND   120 0 1,785
Meta Platforms Inc CL A 30303M102   694,311 1,377 SH   SOLE   1,377 0 0
Micron Technology Inc COM 595112103   328,825 2,500 SH   DFND   0 0 2,500
Mondelez International Inc CL A 609207105   387,078 5,915 SH   DFND   4,715 0 1,200
Mondelez International Inc CL A 609207105   4,310,533 65,870 SH   SOLE   65,680 0 190
NIKE INC CL B 654106103   413,932 5,492 SH   DFND   218 0 5,274
NIKE INC CL B 654106103   3,638,939 48,281 SH   SOLE   48,026 0 255
NVIDIA Corp COM 67066G104   2,795,710 22,630 SH   DFND   2,150 0 20,480
NVIDIA Corp COM 67066G104   153,807 1,245 SH   SOLE   1,245 0 0
Northern Trust Investments Inc QUALT DIVD IDX 33939L860   215,359 3,238 SH   SOLE   3,238 0 0
ORACLE CORP COM 68389X105   1,213,190 8,592 SH   DFND   0 0 8,592
ORACLE CORP COM 68389X105   562,964 3,987 SH   SOLE   3,987 0 0
PEPSICO INC COM 713448108   1,081,776 6,559 SH   DFND   1,197 0 5,362
PEPSICO INC COM 713448108   3,288,869 19,941 SH   SOLE   19,865 0 76
Palo Alto Networks Inc COM 697435105   29,494 87 SH   DFND   87 0 0
Palo Alto Networks Inc COM 697435105   7,570,771 22,332 SH   SOLE   22,160 0 172
PayPal Holdings Inc COM 70450Y103   186,102 3,207 SH   DFND   3,207 0 0
PayPal Holdings Inc COM 70450Y103   29,015 500 SH   SOLE   500 0 0
Pfizer Inc COM 717081103   62,955 2,250 SH   DFND   1,250 0 1,000
Pfizer Inc COM 717081103   351,009 12,545 SH   SOLE   12,545 0 0
Phillips 66 COM 718546104   279,799 1,982 SH   DFND   1,632 0 350
Phillips 66 COM 718546104   209,214 1,482 SH   SOLE   1,482 0 0
Procter & Gamble Co/The COM 742718109   937,075 5,682 SH   DFND   2,259 0 3,423
Procter & Gamble Co/The COM 742718109   351,445 2,131 SH   SOLE   2,131 0 0
QUALCOMM Inc COM 747525103   230,252 1,156 SH   DFND   56 0 1,100
QUALCOMM Inc COM 747525103   3,655,351 18,352 SH   SOLE   18,265 0 87
REGENERON PHARMACEUTICALS COM 75886F107   210,206 200 SH   DFND   0 0 200
RTX Corp COM 75513E101   296,753 2,956 SH   DFND   0 0 2,956
RTX Corp COM 75513E101   30,619 305 SH   SOLE   305 0 0
Republic Services Inc COM 760759100   432,212 2,224 SH   DFND   40 0 2,184
Republic Services Inc COM 760759100   12,632 65 SH   SOLE   65 0 0
S&P Global Inc COM 78409V104   394,710 885 SH   DFND   0 0 885
S&P Global Inc COM 78409V104   44,600 100 SH   SOLE   100 0 0
SALESFORCE.COM INC COM 79466L302   569,477 2,215 SH   DFND   81 0 2,134
SALESFORCE.COM INC COM 79466L302   3,766,001 14,648 SH   SOLE   14,626 0 22
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   21,901 248 SH   DFND   248 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   7,102,862 80,431 SH   SOLE   79,907 0 524
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   73,021 501 SH   DFND   501 0 0
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   21,514,595 147,613 SH   SOLE   147,118 0 495
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308   9,573 125 SH   DFND   125 0 0
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308   7,023,305 91,712 SH   SOLE   91,481 0 231
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   8,755 48 SH   DFND   48 0 0
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   6,663,072 36,530 SH   SOLE   36,515 0 15
SELECT SECTOR SPDR ENERGY 81369Y506   18,230 200 SH   DFND   200 0 0
SELECT SECTOR SPDR ENERGY 81369Y506   14,287,489 156,747 SH   SOLE   156,195 0 552
SELECT SECTOR SPDR FINANCIAL 81369Y605   12,950 315 SH   DFND   315 0 0
SELECT SECTOR SPDR FINANCIAL 81369Y605   9,432,854 229,454 SH   SOLE   228,435 0 1,019
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   45,472 201 SH   DFND   201 0 0
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   32,634,356 144,253 SH   SOLE   143,900 0 353
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   9,199 135 SH   DFND   135 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   6,915,324 101,487 SH   SOLE   101,310 0 177
SEMPRA ENERGY COM 816851109   175,699 2,310 SH   DFND   0 0 2,310
SEMPRA ENERGY COM 816851109   27,990 368 SH   SOLE   368 0 0
SSgA Funds Management Inc TR UNIT 78462F103   108,844 200 SH   DFND   200 0 0
SSgA Funds Management Inc TR UNIT 78462F103   3,646,818 6,701 SH   SOLE   6,701 0 0
SSgA Funds Management Inc INDL 81369Y704   14,624 120 SH   DFND   120 0 0
SSgA Funds Management Inc INDL 81369Y704   12,297,292 100,905 SH   SOLE   100,683 0 222
SSgA Funds Management Inc COMMUNICATION 81369Y852   15,162 177 SH   DFND   177 0 0
SSgA Funds Management Inc COMMUNICATION 81369Y852   11,242,190 131,242 SH   SOLE   131,123 0 119
SSgA Funds Management Inc RL EST SEL SEC 81369Y860   9,295 242 SH   DFND   242 0 0
SSgA Funds Management Inc RL EST SEL SEC 81369Y860   7,303,930 190,157 SH   SOLE   188,919 0 1,238
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   945,325 37,159 SH   SOLE   37,159 0 0
Schwab ETFs/USA SHT TM US TRES 808524862   1,242,813 25,822 SH   SOLE   25,822 0 0
Sherwin-Williams Co/The COM 824348106   428,247 1,435 SH   DFND   311 0 1,124
Sherwin-Williams Co/The COM 824348106   895 3 SH   SOLE   3 0 0
Skyworks Solutions Inc COM 83088M102   9,699 91 SH   DFND   91 0 0
Skyworks Solutions Inc COM 83088M102   2,414,783 22,657 SH   SOLE   22,500 0 157
State Street Global Advisors Inc S&P SEMICNDCTR 78464A862   9,404 38 SH   DFND   38 0 0
State Street Global Advisors Inc S&P SEMICNDCTR 78464A862   8,453,174 34,157 SH   SOLE   34,119 0 38
Stryker Corp COM 863667101   692,409 2,035 SH   DFND   85 0 1,950
Stryker Corp COM 863667101   96,971 285 SH   SOLE   285 0 0
Target Corp COM 87612E106   88,824 600 SH   DFND   600 0 0
Target Corp COM 87612E106   396,007 2,675 SH   SOLE   2,675 0 0
Thermo Fisher Scientific Inc COM 883556102   452,354 818 SH   DFND   156 0 662
Thermo Fisher Scientific Inc COM 883556102   810,145 1,465 SH   SOLE   1,465 0 0
Tyson Foods Inc CL A 902494103   210,675 3,687 SH   SOLE   3,687 0 0
US Bancorp COM NEW 902973304   4,764 120 SH   DFND   120 0 0
US Bancorp COM NEW 902973304   246,219 6,202 SH   SOLE   5,200 0 1,002
Under Armour Inc CL A 904311107   69,035 10,350 SH   DFND   10,350 0 0
Union Pacific Corp COM 907818108   520,398 2,300 SH   DFND   132 0 2,168
Union Pacific Corp COM 907818108   4,022,224 17,777 SH   SOLE   17,633 0 144
UnitedHealth Group Inc COM 91324P102   628,936 1,235 SH   DFND   87 0 1,148
UnitedHealth Group Inc COM 91324P102   5,810,147 11,409 SH   SOLE   11,347 0 62
VANGUARD S&P 500 ETF SHS 922908363   1,748,955 3,497 SH   DFND   0 0 3,497
VANGUARD S&P 500 ETF SHS 922908363   262,068 524 SH   SOLE   524 0 0
VANGUARD ETF/USA STRM INFPROIDX 922020805   287,794 5,929 SH   DFND   629 0 5,300
VANGUARD ETF/USA STRM INFPROIDX 922020805   43,006 886 SH   SOLE   886 0 0
VANGUARD ETF/USA TT WRLD ST ETF 922042742   22,526 200 SH   DFND   0 0 200
VANGUARD ETF/USA TT WRLD ST ETF 922042742   748,990 6,650 SH   SOLE   6,650 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   176,003 4,022 SH   DFND   0 0 4,022
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   921,411 21,056 SH   SOLE   21,056 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   1,041,358 13,476 SH   SOLE   13,476 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870   2,075,143 25,962 SH   DFND   25,962 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870   144,611,514 1,809,227 SH   SOLE   1,805,950 0 3,277
VANGUARD GROUP SHORT TRM BOND 921937827   1,355,979 17,679 SH   DFND   0 0 17,679
VERIZON COMMUN COM 92343V104   137,948 3,345 SH   DFND   3,095 0 250
VERIZON COMMUN COM 92343V104   129,782 3,147 SH   SOLE   3,147 0 0
VISA INC COM CL A 92826C839   804,995 3,067 SH   DFND   1,512 0 1,555
VISA INC COM CL A 92826C839   167,981 640 SH   SOLE   640 0 0
Van Kampen Funds/Closed-end/US COM 46133G107   124,109 12,511 SH   SOLE   12,511 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   357,208 7,228 SH   DFND   0 0 7,228
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   15,468 313 SH   SOLE   313 0 0
Vanguard ETF/USA ALLWRLD EX US 922042775   299,064 5,100 SH   DFND   0 0 5,100
Vanguard ETF/USA MID CAP ETF 922908629   445,464 1,840 SH   DFND   0 0 1,840
Vanguard ETF/USA MID CAP ETF 922908629   26,631 110 SH   SOLE   110 0 0
Vanguard ETF/USA GROWTH ETF 922908736   215,056 575 SH   SOLE   575 0 0
Vanguard ETF/USA SMALL CP ETF 922908751   429,103 1,968 SH   DFND   0 0 1,968
Vanguard ETF/USA SMALL CP ETF 922908751   61,051 280 SH   SOLE   280 0 0
Vanguard Group Inc/The INTER TERM TREAS 92206C706   2,342,768 40,233 SH   DFND   40,233 0 0
Vanguard Group Inc/The INTER TERM TREAS 92206C706   129,875,901 2,230,395 SH   SOLE   2,227,097 0 3,298
Vanguard Group Inc/The MTG-BKD SECS ETF 92206C771   161,806 3,564 SH   DFND   3,564 0 0
Vanguard Group Inc/The MTG-BKD SECS ETF 92206C771   41,599,384 916,286 SH   SOLE   915,103 0 1,183
Vanguard Group Inc/The REAL ESTATE ETF 922908553   112,657 1,345 SH   DFND   1,345 0 0
Vanguard Group Inc/The REAL ESTATE ETF 922908553   429,856 5,132 SH   SOLE   5,132 0 0
WASTE MANAGEMENT COM 94106L109   42,668 200 SH   DFND   200 0 0
WASTE MANAGEMENT COM 94106L109   170,459 799 SH   SOLE   799 0 0
WW Grainger Inc COM 384802104   261,650 290 SH   DFND   0 0 290
WW Grainger Inc COM 384802104   45,112 50 SH   SOLE   50 0 0
Walmart Inc COM 931142103   409,646 6,050 SH   DFND   405 0 5,645
Walmart Inc COM 931142103   6,751,026 99,705 SH   SOLE   99,077 0 628
Walt Disney Co/The COM 254687106   634,165 6,387 SH   DFND   1,094 0 5,293
Walt Disney Co/The COM 254687106   5,249,562 52,871 SH   SOLE   52,709 0 162
Williams-Sonoma Inc COM 969904101   211,778 750 SH   DFND   0 0 750
iShares ETFs/USA IBONDS DEC24 ETF 46434VBG4   760,233 30,252 SH   SOLE   30,252 0 0
iShares ETFs/USA IBONDS 27 ETF 46435UAA9   769,849 32,442 SH   SOLE   32,442 0 0
iShares ETFs/USA IBONDS DEC 2033 46436E130   162,112 6,433 SH   DFND   6,433 0 0
iShares ETFs/USA IBONDS DEC 2033 46436E130   49,978,782 1,983,285 SH   SOLE   1,980,584 0 2,701
iShares ETFs/USA IBONDS DEC 2032 46436E312   160,917 6,552 SH   DFND   6,552 0 0
iShares ETFs/USA IBONDS DEC 2032 46436E312   52,309,534 2,129,867 SH   SOLE   2,126,780 0 3,087