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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104   296,448 15,010 SH   SOLE   0 0 15,010
ADOBE INC COM 00724F101   240,572 541 SH   SOLE   0 0 541
ALPHABET INC CAP STK CL A 02079K305   683,562 3,611 SH   SOLE   0 0 3,611
AMAZON COM INC COM 023135106   911,346 4,154 SH   SOLE   0 0 4,154
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406   870,123 18,192 SH   SOLE   0 0 18,192
AMERICAN CENTY ETF TR US SML CP VALU 025072877   632,754 6,555 SH   SOLE   0 0 6,555
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   707,479 12,034 SH   SOLE   0 0 12,034
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   720,662 14,373 SH   SOLE   0 0 14,373
AMERICAN WTR WKS CO INC NEW COM 030420103   209,392 1,682 SH   SOLE   0 0 1,682
AMGEN INC COM 031162100   221,805 851 SH   SOLE   0 0 851
APPLE INC COM 037833100   2,309,123 9,221 SH   SOLE   0 0 9,221
AT&T INC COM 00206R102   204,019 8,960 SH   SOLE   0 0 8,960
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   333,614 736 SH   SOLE   0 0 736
BROADCOM INC COM 11135F101   365,148 1,575 SH   SOLE   0 0 1,575
COSTCO WHSL CORP NEW COM 22160K105   469,130 512 SH   SOLE   0 0 512
CSX CORP COM 126408103   203,882 6,318 SH   SOLE   0 0 6,318
DBX ETF TR XTRACK USD HIGH 233051432   507,826 14,075 SH   SOLE   0 0 14,075
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   655,452 16,188 SH   SOLE   0 0 16,188
DIMENSIONAL ETF TRUST GLOBAL EX US COR 25434V575   537,274 10,269 SH   SOLE   0 0 10,269
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   238,782 9,412 SH   SOLE   0 0 9,412
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   469,925 10,024 SH   SOLE   0 0 10,024
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   395,864 13,557 SH   SOLE   0 0 13,557
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   233,916 4,592 SH   SOLE   0 0 4,592
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   880,177 25,446 SH   SOLE   0 0 25,446
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   482,657 19,415 SH   SOLE   0 0 19,415
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   344,698 8,513 SH   SOLE   0 0 8,513
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   425,788 12,601 SH   SOLE   0 0 12,601
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   438,409 6,877 SH   SOLE   0 0 6,877
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,813,486 43,942 SH   SOLE   0 0 43,942
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   682,074 15,061 SH   SOLE   0 0 15,061
ETF SER SOLUTIONS VIDENT US BOND 26922A602   253,109 5,892 SH   SOLE   0 0 5,892
ETF SER SOLUTIONS VIDENT US EQUITY 26922A503   243,225 4,148 SH   SOLE   0 0 4,148
EXXON MOBIL CORP COM 30231G102   324,539 3,017 SH   SOLE   0 0 3,017
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   2,802,558 58,036 SH   SOLE   0 0 58,036
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   68,943 10,109 SH   SOLE   0 0 10,109
FULTON FINL CORP PA COM 360271100   340,350 17,653 SH   SOLE   0 0 17,653
GENERAL DYNAMICS CORP COM 369550108   245,309 931 SH   SOLE   0 0 931
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207   448,344 10,708 SH   SOLE   0 0 10,708
HOME DEPOT INC COM 437076102   322,084 828 SH   SOLE   0 0 828
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804   10,922,189 235,392 SH   SOLE   0 0 235,392
INVESCO EXCH TRADED FD TR II ESG S&P 500 EQL 46138G516   5,041,044 190,543 SH   SOLE   0 0 190,543
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   1,334,183 67,315 SH   SOLE   0 0 67,315
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   27,147,629 128,998 SH   SOLE   0 0 128,998
INVESCO EXCH TRADED FD TR II EQUAL WEGT 0-30 46138E107   15,686,888 580,351 SH   SOLE   0 0 580,351
INVESCO EXCH TRADED FD TR II ESG NASDAQ 100 46138G540   5,828,279 167,239 SH   SOLE   0 0 167,239
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   19,000,299 194,039 SH   SOLE   0 0 194,039
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   6,913,339 292,814 SH   SOLE   0 0 292,814
INVESCO EXCH TRD SLF IDX FD INTL DEV DYNAMIC 46138J437   12,153,577 517,614 SH   SOLE   0 0 517,614
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   2,408,951 44,421 SH   SOLE   0 0 44,421
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   216,584 1,236 SH   SOLE   0 0 1,236
INVESCO QQQ TR UNIT SER 1 46090E103   1,507,106 2,948 SH   SOLE   0 0 2,948
ISHARES INC MSCI GBL MIN VOL 464286525   339,066 3,105 SH   SOLE   0 0 3,105
ISHARES INC CORE MSCI EMKT 46434G103   384,600 7,365 SH   SOLE   0 0 7,365
ISHARES TR JPMORGAN USD EMG 464288281   273,045 3,067 SH   SOLE   0 0 3,067
ISHARES TR INTRM GOV CR ETF 464288612   385,026 3,694 SH   SOLE   0 0 3,694
ISHARES TR US TREAS BD ETF 46429B267   1,785,443 77,696 SH   SOLE   0 0 77,696
ISHARES TR CORE INTL AGGR 46435G672   755,839 15,141 SH   SOLE   0 0 15,141
ISHARES TR ESG EAFE ETF 46436E759   366,395 5,670 SH   SOLE   0 0 5,670
ISHARES TR SHRT NAT MUN ETF 464288158   668,321 6,336 SH   SOLE   0 0 6,336
ISHARES TR NATIONAL MUN ETF 464288414   455,220 4,272 SH   SOLE   0 0 4,272
ISHARES TR ESG MSCI USA ETF 46436E767   646,211 12,997 SH   SOLE   0 0 12,997
ISHARES TR MSCI USA MIN VOL 46429B697   210,344 2,369 SH   SOLE   0 0 2,369
ISHARES TR ESG AWR US AGRGT 46435U549   1,590,859 34,256 SH   SOLE   0 0 34,256
ISHARES TR 0-5YR HI YL CP 46434V407   374,670 8,793 SH   SOLE   0 0 8,793
ISHARES TR CORE S&P500 ETF 464287200   61,614,192 104,665 SH   SOLE   0 0 104,665
ISHARES TR 20 YR TR BD ETF 464287432   433,855 4,968 SH   SOLE   0 0 4,968
ISHARES TR MSCI USA ESG SLC 464288802   12,646,941 104,013 SH   SOLE   0 0 104,013
ISHARES TR CORE US AGGBD ET 464287226   1,582,588 16,332 SH   SOLE   0 0 16,332
ISHARES TR USD GRN BOND ETF 46435U440   477,039 10,233 SH   SOLE   0 0 10,233
ISHARES TR IBOXX HI YD ETF 464288513   391,756 4,981 SH   SOLE   0 0 4,981
ISHARES TR CORE MSCI INTL 46435G326   801,684 12,435 SH   SOLE   0 0 12,435
ISHARES TR ESG AWARE MSCI 46435U663   1,842,471 43,816 SH   SOLE   0 0 43,816
ISHARES TR RUS TP200 GR ETF 464289438   919,200 3,907 SH   SOLE   0 0 3,907
J P MORGAN EXCHANGE TRADED F SMALL & MID CAP 46641Q118   4,295,366 71,033 SH   SOLE   0 0 71,033
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   4,292,145 84,641 SH   SOLE   0 0 84,641
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   7,792,036 154,696 SH   SOLE   0 0 154,696
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   337,097 5,860 SH   SOLE   0 0 5,860
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   5,181,903 102,187 SH   SOLE   0 0 102,187
JPMORGAN CHASE & CO. COM 46625H100   435,793 1,818 SH   SOLE   0 0 1,818
MASTERCARD INCORPORATED CL A 57636Q104   503,401 956 SH   SOLE   0 0 956
MCDONALDS CORP COM 580135101   239,449 826 SH   SOLE   0 0 826
META PLATFORMS INC CL A 30303M102   357,747 611 SH   SOLE   0 0 611
MICROSOFT CORP COM 594918104   1,026,353 2,435 SH   SOLE   0 0 2,435
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY CORE 45409F785   4,324,984 207,850 SH   SOLE   0 0 207,850
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUNI 45409F843   209,029 8,768 SH   SOLE   0 0 8,768
NEXTERA ENERGY INC COM 65339F101   259,303 3,617 SH   SOLE   0 0 3,617
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   900,668 22,877 SH   SOLE   0 0 22,877
NUSHARES ETF TR NUVEEN ESG US 67092P870   5,129,974 235,536 SH   SOLE   0 0 235,536
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   2,465,945 84,974 SH   SOLE   0 0 84,974
NUSHARES ETF TR ESG HI TLD CRP 67092P854   487,406 23,067 SH   SOLE   0 0 23,067
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   1,000,937 11,661 SH   SOLE   0 0 11,661
NVIDIA CORPORATION COM 67066G104   1,040,748 7,750 SH   SOLE   0 0 7,750
PACER FDS TR PAC ASSET FLTG 69374H428   3,842,040 80,817 SH   SOLE   0 0 80,817
PACER FDS TR US CASH COWS 100 69374H881   738,476 13,075 SH   SOLE   0 0 13,075
PARKER-HANNIFIN CORP COM 701094104   216,886 341 SH   SOLE   0 0 341
PIMCO ETF TR ENHANCD SHORT 72201R643   3,912,683 39,759 SH   SOLE   0 0 39,759
PNC FINL SVCS GROUP INC COM 693475105   674,204 3,496 SH   SOLE   0 0 3,496
PPL CORP COM 69351T106   459,699 14,162 SH   SOLE   0 0 14,162
PROCTER AND GAMBLE CO COM 742718109   218,951 1,306 SH   SOLE   0 0 1,306
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   261,159 3,091 SH   SOLE   0 0 3,091
PUTNAM ETF TRUST ESG HIGH YIELD 746729888   1,884,550 36,822 SH   SOLE   0 0 36,822
QUANTA SVCS INC COM 74762E102   209,857 664 SH   SOLE   0 0 664
RBB FD INC US TREASY 2 YR 74933W486   205,374 4,273 SH   SOLE   0 0 4,273
SALESFORCE INC COM 79466L302   221,995 664 SH   SOLE   0 0 664
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,394,838 50,048 SH   SOLE   0 0 50,048
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,416,212 76,552 SH   SOLE   0 0 76,552
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,327,397 48,587 SH   SOLE   0 0 48,587
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   392,710 15,186 SH   SOLE   0 0 15,186
SCHWAB STRATEGIC TR US TIPS ETF 808524870   404,601 15,664 SH   SOLE   0 0 15,664
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   892,152 38,488 SH   SOLE   0 0 38,488
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   481,994 20,033 SH   SOLE   0 0 20,033
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,391,278 53,367 SH   SOLE   0 0 53,367
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   5,882,617 171,355 SH   SOLE   0 0 171,355
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A304   464,596 14,028 SH   SOLE   0 0 14,028
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A106   237,312 6,792 SH   SOLE   0 0 6,792
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A205   471,312 12,207 SH   SOLE   0 0 12,207
SILA REALTY TRUST INC COMMON STOCK 146280508   331,466 13,629 SH   SOLE   0 0 13,629
SPDR GOLD TR GOLD SHS 78463V107   340,193 1,405 SH   SOLE   0 0 1,405
SPDR S&P 500 ETF TR TR UNIT 78462F103   728,497 1,243 SH   SOLE   0 0 1,243
SPDR SER TR PORTFLI HIGH YLD 78468R606   822,811 35,058 SH   SOLE   0 0 35,058
SPDR SER TR PORTFOLIO S&P400 78464A847   5,439,092 99,453 SH   SOLE   0 0 99,453
SPDR SER TR PORTFOLIO S&P500 78464A854   800,690 11,614 SH   SOLE   0 0 11,614
SPDR SER TR PORTFOLIO AGRGTE 78464A649   13,726,182 549,267 SH   SOLE   0 0 549,267
SPDR SER TR PORTFOLI S&P1500 78464A805   1,402,171 19,630 SH   SOLE   0 0 19,630
SSGA ACTIVE TR SPDR NUVEEN MUN 78470P853   433,532 14,746 SH   SOLE   0 0 14,746
T-MOBILE US INC COM 872590104   241,699 1,095 SH   SOLE   0 0 1,095
TESLA INC COM 88160R101   624,740 1,547 SH   SOLE   0 0 1,547
THERMO FISHER SCIENTIFIC INC COM 883556102   226,300 435 SH   SOLE   0 0 435
TIMOTHY PLAN US LRGMD CP CORE 887432359   750,576 17,525 SH   SOLE   0 0 17,525
UNITEDHEALTH GROUP INC COM 91324P102   322,233 637 SH   SOLE   0 0 637
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   3,050,058 106,385 SH   SOLE   0 0 106,385
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   428,529 18,543 SH   SOLE   0 0 18,543
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   436,653 5,651 SH   SOLE   0 0 5,651
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,655,368 23,020 SH   SOLE   0 0 23,020
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,010,558 20,603 SH   SOLE   0 0 20,603
VANGUARD INDEX FDS TOTAL STK MKT 922908769   220,626 761 SH   SOLE   0 0 761
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   228,455 424 SH   SOLE   0 0 424
VANGUARD INDEX FDS SML CP GRW ETF 922908595   245,334 876 SH   SOLE   0 0 876
VANGUARD INDEX FDS SM CP VAL ETF 922908611   250,321 1,263 SH   SOLE   0 0 1,263
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,280,421 97,194 SH   SOLE   0 0 97,194
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   817,729 16,888 SH   SOLE   0 0 16,888
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   10,925,132 217,936 SH   SOLE   0 0 217,936
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,567,070 95,505 SH   SOLE   0 0 95,505
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   659,522 9,716 SH   SOLE   0 0 9,716
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   466,868 7,393 SH   SOLE   0 0 7,393
VANGUARD WORLD FD ESG US CORP BD 921910691   821,120 13,246 SH   SOLE   0 0 13,246
VANGUARD WORLD FD ESG INTL STK ETF 921910725   6,788,521 119,727 SH   SOLE   0 0 119,727
VERIZON COMMUNICATIONS INC COM 92343V104   258,815 6,472 SH   SOLE   0 0 6,472
VISA INC COM CL A 92826C839   371,347 1,175 SH   SOLE   0 0 1,175
WALMART INC COM 931142103   402,509 4,455 SH   SOLE   0 0 4,455
WISDOMTREE TR EM EX ST-OWNED 97717X578   991,941 32,544 SH   SOLE   0 0 32,544
WISDOMTREE TR FUTRE STRAT FD 97717W125   8,052,762 230,540 SH   SOLE   0 0 230,540