The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co Com COM 88579Y101   654,615 5,071 SH   SOLE   5,071 0 0
Abbott Laboratories COM 002824100   376,204 3,326 SH   SOLE   3,326 0 0
Accenture Plc Class A SHS CLASS A G1151C101   2,231,052 6,342 SH   SOLE   6,342 0 0
ALBERTSONS COS INC COMMON STOCK COMMON STOCK 013091103   990,170 50,416 SH   SOLE   50,416 0 0
Alphabet Inc. Class A CAP STK CL A 02079K305   2,360,192 12,468 SH   SOLE   12,468 0 0
Alphabet Inc. Class C CAP STK CL A 02079K107   4,011,238 21,063 SH   SOLE   21,063 0 0
Amazon.com, Inc. COM 023135106   2,226,370 10,148 SH   SOLE   10,148 0 0
Amphenol Corporation Class A CL A 032095101   2,263,792 32,596 SH   SOLE   32,596 0 0
Apple Inc. COM 037833100   5,690,795 22,725 SH   SOLE   22,725 0 0
APPLIED MATLS INC COM COM 038222105   1,236,151 7,601 SH   SOLE   7,601 0 0
APPLOVIN CORP COM CL A COM CL A 03831W108   486,069 1,501 SH   SOLE   1,501 0 0
ATMUS FILTRATION TECHNOLOGIES COM COM 04956D107   628,839 16,050 SH   SOLE   16,050 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103   2,574,853 8,796 SH   SOLE   8,796 0 0
AUTOZONE INC COM COM 053332102   2,436,722 761 SH   SOLE   761 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   2,215,179 4,887 SH   SOLE   4,887 0 0
BLACKROCK INC COM COM 09247X101   1,586,870 1,548 SH   SOLE   1,548 0 0
BROADCOM INC COM COM 11135F101   200,310 864 SH   SOLE   864 0 0
CANADIAN NATL RY CO COM COM 136375102   834,717 8,223 SH   SOLE   8,223 0 0
CANADIAN PACIFIC KANSAS CITY COM COM 13646K108   935,020 12,920 SH   SOLE   12,920 0 0
CHUBB LIMITED COM COM H1467J104   482,696 1,747 SH   SOLE   1,747 0 0
CLOROX CO DEL COM COM 189054109   657,761 4,050 SH   SOLE   4,050 0 0
COMMUNICAT SVS SLCT SEC SPDR ETF COMMUNICATION 81369Y852   1,654,677 17,092 SH   SOLE   17,092 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407   1,946,012 8,674 SH   SOLE   8,674 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND SBI CONS STPLS 81369Y308   906,688 11,534 SH   SOLE   11,534 0 0
CRYOPORT INC COM PAR $0.001 COM PAR $0.001 229050307   615,180 79,072 SH   SOLE   79,072 0 0
Dimensional Emerg Core Eqy Mrkt ETF EMGR CRE EQT MNG 25434V302   992,195 39,109 SH   SOLE   39,109 0 0
Dimensional Intern Core Eqt Mkt ETF INTL CORE EQT MK 25434V203   8,111,964 277,807 SH   SOLE   277,807 0 0
DISNEY WALT CO COM COM 254687106   1,294,110 11,622 SH   SOLE   11,622 0 0
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506   1,494,339 17,445 SH   SOLE   17,445 0 0
EXPEDIA GROUP INC COM NEW COM NEW 30212P303   787,244 4,225 SH   SOLE   4,225 0 0
FEDEX CORP COM COM 31428X106   651,279 2,315 SH   SOLE   2,315 0 0
FINANCIAL SELECT SECTOR SPDR FUND FINANCIAL 81369Y605   2,214,287 45,816 SH   SOLE   45,816 0 0
FISERV INC COM COM 337738108   410,840 2,000 SH   SOLE   2,000 0 0
GALLAGHER ARTHUR J & CO COM COM 363576109   707,922 2,494 SH   SOLE   2,494 0 0
GE AEROSPACE COM NEW 369604301   1,850,201 11,093 SH   SOLE   11,093 0 0
Global X U.S. Infrastructure Development ETF US INFR DEV ETF 37954Y673   727,380 18,000 SH   SOLE   18,000 0 0
GLOBUS MED INC CL A CL A 379577208   644,145 7,788 SH   SOLE   7,788 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104   1,514,007 2,644 SH   SOLE   2,644 0 0
HCA HEALTHCARE INC COM COM 40412C101   524,362 1,747 SH   SOLE   1,747 0 0
HEALTH CARE SELECT SECTOR SPDR FUND SBI HEALTHCARE 81369Y209   1,780,844 12,945 SH   SOLE   12,945 0 0
HILTON GRAND VACATIONS INC COM COM 43283X105   825,506 21,194 SH   SOLE   21,194 0 0
HOME DEPOT INC COM COM 437076102   350,869 902 SH   SOLE   902 0 0
Houlihan Lokey, Inc. Class A CL A 441593100   239,998 1,382 SH   SOLE   1,382 0 0
ILLINOIS TOOL WKS INC COM COM 452308109   444,744 1,754 SH   SOLE   1,754 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND INDL 81369Y704   1,440,664 10,934 SH   SOLE   10,934 0 0
INGERSOLL RAND INC COM COM 45687V106   271,380 3,000 SH   SOLE   3,000 0 0
INSIGHT ENTERPRISES INC COM COM 45765U103   1,015,876 6,679 SH   SOLE   6,679 0 0
INTERCONTINENTAL HOTELS GROUP SPONSORED ADS SPONSORED ADS 45857P806   2,407,708 19,274 SH   SOLE   19,274 0 0
INTUIT COM COM 461202103   1,172,153 1,865 SH   SOLE   1,865 0 0
INVESCO QQQ TRUST SERIES I UNIT SER 1 46090E103   1,549,538 3,031 SH   SOLE   3,031 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   3,179,256 45,237 SH   SOLE   45,237 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   1,990,000 38,108 SH   SOLE   38,108 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200   8,219,739 13,963 SH   SOLE   13,963 0 0
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   420,904 6,755 SH   SOLE   6,755 0 0
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804   10,022,988 86,990 SH   SOLE   86,990 0 0
ISHARES GOLD TRUST ISHARES NEW 464285204   9,428,734 190,441 SH   SOLE   190,441 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465   7,341,655 97,099 SH   SOLE   97,099 0 0
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234   15,652,557 374,284 SH   SOLE   374,284 0 0
iShares MSCI Japan ETF MSCI JPN ETF NEW 46434G822   281,820 4,200 SH   SOLE   4,200 0 0
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414   11,509,531 108,020 SH   SOLE   108,020 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   4,698,888 11,701 SH   SOLE   11,701 0 0
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655   636,365 2,880 SH   SOLE   2,880 0 0
ISHARES RUSSELL MIDCAP ETF RUS MID CAP ETF 464287499   1,059,032 11,980 SH   SOLE   11,980 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   458,112 2,400 SH   SOLE   2,400 0 0
JOHNSON & JOHNSON COM COM 478160104   566,766 3,919 SH   SOLE   3,919 0 0
JPMORGAN CHASE & CO COM COM 46625H100   2,702,011 11,272 SH   SOLE   11,272 0 0
KKR & CO INC COM COM 48251W104   476,122 3,219 SH   SOLE   3,219 0 0
LAMB WESTON HLDGS INC COM COM 513272104   684,941 10,249 SH   SOLE   10,249 0 0
LPL FINL HLDGS INC COM COM 50212V100   512,621 1,570 SH   SOLE   1,570 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104   2,303,744 4,375 SH   SOLE   4,375 0 0
MATERIALS SELECT SECTOR SPDR FUND SBMI MATERIALS 81369Y100   348,255 4,139 SH   SOLE   4,139 0 0
MCDONALDS CORP COM COM 580135101   278,294 960 SH   SOLE   960 0 0
MEDTRONIC PLC SHS SHS G5960L103   259,450 3,248 SH   SOLE   3,248 0 0
META PLATFORMS INC CL A CL A 30303M102   858,358 1,466 SH   SOLE   1,466 0 0
METTLER TOLEDO INTERNATIONAL COM COM 592688105   214,144 175 SH   SOLE   175 0 0
MICROSOFT CORP COM COM 594918104   11,408,741 27,067 SH   SOLE   27,067 0 0
MOODYS CORP COM COM 615369105   1,469,814 3,105 SH   SOLE   3,105 0 0
OTIS WORLDWIDE CORP COM COM 68902V107   2,186,337 23,608 SH   SOLE   23,608 0 0
PHILIP MORRIS INTL INC COM COM 718172109   1,097,111 9,116 SH   SOLE   9,116 0 0
PIMCO 25 YEAR ZERO COUPON US TREASURY INDEX EXCHANGE-TRADED FUND 25YR+ ZERO U S 72201R882   1,984,765 28,924 SH   SOLE   28,924 0 0
Procter & Gamble Company COM 742718109   200,342 1,195 SH   SOLE   1,195 0 0
REAL ESTATE SELECT SCTR SPDR ETF RL EST SEL SEC 81369Y860   396,939 9,760 SH   SOLE   9,760 0 0
ROBLOX CORP CL A CL A 771049103   937,795 16,208 SH   SOLE   16,208 0 0
Royal Caribbean Group COM V7780T103   1,142,377 4,952 SH   SOLE   4,952 0 0
S&P GLOBAL INC COM COM 78409V104   2,453,296 4,926 SH   SOLE   4,926 0 0
SALESFORCE INC COM COM 79466L302   2,678,986 8,013 SH   SOLE   8,013 0 0
SHARKNINJA INC COM SHS COM SHS G8068L108   792,802 8,143 SH   SOLE   8,143 0 0
SHERWIN WILLIAMS CO COM COM 824348106   312,736 920 SH   SOLE   920 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST UT SER 1 78467X109   519,110 1,220 SH   SOLE   1,220 0 0
SPDR S&P 500 ETF TRUST TR UNIT 78462F103   14,625,040 24,954 SH   SOLE   24,954 0 0
SPDR S&P METALS & MINING ETF S&P METALS MNG 78464A755   3,976,473 70,070 SH   SOLE   70,070 0 0
SPOTIFY TECHNOLOGY S A SHS SHS L8681T102   1,618,173 3,617 SH   SOLE   3,617 0 0
STRYKER CORPORATION COM COM 863667101   270,038 750 SH   SOLE   750 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS SPONSORED ADS 874039100   5,534,065 28,022 SH   SOLE   28,022 0 0
TARGET CORP COM COM 87612E106   22,507,740 166,502 SH   SOLE   166,502 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF TECHNOLOGY 81369Y803   5,210,541 22,409 SH   SOLE   22,409 0 0
Teva Pharmaceutical Industries Limited Sponsored ADR SPONSORED ADS 881624209   803,358 36,450 SH   SOLE   36,450 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102   2,090,804 4,019 SH   SOLE   4,019 0 0
ULTA BEAUTY INC COM COM 90384S303   504,519 1,160 SH   SOLE   1,160 0 0
UNION PAC CORP COM COM 907818108   394,053 1,728 SH   SOLE   1,728 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102   2,246,018 4,440 SH   SOLE   4,440 0 0
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886   409,332 5,408 SH   SOLE   5,408 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   9,084,700 189,977 SH   SOLE   189,977 0 0
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858   7,862,549 178,532 SH   SOLE   178,532 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   26,266,449 48,749 SH   SOLE   48,749 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   4,388,595 61,029 SH   SOLE   61,029 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768   37,647,843 638,857 SH   SOLE   638,857 0 0
VANGUARD TOTAL WORLD STOCK ETF TT WRLD ST ETF 922042742   20,238,515 172,272 SH   SOLE   172,272 0 0
VISA INC COM CL A COM CL A 92826C839   1,684,493 5,330 SH   SOLE   5,330 0 0
VISTRA CORP COM COM 92840M102   618,623 4,487 SH   SOLE   4,487 0 0
WALMART INC COM COM 931142103   693,617 7,677 SH   SOLE   7,677 0 0
WASTE MGMT INC DEL COM COM 94106L109   1,081,191 5,358 SH   SOLE   5,358 0 0
XPO, Inc. COM 983793100   1,063,233 8,107 SH   SOLE   8,107 0 0
YUM CHINA HLDGS INC COM COM 98850P109   2,397,758 49,777 SH   SOLE   49,777 0 0
ZEBRA TECHNOLOGIES CORPORATION CL A CL A 989207105   1,290,747 3,342 SH   SOLE   3,342 0 0