The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VIRNETX HLDG CORP COM 92823T108 103 16,600 SH   SOLE   0 0 16,600
UNITI GROUP INC COM 91325V108 115 12,072 SH   SOLE   0 0 12,072
GAMESTOP CORP NEW CL A 36467W109 121 22,135 SH   SOLE   0 0 22,135
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 204 2,336 SH   SOLE   0 0 2,336
SPDR SERIES TRUST BLOOMBERG SRT TR 78468R408 204 7,500 SH   SOLE   0 0 7,500
BANK AMER CORP COM 060505104 210 7,236 SH   SOLE   0 0 7,236
FS KKR CAPITAL CORP COM 302635107 214 35,879 SH   SOLE   0 0 35,879
FACEBOOK INC CL A 30303M102 218 1,132 SH   SOLE   0 0 1,132
MARRIOTT INTL INC NEW CL A 571903202 233 1,660 SH   SOLE   0 0 1,660
BLOCK H & R INC COM 093671105 234 8,000 SH   SOLE   0 0 8,000
KRANESHARES TR CSI CHI INTERNET 500767306 236 5,367 SH   SOLE   0 0 5,367
CISCO SYS INC COM 17275R102 242 4,415 SH   SOLE   0 0 4,415
YUM CHINA HLDGS INC COM 98850P109 244 5,274 SH   SOLE   0 0 5,274
WELLS FARGO CO NEW COM 949746101 244 5,166 SH   SOLE   0 0 5,166
SPDR SERIES TRUST S&P DIVID ETF 78464A763 251 2,489 SH   SOLE   0 0 2,489
LILLY ELI & CO COM 532457108 252 2,271 SH   SOLE   0 0 2,271
SHELL MIDSTREAM PARTNERS L P UNIT LTD INT 822634101 261 12,590 SH   SOLE   0 0 12,590
DOW INC COM 260557103 261 5,296 SH   SOLE   0 0 5,296
JOHNSON & JOHNSON COM 478160104 265 1,906 SH   SOLE   0 0 1,906
FLUOR CORP NEW COM 343412102 270 8,000 SH   SOLE   0 0 8,000
ALPHABET INC CAP STK CL C 02079K107 280 259 SH   SOLE   0 0 259
US XPRESS ENTERPRISES INC COM CL A 90338N202 280 54,550 SH   SOLE   0 0 54,550
CSX CORP COM 126408103 286 3,691 SH   SOLE   0 0 3,691
INVESCO QQQ TR UNIT SER 1 46090E103 288 1,540 SH   SOLE   0 0 1,540
BRISTOL MYERS SQUIBB CO COM 110122108 291 6,414 SH   SOLE   0 0 6,414
ISHARES TR 1 3 YR TREAS BD 464287457 295 3,481 SH   SOLE   0 0 3,481
ISHARES TR CORE US AGGBD ET 464287226 306 2,747 SH   SOLE   0 0 2,747
COPART INC COM 217204106 308 4,118 SH   SOLE   0 0 4,118
ABBVIE INC COM 00287Y109 333 4,583 SH   SOLE   0 0 4,583
COCA COLA CO COM 191216100 335 6,570 SH   SOLE   0 0 6,570
US BANCORP DEL COM NEW 902973304 340 6,496 SH   SOLE   0 0 6,496
AGILENT TECHNOLOGIES INC COM 00846U101 342 4,584 SH   SOLE   0 0 4,584
DINE BRANDS GLOBAL INC COM 254423106 343 3,597 SH   SOLE   0 0 3,597
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 344 5,766 SH   SOLE   0 0 5,766
ALTRIA GROUP INC COM 02209S103 346 7,311 SH   SOLE   0 0 7,311
WALMART INC COM 931142103 356 3,218 SH   SOLE   0 0 3,218
CROSSAMERICA PARTNERS LP UT LTD PTN INT 22758A105 374 23,296 SH   SOLE   0 0 23,296
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 379 14,448 SH   SOLE   0 0 14,448
ABBOTT LABS COM 002824100 381 4,533 SH   SOLE   0 0 4,533
COMCAST CORP NEW CL A 20030N101 383 9,066 SH   SOLE   0 0 9,066
HEWLETT PACKARD ENTERPRISE C COM 42824C109 388 25,934 SH   SOLE   0 0 25,934
SYSCO CORP COM 871829107 388 5,486 SH   SOLE   0 0 5,486
VERMILION ENERGY INC COM 923725105 391 17,999 SH   SOLE   0 0 17,999
WESTERN DIGITAL CORP COM 958102105 396 8,334 SH   SOLE   0 0 8,334
DUPONT DE NEMOURS INC COM 26614N102 398 5,296 SH   SOLE   0 0 5,296
ISHARES TR RUSSELL 2000 ETF 464287655 402 2,583 SH   SOLE   0 0 2,583
BLOOM ENERGY CORP COM CL A 093712107 411 33,474 SH   SOLE   0 0 33,474
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 419 1,578 SH   SOLE   0 0 1,578
ZTO EXPRESS CAYMAN INC SPONSORED ADS A 98980A105 421 22,015 SH   SOLE   0 0 22,015
EXXON MOBIL CORP COM 30231G102 432 5,632 SH   SOLE   0 0 5,632
HALLIBURTON CO COM 406216101 437 19,225 SH   SOLE   0 0 19,225
FIAT CHRYSLER AUTOMOBILES N SHS N31738102 446 32,297 SH   SOLE   0 0 32,297
E TRADE FINANCIAL CORP COM NEW 269246401 469 10,505 SH   SOLE   0 0 10,505
DIAGEO P L C SPON ADR NEW 25243Q205 484 2,806 SH   SOLE   0 0 2,806
IQIYI INC SPONSORED ADS 46267X108 484 23,439 SH   SOLE   0 0 23,439
TYSON FOODS INC CL A 902494103 484 6,000 SH   SOLE   0 0 6,000
ISHARES TR MSCI EAFE ETF 464287465 486 7,388 SH   SOLE   0 0 7,388
WASTE MGMT INC DEL COM 94106L109 502 4,350 SH   SOLE   0 0 4,350
SEMPRA ENERGY COM 816851109 530 3,857 SH   SOLE   0 0 3,857
STATE STR CORP COM 857477103 538 9,605 SH   SOLE   0 0 9,605
ARCHER DANIELS MIDLAND CO COM 039483102 539 13,204 SH   SOLE   0 0 13,204
HP INC COM 40434L105 539 25,934 SH   SOLE   0 0 25,934
DXC TECHNOLOGY CO COM 23355L106 550 9,971 SH   SOLE   0 0 9,971
ISHARES TR INTL SEL DIV ETF 464288448 565 18,395 SH   SOLE   0 0 18,395
NATIONAL GRID PLC SPONSORED ADR NE 636274409 580 10,908 SH   SOLE   0 0 10,908
CELGENE CORP COM 151020104 612 6,616 SH   SOLE   0 0 6,616
SPDR S&P 500 ETF TR TR UNIT 78462F103 634 2,165 SH   SOLE   0 0 2,165
ISHARES TR RUS MID CAP ETF 464287499 641 11,472 SH   SOLE   0 0 11,472
YUM BRANDS INC COM 988498101 663 5,987 SH   SOLE   0 0 5,987
SPOTIFY TECHNOLOGY S A SHS L8681T102 672 4,598 SH   SOLE   0 0 4,598
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 674 41,287 SH   SOLE   0 0 41,287
INTEL CORP COM 458140100 677 14,145 SH   SOLE   0 0 14,145
SVB FINL GROUP COM 78486Q101 678 3,020 SH   SOLE   0 0 3,020
BLUEPRINT MEDICINES CORP COM 09627Y109 693 7,345 SH   SOLE   0 0 7,345
ISHARES TR IBOXX INV CP ETF 464287242 704 5,662 SH   SOLE   0 0 5,662
MYLAN N V SHS EURO N59465109 722 37,915 SH   SOLE   0 0 37,915
AMERICAN EXPRESS CO COM 025816109 741 6,003 SH   SOLE   0 0 6,003
LAS VEGAS SANDS CORP COM 517834107 756 12,799 SH   SOLE   0 0 12,799
TOTAL S A SPONSORED ADS 89151E109 769 13,782 SH   SOLE   0 0 13,782
ISHARES TR IBOXX HI YD ETF 464288513 770 8,834 SH   SOLE   0 0 8,834
FLEXSHARES TR REAL ASST IDX 33939L738 785 26,766 SH   SOLE   0 0 26,766
ISHARES TR RUS 1000 ETF 464287622 814 5,000 SH   SOLE   0 0 5,000
PEPSICO INC COM 713448108 849 6,475 SH   SOLE   0 0 6,475
VERIZON COMMUNICATIONS INC COM 92343V104 854 14,954 SH   SOLE   0 0 14,954
ISHARES US ETF TR IT RT HDG HGYL 46431W606 909 10,251 SH   SOLE   0 0 10,251
SAREPTA THERAPEUTICS INC COM 803607100 921 6,062 SH   SOLE   0 0 6,062
ISHARES TR RUSSELL 3000 ETF 464287689 929 5,387 SH   SOLE   0 0 5,387
ISHARES TR RUS 1000 VAL ETF 464287598 932 7,328 SH   SOLE   0 0 7,328
AMAZON COM INC COM 023135106 962 508 SH   SOLE   0 0 508
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 963 15,100 SH   SOLE   0 0 15,100
VISTRA ENERGY CORP COM 92840M102 989 43,670 SH   SOLE   0 0 43,670
ISHARES TR RUS 1000 GRW ETF 464287614 1,053 6,689 SH   SOLE   0 0 6,689
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 1,069 30,803 SH   SOLE   0 0 30,803
DISNEY WALT CO COM DISNEY 254687106 1,083 7,754 SH   SOLE   0 0 7,754
VANECK VECTORS ETF TR SHORT HIGH YIELD 92189F387 1,103 44,038 SH   SOLE   0 0 44,038
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,117 5,240 SH   SOLE   0 0 5,240
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,118 21,073 SH   SOLE   0 0 21,073
GENERAL ELECTRIC CO COM 369604103 1,123 106,989 SH   SOLE   0 0 106,989
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 1,210 20,696 SH   SOLE   0 0 20,696
AT&T INC COM 00206R102 1,240 37,010 SH   SOLE   0 0 37,010
ALPHABET INC CAP STK CL A 02079K305 1,270 1,173 SH   SOLE   0 0 1,173
ISHARES TR CALIF MUN BD ETF 464288356 1,339 22,077 SH   SOLE   0 0 22,077
MERCK & CO INC COM 58933Y105 1,398 16,676 SH   SOLE   0 0 16,676
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,418 21,795 SH   SOLE   0 0 21,795
CIGNA CORP NEW COM 125523100 1,424 9,037 SH   SOLE   0 0 9,037
ISHARES TR 0-5YR HI YL CP 46434V407 1,488 31,853 SH   SOLE   0 0 31,853
ISHARES TR JPMORGAN USD EMG 464288281 1,590 14,031 SH   SOLE   0 0 14,031
MICROSOFT CORP COM 594918104 1,590 11,872 SH   SOLE   0 0 11,872
PROSHARES TR INVT INT RT HG 74347B607 1,595 21,222 SH   SOLE   0 0 21,222
INTERNATIONAL BUSINESS MACHS COM 459200101 1,638 11,876 SH   SOLE   0 0 11,876
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,749 39,350 SH   SOLE   0 0 39,350
JPMORGAN CHASE & CO COM 46625H100 1,900 16,997 SH   SOLE   0 0 16,997
CHEVRON CORP NEW COM 166764100 1,939 15,586 SH   SOLE   0 0 15,586
PROCTER AND GAMBLE CO COM 742718109 2,004 18,273 SH   SOLE   0 0 18,273
VANECK VECTORS ETF TR EMERGING MKTS HI 92189F353 2,064 86,429 SH   SOLE   0 0 86,429
3M CO COM 88579Y101 2,260 13,040 SH   SOLE   0 0 13,040
APPLE INC COM 037833100 2,295 11,598 SH   SOLE   0 0 11,598
INVESCO EXCHNG TRADED FD TR CALIF AMT MUN 46138E206 2,393 89,048 SH   SOLE   0 0 89,048
CATERPILLAR INC DEL COM 149123101 2,407 17,660 SH   SOLE   0 0 17,660
MCDONALDS CORP COM 580135101 2,635 12,690 SH   SOLE   0 0 12,690
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,863 40,594 SH   SOLE   0 0 40,594
FLEXSHARES TR IBOXX 3R TARGT 33939L506 3,173 128,510 SH   SOLE   0 0 128,510
INVESCO EXCHNG TRADED FD TR NATL AMT MUNI 46138E537 3,262 124,824 SH   SOLE   0 0 124,824
ISHARES TR NATIONAL MUN ETF 464288414 3,869 34,208 SH   SOLE   0 0 34,208
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 3,884 107,931 SH   SOLE   0 0 107,931
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 4,962 72,890 SH   SOLE   0 0 72,890
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,588 92,170 SH   SOLE   0 0 92,170
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 9,185 160,895 SH   SOLE   0 0 160,895
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,091 376,774 SH   SOLE   0 0 376,774
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 12,556 223,662 SH   SOLE   0 0 223,662
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 19,065 229,114 SH   SOLE   0 0 229,114