The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   466,260 3,947 SH   SOLE   0 0 3,947
ABBVIE INC COM 00287Y109   327,494 3,036 SH   SOLE   0 0 3,036
ALTRIA GROUP INC COM 02209S103   217,677 4,782 SH   SOLE   0 0 4,782
AMAZON COM INC COM 023135106   847,541 258 SH   SOLE   0 0 258
AMCOR PLC ORD G0250X107   148,480 12,811 SH   SOLE   0 0 12,811
AMERICAN EXPRESS CO COM 025816109   267,941 1,599 SH   SOLE   0 0 1,599
APPLE INC COM 037833100   4,670,725 33,009 SH   SOLE   0 0 33,009
AT&T INC COM 00206R102   208,806 7,731 SH   SOLE   0 0 7,731
BK OF AMERICA CORP COM 060505104   253,431 5,970 SH   SOLE   0 0 5,970
BRISTOL-MYERS SQUIBB CO COM 110122108   279,184 4,718 SH   SOLE   0 0 4,718
CVS HEALTH CORP COM 126650100   301,307 3,551 SH   SOLE   0 0 3,551
DISNEY WALT CO COM 254687106   919,968 5,438 SH   SOLE   0 0 5,438
EXXON MOBIL CORP COM 30231G102   892,239 15,169 SH   SOLE   0 0 15,169
FACEBOOK INC CL A 30303M102   409,644 1,207 SH   SOLE   0 0 1,207
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   2,157,828 40,012 SH   SOLE   0 0 40,012
HOME DEPOT INC COM 437076102   475,047 1,447 SH   SOLE   0 0 1,447
INTEL CORP COM 458140100   340,412 6,389 SH   SOLE   0 0 6,389
ISHARES INC EM MKT SM-CP ETF 464286475   9,023,540 148,854 SH   SOLE   0 0 148,854
ISHARES INC ESG AWR MSCI EM 46434G863   303,393 7,321 SH   SOLE   0 0 7,321
ISHARES TR CORE MSCI TOTAL 46432F834   24,636,598 346,994 SH   SOLE   0 0 346,994
ISHARES TR EXPONENTIAL TECH 46434V381   16,969,078 270,467 SH   SOLE   0 0 270,467
ISHARES TR GLOBAL REIT ETF 46434V647   5,809,011 211,930 SH   SOLE   0 0 211,930
ISHARES TR RUS 1000 ETF 464287622   3,976,984 16,454 SH   SOLE   0 0 16,454
ISHARES TR MSCI ACWI EX US 464288240   3,779,685 68,213 SH   SOLE   0 0 68,213
ISHARES TR RUS 1000 GRW ETF 464287614   3,086,433 11,263 SH   SOLE   0 0 11,263
ISHARES TR EAFE SML CP ETF 464288273   3,028,968 40,706 SH   SOLE   0 0 40,706
ISHARES TR CORE S&P500 ETF 464287200   2,739,567 6,359 SH   SOLE   0 0 6,359
ISHARES TR S&P 500 GRWT ETF 464287309   2,648,949 35,840 SH   SOLE   0 0 35,840
ISHARES TR CORE S&P SCP ETF 464287804   2,594,948 23,765 SH   SOLE   0 0 23,765
ISHARES TR AGGRES ALLOC ETF 464289859   1,011,930 14,495 SH   SOLE   0 0 14,495
ISHARES TR GRWT ALLOCAT ETF 464289867   441,163 7,953 SH   SOLE   0 0 7,953
ISHARES TR MSCI EAFE ETF 464287465   427,024 5,474 SH   SOLE   0 0 5,474
ISHARES TR RUSSELL 3000 ETF 464287689   255,971 1,004 SH   SOLE   0 0 1,004
ISHARES TR RUSSELL 2000 ETF 464287655   237,088 1,084 SH   SOLE   0 0 1,084
ISHARES TR MSCI USA ESG SLC 464288802   228,828 2,385 SH   SOLE   0 0 2,385
ISHARES TR ESG AWR US AGRGT 46435U549   212,876 3,861 SH   SOLE   0 0 3,861
JOHNSON & JOHNSON COM 478160104   875,712 5,422 SH   SOLE   0 0 5,422
JPMORGAN CHASE & CO COM 46625H100   460,875 2,816 SH   SOLE   0 0 2,816
LINDE PLC SHS G5494J103   205,953 702 SH   SOLE   0 0 702
MCDONALDS CORP COM 580135101   495,281 2,054 SH   SOLE   0 0 2,054
MERCK & CO INC COM 58933Y105   252,074 3,356 SH   SOLE   0 0 3,356
MICROSOFT CORP COM 594918104   941,991 3,341 SH   SOLE   0 0 3,341
MONDELEZ INTL INC CL A 609207105   328,368 5,644 SH   SOLE   0 0 5,644
NEXTERA ENERGY INC COM 65339F101   206,822 2,634 SH   SOLE   0 0 2,634
NORFOLK SOUTHN CORP COM 655844108   203,124 849 SH   SOLE   0 0 849
PEPSICO INC COM 713448108   275,852 1,834 SH   SOLE   0 0 1,834
PFIZER INC COM 717081103   428,264 9,957 SH   SOLE   0 0 9,957
PHILIP MORRIS INTL INC COM 718172109   406,555 4,289 SH   SOLE   0 0 4,289
PRICE T ROWE GROUP INC COM 74144T108   998,450 5,076 SH   SOLE   0 0 5,076
PROCTER AND GAMBLE CO COM 742718109   437,419 3,129 SH   SOLE   0 0 3,129
SALESFORCE COM INC COM 79466L302   244,098 900 SH   SOLE   0 0 900
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,749,995 69,112 SH   SOLE   0 0 69,112
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   17,575,405 342,267 SH   SOLE   0 0 342,267
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   13,231,987 343,822 SH   SOLE   0 0 343,822
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   539,523 18,623 SH   SOLE   0 0 18,623
SPDR S&P 500 ETF TR TR UNIT 78462F103   342,654 798 SH   SOLE   0 0 798
SPDR SER TR S&P KENSHO NEW 78468R648   15,154,346 248,840 SH   SOLE   0 0 248,840
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,815,460 20,839 SH   SOLE   0 0 20,839
SPDR SER TR PORTFOLIO S&P600 78468R853   819,831 19,245 SH   SOLE   0 0 19,245
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   8,336,138 291,848 SH   SOLE   0 0 291,848
TESLA INC COM 88160R101   948,413 1,223 SH   SOLE   0 0 1,223
UNITED PARCEL SERVICE INC CL B 911312106   531,186 2,917 SH   SOLE   0 0 2,917
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   43,208,941 527,324 SH   SOLE   0 0 527,324
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   8,425,240 98,598 SH   SOLE   0 0 98,598
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,571,036 80,250 SH   SOLE   0 0 80,250
VANGUARD INDEX FDS GROWTH ETF 922908736   60,680,576 209,121 SH   SOLE   0 0 209,121
VANGUARD INDEX FDS SML CP GRW ETF 922908595   10,881,141 38,839 SH   SOLE   0 0 38,839
VANGUARD INDEX FDS VALUE ETF 922908744   6,574,974 48,570 SH   SOLE   0 0 48,570
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,381,491 14,070 SH   SOLE   0 0 14,070
VANGUARD INDEX FDS SMALL CP ETF 922908751   232,080 1,061 SH   SOLE   0 0 1,061
VANGUARD INDEX FDS TOTAL STK MKT 922908769   213,191 960 SH   SOLE   0 0 960
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   289,287 2,841 SH   SOLE   0 0 2,841
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   281,688 5,633 SH   SOLE   0 0 5,633
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   250,676 4,082 SH   SOLE   0 0 4,082
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,020,135 79,357 SH   SOLE   0 0 79,357
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   1,828,197 36,209 SH   SOLE   0 0 36,209
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885   15,900,077 203,066 SH   SOLE   0 0 203,066
VANGUARD WORLD FD ESG INTL STK ETF 921910725   484,385 7,846 SH   SOLE   0 0 7,846
VANGUARD WORLD FD ESG US STK ETF 921910733   353,477 4,415 SH   SOLE   0 0 4,415
VERIZON COMMUNICATIONS INC COM 92343V104   438,992 8,128 SH   SOLE   0 0 8,128
VISA INC COM CL A 92826C839   231,683 1,040 SH   SOLE   0 0 1,040
WALMART INC COM 931142103   503,113 3,610 SH   SOLE   0 0 3,610