The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 0-3 MNTH TREASRY 46436E718   4,125,760 41,126 SH   SOLE   0 0 41,126
AMERICAN BATTERY TECHNOLOGY COM NEW 02451V309   43,473 17,672 SH   SOLE   0 0 17,672
AIM ETF PRODUCTS TRUST US LRGCP B10 JUL 00888H307   209,953 5,321 SH   SOLE   0 0 5,321
PALANTIR TECHNOLOGIES INC CL A 69608A108   515,418 6,815 SH   SOLE   0 0 6,815
COINBASE GLOBAL INC COM CL A 19260Q107   250,783 1,010 SH   SOLE   0 0 1,010
I-80 GOLD CORP COM 44955L106   31,402 64,747 SH   SOLE   0 0 64,747
APPLOVIN CORP COM CL A 03831W108   406,407 1,255 SH   SOLE   0 0 1,255
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   291,836 8,437 SH   SOLE   0 0 8,437
MONDAY COM LTD SHS M7S64H106   537,039 2,281 SH   SOLE   0 0 2,281
OLAPLEX HLDGS INC COM 679369108   25,313 14,632 SH   SOLE   0 0 14,632
ISHARES TR CORE S&P SCP ETF 464287804   13,155,301 114,175 SH   SOLE   0 0 114,175
ISHARES TR S&P 500 VAL ETF 464287408   272,256 1,426 SH   SOLE   0 0 1,426
ISHARES TR CORE S&P500 ETF 464287200   24,500,549 41,619 SH   SOLE   0 0 41,619
ISHARES TR S&P 500 GRWT ETF 464287309   548,404 5,401 SH   SOLE   0 0 5,401
ISHARES TR RUS 1000 ETF 464287622   366,909 1,139 SH   SOLE   0 0 1,139
ISHARES TR RUS 1000 VAL ETF 464287598   1,803,872 9,744 SH   SOLE   0 0 9,744
ISHARES TR RUS 1000 GRW ETF 464287614   5,039,346 12,549 SH   SOLE   0 0 12,549
ISHARES TR RUSSELL 2000 ETF 464287655   546,731 2,474 SH   SOLE   0 0 2,474
ISHARES TR RUS 2000 VAL ETF 464287630   1,484,753 9,044 SH   SOLE   0 0 9,044
ISHARES TR CORE S&P US VLU 464287663   214,346 2,315 SH   SOLE   0 0 2,315
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,871,790 10,019 SH   SOLE   0 0 10,019
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   625,726 8,267 SH   SOLE   0 0 8,267
AGILENT TECHNOLOGIES INC COM 00846U101   338,347 2,519 SH   SOLE   0 0 2,519
ADOBE INC COM 00724F101   251,656 566 SH   SOLE   0 0 566
AMAZON COM INC COM 023135106   6,000,463 27,351 SH   SOLE   0 0 27,351
BRISTOL-MYERS SQUIBB CO COM 110122108   545,319 9,641 SH   SOLE   0 0 9,641
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,292,364 5,057 SH   SOLE   0 0 5,057
BOEING CO COM 097023105   436,540 2,466 SH   SOLE   0 0 2,466
ONEOK INC NEW COM 682680103   262,245 2,612 SH   SOLE   0 0 2,612
INVESCO INDIA EXCHANGE-TRADE INDIA ETF 46137R109   5,498,350 213,362 SH   SOLE   0 0 213,362
INVESCO QQQ TR UNIT SER 1 46090E103   2,417,587 4,729 SH   SOLE   0 0 4,729
AMGEN INC COM 031162100   223,168 856 SH   SOLE   0 0 856
ABBOTT LABS COM 002824100   517,191 4,572 SH   SOLE   0 0 4,572
ADVANCED MICRO DEVICES INC COM 007903107   387,985 3,212 SH   SOLE   0 0 3,212
ALTRIA GROUP INC COM 02209S103   279,046 5,337 SH   SOLE   0 0 5,337
FEDEX CORP COM 31428X106   200,588 713 SH   SOLE   0 0 713
ISHARES TR RUS 2000 GRW ETF 464287648   2,057,419 7,148 SH   SOLE   0 0 7,148
ORACLE CORP COM 68389X105   1,267,487 7,606 SH   SOLE   0 0 7,606
QUALCOMM INC COM 747525103   333,319 2,170 SH   SOLE   0 0 2,170
DISNEY WALT CO COM 254687106   474,675 4,263 SH   SOLE   0 0 4,263
US BANCORP DEL COM NEW 902973304   412,989 8,635 SH   SOLE   0 0 8,635
JOHNSON & JOHNSON COM 478160104   1,179,710 8,157 SH   SOLE   0 0 8,157
PFIZER INC COM 717081103   547,442 20,635 SH   SOLE   0 0 20,635
LOWES COS INC COM 548661107   378,508 1,534 SH   SOLE   0 0 1,534
ISHARES TR MSCI EAFE ETF 464287465   3,828,425 50,634 SH   SOLE   0 0 50,634
CHEVRON CORP NEW COM 166764100   551,854 3,810 SH   SOLE   0 0 3,810
MICROSOFT CORP COM 594918104   7,544,007 17,898 SH   SOLE   0 0 17,898
UNITED PARCEL SERVICE INC CL B 911312106   647,180 5,132 SH   SOLE   0 0 5,132
AT&T INC COM 00206R102   742,502 32,609 SH   SOLE   0 0 32,609
CITIGROUP INC COM NEW 172967424   260,981 3,708 SH   SOLE   0 0 3,708
CISCO SYS INC COM 17275R102   907,915 15,336 SH   SOLE   0 0 15,336
INTERNATIONAL BUSINESS MACHS COM 459200101   800,254 3,640 SH   SOLE   0 0 3,640
COCA COLA CO COM 191216100   915,245 14,700 SH   SOLE   0 0 14,700
LOCKHEED MARTIN CORP COM 539830109   649,202 1,336 SH   SOLE   0 0 1,336
PEPSICO INC COM 713448108   351,923 2,314 SH   SOLE   0 0 2,314
STRYKER CORPORATION COM 863667101   295,790 822 SH   SOLE   0 0 822
VERIZON COMMUNICATIONS INC COM 92343V104   785,465 19,642 SH   SOLE   0 0 19,642
SPDR SER TR S&P 600 SMCP VAL 78464A300   5,241,567 60,075 SH   SOLE   0 0 60,075
SPDR SER TR S&P 600 SMCP GRW 78464A201   4,902,871 54,265 SH   SOLE   0 0 54,265
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,917,677 21,817 SH   SOLE   0 0 21,817
ISHARES TR RUS MID CAP ETF 464287499   235,498 2,664 SH   SOLE   0 0 2,664
ISHARES TR RUS MD CP GR ETF 464287481   6,615,614 52,194 SH   SOLE   0 0 52,194
ISHARES TR RUS MDCP VAL ETF 464287473   6,881,568 53,205 SH   SOLE   0 0 53,205
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,022,483 11,937 SH   SOLE   0 0 11,937
SELECT SECTOR SPDR TR INDL 81369Y704   759,459 5,764 SH   SOLE   0 0 5,764
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,094,859 4,709 SH   SOLE   0 0 4,709
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   984,818 12,528 SH   SOLE   0 0 12,528
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,397,313 10,157 SH   SOLE   0 0 10,157
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   705,356 3,144 SH   SOLE   0 0 3,144
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   975,001 4,979 SH   SOLE   0 0 4,979
BANK AMERICA CORP COM 060505104   620,219 14,112 SH   SOLE   0 0 14,112
STARBUCKS CORP COM 855244109   564,388 6,185 SH   SOLE   0 0 6,185
ANALOG DEVICES INC COM 032654105   222,323 1,046 SH   SOLE   0 0 1,046
AUTOMATIC DATA PROCESSING IN COM 053015103   596,009 2,036 SH   SOLE   0 0 2,036
EXXON MOBIL CORP COM 30231G102   1,895,878 17,625 SH   SOLE   0 0 17,625
WALMART INC COM 931142103   863,443 9,557 SH   SOLE   0 0 9,557
TEXAS INSTRS INC COM 882508104   265,233 1,415 SH   SOLE   0 0 1,415
COSTCO WHSL CORP NEW COM 22160K105   820,709 896 SH   SOLE   0 0 896
ELI LILLY & CO COM 532457108   2,606,672 3,377 SH   SOLE   0 0 3,377
STATE STR CORP COM 857477103   762,572 7,769 SH   SOLE   0 0 7,769
DANAHER CORPORATION COM 235851102   205,615 896 SH   SOLE   0 0 896
MERCK & CO INC COM 58933Y105   1,856,669 18,664 SH   SOLE   0 0 18,664
MORGAN STANLEY COM NEW 617446448   212,647 1,691 SH   SOLE   0 0 1,691
PROCTER AND GAMBLE CO COM 742718109   932,415 5,562 SH   SOLE   0 0 5,562
GE AEROSPACE COM NEW 369604301   406,900 2,440 SH   SOLE   0 0 2,440
GILEAD SCIENCES INC COM 375558103   2,343,624 25,372 SH   SOLE   0 0 25,372
GOLDMAN SACHS GROUP INC COM 38141G104   248,902 435 SH   SOLE   0 0 435
HOME DEPOT INC COM 437076102   1,582,686 4,069 SH   SOLE   0 0 4,069
MCDONALDS CORP COM 580135101   627,946 2,166 SH   SOLE   0 0 2,166
NIKE INC CL B 654106103   281,123 3,715 SH   SOLE   0 0 3,715
JPMORGAN CHASE & CO. COM 46625H100   1,150,316 4,799 SH   SOLE   0 0 4,799
TJX COS INC NEW COM 872540109   976,303 8,081 SH   SOLE   0 0 8,081
MONDELEZ INTL INC CL A 609207105   208,059 3,483 SH   SOLE   0 0 3,483
BOOKING HOLDINGS INC COM 09857L108   283,200 57 SH   SOLE   0 0 57
WELLS FARGO CO NEW COM 949746101   437,092 6,223 SH   SOLE   0 0 6,223
ISHARES TR 1 3 YR TREAS BD 464287457   2,118,035 25,836 SH   SOLE   0 0 25,836
ISHARES TR 20 YR TR BD ETF 464287432   1,973,221 22,595 SH   SOLE   0 0 22,595
ISHARES TR IBOXX INV CP ETF 464287242   596,808 5,586 SH   SOLE   0 0 5,586
FISERV INC COM 337738108   339,113 1,651 SH   SOLE   0 0 1,651
UNITEDHEALTH GROUP INC COM 91324P102   495,884 980 SH   SOLE   0 0 980
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   520,037 1,478 SH   SOLE   0 0 1,478
RTX CORPORATION COM 75513E101   578,151 4,996 SH   SOLE   0 0 4,996
INTUIT COM 461202103   221,861 353 SH   SOLE   0 0 353
MARRIOTT INTL INC NEW CL A 571903202   402,563 1,443 SH   SOLE   0 0 1,443
MARSH & MCLENNAN COS INC COM 571748102   828,611 3,901 SH   SOLE   0 0 3,901
3M CO COM 88579Y101   598,362 4,635 SH   SOLE   0 0 4,635
OMNICOM GROUP INC COM 681919106   267,412 3,108 SH   SOLE   0 0 3,108
COMCAST CORP NEW CL A 20030N101   483,605 12,886 SH   SOLE   0 0 12,886
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,690,167 12,733 SH   SOLE   0 0 12,733
WASTE MGMT INC DEL COM 94106L109   290,246 1,438 SH   SOLE   0 0 1,438
NEXTERA ENERGY INC COM 65339F101   355,008 4,952 SH   SOLE   0 0 4,952
CONOCOPHILLIPS COM 20825C104   416,311 4,198 SH   SOLE   0 0 4,198
APPLE INC COM 037833100   20,433,015 81,595 SH   SOLE   0 0 81,595
SPDR SER TR PRTFLO S&P500 VL 78464A508   16,899,662 330,459 SH   SOLE   0 0 330,459
CATERPILLAR INC COM 149123101   628,283 1,732 SH   SOLE   0 0 1,732
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   46,650,593 266,225 SH   SOLE   0 0 266,225
CHUBB LIMITED COM H1467J104   481,038 1,741 SH   SOLE   0 0 1,741
ISHARES TR ISHARES SEMICDTR 464287523   1,259,395 5,844 SH   SOLE   0 0 5,844
ISHARES TR S&P 100 ETF 464287101   3,635,478 12,586 SH   SOLE   0 0 12,586
KOPIN CORP COM 500600101   230,128 169,212 SH   SOLE   0 0 169,212
NETAPP INC COM 64110D104   308,192 2,655 SH   SOLE   0 0 2,655
ROYAL CARIBBEAN GROUP COM V7780T103   266,889 1,157 SH   SOLE   0 0 1,157
AON PLC SHS CL A G0403H108   989,486 2,755 SH   SOLE   0 0 2,755
AMERICAN EXPRESS CO COM 025816109   1,945,380 6,555 SH   SOLE   0 0 6,555
CHEMED CORP NEW COM 16359R103   323,708 611 SH   SOLE   0 0 611
HF SINCLAIR CORP COM 403949100   200,837 5,730 SH   SOLE   0 0 5,730
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,994,994 113,419 SH   SOLE   0 0 113,419
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   203,360 11,113 SH   SOLE   0 0 11,113
THE CIGNA GROUP COM 125523100   395,989 1,434 SH   SOLE   0 0 1,434
NETFLIX INC COM 64110L106   1,464,448 1,643 SH   SOLE   0 0 1,643
ISHARES TR CORE US AGGBD ET 464287226   4,860,412 50,159 SH   SOLE   0 0 50,159
BOSTON SCIENTIFIC CORP COM 101137107   331,913 3,716 SH   SOLE   0 0 3,716
ISHARES TR TIPS BD ETF 464287176   394,616 3,704 SH   SOLE   0 0 3,704
CONSOLIDATED EDISON INC COM 209115104   262,277 2,939 SH   SOLE   0 0 2,939
LUMEN TECHNOLOGIES INC COM 550241103   344,969 64,966 SH   SOLE   0 0 64,966
NVIDIA CORPORATION COM 67066G104   12,220,179 90,998 SH   SOLE   0 0 90,998
PERIMETER SOLUTIONS INC COMMON STOCK 71385M107   130,906 10,243 SH   SOLE   0 0 10,243
WALDENCAST PLC CLASS A ORD SHS G9503X103   50,206 12,489 SH   SOLE   0 0 12,489
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   434,928 7,714 SH   SOLE   0 0 7,714
TIDAL TR II YIELDMAX COIN OP 88634T824   161,503 12,385 SH   SOLE   0 0 12,385
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   314,980 3,861 SH   SOLE   0 0 3,861
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   316,868 5,973 SH   SOLE   0 0 5,973
CATERPILLAR INC COM 149123101   38 300 SH Call SOLE   0 0 300
VERTEX PHARMACEUTICALS INC COM 92532F100   883,927 2,195 SH   SOLE   0 0 2,195
EATON CORP PLC SHS G29183103   292,709 882 SH   SOLE   0 0 882
ISHARES TR MRGSTR MD CP GRW 464288307   539,285 7,140 SH   SOLE   0 0 7,140
TRIMBLE INC COM 896239100   550,300 7,788 SH   SOLE   0 0 7,788
CINCINNATI FINL CORP COM 172062101   373,789 2,601 SH   SOLE   0 0 2,601
ENTERPRISE PRODS PARTNERS L COM 293792107   924,362 29,476 SH   SOLE   0 0 29,476
LEONARDO DRS INC COM 52661A108   276,832 8,568 SH   SOLE   0 0 8,568
MICROSTRATEGY INC CL A NEW 594972408   350,151 1,209 SH   SOLE   0 0 1,209
CINTAS CORP COM 172908105   828,008 4,532 SH   SOLE   0 0 4,532
ALPHABET INC CAP STK CL A 02079K305   2,191,302 11,576 SH   SOLE   0 0 11,576
SPDR GOLD TR GOLD SHS 78463V107   802,177 3,313 SH   SOLE   0 0 3,313
VANGUARD INDEX FDS VALUE ETF 922908744   2,981,192 17,609 SH   SOLE   0 0 17,609
REGENERON PHARMACEUTICALS COM 75886F107   1,882,688 2,643 SH   SOLE   0 0 2,643
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   374,125 1,475 SH   SOLE   0 0 1,475
VANGUARD INDEX FDS MID CAP ETF 922908629   13,497,678 51,102 SH   SOLE   0 0 51,102
VANGUARD INDEX FDS SM CP VAL ETF 922908611   25,369,135 128,011 SH   SOLE   0 0 128,011
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   248,939 2,795 SH   SOLE   0 0 2,795
INTUITIVE SURGICAL INC COM NEW 46120E602   379,987 728 SH   SOLE   0 0 728
BLACKROCK INC COM 09290D101   236,800 231 SH   SOLE   0 0 231
SHELL PLC SPON ADS 780259305   292,450 4,668 SH   SOLE   0 0 4,668
VANGUARD INDEX FDS SMALL CP ETF 922908751   13,715,766 57,082 SH   SOLE   0 0 57,082
CUTERA INC COM 232109108   18,787 53,237 SH   SOLE   0 0 53,237
VANGUARD INDEX FDS GROWTH ETF 922908736   2,647,920 6,451 SH   SOLE   0 0 6,451
FMC CORP COM NEW 302491303   257,196 5,291 SH   SOLE   0 0 5,291
GLOBE LIFE INC COM 37959E102   320,843 2,877 SH   SOLE   0 0 2,877
VANGUARD INDEX FDS SML CP GRW ETF 922908595   22,699,265 81,051 SH   SOLE   0 0 81,051
INTERCONTINENTAL EXCHANGE IN COM 45866F104   236,574 1,588 SH   SOLE   0 0 1,588
VANGUARD WORLD FD UTILITIES ETF 92204A876   649,121 3,972 SH   SOLE   0 0 3,972
SPDR SER TR S&P DIVID ETF 78464A763   222,374 1,683 SH   SOLE   0 0 1,683
EMCOR GROUP INC COM 29084Q100   713,077 1,571 SH   SOLE   0 0 1,571
ISHARES GOLD TR ISHARES NEW 464285204   387,812 7,833 SH   SOLE   0 0 7,833
CHIPOTLE MEXICAN GRILL INC COM 169656105   371,267 6,157 SH   SOLE   0 0 6,157
THERMO FISHER SCIENTIFIC INC COM 883556102   233,276 448 SH   SOLE   0 0 448
ISHARES TR EAFE VALUE ETF 464288877   622,557 11,865 SH   SOLE   0 0 11,865
ISHARES TR EAFE GRWTH ETF 464288885   8,655,246 89,386 SH   SOLE   0 0 89,386
SALESFORCE INC COM 79466L302   307,828 921 SH   SOLE   0 0 921
VANGUARD WORLD FD COMM SRVC ETF 92204A884   374,084 2,414 SH   SOLE   0 0 2,414
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   2,682,037 53,684 SH   SOLE   0 0 53,684
VANGUARD WORLD FD INF TECH ETF 92204A702   3,927,038 6,316 SH   SOLE   0 0 6,316
SPDR SER TR S&P BIOTECH 78464A870   576,569 6,402 SH   SOLE   0 0 6,402
SPDR SER TR S&P 400 MDCP VAL 78464A839   13,304,203 165,888 SH   SOLE   0 0 165,888
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   278,325 1,094 SH   SOLE   0 0 1,094
SPDR SER TR NUVEEN BLMBRG SH 78468R739   3,890,748 82,101 SH   SOLE   0 0 82,101
MASTERCARD INCORPORATED CL A 57636Q104   776,215 1,474 SH   SOLE   0 0 1,474
WISDOMTREE TR INTL SMCAP DIV 97717W760   254,581 4,044 SH   SOLE   0 0 4,044
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   903,749 17,410 SH   SOLE   0 0 17,410
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   1,520,091 77,595 SH   SOLE   0 0 77,595
ISHARES TR MSCI USA ESG SLC 464288802   560,064 4,606 SH   SOLE   0 0 4,606
ISHARES TR CORE S&P TTL STK 464287150   246,307 1,915 SH   SOLE   0 0 1,915
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,765,623 10,254 SH   SOLE   0 0 10,254
SPDR SER TR S&P METALS MNG 78464A755   269,020 4,740 SH   SOLE   0 0 4,740
FIRST TR MORNINGSTAR DIVID L SHS 336917109   7,728,914 191,975 SH   SOLE   0 0 191,975
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   46,856,804 184,657 SH   SOLE   0 0 184,657
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   48,038,356 296,955 SH   SOLE   0 0 296,955
SPDR SER TR S&P 400 MDCP GRW 78464A821   18,331,207 210,970 SH   SOLE   0 0 210,970
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   215,012 951 SH   SOLE   0 0 951
ISHARES TR IBOXX HI YD ETF 464288513   4,133,987 52,562 SH   SOLE   0 0 52,562
ISHARES TR ISHS 1-5YR INVS 464288646   298,051 5,765 SH   SOLE   0 0 5,765
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   15,067,285 194,995 SH   SOLE   0 0 194,995
VANGUARD BD INDEX FDS INTERMED TERM 921937819   418,040 5,594 SH   SOLE   0 0 5,594
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   680,773 9,467 SH   SOLE   0 0 9,467
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,846,018 74,173 SH   SOLE   0 0 74,173
BLACKSTONE INC COM 09260D107   290,912 1,687 SH   SOLE   0 0 1,687
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   2,456,987 79,296 SH   SOLE   0 0 79,296
ISHARES TR PFD AND INCM SEC 464288687   942,540 29,979 SH   SOLE   0 0 29,979
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   314,751 7,628 SH   SOLE   0 0 7,628
WISDOMTREE TR EMER MKT HIGH FD 97717W315   242,198 5,982 SH   SOLE   0 0 5,982
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   556,167 4,359 SH   SOLE   0 0 4,359
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,173,127 129,091 SH   SOLE   0 0 129,091
ISHARES TR NATIONAL MUN ETF 464288414   7,013,679 65,825 SH   SOLE   0 0 65,825
SPDR SER TR NUVEEN BLMBRG MU 78468R721   10,604,287 232,448 SH   SOLE   0 0 232,448
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   394,997 3,450 SH   SOLE   0 0 3,450
SPDR SER TR BBG CONV SEC ETF 78464A359   8,547,673 109,740 SH   SOLE   0 0 109,740
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   1,857,714 63,403 SH   SOLE   0 0 63,403
ISHARES TR JPMORGAN USD EMG 464288281   254,824 2,862 SH   SOLE   0 0 2,862
SPDR SER TR PORTFLI TIPS ETF 78464A656   338,840 13,388 SH   SOLE   0 0 13,388
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   339,205 3,710 SH   SOLE   0 0 3,710
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   7,788,514 329,882 SH   SOLE   0 0 329,882
ISHARES TR EAFE SML CP ETF 464288273   1,489,290 24,515 SH   SOLE   0 0 24,515
ISHARES TR RESIDENTIAL MULT 464288562   290,550 3,586 SH   SOLE   0 0 3,586
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,192,685 3,473 SH   SOLE   0 0 3,473
VISA INC COM CL A 92826C839   1,229,906 3,892 SH   SOLE   0 0 3,892
PHILIP MORRIS INTL INC COM 718172109   407,037 3,382 SH   SOLE   0 0 3,382
SPDR SER TR PORTFLI INTRMDIT 78464A672   264,498 9,487 SH   SOLE   0 0 9,487
SPDR SER TR PORTFOLIO LN TSR 78464A664   23,602,015 901,184 SH   SOLE   0 0 901,184
VANGUARD WORLD FD MEGA CAP INDEX 921910873   1,059,174 4,981 SH   SOLE   0 0 4,981
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   1,012,162 28,952 SH   SOLE   0 0 28,952
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   269,031 7,883 SH   SOLE   0 0 7,883
SPDR SER TR PORTFOLIO AGRGTE 78464A649   2,167,424 86,732 SH   SOLE   0 0 86,732
OPKO HEALTH INC COM 68375N103   14,779 10,054 SH   SOLE   0 0 10,054
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   6,711,604 582,099 SH   SOLE   0 0 582,099
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   1,110,882 61,443 SH   SOLE   0 0 61,443
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324   397,082 7,910 SH   SOLE   0 0 7,910
ISHARES TR ASIA 50 ETF 464288430   483,233 7,124 SH   SOLE   0 0 7,124
RING ENERGY INC COM 76680V108   19,700 14,485 SH   SOLE   0 0 14,485
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   176,489 13,330 SH   SOLE   0 0 13,330
FRANCO NEV CORP COM 351858105   267,988 2,279 SH   SOLE   0 0 2,279
VANECK ETF TRUST LONG MUNI ETF 92189F536   1,328,806 74,318 SH   SOLE   0 0 74,318
ISHARES TR SHRT NAT MUN ETF 464288158   2,366,213 22,433 SH   SOLE   0 0 22,433
BROADCOM INC COM 11135F101   1,885,012 8,131 SH   SOLE   0 0 8,131
SPDR SER TR ICE PFD SEC ETF 78464A292   1,067,725 32,365 SH   SOLE   0 0 32,365
ISHARES TR RUS TOP 200 ETF 464289446   390,428 2,698 SH   SOLE   0 0 2,698
ISHARES TR RUS TP200 GR ETF 464289438   13,863,287 58,925 SH   SOLE   0 0 58,925
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   676,070 29,783 SH   SOLE   0 0 29,783
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   129,844,143 7,018,602 SH   SOLE   0 0 7,018,602
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   239,672,017 10,339,604 SH   SOLE   0 0 10,339,604
NEW YORK LIFE INVESTMENTS ET NYLI MERGER ARBI 45409B800   326,897 9,918 SH   SOLE   0 0 9,918
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,578,524 99,711 SH   SOLE   0 0 99,711
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   212,394,525 7,620,902 SH   SOLE   0 0 7,620,902
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,786,368 34,533 SH   SOLE   0 0 34,533
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   674,366 11,627 SH   SOLE   0 0 11,627
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   243,952 4,193 SH   SOLE   0 0 4,193
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   48,386,402 1,409,450 SH   SOLE   0 0 1,409,450
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   32,425,517 1,217,631 SH   SOLE   0 0 1,217,631
TESLA INC COM 88160R101   2,656,309 6,578 SH   SOLE   0 0 6,578
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   8,744,293 359,996 SH   SOLE   0 0 359,996
SCHWAB STRATEGIC TR US TIPS ETF 808524870   7,349,474 284,532 SH   SOLE   0 0 284,532
PIMCO ETF TR INV GRD CRP BD 72201R817   8,747,389 91,981 SH   SOLE   0 0 91,981
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,220,314 11,813 SH   SOLE   0 0 11,813
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,030,555 7,480 SH   SOLE   0 0 7,480
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   592,796 1,619 SH   SOLE   0 0 1,619
VERA BRADLEY INC COM 92335C106   50,131 12,756 SH   SOLE   0 0 12,756
GENERAL MTRS CO COM 37045V100   221,336 4,155 SH   SOLE   0 0 4,155
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,363,225 85,284 SH   SOLE   0 0 85,284
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   4,902,922 232,697 SH   SOLE   0 0 232,697
ISHARES TR CORE HIGH DV ETF 46429B663   217,021 1,933 SH   SOLE   0 0 1,933
SPDR SER TR NUVEEN BLOOMBERG 78464A284   2,368,579 92,595 SH   SOLE   0 0 92,595
MARATHON PETE CORP COM 56585A102   1,203,188 8,625 SH   SOLE   0 0 8,625
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   62,836,835 2,768,143 SH   SOLE   0 0 2,768,143
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,963,303 145,070 SH   SOLE   0 0 145,070
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   506,256 17,883 SH   SOLE   0 0 17,883
ISHARES TR MSCI INDIA ETF 46429B598   305,328 5,800 SH   SOLE   0 0 5,800
META PLATFORMS INC CL A 30303M102   3,368,551 5,753 SH   SOLE   0 0 5,753
ISHARES INC JP MRGN EM HI BD 464286285   340,339 8,961 SH   SOLE   0 0 8,961
ZOOM COMMUNICATIONS INC CL A 98980L101   410,335 5,028 SH   SOLE   0 0 5,028
SERVICENOW INC COM 81762P102   395,155 373 SH   SOLE   0 0 373
ISHARES INC CORE MSCI EMKT 46434G103   799,436 15,309 SH   SOLE   0 0 15,309
ISHARES TR CORE MSCI EAFE 46432F842   14,271,345 203,064 SH   SOLE   0 0 203,064
ABBVIE INC COM 00287Y109   3,093,422 17,408 SH   SOLE   0 0 17,408
SPDR SER TR SSGA US SMAL ETF 78468R887   380,221 2,979 SH   SOLE   0 0 2,979
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   915,139 21,930 SH   SOLE   0 0 21,930
DBX ETF TR XTRACK MUN INFRA 233051705   6,317,631 250,104 SH   SOLE   0 0 250,104
ISHARES TR MSCI USA VALUE 46432F388   1,908,584 18,072 SH   SOLE   0 0 18,072
GLOBAL X FDS S&P 500 COVERED 37954Y475   1,105,113 26,375 SH   SOLE   0 0 26,375
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   7,002,996 235,791 SH   SOLE   0 0 235,791
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   8,124,156 279,661 SH   SOLE   0 0 279,661
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   215,725,848 9,110,044 SH   SOLE   0 0 9,110,044
ISHARES TR MSCI USA QLT FCT 46432F339   557,281 3,129 SH   SOLE   0 0 3,129
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   532,942 78,144 SH   SOLE   0 0 78,144
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707   265,090 6,560 SH   SOLE   0 0 6,560
ISHARES TR 0-5YR HI YL CP 46434V407   427,216 10,026 SH   SOLE   0 0 10,026
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   757,815 41,593 SH   SOLE   0 0 41,593
WISDOMTREE TR INTRST RATE HDGE 97717W380   4,567,786 203,374 SH   SOLE   0 0 203,374
WISDOMTREE TR HEDGED HI YLD BD 97717W430   1,313,973 59,081 SH   SOLE   0 0 59,081
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   706,501 31,428 SH   SOLE   0 0 31,428
ALPHABET INC CAP STK CL C 02079K107   2,102,250 11,039 SH   SOLE   0 0 11,039
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   818,783 11,292 SH   SOLE   0 0 11,292
ISHARES TR CORE DIV GRWTH 46434V621   545,284 8,890 SH   SOLE   0 0 8,890
ARISTA NETWORKS INC COM SHS 040413205   359,001 3,248 SH   SOLE   0 0 3,248
ISHARES U S ETF TR INT RT HDG C B 46431W705   275,623 2,972 SH   SOLE   0 0 2,972
ISHARES TR CORE TOTAL USD 46434V613   468,001 10,354 SH   SOLE   0 0 10,354
HUBSPOT INC COM 443573100   1,164,303 1,671 SH   SOLE   0 0 1,671
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   524,934 11,699 SH   SOLE   0 0 11,699
FTAI AVIATION LTD SHS G3730V105   259,848 1,804 SH   SOLE   0 0 1,804
ISHARES U S ETF TR SHORT MATURITY M 46431W838   342,757 6,862 SH   SOLE   0 0 6,862
ISHARES TR INTERNATIONAL SL 46434V266   5,243,054 162,424 SH   SOLE   0 0 162,424
ISHARES TR CONV BD ETF 46435G102   349,142 4,109 SH   SOLE   0 0 4,109
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,039,234 120,471 SH   SOLE   0 0 120,471
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   3,989,784 34,640 SH   SOLE   0 0 34,640
SPDR SER TR PRTFLO S&P500 HI 78468R788   1,895,026 43,826 SH   SOLE   0 0 43,826
SPDR SER TR MSCI USA STRTGIC 78468R812   1,870,108 12,077 SH   SOLE   0 0 12,077
SENSEONICS HLDGS INC COM 81727U105   13,086 25,001 SH   SOLE   0 0 25,001
PRINCIPAL EXCHANGE TRADED FD ACTIVE HIGH YL 74255Y102   1,887,910 98,431 SH   SOLE   0 0 98,431
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   323,321 10,923 SH   SOLE   0 0 10,923
SPDR SER TR RUSSELL YIELD 78468R770   322,342 2,961 SH   SOLE   0 0 2,961
ISHARES TR ESG AW MSCI EAFE 46435G516   369,355 4,851 SH   SOLE   0 0 4,851
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   3,180,984 78,582 SH   SOLE   0 0 78,582
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   202,245 4,829 SH   SOLE   0 0 4,829
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   431,346 5,025 SH   SOLE   0 0 5,025
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855   1,303,989 69,732 SH   SOLE   0 0 69,732
PIMCO EQUITY SER RAFI DYN MULTI 72202L371   1,339,108 45,332 SH   SOLE   0 0 45,332
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   552,204 14,026 SH   SOLE   0 0 14,026
ISHARES INC MSCI EMRG CHN 46434G764   7,535,322 135,894 SH   SOLE   0 0 135,894
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   295,387 3,051 SH   SOLE   0 0 3,051
WORLD GOLD TR SPDR GLD MINIS 98149E303   313,812 6,036 SH   SOLE   0 0 6,036
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   306,276 12,425 SH   SOLE   0 0 12,425
FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF 35473P595   563,652 23,229 SH   SOLE   0 0 23,229
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   3,323,942 80,737 SH   SOLE   0 0 80,737
INNOVATOR ETFS TRUST US EQTY BUF OCT 45782C771   809,734 18,733 SH   SOLE   0 0 18,733
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797   329,074 8,317 SH   SOLE   0 0 8,317
AMPLIFY ETF TR BLACKSWAN GRWT 032108888   3,234,498 110,146 SH   SOLE   0 0 110,146
MODERNA INC COM 60770K107   489,317 11,768 SH   SOLE   0 0 11,768
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   206,527 4,119 SH   SOLE   0 0 4,119
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   13,389,913 290,643 SH   SOLE   0 0 290,643
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543   4,922,862 195,119 SH   SOLE   0 0 195,119
DOW INC COM 260557103   444,415 11,074 SH   SOLE   0 0 11,074
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C805   342,660 11,112 SH   SOLE   0 0 11,112
UBER TECHNOLOGIES INC COM 90353T100   370,473 6,142 SH   SOLE   0 0 6,142
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   5,457,772 145,696 SH   SOLE   0 0 145,696
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748   7,714,739 205,620 SH   SOLE   0 0 205,620
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755   360,061 8,672 SH   SOLE   0 0 8,672
AMCOR PLC ORD G0250X107   185,426 19,705 SH   SOLE   0 0 19,705
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680   552,783 14,358 SH   SOLE   0 0 14,358
DRAFTKINGS INC NEW COM CL A 26142V105   266,017 7,151 SH   SOLE   0 0 7,151
DYNATRACE INC COM NEW 268150109   625,351 11,506 SH   SOLE   0 0 11,506
INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581   544,950 13,877 SH   SOLE   0 0 13,877
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573   236,642 6,248 SH   SOLE   0 0 6,248
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540   204,125 5,313 SH   SOLE   0 0 5,313
INNOVATOR ETFS TRUST INTRNL DEV APRL 45782C367   367,578 13,768 SH   SOLE   0 0 13,768
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318   305,033 8,495 SH   SOLE   0 0 8,495
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   425,320 7,393 SH   SOLE   0 0 7,393