The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS TP200 GR ETF 464289438   10,695,176 67,452 SH   SOLE   0 0 67,452
ABBOTT LABS COM 002824100   695,439 6,379 SH   SOLE   0 0 6,379
MICROSOFT CORP COM 594918104   5,556,180 16,316 SH   SOLE   0 0 16,316
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,369,846 19,285 SH   SOLE   0 0 19,285
ISHARES TR CORE MSCI EAFE 46432F842   10,256,113 151,942 SH   SOLE   0 0 151,942
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   581,741 16,916 SH   SOLE   0 0 16,916
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   209,362 3,217 SH   SOLE   0 0 3,217
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   115,755,825 1,544,441 SH   SOLE   0 0 1,544,441
ISHARES TR CORE DIV GRWTH 46434V621   456,762 8,864 SH   SOLE   0 0 8,864
ISHARES TR RUSSELL 2000 ETF 464287655   465,294 2,485 SH   SOLE   0 0 2,485
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   21,163,889 859,273 SH   SOLE   0 0 859,273
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   990,857 78,020 SH   SOLE   0 0 78,020
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   3,305,946 11,093 SH   SOLE   0 0 11,093
ISHARES TR S&P 500 GRWT ETF 464287309   342,751 4,863 SH   SOLE   0 0 4,863
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   7,504,428 236,957 SH   SOLE   0 0 236,957
ISHARES TR FLTG RATE NT ETF 46429B655   446,555 8,787 SH   SOLE   0 0 8,787
PAVMED INC COM 70387R106   6,848 16,792 SH   SOLE   0 0 16,792
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   12,064,576 450,675 SH   SOLE   0 0 450,675
ISHARES TR MSCI USA VALUE 46432F388   2,011,796 21,450 SH   SOLE   0 0 21,450
STATE STR CORP COM 857477103   466,376 6,373 SH   SOLE   0 0 6,373
ISHARES TR PFD AND INCM SEC 464288687   303,454 9,811 SH   SOLE   0 0 9,811
LILLY ELI & CO COM 532457108   617,978 1,318 SH   SOLE   0 0 1,318
ISHARES TR CORE MSCI TOTAL 46432F834   1,427,047 22,789 SH   SOLE   0 0 22,789
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   88,100,087 2,471,251 SH   SOLE   0 0 2,471,251
ARK ETF TR INNOVATION ETF 00214Q104   231,828 5,252 SH   SOLE   0 0 5,252
ISHARES TR CORE US AGGBD ET 464287226   4,616,716 47,133 SH   SOLE   0 0 47,133
ISHARES TR NATIONAL MUN ETF 464288414   5,711,767 53,516 SH   SOLE   0 0 53,516
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   381,279 21,481 SH   SOLE   0 0 21,481
VANGUARD WORLD FD MEGA CAP INDEX 921910873   893,258 5,709 SH   SOLE   0 0 5,709
ISHARES TR MSCI EAFE ETF 464287465   3,439,742 47,445 SH   SOLE   0 0 47,445
ISHARES TR RUS 2000 VAL ETF 464287630   768,627 5,459 SH   SOLE   0 0 5,459
TILRAY BRANDS INC COM 88688T100   40,624 26,041 SH   SOLE   0 0 26,041
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   264,190 3,188 SH   SOLE   0 0 3,188
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,433,625 70,786 SH   SOLE   0 0 70,786
NVIDIA CORPORATION COM 67066G104   2,115 100 SH Put SOLE   0 0 100
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   248,796 52,378 SH   SOLE   0 0 52,378
CHEVRON CORP NEW COM 166764100   478,142 3,039 SH   SOLE   0 0 3,039
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   26,553,968 191,892 SH   SOLE   0 0 191,892
INNOVATOR ETFS TR US EQT ULTRA BF 45782C805   348,412 13,367 SH   SOLE   0 0 13,367
ISHARES TR SHORT TREAS BD 464288679   698,800 6,327 SH   SOLE   0 0 6,327
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   517,772 7,123 SH   SOLE   0 0 7,123
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   229,065 8,437 SH   SOLE   0 0 8,437
ISHARES TR 0-5 YR TIPS ETF 46429B747   556,320 5,700 SH   SOLE   0 0 5,700
ISHARES TR TIPS BD ETF 464287176   563,351 5,235 SH   SOLE   0 0 5,235
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   520,977 3,068 SH   SOLE   0 0 3,068
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   26,043,255 126,565 SH   SOLE   0 0 126,565
ISHARES TR ISHS 1-5YR INVS 464288646   236,702 4,718 SH   SOLE   0 0 4,718
INVESCO QQQ TR UNIT SER 1 46090E103   1,315,109 3,560 SH   SOLE   0 0 3,560
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   8,625,568 170,973 SH   SOLE   0 0 170,973
ISHARES TR MSCI USA ESG SLC 464288802   252,922 2,701 SH   SOLE   0 0 2,701
AGILENT TECHNOLOGIES INC COM 00846U101   338,744 2,817 SH   SOLE   0 0 2,817
HOME DEPOT INC COM 437076102   638,454 2,055 SH   SOLE   0 0 2,055
NVIDIA CORPORATION COM 67066G104   1,185,247 2,802 SH   SOLE   0 0 2,802
NETFLIX INC COM 64110L106   490,710 1,114 SH   SOLE   0 0 1,114
COMCAST CORP NEW CL A 20030N101   406,880 9,793 SH   SOLE   0 0 9,793
3M CO COM 88579Y101   209,968 2,098 SH   SOLE   0 0 2,098
SPDR SER TR S&P 600 SMCP VAL 78464A300   6,940,784 89,918 SH   SOLE   0 0 89,918
GREENLIGHT BIOSCIENCS HLDS P COMMON STOCK 39536G105   4,905 16,453 SH   SOLE   0 0 16,453
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,142,145 26,391 SH   SOLE   0 0 26,391
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   273,243 4,301 SH   SOLE   0 0 4,301
GLOBAL X FDS S&P 500 COVERED 37954Y475   1,192,045 29,039 SH   SOLE   0 0 29,039
WORLD GOLD TR SPDR GLD MINIS 98149E303   234,139 6,147 SH   SOLE   0 0 6,147
ISHARES TR RUS 1000 ETF 464287622   221,715 910 SH   SOLE   0 0 910
VANGUARD INDEX FDS MID CAP ETF 922908629   338,058 1,536 SH   SOLE   0 0 1,536
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   228,473 7,021 SH   SOLE   0 0 7,021
TRIMBLE INC COM 896239100   365,762 6,909 SH   SOLE   0 0 6,909
ISHARES TR JPMORGAN USD EMG 464288281   217,138 2,509 SH   SOLE   0 0 2,509
AUTOMATIC DATA PROCESSING IN COM 053015103   295,837 1,346 SH   SOLE   0 0 1,346
SPDR SER TR PORTFOLIO AGRGTE 78464A649   2,036,071 80,255 SH   SOLE   0 0 80,255
US BANCORP DEL COM NEW 902973304   272,229 8,239 SH   SOLE   0 0 8,239
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   423,001 9,886 SH   SOLE   0 0 9,886
ISHARES TR S&P 100 ETF 464287101   2,580,175 12,461 SH   SOLE   0 0 12,461
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   3,020,052 88,254 SH   SOLE   0 0 88,254
DBX ETF TR XTRACK MUN INFRA 233051705   5,624,396 223,102 SH   SOLE   0 0 223,102
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   1,465,600 83,844 SH   SOLE   0 0 83,844
AMGEN INC COM 031162100   353,393 1,592 SH   SOLE   0 0 1,592
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   40,355,517 1,195,011 SH   SOLE   0 0 1,195,011
ISHARES TR IBOXX INV CP ETF 464287242   667,708 6,174 SH   SOLE   0 0 6,174
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   899,854 12,717 SH   SOLE   0 0 12,717
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   358,066 3,376 SH   SOLE   0 0 3,376
ISHARES INC JP MRGN EM HI BD 464286285   236,811 6,741 SH   SOLE   0 0 6,741
DOW INC COM 260557103   554,923 10,419 SH   SOLE   0 0 10,419
MASTERCARD INCORPORATED CL A 57636Q104   282,869 719 SH   SOLE   0 0 719
REGENERON PHARMACEUTICALS COM 75886F107   1,928,561 2,684 SH   SOLE   0 0 2,684
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   7,927,654 160,870 SH   SOLE   0 0 160,870
LOWES COS INC COM 548661107   298,426 1,322 SH   SOLE   0 0 1,322
ISHARES TR MRGSTR MD CP GRW 464288307   338,948 5,562 SH   SOLE   0 0 5,562
VANGUARD INDEX FDS TOTAL STK MKT 922908769   8,677,925 39,395 SH   SOLE   0 0 39,395
RAYTHEON TECHNOLOGIES CORP COM 75513E101   329,778 3,366 SH   SOLE   0 0 3,366
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,377,916 116,456 SH   SOLE   0 0 116,456
ISHARES TR 0-3 MNTH TREASRY 46436E718   419,627 4,170 SH   SOLE   0 0 4,170
AMPLIFY ETF TR BLACKSWAN GRWT 032108888   2,864,638 111,335 SH   SOLE   0 0 111,335
INTERNATIONAL BUSINESS MACHS COM 459200101   444,022 3,318 SH   SOLE   0 0 3,318
WELLS FARGO CO NEW COM 949746101   209,729 4,914 SH   SOLE   0 0 4,914
EXXON MOBIL CORP COM 30231G102   985,672 9,190 SH   SOLE   0 0 9,190
SPDR SER TR BBG CONV SEC ETF 78464A359   7,092,506 101,394 SH   SOLE   0 0 101,394
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   234,023 4,680 SH   SOLE   0 0 4,680
MARRIOTT INTL INC NEW CL A 571903202   258,657 1,408 SH   SOLE   0 0 1,408
INVESCO INDIA EXCHANGE-TRADE INDIA ETF 46137R109   3,059,166 132,892 SH   SOLE   0 0 132,892
SPDR SER TR PRTFLO S&P500 HI 78468R788   965,861 26,048 SH   SOLE   0 0 26,048
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,060,965 41,059 SH   SOLE   0 0 41,059
FRANCO NEV CORP COM 351858105   324,985 2,279 SH   SOLE   0 0 2,279
ISHARES TR RUS TOP 200 ETF 464289446   291,021 2,729 SH   SOLE   0 0 2,729
BRISTOL-MYERS SQUIBB CO COM 110122108   322,484 5,043 SH   SOLE   0 0 5,043
SENSEONICS HLDGS INC COM 81727U105   19,078 25,001 SH   SOLE   0 0 25,001
STARBUCKS CORP COM 855244109   360,066 3,635 SH   SOLE   0 0 3,635
WASTE MGMT INC DEL COM 94106L109   203,885 1,176 SH   SOLE   0 0 1,176
BANK AMERICA CORP COM 060505104   296,458 10,333 SH   SOLE   0 0 10,333
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   127,622,376 2,216,821 SH   SOLE   0 0 2,216,821
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   289,448 938 SH   SOLE   0 0 938
COCA COLA CO COM 191216100   433,826 7,204 SH   SOLE   0 0 7,204
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   297,878 1,217 SH   SOLE   0 0 1,217
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,652,541 5,999 SH   SOLE   0 0 5,999
VERTEX PHARMACEUTICALS INC COM 92532F100   761,181 2,163 SH   SOLE   0 0 2,163
ISHARES TR RESIDENTIAL MULT 464288562   1,448,200 19,765 SH   SOLE   0 0 19,765
VAXXINITY INC COM CL A 92244V104   116,736 46,324 SH   SOLE   0 0 46,324
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797   228,868 6,838 SH   SOLE   0 0 6,838
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,161,457 57,305 SH   SOLE   0 0 57,305
VANGUARD WORLD FD MEGA GRWTH IND 921910816   209,670 891 SH   SOLE   0 0 891
VANGUARD INDEX FDS GROWTH ETF 922908736   1,644,981 5,813 SH   SOLE   0 0 5,813
SPDR SER TR S&P 400 MDCP GRW 78464A821   21,666,829 302,398 SH   SOLE   0 0 302,398
MARSH & MCLENNAN COS INC COM 571748102   781,284 4,154 SH   SOLE   0 0 4,154
ALPHABET INC CAP STK CL A 02079K305   863,752 7,216 SH   SOLE   0 0 7,216
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,272,154 5,126 SH   SOLE   0 0 5,126
ISHARES TR 0-5YR HI YL CP 46434V407   925,685 22,333 SH   SOLE   0 0 22,333
SPDR SER TR S&P 400 MDCP VAL 78464A839   17,352,836 252,295 SH   SOLE   0 0 252,295
CHOICE HOTELS INTL INC COM 169905106   307,667 2,618 SH   SOLE   0 0 2,618
ISHARES TR RUS 2000 GRW ETF 464287648   1,115,023 4,595 SH   SOLE   0 0 4,595
ISHARES TR INTERNATIONAL SL 46434V266   3,458,924 112,121 SH   SOLE   0 0 112,121
ISHARES TR CORE S&P MCP ETF 464287507   212,939 814 SH   SOLE   0 0 814
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   949,273 5,844 SH   SOLE   0 0 5,844
PIMCO ETF TR INTER MUN BD ACT 72201R866   2,052,551 39,594 SH   SOLE   0 0 39,594
VANGUARD INDEX FDS VALUE ETF 922908744   2,177,424 15,323 SH   SOLE   0 0 15,323
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   6,757,110 198,272 SH   SOLE   0 0 198,272
ETF SER SOLUTIONS APTUS DEFINED 26922A388   201,909 8,122 SH   SOLE   0 0 8,122
MCDONALDS CORP COM 580135101   586,605 1,966 SH   SOLE   0 0 1,966
WISDOMTREE TR INTRST RATE HDGE 97717W380   3,459,190 78,191 SH   SOLE   0 0 78,191
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,803,728 72,120 SH   SOLE   0 0 72,120
GILEAD SCIENCES INC COM 375558103   718,385 9,321 SH   SOLE   0 0 9,321
NIKE INC CL B 654106103   234,095 2,121 SH   SOLE   0 0 2,121
THE CIGNA GROUP COM 125523100   325,944 1,162 SH   SOLE   0 0 1,162
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,259,667 104,733 SH   SOLE   0 0 104,733
PEPSICO INC COM 713448108   253,014 1,366 SH   SOLE   0 0 1,366
DRAFTKINGS INC NEW COM CL A 26142V105   220,239 8,289 SH   SOLE   0 0 8,289
JOHNSON & JOHNSON COM 478160104   1,014,142 6,127 SH   SOLE   0 0 6,127
ISHARES TR RUS 1000 VAL ETF 464287598   1,739,413 11,021 SH   SOLE   0 0 11,021
ISHARES GOLD TR ISHARES NEW 464285204   981,839 26,981 SH   SOLE   0 0 26,981
NEXTERA ENERGY INC COM 65339F101   232,547 3,134 SH   SOLE   0 0 3,134
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   2,665,682 7,622 SH   SOLE   0 0 7,622
SPDR SER TR S&P BIOTECH 78464A870   679,661 8,169 SH   SOLE   0 0 8,169
INNOVATOR ETFS TR US EQTY BUFR JUN 45782C755   290,946 8,672 SH   SOLE   0 0 8,672
ISHARES TR CORE S&P500 ETF 464287200   16,873,917 37,859 SH   SOLE   0 0 37,859
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,471,784 33,326 SH   SOLE   0 0 33,326
VANGUARD INDEX FDS SML CP GRW ETF 922908595   11,474,820 49,947 SH   SOLE   0 0 49,947
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,494,860 10,515 SH   SOLE   0 0 10,515
META PLATFORMS INC CL A 30303M102   616,725 2,149 SH   SOLE   0 0 2,149
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   31,580,229 211,041 SH   SOLE   0 0 211,041
ISHARES TR ISHARES SEMICDTR 464287523   394,657 778 SH   SOLE   0 0 778
HUBSPOT INC COM 443573100   849,216 1,596 SH   SOLE   0 0 1,596
CHEMED CORP NEW COM 16359R103   332,585 614 SH   SOLE   0 0 614
UNION PAC CORP COM 907818108   276,032 1,349 SH   SOLE   0 0 1,349
TEUCRIUM COMMODITY TR WHEAT FD 88166A508   73,422 11,401 SH   SOLE   0 0 11,401
JPMORGAN CHASE & CO COM 46625H100   419,854 2,887 SH   SOLE   0 0 2,887
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   458,615 8,871 SH   SOLE   0 0 8,871
MODERNA INC COM 60770K107   960,579 7,906 SH   SOLE   0 0 7,906
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   234,322 1,536 SH   SOLE   0 0 1,536
CHARLES RIV LABS INTL INC COM 159864107   223,075 1,061 SH   SOLE   0 0 1,061
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   2,895,588 33,168 SH   SOLE   0 0 33,168
DYNATRACE INC COM NEW 268150109   645,640 12,544 SH   SOLE   0 0 12,544
SPDR SER TR ICE PFD SEC ETF 78464A292   1,285,850 38,418 SH   SOLE   0 0 38,418
APPLE INC COM 037833100   11,949,563 61,605 SH   SOLE   0 0 61,605
ALPHABET INC CAP STK CL C 02079K107   818,006 6,762 SH   SOLE   0 0 6,762
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   205,415 4,968 SH   SOLE   0 0 4,968
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   578,505 9,862 SH   SOLE   0 0 9,862
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   68,148,249 1,476,349 SH   SOLE   0 0 1,476,349
VANGUARD INDEX FDS SM CP VAL ETF 922908611   13,249,602 80,106 SH   SOLE   0 0 80,106
ISHARES TR ASIA 50 ETF 464288430   864,301 14,504 SH   SOLE   0 0 14,504
ISHARES INC CORE MSCI EMKT 46434G103   454,853 9,228 SH   SOLE   0 0 9,228
GAMIDA CELL LTD SHS M47364100   49,464 25,629 SH   SOLE   0 0 25,629
GLOBE LIFE INC COM 891027AF1   314,609 2,870 SH   SOLE   0 0 2,870
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,619,443 12,201 SH   SOLE   0 0 12,201
TOAST INC CL A 888787108   1,163,506 51,551 SH   SOLE   0 0 51,551
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324   323,519 1,582 SH   SOLE   0 0 1,582
ISHARES TR CONV BD ETF 46435G102   398,115 5,214 SH   SOLE   0 0 5,214
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   488,438 5,356 SH   SOLE   0 0 5,356
ISHARES TR EAFE SML CP ETF 464288273   1,657,081 28,096 SH   SOLE   0 0 28,096
KOPIN CORP COM 500600101   28,791 13,391 SH   SOLE   0 0 13,391
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,010,302 98,582 SH   SOLE   0 0 98,582
VERIZON COMMUNICATIONS INC COM 92343V104   729,100 19,605 SH   SOLE   0 0 19,605
VANECK ETF TRUST LONG MUNI ETF 92189F536   2,603,342 145,033 SH   SOLE   0 0 145,033
SPDR SER TR S&P METALS MNG 78464A755   866,576 17,052 SH   SOLE   0 0 17,052
AON PLC SHS CL A G0403H108   997,973 2,891 SH   SOLE   0 0 2,891
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,019,432 4,958 SH   SOLE   0 0 4,958
SPDR SER TR S&P 600 SMCP GRW 78464A201   5,900,862 76,674 SH   SOLE   0 0 76,674
SPDR SER TR NUVEEN BLMBRG SH 78468R739   2,700,268 57,391 SH   SOLE   0 0 57,391
VISA INC COM CL A 92826C839   483,529 2,036 SH   SOLE   0 0 2,036
TESLA INC COM 88160R101   1,643,298 6,278 SH   SOLE   0 0 6,278
PIMCO ETF TR INV GRD CRP BD 72201R817   9,417,583 99,289 SH   SOLE   0 0 99,289
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800   315,276 10,105 SH   SOLE   0 0 10,105
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,057,350 15,082 SH   SOLE   0 0 15,082
LOCKHEED MARTIN CORP COM 539830109   293,559 638 SH   SOLE   0 0 638
AMERICAN EXPRESS CO COM 025816109   1,230,626 7,064 SH   SOLE   0 0 7,064
WALMART INC COM 931142103   417,631 2,657 SH   SOLE   0 0 2,657
ORACLE CORP COM 68389X105   2,353,540 19,763 SH   SOLE   0 0 19,763
CISCO SYS INC COM 17275R102   513,627 9,927 SH   SOLE   0 0 9,927
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,311,113 25,538 SH   SOLE   0 0 25,538
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   1,118,011 50,135 SH   SOLE   0 0 50,135
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   757,361 2,221 SH   SOLE   0 0 2,221
INNOVATOR ETFS TR US EQTY BUF NOV 45782C581   419,350 12,344 SH   SOLE   0 0 12,344
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   640,976 9,795 SH   SOLE   0 0 9,795
SPDR SER TR NUVEEN BLMBRG MU 78468R721   9,212,972 199,588 SH   SOLE   0 0 199,588
OMNICOM GROUP INC COM 681919106   289,351 3,041 SH   SOLE   0 0 3,041
ABBVIE INC COM 00287Y109   2,304,035 17,101 SH   SOLE   0 0 17,101
ORACLE CORP COM 68389X105   14,490 13,800 SH Put SOLE   0 0 13,800
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   339,932 4,068 SH   SOLE   0 0 4,068
ISHARES TR CORE TOTAL USD 46434V613   413,049 9,084 SH   SOLE   0 0 9,084
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   1,926,598 53,517 SH   SOLE   0 0 53,517
SPDR SER TR PRTFLO S&P500 VL 78464A508   13,252,894 306,780 SH   SOLE   0 0 306,780
PFIZER INC COM 717081103   474,099 12,925 SH   SOLE   0 0 12,925
MERCK & CO INC COM 58933Y105   1,686,555 14,616 SH   SOLE   0 0 14,616
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   505,803 1,471 SH   SOLE   0 0 1,471
ENTERPRISE PRODS PARTNERS L COM 293792107   1,048,703 39,799 SH   SOLE   0 0 39,799
AT&T INC COM 00206R102   439,169 27,534 SH   SOLE   0 0 27,534
ISHARES TR RUS MDCP VAL ETF 464287473   5,665,809 51,582 SH   SOLE   0 0 51,582
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,279,463 52,043 SH   SOLE   0 0 52,043
DISNEY WALT CO COM 254687106   306,218 3,430 SH   SOLE   0 0 3,430
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   1,712,374 56,125 SH   SOLE   0 0 56,125
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   224,492 11,219 SH   SOLE   0 0 11,219
VICARIOUS SURGICAL INC COM CL A 92561V109   41,909 22,901 SH   SOLE   0 0 22,901
SPDR SER TR PORTFOLIO LN TSR 78464A664   13,267,432 443,727 SH   SOLE   0 0 443,727
BOEING CO COM 097023105   329,057 1,558 SH   SOLE   0 0 1,558
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   253,042 5,072 SH   SOLE   0 0 5,072
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   256,845 2,416 SH   SOLE   0 0 2,416
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   217,656 1,059 SH   SOLE   0 0 1,059
ISHARES TR IBOXX HI YD ETF 464288513   4,600,335 61,281 SH   SOLE   0 0 61,281
ISHARES TR 20 YR TR BD ETF 464287432   693,440 6,736 SH   SOLE   0 0 6,736
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   372,846 15,426 SH   SOLE   0 0 15,426
PYROGENESIS CDA INC COM 74734T104   12,412 17,633 SH   SOLE   0 0 17,633
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,853,839 39,488 SH   SOLE   0 0 39,488
SPDR SER TR MSCI USA STRTGIC 78468R812   1,934,217 15,730 SH   SOLE   0 0 15,730
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   138,635,086 2,647,223 SH   SOLE   0 0 2,647,223
SPDR SER TR S&P DIVID ETF 78464A763   243,315 1,985 SH   SOLE   0 0 1,985
ISHARES TR RUS 1000 GRW ETF 464287614   3,990,846 14,503 SH   SOLE   0 0 14,503
WISDOMTREE TR HEDGED HI YLD BD 97717W430   1,819,632 86,567 SH   SOLE   0 0 86,567
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   599,871 14,327 SH   SOLE   0 0 14,327
INNOVATOR ETFS TR INTRNL DEV APRL 45782C367   343,100 13,768 SH   SOLE   0 0 13,768
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   483,850 2,783 SH   SOLE   0 0 2,783
BROADCOM INC COM 11135F101   215,767 249 SH   SOLE   0 0 249
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   14,681,633 194,279 SH   SOLE   0 0 194,279
CINCINNATI FINL CORP COM 172062101   242,830 2,495 SH   SOLE   0 0 2,495
PROCTER AND GAMBLE CO COM 742718109   405,950 2,675 SH   SOLE   0 0 2,675
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   406,658 5,816 SH   SOLE   0 0 5,816
ISHARES TR RUS MD CP GR ETF 464287481   5,073,370 52,503 SH   SOLE   0 0 52,503
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   4,422,168 187,380 SH   SOLE   0 0 187,380
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   6,487,792 308,355 SH   SOLE   0 0 308,355
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   7,208,541 633,997 SH   SOLE   0 0 633,997
SPDR SER TR PRTFLO S&P500 GW 78464A409   936,634 15,352 SH   SOLE   0 0 15,352
ISHARES TR SHRT NAT MUN ETF 464288158   3,042,761 29,246 SH   SOLE   0 0 29,246
TJX COS INC NEW COM 872540109   567,666 6,695 SH   SOLE   0 0 6,695
UNITED PARCEL SERVICE INC CL B 911312106   826,704 4,612 SH   SOLE   0 0 4,612
SHELL PLC SPON ADS 780259305   255,589 4,233 SH   SOLE   0 0 4,233
CINTAS CORP COM 172908105   466,907 939 SH   SOLE   0 0 939
AMAZON COM INC COM 023135106   2,479,586 19,021 SH   SOLE   0 0 19,021
SCHWAB STRATEGIC TR US TIPS ETF 808524870   14,991,252 285,929 SH   SOLE   0 0 285,929