The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 426 2,863 SH   SOLE   0 0 2,862
ABBVIE INC COM Stock 00287Y109 954 5,888 SH   SOLE   0 0 5,887
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 1,839 4,037 SH   SOLE   0 0 4,037
AIR PRODS & CHEMS INC COM Stock 009158106 263 1,054 SH   SOLE   0 0 1,054
ALPHABET INC CAP STK CL A Stock 02079K305 4,678 1,682 SH   SOLE   0 0 1,682
ALTRIA GROUP INC COM Stock 02209S103 266 5,088 SH   SOLE   0 0 5,088
AMAZON COM INC COM Stock 023135106 851 261 SH   SOLE   0 0 261
AMERICAN TOWER CORP NEW COM REIT 03027X100 1,700 6,765 SH   SOLE   0 0 6,765
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 904 5,461 SH   SOLE   0 0 5,460
APPLE INC COM Stock 037833100 8,019 45,924 SH   SOLE   0 0 45,923
BECTON DICKINSON & CO COM Stock 075887109 281 1,056 SH   SOLE   0 0 1,055
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 1,426 4,041 SH   SOLE   0 0 4,041
BOEING CO COM Stock 097023105 332 1,733 SH   SOLE   0 0 1,733
BRISTOL MYERS SQUIBB CO COM Stock 110122108 380 5,204 SH   SOLE   0 0 5,204
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103 1,066 6,847 SH   SOLE   0 0 6,846
BROADSTONE NET LEASE INC COM REIT 11135E203 585 26,844 SH   SOLE   0 0 26,844
CARRIER GLOBAL CORPORATION COM Stock 14448C104 214 4,667 SH   SOLE   0 0 4,667
CATERPILLAR INC COM Stock 149123101 369 1,654 SH   SOLE   0 0 1,654
CHEVRON CORP NEW COM Stock 166764100 589 3,617 SH   SOLE   0 0 3,616
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105 252 159 SH   SOLE   0 0 159
CHUBB LIMITED COM Stock H1467J104 791 3,700 SH   SOLE   0 0 3,700
CINTAS CORP COM Stock 172908105 946 2,223 SH   SOLE   0 0 2,223
CISCO SYS INC COM Stock 17275R102 1,002 17,968 SH   SOLE   0 0 17,968
COINBASE GLOBAL INC COM CL A Stock 19260Q107 439 2,312 SH   SOLE   0 0 2,312
COMCAST CORP NEW CL A Stock 20030N101 1,101 23,519 SH   SOLE   0 0 23,518
CVS HEALTH CORP COM Stock 126650100 420 4,150 SH   SOLE   0 0 4,150
DANAHER CORPORATION COM Stock 235851102 1,267 4,320 SH   SOLE   0 0 4,320
DEVON ENERGY CORP NEW COM Stock 25179M103 364 6,148 SH   SOLE   0 0 6,148
DIAGEO PLC SPON ADR NEW ADR 25243Q205 944 4,646 SH   SOLE   0 0 4,645
DIGITAL RLTY TR INC COM REIT 253868103 1,337 9,425 SH   SOLE   0 0 9,425
DISNEY WALT CO COM Stock 254687106 1,494 10,892 SH   SOLE   0 0 10,891
DOMINION ENERGY INC COM Stock 25746U109 200 2,359 SH   SOLE   0 0 2,359
ECOLAB INC COM Stock 278865100 983 5,566 SH   SOLE   0 0 5,565
EVEREST RE GROUP LTD COM Stock G3223R108 663 2,199 SH   SOLE   0 0 2,199
EXXON MOBIL CORP COM Stock 30231G102 749 9,063 SH   SOLE   0 0 9,063
FIDELITY MSCI COMMUNICATION SERVICES INDEX ETF ETF 316092873 549 12,066 SH   SOLE   0 0 12,065
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 1,539 23,440 SH   SOLE   0 0 23,440
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 1,690 13,728 SH   SOLE   0 0 13,728
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 277 7,223 SH   SOLE   0 0 7,223
FIRST TRUST LOW DURATION MORTGAGE OPPORTUNITIES ETF ETF 33739Q200 7,325 149,652 SH   SOLE   0 0 149,652
FIRST TRUST MANAGED MUNICIPAL ETF ETF 33739N108 4,648 87,606 SH   SOLE   0 0 87,606
FIRST TRUST MUNICIPAL HIGH INCOME ETF ETF 33739P301 1,186 23,157 SH   SOLE   0 0 23,157
FIRST TRUST PREFERRED SECURITIES AND INCOME ETF ETF 33739E108 3,810 200,304 SH   SOLE   0 0 200,303
FIRST TRUST TACTICAL HIGH YIELD ETF ETF 33738D408 1,442 31,521 SH   SOLE   0 0 31,521
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 8,013 161,624 SH   SOLE   0 0 161,623
FIRST TRUST ULTRA SHORT DURATION MUNICIPAL ETF ETF 33740J104 6,781 339,741 SH   SOLE   0 0 339,741
FIRST TRUST VALUE LINE DIVIDEND INDEX FUND ETF 33734H106 1,773 41,915 SH   SOLE   0 0 41,915
HOME DEPOT INC COM Stock 437076102 2,090 6,981 SH   SOLE   0 0 6,981
HONEYWELL INTL INC COM Stock 438516106 1,485 7,632 SH   SOLE   0 0 7,631
ILLINOIS TOOL WKS INC COM Stock 452308109 605 2,888 SH   SOLE   0 0 2,887
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 1,198 9,070 SH   SOLE   0 0 9,069
INVESCO QQQ TRUST ETF 46090E103 2,339 6,451 SH   SOLE   0 0 6,450
IQVIA HLDGS INC COM Stock 46266C105 792 3,425 SH   SOLE   0 0 3,425
ISHARES 1 to 3 YEAR TREASURY BOND ETF ETF 464287457 200 2,402 SH   SOLE   0 0 2,401
ISHARES ASIA 50 ETF ETF 464288430 651 9,482 SH   SOLE   0 0 9,482
ISHARES CORE MSCI EAFE ETF ETF 46432F842 349 5,015 SH   SOLE   0 0 5,015
ISHARES CORE S&P 500 ETF ETF 464287200 2,330 5,136 SH   SOLE   0 0 5,136
ISHARES CORE S&P US VALUE ETF ETF 464287663 1,494 19,690 SH   SOLE   0 0 19,690
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 2,919 27,259 SH   SOLE   0 0 27,259
ISHARES CURRENCY HEDGED MSCI EAFE SMALL CAP ETF ETF 46435G839 929 27,008 SH   SOLE   0 0 27,008
ISHARES EUROPE ETF ETF 464287861 693 13,802 SH   SOLE   0 0 13,802
ISHARES FLOATING RATE BOND ETF ETF 46429B655 645 12,766 SH   SOLE   0 0 12,766
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 917 28,868 SH   SOLE   0 0 28,867
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 820 8,516 SH   SOLE   0 0 8,516
ISHARES MSCI EAFE SMALL CAP ETF ETF 464288273 927 13,977 SH   SOLE   0 0 13,977
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 1,219 33,067 SH   SOLE   0 0 33,067
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 2,058 26,527 SH   SOLE   0 0 26,527
ISHARES MSCI USA SMALL CAP MIN VOL FACTOR ETF ETF 46435G433 1,279 34,391 SH   SOLE   0 0 34,390
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 689 6,281 SH   SOLE   0 0 6,281
ISHARES S&P 500 GROWTH ETF ETF 464287309 3,283 42,985 SH   SOLE   0 0 42,985
ISHARES S&P MID CAP 400 GROWTH ETF ETF 464287606 1,077 13,939 SH   SOLE   0 0 13,939
ISHARES S&P SMALL CAP 600 GROWTH ETF ETF 464287887 462 3,692 SH   SOLE   0 0 3,692
ISHARES S&P SMALL CAP 600 VALUE ETF ETF 464287879 882 8,617 SH   SOLE   0 0 8,617
ISHARES S&P SMALL CAP FUND ETF 464287804 761 7,058 SH   SOLE   0 0 7,058
ISHARES SELECT DIVIDEND ETF ETF 464287168 1,862 14,533 SH   SOLE   0 0 14,532
JOHNSON & JOHNSON COM Stock 478160104 3,416 19,275 SH   SOLE   0 0 19,274
JPMORGAN CHASE & CO COM Stock 46625H100 3,103 22,762 SH   SOLE   0 0 22,761
LINDE PLC SHS Stock G5494J103 2,093 6,554 SH   SOLE   0 0 6,553
MARSH & MCLENNAN COS INC COM Stock 571748102 356 2,090 SH   SOLE   0 0 2,089
MASTERCARD INCORPORATED CL A Stock 57636Q104 801 2,242 SH   SOLE   0 0 2,242
MCCORMICK & CO INC COM NON VTG Stock 579780206 1,234 12,369 SH   SOLE   0 0 12,369
MCDONALDS CORP COM Stock 580135101 558 2,256 SH   SOLE   0 0 2,256
MERCK & CO INC COM Stock 58933Y105 538 6,563 SH   SOLE   0 0 6,562
META PLATFORMS INC CL A Stock 30303M102 1,058 4,757 SH   SOLE   0 0 4,757
MICROSOFT CORP COM Stock 594918104 1,442 4,678 SH   SOLE   0 0 4,677
MORGAN STANLEY COM NEW Stock 617446448 1,219 13,947 SH   SOLE   0 0 13,946
NIKE INC CL B Stock 654106103 261 1,939 SH   SOLE   0 0 1,939
NORFOLK SOUTHN CORP COM Stock 655844108 352 1,234 SH   SOLE   0 0 1,234
NUVEEN N Y MUN VALUE FD COM CEF 67062M105 151 16,739 SH   SOLE   0 0 16,739
NUVEEN N Y SELECT TAX FREE INC SH BEN INT CEF 67063V104 132 10,677 SH   SOLE   0 0 10,677
ONEOK INC NEW COM Stock 682680103 499 7,058 SH   SOLE   0 0 7,058
PARKER HANNIFIN CORP COM Stock 701094104 436 1,536 SH   SOLE   0 0 1,535
PEPSICO INC COM Stock 713448108 1,411 8,429 SH   SOLE   0 0 8,429
PFIZER INC COM Stock 717081103 287 5,535 SH   SOLE   0 0 5,535
PHILIP MORRIS INTL INC COM Stock 718172109 610 6,494 SH   SOLE   0 0 6,493
PHILLIPS 66 COM Stock 718546104 579 6,698 SH   SOLE   0 0 6,697
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE TRADED FUND ETF 72201R833 310 3,096 SH   SOLE   0 0 3,096
PROCTER AND GAMBLE CO COM Stock 742718109 1,900 12,435 SH   SOLE   0 0 12,435
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 751 7,582 SH   SOLE   0 0 7,582
S&P GLOBAL INC COM Stock 78409V104 759 1,850 SH   SOLE   0 0 1,850
SCHLUMBERGER LTD COM STK Stock 806857108 368 8,908 SH   SOLE   0 0 8,907
SCHWAB CHARLES CORP COM Stock 808513105 309 3,669 SH   SOLE   0 0 3,669
SHELL PLC SPON ADS ADR 780259305 1,054 19,193 SH   SOLE   0 0 19,192
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 4,505 100,211 SH   SOLE   0 0 100,211
SPDR GOLD SHARES ETF 78463V107 1,830 10,128 SH   SOLE   0 0 10,128
SPDR S&P 500 ETF ETF 78462F103 249 551 SH   SOLE   0 0 551
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201 696 8,305 SH   SOLE   0 0 8,305
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 549 6,590 SH   SOLE   0 0 6,590
SPDR S&P DIVIDEND ETF ETF 78464A763 218 1,701 SH   SOLE   0 0 1,700
STARBUCKS CORP COM Stock 855244109 1,268 13,934 SH   SOLE   0 0 13,933
TEXAS INSTRS INC COM Stock 882508104 495 2,696 SH   SOLE   0 0 2,696
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 3,408 5,769 SH   SOLE   0 0 5,769
UNITED PARCEL SERVICE INC CL B Stock 911312106 586 2,735 SH   SOLE   0 0 2,734
UNITEDHEALTH GROUP INC COM Stock 91324P102 3,137 6,150 SH   SOLE   0 0 6,150
VANECK GOLD MINERS ETF ETF 92189F106 360 9,400 SH   SOLE   0 0 9,400
VANECK VECTORS LOW CARBON ENERGY ETF ETF 92189F502 1,172 8,076 SH   SOLE   0 0 8,076
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 985 6,073 SH   SOLE   0 0 6,072
VANGUARD FINANCIALS INDEX FUND ETF 92204A405 1,272 13,615 SH   SOLE   0 0 13,615
VANGUARD GROWTH INDEX FUND ETF 922908736 234 813 SH   SOLE   0 0 813
VANGUARD MID CAP INDEX FUND ETF 922908629 3,929 16,520 SH   SOLE   0 0 16,520
VERISK ANALYTICS INC COM Stock 92345Y106 867 4,038 SH   SOLE   0 0 4,037
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,012 19,871 SH   SOLE   0 0 19,871
VISA INC COM CL A Stock 92826C839 1,883 8,489 SH   SOLE   0 0 8,488
WEST PHARMACEUTICAL SVSC INC COM Stock 955306105 1,872 4,557 SH   SOLE   0 0 4,557
X TRACKERS MSCI EAFE HEDGED EQUITY ETF ETF 233051200 3,520 93,346 SH   SOLE   0 0 93,346