The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 711 24,811 SH   DFND 5 0 24,811 0
ABBOTT LABS COM 002824100 302 2,580 SH   DFND 5 0 2,580 0
ABBVIE INC COM 00287Y109 588 5,239 SH   DFND 5 0 5,239 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,105 1,871 SH   DFND 5 0 1,871 0
ALBANY INTL CORP CL A 012348108 270 3,037 SH   DFND 5 0 3,037 0
ALPHABET INC CAP STK CL C 02079K107 2,699 1,071 SH   DFND 5 0 1,071 0
ALPHABET INC CAP STK CL A 02079K305 4,690 1,918 SH   DFND 5 0 1,918 0
ALTRIA GROUP INC COM 02209S103 539 11,532 SH   DFND 5 0 11,532 0
AMAZON COM INC COM 023135106 3,978 1,155 SH   DFND 5 0 1,155 0
AMEDISYS INC COM 023436108 1,172 4,743 SH   DFND 5 0 4,743 0
AMERICAN EXPRESS CO COM 025816109 342 2,085 SH   DFND 5 0 2,085 0
AMERISOURCEBERGEN CORP COM 03073E105 1,879 16,416 SH   DFND 5 0 16,416 0
AMGEN INC COM 031162100 770 3,177 SH   DFND 5 0 3,177 0
ANALOG DEVICES INC COM 032654105 1,571 9,168 SH   DFND 5 0 9,168 0
ANSYS INC COM 03662Q105 1,044 2,961 SH   DFND 5 0 2,961 0
ANTHEM INC COM 036752103 1,210 3,172 SH   DFND 5 0 3,172 0
APPLE INC COM 037833100 1,512 11,090 SH   DFND 5 0 11,090 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102 297 2,760 SH   DFND 5 0 2,760 0
AUTODESK INC COM 052769106 912 3,063 SH   DFND 5 0 3,063 0
AVALARA INC COM 05338G106 861 5,247 SH   DFND 5 0 5,247 0
BCE INC COM NEW 05534B760 517 10,481 SH   DFND 5 0 10,481 0
BK OF AMERICA CORP COM 060505104 521 12,742 SH   DFND 5 0 12,742 0
BANK HAWAII CORP COM 062540109 314 3,743 SH   DFND 5 0 3,743 0
BANK NEW YORK MELLON CORP COM 064058100 525 10,282 SH   DFND 5 0 10,282 0
BECTON DICKINSON & CO COM 075887109 296 1,199 SH   DFND 5 0 1,199 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,187 7,917 SH   DFND 5 0 7,917 0
BLACKLINE INC COM 09239B109 1,088 9,562 SH   DFND 5 0 9,562 0
BLACKROCK INC COM 09247X101 546 626 SH   DFND 5 0 626 0
BLACKSTONE GROUP INC COM 09260D107 243 2,459 SH   DFND 5 0 2,459 0
BOOKING HOLDINGS INC COM 09857L108 1,817 837 SH   DFND 5 0 837 0
BRISTOL-MYERS SQUIBB CO COM 110122108 201 3,040 SH   DFND 5 0 3,040 0
BROADCOM INC COM 11135F101 255 534 SH   DFND 5 0 534 0
BROOKS AUTOMATION INC NEW COM 114340102 438 4,540 SH   DFND 5 0 4,540 0
BROWN FORMAN CORP CL B 115637209 573 7,611 SH   DFND 5 0 7,611 0
CDW CORP COM 12514G108 359 2,038 SH   DFND 5 0 2,038 0
CVS HEALTH CORP COM 126650100 942 11,288 SH   DFND 5 0 11,288 0
CARMAX INC COM 143130102 1,239 9,487 SH   DFND 5 0 9,487 0
CENTERPOINT ENERGY INC COM 15189T107 410 16,724 SH   DFND 5 0 16,724 0
CHEESECAKE FACTORY INC COM 163072101 373 7,114 SH   DFND 5 0 7,114 0
CHEMED CORP NEW COM 16359R103 772 1,596 SH   DFND 5 0 1,596 0
CHEVRON CORP NEW COM 166764100 734 7,070 SH   DFND 5 0 7,070 0
CHEWY INC CL A 16679L109 594 7,252 SH   DFND 5 0 7,252 0
CISCO SYS INC COM 17275R102 459 8,674 SH   DFND 5 0 8,674 0
CINTAS CORP COM 172908105 781 2,043 SH   DFND 5 0 2,043 0
CITIGROUP INC COM NEW 172967424 245 3,509 SH   DFND 5 0 3,509 0
COCA COLA CO COM 191216100 1,021 18,948 SH   DFND 5 0 18,948 0
COMCAST CORP NEW CL A 20030N101 1,739 30,759 SH   DFND 5 0 30,759 0
COMPASS MINERALS INTL INC COM 20451N101 371 6,294 SH   DFND 5 0 6,294 0
CONOCOPHILLIPS COM 20825C104 234 3,967 SH   DFND 5 0 3,967 0
COSTCO WHSL CORP NEW COM 22160K105 540 1,353 SH   DFND 5 0 1,353 0
COSTAR GROUP INC COM 22160N109 1,731 20,782 SH   DFND 5 0 20,782 0
DANAHER CORPORATION COM 235851102 1,805 6,663 SH   DFND 5 0 6,663 0
DEXCOM INC COM 252131107 810 1,897 SH   DFND 5 0 1,897 0
DISNEY WALT CO COM 254687106 366 2,104 SH   DFND 5 0 2,104 0
DOLLAR GEN CORP NEW COM 256677105 258 1,188 SH   DFND 5 0 1,188 0
DOMINION ENERGY INC COM 25746U109 366 4,984 SH   DFND 5 0 4,984 0
DOW INC COM 260557103 251 3,982 SH   DFND 5 0 3,982 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,205 12,282 SH   DFND 5 0 12,282 0
EBAY INC. COM 278642103 686 9,736 SH   DFND 5 0 9,736 0
ECOLAB INC COM 278865100 1,047 5,030 SH   DFND 5 0 5,030 0
EDISON INTL COM 281020107 555 9,661 SH   DFND 5 0 9,661 0
EDWARDS LIFESCIENCES CORP COM 28176E108 828 7,992 SH   DFND 5 0 7,992 0
ELECTRONIC ARTS INC COM 285512109 765 5,312 SH   DFND 5 0 5,312 0
ENBRIDGE INC COM 29250N105 3,295 82,701 SH   DFND 5 0 82,701 0
ENSIGN GROUP INC COM 29358P101 495 5,613 SH   DFND 5 0 5,613 0
ENTERPRISE PRODS PARTNERS L COM 293792107 645 27,200 SH   DFND 5 0 27,200 0
EVERTEC INC COM 30040P103 254 5,872 SH   DFND 5 0 5,872 0
EXXON MOBIL CORP COM 30231G102 1,299 20,742 SH   DFND 5 0 20,742 0
FACEBOOK INC CL A 30303M102 3,288 9,345 SH   DFND 5 0 9,345 0
FASTENAL CO COM 311900104 1,290 24,918 SH   DFND 5 0 24,918 0
FIDELITY NATL INFORMATION SV COM 31620M106 690 4,861 SH   DFND 5 0 4,861 0
FIRST FINL BANKSHARES INC COM 32020R109 280 5,712 SH   DFND 5 0 5,712 0
FIRST TR EXCHANGE TRADED FD US EQTY OPPT ETF 336920103 225 1,751 SH   DFND 5 0 1,751 0
FISERV INC COM 337738108 288 2,699 SH   DFND 5 0 2,699 0
FIRSTENERGY CORP COM 337932107 549 14,614 SH   DFND 5 0 14,614 0
FIVE BELOW INC COM 33829M101 1,275 6,483 SH   DFND 5 0 6,483 0
GENERAL DYNAMICS CORP COM 369550108 699 3,745 SH   DFND 5 0 3,745 0
GENERAL ELECTRIC CO COM 369604103 182 13,880 SH   DFND 5 0 13,880 0
GENERAL MLS INC COM 370334104 609 10,140 SH   DFND 5 0 10,140 0
GENTEX CORP COM 371901109 584 17,562 SH   DFND 5 0 17,562 0
GENUINE PARTS CO COM 372460105 711 5,612 SH   DFND 5 0 5,612 0
GLOBAL PMTS INC COM 37940X102 259 1,381 SH   DFND 5 0 1,381 0
GRACO INC COM 384109104 303 4,010 SH   DFND 5 0 4,010 0
GRAINGER W W INC COM 384802104 302 674 SH   DFND 5 0 674 0
GRAND CANYON ED INC COM 38526M106 1,219 13,430 SH   DFND 5 0 13,430 0
GUIDEWIRE SOFTWARE INC COM 40171V100 517 4,459 SH   DFND 5 0 4,459 0
HANESBRANDS INC COM 410345102 426 23,051 SH   DFND 5 0 23,051 0
HEALTHCARE SVCS GROUP INC COM 421906108 772 24,390 SH   DFND 5 0 24,390 0
HEALTHPEAK PROPERTIES INC COM 42250P103 222 6,602 SH   DFND 5 0 6,602 0
HEICO CORP NEW COM 422806109 1,324 9,492 SH   DFND 5 0 9,492 0
HENRY JACK & ASSOC INC COM 426281101 765 4,619 SH   DFND 5 0 4,619 0
HERSHEY CO COM 427866108 342 1,991 SH   DFND 5 0 1,991 0
HOME DEPOT INC COM 437076102 936 2,940 SH   DFND 5 0 2,940 0
HOULIHAN LOKEY INC CL A 441593100 357 4,401 SH   DFND 5 0 4,401 0
IAC INTERACTIVECORP NEW COM NEW 44891N208 869 5,534 SH   DFND 5 0 5,534 0
IDEX CORP COM 45167R104 592 2,685 SH   DFND 5 0 2,685 0
IDEXX LABS INC COM 45168D104 1,240 1,946 SH   DFND 5 0 1,946 0
ILLUMINA INC COM 452327109 759 1,583 SH   DFND 5 0 1,583 0
INTEL CORP COM 458140100 381 6,712 SH   DFND 5 0 6,712 0
INTUIT COM 461202103 1,052 2,141 SH   DFND 5 0 2,141 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,049 1,139 SH   DFND 5 0 1,139 0
IQVIA HLDGS INC COM 46266C105 2,645 10,838 SH   DFND 5 0 10,838 0
ISHARES INC MSCI SPAIN ETF 464286764 541 18,809 SH   DFND 5 0 18,809 0
ISHARES INC MSCI GERMANY ETF 464286806 451 12,879 SH   DFND 5 0 12,879 0
ISHARES TR SELECT DIVID ETF 464287168 209 1,801 SH   DFND 5 0 1,801 0
ISHARES TR CORE S&P500 ETF 464287200 60,089 139,895 SH   DFND 5 0 139,895 0
ISHARES TR CORE US AGGBD ET 464287226 4,153 36,031 SH   DFND 5 0 36,031 0
ISHARES TR IBOXX INV CP ETF 464287242 63,339 471,936 SH   DFND 5 0 471,936 0
ISHARES TR 20 YR TR BD ETF 464287432 65,886 458,468 SH   DFND 5 0 458,468 0
ISHARES TR BARCLAYS 7 10 YR 464287440 1,565 13,575 SH   DFND 5 0 13,575 0
ISHARES TR 1 3 YR TREAS BD 464287457 314 3,651 SH   DFND 5 0 3,651 0
ISHARES TR CORE S&P MCP ETF 464287507 54,644 203,305 SH   DFND 5 0 203,305 0
ISHARES TR U.S. CNSM SV ETF 464287580 567 7,339 SH   DFND 5 0 7,339 0
ISHARES TR CORE S&P SCP ETF 464287804 54,745 486,060 SH   DFND 5 0 486,060 0
ISHARES TR SP SMCP600VL ETF 464287879 371 3,544 SH   DFND 5 0 3,544 0
ISHARES TR MRGSTR MD CP ETF 464288208 892 13,302 SH   DFND 5 0 13,302 0
ISHARES TR EAFE SML CP ETF 464288273 599 8,043 SH   DFND 5 0 8,043 0
ISHARES TR JPMORGAN USD EMG 464288281 972 8,653 SH   DFND 5 0 8,653 0
ISHARES TR IBOXX HI YD ETF 464288513 70,212 797,591 SH   DFND 5 0 797,591 0
ISHARES TR MBS ETF 464288588 4,216 38,963 SH   DFND 5 0 38,963 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,662 44,036 SH   DFND 5 0 44,036 0
ISHARES TR ISHS 1-5YR INVS 464288646 4,852 88,573 SH   DFND 5 0 88,573 0
ISHARES TR EAFE VALUE ETF 464288877 1,613 30,950 SH   DFND 5 0 30,950 0
JPMORGAN CHASE & CO COM 46625H100 1,042 6,760 SH   DFND 5 0 6,760 0
JOHN BEAN TECHNOLOGIES CORP COM 477839104 202 1,438 SH   DFND 5 0 1,438 0
JOHNSON & JOHNSON COM 478160104 1,382 8,423 SH   DFND 5 0 8,423 0
KKR & CO INC COM 48251W104 242 4,000 SH   DFND 5 0 4,000 0
KIMBERLY-CLARK CORP COM 494368103 385 2,905 SH   DFND 5 0 2,905 0
L3HARRIS TECHNOLOGIES INC COM 502431109 628 2,917 SH   DFND 5 0 2,917 0
LANDSTAR SYS INC COM 515098101 256 1,604 SH   DFND 5 0 1,604 0
LAUDER ESTEE COS INC CL A 518439104 811 2,553 SH   DFND 5 0 2,553 0
LESLIES INC COM 527064109 295 10,782 SH   DFND 5 0 10,782 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 234 92,088 SH   DFND 5 0 92,088 0
LOCKHEED MARTIN CORP COM 539830109 1,284 3,438 SH   DFND 5 0 3,438 0
LOWES COS INC COM 548661107 2,886 14,862 SH   DFND 5 0 14,862 0
LULULEMON ATHLETICA INC COM 550021109 514 1,402 SH   DFND 5 0 1,402 0
LYFT INC CL A COM 55087P104 722 12,030 SH   DFND 5 0 12,030 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 649 13,456 SH   DFND 5 0 13,456 0
MARSH & MCLENNAN COS INC COM 571748102 244 1,730 SH   DFND 5 0 1,730 0
MASTERCARD INCORPORATED CL A 57636Q104 4,262 11,581 SH   DFND 5 0 11,581 0
MATCH GROUP INC NEW COM 57667L107 821 5,061 SH   DFND 5 0 5,061 0
MCDONALDS CORP COM 580135101 330 1,433 SH   DFND 5 0 1,433 0
MERCK & CO INC COM 58933Y105 691 8,952 SH   DFND 5 0 8,952 0
MICROSOFT CORP COM 594918104 7,772 28,635 SH   DFND 5 0 28,635 0
MICROCHIP TECHNOLOGY INC. COM 595017104 374 2,446 SH   DFND 5 0 2,446 0
MORGAN STANLEY COM NEW 617446448 537 5,924 SH   DFND 5 0 5,924 0
NATIONAL BEVERAGE CORP COM 635017106 240 5,010 SH   DFND 5 0 5,010 0
NATIONAL INSTRS CORP COM 636518102 569 13,367 SH   DFND 5 0 13,367 0
NEOGEN CORP COM 640491106 383 8,233 SH   DFND 5 0 8,233 0
NETFLIX INC COM 64110L106 1,527 2,862 SH   DFND 5 0 2,862 0
NEXTERA ENERGY INC COM 65339F101 416 5,612 SH   DFND 5 0 5,612 0
NORFOLK SOUTHN CORP COM 655844108 814 3,107 SH   DFND 5 0 3,107 0
NOVARTIS AG SPONSORED ADR 66987V109 914 9,951 SH   DFND 5 0 9,951 0
NVIDIA CORPORATION COM 67066G104 1,528 1,907 SH   DFND 5 0 1,907 0
OMNICOM GROUP INC COM 681919106 512 6,483 SH   DFND 5 0 6,483 0
ORACLE CORP COM 68389X105 861 11,022 SH   DFND 5 0 11,022 0
PAYCOM SOFTWARE INC COM 70432V102 1,349 3,608 SH   DFND 5 0 3,608 0
PAYPAL HLDGS INC COM 70450Y103 1,305 4,458 SH   DFND 5 0 4,458 0
PEPSICO INC COM 713448108 501 3,408 SH   DFND 5 0 3,408 0
PFIZER INC COM 717081103 1,443 36,911 SH   DFND 5 0 36,911 0
PHILIP MORRIS INTL INC COM 718172109 1,539 15,715 SH   DFND 5 0 15,715 0
PINTEREST INC CL A 72352L106 430 5,465 SH   DFND 5 0 5,465 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 195 16,809 SH   DFND 5 0 16,809 0
PRIMERICA INC COM 74164M108 218 1,421 SH   DFND 5 0 1,421 0
PROCTER AND GAMBLE CO COM 742718109 802 5,965 SH   DFND 5 0 5,965 0
PROTO LABS INC COM 743713109 298 3,200 SH   DFND 5 0 3,200 0
RLI CORP COM 749607107 209 2,004 SH   DFND 5 0 2,004 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 419 4,960 SH   DFND 5 0 4,960 0
RBC BEARINGS INC COM 75524B104 292 1,483 SH   DFND 5 0 1,483 0
RITCHIE BROS AUCTIONEERS COM 767744105 1,192 20,139 SH   DFND 5 0 20,139 0
ROBLOX CORP CL A 771049103 1,052 11,358 SH   DFND 5 0 11,358 0
ROLLINS INC COM 775711104 1,043 30,302 SH   DFND 5 0 30,302 0
ROPER TECHNOLOGIES INC COM 776696106 641 1,371 SH   DFND 5 0 1,371 0
ROSS STORES INC COM 778296103 286 2,344 SH   DFND 5 0 2,344 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 796 2,473 SH   DFND 5 0 2,473 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 315 737 SH   DFND 5 0 737 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 203 3,915 SH   DFND 5 0 3,915 0
SPDR SER TR ICE PFD SEC ETF 78464A292 908 20,612 SH   DFND 5 0 20,612 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 254 4,034 SH   DFND 5 0 4,034 0
SPDR SER TR S&P 600 SML CAP 78464A813 266 2,734 SH   DFND 5 0 2,734 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 340 5,054 SH   DFND 5 0 5,054 0
SALESFORCE COM INC COM 79466L302 1,477 6,010 SH   DFND 5 0 6,010 0
SANOFI SPONSORED ADR 80105N105 363 6,889 SH   DFND 5 0 6,889 0
SCHWAB CHARLES CORP COM 808513105 632 8,632 SH   DFND 5 0 8,632 0
SCOTTS MIRACLE-GRO CO CL A 810186106 499 2,604 SH   DFND 5 0 2,604 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,741 25,082 SH   DFND 5 0 25,082 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 559 15,294 SH   DFND 5 0 15,294 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 921 6,232 SH   DFND 5 0 6,232 0
SERVICENOW INC COM 81762P102 1,637 2,930 SH   DFND 5 0 2,930 0
SHERWIN WILLIAMS CO COM 824348106 797 2,922 SH   DFND 5 0 2,922 0
SHOPIFY INC CL A 82509L107 958 646 SH   DFND 5 0 646 0
SITEONE LANDSCAPE SUPPLY INC COM 82982L103 301 1,761 SH   DFND 5 0 1,761 0
STARBUCKS CORP COM 855244109 1,535 13,671 SH   DFND 5 0 13,671 0
STATE STR CORP COM 857477103 224 2,720 SH   DFND 5 0 2,720 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,330 11,060 SH   DFND 5 0 11,060 0
TARGET CORP COM 87612E106 441 1,823 SH   DFND 5 0 1,823 0
TELADOC HEALTH INC COM 87918A105 702 4,095 SH   DFND 5 0 4,095 0
TERMINIX GLOBAL HOLDINGS INC COM 88087E100 294 6,135 SH   DFND 5 0 6,135 0
TEXAS INSTRS INC COM 882508104 586 3,039 SH   DFND 5 0 3,039 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,136 2,235 SH   DFND 5 0 2,235 0
THOR INDS INC COM 885160101 354 3,153 SH   DFND 5 0 3,153 0
3M CO COM 88579Y101 318 1,622 SH   DFND 5 0 1,622 0
TRUIST FINL CORP COM 89832Q109 746 13,497 SH   DFND 5 0 13,497 0
2U INC COM 90214J101 663 15,766 SH   DFND 5 0 15,766 0
TYLER TECHNOLOGIES INC COM 902252105 1,512 3,318 SH   DFND 5 0 3,318 0
US BANCORP DEL COM NEW 902973304 343 6,056 SH   DFND 5 0 6,056 0
UBER TECHNOLOGIES INC COM 90353T100 817 16,090 SH   DFND 5 0 16,090 0
UNILEVER PLC SPON ADR NEW 904767704 1,182 19,952 SH   DFND 5 0 19,952 0
UNITED PARCEL SERVICE INC CL B 911312106 1,397 6,730 SH   DFND 5 0 6,730 0
UNITEDHEALTH GROUP INC COM 91324P102 2,283 5,736 SH   DFND 5 0 5,736 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 489 3,168 SH   DFND 5 0 3,168 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 826 3,563 SH   DFND 5 0 3,563 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,732 19,253 SH   DFND 5 0 19,253 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,429 17,390 SH   DFND 5 0 17,390 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 51,534 600,417 SH   DFND 5 0 600,417 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,213 23,381 SH   DFND 5 0 23,381 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 371 3,560 SH   DFND 5 0 3,560 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,780 13,015 SH   DFND 5 0 13,015 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 40,294 630,874 SH   DFND 5 0 630,874 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 469 8,575 SH   DFND 5 0 8,575 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 206 2,171 SH   DFND 5 0 2,171 0
VEEVA SYS INC CL A COM 922475108 2,262 7,066 SH   DFND 5 0 7,066 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,010 9,872 SH   DFND 5 0 9,872 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 329 1,902 SH   DFND 5 0 1,902 0
VANGUARD INDEX FDS MID CAP ETF 922908629 885 3,721 SH   DFND 5 0 3,721 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 57,271 285,340 SH   DFND 5 0 285,340 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 23,536 124,235 SH   DFND 5 0 124,235 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,639 11,973 SH   DFND 5 0 11,973 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 285 1,265 SH   DFND 5 0 1,265 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,455 11,017 SH   DFND 5 0 11,017 0
VERIZON COMMUNICATIONS INC COM 92343V104 911 16,316 SH   DFND 5 0 16,316 0
VERISK ANALYTICS INC COM 92345Y106 1,015 5,822 SH   DFND 5 0 5,822 0
VIMEO INC COMMON STOCK 92719V100 366 7,393 SH   DFND 5 0 7,393 0
VISA INC COM CL A 92826C839 2,978 12,623 SH   DFND 5 0 12,623 0
WD 40 CO COM 929236107 237 920 SH   DFND 5 0 920 0
WATSCO INC COM 942622200 354 1,243 SH   DFND 5 0 1,243 0
WELLS FARGO CO NEW COM 949746101 1,120 25,015 SH   DFND 5 0 25,015 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 1,565 4,346 SH   DFND 5 0 4,346 0
WILLIAMS COS INC COM 969457100 404 15,441 SH   DFND 5 0 15,441 0
ZOETIS INC CL A 98978V103 807 4,294 SH   DFND 5 0 4,294 0
ZOMEDICA CORP COM 98980M109 8 10,000 SH   DFND 5 0 10,000 0
IHS MARKIT LTD SHS G47567105 1,220 10,826 SH   DFND 5 0 10,826 0
JOHNSON CTLS INTL PLC SHS G51502105 316 4,618 SH   DFND 5 0 4,618 0
LINDE PLC SHS G5494J103 1,389 4,782 SH   DFND 5 0 4,782 0
MEDTRONIC PLC SHS G5960L103 558 4,479 SH   DFND 5 0 4,479 0
CHUBB LIMITED COM H1467J104 301 1,898 SH   DFND 5 0 1,898 0
GLOBANT S A COM L44385109 1,685 7,426 SH   DFND 5 0 7,426 0
NXP SEMICONDUCTORS N V COM N6596X109 960 4,624 SH   DFND 5 0 4,624 0