The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADIENT PLC FOREIGN EQUITIES G0084W101 0 5 SH   SOLE 0 5 0 0
ALLEGION PLC FOREIGN EQUITIES G0176J109 28 331 SH   SOLE 0 331 0 0
ALLERGAN PLC FOREIGN EQUITIES G0177J108 17 100 SH   SOLE 0 100 0 0
ARGO GROUP INTERNATIONAL HOLDINGS LTD FOREIGN EQUITIES G0464B107 3 46 SH   SOLE 0 46 0 0
ACCENTURE PLC CL A FOREIGN EQUITIES G1151C101 51 335 SH   SOLE 0 335 0 0
BROOKFIELD BUSINESS PARTNERSUNIT LTD LP FOREIGN EQUITIES G16234109 1 20 SH   DFND 0 20 0 0
BROOKFIELD PROPERTY PARTNERS COMMON STOCK G16249107 1 38 SH   DFND 0 38 0 0
BROOKFIELD INFRASTRUCTURE PARTNERS LP COMMON STOCK G16252101 2 40 SH   DFND 0 40 0 0
DELPHI TECHNOLOGIES PLC SHS COMMON STOCK G2709G107 0 6 SH   SOLE 0 6 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103 65 816 SH   SOLE 0 816 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103 38 473 SH   DFND 0 473 0 0
IHS MARKIT LTD. FOREIGN EQUITIES G47567105 5 107 SH   SOLE 0 107 0 0
INGERSOLL-RAND PLC FOREIGN EQUITIES G47791101 112 1,307 SH   SOLE 0 1,307 0 0
JOHNSON CTLS INTL PLC FOREIGN EQUITIES G51502105 6 165 SH   SOLE 0 165 0 0
MALLINCKRODT PLC FOREIGN EQUITIES G5785G107 1 37 SH   SOLE 0 37 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 789 9,841 SH   SOLE 0 9,841 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 35 440 SH   DFND 0 440 0 0
APTIV PLC SHS COMMON STOCK G6095L109 2 20 SH   SOLE 0 20 0 0
NOBLE CORP PLC FOREIGN EQUITIES G65431101 8 2,250 SH   SOLE 0 2,250 0 0
PENTAIR PLC FOREIGN EQUITIES G7S00T104 1 11 SH   SOLE 0 11 0 0
SEADRILL LTD FOREIGN EQUITIES G7945E105 0 170 SH   SOLE 0 170 0 0
SEAGATE TECHNOLOGY PLC FOREIGN EQUITIES G7945M107 10 165 SH   SOLE 0 165 0 0
CHUBB LTD FOREIGN EQUITIES H1467J104 1,112 8,132 SH   SOLE 0 8,132 0 0
CHUBB LTD FOREIGN EQUITIES H1467J104 134 982 SH   DFND 0 982 0 0
TE CONNECTIVITY LTD FOREIGN EQUITIES H84989104 4 43 SH   SOLE 0 43 0 0
CHECK POINT SOFTWARE TECH LT FOREIGN EQUITIES M22465104 4 37 SH   SOLE 0 37 0 0
VASCULAR BIOGENICS LTD COMMON STOCK M96883109 2 1,000 SH   SOLE 0 1,000 0 0
LYONDELLBASELL INDUSTRIES NV FOREIGN EQUITIES N53745100 2 19 SH   SOLE 0 19 0 0
NXP SEMICONDUCTORS NV FOREIGN EQUITIES N6596X109 5 40 SH   SOLE 0 40 0 0
BROADCOM LTD FOREIGN EQUITIES Y09827109 39 165 SH   SOLE 0 165 0 0
ABB LTD ADR FOREIGN EQUITIES 000375204 7 300 SH   SOLE 0 300 0 0
AFLAC INC COMMON STOCK 001055102 6 148 SH   SOLE 0 148 0 0
ALPS SECTOR DIV DOGS ETF ETF/EQUITY 00162Q858 11 250 SH   SOLE 0 250 0 0
ALERIAN MLP ETF ETF/OTHER 00162Q866 247 26,395 SH   SOLE 0 25,830 0 565
ALERIAN MLP ETF ETF/OTHER 00162Q866 6 615 SH   DFND 0 615 0 0
AT&T INC COMMON STOCK 00206R102 7,051 197,840 SH   SOLE 0 197,630 0 210
AT&T INC COMMON STOCK 00206R102 1,451 40,702 SH   DFND 0 40,702 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,350 39,227 SH   SOLE 0 39,227 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 266 4,440 SH   DFND 0 4,440 0 0
ABBVIE INC COMMON STOCK 00287Y109 5,123 54,130 SH   SOLE 0 54,130 0 0
ABBVIE INC COMMON STOCK 00287Y109 637 6,730 SH   DFND 0 6,730 0 0
ACCURAY INC COMMON STOCK 004397105 2 300 SH   SOLE 0 300 0 0
ADOBE SYS INC COMMON STOCK 00724F101 150 695 SH   SOLE 0 695 0 0
ADVANSIX INC COMMON STOCK 00773T101 1 19 SH   SOLE 0 19 0 0
AEGON N V ORD AMER REG FOREIGN EQUITIES 007924103 2 250 SH   SOLE 0 250 0 0
AETNA INC COMMON STOCK 00817Y108 10 58 SH   SOLE 0 58 0 0
AETNA INC COMMON STOCK 00817Y108 51 300 SH   DFND 0 300 0 0
AFFILIATED MANAGERS GROUP COMMON STOCK 008252108 4 21 SH   SOLE 0 21 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 14 216 SH   SOLE 0 216 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 5 76 SH   DFND 0 76 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 339 2,130 SH   SOLE 0 2,130 0 0
AKORN, INC. COMMON STOCK 009728106 2 110 SH   SOLE 0 110 0 0
ALBEMARLE CORP COMMON STOCK 012653101 8 85 SH   SOLE 0 85 0 0
ALCOA CORP COMMON STOCK 013872106 20 444 SH   DFND 0 444 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 10 235 SH   SOLE 0 235 0 0
ALLSTATE CORP COMMON STOCK 020002101 19 200 SH   SOLE 0 200 0 0
ALLSTATE CORP COMMON STOCK 020002101 44 460 SH   DFND 0 460 0 0
ALPHABET INC CLASS C COMMON STOCK 02079K107 151 146 SH   SOLE 0 146 0 0
ALPHABET INC CLASS C COMMON STOCK 02079K107 10 10 SH   DFND 0 10 0 0
ALPHABET INC CLASS A COMMON STOCK 02079K305 212 204 SH   SOLE 0 204 0 0
ALPHABET INC CLASS A COMMON STOCK 02079K305 10 10 SH   DFND 0 10 0 0
ALTABA INC COMMON STOCK 021346101 15 200 SH   DFND 0 200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,098 17,626 SH   SOLE 0 17,626 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 73 1,164 SH   DFND 0 1,164 0 0
AMAZON.COM INC COMMON STOCK 023135106 80 55 SH   SOLE 0 55 0 0
AMAZON.COM INC COMMON STOCK 023135106 20 14 SH   DFND 0 14 0 0
AMEREN CORP COMMON STOCK 023608102 141 2,498 SH   SOLE 0 2,498 0 0
AMERICAN CAMPUS COMMUNITIES COMMON STOCK 024835100 13 342 SH   SOLE 0 342 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 278 4,046 SH   SOLE 0 4,046 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 221 3,219 SH   DFND 0 3,219 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 771 8,266 SH   SOLE 0 8,266 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 42 450 SH   DFND 0 450 0 0
AMERICAN INTL GROUP INC W EXP 01/19/2021 WARRANTS & RIGHTS 026874156 0 10 SH   DFND 0 10 0 0
AMERICAN NATIONAL INSURANCE COMPANY COMMON STOCK 028591105 3 25 SH   SOLE 0 25 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 16 105 SH   SOLE 0 105 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 6 40 SH   DFND 0 40 0 0
AMGEN INC COMMON STOCK 031162100 1,076 6,309 SH   SOLE 0 6,309 0 0
AMGEN INC COMMON STOCK 031162100 396 2,325 SH   DFND 0 2,325 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 14 238 SH   SOLE 0 238 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 62 677 SH   SOLE 0 677 0 0
ANTHEM INC COMMON STOCK 036752103 527 2,400 SH   SOLE 0 2,400 0 0
APACHE CORP COMMON STOCK 037411105 159 4,129 SH   SOLE 0 4,129 0 0
APPLE INC COMMON STOCK 037833100 16,696 99,512 SH   SOLE 0 99,512 0 0
APPLE INC COMMON STOCK 037833100 441 2,627 SH   DFND 0 2,627 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 22 400 SH   SOLE 0 400 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 36 655 SH   DFND 0 655 0 0
AQUA AMERICA INC COMMON STOCK 03836W103 176 5,170 SH   SOLE 0 5,170 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 6 147 SH   SOLE 0 147 0 0
ARCONIC INC COMMON STOCK 03965L100 31 1,333 SH   DFND 0 1,333 0 0
ARROW FINANCIAL CORP COMMON STOCK 042744102 223 6,578 SH   SOLE 0 6,578 0 0
ASTRAZENECA PLC ADR FOREIGN EQUITIES 046353108 8 238 SH   SOLE 0 238 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2,244 19,773 SH   SOLE 0 19,773 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 483 4,257 SH   DFND 0 4,257 0 0
AVANGRID INC COMMON STOCK 05351W103 5 100 SH   SOLE 0 0 0 100
BB&T CORP COMMON STOCK 054937107 76 1,460 SH   SOLE 0 1,460 0 0
BB&T CORP COMMON STOCK 054937107 46 875 SH   DFND 0 875 0 0
BP PLC ADR FOREIGN EQUITIES 055622104 92 2,260 SH   DFND 0 2,260 0 0
BANCO BILBAO VIZCAYA ARGENTARIA SA FOREIGN EQUITIES 05946K101 5 581 SH   SOLE 0 581 0 0
BANK OF AMERICA CORPORATION COMMON STOCK 060505104 204 6,812 SH   SOLE 0 6,812 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109 8 100 SH   DFND 0 100 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 218 4,230 SH   SOLE 0 4,230 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 18 353 SH   DFND 0 353 0 0
BANK OF NOVA SCOTIA FOREIGN EQUITIES 064149107 2 27 SH   SOLE 0 27 0 0
BARRICK GOLD CORP FOREIGN EQUITIES 067901108 7 590 SH   SOLE 0 590 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 108 1,655 SH   SOLE 0 1,655 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 770 3,555 SH   SOLE 0 3,555 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 217 1,000 SH   DFND 0 1,000 0 0
BED BATH & BEYOND INC COMMON STOCK 075896100 7 345 SH   SOLE 0 345 0 0
BEMIS CO INC COMMON STOCK 081437105 425 9,772 SH   SOLE 0 9,772 0 0
BEMIS CO INC COMMON STOCK 081437105 213 4,900 SH   DFND 0 4,900 0 0
BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 1,312 6,575 SH   SOLE 0 6,575 0 0
BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 95 475 SH   DFND 0 475 0 0
BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 43 1,127 SH   SOLE 0 1,127 0 0
BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 10 264 SH   DFND 0 264 0 0
BERRY PLASTICS GROUP INC COMMON STOCK 08579W103 8 149 SH   SOLE 0 149 0 0
BHP BILLITON LTD ADR FOREIGN EQUITIES 088606108 612 13,777 SH   SOLE 0 13,777 0 0
BHP BILLITON LTD ADR FOREIGN EQUITIES 088606108 129 2,900 SH   DFND 0 2,900 0 0
BIOGEN INC COMMON STOCK 09062X103 219 800 SH   DFND 0 800 0 0
BLACK KNIGHT INC. COMMON STOCK 09215C105 3 62 SH   SOLE 0 62 0 0
BLACKBERRY LTD NPV FOREIGN EQUITIES 09228F103 37 3,240 SH   SOLE 0 3,240 0 0
BLACKROCK INC COMMON STOCK 09247X101 98 180 SH   SOLE 0 180 0 0
BLACKROCK ENHANCED EQT DIV ETF/EQUITY 09251A104 50 5,703 SH   DFND 0 5,703 0 0
THE BLACKSTONE GROUP L P COMMON STOCK 09253U108 3 100 SH   DFND 0 100 0 0
BLACKROCK MUNIHLDGS NY QLTY NY TAX EXEMPT 09255C106 48 3,849 SH   SOLE 0 3,849 0 0
BLOCK H & R INC COMMON STOCK 093671105 2 67 SH   SOLE 0 67 0 0
BLUE APRON HOLDINGS INC COMMON STOCK 09523Q101 0 100 SH   SOLE 0 100 0 0
BOEING COMPANY COMMON STOCK 097023105 1,325 4,041 SH   SOLE 0 4,041 0 0
BOEING COMPANY COMMON STOCK 097023105 27 83 SH   DFND 0 83 0 0
BOOKING HLDGS INC COMMON STOCK 09857L108 12 6 SH   SOLE 0 6 0 0
BRIDGE BANCORP INC COMMON STOCK 108035106 7 200 SH   SOLE 0 200 0 0
BRIGHTHOUSE FINANCIAL INC COMMON STOCK 10922N103 0 7 SH   SOLE 0 7 0 0
BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 1,617 25,566 SH   SOLE 0 25,566 0 0
BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 761 12,034 SH   DFND 0 12,034 0 0
BRITISH AMERICAN TOBACCO ADR FOREIGN EQUITIES 110448107 6 101 SH   SOLE 0 101 0 0
BROADRIDGE FINANCIAL SOLUTIONS COMMON STOCK 11133T103 127 1,157 SH   SOLE 0 1,157 0 0
BROOKFIELD ASSET MGMT INC CLASS A FOREIGN EQUITIES 112585104 40 1,017 SH   DFND 0 1,017 0 0
BUCKEYE PARTNERS LP UNIT LTD PARTN COMMON STOCK 118230101 11 300 SH   DFND 0 300 0 0
BURLINGTON STORES, INC. COMMON STOCK 122017106 18 136 SH   SOLE 0 136 0 0
CBS CORP CLASS B COMMON STOCK 124857202 17 339 SH   SOLE 0 339 0 0
CDK GLOBAL INC COMMON STOCK 12508E101 74 1,166 SH   SOLE 0 1,166 0 0
CDK GLOBAL INC COMMON STOCK 12508E101 17 265 SH   DFND 0 265 0 0
C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 1,121 11,962 SH   SOLE 0 11,962 0 0
C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 59 625 SH   DFND 0 625 0 0
CIGNA CORP. COMMON STOCK 125509109 154 918 SH   SOLE 0 918 0 0
CMS ENERGY CORP COMMON STOCK 125896100 11 235 SH   SOLE 0 235 0 0
CSX CORP COMMON STOCK 126408103 19 335 SH   SOLE 0 335 0 0
CSX CORP COMMON STOCK 126408103 167 3,000 SH   DFND 0 3,000 0 0
CVS HEALTH CORP COMMON STOCK 126650100 1,204 19,360 SH   SOLE 0 19,360 0 0
CVS HEALTH CORP COMMON STOCK 126650100 61 975 SH   DFND 0 975 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 9 200 SH   DFND 0 200 0 0
CAPITAL ONE FINANCIAL COMMON STOCK 14040H105 65 675 SH   SOLE 0 675 0 0
CARLISLE COS INC COMMON STOCK 142339100 23 225 SH   SOLE 0 225 0 0
CARTER'S, INC. COMMON STOCK 146229109 11 103 SH   SOLE 0 103 0 0
CATERPILLAR INC COMMON STOCK 149123101 806 5,466 SH   SOLE 0 5,466 0 0
CATERPILLAR INC COMMON STOCK 149123101 204 1,387 SH   DFND 0 1,387 0 0
CELGENE CORP COMMON STOCK 151020104 295 3,310 SH   SOLE 0 3,310 0 0
CELGENE CORP COMMON STOCK 151020104 174 1,950 SH   DFND 0 1,950 0 0
CENTENNIAL RESOURCE DEV INC COMMON STOCK 15136A102 4 200 SH   DFND 0 200 0 0
CENTURYLINK INC COMMON STOCK 156700106 3 200 SH   DFND 0 200 0 0
THE CHEMOURS CO COMMON STOCK 163851108 12 250 SH   SOLE 0 250 0 0
THE CHEMOURS CO COMMON STOCK 163851108 18 360 SH   DFND 0 360 0 0
CHESAPEAKE ENERGY CORP COMMON STOCK 165167107 3 1,000 SH   SOLE 0 1,000 0 0
CHEVRON CORP COMMON STOCK 166764100 3,112 27,293 SH   SOLE 0 27,293 0 0
CHEVRON CORP COMMON STOCK 166764100 664 5,826 SH   DFND 0 5,826 0 0
CHINA MOBILE LIMITED ADR FOREIGN EQUITIES 16941M109 2 46 SH   SOLE 0 46 0 0
CHURCH & DWIGHT CO INC COMMON STOCK 171340102 18 362 SH   SOLE 0 362 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 5,445 126,974 SH   SOLE 0 126,974 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,350 31,489 SH   DFND 0 31,489 0 0
CINTAS CORPORATION COMMON STOCK 172908105 6 34 SH   SOLE 0 34 0 0
CITIGROUP INC COMMON STOCK 172967424 54 802 SH   SOLE 0 802 0 0
CITIGROUP INC COMMON STOCK 172967424 7 100 SH   DFND 0 100 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 22 525 SH   SOLE 0 525 0 0
GUGGENHEIM BLTSHARES 2022 CORP BOND ETF ETF/FIXED INCOME 18383M258 31 1,500 SH   SOLE 0 1,500 0 0
GUGGENHEIM BULLETSHARES 2021CORP BOND ETF/FIXED INCOME 18383M266 24 1,165 SH   SOLE 0 1,165 0 0
GUGGENHEIM BULLETSHARES 2021CORP BOND ETF/FIXED INCOME 18383M266 14 670 SH   DFND 0 670 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY ETF/FIXED INCOME 18383M373 937 38,550 SH   SOLE 0 38,025 0 525
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY ETF/FIXED INCOME 18383M373 14 560 SH   DFND 0 560 0 0
GUGGENHEIM BLTSHARES 2018 HY CORP BOND ETF ETF/FIXED INCOME 18383M381 486 19,360 SH   SOLE 0 18,960 0 400
GUGGENHEIM BLTSHARES 2018 HY CORP BOND ETF ETF/FIXED INCOME 18383M381 9 375 SH   DFND 0 375 0 0
GUGGENHEIM BLTSHARES 2019 CORP BOND ETF ETF/FIXED INCOME 18383M522 27 1,300 SH   SOLE 0 1,300 0 0
GUGGENHEIM BLTSHARES 2018 CORP BOND ETF ETF/FIXED INCOME 18383M530 8 375 SH   SOLE 0 375 0 0
GUGGENHEIM ULTRA SHORT DURATION ETF ETF/FIXED INCOME 18383M654 815 16,235 SH   SOLE 0 16,125 0 110
GUGGENHEIM ULTRA SHORT DURATION ETF ETF/FIXED INCOME 18383M654 8 165 SH   DFND 0 165 0 0
CLEARBRIDGE ENERGY MLP FD MUTUAL FUNDS MID CAP EQUITY 184692101 5 400 SH   DFND 0 400 0 0
CLOROX COMPANY COMMON STOCK 189054109 38 282 SH   SOLE 0 282 0 0
COCA COLA COMPANY COMMON STOCK 191216100 4,661 107,318 SH   SOLE 0 107,318 0 0
COCA COLA COMPANY COMMON STOCK 191216100 1,283 29,534 SH   DFND 0 29,534 0 0
COGNEX CORP COMMON STOCK 192422103 10 200 SH   SOLE 0 200 0 0
COHERENT INC. COMMON STOCK 192479103 7 39 SH   SOLE 0 39 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 546 7,616 SH   SOLE 0 7,616 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 701 9,786 SH   DFND 0 9,786 0 0
COLUMBIA EMERGING MARKETS CONSUMER ETF ETF/INTERNATIONAL EQUITY 19762B509 2,898 109,475 SH   SOLE 0 109,365 0 110
COLUMBIA EMERGING MARKETS CONSUMER ETF ETF/INTERNATIONAL EQUITY 19762B509 2 75 SH   DFND 0 75 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 1,187 34,751 SH   SOLE 0 34,751 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 125 3,649 SH   DFND 0 3,649 0 0
COMMUNITY BK SYS INC COMMON STOCK 203607106 542 10,124 SH   SOLE 0 10,124 0 0
COMMUNITY BK SYS INC COMMON STOCK 203607106 1,186 22,150 SH   DFND 0 22,150 0 0
CONAGRA FOODS INC COMMON STOCK 205887102 6 150 SH   SOLE 0 150 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 1,228 20,707 SH   SOLE 0 20,707 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 314 5,292 SH   DFND 0 5,292 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 543 6,971 SH   SOLE 0 6,971 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 101 1,300 SH   DFND 0 1,300 0 0
CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 364 1,598 SH   SOLE 0 1,598 0 0
COOPER COMPANIES INC COMMON STOCK 216648402 11 48 SH   SOLE 0 48 0 0
CORNING INC COMMON STOCK 219350105 183 6,560 SH   SOLE 0 6,560 0 0
CORNING INC COMMON STOCK 219350105 38 1,367 SH   DFND 0 1,367 0 0
COSTCO COMMON STOCK 22160K105 83 440 SH   SOLE 0 440 0 0
COSTCO COMMON STOCK 22160K105 10 55 SH   DFND 0 55 0 0
CRESTWOOD EQUITY PARTNERS LP COMMON STOCK 226344208 1 22 SH   DFND 0 22 0 0
CROWN CASTLE INTERNATIONAL COMMON STOCK 22822V101 33 300 SH   SOLE 0 300 0 0
CRYOPORT INC COMMON STOCK 229050307 9 1,000 SH   DFND 0 1,000 0 0
CUMMINS INC COMMON STOCK 231021106 1,794 11,067 SH   SOLE 0 11,067 0 0
CUMMINS INC COMMON STOCK 231021106 165 1,015 SH   DFND 0 1,015 0 0
CURTISS WRIGHT CORP COMMON STOCK 231561101 5 40 SH   SOLE 0 40 0 0
XTRACKERS MSCI EUROPE HEDGED EQUITY - ETF ETF/INTERNATIONAL EQUITY 233051853 58 2,113 SH   SOLE 0 2,113 0 0
DXC TECHNOLOGY CO COMMON STOCK 23355L106 3 34 SH   DFND 0 34 0 0
DANAHER CORP COMMON STOCK 235851102 53 543 SH   SOLE 0 543 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 127 1,491 SH   SOLE 0 1,491 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 220 2,580 SH   DFND 0 2,580 0 0
DEERE & COMPANY COMMON STOCK 244199105 24 155 SH   SOLE 0 155 0 0
DELL VMWARE TRACKING CL V COMMON STOCK 24703L103 10 142 SH   SOLE 0 142 0 0
DENTSPLY SIRONA INC COMMON STOCK 24906P109 21 414 SH   SOLE 0 414 0 0
DEVON ENERGY CORP COMMON STOCK 25179M103 14 449 SH   SOLE 0 449 0 0
DIAGEO PLC ADR FOREIGN EQUITIES 25243Q205 39 290 SH   SOLE 0 290 0 0
DIAMONDBACK ENERGY, INC. COMMON STOCK 25278X109 10 80 SH   SOLE 0 80 0 0
DICKS SPORTING GOODS INC COMMON STOCK 253393102 5 139 SH   SOLE 0 139 0 0
DIGITAL REALTY TRUST INC COMMON STOCK 253868103 14 130 SH   SOLE 0 130 0 0
WALT DISNEY CO COMMON STOCK 254687106 3,066 30,524 SH   SOLE 0 30,524 0 0
WALT DISNEY CO COMMON STOCK 254687106 207 2,063 SH   DFND 0 2,063 0 0
DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108 11 159 SH   SOLE 0 159 0 0
DOLLAR GENERAL CORP COMMON STOCK 256677105 46 487 SH   SOLE 0 487 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 2,142 31,763 SH   SOLE 0 31,663 0 100
DOMINION ENERGY INC COMMON STOCK 25746U109 849 12,585 SH   DFND 0 12,585 0 0
DOMTAR INC. COMMON STOCK 257559203 6 140 SH   SOLE 0 140 0 0
DOVER CORP COMMON STOCK 260003108 6 66 SH   SOLE 0 66 0 0
DOVER CORP COMMON STOCK 260003108 12 125 SH   DFND 0 125 0 0
DOWDUPONT INC COMMON STOCK 26078J100 4,638 72,806 SH   SOLE 0 72,661 0 145
DOWDUPONT INC COMMON STOCK 26078J100 830 13,033 SH   DFND 0 13,033 0 0
DR PEPPER SNAPPLE GROUP INC COMMON STOCK 26138E109 26 216 SH   SOLE 0 216 0 0
DUFF & PHELPS GLB UTL INC FD ALTERNATIVE INVESTMENTS 26433C105 8 600 SH   SOLE 0 0 0 600
DUKE ENERGY CORP COMMON STOCK 26441C204 372 4,807 SH   SOLE 0 4,807 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 41 526 SH   DFND 0 526 0 0
ENI S P A SPONSORED ADR FOREIGN EQUITIES 26874R108 1 31 SH   SOLE 0 31 0 0
EOG RESOURCES INC COMMON STOCK 26875P101 394 3,740 SH   SOLE 0 3,740 0 0
EOG RESOURCES INC COMMON STOCK 26875P101 8 80 SH   DFND 0 80 0 0
EQT CORPORATION COMMON STOCK 26884L109 12 258 SH   SOLE 0 258 0 0
EASTMAN CHEMICAL CO COMMON STOCK 277432100 93 882 SH   SOLE 0 882 0 0
EATON VANCE CORP COMMON STOCK 278265103 4 64 SH   SOLE 0 64 0 0
EATON VANCE TXMGD GL BUYWR ALTERNATIVE INVESTMENTS 27829C105 12 1,000 SH   SOLE 0 1,000 0 0
ECOLAB INC COMMON STOCK 278865100 143 1,041 SH   SOLE 0 1,041 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 12 86 SH   SOLE 0 86 0 0
EMBRAER S.A. ADR FOREIGN EQUITIES 29082A107 8 290 SH   SOLE 0 290 0 0
EMCOR GROUP INC COMMON STOCK 29084Q100 9 111 SH   SOLE 0 111 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 2,406 35,232 SH   SOLE 0 35,232 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 316 4,631 SH   DFND 0 4,631 0 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 6 195 SH   SOLE 0 195 0 0
ENBRIDGE ENERGY PARTNERS LP COMMON STOCK 29250R106 2 200 SH   DFND 0 200 0 0
ENERGEN CORP COMMON STOCK 29265N108 25 400 SH   SOLE 0 400 0 0
ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 10 700 SH   DFND 0 700 0 0
ENERGY TRANSFER PARTNERS LP COMMON STOCK 29278N103 7 454 SH   DFND 0 454 0 0
ENTERGY CORP COMMON STOCK 29364G103 8 100 SH   DFND 0 100 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 71 2,910 SH   SOLE 0 2,910 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 7 275 SH   DFND 0 275 0 0
ENVISION HEALTHCARE CORP COMMON STOCK 29414D100 7 191 SH   SOLE 0 191 0 0
ERICSSON L M TEL CO ADR B SEK 10 FOREIGN EQUITIES 294821608 2 313 SH   SOLE 0 313 0 0
EURONET WORLDWIDE INC COMMON STOCK 298736109 19 235 SH   SOLE 0 235 0 0
EVERSOURCE ENERGY COMMON STOCK 30040W108 6 95 SH   SOLE 0 95 0 0
EVOLUTION PETROLEUM CORP COMMON STOCK 30049A107 2 200 SH   SOLE 0 200 0 0
EXELON CORP COMMON STOCK 30161N101 1,587 40,695 SH   SOLE 0 40,695 0 0
EXELON CORP COMMON STOCK 30161N101 329 8,425 SH   DFND 0 8,425 0 0
EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 43 619 SH   SOLE 0 619 0 0
EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 11 160 SH   DFND 0 160 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 6,670 89,400 SH   SOLE 0 89,300 0 100
EXXON MOBIL CORP COMMON STOCK 30231G102 2,298 30,803 SH   DFND 0 30,803 0 0
FNCB BANCORP INC COMMON STOCK 302578109 395 42,754 SH   SOLE 0 42,754 0 0
FACEBOOK INC CLASS A COMMON STOCK 30303M102 74 465 SH   SOLE 0 465 0 0
FACEBOOK INC CLASS A COMMON STOCK 30303M102 12 75 SH   DFND 0 75 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 5 26 SH   SOLE 0 26 0 0
FATE THERAPEUTICS INC COMMON STOCK 31189P102 15 1,500 SH   SOLE 0 1,500 0 0
FASTENAL CO COMMON STOCK 311900104 179 3,276 SH   SOLE 0 3,276 0 0
FASTENAL CO COMMON STOCK 311900104 164 3,000 SH   DFND 0 3,000 0 0
FEDEX CORP COMMON STOCK 31428X106 94 393 SH   SOLE 0 393 0 0
FIDELITY D & D BANCORP COMMON STOCK 31609R100 216 4,395 SH   SOLE 0 4,395 0 0
FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 5 49 SH   SOLE 0 49 0 0
FIDELITY NATIONAL FINANCIAL INC COMMON STOCK 31620R303 8 205 SH   SOLE 0 205 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 21 655 SH   DFND 0 655 0 0
FISERV INC COMMON STOCK 337738108 9 132 SH   SOLE 0 132 0 0
FLEXSHARES IBOXX 5YR TARGET DURATION TIPS ETF ETF/FIXED INCOME 33939L605 433 17,500 SH   SOLE 0 17,305 0 195
FLEXSHARES IBOXX 5YR TARGET DURATION TIPS ETF ETF/FIXED INCOME 33939L605 4 150 SH   DFND 0 150 0 0
FORD MOTOR COMPANY COMMON STOCK 345370860 43 3,840 SH   SOLE 0 3,840 0 0
FORD MOTOR COMPANY COMMON STOCK 345370860 15 1,365 SH   DFND 0 1,365 0 0
FORTIS INC FOREIGN EQUITIES 349553107 6 166 SH   SOLE 0 166 0 0
FORTIVE CORP COMMON STOCK 34959J108 21 271 SH   SOLE 0 271 0 0
FORTUNE BRANDS HOME & SEC COMMON STOCK 34964C106 12 200 SH   SOLE 0 200 0 0
FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 9 132 SH   DFND 0 132 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 2 56 SH   SOLE 0 56 0 0
FRESENIUS MEDICAL CARE AG & CO KGAA FOREIGN EQUITIES 358029106 4 80 SH   SOLE 0 80 0 0
FRONTIER COMMUNICATIONS CORPCL B COMMON STOCK 35906A306 0 12 SH   SOLE 0 12 0 0
GABELLI DIVIDEND & INCOME ETF/EQUITY 36242H104 15 700 SH   SOLE 0 700 0 0
GABELLI GLOBAL SMALL & MID CAP MUTUAL FUNDS MID CAP EQUITY 36249W104 1 70 SH   SOLE 0 70 0 0
ARTHUR J GALLAGHER & CO COMMON STOCK 363576109 9 135 SH   SOLE 0 135 0 0
ARTHUR J GALLAGHER & CO COMMON STOCK 363576109 14 200 SH   DFND 0 200 0 0
GAP INC DEL COMMON STOCK 364760108 84 2,700 SH   SOLE 0 2,700 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 535 2,423 SH   SOLE 0 2,423 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 6 25 SH   DFND 0 25 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 2,482 184,120 SH   SOLE 0 183,870 0 250
GENERAL ELECTRIC CO COMMON STOCK 369604103 485 35,994 SH   DFND 0 35,994 0 0
GENERAL MILLS INC COMMON STOCK 370334104 1,420 31,511 SH   SOLE 0 31,511 0 0
GENERAL MILLS INC COMMON STOCK 370334104 443 9,835 SH   DFND 0 9,835 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100 28 763 SH   SOLE 0 763 0 0
GENUINE PARTS CO COMMON STOCK 372460105 45 496 SH   SOLE 0 496 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 902 11,971 SH   SOLE 0 11,971 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 60 800 SH   DFND 0 800 0 0
GLOBAL PMTS INC COMMON STOCK 37940X102 9 85 SH   SOLE 0 85 0 0
GLOBAL X MLP ETF ETF/EQUITY 37950E473 2,100 247,340 SH   SOLE 0 247,340 0 0
GLOBAL X MLP ETF ETF/EQUITY 37950E473 3 350 SH   DFND 0 350 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 62 246 SH   SOLE 0 246 0 0
GRAMERCY PPTY TR COMMON STOCK 385002308 12 420 SH   SOLE 0 420 0 0
GRIFOLS, S.A. FOREIGN EQUITIES 398438408 6 275 SH   SOLE 0 275 0 0
HCA HOLDINGS INC COMMON STOCK 40412C101 3 28 SH   SOLE 0 28 0 0
HCP INC COMMON STOCK 40414L109 8 359 SH   SOLE 0 359 0 0
HSBC HOLDINGS PLC ADR FOREIGN EQUITIES 404280406 4 80 SH   SOLE 0 80 0 0
HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 10 400 SH   SOLE 0 400 0 0
HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 52 2,000 SH   DFND 0 2,000 0 0
HP INC COMMON STOCK 40434L105 2 100 SH   SOLE 0 100 0 0
HP INC COMMON STOCK 40434L105 9 400 SH   DFND 0 400 0 0
HALLIBURTON CO COMMON STOCK 406216101 69 1,460 SH   SOLE 0 1,460 0 0
HALYARD HEALTH INC COMMON STOCK 40650V100 7 150 SH   DFND 0 150 0 0
HARLEY DAVIDSON INC COMMON STOCK 412822108 9 200 SH   SOLE 0 200 0 0
HARRIS CORP DEL COMMON STOCK 413875105 9 53 SH   SOLE 0 53 0 0
HARRIS CORP DEL COMMON STOCK 413875105 5 30 SH   DFND 0 30 0 0
HASBRO INC COMMON STOCK 418056107 20 243 SH   SOLE 0 243 0 0
HERSHEY CO COMMON STOCK 427866108 148 1,500 SH   SOLE 0 1,500 0 0
HERSHEY CO COMMON STOCK 427866108 99 1,000 SH   DFND 0 1,000 0 0
HEWLETT PACKARD ENTERPRISE COMMON STOCK 42824C109 2 100 SH   SOLE 0 100 0 0
HEWLETT PACKARD ENTERPRISE COMMON STOCK 42824C109 7 400 SH   DFND 0 400 0 0
HIMAX TECHNOLOGIES INC ADR FOREIGN EQUITIES 43289P106 3 525 SH   SOLE 0 525 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,392 7,810 SH   SOLE 0 7,810 0 0
HOME DEPOT INC COMMON STOCK 437076102 286 1,606 SH   DFND 0 1,606 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 669 4,630 SH   SOLE 0 4,630 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 18 125 SH   DFND 0 125 0 0
IDEX CORP COMMON STOCK 45167R104 189 1,325 SH   SOLE 0 1,325 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 2,888 18,436 SH   SOLE 0 18,436 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 561 3,580 SH   DFND 0 3,580 0 0
INFINITY PHARMACEUTICALS INC COMMON STOCK 45665G303 29 14,000 SH   SOLE 0 14,000 0 0
ING GROEP NV ADR FOREIGN EQUITIES 456837103 6 340 SH   SOLE 0 340 0 0
INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 35 12,000 SH   SOLE 0 12,000 0 0
INTEL CORP COMMON STOCK 458140100 6,812 130,796 SH   SOLE 0 130,581 0 215
INTEL CORP COMMON STOCK 458140100 1,382 26,543 SH   DFND 0 26,543 0 0
INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 7,543 49,165 SH   SOLE 0 49,165 0 0
INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 12,061 78,609 SH   DFND 0 78,609 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 23 436 SH   SOLE 0 436 0 0
INTERNATIONAL SPEEDWAY CORP CLASS A COMMON STOCK 460335201 115 2,600 SH   SOLE 0 2,600 0 0
IQVIA HLDGS INC COMMON STOCK 46266C105 10 100 SH   SOLE 0 100 0 0
IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 2 200 SH   DFND 0 200 0 0
ISHARES SILVER TRUST ETF/OTHER 46428Q109 12 750 SH   SOLE 0 750 0 0
ISHARES SILVER TRUST ETF/OTHER 46428Q109 29 1,872 SH   DFND 0 1,872 0 0
ISHARES GOLD TRUST ETF/OTHER 464285105 2,606 204,738 SH   SOLE 0 204,333 0 405
ISHARES GOLD TRUST ETF/OTHER 464285105 4 300 SH   DFND 0 300 0 0
ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 233 8,459 SH   SOLE 0 8,459 0 0
ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 5,295 84,940 SH   SOLE 0 84,840 0 100
ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 5 75 SH   DFND 0 75 0 0
ISHARES MSCI EUROZONE ETF ETF/INTERNATIONAL EQUITY 464286608 2,651 61,160 SH   SOLE 0 61,020 0 140
ISHARES MSCI EUROZONE ETF ETF/INTERNATIONAL EQUITY 464286608 4 100 SH   DFND 0 100 0 0
ISHARES CORE S&P TOTAL US STOCK MKT ETF ETF/EQUITY 464287150 7 120 SH   SOLE 0 120 0 0
ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 91 958 SH   SOLE 0 958 0 0
ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 1,229 10,872 SH   SOLE 0 10,872 0 0
ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 36,981 139,360 SH   SOLE 0 139,360 0 0
ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 60 555 SH   SOLE 0 555 0 0
ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 11 100 SH   DFND 0 100 0 0
ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 144 2,980 SH   SOLE 0 2,980 0 0
ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 171 1,458 SH   SOLE 0 1,458 0 0
ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 60 510 SH   DFND 0 510 0 0
ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 13 85 SH   SOLE 0 85 0 0
ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 7 45 SH   DFND 0 45 0 0
ISHARES GLOBAL HEALTHCARE ETF ETF/EQUITY 464287325 29 260 SH   SOLE 0 260 0 0
ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 12 110 SH   SOLE 0 110 0 0
ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 7 60 SH   DFND 0 60 0 0
ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 142 1,701 SH   SOLE 0 1,701 0 0
ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 70 843 SH   DFND 0 843 0 0
ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 1,828 26,232 SH   SOLE 0 26,232 0 0
ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 1,267 18,190 SH   DFND 0 18,190 0 0
ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 3,189 36,902 SH   SOLE 0 36,902 0 0
ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 207 2,400 SH   DFND 0 2,400 0 0
ISHARES RUSSELL MIDCAP GROW ETF ETF/EQUITY 464287481 40 325 SH   SOLE 0 325 0 0
ISHARES TR RUS MID-CAP ETF ETF/EQUITY 464287499 30 145 SH   SOLE 0 145 0 0
ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 12,787 68,174 SH   SOLE 0 68,104 0 70
ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 56 300 SH   DFND 0 300 0 0
ISHARES NASDAQ BIOTECHNOLOGYETF ETF/EQUITY 464287556 53 495 SH   SOLE 0 495 0 0
COHEN & STEERS INDEX REALTY FUND ETF/EQUITY 464287564 23 246 SH   SOLE 0 246 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF/EQUITY 464287598 2,773 23,113 SH   SOLE 0 23,033 0 80
ISHARES RUSSELL 1000 VALUE ETF ETF/EQUITY 464287598 1,636 13,640 SH   DFND 0 13,640 0 0
ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 403 1,845 SH   SOLE 0 1,845 0 0
ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 65 300 SH   DFND 0 300 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 3,729 27,400 SH   SOLE 0 27,320 0 80
ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 2,204 16,194 SH   DFND 0 16,194 0 0
ISHARES TR RUSL 2000 VALU ETF/EQUITY 464287630 25 209 SH   DFND 0 209 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 27 141 SH   DFND 0 141 0 0
ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 504 3,318 SH   SOLE 0 3,318 0 0
ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 76 500 SH   DFND 0 500 0 0
ISHARES TR DJ US TELECOMM ETF/EQUITY 464287713 4 150 SH   SOLE 0 150 0 0
ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 13,679 177,623 SH   SOLE 0 177,473 0 150
ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 2,200 28,571 SH   DFND 0 28,571 0 0
ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 298 6,000 SH   SOLE 0 6,000 0 0
ISHARES MSCI EAFE SMALLCAP ETF ETF/INTERNATIONAL EQUITY 464288273 382 5,865 SH   SOLE 0 5,820 0 45
ISHARES MSCI EAFE SMALLCAP ETF ETF/INTERNATIONAL EQUITY 464288273 2 35 SH   DFND 0 35 0 0
ISHARES NATIONAL MUNI BOND ETF ETF/FIXED INCOME 464288414 204 1,875 SH   SOLE 0 1,875 0 0
ISHARES INTERNATIONAL SELECTDIV ETF ETF/INTERNATIONAL EQUITY 464288448 21 650 SH   SOLE 0 650 0 0
ISHARES INTERNATIONAL SELECTDIV ETF ETF/INTERNATIONAL EQUITY 464288448 13 400 SH   DFND 0 400 0 0
ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 38 445 SH   SOLE 0 445 0 0
ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 65 759 SH   DFND 0 759 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 42 395 SH   SOLE 0 395 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 73 685 SH   DFND 0 685 0 0
ISHARES 1-3 YEAR CREDIT BONDETF ETF/FIXED INCOME 464288646 566 5,455 SH   SOLE 0 5,455 0 0
ISHARES 1-3 YEAR CREDIT BONDETF ETF/FIXED INCOME 464288646 284 2,739 SH   DFND 0 2,739 0 0
ISHARES US PREFERRED STOCK ETF ETF/OTHER 464288687 1,400 37,286 SH   SOLE 0 37,286 0 0
ISHARES US PREFERRED STOCK ETF ETF/OTHER 464288687 10 270 SH   DFND 0 270 0 0
ISHARES US HOME CONSTRUCTION ETF/EQUITY 464288752 27 695 SH   SOLE 0 695 0 0
ISHARES US HOME CONSTRUCTION ETF/EQUITY 464288752 6 150 SH   DFND 0 150 0 0
ISHARES US AEROSPACE & DEFENSE ETF ETF/EQUITY 464288760 12 60 SH   DFND 0 60 0 0
ISHARES MSCI EAFE VALUE ETF ETF/EQUITY 464288877 3,169 58,109 SH   SOLE 0 58,008 0 101
ISHARES MSCI EAFE VALUE ETF ETF/EQUITY 464288877 4 75 SH   DFND 0 75 0 0
ISHARES MSCI BRAZIL ETF/INTERNATIONAL EQUITY 464289131 1 45 SH   SOLE 0 45 0 0
ISHARES FLOATING RATE BOND ETF ETF/FIXED INCOME 46429B655 1,528 30,000 SH   SOLE 0 30,000 0 0
ISHARES CORE HIGH DIVIDEND ETF ETF/EQUITY 46429B663 117 1,390 SH   SOLE 0 1,390 0 0
ISHARES CORE HIGH DIVIDEND ETF ETF/EQUITY 46429B663 28 330 SH   DFND 0 330 0 0
ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 9,013 122,314 SH   SOLE 0 122,064 0 250
ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 30 409 SH   DFND 0 409 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 10,571 203,565 SH   SOLE 0 203,225 0 340
ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 13 250 SH   DFND 0 250 0 0
ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 25,516 387,311 SH   SOLE 0 387,136 0 175
ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 149 2,263 SH   DFND 0 2,263 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 6,108 104,591 SH   SOLE 0 104,441 0 150
ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 6 110 SH   DFND 0 110 0 0
ISHARES EDGE MSCI MIN VOL USSMALLCAP ETF/EQUITY 46435G433 430 15,000 SH   SOLE 0 15,000 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 5,406 49,155 SH   SOLE 0 49,155 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 584 5,311 SH   DFND 0 5,311 0 0
JABIL CIRCUIT INC. COMMON STOCK 466313103 6 200 SH   SOLE 0 200 0 0
JPMORGAN DIVERSIFIED RETURN INTL EQ ETF ETF/INTERNATIONAL EQUITY 46641Q209 7,419 124,835 SH   SOLE 0 124,690 0 145
JPMORGAN DIVERSIFIED RETURN INTL EQ ETF ETF/INTERNATIONAL EQUITY 46641Q209 7 110 SH   DFND 0 110 0 0
JPMORGAN DIVERSIFIED RETURN US EQ ETF ETF/EQUITY 46641Q407 8,749 125,540 SH   SOLE 0 125,360 0 180
JPMORGAN DIVERSIFIED RETURN US EQ ETF ETF/EQUITY 46641Q407 9 130 SH   DFND 0 130 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 8,050 62,815 SH   SOLE 0 62,740 0 75
JOHNSON & JOHNSON COMMON STOCK 478160104 2,172 16,949 SH   DFND 0 16,949 0 0
JUNIPER NETWORKS INC COMMON STOCK 48203R104 16 640 SH   SOLE 0 640 0 0
KADANT INC. COMMON STOCK 48282T104 1 15 SH   SOLE 0 15 0 0
KEYCORP COMMON STOCK 493267108 179 9,175 SH   SOLE 0 9,175 0 0
KEYCORP COMMON STOCK 493267108 10 500 SH   DFND 0 500 0 0
KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103 2 38 SH   DFND 0 38 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 166 1,509 SH   SOLE 0 1,509 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 525 4,765 SH   DFND 0 4,765 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 41 2,694 SH   SOLE 0 2,694 0 0
KOHLS CORP COMMON STOCK 500255104 11 170 SH   SOLE 0 170 0 0
KONINKLIJKE PHILIPS N.V FOREIGN EQUITIES 500472303 8 202 SH   SOLE 0 202 0 0
KRAFT HEINZ COMPANY COMMON STOCK 500754106 580 9,314 SH   SOLE 0 9,314 0 0
KRAFT HEINZ COMPANY COMMON STOCK 500754106 163 2,611 SH   DFND 0 2,611 0 0
KROGER COMPANY COMMON STOCK 501044101 17 716 SH   SOLE 0 716 0 0
LKQ CORPORATION COMMON STOCK 501889208 9 243 SH   SOLE 0 243 0 0
LTC PROPERTIES INC COMMON STOCK 502175102 6 150 SH   DFND 0 150 0 0
LAM RESEARCH CORP COMMON STOCK 512807108 37 181 SH   SOLE 0 181 0 0
LAS VEGAS SANDS CORP. COMMON STOCK 517834107 2 34 SH   SOLE 0 34 0 0
LENNOX INTERNATIONAL INC COMMON STOCK 526107107 10 48 SH   SOLE 0 48 0 0
ELI LILLY AND COMPANY COMMON STOCK 532457108 211 2,722 SH   SOLE 0 2,722 0 0
ELI LILLY AND COMPANY COMMON STOCK 532457108 141 1,816 SH   DFND 0 1,816 0 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 4 53 SH   SOLE 0 53 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 169 500 SH   SOLE 0 500 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 137 405 SH   DFND 0 405 0 0
LOEWS CORP COMMON STOCK 540424108 65 1,300 SH   DFND 0 1,300 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 1,290 14,703 SH   SOLE 0 14,703 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 53 604 SH   DFND 0 604 0 0
M & T BANK CORP COMMON STOCK 55261F104 257 1,393 SH   SOLE 0 1,393 0 0
M & T BANK CORP COMMON STOCK 55261F104 1,487 8,068 SH   DFND 0 8,068 0 0
MGE ENERGY INC COMMON STOCK 55277P104 13 240 SH   SOLE 0 240 0 0
MAGELLAN MIDSTREAM PRTNRS LP COMMON STOCK 559080106 6 100 SH   DFND 0 100 0 0
MANULIFE FINL CORP FOREIGN EQUITIES 56501R106 6 308 SH   DFND 0 308 0 0
MARATHON OIL CORP COMMON STOCK 565849106 6 400 SH   SOLE 0 400 0 0
MARATHON OIL CORP COMMON STOCK 565849106 2 145 SH   DFND 0 145 0 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 25 344 SH   DFND 0 344 0 0
MARRIOTT INTL INC CLASS A COMMON STOCK 571903202 34 253 SH   SOLE 0 253 0 0
MASTERCARD INC CLASS A COMMON STOCK 57636Q104 117 670 SH   SOLE 0 670 0 0
MAXIMUS INC COMMON STOCK 577933104 10 147 SH   SOLE 0 147 0 0
MCDONALDS CORP COMMON STOCK 580135101 1,624 10,386 SH   SOLE 0 10,386 0 0
MCDONALDS CORP COMMON STOCK 580135101 346 2,215 SH   DFND 0 2,215 0 0
MCKESSON CORP COMMON STOCK 58155Q103 282 2,000 SH   DFND 0 2,000 0 0
MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 10 800 SH   SOLE 0 800 0 0
MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 8 600 SH   DFND 0 600 0 0
MERCK & COMPANY INC COMMON STOCK 58933Y105 4,454 81,765 SH   SOLE 0 81,765 0 0
MERCK & COMPANY INC COMMON STOCK 58933Y105 1,023 18,779 SH   DFND 0 18,779 0 0
METLIFE INC COMMON STOCK 59156R108 40 862 SH   SOLE 0 862 0 0
METLIFE INC COMMON STOCK 59156R108 18 400 SH   DFND 0 400 0 0
MEXICO FUND INC MUTUAL FUNDS INTL EQUITY EMERG 592835102 5 325 SH   SOLE 0 325 0 0
MICRO FOCUS INTL PLC FOREIGN EQUITIES 594837304 0 13 SH   SOLE 0 13 0 0
MICRO FOCUS INTL PLC FOREIGN EQUITIES 594837304 1 54 SH   DFND 0 54 0 0
MICROSOFT CORP COMMON STOCK 594918104 5,170 56,650 SH   SOLE 0 56,650 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,019 11,161 SH   DFND 0 11,161 0 0
MICROSEMI CORPORATION COMMON STOCK 595137100 16 245 SH   SOLE 0 245 0 0
MID-AMERICA APARTMENT COMMUNITIES INC COMMON STOCK 59522J103 6 70 SH   SOLE 0 70 0 0
MILLER INDUSTRIES INC COMMON STOCK 600551204 26 1,054 SH   SOLE 0 1,054 0 0
MOHAWK INDUSTRIES COMMON STOCK 608190104 15 64 SH   SOLE 0 64 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 80 1,908 SH   SOLE 0 1,908 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 15 350 SH   DFND 0 350 0 0
MONMOUTH REAL ESTATE INVESTMENT CORP COMMON STOCK 609720107 6 418 SH   SOLE 0 418 0 0
MONSANTO COMPANY COMMON STOCK 61166W101 1,032 8,848 SH   SOLE 0 8,848 0 0
MONSANTO COMPANY COMMON STOCK 61166W101 583 5,000 SH   DFND 0 5,000 0 0
MORGAN STANLEY COMMON STOCK 617446448 179 3,312 SH   SOLE 0 3,312 0 0
MOSAIC COMPANY COMMON STOCK 61945C103 1 23 SH   SOLE 0 23 0 0
MOTOROLA SOLUTIONS INC COMMON STOCK 620076307 13 125 SH   SOLE 0 125 0 0
NBT BANCORP INC COMMON STOCK 628778102 561 15,826 SH   SOLE 0 15,826 0 0
NBT BANCORP INC COMMON STOCK 628778102 1,186 33,435 SH   DFND 0 33,435 0 0
NASDAQ INC COMMON STOCK 631103108 4 44 SH   SOLE 0 44 0 0
NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 51 1,000 SH   SOLE 0 1,000 0 0
NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 163 3,166 SH   DFND 0 3,166 0 0
NATIONAL GRID PLC ADR COMMON STOCK 636274409 17 294 SH   SOLE 0 294 0 0
NATIONAL GRID PLC ADR COMMON STOCK 636274409 10 185 SH   DFND 0 185 0 0
NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 18 1,400 SH   SOLE 0 1,400 0 0
NEWELL RUBBERMAID INC COMMON STOCK 651229106 16 618 SH   SOLE 0 618 0 0
NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 3 50 SH   SOLE 0 50 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,574 9,638 SH   SOLE 0 9,638 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 722 4,420 SH   DFND 0 4,420 0 0
NIKE INC CLASS B COMMON STOCK 654106103 1,615 24,309 SH   SOLE 0 24,309 0 0
NIKE INC CLASS B COMMON STOCK 654106103 106 1,600 SH   DFND 0 1,600 0 0
NORDSTROM INC COMMON STOCK 655664100 3 69 SH   SOLE 0 69 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,065 7,842 SH   SOLE 0 7,842 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 14 100 SH   DFND 0 100 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 169 485 SH   SOLE 0 485 0 0
NORTH WEST BANCSHARES INC COMMON STOCK 667340103 19 1,125 SH   SOLE 0 1,125 0 0
NORWOOD FINANCIAL CORP COMMON STOCK 669549107 32 1,050 SH   SOLE 0 1,050 0 0
NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 1,475 18,239 SH   SOLE 0 18,239 0 0
NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 429 5,300 SH   DFND 0 5,300 0 0
NUCOR CORP COMMON STOCK 670346105 2,585 42,319 SH   SOLE 0 42,319 0 0
NUCOR CORP COMMON STOCK 670346105 534 8,747 SH   DFND 0 8,747 0 0
NUVEEN NASDAQ 100 DYNAMIC OVERWRITE FD MUTUAL FUND LARGE CAP EQUITY 670699107 2 100 SH   SOLE 0 100 0 0
NUTRIEN LTD FOREIGN EQUITIES 67077M108 338 7,150 SH   SOLE 0 7,150 0 0
NUTRIEN LTD FOREIGN EQUITIES 67077M108 63 1,334 SH   DFND 0 1,334 0 0
OGE ENERGY CORP COMMON STOCK 670837103 229 7,000 SH   SOLE 0 7,000 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 37 569 SH   SOLE 0 569 0 0
OFFICE DEPOT INC COMMON STOCK 676220106 1 597 SH   DFND 0 597 0 0
OLD REPUBLIC INTL CORP COMMON STOCK 680223104 9 400 SH   DFND 0 400 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 1,294 17,804 SH   SOLE 0 17,804 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 55 750 SH   DFND 0 750 0 0
OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 38 1,392 SH   SOLE 0 1,392 0 0
ONEOK INC COMMON STOCK 682680103 22 394 SH   SOLE 0 394 0 0
ORACLE CORP COMMON STOCK 68389X105 384 8,399 SH   SOLE 0 8,399 0 0
ORACLE CORP COMMON STOCK 68389X105 6 140 SH   DFND 0 140 0 0
ORANGE SA ADR FOREIGN EQUITIES 684060106 17 1,000 SH   DFND 0 1,000 0 0
PG&E CORP COMMON STOCK 69331C108 25 567 SH   SOLE 0 567 0 0
PG&E CORP COMMON STOCK 69331C108 16 358 SH   DFND 0 358 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105 506 3,343 SH   SOLE 0 3,343 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105 8 55 SH   DFND 0 55 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 290 2,602 SH   SOLE 0 2,602 0 0
PPL CORP COMMON STOCK 69351T106 283 10,007 SH   SOLE 0 10,007 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 22 120 SH   SOLE 0 120 0 0
PARATEK PHARMACEUTICALS INC COMMON STOCK 699374302 7 500 SH   DFND 0 500 0 0
PAYCHEX INC COMMON STOCK 704326107 6 105 SH   SOLE 0 105 0 0
PAYCHEX INC COMMON STOCK 704326107 24 395 SH   DFND 0 395 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 65 857 SH   SOLE 0 857 0 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 56 1,218 SH   SOLE 0 1,218 0 0
PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 115 6,176 SH   SOLE 0 6,176 0 0
PEPSICO INC COMMON STOCK 713448108 4,835 44,296 SH   SOLE 0 44,296 0 0
PEPSICO INC COMMON STOCK 713448108 1,375 12,601 SH   DFND 0 12,601 0 0
PFIZER INC COMMON STOCK 717081103 3,799 107,080 SH   SOLE 0 107,080 0 0
PFIZER INC COMMON STOCK 717081103 1,156 32,592 SH   DFND 0 32,592 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 967 9,725 SH   SOLE 0 9,725 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 105 1,060 SH   DFND 0 1,060 0 0
PHILLIPS 66 COMMON STOCK 718546104 348 3,632 SH   SOLE 0 3,632 0 0
PHILLIPS 66 COMMON STOCK 718546104 326 3,395 SH   DFND 0 3,395 0 0
PIMCO ETF TR 1-5 US TIP IDX ETF/FIXED INCOME 72201R205 54 1,042 SH   DFND 0 1,042 0 0
PIMCO 0-5 YEAR HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 72201R783 2,001 20,080 SH   SOLE 0 20,080 0 0
PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 71 698 SH   SOLE 0 492 0 206
PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 401 3,944 SH   DFND 0 3,944 0 0
PIMCO DYNAMIC INCOME FD MUTUAL FUNDS MULTISECTOR BOND 72201Y101 35 1,125 SH   SOLE 0 1,125 0 0
PINNACLE WEST CPTLCORP COMMON STOCK 723484101 295 3,698 SH   SOLE 0 3,698 0 0
PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 13 600 SH   SOLE 0 600 0 0
POLARIS INDUSTRIES INC COMMON STOCK 731068102 16 141 SH   SOLE 0 141 0 0
POWERSHARES QQQ ETF ETF/EQUITY 73935A104 88 550 SH   SOLE 0 550 0 0
POWERSHARES NASDAQ INTERNET ETF ETF/EQUITY 73935X146 19 150 SH   SOLE 0 150 0 0
POWERSHARES WATER RESOURCES ETF ETF/EQUITY 73935X575 2 50 SH   SOLE 0 50 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 ETF/EQUITY 73935X583 13 115 SH   SOLE 0 115 0 0
POWERSHARES NATIONAL AMT- FREE MUNI BOND ETF ETF/EQUITY 73936T474 31 1,250 SH   SOLE 0 1,250 0 0
POWERSHARES VARIABLE RATE PREFERRED ETF/EQUITY 73937B597 2,169 86,215 SH   SOLE 0 86,215 0 0
POWERSHARES VARIABLE RATE PREFERRED ETF/EQUITY 73937B597 20 800 SH   DFND 0 800 0 0
POWERSHARES KBW BANK ETF ETF/EQUITY 73937B746 2,717 49,425 SH   SOLE 0 49,320 0 105
POWERSHARES KBW BANK ETF ETF/EQUITY 73937B746 3 50 SH   DFND 0 50 0 0
PRAXAIR INC COMMON STOCK 74005P104 41 282 SH   SOLE 0 282 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 36 330 SH   SOLE 0 330 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 4,761 60,054 SH   SOLE 0 59,959 0 95
PROCTER & GAMBLE CO COMMON STOCK 742718109 719 9,070 SH   DFND 0 9,070 0 0
PROSPECT CAPITAL CORP COMMON STOCK 74348T102 2 268 SH   SOLE 0 268 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 114 1,100 SH   SOLE 0 1,100 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 6 61 SH   DFND 0 61 0 0
PRUDENTIAL PLC ADR FOREIGN EQUITIES 74435K204 9 175 SH   SOLE 0 175 0 0
PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 3,671 73,061 SH   SOLE 0 73,061 0 0
PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1,038 20,656 SH   DFND 0 20,656 0 0
PUBLIC STORAGE COMMON STOCK 74460D109 2 11 SH   SOLE 0 11 0 0
QUALCOMM INC COMMON STOCK 747525103 401 7,236 SH   SOLE 0 7,236 0 0
QUALCOMM INC COMMON STOCK 747525103 95 1,710 SH   DFND 0 1,710 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 11 105 SH   DFND 0 105 0 0
RLJ LODGING TRUST COMMON STOCK 74965L101 9 470 SH   SOLE 0 470 0 0
RAYTHEON CO COMMON STOCK 755111507 149 690 SH   SOLE 0 690 0 0
RAYTHEON CO COMMON STOCK 755111507 90 415 SH   DFND 0 415 0 0
REALTY INCOME CORP COMMON STOCK 756109104 18 356 SH   SOLE 0 356 0 0
RELX NV SPONSORED ADR FOREIGN EQUITIES 75955B102 5 236 SH   SOLE 0 236 0 0
RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 237 4,598 SH   SOLE 0 4,598 0 0
RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 8 150 SH   DFND 0 150 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 338 1,942 SH   SOLE 0 1,942 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 30 175 SH   DFND 0 175 0 0
ROCKWELL COLLINS INC COMMON STOCK 774341101 221 1,642 SH   SOLE 0 1,642 0 0
ROCKWELL COLLINS INC COMMON STOCK 774341101 37 275 SH   DFND 0 275 0 0
ROGERS COMMUNICATIONS CL B FOREIGN EQUITIES 775109200 13 280 SH   SOLE 0 280 0 0
ROPER INDS INC NEW COMMON STOCK 776696106 8 28 SH   SOLE 0 28 0 0
ROSS STORES INC COMMON STOCK 778296103 15 195 SH   SOLE 0 195 0 0
ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 488 6,315 SH   SOLE 0 6,315 0 0
ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 104 1,350 SH   DFND 0 1,350 0 0
ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 462 7,237 SH   SOLE 0 7,237 0 0
ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 6 100 SH   DFND 0 100 0 0
ROYAL GOLD INC COMMON STOCK 780287108 5 63 SH   DFND 0 63 0 0
GUGGENHEIM S&P SMALLCAP 600 PURE GROWTH ETF ETF/EQUITY 78355W809 13 109 SH   SOLE 0 109 0 0
SEI INVESTMENTS CO. COMMON STOCK 784117103 16 207 SH   SOLE 0 207 0 0
SPDR S&P 500 ETF ETF/EQUITY 78462F103 5,807 22,067 SH   SOLE 0 22,067 0 0
SPDR S&P 500 ETF ETF/EQUITY 78462F103 749 2,846 SH   DFND 0 2,846 0 0
SPDR GOLD SHARES ETF/OTHER 78463V107 17 132 SH   SOLE 0 132 0 0
SPDR GOLD SHARES ETF/OTHER 78463V107 542 4,310 SH   DFND 0 4,310 0 0
SPDR S&P INTERNATIONAL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 31 775 SH   SOLE 0 775 0 0
SPDR S&P INTERNATIONAL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 12 300 SH   DFND 0 300 0 0
SPDR S&P GLOBAL INFRASTRUCTURE ETF ETF/INTERNATIONAL EQUITY 78463X855 2 50 SH   SOLE 0 50 0 0
SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 524 15,628 SH   SOLE 0 15,628 0 0
SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 22 650 SH   DFND 0 650 0 0
SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 790 23,560 SH   SOLE 0 23,560 0 0
SPDR BBB HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 61 1,705 SH   SOLE 0 1,705 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 756 25,730 SH   SOLE 0 25,730 0 0
SPDR SERIES TRUST KBW REGN BK ETF ETF/EQUITY 78464A698 14 225 SH   SOLE 0 225 0 0
SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 17 190 SH   SOLE 0 190 0 0
SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 3,164 66,746 SH   SOLE 0 66,558 0 188
SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 35 735 SH   DFND 0 735 0 0
SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 5,457 113,750 SH   SOLE 0 113,750 0 0
SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 38 800 SH   DFND 0 800 0 0
SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 5,270 15,421 SH   SOLE 0 15,421 0 0
SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 2,121 6,208 SH   DFND 0 6,208 0 0
SPDR NUVEEN BBB MUNI BOND ETF ETF/FIXED INCOME 78468R721 30 625 SH   SOLE 0 625 0 0
SABRA HEALTH CARE REIT INC COMMON STOCK 78573L106 1 55 SH   SOLE 0 55 0 0
SABRE CORP COMMON STOCK 78573M104 6 296 SH   SOLE 0 296 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 24 210 SH   SOLE 0 210 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 8 70 SH   DFND 0 70 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 1 29 SH   SOLE 0 29 0 0
SCANA CORP COMMON STOCK 80589M102 54 1,440 SH   SOLE 0 1,440 0 0
SCANA CORP COMMON STOCK 80589M102 36 965 SH   DFND 0 965 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 1,227 18,949 SH   SOLE 0 18,949 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 17 270 SH   DFND 0 270 0 0
SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 1,834 26,528 SH   SOLE 0 26,528 0 0
SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 119 1,716 SH   DFND 0 1,716 0 0
MATERIALS SELECT SECTOR SPDRETF ETF/EQUITY 81369Y100 3 45 SH   SOLE 0 45 0 0
MATERIALS SELECT SECTOR SPDRETF ETF/EQUITY 81369Y100 554 9,725 SH   DFND 0 9,725 0 0
ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 191 2,840 SH   SOLE 0 2,840 0 0
ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 12 175 SH   DFND 0 175 0 0
SELECT SECTOR SPDR TR SBI INT-FINL ETF/EQUITY 81369Y605 17 600 SH   SOLE 0 600 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 25 375 SH   SOLE 0 375 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 448 6,844 SH   DFND 0 6,844 0 0
REAL ESTATE SELECT SECTOR SPDR ETF/OTHER 81369Y860 3 83 SH   SOLE 0 83 0 0
UTILITIES SELECT SECTOR SPDRETF ETF/EQUITY 81369Y886 88 1,737 SH   SOLE 0 1,737 0 0
SEMPRA ENERGY COMMON STOCK 816851109 554 4,980 SH   SOLE 0 4,980 0 0
SEMPRA ENERGY COMMON STOCK 816851109 122 1,100 SH   DFND 0 1,100 0 0
SENSEONICS HOLDINGS INC COMMON STOCK 81727U105 3 1,000 SH   DFND 0 1,000 0 0
SHIRE PLC ADR COMMON STOCK 82481R106 3 22 SH   SOLE 0 22 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 4 38 SH   SOLE 0 38 0 0
SMITH & NEPHEW PLC ADR FOREIGN EQUITIES 83175M205 7 176 SH   SOLE 0 176 0 0
SNAP ON INC COMMON STOCK 833034101 41 275 SH   SOLE 0 275 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 24 500 SH   SOLE 0 500 0 0
SONY CORP ADR FOREIGN EQUITIES 835699307 6 120 SH   SOLE 0 120 0 0
SORRENTO THERAPEUTICS INC COMMON STOCK 83587F202 40 7,700 SH   SOLE 0 7,700 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 366 8,194 SH   SOLE 0 8,194 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 48 1,075 SH   DFND 0 1,075 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 77 500 SH   SOLE 0 500 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 306 2,000 SH   DFND 0 2,000 0 0
STARBUCKS CORP COMMON STOCK 855244109 201 3,473 SH   SOLE 0 3,473 0 0
STARBUCKS CORP COMMON STOCK 855244109 24 420 SH   DFND 0 420 0 0
STARWOOD PROPERTY TRUST INC COMMON STOCK 85571B105 18 849 SH   SOLE 0 849 0 0
STATE STREET CORP COMMON STOCK 857477103 238 2,386 SH   SOLE 0 2,386 0 0
STATE STREET CORP COMMON STOCK 857477103 80 800 SH   DFND 0 800 0 0
STERICYCLE INC COMMON STOCK 858912108 2 32 SH   SOLE 0 32 0 0
STRYKER CORP COMMON STOCK 863667101 858 5,331 SH   SOLE 0 5,331 0 0
SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH   DFND 0 10 0 0
SUN COMMUNITIES INC COMMON STOCK 866674104 28 301 SH   SOLE 0 301 0 0
SUNCOKE ENERGY INC COMMON STOCK 86722A103 2 218 SH   DFND 0 218 0 0
SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 7 207 SH   SOLE 0 207 0 0
SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 86 2,500 SH   DFND 0 2,500 0 0
SUNTRUST BANKS INC COMMON STOCK 867914103 76 1,120 SH   SOLE 0 1,120 0 0
SYSCO CORP COMMON STOCK 871829107 1,282 21,385 SH   SOLE 0 21,385 0 0
SYSCO CORP COMMON STOCK 871829107 635 10,600 SH   DFND 0 10,600 0 0
TJX COMPANIES COMMON STOCK 872540109 99 1,212 SH   SOLE 0 1,212 0 0
TJX COMPANIES COMMON STOCK 872540109 7 85 SH   DFND 0 85 0 0
TARGET CORP COMMON STOCK 87612E106 332 4,780 SH   SOLE 0 4,780 0 0
TARGET CORP COMMON STOCK 87612E106 22 317 SH   DFND 0 317 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 35 187 SH   DFND 0 187 0 0
TENARIS SA ADR FOREIGN EQUITIES 88031M109 36 1,035 SH   SOLE 0 1,035 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,707 16,428 SH   SOLE 0 16,428 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 265 2,550 SH   DFND 0 2,550 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 234 1,135 SH   SOLE 0 1,135 0 0
3M COMPANY COMMON STOCK 88579Y101 4,236 19,297 SH   SOLE 0 19,297 0 0
3M COMPANY COMMON STOCK 88579Y101 626 2,851 SH   DFND 0 2,851 0 0
TIME WARNER INC COMMON STOCK 887317303 13 138 SH   SOLE 0 138 0 0
TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 333 4,402 SH   SOLE 0 4,402 0 0
TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 779 13,709 SH   SOLE 0 13,709 0 0
TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 61 1,075 SH   DFND 0 1,075 0 0
TOTAL SA ADR FOREIGN EQUITIES 89151E109 395 6,847 SH   SOLE 0 6,847 0 0
TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 28 215 SH   SOLE 0 215 0 0
TRANSCANADA CORP FOREIGN EQUITIES 89353D107 6 145 SH   SOLE 0 145 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 370 2,665 SH   SOLE 0 2,665 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 7 50 SH   DFND 0 50 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 5 600 SH   SOLE 0 600 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 7 842 SH   DFND 0 842 0 0
TWITTER INC COMMON STOCK 90184L102 1 22 SH   DFND 0 22 0 0
US BANCORP COMMON STOCK 902973304 2,388 47,290 SH   SOLE 0 47,290 0 0
US BANCORP COMMON STOCK 902973304 213 4,222 SH   DFND 0 4,222 0 0
UNILEVER NV ADR FOREIGN EQUITIES 904784709 31 549 SH   SOLE 0 549 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 184 1,368 SH   SOLE 0 1,368 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 49 362 SH   DFND 0 362 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1,582 15,114 SH   SOLE 0 15,114 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 132 1,258 SH   DFND 0 1,258 0 0
UNITED STATES STEEL CORP COMMON STOCK 912909108 1 35 SH   DFND 0 35 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 3,367 26,763 SH   SOLE 0 26,763 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 551 4,381 SH   DFND 0 4,381 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1,615 7,545 SH   SOLE 0 7,545 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 59 275 SH   DFND 0 275 0 0
UNITI GROUP INC COMMON STOCK 91325V108 3 200 SH   DFND 0 200 0 0
VF CORP COMMON STOCK 918204108 1,116 15,062 SH   SOLE 0 15,062 0 0
VF CORP COMMON STOCK 918204108 51 692 SH   DFND 0 692 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 39 417 SH   SOLE 0 417 0 0
VALLEY NATL BANCORP COMMON STOCK 919794107 214 17,171 SH   SOLE 0 17,171 0 0
VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 439 20,000 SH   DFND 0 20,000 0 0
VANECK VECTORS HIGH YIELD MUNICIPAL ETF ETF/FIXED INCOME 92189F361 46 1,500 SH   SOLE 0 1,500 0 0
VANECK VECTORS AGRIBUSINESS ETF ETF/EQUITY 92189F700 31 500 SH   SOLE 0 500 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 800 7,917 SH   SOLE 0 7,917 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 700 6,928 SH   DFND 0 6,928 0 0
VANGUARD MEGA CAP GROWTH ETF ETF/EQUITY 921910816 10 85 SH   SOLE 0 85 0 0
VANGUARD INTERM-TERM BOND ETF ETF/FIXED INCOME 921937819 136 1,660 SH   SOLE 0 1,660 0 0
VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 2,092 26,671 SH   SOLE 0 26,176 0 495
VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 219 2,797 SH   DFND 0 2,797 0 0
VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1,185 14,822 SH   SOLE 0 14,822 0 0
VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 163 2,044 SH   DFND 0 2,044 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 141 3,195 SH   SOLE 0 3,195 0 0
VANGUARD ENERGY ETF ETF/EQUITY 92204A306 5 50 SH   SOLE 0 50 0 0
VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 834 12,000 SH   SOLE 0 12,000 0 0
VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 240 3,450 SH   DFND 0 3,450 0 0
VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 12 81 SH   SOLE 0 81 0 0
VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 612 4,400 SH   DFND 0 4,400 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF/EQUITY 92204A702 361 2,110 SH   SOLE 0 2,110 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF/EQUITY 92204A702 103 600 SH   DFND 0 600 0 0
VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 138 1,235 SH   SOLE 0 1,235 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 2,020 43,008 SH   SOLE 0 43,008 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 200 4,258 SH   DFND 0 4,258 0 0
VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 5,861 100,795 SH   SOLE 0 100,795 0 0
VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 629 10,810 SH   DFND 0 10,810 0 0
VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 4,003 51,035 SH   SOLE 0 51,035 0 0
VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 771 9,828 SH   DFND 0 9,828 0 0
VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 1,842 29,255 SH   SOLE 0 28,955 0 300
VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 36 565 SH   DFND 0 565 0 0
VAREX IMAGING CORPORATION COMMON STOCK 92214X106 2 66 SH   SOLE 0 66 0 0
VARIAN MEDICAL SYSTEMS INC COMMON STOCK 92220P105 20 166 SH   SOLE 0 166 0 0
VENTAS INC COMMON STOCK 92276F100 27 547 SH   SOLE 0 547 0 0
VANGUARD S&P 500 ETF ETF/EQUITY 922908363 460 1,899 SH   SOLE 0 1,899 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP ETF/EQUITY 922908512 39 354 SH   DFND 0 354 0 0
VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 87 675 SH   SOLE 0 675 0 0
VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 40 309 SH   DFND 0 309 0 0
VANGUARD REIT ETF ETF/EQUITY 922908553 2,753 36,474 SH   SOLE 0 36,474 0 0
VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 25 150 SH   SOLE 0 150 0 0
VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 111 855 SH   SOLE 0 855 0 0
VANGUARD MIDCAP ETF ETF/EQUITY 922908629 176 1,139 SH   SOLE 0 1,139 0 0
VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 184 1,250 SH   SOLE 0 1,250 0 0
VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 7 50 SH   DFND 0 50 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 8,686 63,998 SH   DFND 0 63,998 0 0
VERIFONE SYSTEMS INC COMMON STOCK 92342Y109 2 100 SH   DFND 0 100 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 5,723 119,710 SH   SOLE 0 119,710 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,516 31,701 SH   DFND 0 31,701 0 0
VERSUM MATERIALS INC COMMON STOCK 92532W103 1 18 SH   SOLE 0 18 0 0
VISA INC CLASS A COMMON STOCK 92826C839 655 5,473 SH   SOLE 0 5,473 0 0
VISA INC CLASS A COMMON STOCK 92826C839 16 130 SH   DFND 0 130 0 0
VODAFONE GROUP PLC ADR FOREIGN EQUITIES 92857W308 10 362 SH   SOLE 0 362 0 0
VULCAN MATERIALS CO COMMON STOCK 929160109 6 55 SH   SOLE 0 55 0 0
WGL HOLDINGS INC COMMON STOCK 92924F106 301 3,600 SH   SOLE 0 3,600 0 0
WP CAREY INC COMMON STOCK 92936U109 7 108 SH   SOLE 0 108 0 0
WPP PLC FOREIGN EQUITIES 92937A102 4 50 SH   SOLE 0 50 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 231 3,689 SH   SOLE 0 3,689 0 0
WAL MART STORES INC COMMON STOCK 931142103 2,800 31,469 SH   SOLE 0 31,469 0 0
WAL MART STORES INC COMMON STOCK 931142103 620 6,968 SH   DFND 0 6,968 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 384 5,870 SH   SOLE 0 5,870 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 22 335 SH   DFND 0 335 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 79 945 SH   SOLE 0 945 0 0
WATSCO INC COMMON STOCK 942622200 9 48 SH   SOLE 0 48 0 0
WELLS FARGO & CO COMMON STOCK 949746101 1,750 33,394 SH   SOLE 0 33,264 0 130
WELLS FARGO & CO COMMON STOCK 949746101 176 3,352 SH   DFND 0 3,352 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 56 1,600 SH   SOLE 0 1,600 0 0
WHEATON PRECIOUS METALS CORP FOREIGN EQUITIES 962879102 5 230 SH   DFND 0 230 0 0
WILLIAMS COMPANIES INC COMMON STOCK 969457100 5 200 SH   SOLE 0 200 0 0
WINDSTREAM HOLDINGS INC COMMON STOCK 97382A200 0 167 SH   DFND 0 167 0 0
WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1,303 19,135 SH   SOLE 0 19,135 0 0
WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 17 245 SH   DFND 0 245 0 0
WISDOMTREE LARGECAP DIVIDEND ETF ETF/EQUITY 97717W307 74 835 SH   SOLE 0 835 0 0
WISDOMTREE EUROPE HEDGED EQUITY ETF ETF/INTERNATIONAL EQUITY 97717X701 16 259 SH   SOLE 0 259 0 0
WYNDHAM WORLDWIDE CORP COMMON STOCK 98310W108 7 58 SH   SOLE 0 58 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 7 150 SH   SOLE 0 150 0 0
XYLEM INC COMMON STOCK 98419M100 50 650 SH   SOLE 0 650 0 0
YUM BRANDS INC COMMON STOCK 988498101 31 360 SH   SOLE 0 360 0 0
YUM CHINA HLDGS INC FOREIGN EQUITIES 98850P109 15 360 SH   SOLE 0 360 0 0