The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   8,818,314 69,370 SH   SOLE   69,370 0 0
STARBUCKS CORP COM Stock 855244109   16,246 178 SH   SOLE   178 0 0
ELEVANCE HEALTH INC COM Stock 036752103   3,385,341 7,774 SH   SOLE   7,774 0 0
ISHARES GOLD TRUST ETF 464285204   11,288,627 322,624 SH   SOLE   322,624 0 0
EBAY INC. COM Stock 278642103   336,186 7,625 SH   SOLE   7,625 0 0
WILLIS TOWERS WATSON PLC LTD SHS Stock G96629103   3,835,669 18,356 SH   SOLE   18,356 0 0
JOHNSON & JOHNSON COM Stock 478160104   101,237 650 SH   SOLE   650 0 0
SHELL PLC SPON ADS ADR 780259305   83,694 1,300 SH   SOLE   1,300 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   710,046 4,868 SH   SOLE   4,868 0 0
COCA COLA CO COM Stock 191216100   41,537 742 SH   SOLE   742 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   41,055 1,500 SH   SOLE   1,500 0 0
INTEL CORP COM Stock 458140100   82,013 2,307 SH   SOLE   2,307 0 0
STATE STR CORP COM Stock 857477103   26,784 400 SH   SOLE   400 0 0
NETFLIX INC COM Stock 64110L106   3,029,107 8,022 SH   SOLE   8,022 0 0
PACCAR INC COM Stock 693718108   3,575,935 42,059 SH   SOLE   42,059 0 0
MERCK & CO INC COM Stock 58933Y105   92,655 900 SH   SOLE   900 0 0
EMERSON ELEC CO COM Stock 291011104   24,142 250 SH   SOLE   250 0 0
ACUSHNET HLDGS CORP COM Stock 005098108   5,304 100 SH   SOLE   100 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205   2,510,848 16,831 SH   SOLE   16,831 0 0
ISHARES TIPS BOND ETF ETF 464287176   6,079,366 58,613 SH   SOLE   58,613 0 0
LEGGETT & PLATT INC COM Stock 524660107   10,164 400 SH   SOLE   400 0 0
ISHARES S&P 100 ETF ETF 464287101   89,886 448 SH   SOLE   448 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   6,482 200 SH   SOLE   200 0 0
FEDEX CORP COM Stock 31428X106   13,246 50 SH   SOLE   50 0 0
PEPSICO INC COM Stock 713448108   1,325,868 7,825 SH   SOLE   7,825 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   89,791 743 SH   SOLE   743 0 0
MOLSON COORS BEVERAGE CO CL B Stock 60871R209   635 10 SH   SOLE   10 0 0
US BANCORP DEL COM NEW Stock 902973304   1,322 40 SH   SOLE   40 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   48,116 200 SH   SOLE   200 0 0
ABRDN PHYSICAL GOLD SHARES ETF ETF 00326A104   4,205,974 237,760 SH   SOLE   237,760 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   21,481 288 SH   SOLE   288 0 0
BHP GROUP LTD SPONSORED ADS ADR 088606108   284,400 5,000 SH   SOLE   5,000 0 0
SPDR GOLD SHARES ETF 78463V107   519,836 3,032 SH   SOLE   3,032 0 0
PIMCO 15 YEAR US TIPS INDEX ETF ETF 72201R304   5,534,986 105,328 SH   SOLE   105,328 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9   718,099 31,032 SH   SOLE   31,032 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   11,670,204 33,314 SH   SOLE   33,314 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   4,406,710 33,675 SH   SOLE   33,675 0 0
FISERV INC COM Stock 337738108   4,694,566 41,559 SH   SOLE   41,559 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   2,061,871 41,738 SH   SOLE   41,738 0 0
COMCAST CORP NEW CL A Stock 20030N101   7,802,795 175,976 SH   SOLE   175,976 0 0
MICROSOFT CORP COM Stock 594918104   11,343,043 35,924 SH   SOLE   35,924 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   3,526,535 324,727 SH   SOLE   324,727 0 0
CANADIAN NAT RES LTD COM Stock 136385101   51,736 800 SH   SOLE   800 0 0
SCHLUMBERGER LTD COM STK Stock 806857108   58,300 1,000 SH   SOLE   1,000 0 0
SPDR GOLD MINISHARES TRUST ETF 98149E303   9,432,984 257,310 SH   SOLE   257,310 0 0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF ETF 46138J643   684,790 35,362 SH   SOLE   35,362 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   531,477 1 SH   SOLE   1 0 0
BOEING CO COM Stock 097023105   28,752 150 SH   SOLE   150 0 0
LINDE PLC SHS Stock G54950103   3,579,868 9,614 SH   SOLE   9,614 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108   4,448 200 SH   SOLE   200 0 0
BROOKFIELD CORP CL A LTD VT SH Stock 11271J107   5,733,366 183,350 SH   SOLE   183,350 0 0
DOW INC COM Stock 260557103   14,849 288 SH   SOLE   288 0 0
CONAGRA BRANDS INC COM Stock 205887102   7,540 275 SH   SOLE   275 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   5,396,104 79,682 SH   SOLE   79,682 0 0
CORTEVA INC COM Stock 22052L104   14,734 288 SH   SOLE   288 0 0
ISHARES IBONDS 2023 TERM HIGH YIELD & INCOME ETF ETF 46435U150   63,189 2,673 SH   SOLE   2,673 0 0
ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF ETF 46435U168   9,447 412 SH   SOLE   412 0 0
ISHARES IBONDS 2024 TERM HIGH YIELD & INCOME ETF ETF 46435U184   481,034 20,734 SH   SOLE   20,734 0 0
ELI LILLY & CO COM Stock 532457108   8,238,086 15,337 SH   SOLE   15,337 0 0
PELOTON INTERACTIVE INC CL A COM Stock 70614W100   505 100 SH   SOLE   100 0 0
AVANTIS EMERGING MARKETS EQUITY ETF ETF 025072604   28,453 539 SH   SOLE   539 0 0
LITHIA MTRS INC COM Stock 536797103   1,774,047 6,007 SH   SOLE   6,007 0 0
MICRON TECHNOLOGY INC COM Stock 595112103   3,339,592 49,090 SH   SOLE   49,090 0 0
WOODSIDE ENERGY GROUP LTD SPONSORED ADR ADR 980228308   8,407 361 SH   SOLE   361 0 0
SONY GROUP CORP SPONSORED ADR ADR 835699307   2,040,535 24,760 SH   SOLE   24,760 0 0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF ETF 46138J460   668,455 42,904 SH   SOLE   42,904 0 0
VIATRIS INC COM Stock 92556V106   611 62 SH   SOLE   62 0 0
VISA INC COM CL A Stock 92826C839   10,672,807 46,401 SH   SOLE   46,401 0 0
ISHARES IBONDS DEC 2031 TERM CORPORATE ETF ETF 46436E486   445,668 22,990 SH   SOLE   22,990 0 0
MONDELEZ INTL INC CL A Stock 609207105   122,699 1,768 SH   SOLE   1,768 0 0
PIONEER NAT RES CO COM Stock 723787107   4,851,690 21,135 SH   SOLE   21,135 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   5,267,765 51,715 SH   SOLE   51,715 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   82,689 1,285 SH   SOLE   1,285 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   7,568,121 115,087 SH   SOLE   115,087 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS Stock 113004105   1,509,901 45,288 SH   SOLE   45,288 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK Stock 36266G107   14,424 212 SH   SOLE   212 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   4,981,084 57,319 SH   SOLE   57,319 0 0
INVESCO S&P 500 QUALITY ETF ETF 46137V241   50,040 1,000 SH   SOLE   1,000 0 0
MCDONALDS CORP COM Stock 580135101   105,376 400 SH   SOLE   400 0 0
AMETEK INC COM Stock 031100100   15,367 104 SH   SOLE   104 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   3,781,607 34,372 SH   SOLE   34,372 0 0
CISCO SYS INC COM Stock 17275R102   958,003 17,820 SH   SOLE   17,820 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301   70,530 638 SH   SOLE   638 0 0
CNH INDL N V SHS Stock N20944109   4,646,835 384,036 SH   SOLE   384,036 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   732,607 1,706 SH   SOLE   1,706 0 0
THE CIGNA GROUP COM Stock 125523100   24,315 85 SH   SOLE   85 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0   731,915 31,365 SH   SOLE   31,365 0 0
FLEX LTD ORD Stock Y2573F102   2,141,591 79,377 SH   SOLE   79,377 0 0
WELLS FARGO CO NEW COM Stock 949746101   28,602 700 SH   SOLE   700 0 0
CARMAX INC COM Stock 143130102   3,786,954 53,541 SH   SOLE   53,541 0 0
SALESFORCE INC COM Stock 79466L302   3,672,143 18,109 SH   SOLE   18,109 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   137,769 950 SH   SOLE   950 0 0
TOOTSIE ROLL INDS INC COM Stock 890516107   806 27 SH   SOLE   27 0 0
CHEVRON CORP NEW COM Stock 166764100   1,444,398 8,566 SH   SOLE   8,566 0 0
CONOCOPHILLIPS COM Stock 20825C104   1,052,323 8,784 SH   SOLE   8,784 0 0
DANAHER CORPORATION COM Stock 235851102   2,763,585 11,139 SH   SOLE   11,139 0 0
BANK AMERICA CORP COM Stock 060505104   44,985 1,643 SH   SOLE   1,643 0 0
WALMART INC COM Stock 931142103   47,979 300 SH   SOLE   300 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   13,328 95 SH   SOLE   95 0 0
ORACLE CORP COM Stock 68389X105   1,392,636 13,148 SH   SOLE   13,148 0 0
PFIZER INC COM Stock 717081103   2,590,380 78,094 SH   SOLE   78,094 0 0
3M CO COM Stock 88579Y101   14,043 150 SH   SOLE   150 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   13,313,010 100,970 SH   SOLE   100,970 0 0
AMERICAN EXPRESS CO COM Stock 025816109   7,459 50 SH   SOLE   50 0 0
AMGEN INC COM Stock 031162100   1,427,115 5,310 SH   SOLE   5,310 0 0
APPLIED MATLS INC COM Stock 038222105   41,535 300 SH   SOLE   300 0 0
CANADIAN NATL RY CO COM Stock 136375102   0 0 SH   SOLE   0 0 0
MERCADOLIBRE INC COM Stock 58733R102   4,187,112 3,302 SH   SOLE   3,302 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   5,894,982 66,467 SH   SOLE   66,467 0 0
MARKETAXESS HLDGS INC COM Stock 57060D108   967,361 4,528 SH   SOLE   4,528 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   60,269 651 SH   SOLE   651 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   91,413 1,575 SH   SOLE   1,575 0 0
ALTRIA GROUP INC COM Stock 02209S103   60,552 1,440 SH   SOLE   1,440 0 0
EXXON MOBIL CORP COM Stock 30231G102   781,083 6,643 SH   SOLE   6,643 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   7,830,517 15,530 SH   SOLE   15,530 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR ADR 539439109   2,812,852 1,320,588 SH   SOLE   1,320,588 0 0
LOWES COS INC COM Stock 548661107   20,784 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CO COM Stock 194162103   3,555 50 SH   SOLE   50 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784   3,859,424 63,686 SH   SOLE   63,686 0 0
RAYONIER INC COM REIT 754907103   2,103,161 73,898 SH   SOLE   73,898 0 0
SAP SE SPON ADR ADR 803054204   4,553,619 35,212 SH   SOLE   35,212 0 0
LIBERTY LATIN AMERICA LTD COM CL C Stock G9001E128   1,996,956 244,725 SH   SOLE   244,725 0 0
KRAFT HEINZ CO COM Stock 500754106   19,813 589 SH   SOLE   589 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   387,297 6,625 SH   SOLE   6,625 0 0
SCHWAB CHARLES CORP COM Stock 808513105   6,167,411 112,339 SH   SOLE   112,339 0 0
ISHARES MSCI EAFE ETF ETF 464287465   92,835 1,347 SH   SOLE   1,347 0 0
APPLE INC COM Stock 037833100   9,502,789 55,503 SH   SOLE   55,503 0 0
DISNEY WALT CO COM Stock 254687106   57,788 713 SH   SOLE   713 0 0