The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2023 ETF SERIES TRUST II GMO US QUALITY E 90139K100   270,793 8,304 SH   SOLE   0 0 8,304
3M CO COM 88579Y101   1,206,959 8,829 SH   SOLE   2,163 0 6,666
ABBOTT LABS COM 002824100   2,316,408 20,318 SH   SOLE   1,315 0 19,003
ABBVIE INC COM 00287Y109   1,651,921 8,365 SH   SOLE   0 0 8,365
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,007,771 2,851 SH   SOLE   0 0 2,851
ADOBE INC COM 00724F101   1,199,178 2,316 SH   SOLE   0 0 2,316
AFFIRM HLDGS INC COM CL A 00827B106   205,937 5,045 SH   SOLE   0 0 5,045
ALPHABET INC CAP STK CL A 02079K305   13,163,373 79,369 SH   SOLE   14,430 0 64,939
ALPHABET INC CAP STK CL C 02079K107   7,285,945 43,579 SH   SOLE   7,554 0 36,025
AMAZON COM INC COM 023135106   5,564,373 29,863 SH   SOLE   919 0 28,944
AMBEV SA SPONSORED ADR 02319V103   61,215 25,088 SH   SOLE   0 0 25,088
AMERICAN EXPRESS CO COM 025816109   1,356,543 5,002 SH   SOLE   0 0 5,002
AMERICAN INTL GROUP INC COM NEW 026874784   213,905 2,921 SH   SOLE   0 0 2,921
AMERICAN TOWER CORP NEW COM 03027X100   220,699 949 SH   SOLE   0 0 949
AMGEN INC COM 031162100   1,429,969 4,438 SH   SOLE   0 0 4,438
APPLE INC COM 037833100   70,959,963 304,551 SH   SOLE   20,811 0 283,740
APPLIED MATLS INC COM 038222105   1,018,938 5,043 SH   SOLE   0 0 5,043
AT&T INC COM 00206R102   210,270 9,558 SH   SOLE   0 0 9,558
AUTOMATIC DATA PROCESSING IN COM 053015103   646,543 2,336 SH   SOLE   0 0 2,336
BANK AMERICA CORP COM 060505104   1,376,499 34,690 SH   SOLE   0 0 34,690
BECTON DICKINSON & CO COM 075887109   282,329 1,171 SH   SOLE   0 0 1,171
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   460,260 1,000 SH Call SOLE   0 0 1,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   29,860,755 64,878 SH   SOLE   1,895 0 62,983
BERKSHIRE HATHAWAY INC DEL CL A 084670108   6,911,800 10 SH   SOLE   3 0 7
BILL HOLDINGS INC COM 090043100   3,276,660 62,105 SH   SOLE   84 0 62,021
BLACKSTONE INC COM 09260D107   373,790 2,441 SH   SOLE   0 0 2,441
BOEING CO COM 097023105   213,361 1,403 SH   SOLE   0 0 1,403
BOOKING HOLDINGS INC COM 09857L108   214,818 51 SH   SOLE   0 0 51
BOX INC CL A 10316T104   282,166 8,621 SH   SOLE   0 0 8,621
BRIDGER AEROSPACE GRP HLDGS COM 96812F102   144,826 65,237 SH   SOLE   0 0 65,237
BRISTOL-MYERS SQUIBB CO COM 110122108   418,664 8,092 SH   SOLE   0 0 8,092
BROADCOM INC COM 11135F101   1,863,863 10,805 SH   SOLE   420 0 10,385
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108   241,334 8,564 SH   SOLE   0 0 8,564
CANADIAN PACIFIC KANSAS CITY COM 13646K108   923,576 10,797 SH   SOLE   0 0 10,797
CAPITAL ONE FINL CORP COM 14040H105   395,736 2,643 SH   SOLE   0 0 2,643
CATERPILLAR INC COM 149123101   985,540 2,520 SH   SOLE   0 0 2,520
CHARTER COMMUNICATIONS INC N CL A 16119P108   359,729 1,110 SH   SOLE   0 0 1,110
CHEVRON CORP NEW COM 166764100   2,427,988 16,487 SH   SOLE   388 0 16,099
CINCINNATI FINL CORP COM 172062101   4,521,046 33,214 SH   SOLE   0 0 33,214
CISCO SYS INC COM 17275R102   1,116,569 20,980 SH   SOLE   0 0 20,980
CLOROX CO DEL COM 189054109   201,771 1,239 SH   SOLE   0 0 1,239
CLOUDFLARE INC CL A COM 18915M107   559,031 6,911 SH   SOLE   540 0 6,371
COCA COLA CO COM 191216100   1,221,438 16,997 SH   SOLE   0 0 16,997
COMCAST CORP NEW CL A 20030N101   918,816 21,997 SH   SOLE   292 0 21,705
CONOCOPHILLIPS COM 20825C104   267,305 2,539 SH   SOLE   0 0 2,539
COSTCO WHSL CORP NEW COM 22160K105   1,757,084 1,982 SH   SOLE   100 0 1,882
COURSERA INC COM 22266M104   333,385 41,988 SH   SOLE   0 0 41,988
DANAHER CORPORATION COM 235851102   1,532,958 5,514 SH   SOLE   579 0 4,935
DANIMER SCIENTIFIC INC COM CL A 236272100   5,382 11,850 SH   SOLE   0 0 11,850
DEERE & CO COM 244199105   428,181 1,026 SH   SOLE   0 0 1,026
DIAGEO PLC SPON ADR NEW 25243Q205   235,211 1,676 SH   SOLE   0 0 1,676
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   363,370 7,486 SH   SOLE   0 0 7,486
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   589,377 17,299 SH   SOLE   0 0 17,299
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   1,105,258 39,901 SH   SOLE   0 0 39,901
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   9,670,666 282,026 SH   SOLE   0 0 282,026
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   29,111,545 698,286 SH   SOLE   2,495 0 695,791
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   9,554,341 171,748 SH   SOLE   5,689 0 166,059
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   19,858,075 735,212 SH   SOLE   0 0 735,212
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   253,652 4,078 SH   SOLE   0 0 4,078
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   7,408,180 114,218 SH   SOLE   982 0 113,236
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   8,043,072 211,215 SH   SOLE   1,565 0 209,650
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869   333,648 29,790 SH   SOLE   0 0 29,790
DISNEY WALT CO COM 254687106   1,521,063 15,813 SH   SOLE   2,227 0 13,586
DOCUSIGN INC COM 256163106   654,987 10,549 SH   SOLE   0 0 10,549
DOMINION ENERGY INC COM 25746U109   332,235 5,749 SH   SOLE   0 0 5,749
DUKE ENERGY CORP NEW COM NEW 26441C204   478,322 4,148 SH   SOLE   0 0 4,148
EATON CORP PLC SHS G29183103   338,732 1,022 SH   SOLE   0 0 1,022
ECOLAB INC COM 278865100   383,250 1,501 SH   SOLE   0 0 1,501
ELASTIC N V ORD SHS N14506104   244,558 3,186 SH   SOLE   0 0 3,186
ELEVANCE HEALTH INC COM 036752103   255,840 492 SH   SOLE   0 0 492
ELI LILLY & CO COM 532457108   689,402 778 SH   SOLE   0 0 778
ENBRIDGE INC COM 29250N105   220,797 5,437 SH   SOLE   0 0 5,437
ESAB CORPORATION COM 29605J106   448,628 4,220 SH   SOLE   0 0 4,220
EXXON MOBIL CORP COM 30231G102   2,827,815 24,124 SH   SOLE   0 0 24,124
FEDEX CORP COM 31428X106   681,564 2,490 SH   SOLE   310 0 2,180
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   18,277,693 391,050 SH   SOLE   54,906 0 336,144
FLEXSHARES TR US QUALITY CAP 33939L746   268,225 4,124 SH   SOLE   0 0 4,124
GABELLI EQUITY TR INC COM 362397101   58,611 10,676 SH   SOLE   0 0 10,676
GALLAGHER ARTHUR J & CO COM 363576109   203,993 725 SH   SOLE   0 0 725
GE AEROSPACE COM NEW 369604301   1,036,693 5,497 SH   SOLE   0 0 5,497
GE VERNOVA INC COM 36828A101   347,286 1,362 SH   SOLE   0 0 1,362
GENERAL DYNAMICS CORP COM 369550108   1,265,009 4,186 SH   SOLE   0 0 4,186
GOLDMAN SACHS GROUP INC COM 38141G104   458,968 927 SH   SOLE   75 0 852
HOME DEPOT INC COM 437076102   2,438,088 6,017 SH   SOLE   882 0 5,135
HONEYWELL INTL INC COM 438516106   437,811 2,118 SH   SOLE   0 0 2,118
HUNTINGTON BANCSHARES INC COM 446150104   524,423 35,675 SH   SOLE   0 0 35,675
ILLINOIS TOOL WKS INC COM 452308109   234,815 896 SH   SOLE   0 0 896
INTEL CORP COM 458140100   654,444 27,896 SH   SOLE   0 0 27,896
INTERCONTINENTAL EXCHANGE IN COM 45866F104   228,431 1,422 SH   SOLE   0 0 1,422
INTERNATIONAL BUSINESS MACHS COM 459200101   1,027,431 4,647 SH   SOLE   0 0 4,647
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   413,452 5,764 SH   SOLE   0 0 5,764
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   4,001,916 22,338 SH   SOLE   936 0 21,402
INVESCO QQQ TR UNIT SER 1 46090E103   2,558,504 5,242 SH   SOLE   451 0 4,791
ISHARES GOLD TR ISHARES NEW 464285204   357,492 7,193 SH   SOLE   0 0 7,193
ISHARES INC MSCI GBL MIN VOL 464286525   276,410,956 2,413,437 SH   SOLE   108,872 0 2,304,565
ISHARES INC CORE MSCI EMKT 46434G103   56,425,648 982,853 SH   SOLE   6,713 0 976,140
ISHARES INC MSCI EMERG MRKT 464286533   1,538,372 24,535 SH   SOLE   1,161 0 23,374
ISHARES TR ISHS 1-5YR INVS 464288646   286,049 5,432 SH   SOLE   0 0 5,432
ISHARES TR DOW JONES US ETF 464287846   4,151,965 29,744 SH   SOLE   0 0 29,744
ISHARES TR MSCI KLD400 SOC 464288570   678,632 6,238 SH   SOLE   0 0 6,238
ISHARES TR S&P SML 600 GWT 464287887   683,640 4,901 SH   SOLE   0 0 4,901
ISHARES TR MSCI ACWI ETF 464288257   2,715,735 22,716 SH   SOLE   0 0 22,716
ISHARES TR IBOXX HI YD ETF 464288513   268,684 3,346 SH   SOLE   0 0 3,346
ISHARES TR MSCI EAFE ETF 464287465   3,974,957 47,530 SH   SOLE   0 0 47,530
ISHARES TR RUS MID CAP ETF 464287499   3,206,446 36,379 SH   SOLE   2,339 0 34,040
ISHARES TR SHORT TREAS BD 464288679   2,133,831 19,288 SH   SOLE   0 0 19,288
ISHARES TR RUS 2000 GRW ETF 464287648   986,048 3,472 SH   SOLE   0 0 3,472
ISHARES TR RUS MD CP GR ETF 464287481   1,444,192 12,313 SH   SOLE   0 0 12,313
ISHARES TR RUS MDCP VAL ETF 464287473   228,661 1,729 SH   SOLE   0 0 1,729
ISHARES TR CORE MSCI EAFE 46432F842   43,220,428 553,753 SH   SOLE   3,524 0 550,229
ISHARES TR CORE S&P SCP ETF 464287804   2,917,998 24,949 SH   SOLE   0 0 24,949
ISHARES TR CORE S&P US VLU 464287663   274,047,375 2,869,906 SH   SOLE   79,656 0 2,790,250
ISHARES TR MSCI EMG MKT ETF 464287234   2,128,343 46,410 SH   SOLE   0 0 46,410
ISHARES TR ESG AWR US AGRGT 46435U549   1,279,812 26,339 SH   SOLE   0 0 26,339
ISHARES TR RUS 1000 VAL ETF 464287598   6,590,551 34,723 SH   SOLE   0 0 34,723
ISHARES TR MSCI LW CRB TG 46434V464   19,581,572 99,840 SH   SOLE   1,029 0 98,811
ISHARES TR MSCI GBL SUS DEV 46435G532   2,182,834 25,744 SH   SOLE   0 0 25,744
ISHARES TR FLTG RATE NT ETF 46429B655   208,193 4,079 SH   SOLE   0 0 4,079
ISHARES TR MODERT ALLOC ETF 464289875   1,404,139 31,127 SH   SOLE   0 0 31,127
ISHARES TR S&P MC 400VL ETF 464287705   576,688 4,665 SH   SOLE   0 0 4,665
ISHARES TR CORE S&P TTL STK 464287150   2,930,086 23,325 SH   SOLE   0 0 23,325
ISHARES TR INTL SEL DIV ETF 464288448   412,790 13,655 SH   SOLE   0 0 13,655
ISHARES TR MSCI EAFE MIN VL 46429B689   10,077,614 131,390 SH   SOLE   0 0 131,390
ISHARES TR EAFE GRWTH ETF 464288885   204,965 1,904 SH   SOLE   0 0 1,904
ISHARES TR GRWT ALLOCAT ETF 464289867   26,328,902 444,445 SH   SOLE   26,779 0 417,666
ISHARES TR RUSSELL 2000 ETF 464287655   10,331,563 46,772 SH   SOLE   443 0 46,329
ISHARES TR CORE S&P US GWT 464287671   3,665,384 27,787 SH   SOLE   0 0 27,787
ISHARES TR CORE S&P MCP ETF 464287507   4,094,846 65,706 SH   SOLE   1,945 0 63,761
ISHARES TR RUS 1000 GRW ETF 464287614   3,656,766 9,742 SH   SOLE   0 0 9,742
ISHARES TR RUS 1000 ETF 464287622   21,336,085 67,864 SH   SOLE   0 0 67,864
ISHARES TR NATIONAL MUN ETF 464288414   20,403,356 187,824 SH   SOLE   12,350 0 175,474
ISHARES TR MSCI USA MIN VOL 46429B697   9,525,549 104,321 SH   SOLE   0 0 104,321
ISHARES TR EAFE SML CP ETF 464288273   3,871,674 57,189 SH   SOLE   0 0 57,189
ISHARES TR CORE HIGH DV ETF 46429B663   302,283 2,570 SH   SOLE   0 0 2,570
ISHARES TR CORE DIV GRWTH 46434V621   843,995 13,463 SH   SOLE   0 0 13,463
ISHARES TR GLOBAL REIT ETF 46434V647   1,371,680 51,393 SH   SOLE   4,667 0 46,726
ISHARES TR 0-3 MNTH TREASRY 46436E718   806,137 8,004 SH   SOLE   0 0 8,004
ISHARES TR RUS 2000 VAL ETF 464287630   14,059,789 84,282 SH   SOLE   1,030 0 83,252
ISHARES TR CORE S&P500 ETF 464287200   253,875,270 440,131 SH   SOLE   7,913 0 432,218
ISHARES TR S&P 500 VAL ETF 464287408   816,148 4,139 SH   SOLE   0 0 4,139
ISHARES TR EAFE VALUE ETF 464288877   67,669,830 1,176,253 SH   SOLE   12,519 0 1,163,734
ISHARES TR MSCI USA QLT FCT 46432F339   294,770 1,644 SH   SOLE   0 0 1,644
ISHARES TR SELECT DIVID ETF 464287168   824,467 6,104 SH   SOLE   1,155 0 4,949
ISHARES TR CORE TOTAL USD 46434V613   840,149 17,830 SH   SOLE   1,451 0 16,379
ISHARES TR AGGRES ALLOC ETF 464289859   548,815 6,955 SH   SOLE   0 0 6,955
ISHARES TR RUSSELL 3000 ETF 464287689   8,513,463 26,056 SH   SOLE   704 0 25,352
ISHARES TR 1 3 YR TREAS BD 464287457   510,126 6,135 SH   SOLE   0 0 6,135
ISHARES TR CORE US AGGBD ET 464287226   11,225,250 110,846 SH   SOLE   15,511 0 95,335
JEFFERIES FINL GROUP INC COM 47233W109   373,855 6,074 SH   SOLE   0 0 6,074
JFROG LTD ORD SHS M6191J100   367,008 12,638 SH   SOLE   0 0 12,638
JOHNSON & JOHNSON COM 478160104   3,761,460 23,211 SH   SOLE   453 0 22,758
JPMORGAN CHASE & CO. COM 46625H100   5,316,915 25,216 SH   SOLE   760 0 24,456
KENVUE INC COM 49177J102   219,597 9,494 SH   SOLE   0 0 9,494
KINDER MORGAN INC DEL COM 49456B101   544,961 24,670 SH   SOLE   0 0 24,670
KRAFT HEINZ CO COM 500754106   219,964 6,265 SH   SOLE   0 0 6,265
LINDE PLC SHS G54950103   247,967 520 SH   SOLE   0 0 520
LOCKHEED MARTIN CORP COM 539830109   396,916 679 SH   SOLE   0 0 679
LOEWS CORP COM 540424108   435,249 5,506 SH   SOLE   0 0 5,506
LOWES COS INC COM 548661107   1,800,342 6,647 SH   SOLE   0 0 6,647
MARATHON OIL CORP COM 565849106   278,790 10,469 SH   SOLE   0 0 10,469
MARATHON PETE CORP COM 56585A102   1,093,777 6,714 SH   SOLE   2,343 0 4,371
MASTERCARD INCORPORATED CL A 57636Q104   1,424,182 2,885 SH   SOLE   0 0 2,885
MCDONALDS CORP COM 580135101   801,672 2,633 SH   SOLE   0 0 2,633
MERCK & CO INC COM 58933Y105   1,746,320 15,377 SH   SOLE   175 0 15,202
META PLATFORMS INC CL A 30303M102   6,899,730 12,053 SH   SOLE   1,191 0 10,862
METLIFE INC COM 59156R108   265,420 3,218 SH   SOLE   0 0 3,218
MICROSOFT CORP COM 594918104   19,677,191 45,728 SH   SOLE   1,130 0 44,598
MONDELEZ INTL INC CL A 609207105   245,542 3,333 SH   SOLE   0 0 3,333
MONROE CAP CORP COM 610335101   88,880 11,000 SH   SOLE   0 0 11,000
MORGAN STANLEY COM NEW 617446448   290,588 2,788 SH   SOLE   0 0 2,788
NETFLIX INC COM 64110L106   992,268 1,399 SH   SOLE   388 0 1,011
NEW YORK LIFE INVESTMENTS ET NYLI HEDGE MULTI 45409B107   6,240,586 194,532 SH   SOLE   16,016 0 178,516
NEW YORK LIFE INVESTMENTS ET NYLI MERGER ARBI 45409B800   3,871,918 117,759 SH   SOLE   15,461 0 102,298
NEXTERA ENERGY INC COM 65339F101   809,377 9,575 SH   SOLE   0 0 9,575
NIKE INC CL B 654106103   448,277 5,071 SH   SOLE   264 0 4,807
NOKIA CORP SPONSORED ADR 654902204   101,913 23,321 SH   SOLE   0 0 23,321
NOVARTIS AG SPONSORED ADR 66987V109   322,917 2,807 SH   SOLE   0 0 2,807
NOVO-NORDISK A S ADR 670100205   640,834 5,382 SH   SOLE   0 0 5,382
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   330,921 10,668 SH   SOLE   0 0 10,668
NVIDIA CORPORATION COM 67066G104   2,666,616 21,958 SH   SOLE   0 0 21,958
OCCIDENTAL PETE CORP COM 674599105   201,191 3,904 SH   SOLE   3,716 0 188
ORACLE CORP COM 68389X105   3,406,126 19,989 SH   SOLE   0 0 19,989
PALO ALTO NETWORKS INC COM 697435105   302,835 886 SH   SOLE   0 0 886
PARKER-HANNIFIN CORP COM 701094104   283,687 449 SH   SOLE   0 0 449
PAYCHEX INC COM 704326107   1,567,204 11,679 SH   SOLE   0 0 11,679
PEPSICO INC COM 713448108   3,127,057 18,389 SH   SOLE   722 0 17,667
PFIZER INC COM 717081103   1,100,062 38,012 SH   SOLE   0 0 38,012
PROCTER AND GAMBLE CO COM 742718109   5,294,038 30,566 SH   SOLE   0 0 30,566
PROSHARES TR S&P 500 DV ARIST 74348A467   472,627 4,427 SH   SOLE   0 0 4,427
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   227,129 2,546 SH   SOLE   0 0 2,546
QUALCOMM INC COM 747525103   2,650,222 15,585 SH   SOLE   380 0 15,205
REALTY INCOME CORP COM 756109104   212,122 3,345 SH   SOLE   89 0 3,256
REGENERON PHARMACEUTICALS COM 75886F107   355,318 338 SH   SOLE   60 0 278
RESMED INC COM 761152107   294,165 1,205 SH   SOLE   0 0 1,205
RESTAURANT BRANDS INTL INC COM 76131D103   943,474 13,082 SH   SOLE   0 0 13,082
RLJ LODGING TR CUM CONV PFD A 74965L200   364,598 13,980 SH   SOLE   13,980 0 0
ROBINHOOD MKTS INC COM CL A 770700102   985,326 42,072 SH   SOLE   0 0 42,072
ROYAL BK CDA COM 780087102   3,830,209 30,708 SH   SOLE   0 0 30,708
RTX CORPORATION COM 75513E101   1,244,193 10,269 SH   SOLE   0 0 10,269
S&P GLOBAL INC COM 78409V104   203,548 394 SH   SOLE   60 0 334
SALESFORCE INC COM 79466L302   1,730,943 6,324 SH   SOLE   3,789 0 2,535
SCHWAB CHARLES CORP COM 808513105   1,640,858 25,318 SH   SOLE   0 0 25,318
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   214,850 2,994 SH   SOLE   0 0 2,994
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,812,218 85,662 SH   SOLE   5,614 0 80,048
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   583,165 12,272 SH   SOLE   1,026 0 11,246
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,732,973 26,051 SH   SOLE   0 0 26,051
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   22,873,515 708,816 SH   SOLE   11,847 0 696,969
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   395,645 3,798 SH   SOLE   0 0 3,798
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,208,193 15,033 SH   SOLE   0 0 15,033
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   7,443,758 199,190 SH   SOLE   652 0 198,538
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,308,585 15,749 SH   SOLE   0 0 15,749
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,287,349 15,229 SH   SOLE   0 0 15,229
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   234,262 2,900 SH   SOLE   0 0 2,900
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   791,739 3,507 SH   SOLE   0 0 3,507
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   12,646,365 279,046 SH   SOLE   0 0 279,046
SEMPRA COM 816851109   222,121 2,656 SH   SOLE   0 0 2,656
SERVICENOW INC COM 81762P102   308,564 345 SH   SOLE   0 0 345
SILGAN HLDGS INC COM 827048109   1,214,220 23,128 SH   SOLE   0 0 23,128
SIMON PPTY GROUP INC NEW COM 828806109   988,907 5,851 SH   SOLE   0 0 5,851
SNOWFLAKE INC CL A 833445109   476,899 4,152 SH   SOLE   2,988 0 1,164
SOLENO THERAPEUTICS INC COM 834203309   612,343 12,128 SH   SOLE   0 0 12,128
SOLVENTUM CORP COM SHS 83444M101   258,315 3,705 SH   SOLE   540 0 3,165
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   320,725 758 SH   SOLE   0 0 758
SPDR GOLD TR GOLD SHS 78463V107   734,285 3,021 SH   SOLE   131 0 2,890
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   214,814 6,294 SH   SOLE   0 0 6,294
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   235,061 8,526 SH   SOLE   0 0 8,526
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   781,875 12,437 SH   SOLE   0 0 12,437
SPDR S&P 500 ETF TR TR UNIT 78462F103   34,684,528 60,452 SH   SOLE   1,319 0 59,133
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,835,188 3,221 SH   SOLE   0 0 3,221
SPDR SER TR DJ REIT ETF 78464A607   323,926 3,035 SH   SOLE   0 0 3,035
SPDR SER TR S&P DIVID ETF 78464A763   2,210,768 15,564 SH   SOLE   1,157 0 14,407
STARBUCKS CORP COM 855244109   462,457 4,744 SH   SOLE   909 0 3,835
STRYKER CORPORATION COM 863667101   432,215 1,196 SH   SOLE   0 0 1,196
TARGET CORP COM 87612E106   228,490 1,466 SH   SOLE   0 0 1,466
TCW ETF TRUST TRANSFRM 500 ETF 29287L106   4,055,446 60,493 SH   SOLE   0 0 60,493
TCW ETF TRUST TRANSFORM SYSTEM 29287L205   2,021,962 27,350 SH   SOLE   0 0 27,350
TESLA INC COM 88160R101   1,768,095 6,758 SH   SOLE   0 0 6,758
TEXAS INSTRS INC COM 882508104   293,122 1,419 SH   SOLE   0 0 1,419
THE CIGNA GROUP COM 125523100   274,035 791 SH   SOLE   0 0 791
THERMO FISHER SCIENTIFIC INC COM 883556102   1,005,177 1,625 SH   SOLE   0 0 1,625
TJX COS INC NEW COM 872540109   2,982,459 25,374 SH   SOLE   1,860 0 23,514
T-MOBILE US INC COM 872590104   325,635 1,578 SH   SOLE   0 0 1,578
TOTALENERGIES SE SPONSORED ADS 89151E109   290,790 4,500 SH   SOLE   0 0 4,500
TRANSDIGM GROUP INC COM 893641100   2,855,687 2,001 SH   SOLE   0 0 2,001
TRUIST FINL CORP COM 89832Q109   390,577 9,132 SH   SOLE   0 0 9,132
UNION PAC CORP COM 907818108   1,950,146 7,912 SH   SOLE   646 0 7,266
UNITED PARCEL SERVICE INC CL B 911312106   264,909 1,943 SH   SOLE   0 0 1,943
UNITEDHEALTH GROUP INC COM 91324P102   2,620,765 4,482 SH   SOLE   434 0 4,048
US BANCORP DEL COM NEW 902973304   949,857 20,771 SH   SOLE   80 0 20,691
VANECK ETF TRUST BIOTECH ETF 92189F726   768,633 4,333 SH   SOLE   590 0 3,743
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   3,072,722 33,233 SH   SOLE   0 0 33,233
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,320,025 16,775 SH   SOLE   0 0 16,775
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   37,659,294 501,386 SH   SOLE   14,692 0 486,694
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,746,022 34,962 SH   SOLE   0 0 34,962
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   669,723 3,680 SH   SOLE   0 0 3,680
VANGUARD INDEX FDS TOTAL STK MKT 922908769   25,921,255 91,543 SH   SOLE   0 0 91,543
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,886,609 39,895 SH   SOLE   0 0 39,895
VANGUARD INDEX FDS MID CAP ETF 922908629   1,238,155 4,693 SH   SOLE   0 0 4,693
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,327,384 47,753 SH   SOLE   131 0 47,622
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   80,841,597 153,207 SH   SOLE   6,323 0 146,884
VANGUARD INDEX FDS VALUE ETF 922908744   15,579,110 89,243 SH   SOLE   0 0 89,243
VANGUARD INDEX FDS SM CP VAL ETF 922908611   172,916,707 861,225 SH   SOLE   20,380 0 840,845
VANGUARD INDEX FDS GROWTH ETF 922908736   5,503,249 14,334 SH   SOLE   0 0 14,334
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,846,754 10,812 SH   SOLE   0 0 10,812
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   445,063 1,828 SH   SOLE   0 0 1,828
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   630,440 3,760 SH   SOLE   0 0 3,760
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,449,680 5,422 SH   SOLE   0 0 5,422
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   214,801 3,021 SH   SOLE   0 0 3,021
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   578,152 4,830 SH   SOLE   0 0 4,830
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,913,164 102,679 SH   SOLE   6,169 0 96,510
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   13,777,155 109,378 SH   SOLE   917 0 108,461
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,150,527 45,844 SH   SOLE   256 0 45,588
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   20,444,836 324,521 SH   SOLE   9,651 0 314,870
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   265,508,330 5,193,824 SH   SOLE   116,185 0 5,077,639
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   777,234 13,169 SH   SOLE   0 0 13,169
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   594,221 7,482 SH   SOLE   480 0 7,002
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   3,427,196 41,128 SH   SOLE   0 0 41,128
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   191,876,413 968,782 SH   SOLE   16,870 0 951,912
VANGUARD STAR FDS VG TL INTL STK F 921909768   300,953 4,649 SH   SOLE   0 0 4,649
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,667,085 145,183 SH   SOLE   4,293 0 140,890
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,322,536 10,316 SH   SOLE   0 0 10,316
VANGUARD WORLD FD MEGA GRWTH IND 921910816   229,925 714 SH   SOLE   0 0 714
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   291,578 1,033 SH   SOLE   0 0 1,033
VANGUARD WORLD FD MATERIALS ETF 92204A801   633,352 2,995 SH   SOLE   90 0 2,905
VANGUARD WORLD FD INF TECH ETF 92204A702   12,588,475 21,463 SH   SOLE   831 0 20,632
VERIZON COMMUNICATIONS INC COM 92343V104   389,671 8,677 SH   SOLE   0 0 8,677
VISA INC COM CL A 92826C839   1,483,760 5,396 SH   SOLE   0 0 5,396
WALMART INC COM 931142103   1,166,820 14,450 SH   SOLE   0 0 14,450
WASTE MGMT INC DEL COM 94106L109   366,207 1,764 SH   SOLE   0 0 1,764
WELLS FARGO CO NEW COM 949746101   1,380,051 24,430 SH   SOLE   0 0 24,430
WISDOMTREE TR EMER MKT HIGH FD 97717W315   20,522,052 466,304 SH   SOLE   10,284 0 456,020
WISDOMTREE TR US LARGECAP DIVD 97717W307   3,326,153 42,339 SH   SOLE   0 0 42,339