The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 887 7,493 SH   DFND   6,723 0 770
ABBVIE INC COMMON STOCK 00287Y109 1,857 11,456 SH   DFND   10,386 0 1,070
ADOBE INC COMMON STOCK 00724F101 10,568 23,195 SH   DFND   23,108 0 87
ADOBE INC COMMON STOCK 00724F101 189 415 SH   OTR   415 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 262 1,050 SH   DFND   1,050 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 999 359 SH   DFND   352 0 7
ALPHABET INC CL C COMMON STOCK 02079K107 533 191 SH   DFND   186 0 5
AMAZON.COM INC COMMON STOCK 023135106 1,689 518 SH   DFND   518 0 0
AMGEN INC COMMON STOCK 031162100 251 1,036 SH   DFND   966 0 70
ANALOG DEVICES INC COMMON STOCK 032654105 232 1,407 SH   DFND   1,407 0 0
APPLE INC COMMON STOCK 037833100 3,994 22,872 SH   DFND   20,866 0 2,006
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 325 1,427 SH   DFND   1,014 0 413
BALL CORP COMMON STOCK 058498106 6,994 77,711 SH   DFND   77,551 0 160
BALL CORP COMMON STOCK 058498106 84 932 SH   OTR   932 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 341 8,262 SH   DFND   8,262 0 0
BAR HBR BANKSHARES COMMON STOCK 066849100 187 6,525 SH   DFND   600 0 5,925
BAR HBR BANKSHARES COMMON STOCK 066849100 29 1,000 SH   OTR   1,000 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 959 2,717 SH   DFND   2,562 0 155
BOEING CO COMMON STOCK 097023105 474 2,473 SH   DFND   2,323 0 150
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 303 4,153 SH   DFND   4,153 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 4,505 95,771 SH   DFND   0 0 95,771
CAMDEN NATIONAL CORP COMMON STOCK 133034108 51 1,075 SH   OTR   0 0 1,075
CATERPILLAR INC COMMON STOCK 149123101 337 1,512 SH   DFND   1,512 0 0
CATERPILLAR INC COMMON STOCK 149123101 22 100 SH   OTR   100 0 0
CERNER CORP COMMON STOCK 156782104 206 2,197 SH   DFND   2,197 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 527 3,238 SH   DFND   2,607 0 631
CHEVRON CORPORATION COMMON STOCK 166764100 25 155 SH   OTR   155 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 496 8,898 SH   DFND   8,898 0 0
COCA COLA CO COMMON STOCK 191216100 696 11,228 SH   DFND   11,128 0 100
COLGATE PALMOLIVE CO COMMON STOCK 194162103 412 5,439 SH   DFND   5,439 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 542 11,577 SH   DFND   11,577 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 14,382 24,976 SH   DFND   24,911 0 65
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 161 280 SH   OTR   280 0 0
DANAHER CORP COMMON STOCK 235851102 1,372 4,678 SH   DFND   4,678 0 0
DEERE & CO COMMON STOCK 244199105 8,751 21,064 SH   DFND   21,024 0 40
DEERE & CO COMMON STOCK 244199105 101 242 SH   OTR   242 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 500 3,645 SH   DFND   2,801 0 844
DOMINION ENERGY INC COMMON STOCK 25746U109 348 4,099 SH   DFND   4,099 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 6,736 60,328 SH   DFND   60,128 0 200
DUKE ENERGY CORP COMMON STOCK 26441C204 69 620 SH   OTR   620 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 8,660 73,565 SH   DFND   73,380 0 185
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 102 870 SH   OTR   870 0 0
EMERSON ELEC CO COMMON STOCK 291011104 232 2,368 SH   DFND   2,368 0 0
EXPEDITORS INTL OF WASHINGTON COMMON STOCK 302130109 4,338 42,055 SH   DFND   41,970 0 85
EXPEDITORS INTL OF WASHINGTON COMMON STOCK 302130109 51 497 SH   OTR   497 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,383 16,749 SH   DFND   13,671 0 3,078
EXXON MOBIL CORP COMMON STOCK 30231G102 8 100 SH   OTR   100 0 0
FORTINET INC COMMON STOCK 34959E109 5,040 14,749 SH   DFND   14,719 0 30
FORTINET INC COMMON STOCK 34959E109 62 180 SH   OTR   180 0 0
GENUINE PARTS CO COMMON STOCK 372460105 8,539 67,759 SH   DFND   67,549 0 210
GENUINE PARTS CO COMMON STOCK 372460105 86 686 SH   OTR   686 0 0
HOME DEPOT INC COMMON STOCK 437076102 5,138 17,166 SH   DFND   17,106 0 60
HOME DEPOT INC COMMON STOCK 437076102 54 182 SH   OTR   182 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,374 7,062 SH   DFND   7,062 0 0
HUBBELL INC COMMON STOCK 443510607 583 3,173 SH   DFND   3,173 0 0
IDEXX LABS INC COMMON STOCK 45168D104 323 590 SH   DFND   590 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 387 1,848 SH   DFND   1,848 0 0
INTEL CORP COMMON STOCK 458140100 8,621 173,949 SH   DFND   173,484 0 465
INTEL CORP COMMON STOCK 458140100 96 1,938 SH   OTR   1,938 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 354 2,719 SH   DFND   2,194 0 525
INTUIT INC COMMON STOCK 461202103 306 637 SH   DFND   587 0 50
JOHNSON & JOHNSON COMMON STOCK 478160104 10,524 59,383 SH   DFND   58,916 0 467
JOHNSON & JOHNSON COMMON STOCK 478160104 151 850 SH   OTR   850 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 8,072 59,211 SH   DFND   58,968 0 243
JP MORGAN CHASE & CO COMMON STOCK 46625H100 85 625 SH   OTR   625 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 242 1,965 SH   DFND   1,735 0 230
KINDER MORGAN INC COMMON STOCK 49456B101 5,927 313,429 SH   DFND   312,419 0 1,010
KINDER MORGAN INC COMMON STOCK 49456B101 21 1,105 SH   OTR   1,105 0 0
KROGER CO COMMON STOCK 501044101 257 4,471 SH   DFND   2,936 0 1,535
KROGER CO COMMON STOCK 501044101 46 800 SH   OTR   0 0 800
LILLY ELI & CO COMMON STOCK 532457108 550 1,919 SH   DFND   1,919 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 278 629 SH   DFND   501 0 128
LOWES COS INC COMMON STOCK 548661107 520 2,573 SH   DFND   2,573 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 6,584 26,498 SH   DFND   26,423 0 75
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 58 235 SH   OTR   235 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 2,993 29,993 SH   DFND   29,933 0 60
MCCORMICK & CO INC COMMON STOCK 579780206 39 390 SH   OTR   390 0 0
MCDONALDS CORP COMMON STOCK 580135101 10,784 43,609 SH   DFND   43,474 0 135
MCDONALDS CORP COMMON STOCK 580135101 100 403 SH   OTR   403 0 0
MERCK & CO INC COMMON STOCK 58933Y105 8,796 107,204 SH   DFND   105,341 0 1,863
MERCK & CO INC COMMON STOCK 58933Y105 122 1,487 SH   OTR   632 0 855
META PLATFORMS INC CL A COMMON STOCK 30303M102 454 2,042 SH   DFND   2,042 0 0
MICROSOFT CORP COMMON STOCK 594918104 19,742 64,034 SH   DFND   63,751 0 283
MICROSOFT CORP COMMON STOCK 594918104 293 950 SH   OTR   950 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 7,188 114,500 SH   DFND   114,120 0 380
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 104 1,655 SH   OTR   1,655 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 8,090 95,500 SH   DFND   95,308 0 192
NEXTERA ENERGY INC COMMON STOCK 65339F101 87 1,025 SH   OTR   1,025 0 0
NUCOR CORP COMMON STOCK 670346105 297 2,000 SH   DFND   2,000 0 0
NVIDIA CORP COMMON STOCK 67066G104 2,485 9,106 SH   DFND   8,823 0 283
NVIDIA CORP COMMON STOCK 67066G104 26 96 SH   OTR   96 0 0
OMNICOM GROUP COMMON STOCK 681919106 8,348 98,351 SH   DFND   98,055 0 296
OMNICOM GROUP COMMON STOCK 681919106 87 1,030 SH   OTR   1,030 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 7,325 88,537 SH   DFND   88,362 0 175
ORACLE CORPORATION COMMON STOCK 68389X105 85 1,028 SH   OTR   1,028 0 0
PEPSICO INC COMMON STOCK 713448108 9,250 55,264 SH   DFND   55,139 0 125
PEPSICO INC COMMON STOCK 713448108 126 755 SH   OTR   755 0 0
PFIZER INC COMMON STOCK 717081103 735 14,188 SH   DFND   11,517 0 2,671
PROCTER & GAMBLE CO COMMON STOCK 742718109 11,919 78,001 SH   DFND   75,423 0 2,578
PROCTER & GAMBLE CO COMMON STOCK 742718109 137 895 SH   OTR   895 0 0
QUANTA SERVICES INC COMMON STOCK 74762E102 2,749 20,891 SH   DFND   20,851 0 40
QUANTA SERVICES INC COMMON STOCK 74762E102 32 244 SH   OTR   244 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100 11,177 84,354 SH   DFND   84,124 0 230
REPUBLIC SERVICES INC COMMON STOCK 760759100 141 1,065 SH   OTR   1,065 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 5,553 13,537 SH   DFND   13,056 0 481
S&P GLOBAL INC COMMON STOCK 78409V104 57 140 SH   OTR   140 0 0
SHERWIN-WILLIAMS CO COMMON STOCK 824348106 257 1,031 SH   DFND   1,031 0 0
STRYKER CORPORATION COMMON STOCK 863667101 239 893 SH   DFND   893 0 0
SYSCO CORP COMMON STOCK 871829107 3,836 46,981 SH   DFND   46,852 0 129
SYSCO CORP COMMON STOCK 871829107 42 515 SH   OTR   515 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 4,743 31,374 SH   DFND   31,309 0 65
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 57 376 SH   OTR   376 0 0
T-MOBILE US INC COMMON STOCK 872590104 10,154 79,109 SH   DFND   78,864 0 245
T-MOBILE US INC COMMON STOCK 872590104 121 940 SH   OTR   940 0 0
TARGET CORP COMMON STOCK 87612E106 9,690 45,660 SH   DFND   45,504 0 156
TARGET CORP COMMON STOCK 87612E106 159 750 SH   OTR   750 0 0
TESLA INC COMMON STOCK 88160R101 733 680 SH   DFND   530 0 150
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 7,334 39,969 SH   DFND   39,889 0 80
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 90 489 SH   OTR   489 0 0
THE TRADE DESK INC CL A COMMON STOCK 88339J105 354 5,107 SH   DFND   0 0 5,107
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 4,240 7,178 SH   DFND   7,155 0 23
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 54 92 SH   OTR   92 0 0
TJX COS INC COMMON STOCK 872540109 6,738 111,226 SH   DFND   110,881 0 345
TJX COS INC COMMON STOCK 872540109 126 2,085 SH   OTR   2,085 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 607 3,322 SH   DFND   3,322 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 7,060 124,514 SH   DFND   124,169 0 345
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 82 1,440 SH   OTR   1,440 0 0
UNION PAC CORP COMMON STOCK 907818108 443 1,621 SH   DFND   621 0 1,000
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 217 1,010 SH   DFND   200 0 810
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 976 1,914 SH   DFND   1,914 0 0
US BANCORP NEW COMMON STOCK 902973304 6,528 122,826 SH   DFND   122,487 0 339
US BANCORP NEW COMMON STOCK 902973304 75 1,415 SH   OTR   1,415 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 320 6,278 SH   DFND   6,278 0 0
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 5,005 19,180 SH   DFND   19,120 0 60
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 35 135 SH   OTR   135 0 0
VISA INC CL A COMMON STOCK 92826C839 10,098 45,534 SH   DFND   45,399 0 135
VISA INC CL A COMMON STOCK 92826C839 228 1,030 SH   OTR   1,030 0 0
WALMART INC COMMON STOCK 931142103 687 4,615 SH   DFND   4,555 0 60
WALMART INC COMMON STOCK 931142103 15 100 SH   OTR   100 0 0
WELLS FARGO & CO COMMON STOCK 949746101 406 8,384 SH   DFND   8,384 0 0
XYLEM INC COMMON STOCK 98419M100 6,836 80,181 SH   DFND   79,911 0 270
XYLEM INC COMMON STOCK 98419M100 95 1,111 SH   OTR   1,111 0 0
YUM! BRANDS INC COMMON STOCK 988498101 213 1,800 SH   DFND   200 0 1,600
ZOETIS INC COMMON STOCK 98978V103 11,063 58,663 SH   DFND   58,507 0 156
ZOETIS INC COMMON STOCK 98978V103 148 785 SH   OTR   785 0 0
3M CO COMMON STOCK 88579Y101 319 2,143 SH   DFND   1,513 0 630
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 5,757 65,605 SH   DFND   65,395 0 210
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 71 806 SH   OTR   806 0 0
ACCENTURE PLC CL A COMMON STOCK G1151C101 14,279 42,343 SH   DFND   42,216 0 127
ACCENTURE PLC CL A COMMON STOCK G1151C101 175 520 SH   OTR   520 0 0
ALCON INC COMMON STOCK H01301128 4,703 59,287 SH   DFND   59,150 0 137
ALCON INC COMMON STOCK H01301128 43 539 SH   OTR   539 0 0
BCE INC COMMON STOCK 05534B760 7,980 143,883 SH   DFND   143,478 0 405
BCE INC COMMON STOCK 05534B760 107 1,925 SH   OTR   1,925 0 0
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 8,483 61,352 SH   DFND   61,142 0 210
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 117 845 SH   OTR   845 0 0
CHUBB LTD COMMON STOCK H1467J104 10,020 46,844 SH   DFND   46,728 0 116
CHUBB LTD COMMON STOCK H1467J104 122 570 SH   OTR   570 0 0
LINDE PLC COMMON STOCK G5494J103 12,038 37,687 SH   DFND   37,571 0 116
LINDE PLC COMMON STOCK G5494J103 143 449 SH   OTR   449 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 6,413 57,805 SH   DFND   57,601 0 204
MEDTRONIC PLC COMMON STOCK G5960L103 93 835 SH   OTR   835 0 0
TC ENERGY CORP COMMON STOCK 87807B107 5,999 106,325 SH   DFND   105,995 0 330
TC ENERGY CORP COMMON STOCK 87807B107 80 1,419 SH   OTR   1,419 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100 225 894 SH   DFND   894 0 0
EQUINIX INC REIT OTHER 29444U700 4,718 6,362 SH   DFND   6,347 0 15
EQUINIX INC REIT OTHER 29444U700 52 70 SH   OTR   70 0 0
PROLOGIS INC REIT OTHER 74340W103 10,550 65,335 SH   DFND   65,165 0 170
PROLOGIS INC REIT OTHER 74340W103 109 675 SH   OTR   675 0 0
PUBLIC STORAGE INC REIT OTHER 74460D109 9,524 24,402 SH   DFND   24,331 0 71
PUBLIC STORAGE INC REIT OTHER 74460D109 117 300 SH   OTR   300 0 0
FINANCIAL SELECT SECTOR SPDR E OTHER 81369Y605 7,208 188,095 SH   DFND   187,990 0 105
FINANCIAL SELECT SECTOR SPDR E OTHER 81369Y605 82 2,150 SH   OTR   2,150 0 0
FIRST TRUST NASDAQ CLEAN EDGE OTHER 33733E500 442 6,834 SH   DFND   6,544 0 290
FIRST TRUST NASDAQ CLEAN EDGE OTHER 33733E500 66 1,015 SH   OTR   1,015 0 0
FT NASDAQ TECH DVD INDEX FD OTHER 33738R118 243 4,129 SH   DFND   4,129 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103 215 3,866 SH   DFND   3,866 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 2,775 10,342 SH   DFND   10,342 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 6,783 62,871 SH   DFND   62,771 0 100
ISHARES CORE S&P 500 ETF OTHER 464287200 825 1,818 SH   DFND   1,818 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 598 4,669 SH   DFND   4,519 0 150
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 13 100 SH   OTR   100 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 821 11,155 SH   DFND   11,155 0 0
ISHARES MSCI USA MIN VOL FACTO OTHER 46429B697 4,335 55,881 SH   DFND   55,581 0 300
ISHARES RUSSELL 3000 ETF OTHER 464287689 365 1,390 SH   DFND   0 0 1,390
KAYNE ANDERSON NEXTGEN ENERGY OTHER 48661E108 107 12,500 SH   DFND   12,500 0 0
SCHWAB US DVD EQUITY ETF OTHER 808524797 661 8,375 SH   DFND   8,375 0 0
SPDR GOLD TRUST OTHER 78463V107 791 4,376 SH   DFND   3,991 0 385
SPDR S&P 500 ETF TRUST OTHER 78462F103 297 658 SH   DFND   658 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 250 1,574 SH   DFND   1,574 0 0
VANGUARD DIVIDEND APPREC ETF OTHER 921908844 1,310 8,076 SH   DFND   8,076 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 7,558 157,363 SH   DFND   157,148 0 215
VANGUARD SMALL-CAP ETF OTHER 922908751 292 1,373 SH   DFND   1,373 0 0
ISHARES AAA-A RATED CORPORAT E OTHER 46429B291 391 7,535 SH   DFND   7,535 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 8,732 70,099 SH   DFND   70,054 0 45
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 75 600 SH   OTR   600 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 6,051 72,596 SH   DFND   72,486 0 110
ISHARES IBOXX INV GRD CORP BON OTHER 464287242 3,553 29,375 SH   DFND   29,350 0 25
ISHARES IBOXX INV GRD CORP BON OTHER 464287242 5 40 SH   OTR   40 0 0
ISHARES 0-5 YR INV GRD CORP OTHER 46434V100 15,032 304,536 SH   DFND   304,361 0 175
ISHARES 0-5 YR INV GRD CORP OTHER 46434V100 26 535 SH   OTR   535 0 0
ISHARES 1-5Y INV GRADE CORP ET OTHER 464288646 371 7,175 SH   DFND   7,175 0 0
ISHARES 3-7 YEAR TREASURY BOND OTHER 464288661 3,813 31,238 SH   DFND   31,213 0 25
VANGUARD SHORT TERM BOND ETF OTHER 921937827 588 7,544 SH   DFND   7,544 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 327 4,112 SH   DFND   4,112 0 0
VANGUARD TOTAL INTL BOND ETF OTHER 92203J407 4,731 90,223 SH   DFND   90,223 0 0
VANGUARD TOTAL INTL BOND ETF OTHER 92203J407 130 2,482 SH   OTR   2,482 0 0